SELF-DIRECTED IRA SERVICE PROVIDERS · The Trusted Expert in the Custody of Alternative Assets in...

SELF-DIRECTED IRA SERVICE PROVIDERS

2015

www.RetirementLoft.com

Welcome!

Whether you are just discovering the advantages of self-‐directing your retirement accounts or seasoned pro who has already taken control of their retirement plan, this year’s Guide to Self-‐Directed IRA Service Providers will become a valuable research tool. Since the IRA was first established in 1974 you’ve been allowed to own a wide assortment of investment assets, far beyond those offered by Wall Street firms or your local bank. So why is it that less that 3% of all IRA accounts today own assets other than the typical stocks, bonds and mutual funds? Since there has never been an incentive for bankers or stockbrokers to recommend anything they don’t earn a fee on, the vast majority of retirement plans have been limited to investments offered by these advisors. Over the past 20 years, the self-‐directed IRA market has grown dramatically from only a handful of custodians and administrators specializing in alternative assets to over 50 today. IRA investors are turning to this once mostly overlooked area to broaden their investment options and to take advantage of the ability to invest in the asset classes where they have existing knowledge or expertise. This is due to several factors: 1) the continued volatility of the stock market; 2) growing investor mistrust of the stock market; 3) concerns regarding the economy; 4) historically low yields now paid on traditional fixed income investments. These combined with the fact that IRAs held $6.5 trillion in assets at the end of the 2014 explains why there are some many new SD-‐IRA custodians each year. The Retirement Industry Trust Association estimates there is approximately $200 billion in IRA funds currently invested in alternative investments including: real estate, precious metals, mortgages, agriculture, oil & gas, alternative energy and venture capital investments. One of the first things to understand when researching who to open your SD-‐IRA account with, is the difference between the three types of service providers: Custodians, Administrators and Facilitators. Custodians

A custodian is a company who is either approved and regulated directly by the IRS, or affiliated with or owned by a bank or trust company and subject to regulation from their state Banking Commissioner and/or the Comptroller of Currency and FDIC. Custodians handle the formation, paperwork and administrative services for retirement accounts. Self-‐directed custodians are similar to traditional custodians in that they are institutions that hold or "custody" your retirement funds. The main difference from traditional IRA custodians is that self-‐directed custodians are passive; therefore they never offer their own investments or give account owners investment advice. Account owners are given the freedom to select their own investments including non-‐traditional assets. Administrators

An administrator is a company that handles the formation, maintenance paperwork required for your retirement account. Some administrators actually handle your money and accept deposits as well. In this regard, an administrator actually acts as a middle man between the account owner and the bank where funds are deposited. Administrators generate account statements; keep records of the assets held in the account and review transaction documents for compliance with current IRS regulations.

Facilitators

Over the last 10 years IRA Facilitators have become an alternative to both traditional and nontraditional custodial accounts. The main idea behind an IRA facilitator is to provide clients with an IRA investment vehicle that allows for the purchase of both nontraditional and traditional assets at a potentially reduced cost. An IRA facilitator assists clients in establishing a Special Purpose IRA LLC vehicle commonly called a “Check Book IRA”. While this structure still requires the use of a custodian or administrator, the account owner manages the investment assets which are owned by the LLC, which in turn is funded by the account owners IRA funds. The Special Purpose IRA LLC is often the best account choice for those requiring either immediate access to funds when purchasing assets at auction or those assets with frequent expenses or income deposits e.g. apartment complexes. Regardless of whether you use a Custodian, an Administrator or a Facilitator to help establish your SD-‐IRA, it’s important to know that the industry as become very competitive and although the fees you’ll pay vary little between service providers, the level of service you can expect to receive can be vastly different. Selecting the largest service provider may give you a sense of greater safety however, it doesn’t guarantee the best customer service which in this industry is typically provided by the smaller firms you’ll find in your research. The fees reflected in this report were obtained from what we believe to be each company’s most recent Fee Disclosure. There can be additional fees associated with self-‐directing your IRA including, but not limited to transaction fees, special handling fees, bank wire fees, overnight fees, notary fees, research fees, termination fees, and more. Please review each company’s Fee Disclosure carefully before establishing a self-‐directed IRA account. Disclaimer

This report has been created by Retirement Loft using what we believe to be accurate and current information provided directly by the service provider or from their web site. However errors can occur and service providers are free to change their fees and contact information at anytime. Retirement Loft and its affiliates, partners, data suppliers and contractors are not liable for any loss resulting from: Errors; Omissions; Incorrect or outdated information on the internet. The information in this report is of an educational nature and does not constitute investment or personal advice. We welcome your feedback and questions on SD-‐IRAs and will continue to produce educational reports designed to help you build your retirement savings.

The Trusted Expert in the Custody of Alternative Assets in Retirement Plans

When it comes to the custody of alternative assets in self-directed retirement plans, the professionals at Next Generation Trust Services are your trusted resource. As a full-service administrator of these plans, we are experts in all aspects of the nontraditional investments these plans allow.

At Next Generation, we’re fanatics about delivering superior customer service—starting with the in-depth expertise of our knowledgeable, friendly staff and the education we provide to financial planners and investors.

