Voice

Valley

I n 1926 the term “location, location, location” first appeared in a real estate classified ad in the Chicago Tribune. The phrase had probably

already been a familiar saying even before then, and the expression means just as much today as it did years ago.

What makes a street, block or particular home a great location? Personally for me, it speaks to community, and the New River Valley as a whole is simply an amazing place to live. We have vibrant communities with great schools, unique eateries and local shops, safe neighborhoods, a host of recreational opportunities, and all of this with a scenic backdrop courtesy of the Appalachian Mountains. Due in part to this and other factors, we have always enjoyed a buoyant and robust real estate market, and this year has proved to be no exception. Thus far this year, the pace of residential sales is up nearly 16% across the New River Valley with some localities seeing individual

increases as high as 35% over this same period last year. Median prices have increased with shrinking inventory levels and properties are moving faster as consumer demand remains strong. In short, the 2015 real estate market has been extraordinary with many of our members having their best year ever! In closing, I wish each of you continued success and hope that you will join us for the many upcoming events and classes here at the Association as we seek to assist you in your business. Of special note is the 2015 REALTOR® / Affiliate Trade Show which will be held September 16th at The Event Center and is not to be missed! Have a great Labor Day weekend and enjoy Virginia Tech’s season opener. The match-up with Ohio State kicks off at 8:00 PM this coming Monday. GO HOKIES!!!

CALENDAR OF EVENTS

Sept. 7 NRVAR Office Closed

Sept. 16 2015 REALTOR®/Affiliate Trade Show, 8:30 AM

Sept. 23 ALCOVA Mortgage Lunch & Learn, 12:00 PM

Sept. 24 BOD Meeting, 9:30 AM

Oct. 21 8 Hour CE Class w/ John Dickinson, 8:30 AM

Oct. 22 BOD Meeting, 9:30 AM

N e w R i v e r V a l l e y A s s o c i a t i o n o f R E A L T O R S ®

1 2 5 P o n d e r o s a D r .

C h r i s t i a n s b u r g , V A 2 4 0 7 3 P h o n e : 5 4 0 . 3 8 1 . 9 3 5 4

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w w w . f a c e b o o k . c o m / n r v r e a l t o r s

September 2015

A Word from Our CEO

In this issue:

2 Backyard Farm

4 News from VAR

5 News from NAR

6 Looking Back

7 Upcoming Events

10 Safety Webinar

11 RPAC Contributors

12 Affiliate List

Valley Voice Page 2

The Rise of the Backyard Farm By Meg White of REALTOR® Mag

When chickens and bees wander into your sale, life gets interesting.

Whenever there's an open house for a listing on her street, Rosalind Creasy expects a knock on her door. Not only does the landscaping—bursting with squash blossoms, golden-stemmed chard, and ruby-red strawberries—bring curious kids and hungry honeybees to her yard, it also brings real estate agents. Many want to know if she's interested in putting her Los Altos, Calif., home up for sale, but they're also drawn to the beauty and fragrance provided by the kumquat trees and sugar snap peas, just like anyone else. "I could sell my house in a minute." she says. "Right now it’s because it's got an apple tree in bloom, but really, there's always something beautiful happening." However, Creasy's edible landscaping hasn't always been admired by the local real estate community. The landscape architect and author remembers a "traumatic experience" decades ago, after replacing a couple's lawn with raised garden beds and helping them cultivate kiwi and pomegranate plants there. Three years later, the couple divorced and put the house on the market. Creasy happened to stop by the listing and saw the landscaping had been all stripped out, lawn back in place. "I looked up in horror," she remembers. "The real estate agent told me houses with lawns 'sell faster.' I could have killed her!" Understanding this focus on backyard agriculture as an emerging real estate niche may expand your reach with buyers and sellers. As a national speaker and edible landscaping expert, Creasy has seen a sea change in how the public views growing food and tending to food-producing fauna in their yards. She says that, just as a segment of society has traded in the allure of the huge, gas-guzzling Cadillac for sleeker, more efficient cars, so too have we redefined the concept of a desirable outdoor space. "It used to be that having a big lawn

