Serving Ontario-Montclair School Employees You€¦ · • Trick-or-Treating for the Kids • Fun...
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President’s Message Fall is here! While that might not mean much to everyone, it sure means something to the hard working OMSD staff and families who just got through back to school. Here’s to hoping everything went smoothly for all of you! Here at OMSEFCU, things have been pretty busy too. One new benefit we’ve added for our members includes new free home ownership seminars, which we hope will be of aid to anyone considering buying a home. You can find more information in this newsletter. Although it seems a bit early for those holiday store displays to go up (it definitely is too early), I will say that it is never too early to start spreading out the expense of the holidays. If you need options to help you get started, be sure to check out the great options listed in this newsletter. Overall I’d like to thank you all for your support as we continue to seek ways to make your membership better. Have a wonderful fall and upcoming holiday season from all of us at OMSEFCU! Madeline Stewart Ontario-Montclair School Employees FEDERAL CREDIT UNION Serving You Service, Sincerity and Security Since 1961 FALL 2016 The Holidays are Almost Here Don’t stress out yourself and your budget by trying to fit all your holiday spending into December. Instead, spread out the expense by starting now and save with our great holiday options, including: OMSEFCU Holiday Loans Our Holiday Loans are a much merrier alternative to racking up high credit card interest on holiday expenses with rates as low as 8.50% APR 1 for 24 months. Skip-a-Pay Send your holiday loan payments packing for November 2016, December 2016 or January 2017 with our Holiday Skip-a-Pay! 2 . Get started today for a happier holiday! Call (909) 983–1959, option 2 | Email [email protected] 1 Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. 2 Real property and Visa are excluded from this offer. A $20 processing fee per loan will be due for each skipped payment. Only loans in good standing with OMSEFCU are eligible. Interest will continue to accrue on all loans and may change the scheduled maturity date on any closed-end loan. The maturity date on closed-end loans will be extended by the number of months of skipped payments. Regular payments will resume the month following the skipped payment. Put down the checkbook. Popmoney is at OMSEFCU. With OMSEFCU’s Popmoney ® personal payment service, all you need is your phone and OMSEFCU Online Banking to pop cash on over to the people you need to pay. No checkbook or cash required. Use it to Popmoney ® to: • Pay rent or roommates or reimburse friends • Cover shared expenses, like family-plan phone bills • Send the gift that always fits: money • Pay for babysitting or lawn care It’s the quick, simple and secure way to move money from your account to theirs — with no need to exchange account numbers or private information. Congratulations holiday savers! On November 1st, we will be transferring your hard-earned funds from your OMSEFCU Holiday Club accounts to your checking and/or savings account. Have a great time shopping and we wish you the best this holiday season! About Holiday Club Accounts Holiday Club Accounts are an automatic, year-round savings plan designed for members who want to save for the holidays. Enrollment is open throughout the year. Call (909) 983-1959 to start yours. Holiday Club Savings Accounts
Transcript of Serving Ontario-Montclair School Employees You€¦ · • Trick-or-Treating for the Kids • Fun...
President’s MessageFall is here! While that might not mean much to everyone, it sure means something to the hard working OMSD staff and families who just got through back to school. Here’s to hoping everything went smoothly for all of you!
Here at OMSEFCU, things have been pretty busy too. One new benefit we’ve added for our members includes new free home ownership seminars, which we hope will be of aid to anyone considering buying a home. You can find more information in this newsletter.
Although it seems a bit early for those holiday store displays to go up (it definitely is too early), I will say that it is never too early to start spreading out the expense of the holidays. If you need options to help you get started, be sure to check out the great options listed in this newsletter.
Overall I’d like to thank you all for your support as we continue to seek ways to make your membership better. Have a wonderful fall and upcoming holiday season from all of us at OMSEFCU!
Madeline Stewart
Ontario-MontclairSchool EmployeesF E D E R A L C R E D I T U N I O N
ServingYou
S e r v i c e , S i n c e r i t y a n d S e c u r i t y S i n c e 1 9 6 1 FA L L 2 0 1 6
The Holidays are Almost Here Don’t stress out yourself and your budget by trying to fit all your holiday spending into December. Instead, spread out the expense by starting now and save with our great holiday options, including:
OMSEFCU Holiday LoansOur Holiday Loans are a much merrier alternative to racking up high credit card interest on holiday expenses with rates as low as 8.50% APR1 for 24 months.
Skip-a-PaySend your holiday loan payments packing for November 2016, December 2016 or January 2017 with our Holiday Skip-a-Pay!2.
Get started today for a happier holiday!Call (909) 983–1959, option 2 | Email [email protected] Annual Percentage Rate shown is our lowest available. All loan rates are considered on an individual basis. The actual Annual
Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown.
2 Real property and Visa are excluded from this offer. A $20 processing fee per loan will be due for each skipped payment. Only loans in good standing with OMSEFCU are eligible. Interest will continue to accrue on all loans and may change the scheduled maturity date on any closed-end loan. The maturity date on closed-end loans will be extended by the number of months of skipped payments. Regular payments will resume the month following the skipped payment.
