Senior News Guide - August 2009

109 South StreetBennington, Vermont 05201

802.447.3381800.234.1432

Fax 802.447.3270

editorial [email protected]

advertising [email protected]

Editorial Deadline:Thursday at noon

the week before publication.

Next Issue:

Ad Deadline October 12

Published October 30

FREE • Edition 4 • August 2009

IN THIS ISSUE:

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Read about Myofascial Release

Many seniors, in searching for a meaningful way to contibute their wisdom, talents and life experience to others, have joined AmeriCorps VISTA.

AmeriCorps VISTA is a national service pro-gram designed specifically to fight poverty. Founded as Volunteers in Service to America

in 1965 and incorporated into the AmeriCorps network of programs in 1993, VISTA has been on the front lines in the fight against poverty in America for more than 40 years.

VISTA members commit to serve full-time for a year at a nonprofit organization or local government agency, working to fight illitera-cy, improve health services, create business-es, strengthen community groups, and much more.

By serving through AmeriCorps VISTA, they get the satisfaction that comes from helping

others. During service, they receive a modest living allowance, health care, and other ben-efits. And, upon completion of service, they are offered either an education award worth $4,725 to pay for college, or $1,200 in cash.

Public, private, and faith-based nonprofit organizations—as well as local, state and federal

organizations—can benefit greatly from link-ing up with AmeriCorps VISTA. Applications for members are handled by Corporation State Offices. Project sponsors are not required to provide a financial match but must be able to direct the project, supervise the members, and provide necessary administrative support to complete the goals and objectives of the proj-ect.

For more information, call the toll-free line at 800-942-2677 ( TTY: 800-833-3722). Or, you can email your questions to [email protected].

Contribute Wisdom and Life Experience To Help Fight Poverty

Maple Leaf Half Marathon and 5k Run and Fun Walk

2 Senior News Guide August 2009

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editorial [email protected]@hersamacornma.com

advertising [email protected]

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Renee Tassone, General Manager

Linda Devlin, Circulation Manager

Susan Coons, VT editor

Carrie Devlin, Advertising Sales

Jim Raymond, Advertising Sales

Brian Maroney, Advertising Sales

Sheryl Gibson, Advertising Sales

Melissa Miller, Art Director

Mary A. Garcia, Artist

Jen Hathaway, Artist

Chris Sobolowski, Artist■

Notice: The Senior News Guide will not knowingly accept or pub-lish advertising which is fraudu-lent or misleading in nature. The publisher reserves the sole right to edit, revise, or reject any and all advertising, with or without cause being assigned, which in the publisher’s judgement is contrary to the interests of this publication. The opinions expressed in this publication are not necessarily those of the publisher.

©2008, Hersam Acorn Newspapers. All contents of the Senior News Guide are copyrighted, and any reproduction without permission is prohibited.

Martin Hersam, Chief Operating OfficerThomas B. Nash, Publisher

109 South Street,Bennington, Vermont 05201

802.447.338

99 Bonnet StreetManchester Center, Vermont

802.362.3535

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Education and Wellness

Community Education & Wellness at Rutland Regional Medical Center promotes a healthy community through our numerous Healthwise Community Education programs and events. Com-munity Education & Wellness offerings are provided year-round, throughout the greater Rutland area, at low- or no-cost to anyone who wishes to participate. Program and event topics span a vari-ety of subjects, all designed to promote active, healthy lifestyles or prevent injury. Current and past programs have focused on stress reduction, caregiver coping strategies, diseases and disorders, nutri-tion and exercise, babysitting skills, children’s safety, tobacco cessa-tion and more. Check out our upcoming classes or events. For more information, email [email protected].

Shaftsbury Walking Group

Walking Group - ShaftsburyA 45-minute walk around Shaftsbury. Wednesdays. Bring a friend, find a friend and enjoy the benefits of walking for physical and emotional health and wellness. All levels welcome. For details call Mary at Southern VT Council on Aging, (802) 442-5436 before at-tending. Free.

Thrill Bennington!