and lots of shrubs was a status symbol, showing you have so much land and so many servants and so much money you didn't have to use your land to just grow food," Creasy says. "But now edibles have cachet. They are in. They're sustainable. They're healthy. Wealthy, educated people in particular are aware that this is the new status symbol." A Buzz in the Air It's not just gardens that are creating buzz. There's no doubt in the mind of American Beekeeping Federation President Tim Tucker that the backyard beehive trend is going mainstream. "The number of beekeepers of one to five hives is growing by leaps and bounds," he says. Part of this is fueled by the shock over the problem of colony collapse disorder, a mysterious event where entire colonies of bees perish. "People do want to help," he says. However, Tucker says he also sees a growing interest from older home owners, some of whom are having trouble finding wild bees for fruit trees and other plants that rely on pollination. "There's also this movement of the baby boom generation toward more sustainable practices. They see it as a hobby that will help their garden." Chicago home owner Jean Bryan says she's excited about the uptick in people interested in agriculture in her Rogers Park neighborhood. "This neighborhood is very chicken-heavy," she says with a smile. "There’s a real tipping point in terms of our

awareness of healthy food and the need for having food closer at hand." With the increasing interest in local food production, Bryan knows her yard—at 50 by 170 feet, it's larger than the average Chicago lot—is enviable for city dwellers. She has room for a coop that offers protection and a "chicken run" that allows her seven hens outdoor space to scratch and forage. "There's an

increasing interest in home production of food—chickens are a subset of that—and the size of our yard would be very attractive to someone who was into that." The yard also offers a head start for gardeners that's been decades in the making. "Besides the size of the yard, which would be a big selling point, we already have a raised-bed garden that was started by the original owners of the house," Bryan says. "That part of the yard has been a garden for decades, and its soil has been built up significantly." Bryan says she and her husband are not looking to sell right now, but that having a real estate pro who understands the market for their home would be important. She says she thinks today's chicken coop is yesterday's solar panel. While a few years ago, agents might have recommended terminating a solar panel lease at a home before putting it on the market, "I really think they're becoming something of value." Josh Friberg, green, sales associate with Keller Williams Realty in Portland, Ore., says it's simple to change your thinking about the needs of this subset of buyers. "It takes a different kind of property for a Yorkie versus a Great Dane," he says. "It really only takes a small shift in mindset to consider what's going to be appropriate for chickens." (continued on next page)

Valley Voice Page 3

Knowing the Rules Governments are beginning to see benefits to localizing food production. More than a dozen states have recently enacted legislation promoting small-scale agriculture, and a smaller number, including Hawaii, Louisiana, North Carolina, and Oklahoma, have looked into or introduced incentives to encourage people to pursue backyard food production on residential property, according to the National Conference of State Legislatures. Where municipalities and agencies do restrict or monitor agricultural activity on residential land, they are rarely out to squelch those practices with regulations, which are often created to protect home owners. Tucker says part of the reason it's hard for his organization to get reliable numbers about the beekeeper population in the U.S. is because many residents with just a few hives try to avoid state monitoring programs. "Unfortunately it's going to get more involved and there are going to be more requirements for beekeepers," he says. However, he notes this will make for healthier bees, as agricultural agencies track disease and ensure that pesticide companies are aware of any no-spray zones in residential areas. Other restrictions are based on so-called "nuisance laws," which attempt to keep neighborhoods harmonious. Friberg says the complaint-based system in Portland is governed by this principle. He needed a permit for his backyard farm, which is home to goats, turkeys, chickens, honeybees, and a massive vegetable garden (the city allows residents to have up to three livestock animals without a permit). However, he says the permitting process is easy if you have a good relationship with your neighbors. Even visits from county disease control officials center on how comfortable nearby people are with his activities. "They mostly want to know what your relationships are with neighbors," he says. "Also, I make homemade beer and a lot of that does go over the fence. All of a sudden you’ve got really happy neighbors!" You might counsel buyers interested in residential food production to reach out to potential neighbors before committing to a new home. "It's always a good idea to know your neighbors," Tucker says. He adds that because bees need access to water, even a nearby bird bath can draw their attention. If a potential neighbor has both an outdoor swimming pool and a severe bee allergy, it