Our professionals answer your questions quickly and efficiently, and offer expert guidance about nontraditional investments. And our web-based tools make it easier for you and your clients to manage their self-directed IRAs anytime, anywhere.

Together, we’ll build a trusted collaboration that you’ll find is pretty untraditional in the retirement industry. As our own clients will tell you, we’re the best at what we do.

Next Generation = Trust.

Contact us today! 888.857.805875 Livingston Avenue, 3rd Floor, Roseland NJ 07068

www.nextgenerationtrust.com

Next Generation Trust Services www.nextgenerationtrust.com

Next Generation Trust Services is a neutral third-‐party administrator of self-‐directed IRAs and self-‐directed retirement plans. Founded in 2004 by CEO Jaime Raskulinecz, Next Generation Trust Services provides comprehensive account administration and transaction support to individuals interested in self-‐directing their retirement portfolios.

Contact Information

Offices: 75 Livingston Avenue, 3rd Floor Roseland, NJ 07068

Business Hours: 8:30 AM – 5:00 PM Monday-‐Friday

Phone Number: (888) 857-‐8058

Email: [email protected]

Company Information

Classification: Administrator

Custodian: Kingdom Trust Company

Date Established: 2004

Number of Clients >5,000

Client Assets >$500,000,000

Employees: >10

Affiliates: None

Management

Jaime Raskulinecz CEO and founder

Linda Varas Principal

Fees

Set Up Fee

$50 Annual Recordkeeping Fee Option One: Fee based on number of Assets $325 per asset and/or liability • Each additional asset is paid at the time of acquisition. • Minimum annual recordkeeping fee $325. • Minimum fee will be applied to first asset purchased if acquired during first year. • Account billed in the anniversary month of account opening. • Debt financing on an asset is charged as an additional investment.

Next Generation Trust – Page 2

Option Two: Fee based on Account Value

Account Value Multiply by: $1 to $10,000 .0150 $10,001 to $20,000 .0100 $20,001 to $30,000 .0090 $30,001 to $40,000 .0080 $40,001 to $50,000 .0070 $50,001 to $100,000 .0060 $100,001 to $250,000 .0050 $250,001 and up .0040

Minimum annual recordkeeping fee is $150. Maximum annual recordkeeping fee is $2,000. Account will be billed in monthly installments. Fee is calculated incrementally according to the table.

Transaction Fees

Purchase, Sale, Exchange, or Re-‐registration of any domestic asset, including each additional funding: $100

Purchase, Sale, Exchange, or Re-‐registration of any international asset, including each additional funding: $125

Transaction for a Real Estate Deposit: $25

Client Protection

Insurance Coverage: FDIC on uninvested cash Uninvested Cash: The Provident Bank & others

Customer Complaints

Better Business Bureau: Accredited.

Account Types:

√ Traditional IRA √ Individual 401(k) √ SEP √ Health Savings Account

√ Roth IRA √ SIMPLE √ Coverdell Education Savings Account

Allowable Assets

√ Real Estate √ Precious Metals √ Trust Deeds √ Private Lending

√ Private Placements √ Futures √ Tax Liens

Allows single member LLCs (“Checkbook IRA”)

Advanta IRA www.advantaira.com

The regional offices of Advanta IRA are independently owned and have over 25 years of experience in the Self-‐Directed IRA industry. Advanta was formerly a franchise office of the Entrust Group until January 2012.

Contact Information Offices:

Atlanta, GA 3525 Piedmont Road NE Bldg. 8 Suite 101 Atlanta, GA 30305

Fort Myers/Naples 1520 Royal Palm Square Blvd., Ste. 320 Ft. Myers, FL 33919

Gainesville/Ocala Haille Village 9116 SW 51st Rd Gainesville, FL 32608

Miami/Fort Lauderdale 101 Northeast 3rd Ave. Ste. 1500 Fort Lauderdale, FL 33301

New England/Boston Riverside Center 275 Grove Street, Suite 2-‐400 Newton, MA 02466

Tampa/Sarasota 13191 Starkey Rd., Suite 9 Largo, FL 33773

Thomasville, GA 15125 US Highway 19 S Suite 388

Business Hours: Not posted.

Phone Number: Atlanta (678) 513-‐8913 Fort Myers/Naples (239) 333-‐1032 Gainesville/Ocala (352) 378-‐7833 Miami/Fort Lauderdale (786) 275-‐5870

New England/Boston (678) 513-‐8913 Tampa/Sarasota (727) 581-‐9853 Thomasville, GA (678) 513-‐8913 ext. 1152

Email: Information request form on website.

