*How many people are in the Household (Including yourself)?

How much do you have in Voluntary Funds? 0.00

Income

(Borrower 1) Monthly Income from Employment 0.00

(Borrower 1) Frequency of Pay Period

(Borrower 1) Monthly Governmental Benefits and Insurance Income 0.00

(Borrower 1) Monthly Unemployment Income 0.00

(Borrower 2) Monthly Income from Employment 0.00

(Borrower 2) Frequency of Pay Period

(Borrower 2) Monthly Governmental Benefits and Insurance Income 0.00

(Borrower 2) Monthly Unemployment Income 0.00

Monthly Rental Income 0.00

Monthly Alimony Income 0.00

Monthly Child Support Income 0.00

Other Monthly Income Description

Other Monthly Income 0.00

Total Monthly Income 0

Expenses Family

Monthly Auto Maintenance 0.00

Monthly Food 0.00

Monthly Medical/Dental 0.00

Monthly Alimony Paid 0.00

Monthly Child Support Paid 0.00

Monthly Child Care 0.00

Monthly Entertainment 0.00

Monthly Tuition School Expenses 0.00

Other Monthly Family Expenses Description

Other Monthly Family Expenses 0.00

Total Monthly Family Expenses 0

Equator Financial Information Form4 Pages Total

Home

Monthly HOA Dues 0.00

Monthly Taxes 0.00

Monthly Home Repairs 0.00

Other Monthly Home Expenses Description

Other Monthly Home Expenses 0.00

Total Monthly Home Expenses 0

Utilities

Monthly Cable TV 0.00

Monthly Electricity 0.00

Monthly Natural Gas 0.00

Monthly Phone/Internet 0.00

Monthly Sewer/Water 0.00

Other Monthly Utility Expenses Description

Other Monthly Utility Expenses 0.00

Total Monthly Utilities Expenses 0

Work

Monthly Dry Cleaning 0.00

Monthly Parking 0.00

Monthly Union Dues 0.00

Other Monthly Work Expenses Description

Other Monthly Work Expenses 0.00

Total Monthly Work Expenses 0

Insurance

Monthly Auto Insurance 0.00

Monthly Health Insurance 0.00

Monthly Life Insurance 0.00

Other Monthly Insurance Expenses Description

Other Monthly Insurance Expenses 0.00

Total Monthly Insurance Expenses 0

2

Contributions

Monthly Church/Charity Contributions 0.00

Other Monthly Contributions Expenses Description

Other Monthly Contribution Expenses 0.00

Total Monthly Contribution Expenses 0

Debt - Auto

Monthly Auto Payments 1 0.00

Monthly Auto Payments 2 0.00

Total Monthly Auto Payments 0

Debt - Credit Card

Monthly Credit Card Payment 1 0.00

Monthly Credit Card Payment 2 0.00

Monthly Credit Card Payment 3 0.00

Monthly Credit Card Payment 4 0.00

Total Monthly Credit Card Payment 0

Debt - Mortgages/Loans

1st Lien Monthly Payment Resident 0.00

2nd Lien Monthly Payment Resident 0.00

Monthly Student Loan Payments 0.00

Other Monthly Loan 1 Description

Other Monthly Loan 1 Payment 0.00

Other Monthly Loan 2 Description

Other Monthly Loan 2 Payment 0.00

Total Monthly Mortgage/Loans 0

Assets

Home 0.00

401K Accounts 0.00

Automobiles 0.00

Checking Account 0.00

3

Savings Account 0.00

IRA/Keogh Accounts 0.00

Stocks/Bonds 0.00

Motor Home/Travel Trailers 0.00

Other Recreational Vehicles 0.00

Real Estate 0.00

Other Asset Description

Other Assets 0.00

Asset Total 0

Financial Summary

Monthly Expenditures 0

Monthly Total Income 0

Monthly Unencumbered Income 0

Monthly Expenditures/ Income 0

Monthly Debt/ Income 0

We understand that this financial information is being requested by our lender but is being entered into a 3rdparty online system Equator.com. We have the option of entering this information ourselves or authorizingour Broker, Tutas Towne Realty, Inc to do so on our behalf. We choose to:

_____Enter ourselves

_____Authorize Tutas Towne Realty, Inc.

We fully understand that Tutas Towne Realty, Inc and its agents have no control over this data once it isentered into Equator.com and we release them of any and all liability.

__________________________ ________________________Borrower Date Borrower Date

4

Hardship Reason

Question Panel

*Reason for Default Unemployment

*How long have you been unemployed?