might not be the best fit. (Another tip from Tucker for mobile beekeepers: Don’t pick a place that’s too close to the previous hive. "If you only move [the bees] a quarter of a mile, they're going to go back to their old site.") But in the early stages of helping buyers, it's important to know the local laws. When Sarah Snodgrass, agent with Better Homes & Gardens Real Estate Kansas City Homes in Kansas City, Mo., was looking into the possibility of starting a coop in her backyard, she found the overlapping regulations incredibly confusing. "Before I got chickens I thought, 'Well, am I allowed? What’s the deal?'" she remembers. A home may be in a city where a coop is acceptable but "you might be in a subdivision that doesn't allow chickens." Cities might mandate minimum space requirements around coops or restrict the number of chickens home owners may legally have, and some prohibit rooster ownership altogether. Additional restrictions may exist on a smaller scale, through home owner associations. To make the situation clearer, Snodgrass put together a chart on her blog, which she updates as changes occur. Not only does she reference it often in her own business, she says clients and real estate pros often come to her for advice on urban farming. "They think I will understand them and be able to help them better than anyone else," Snodgrass says. Marketing Your Expertise Snodgrass is currently working with buyers looking to start up a backyard chicken coop. But it's not just her blog that helps her connect with this community. She's currently working toward becoming a master gardener, taking classes through the University of Missouri's extension program and volunteering in the community. She says agents who want to follow her lead should gather expertise in what they're passionate about. "Be yourself. You have so many ways to connect—from local activities to online outreach via social media. Get out there, be professional, but, most important, be authentic," Snodgrass says. "Buyers and sellers want to work with a real estate pro who will understand them." Friberg says his agricultural expertise has led to several referrals. He holds his annual client appreciation event at a pumpkin patch, mentions how the livestock are doing in his newsletter, and can be seen taking his goats

for leashed walks around the community. "This is who I am, and people know that," Friberg says. "I just got an e-mail from a former neighbor who said, 'I really want to have the lifestyle that you and your wife have, and I think you could help me with that.'" So what happens when a seller with a coop, beehive, or massive garden is ready to sell? Bryan suggests agents ask chicken coop owners whether they plan to take the coop with them. Creasy says conversations with sellers can also inform your marketing plan: "Ask them what are the things in their yard that make them happy," she says. "If they say, 'I've grown $700 worth of food out of this box,' don't you think that’s worth mentioning to buyers?" Creasy also recommends using the fruits of edible landscaping in staging, perhaps gathering a few sun-ripened tomatoes from the garden and arranging them in a rustic basket. She's helped several clients get their yards ready to sell and says anything from a mini-orchard to a tidy herb garden off the kitchen can help. "Plants like thyme are so easy; they don't ask for anything,” Creasy says. "I call them edible plants with training wheels." But you may need several months' lead time to make sure all the plantings are ready. "It's different with landscaping," she says. "You can’t walk in and set up a few decorative pillows and take down the pictures." Friberg suggests ensuring farming structures are in good shape. He remembers working with one seller whose chicken coop was in disrepair. "We had to spend time mucking out the coop to really make it look nice. We were also prepared to remove it [if buyers insisted]," he says. "The goal was making it look as pleasing as possible." Friberg helps widen the appeal of chicken runs by suggesting alternative uses in his listing notes, such as repurposing them for dogs or gardening. "It's all about recognizing that there are multiple functions for these items,” he says. "I make sure this is part of the conversation." Creasy says the industry will benefit from understanding the growing mini-farm movement: "Real estate agents should get to know more about food, because the public is integrating food into their whole lifestyle." And we’ve all got to eat.

Valley Voice Page 4

News from the Virginia Association of REALTORS®

VAR Calendar of Events: September 2015

2015 VAR Local Leaders Summit: September 10th—11th, 2015 Richmond, VA

On Monday, August 24, the Obama Administration announced a number of initiatives related to energy efficiency and renewable energy, including two programs of interest to the real estate industry:

Residential Property-Assessed Clean Energy (PACE) Financing: PACE financing allows homeowners to borrow money

from a local government to make energy improvements to their home and pay back the cost over time through their property taxes. When the property is sold, the remaining PACE loan stays with the more energy efficient property and the next owner is responsible for repaying the loan.

To accelerate the use of PACE financing for single family housing, HUD’s Federal Housing Administration (FHA) announced that properties with PACE loans that are subordinate to the primary mortgage loan can be purchased and refinanced with an FHA insured mortgage. HUD is issuing a preliminary statement indicating the conditions under which borrowers purchasing or refinancing properties with existing PACE assessments will be eligible to use FHA-insured financing.

Increasing Homeowners Borrowing Power to Make Energy Efficiency Improvements: HUD and the Dept. of Energy are launching a program to use the existing Home Energy Score to help homeowners measure the energy us of their home and increase their access to financing tools to make home energy efficiency improvements.

Source: National Association of REALTORS®

The Obama Administration Announces Initiatives Related to Energy Efficiency & Renewable Energy article by Christine Hodges of VARBuzz

It’s no secret that disasters, both natural and man-made, seem to be occurring frequently in the U.S. September is National Preparedness

month and the perfect time for Virginia families to get ready for whatever may come, including tropical storms. Being prepared for

emergencies doesn’t have to cost a lot.