Put down the checkbook.Popmoney is at OMSEFCU. With OMSEFCU’s Popmoney® personal payment service, all you need is your phone and OMSEFCU Online Banking to pop cash on over to the people you need to pay. No checkbook or cash required. Use it to Popmoney® to:
• Pay rent or roommates or reimburse friends • Cover shared expenses, like family-plan phone bills
• Send the gift that always fits: money
• Pay for babysitting or lawn care
It’s the quick, simple and secure way to move money from your account to theirs — with no need to exchange account numbers or private information.
Congratulations holiday savers! On November 1st, we will be transferring your hard-earned funds from your OMSEFCU Holiday Club accounts to your checking and/or savings account. Have a great time shopping and we wish you the best this holiday season!About Holiday Club AccountsHoliday Club Accounts are an automatic, year-round savings plan designed for members who want to save for the holidays. Enrollment is open throughout the year. Call (909) 983-1959 to start yours.
Holiday Club Savings Accounts
(909) 983-1959 www.omsefcu.org
The financial content in this newsletter is provided for your personal information only and cannot substitute for professional financial advice. Always seek advice of a competent financial advisor with any questions you may have regarding a financial matter.
Contact UsTelephone (909) 983-1959
Fax(909) 988-5130
Mailing AddressP.O. Box 1697Ontario, CA 91762
Branch LocationStreet Address1520 N. Palmetto Ave.Ontario, CA 91762
Monday & Friday9:00 a.m. - 6:00 p.m.Tuesday-Thursday10:00 a.m. - 5:00 p.m.
Lend a Friend a Hand & Earn!Let your friends, family members and favorite OMSD co-workers know how much you saved on your last OMSEFCU loan. If they get a loan with us, we’ll extend our thanks by giving you $50 and them $125.Start referring today. Get started at OMSEFCU.org/Refer-a-Friend.We will make a $50 deposit into a member’s account when their co-worker or family member opens an account at OMSEFCU. The co-worker or family member will get $100 with a new savings account and checking account (with direct deposit) plus another $25 with a loan application. Other conditions may apply.
Holiday Closures Our office will be closed in observance of the following holidays:
Smart Home Ownership Program
Seminar (S.H.O.P.)Your one stop shop for ALL
your home buyer needs.
Saturday, Sept. 17 10 am – 11:30 am
Thursday, Sept. 28 6 pm to 7:30 pm
Saturday, Oct. 22 10 am – 11:30 am
1520 N Palmetto Ave. Ontario CA, 91762
RSVP by emailing [email protected] or call Loretta Flores at 909-983-1959 ext. 200
ChristmasFriday, Dec 23 close at noon
Monday, Dec. 26
New Year’sFriday, Dec 30 close at noon
Monday, Jan. 2
Put High Rate Debt on the Naughty List& transfer your balances to a OMSEFCU Visa® Tell your high rate credit card that it’s not getting anything for Christmas this year. Instead, save big by transferring your balances to a low rate OMSEFCU Visa Platinum now!
Hurry, the holidays are almost here! Call (909) 983–1959, option 2 | Email [email protected]* APR = Annual Percentage Rate. On approval of credit. The VISA Platinum finance charge is computed by
multiplying the average daily balance by the monthly periodic rate of 0.325% (corresponding annual percentage rate is 3.90%), or 0.79% (corresponding annual percentage rate is 8.48%). 3.90% APR and 8.48% APR are the lowest rates available for VISA Platinum. No grace period on cash advances.
Veterans’ DayFriday, Nov. 11
ThanksgivingThursday, Nov. 24
Friday, Nov. 25
Join Us At Our Annual Harvest Festival
To show our appreciation to our members, we will once again be holding our annual Harvest Festival on Monday, Oct. 31. Join us for tons of food, fun and good times as we trick-or-treat and celebrate with our fellow members!
Annual Harvest Festival Date: Monday, Oct. 31 Time: 11 a.m. - 4:30 p.m. Location: OMSEFCU 1520 N. Palmetto Ave. Ontario, CA
Event Highlights:• Special Ice Cream & Cookie Truck• Trick-or-Treating for the Kids• Fun Activities• Kids who open a OMSEFCU Youth Account at
the event will get $50 and the chance to win an iPad!
8.48% APR*
as low as
OMSEFCU Visa Platinum
The shortest distance between you and a new rideis right here at OMSEFCUYou don’t have to go far to save big on a new vehicle. Just stop by OMSEFCU where great rates and big savings are in season.
New & Used Auto Loans
Credit Not So Great?Our Credit Builder Auto Loan can get you the financing you need AND improve your credit score. No co-signer! Find out more on OMSEFCU.org/Loans/Credit-Builder-Auto-Loans.* Annual Percentage Rate shown is our lowest
available. All loan rates are considered on an individual basis. The actual Annual Percentage Rate you receive will reflect your individual circumstances and may be higher than the Annual Percentage Rate Shown. Additional conditions apply. Call (909) 983–1959, option 2 for full details.
APR*
as low as
1.24%for 36 months