Company Information


Custodian: First Trust Company of Onaga


Number of Clients/Assets: 5,000 / $500,000,000

Employees: 30

Management Jack M. Callahan, J.D., CFP™ Managing Partner Dave Owens, CPA, CES Managing Member

Advanta IRA – Page 2

Account Fees

Set Up Fee $50 Annual Fees

Option One: Fee Based on Number of Assets:

Per Asset/Liability Including Real Estate, Notes, Mortgages, LLCs, Private placements, Futures/Forex (per FCM). See explanations below. $295

Option Two: Fee Based on Total Account Value Portfolio Value: Fee: $0 -‐ $14,999.99 $195

$15,000 -‐ $29,999.99 $260

$30,000 -‐ $44,999.99 $325 $45,000 -‐ $59,999.99 $390 $60,000 -‐ $89,999.99 $450 $90,000 -‐ $124,999.99 $525 $125,000 -‐ $249,999.99 $650 $250,000 -‐ $499,999.99 $775 $500,000 -‐ $749,999.99 $1,500 $750,000 and up $1,850

Transaction Fees

Purchase and/or Sale Transactions of an Asset $95

Exchange, Re-‐registration, Re-‐characterization of an Asset/Liability or Leveraged Assets $95

Client Protection

Insurance Coverage: Fidelity Bond and Errors and Omissions

Un-‐invested Cash: Stonegate Bank – FDIC insured up to $250,000

Customer Complaints

Better Business Bureau: Accredited since 1/4/2012

A+ Rating (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types:

√ Traditional IRA √ Individual 401(k) √ SEP √ Account Health Savings Account


Allowable Assets


√ Private Placements √ Futures √ Tax Liens √ Stocks, Bonds and Mutual Funds


American Estate & Trust www.americanestatetrust.com

AET is a Trust company that provides trustee services, custodial services, precious metals storage management and institutional cash management solutions.

Contact Information

Office: 6900 Westcliff Drive Suite 603 Las Vegas, NV 89145


Phone Number: 1-‐866-‐654-‐6111


Company Information

Classification: Custodian

State Chartered: Nevada

Date Licensed: 6/29/2007


Client Assets >$100 million

Employees: Unknown.

Affiliates:

American Estate & Trust, LC (AET) wholly owns and operates the web sites americanestateandtrust.com, americanestatetrust.com, TrusteeAmerica.com and IRAcentral.com. AET owns and operates its own precious metals depository under the name of American Depository Services.

Management

Scott Janko

President, Board of Directors, BBA Bus, MSM Bus.

Mike Janko

Chief Investment Officer, Board of Directors

Brian G. Tillotson, Esq.

General Counsel, Board of Directors.

Fees

Setup Fee $50

Annual Account Fee $275 Distribution / Withdrawal / Investments / Asset Acquisition / Miscellaneous (Can be included in 6 free life time transactions)

No charge for annual contributions or rollovers 6 free transactions for the life of the account. $35 per transaction after 6. 12 free dividend or payment receipts per yr. $35 per after the 12.

American Estate and Trust – Page 2

Client Protection

Insurance Coverage: Fidelity and Errors and Omissions Insurance Coverage.

Uninvested Cash: Deposited at various banks.

Customer Complaints

Better Business Bureau: Accredited A Rating (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types:



Allowable Assets




American IRA www.americanira.com

American IRA offers educational opportunities in the form of webinars, seminars, training events, private events, and direct contact with clients. American IRA was founded in 2004 by CEO, Jim Hitt.

Contact Information Offices:

Asheville, NC Office 137 Broad Street Asheville, NC 28801

Charlotte, NC Office 15720 Brixham Hill Avenue Suite 300 Charlotte, NC 28277

Business Hours: 9 A.M. to 5 P.M. Monday Through Friday

Phone Number: 866-‐750-‐0472


Company Information


Custodian Capital Bank


Client Assets >$300 million

Employees: 11

Affiliates: Not available.

Management

Jim Hitt CEO

Sean McKay Senior Vice President

Over 40 years of Self-‐Directed IRA experience.

American IRA – Page 2

Fees

Setup Fee $50

Annual Fee $285

Accounts Under $7,500 $165

All Cash Accounts No Annual Fee

Minimum Account Cash Balance $750

Asset Transaction Fees

Purchase and/or Sale Transactions of an Asset , $95

Exchange, Re-‐registration, Re-‐characterization of an Asset/Liability or Leveraged Assets $95

For more active clients we offer unlimited purchase and sale transactions eliminating the $95 transaction fee and instead charging a set $165.00 per year (elected at the time of account opening and changeable each year). Additional fees will apply for complex transactions or expedited investment review.

Client Protection

Insurance Coverage: Crime and Professional Liability

Un-‐invested Cash: All un-‐invested cash is FDIC insured.

Customer Complaints

Better Business Bureau: Accredited A+ Rating (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types

√ Traditional IRA √ SEP IRA √ Solo 401(k) √ Health Savings Account

√ Roth IRA √ SIMPLE IRA √ Coverdell Education Savings Account

Allowable Assets


√ Private Placements √ Joint Ventures & Partnerships √ Tax Liens √ Stocks, Bonds and Mutual Funds

Allows Single Member LLCs (“Checkbook IRA”)

Entrust Group www.theentrustgroup.com The Entrust Group (“Entrust”) has provided account administration services for self-‐directed retirement and tax-‐advantaged plans for over 30 years. Entrust assists in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms. These assets include residential and commercial real estate, secured and unsecured notes, limited liability corporations, precious metals, mortgages and more. Contact Information