Make a plan. This may be the single most important thing you can do, and it’s free. Make sure everyone in your family understands where to go and what to do in case of an emergency. Update your contact information and post it in visible places in your home and workplace. For help, use the free emergency plan worksheet or get the Ready Virginia app from the App Store and Google Play.

Set aside emergency supplies. Buy preparedness items throughout the year instead of all at once. Choose the essentials that fit your needs and budget.

Request a gift. Suggest preparedness supplies as gifts from friends and family. Store water. Have at least a three-day supply of water on hand – that’s one gallon per person per day. Check your policy. Take a few minutes to review your insurance policy during National Preparedness Month. Get with your agent to

make any necessary changes. Encourage your loved ones and clients to get ready for emergencies during National Preparedness month, click here for additional resources http://www.vaemergency.gov/ReadyVirginia.

September is National Preparedness Month article by Christine Hodges of VARBuzz

Valley Voice Page 5

News from the National Association of REALTORS®

The National Association of Realtors® has selected 10 individuals as finalists for REALTOR® Magazine’s 2015 Good Neighbor Awards. This award honors Realtors® who volunteer in their communities, improve the quality of life for their neighbors and go above and beyond in their commitment to making their neighborhoods better places to live. This year marks the 16th year the Good Neighbor Awards program has recognized Realtor® volunteers. The Realtors® being honored donated their time, money and passion to enrich the lives of the people in their communities. “The Good Neighbor Award recipients remind us that Realtors® build communities in many, many ways,” said NAR President Chris Polychron, executive broker of 1st Choice Realty in Hot Springs, Ark. “Seeing the level of passion and dedication to helping those in need from this year's top 10 finalists makes me proud to be a Realtor®.” On September 30, five winners will be named from among the 10 finalists. Winners will receive a $10,000 grant and national media exposure for their community charity, including a feature in the November/December issue of REALTOR® Magazine. The winners will also receive travel expenses to the 2015 REALTORS® Conference & Expo in San Diego, where they will accept their awards at a presentation in front of thousands of their peers. In addition, five honorable mentions will receive a $2,500 grant. The public can also vote for their favorite of the 10 Good Neighbor finalists; the finalist who receives the most votes will be named the 2015 Web Choice winner and awarded an additional $1,000 grant.

NAR September Member Offer

NAR Good Neighbor Award Finalists News release from NAR

OFFER VALID SEP. 1—SEP. 15, 2015

YOUR ACTION: Register for the 2015 REALTORS® Conference & Expo YOUR REWARD: A copy of conference speaker Linda Rottenberg’s book "Crazy Is a Compliment: The Power of Zigging When Everyone Else Zags" and a chance to win a $250 Gift Card DETAILS: Register for the 2015 REALTORS® Conference & Expo under a “Premier Access Pass” or “One Day Pass” registration option. Provide a valid e-mail address and a valid mailing address during the registration process. You will be mailed a copy of Linda Rottenberg’s book "Crazy Is a Compliment: The Power of Zigging When Everyone Else Zags" by USPS mail. Books will be shipped USPS to U.S. mailing addresses after September 15 once all registrations are confirmed. The drawing for the $250 gift card will be held on September 16 and the winner will be notified no later than September 30. Offer valid for paid registrations made Sept. 1-15, 2015 only; prior Conference & Expo registrations and unpaid registrations do not qualify. Offer only valid for Premier Access Pass and One-Day Pass registration options. Only U.S. members of the National Association of REALTORS® are eligible to receive this offer; must have a valid NRDS ID to qualify. For more information visit http://mvp.realtor.org/

Rental Satisfaction Drives Buying Decisions article by Daily Real Estate News Satisfaction over the rental experience is a major factor in deciding whether a renter will decide to purchase a home, according to Freddie Mac research. Renters who are the most satisfied with their rental experience were found to be more likely to continue renting (68%) than to purchase a home (32%), the study showed. "As we gather data each quarter, we are finding the old perception that renting is something people do until they buy is not always true,” says David Brickman, executive vice president of Freddie Mac Multifamily. “The trend shows that satisfied renters are more likely to continue renting, even as we are seeing rising rents in the market. Dissatisfaction may drive renters to buy, and we are seeing a slight decrease in satisfaction among single-family renters. We will continue to monitor this for stronger indicators and trends, but for now, the single-family rental home market may be a good place to look to find potential home buyers." The number of U.S. renter households is up again for the tenth consecutive year, according to the U.S. Census Bureau. More households of all sizes, income levels, and age ranges now rent their homes. Renters are leading household formation, which is expected to keep climbing due to the improving economy, millennials continuing into adulthood, and immigration, Brickman says. The study also found that single-family renters are significantly more likely to say they expect to buy than multifamily renters (53% vs 36%) when asked about their plans in the next three years. In the U.S. about 15 million households rent a single-family house and 25 million rent an apartment, according to U.S. Census Data. Sixty-seven percent of apartment renters report being satisfied compared to 60% of single-family property renters.

