Shahjalal Islami Bank Ltd

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Presentationon


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Prepared For


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Prepared ByName ID

Shanu Uddin Rubel 0901010054

Safinaz Amin Anni 0901010028

MD. Maidul Islam 0901010017

Nisita Roy Toma 0901010026


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Overview of SJIBL

Commenced its commercial operation in accordance with principle of Islamic

Shariah on the 10th May 2001.

Islamic Banking, in essence, is not only INTEREST-FREE banking business.

May 10, 2001 started its commercial operation .

No. Of Branches 73

ATM Booth 23

SME Center 6


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To make significantcontribution to thenational economyand enhancecustomers' trust &

wealth, qualityinvestment,employees' valueand rapid growth inshareholders' equity.

To provide qualityservices tocustomers.

To set highstandards ofintegrity.

To make quality

investment.

To ensuresustainable growth inbusiness.


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To strive for customersbest satisfaction &earn their confidence.

To manage & operate

the Bank in the mosteffective manner.

To diversify portfolioboth the retail &wholesale markets.

Committed to CordialService.


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Group Corporate Structure


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Board Of Directors (Cont.)


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Board Of Directors


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Product & Services

SJIBLCard

LiabilityProduct

AssetProduct


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Liabilityproduct

MudarabaMillioanare

Al-WadiahCurrent deposit

Mudaraba

Double /Triple BenefitScheme

Mudaraba

SJIBL SchoolBankingMudaraba

Hajj Scheme

Mudaraba

IncomeScheme

Mudaraba

ForeignCurrencydeposit

MudarabaSaving deposit


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Double Money Scheme ofSJIBL not only doublesthe money, it triples yourmoney in nine and a half

years.

If you encase after sixyears youll get it doubled.

A fixed deposit for 3years term. Profit is

distributed every month atan estimated rate.

At the end of the termyou would get the

principal.

The term for Millionairescheme ofSJIBL is 12,

15, 20 and 25 years.

You have to deposit theinstallment every month.

After completing the termyou would get about a

million taka.

Monthly Income Scheme


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Assetproduct

Bai-Muazzal

Bai-salam

InvesmentAgainest

LC

HousingInvestment

Scheme

CarInvestment

Scheme

InvestmentScheme

forMarriage

InvestmentScheme

forEducation


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Car Investment Scheme

List of Purchasable cars under the schemeThe following brand new and reconditioned cars (without registered) will only

be purchased under the scheme:

1.Private Car.2.Microbus.3.Jeep.li

Eligibility of the investment client

Analysis over General Banking of Shahjalal Islami Bank LtdThe permanent

employees working in the following organizations aged between 20 to 55years are

eligible to avail investment facility.

1.Government Organizations.

2.Banks and Financial Institutions.

3.Senior teachers of University & Government College.

4.Executives/Officers working in any Multi-national Companies or in ant

renowned Non-governmental Organizations.


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Housing Investment Scheme

(Cont.)Location of the facility

Initially the scheme shall be implemented in Dhaka, Chittagong,

Sylhet, Khulna,Rajshahi & Narayangonj cities of the country.

Tenure of Investment

Repayment period will be from 1 year to maximum 20 years on case

to case basis, under prudential judgment of approving authority.

Investment proposals with repayment period of 5 years shall get firstpreference and that up to 10 years shall get 2nd preference.


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Housing Investment Scheme


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Bai-Muajjal (F.O.) InvestmentScheme

Depositors may even be in need of money to purchase required

products/goods for their personal/family use or to meet urgent

family requirements. In such a situation, they require investment

facility against their deposit with the Band.

Shahjalal Islami BandLimited (SJIBL) is also providing such

investment facility to its depository customers as part of financial

obligation (FO).


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Key Performance Indicator


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S1) Good asset quality

2) Satisfactorybusiness growth

3) Diversified productlines

4) Good profitability

5) Experienced topmanagement

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1) Negative retainedearnings

2) Dependent on fixeddeposits

3) Moderate riskmanagement system

4) Limited delegationof power

5) Limited branchnetwork

Limited market share

O

1) SME and Agrobased business

2) Real time onlinebanking

3)Credit card in duelcurrency

4)Basel- IIcompliance to tap

advantages from RMsystem

T

1) Increasedcompetition in the

market

2) Market pressurefor increasing the

SLR

3) Market pressurefor dollar crisis


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Good Bye

Shahjalal Islami Bank Ltd

Documents

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