Offices: Corporate Office: 555 12th Street Suite 1250 Oakland, CA 94607

Branch Locations:

Los Angeles Area 520 Broadway Suite 350 Santa Monica, CA 90401 Massachusetts 100 Trade Center Suite G-‐700 Woburn, MA 01801 Missouri 100 Chesterfield Business Parkway Suite 200 St. Louis, MO

63005 Nevada -‐ Precious Metals Center

9444 Double R Blvd. Suite A Reno, NV 89521 Orange County 27201 Puerta Real Suite 300 Mission Viejo, CA 92691 Washington 14205 S.E. 36th. Street Suite 100 Bellevue, WA 98006

Business Hours:

Phone Number: 800-‐392-‐9653

Email:

Company Information



Number of Clients/Client Assets:

Employees: 50 employees – (under client assets) $2.2 billion in total assets

Affiliates:

Management

Hubert Bromma Founder & CEO

Jason Craig President

Yvonne Garcia Director of Marketing

John Paul Ruiz Director of Professional Development

Entrust – Page 2

Fees

Set Up Fee $50

Annual Fee

OPTION 1: Based on Number of Assets: $295 per Asset

Please note that debt financing on an asset is charged as an additional asset.

OPTION 2: Based on Total Account/Asset Value (Min. $195, Max. $1,995 – paid quarterly)

If the account value is between: Multiply value by:

$1 and $24,999 0.0095

$25,000 and $49,999 0.0070

$50,000 and $149,999 0.0065 $150,000 and $299,999 0.0060

$300,000 and up $1,995

Transaction Fees Purchase, sale, earnest money or exchange of Real Estate $125 Purchase, sale, exchange or additional funding, per asset (non-‐Real Estate)

$95

Client Protection

Insurance Coverage: Unknown

Uninvested Cash: Unknown

Customer Complaints

Better Business Bureau: Accredited since 5/31/2012 A+ Rating.

Account Types:



Allowable Assets




Community National Bank www.communitynationalbank.net

Community National Bank’s Retirement Plans Division has been providing custodial services for self-‐directed retirement plans since 1985. Community National Bank consists of our main office and Retirement Plans Division located in Seneca, Kansas plus three branches located in the following Kansas communities: Sabetha, Tonganoxie, and Basehor.

Contact Information

Main Office:

225 Main Street P.O. Box 225 Seneca, KS 66538

Business Hours: Not posted

Phone Number: 800-‐680-‐0340


Company Information


Type: National Bank – regulated by the OCC

State Chartered: 10/4/1984

Number of Clients Unknown

Client Assets Unknown

Employees: Unknown

Affiliates: Unknown

Management

Ronald C. Johnson President

Fees

Setup Fee: $25.00

Annual Account Fee: $70.00 (Due at establishment, assessed on a calendar year basis, and is not pro-‐rated)

Annual Asset Fee: $30.00 per investment per year (non-‐standard investments)

Transaction Fees

Purchases, Sales, Corporate Actions $30.00 (Non-‐Standard Investments)

Community National Bank – Page 2

Client Protection


Uninvested Cash: Community National Bank

Customer Complaints

Better Business Bureau: Not Accredited.

To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:

√ Traditional IRA Individual 401(k) √ SEP Account Health Savings Account

√ Roth IRA SIMPLE Coverdell Education Savings Account

Allowable Assets

Real Estate √ Precious Metals √ Trust Deeds √ Private Lending


Entrust Group www.theentrustgroup.com The Entrust Group (“Entrust”) has provided account administration services for self-‐directed retirement and tax-‐advantaged plans for over 30 years. Entrust assists in purchasing alternative investments with your retirement funds, and administer the buying and selling of assets that are typically unavailable through banks and brokerage firms. These assets include residential and commercial real estate, secured and unsecured notes, limited liability corporations, precious metals, mortgages and more. Contact Information

Offices: Corporate Office: 555 12th Street Suite 1250 Oakland, CA 94607

Branch Locations:

Los Angeles Area 520 Broadway Suite 350 Santa Monica, CA 90401 Massachusetts 100 Trade Center Suite G-‐700 Woburn, MA 01801 Missouri 100 Chesterfield Business Parkway Suite 200 St. Louis, MO 63005 Nevada -‐ Precious Metals Center 9444 Double R Blvd. Suite A Reno, NV 89521 Orange County 27201 Puerta Real Suite 300 Mission Viejo, CA 92691 Washington 14205 S.E. 36th. Street Suite 100 Bellevue, WA 98006

Business Hours:

Phone Number:

Email:

Company Information


Date Established:


Employees:

Affiliates:

Management

Hubert Bromma Founder & CEO

Jason Craig President

Yvonne Garcia Director of Marketing

John Paul Ruiz Director of Professional Development

Entrust – Page 2

Fees

Set Up Fee $50

Annual Fee

OPTION 1: Based on Number of Assets: $295 per Asset

Please note that debt financing on an asset is charged as an additional asset.