REALTOR® Fact of the Month

Charles N. Chadbourn of

Minneapolis coined the term REALTOR® in 1916. He is seen here in 1934 holding a

resolution of thanks from the National Association.

Valley Voice Page 6

Looking Back: The Summer in Review

The Home Depot Lunch & Learn September 3rd, 2015

BB&T CE Class June 18th, 2015

First Bank & Trust REALTOR® Appreciation Social

June 25th, 2015

Legislative Update with Congressman Morgan Griffith

July 17th, 2015

Never Forget Your Safety September may be REALTOR® Safety Month, but it’s important that REALTORS® keep safety in mind every day. In addition to a training presentation, helpful tips, articles, videos

and webinars, NAR has updated www.realtor.org/Safety with resources for REALTORS®, which provides information on safety smart phone apps, safety products and a growing list of

safety experts. The REALTOR® Safety Program reminds members to know about the potential dangers they face every day, take precautions and be prepared to avoid risky

situations whenever possible.

September is REALTOR® Safety Month!

Safety Webinar Summit Sept. 9, 2015, 11 AM to 3 PM CST

NAR will be holding a FREE Safety Webinar Summit on Wednesday,

September 9th starting at 11:00 CST (Noon EST). See below for a

complete schedule of webinars. Visit www.realtor.org/Safety to register!

Safety Webinar Summit Schedule 11 AM—12 PM CST: Don't Get in the Pen With the Bull - and Other Safety Tips for Rural Land Professionals Instructor: Terri Jensen Being safe means being aware of your surroundings, and for land professionals, that includes interacting with humans and animals, and responding to fast-changing weather and road conditions, to name a few. Learn how to be safe in the rural environments.

12 PM—1 PM CST: REALTOR® Safety: Everyday Actions That May Compromise Safety

Instructor: Adrian Manzaneres

Every day, we make decisions that can put us in danger, from fumbling with your keys in a parking lot to meeting a stranger at a property. Learn more

about these situations and how you can be smart about your safety, personally and professionally.

1 PM—2 PM CST: Discover REALTOR® Safety Through Technology and Change Management

Instructors: Mike Becker and Adam Havey

Technology has become one tool REALTORS® use to stay safe. In this webinar, we will examine technologies that you can use right now to give you

more confidence to go about your work safely, knowing you’re doing everything to protect yourself, your co-workers and your clients.

2 PM—3PM CST: Online Thievery: What to Do If You Experience a Data Breach

Instructor: Melanie Wyne

You do everything you can to protect your data and your clients’, but what happens when there is data breach? This webinar will explore the ways you

can recover from the breach and what you can do to prevent it from happening again

2 0 1 5 R P A C C o n t r i b u t o r s T o g e t h e r w e c a n r e a c h o u r

R P A C g o a l !

Invest in RPAC today! RPAC Fair Share:

Principal Brokers/Appraisers—$99.00

Associate Brokers—$65.00

REALTOR® Members—$35.00

Golden R $5000+ Charles Burnette Sterling R $1,000+ Rachel Anker-Johnson Jeanette Boyd Beth Dalton Jeremy Hart Amy Hudson Tina Merritt James Nolen Donna Travis NRVAR Governor’s Club $500+ Dennis Bane Susan Erickson Jennifer Sowers Capitol Insider $250+ Louise Baker Tommy Clapp Frank Kregloe John Travis Club/Broker Fair Share $99+ William Angle Donald Barker David Branch Jeannie Chang Katrina Compton Phillip Darnall Annette David Lawrence DeHart DeeDee Edwards Mike Eggleston Margaret Galecki Ed Gallimore Sandy Grant Darin Greear William Haithcock