“Thrill The World”

Thrill Bennington! Worldwide Dance Event - October 24th

Last year over 111 “zombies” from so. VT, NY and MA joined in this worldwide effort called “Thrill The World”, that drew over 4,000 internation-ally, to break a world record. Join the fun! Our goal is 200 in 2009 in Bennington.

See separate listing for Thriller dance lessons for beginners and those who participated last year and want to practice.

No previous dance skills are required. Worldwide event is on Saturday, October 24, at 8:30 p.m. sharp! We expect to gather to prepare at 6 p.m. for a full group rehearsal and time to dress in costume. Downtown Bennington location TBA.

For the lastest details and up-dates go to www.betterben-nington.com/thrillbenning-ton09 or call Lin Bootle at (802) 447-0451 or Kathy Hayden at (802) 442-2708 or Kim Turner at (802) 447-5076.

FREE!

Saturday, October 24:6:00 PM - 9:00 PM

Downtown Bennington

Bennington, VT Community Event

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August 2009 Senior News Guide 3

Myofascial Release

Health Tip: What is Myofascial Release? Centers for Living and Rehab Therapist Demonstrates the technique.

The facial tissue is a layer of tissue that connects every muscle, bone, nerve artery and vein as well as the vital

organs. It is one continuous structure that is connected from head to foot. It helps support our bodies.

When the fascia is healthy it is relaxed and wavy in configuration. It can stretch and move without

restriction. Physical trauma, scarring or inflammation can cause the fascia to lose its pliability. It becomes tight

and restricts other parts of the body.

HEALTH TIP

Maple Leaf Half Marathon and 5k Run and Fun Walk

The Maple Leaf will begin at the Manchester Parks and Recreation Center and snake its way along backcountry roads, over to route 7 and then back to the Recreation Center for the finish, a little over 13 miles. At the same

time, there will be a 5-Kilometer run/walk for runners/walkers who aren’t up to the challenge of a half marathon. Information call: (802)362-4144 or go to www.manchestervtmapleleaf.com for fee information. Discounted fees if registered before Sept 5.

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Healthier Living Workshops - Fall 2009

Living with any long-term health condition such as arthritis, dia-betes, heart or lung disease, cancer, fibromyalgia or persistant pain do not have to stop you. You can take control of your symptoms with humor and grace and enjoy a richer life. In this fun, interactive workshop you will learn lifestyle strategies and practices that will help you to: – Take charge of your life, – Stay positive, – Cope with frustrations, – Manage pain, – De-stress and relax, – Beat fatigue, – Reduce depression, – Also learn to use diet, exercise, and new ways of communicating to improve your health and take an active part in your treatment. – Free book and CD included in this free workshop. – Join us one day a week for six weeks to change your life. Family and supportive friends are also welcome. – Register in ad-vance of class start date, to give us time to prepare. – Twelve people needed to start a class. – Class leaders are also living with a chronic condition. Funded by the VT Blueprint for Health. – Questions? Call (802) 447-5076

FREE

Register online by choosing an option:Class Date: Location: Instructor(s):

6 sessions Tue, Sep 15: 5:30 PM - 8:00 PM Tue, Sep 22: 5:30 PM - 8:00 PM Tue, Sep 29: 5:30 PM - 8:00 PM Tue, Oct 6: 5:30 PM - 8:00 PM Tue, Oct 13: 5:30 PM - 8:00 PM Tue, Oct 20: 5:30 PM - 8:00 PM

Bennington Senior Center124 Pleasant Street, Bennington, VT • Trained Instructors

The ABC’s of Baby Boomer Retirement Planning

(ARA) - If you are one of America’s 78.2 million baby boomers, you are likely considering what ideal retirement will look like, and the steps required to achieve it. With the current economic downturn, many boomers are finding it necessary to revisit their initial retirement goals.

According to the Social Security Administration, today’s re-tirees count on corporate pensions and Social Security for 56 percent of their retirement income. With a few minor adjust-ments, some careful planning and a positive attitude, the other 44 percent is attainable.