OPTION 2: Based on Total Account/Asset Value (Min. $195, Max. $1,995 – paid quarterly)

If the account value is between: Multiply value by:

$1 and $24,999 0.0095

$25,000 and $49,999 0.0070

$50,000 and $149,999 0.0065 $150,000 and $299,999 0.0060

$300,000 and up $1,995

Transaction Fees Purchase, sale, earnest money or exchange of Real Estate $125 Purchase, sale, exchange or additional funding, per asset (non-‐Real Estate)

$95

Client Protection



Customer Complaints


Account Types:



Allowable Assets




Equity Trust Company www.trustetc.com

Equity Trust (previously Mid-‐Ohio Securities) was founded in 1974 and currently has over 130,000 clients in all 50 states and over $12 billion of retirement plan assets under administration.

Contact Information

Main Office: 225 Burns Road Elyria, Ohio 44035

Business Hours: Monday-‐Friday 9 AM – 6 PM EST

Phone Number: 888-‐ETC-‐IRAS (382-‐4727)


Company Information


Type: Non-‐depository trust company

State Chartered: South Dakota

Date Licensed: 3/1/2003 (originally founded as Mid-‐Ohio Securities in 1974)

Number of Clients/Client Assets: >130,000/$12 billion (est.)

Employees: >400

Affiliates: Mid-‐Ohio Securities (broker-‐dealer)

Management

Richard Desich Founder/Chairman

Jeffrey Desich CEO

Fees

Portfolio Value Standard Fee $0-‐14,999 $190.00 $15,000-‐24,999 $260.00 $25,000-‐49,999 $300.00 $50,000-‐99,999 $360.00 $100,000-‐199,999 $440.00 $200,000-‐299,999 $600.00 $300,000-‐399,999 $640.00 $400,000-‐499,999 $920.00 $500,000-‐599,999 $1,500.00 $600,000-‐699,999 $1,600.00 $700,000-‐799,999 $1,700.00 $800,000-‐899,999 $1,750.00 $900,000-‐999,999 $1,800.00 $1,000,000-‐OVER Negotiable

Equity Trust Company – Page 2

Client Protection

Insurance Coverage: Fidelity Bond and Errors and Omission Insurance

Uninvested Cash: Bank of America

Customer Complaints

Better Business Bureau: Not accredited

BBB Website Alert -‐ On April 4, 2012 accreditation was suspended due to the business’s failure to respond to and resolve BBB complaints promptly. Additionally the business had not eliminated the underlying cause of patterns of customer complaints concerning customer service issues and failure to respond to customers. The company met with BBB on April 18, 2012 and outlined steps it had recently taken to improve its internal handling of customer service related issues. The suspension was reviewed by the Accreditation Committee of the BBB Board of Directors on April 19th. The committee voted to maintain the suspension of the company’s BBB Accreditation for at least six months to determine if steps taken to minimize customer service-‐related complaints are successful, and to revisit the company’s BBB accreditation at that time. To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:



Allowable Assets



Does not allow single member LLCs (“Checkbook IRA”)

Horizon Trust Company www.horizontrust.com Horizon Trust Company is a custodian offering IRA custodial services for clients looking to self-‐direct their Individual Retirement Account (IRA). Horizon Trust provides education on self-‐directing and custodial services to investors interested in diversifying their tax-‐sheltered portfolios beyond the limited options of publicly-‐traded investment products.

Contact Information

Main Office: Horizon Trust Company 2501 Yale Blvd. SE, Ste. 304 Albuquerque, NM 87106

Business Hours:

Phone Number: 888-‐205-‐6036

Email:

Company Information


State Chartered: New Mexico

Number of Clients/Client Assets: $95 Million

Employees:

Affiliates: Unknown

Management

Gregory Herlean Chairman of Board

Steve Byrne Treasurer and Secretary

Andrew Jolley Vice President

Jeffrey Barton Chief Compliance Officer

Horizon Trust Company – Page 2

Fees

Traditional, Roth, SEP, SIMPLE, Indy 401

Premium Platinum

Set Up Fee: $50 $50 Multiplier Minimum Fee Multiplier Minimum Fee

Annual Fee: $0 -‐ $50,000 0.007 $225 0.014 $450 $50,001 -‐ $100,000

0.004 $350 0.008 $700

$100,001 -‐ $200,000

0.0025 $400 0.005 $800 $200,001 -‐ $1,000,000

0.002 $500 0.004 $1000

$1,000,000 and Up Customizable Customizable Annual Buy/Sell Transactions Included 4

Unlimited

Additional Buy or Sell Transactions $50 Included

Client Protection

Insurance Coverage:

Uninvested Cash:

Customer Complaints

Better Business Bureau: Not BBB Accredited

Account Types:



Allowable Assets




iPlan Group www.iplangroup.com

As an independent administrator, iPlanGroup processes the investment transactions you direct us to do on behalf of your retirement account. Additionally, iPlanGroup provides account administration, recordkeeping and tax reporting for your account. Contact Information

Main Office: 27887 Clemens Rd. Suite 3 Westlake, OH 44145

Business Hours: Monday-‐Friday 9:00AM – 5:00PM

Phone Number: (855) 604-‐7526 (1.855.60i.plan)


Company Information




Number of Clients/Client Assets: 500/$50,000,000

Employees: 6

Management

Jill Banner CEO

Fees

Account Value Administration Fee $0-‐29,999 $225.00 $30,000-‐49,999 $300.00 $50,000-‐69,999 $325.00 $70,000-‐99,999 $375.00 $100,000-‐199,999 $485.00 $200,000-‐299,999 $575.00 $300,000-‐399,999 $625.00 $400,000-‐499,999 $695.00 $500,000-‐699,999 $750.00 $700,000-‐899,999 $850.00 $900,000 and over $975.00

Equity Trust Company – Page 2

Customer Complaints


To view the complaints filed against the company, please view the company’s BBB profile.