Kit Hale Leslie Jester Richard Lavinder Phillip Morris Nancy Page Douglas Phillips Bryan Rice Richard Varney Jim Wagoner Jane Walters Bryan Ware Associate Broker Fair Share $65+ Dorothy DeHart Wayne Elliot Jean Keith Carol Lavinder Tara Skewes Tina Whetzel Agent Fair Share $35+ Anne-Collins Albimino Sam Albimino Bernadette Alfonso Donita Anderson Steve Ayers Dawn Bell Chloe Bishop Reggie Britts Samuel Burnette Linda Carter Chandler Charlotte Chan Judy Chang Walters Debra Chase Christine Chittenden Karen Cox Gary Douglas Kerry Gillispie Kaelyn Globig Joyce Graham

Rebecca Hale Roxanne Hale Mary John Hall Nicole Harless Benjamin Harris Rebecca Harris Adam Harrison Susan Harrison Connie Hedrick Maggie Hicks Matt Hicks Anne Hite Rachel Hogan William Isenhour MJ Jarrett Brian Juanarena John Johnson David Lane Carol Lidgard Angela Lieb Chip Light Susanna Lilly Mary Lynch Nancy Massey William McCraw Elaine McKaughan Aloma Meador Rhonda Melton Kimberly Merrell Priscilla Morris Patty Mostaghimi Mike Noren Tom O’Neill Mihwan Park David Phillips Vickie Phillips Mary Piemonte Jeffery Price William Price Debra Radcliffe Benita Rice

Henry Schneider John Skelton George Smith Tim Smoot Desi Sowers Terrance Vangelos Stella Wheeling Christine Wilson Thomas Woods Chris Wright Doug Wright Yan Yang Sheila Zellers Participation Up to $35 Mike Johnston Joan Mitchell Megan Roschelli Affiliate Member Participation Lynn Gregory—$35 Susan Stroup— $100

Since 1969, the REALTORS® Political Action Committee (RPAC) has promoted the election of pro-

REALTOR® candidates across the United States. The purpose of RPAC is clear: REALTORS® raise and spend

money to elect candidates who understand and support their

interests. The money to accomplish this comes from voluntary

contributions made by REALTORS®. These are not members’ dues; this is

money given freely by REALTORS® in recognition of how

important campaign fundraising is to the political process. RPAC doesn’t

buy votes. RPAC enables REALTORS® to support candidates

that support the issues that are important to their profession and

livelihood.

2 0 1 5 A f f i l i a t e M e m b e r s

For a comprehensive contact list, including address, phone numbers, and emails, please contact the Association Office.

Platinum Members—$2,000 ALCOVA Mortgage

First Bank & Trust Company

Freedom First Credit Union

Shelor Motor Mile

Wells Fargo Home Mortgage

Gold Members - $1,000 Atlantic Bay Mortgage Group

Farm Credit of the Virginias

First Community Bank

Patrick K. Moore, P.C.

Southwest Virginia Moving

& Storage

Spicer Law Firm, P.C.

The Shaheen Firm, P.C.

Union Mortgage Group

Silver Members- $500 BB&T Mortgage, Inc.

Home Place Magazine

Hometown Mortgage

Law Office of Diane L. Bibb

Mid-States Title of SWVA

National Property Inspections

Pillar to Post

Quality Pro Home Inspections

The Home Depot

The Roanoke Times

Virginia Title Center, LLC

Bronze Members- $250 Advanta Clean of Southwest

Virginia

Advantage Title Insurance

Agency, Inc.

ALL Pest Control

All Seasons Pest Control, Inc.

Appalachian Inspections, Inc.

Brandon Semones State Farm

Brown Insurance

Bug Man Exterminating, Inc.

Clinton’s Transfer & Storage

CMG Leasing

Community Housing Partners

DJR Print It! Stitch It!

Dunmar Moving/Allied Van

Lines

Embrace Home Loans, Inc.

Energy Check

Eric Johnsen State Farm

Foxridge/Hethwood Apartments

Gay & Neel, Incorporated

Gentoo Technologies

Henderson Roofing

Holiday Inn Cburg

Inspections, Inc.

Legacy Builders NRV, Inc.

Member One Federal Credit

Union

National Bank

Project Move Up

Prosperity Home Mortgage, LLC

Radon Safe

SAS Builders, Inc.

Sean Shannon Photography, LLC

Shelter Alternatives

Squeaky’s Laser Wash

Stage 2 Smile, LLC

Stateson Homes

Superior Exterminating Co., Inc.

SunTrust

The Real Estate Book of

Blacksburg & The New

River Valley

True North Title

VHDA

Virginia Tech Program in Real

Estate

Whitescarver Photography, LLC

WoodsEdge

THANKS FOR READING!

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