“It’s never too late to start planning for retirement and it’s cru-cial that life insurance is considered as the foundation of your plan.” says Vikki Pryor, president and CEO at SBLI USA Mu-tual Life Insurance Company, Inc. “Determine your needs by deciding how much money surviving family or loved ones will need to maintain their standard of living if you are no longer around to protect them. Women need to pay particular atten-tion to their retirement planning options.” To learn more about the educational tools and insurance products designed with baby boomers in mind visit www.sbliusa.com.

Consider the following ABC’s of retirement planning:

A: assess your financial plan and budget.

* Begin to assess your basic retirement income sources such as a 401(k) plan, IRA, and life insurance plans.

continued on page 7

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* How much will you need to retire? Determine this by creat-ing a budget that will enable you to pay your monthly expenses such as food, heat, rent and transportation. Consider expenses that may increase such as health insurance and prescription medicines. At the same time, consider those that may decrease, such as work-related and educational spending.

* Health care coverage is necessary in supplementing your fi-nancial foundation and these costs can add up fast. It’s impor-tant to have an adequate plan both before and after retirement. After age 65 you are eligible for Medicare coverage. But what if you want to retire before then? Your employer may offer a plan for retiring employees, or you may have to look into private coverage, so be sure to consider this.

* Take into account variable expenses such as tax liabilities on your home, illness or the care of elderly parents. Other, often underestimated, variables include gifts, clothing, recreational expenses, and increases in costs of living. For valuable retire-ment planning resources and projected trends in costs of living visit www.usa.gov.

B: begin to explore other retirement income options.

* Determine the amount of guaranteed retirement income you

The ABC’s of Baby Boomer Retirement Planningcontinued from page 4

continued on page 6

Jim Monahan, Proprietor

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Corner of Church & John Streets Hoosick Falls, New York

518-686-5711

Online Prescription Renewalswww.thorpespharmacy.com

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The ABC’s of Baby Boomer Retirement Planningcontinued from page 6

already have. Examples of these are cash savings, corporate pension plans, home equity, or annuity-type investments.

* Are you married? If so, how will that affect your retirement budget?

* Pay attention to how your retirement funds are earning mon-ey. Are they structured for maximum returns? It’s crucial that you continually assess these funds.

* Decide when to begin Social Security benefits. According to AARP, for each year you put off collecting your benefits between ages 62 and 70, you increase your payments by 8 percent.

* Calculate your potential monthly retirement budget based on your estimated income weighed against your expenses. At minimum, you need enough retirement income to cover basic living expenses for your lifetime.

* If your initial assessment requires additional income, consid-er part-time work during retirement, or perhaps selling your larger home for a more comfortable, carefree condo.

C: consider life insurance - the foundation of a solid retirement plan.

* If you don’t have a life insurance policy, get one. Life insur-ance not only helps to leave a legacy for generations to come, it will protect your loved ones and help provide them with finan-cial security once you’re gone.

* Consult an expert in order to find the right life insurance for you. For example, BoomerLife by SBLI USA lets you apply for up to $25,000 of whole life insurance with no hassle. Accep-tance is guaranteed for anyone ages 50 to 75. Selected benefits remain fixed for life and the premium you pay will not go up. Additionally, the policy builds cash value that grows each year tax-deferred. For a free, no-obligation quote call (866) 331-3078, or visit www.sbliusa.com.

Start planning your retirement today. With a little strategy and the right attitude, you can build the financial security you need to live a successful, happy retirement.

Courtesy of ARAcontent

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3 Albert Cree Drive, Rutland, VT 05701 � 802.775.2937 � 800.625.2937 � www.vermontorthoclinic.org��

VOC’s Hip and Knee Replacement Team (standing L to R)Eric Marsh, MD, David Bahnson, MD, Christa Fratino, PA-C, Patty Popovitch, RN

(sitting L to R) William Lighthart, MD, Daniel Cole, PA-C

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Care that’s about you.

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RESPIRATORY HOMECARE SERVICES

Providing comprehensive respiratory carewith a commitment to quality

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802.440.8125866.692.1743

201 South Street Bennington, VT 05201

www.lincare.com

Senior News Guide - August 2009

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