Customer Protection

Insurance Coverage: Fidelity Bond and Errors and Omissions Insurance

Uninvested Cash: Charter One Bank

Account Types:



Allowable Assets




IRA Club www.iraclub.org

Contact Information

Office: 79 W. Monroe Suite 1208 Chicago, IL 60603-‐4936

Business Hours: 9 A.M. to 5 P.M. CST

Phone Number: 1-‐888-‐795-‐7950


Company Information


State Chartered:

Date Licensed:

Number of Clients

Client Assets

Employees:

Affiliates:

Management

Dennis Blitz

Fees

Client Protection

Insurance Coverage: Fidelity Bond and Errors and Omissions

Uninvested Cash:

American Estate and Trust – Page 2

Customer Complaints

Better Business Bureau: Accredited since 1/4/2012 A+ Rating. (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types:



Brokerage Accounts: Available

Checkbook IRAs: Allowed

Answered Online Inquiry: Under 10 minutes

IRA Resources www.iraresources.com

Since 1996, IRA Resources has acted as a third party administrator for self-‐directed retirement plans. The company specializes in the administration and record keeping services for IRAs investing in Private Placements and Alternative Assets.

Contact Information

Offices: 6825 La Jolla Blvd La Jolla, CA 92037

Business Hours:

Phone Number: 888 322-‐6534


Company Information


Custodian: Provident Trust Group


Number of Clients/Client Assets: 9,000/$900 million

Employees: Unknown

Affiliates: Unknown

Management

Liane Bruno Founder

Fees

Fees are billed on a semi-‐annual cycle based on the establishment date of your account(s)

Setup Fee $100

Annual Record Keeping Fee Minimum Record Keeping Fee: $195**

Per Additional Asset, per year: $25

Incoming Asset Transfer Fee To transfer/convert Existing Notes, LP’s, LLCs, GP’s, Private Offerings, Stocks, Bonds and/or Mutual Funds transfer.

$50.00 per asset, as well as any transfer fees charged by third parties, or actual costs of transfer.

Transaction Fees Record keeping fee for Purchase, Sale or Exchange of any Asset:

$50.00 plus the actual expense charged by third parties.

IRA Resources – Page 2

Client Protection

Insurance Coverage: Errors and Omissions, Fidelity Crime

Uninvested Cash: Union Bank

Customer Complaints



Account Types:

√ Traditional IRA Individual 401(k) √ SEP √ Account Health Savings Account


Allowable Assets


√ Private Placements Futures √ Tax Liens √ Stocks, Bonds and Mutual Funds


IRA Services Trust www.iraservices.com

IRA Services Trust Company has more than 30 years of experience providing custodial account services.

Contact Information

Offices: 1160 Industrial Road Suite 1 San Carlos, CA 94070

Business Hours: Mon. -‐ Fri. from 8:00 AM -‐ 5:00 PM PT

Phone Number: (800) 248-‐8447


Company Information


Chartered: IRA Services Trust Company is a non-‐depository trust company regulated by the State of South Dakota’s Division of Banking.


Number of Clients/Client Assets: >40,000 / >$4 billion

Employees: >50

Affiliates: Unknown

Management

Edwin Blue CEO and President

Gary R. Shumm, Vice President

Michael F. McNair, Trust Officer

Fees

Set Up Fees

Online Application Paper Application

$35 $60

Account Maintenance Fees

Quarterly Account Fee (charged at setup then automatically deducted from account the first day of each calendar quarter. Is not pro-‐rated)

$24 per quarter

Asset Fees

Quarterly Asset Fees (deducted from account at the time of purchase and the first day of each calendar quarter)

Quarterly Asset Fees are not charged to Coverdell Education Savings Accounts or precious metals.

Type 1 Assets (publicly available which may be traded on a financial exchange including brokerage accounts within the IRA used to trade stock, bonds, etc.)

$8 per asset/quarter

IRA Services – Page 2

Type 2 Assets (such as IRA LLCs, private placements, non-‐public partnerships, notes, deeds of trust etc.)