* From

To

*Are you eligible for unemployment benefits?

When are you eligible for unemployment benefits?

*Did you receive a severance package?

*Did you have unemployment insurance?

*Are you seeking employment?

*Do you have any job prospects?

*Will your pay be similar to before?

Excessive Use of Credit

*Why/How did you become over extended?

*Have you sought outside advice?

*What are you doing to supplement your income?

*Have you stopped using all your lines of credit?

*Have you attempted to get a consolidation loan?

*Are there items that may be returned for credit?

Curtailment of Income

*Whose income has been affected?

*What has caused the reduction in income?

*What are you doing to supplement your income?

*Is this short-term/long-term?

*Do you plan on keeping the property?

*What other resources do you have?

Payment Adjustments

*What caused the adjustment (ARM or Escrow)?

*Were you notified of the adjustment?

*Are you able to afford a new payment?

*Are you intending to keep property?

Hardship Reason

*Are you currently living in the property?

Illness of Borrower

*Did you take time off from work?

*Do you have insurance to assist with expenses?

*Do you have available paid time off?

*Are you receiving or do you expect to receive disability income?

When did or when will you receive the disability income?

*Are there medical costs?

*How is the household income affected?

*Expected date to return to work?

Illness in family

*Do they have Insurance ?

*Are you helping with medical expenses?

*Is the illness long-term/short-term?

*Do they help with the mortgage(s)?

*Are you receiving or expect to receive disability income?

*Did you incur traveling expenses?

*Did you miss work? Was it with / without pay?

Death in family

*How has this impacted your ability to pay?

*What is your relation to the deceased?

*Did the deceased have insurance?

*Did you incur traveling expenses?

*Did you incur funeral expenses?

*Did you miss work? Was it with / without pay?

*Please attach a copy of the death certificate?

Marital Difficulties

*Who resided at the property?

*Is the household income affected?

*Are you keeping/selling the property?

Hardship Reason

*Has divorce been filed?

*When will the divorce be final?

Loss of Renters/Tenents

*Are you using an Agent or renting the dwelling out yourself?

*Have you tried lowering the rent?

*Have you tried to sell the property?

*Is the property occupied now?

*Did you previously occupy the property?

*Are you self-employed? (Borrower 1) *Are you un-employed? (Borrower 1) *Bank Statement (Borrower 1 - Most Recent)

*Bank Statement (Borrower 1 - 2nd Most Recent)

Pay Stub (Borrower 1 - Most Recent)

Pay Stub (Borrower 1 - 2nd Most Recent)

Tax Return (Borrower 1 - Most Recent)

Tax Return (Borrower 1 - 2nd Most Recent)

Other Comments (Please provide detail around your hardship reason)

1000characters left

Seller Name:

Loan #:

Contact #:

Email:

Note:

We understand that this financial information is being requested by our lender but is being entered into a 3rd party online systemEquator.com. We have the option of entering this information ourselves or authorizing our Broker, Tutas Towne Realty, Inc to do soon our behalf. We choose to:

_____Enter ourselves

_____Authorize Tutas Towne Realty, Inc.

We fully understand that Tutas Towne Realty, Inc and its agents have no control over this data once it is entered into Equator.comand we release them of any and all liability.

__________________________ ________________________Borrower Date Borrower Date

Homeowner Portal

This is the home page where the Homeowner

accesses Equator.

After calling Bank of America, a password will be

emailed to the homeowner. They will enter their

email address and password then click Login.p g

30 Bank of America: Proprietary

Homeowner Portal

This is the Home page.

There are links on the left that access Homeowner tasks.

Note that as the agent you have the ability to completeNote that as the agent you have the ability to complete

the Initial Offer and Select Real Estate Agent tasks within

your version of Equator. Agents do not have the ability

to complete the other tasks, which are the responsibility

of the Homeowner

31 Bank of America: Proprietary

of the Homeowner.

Homeowner Portal

Once a task is completed, a check mark

displays showing completion.

In the event that a customer does not have

access to the internet, they should contact

us to discuss how we can help them

l t iti l h t k

32 Bank of America: Proprietary

complete any critical homeowner tasks.

Homeowner Portal

Property information displays on the right side of the

page.

Homeowners are encouraged to work closely withHomeowners are encouraged to work closely with

you since you have additional insight into the loan

status on your version of Equator. For remaining

questions, homeowners can call the Short Sale

support team at 1-866-880-1232

33 Bank of America: Proprietary

support team at 1-866-880-1232.