Type 3 Assets (such as real property)


Transaction Fees

Purchase / Liquidation / Sale / Re-‐Registration / Exchange of Type 1 Assets $30 per asset

Purchase / Liquidation/ Sale/ Re-‐Registration / Exchange of Type 2 Assets (Precious metals are charged the fee for each purchase, not for each metal/coin type purchased)

$40 per asset

Purchase/Sale/Transfer/Re-‐Registration/Exchange of Type 3 Assets $125 per asset

Client Protection

Insurance Coverage: $1 million liability

Uninvested Cash: FDIC insured up to $250,0000

Customer Complaints


A-‐ Rating To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:



Allowable Assets



Kingdom Trust Company www.kingdomtrustco.com

The Kingdom Trust Company is an independent qualified custodian which provides flexible and innovative custody solutions for investment sponsors, family offices, advisory firms, broker-‐dealers, and various other investment platforms. We offer fund custody, escrow, as well as custody of alternative assets in self0directed IRAs and other qualified and taxable accounts. Contact Information

Offices: 1105 St. Rt. 121 N. Murray, KY 42071

Business Hours: 8:00 am to 5:00 pm CST

Phone Number: 888-‐753-‐6972


Company Information


Chartered: South Dakota


Number of Clients 61,000

Client Assets 6 Billion

Employees: 20-‐50

Affiliates: Not available.

Management

Matthew Jennings Charles Ives Lisa Tabers Tim Kuhman Scott Foster

CEO President Chief Operations Officer General Counsel CounsCounsel/Trust Officer

V.P of Institutional Custody

Tara Bogard Business Dev. Officer Fees-‐ Standard Fee Structure (others available on our website)

Account Establishment Fee $50 Annual Fee $0 – $50,000 ($195) + (.0031 x Asset Value)

(Due at setup and annually thereafter)

$50,001 – $100,000 ($195) + (.0026 x Asset Value) $100,001 – $150,000 ($195) + (.0023 x Asset Value) $150,001 – $250,000 ($195) + (.0021 x Asset Value) $250,001 – $500,000 ($195) + (.0019 x Asset Value) $500,001 – $1,000,000 ($195) + (.0018 x Asset Value) $1,000,000 or Greater Negotiable

Kingdom Trust Company – Page 2

Client Protection

Insurance Coverage: All funds held by Kingdom Trust Company are held within FDIC-‐insured accounts.

Customer Complaints

Dunn & Bradstreet 2/5 D&B Rating

BBB: Our parent organization, SBG is registered with BBB and holds an A+ rating.

Account Types:

√ Traditional IRA √ Individual 401(k) √ SEP √ Private Investment Vehicle

√ Roth IRA √ SIMPLE

Audit-‐only relationships Fund Custody

Allowable Assets-‐ but not limited to:




Millennium Trust Company www.mtrustcompany.com Offers alternative custody solutions to institutions, advisors and individuals. Serves as a complement to traditional services offered by other custodians. Services include rollover solutions, alternative asset custody, private fund custody and advisor support services. Contact Information

Offices: 2001 Spring Road Suite 700 Oak Brook, Illinois 60523

Business Hours: Monday thru Friday 8:00 a.m. -‐ 4:30 p.m. CST

Phone Number: 800-‐258-‐7878


Company Information

Classification: Trust Company

State Charter: Illinois

Date Established: 11/29/2000

Number of Clients/Client Assets: >80,000 / $8.4 billion

Employees: Unknown

Affiliates: Unknown

Management

T. Scott McCartan CEO Gary Anetsberger

Chief Operating Officer Karla Mansfield

Chief Financial Officer Bob Kunimura Chief Technology Officer Jennifer Abernathy Chief Compliance Officer Brad Markham General Counsel Mary Hackbarth SVP, Director of

Marketing

Sharon Robertson SVP, Director of Operations

Fees

Set Up Fee $50 Annual Account Fee $300 Annual Holding Fee $125 per asset Transaction Fee Promissory Notes and Real Estate $150

Millennium Trust Company – Page 2

Client Protection


Uninvested Cash: Cash management program uses four banks to provide FDIC coverage of up to $1 million.

Customer Complaints

Better Business Bureau: Not BBB accredited.

Account Types:



Allowable Assets




New Direction IRA www.newdirectionira.com

New Direction IRA is a provider of investor education as well as custodial and administrative services for retirement accounts and HSAs, allowing individual investors to take control of their tax advantaged accounts using alternative asset opportunities that are ideally suited to each investor’s goals and investment style. Contact Information

Offices: 1070 W Century Dr. Suite 101 Louisville, CO 80027

Business Hours: Monday – Friday 8:30am – 5:00pm (MST)

Phone Number: 877-‐742-‐1270


Company Information




Number of Clients/Client Assets: 10,000 / > $1 Billion

Employees: 50

Affiliates: Unknown

Management

Bill Humphrey Co-‐founder and CEO

Catherine Wynne Co-‐founder and President

Fees

Set Up Fee $50

Annual Administration Fee

Option 1: Per Asset $295 per asset/per year*

*Annual fee is charged when you purchase an asset and annually on the anniversary month of the first asset purchased in your account thereafter. Mortgages used to purchase real estate are considered a separate asset. The annual fee charged for a mortgage is $195 per year.

New Direction IRA – Page 2

Option 2: Based on Value of Account

Account Value: Annual Administration Fee: $0 -‐ $14,999.99 $195 $15,000 -‐ $29,999.99 $250 $30,000 -‐ $44,999.99 $325 $45,000 -‐ $59,999.99 $375 $60,000 -‐ $89,999.99 $450 $90,000 -‐ $124,999.99 $525 $125,000 -‐ $249,999.99 $650 $250,000 -‐ $499,999.99 $775 $500,000 -‐ $749,999.99 $1,500 $750,000 and up $1,850 Transaction Fees Purchase, Sale, Exchange of Any Asset (Except Real Estate) $95 Purchase, Sale, Exchange of Real Estate $250 Leveraged Real Estate $345

Client Protection

Insurance Coverage: Errors and Omissions Insurance

Uninvested Cash: Several Banks

Customer Complaints


Account Types:



Allowable Assets




NuView IRA www.NuViewIRA.com NuView IRA serves as a passive administrator that provides custody of alternative assets such as real estate and hard money loans. NuView is not a fiduciary, and as such it does not provide investment advice nor does it sell investments. Founded in 2003, NuView IRA, along with its affiliates, holds over $700 million in assets through thousands of accounts, with all undirected funds FDIC insured to the legal limits. All eligible employees hold the prestigious designation of Certified IRA Services Professional from the American Bankers Association. When all the papers are in good order, our team opens accounts within 24 hours and can fund deals within 48. NuView IRA is not a call center, but instead it staffs trained professionals who answer calls immediately with an average hold time of 1 minute. Contact Information

Offices:

Company Headquarters 1064 Greenwood Blvd Suite 312 Lake Mary, FL 32746

Business Hours: Mon-‐Thurs: 8:30 am-‐7 pm Eastern; Fri: 8:30 am-‐5 pm Eastern

Phone Number: Toll Free 877-‐259-‐3256 Headquarters 407-‐367-‐3472 Fax 321-‐275-‐0475


Company Information




Number of Clients Over 3,500

Client Assets Over $700 million

Employees: 20

Affiliates: Midland IRA

Management Glen Mather

President and CEO

Jason DeBono

Vice President

Imran Ali

Director of Operations

Tammy Perez Transaction Manager

NuView IRA – Page 2

Fees

Set-‐up Fee $50 Annual Fee Option 1 – Asset-‐based fee $295 Per Asset Option 2 – Account value-‐based fee

Portfolio Value: Annual Fee: $0 -‐ $14,999.99 $195 $15,000 -‐ $29,999.99 $260 $30,000 -‐ $44,999.99 $325 $45,000 -‐ $59,999.99 $390 $60,000 -‐ $89,999.99 $500

$90,000 -‐ $124,999.99 $700 $125,000 -‐ $249,999.99 $950 $250,000 -‐ $499,999.99 $1,250 $500,000 -‐ $749,999.99 $1,650 $750,000 and up $1,850

Client Protection

Insurance Coverage: Fidelity Bond and Errors & Omissions Insurance

Uninvested Cash: CNL Bank

Customer Complaints

Better Business Bureau: A+ BBB accredited

Account Types:



Allowable Assets



√ Allows single member LLCs (“Checkbook IRA”)

Pensco Trust Company www.pensco.com

Pensco has been one of the larger self-‐directed IRA providers for years, and in 2012 acquired Lincoln Trust Company, which doubled their size.

Contact Information

Offices:

717 17th Street, Suite 2200 Denver, CO 80202-‐3331

Corporate Offices PO Box 7576 San Francisco, CA 94120-‐7576

Business Hours:

Monday-‐Thursday, 8:30 a.m. to 6:00 p.m. ET Friday, 8:30 a.m. to 5:00 p.m. ET Monday-‐Friday, 8:30 a.m. to 8:00 p.m. ET (Accountholders) Monday-‐Friday, 8:30 a.m. to 5:00 p.m. PT (Corporate Office)

Phone Number: 866.818.4472


Company Information


State Charter: New Hampshire


Number of Clients/Client Assets: >112,000 / $12 billion

Employees: >100

Affiliates: Unknown

Management Kelly Rodriques

CEO & President Carol Foster Chief Financial Officer

Jim Ruggiero Chief Technology Officer Chris Radich VP, Chief Risk Officer

Eileen Loustau SVP, Marketing

Cynthia Weaver EVP, Institutional

Services and Strategy

Bonnie Lewis VP, Operations

Gregg Monette VP, Business Resource & Client Service Centers

Pensco Trust – Page 2

Fees

Set Up Fee $50 Quarterly Fees (based on total account value) $0—$79,999 $100.00 $80,000—$99,999 $50.00 + .0625% of TAV $100,000—$499,999 $62.50 + .05% of TAV $500,000—$999,999 $150.00 + .0375% of TAV $1,000,000+ $275.00 + .025% of TAV

Quarterly asset maintenance2 (per asset) Real property, promissory notes and mortgages $12

Foreign real estate $1,000

All other assets Free Purchases and sales Alternative assets free

Client Protection



Customer Complaints

Better Business Bureau:

Accredited since 12/18/2001 A+ Rating. (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types:



Allowable Assets




Polycomp www.polycomp.net

Polycomp administers retirement plans, self-‐directed IRAs, and Association Trust plans.

Contact Information

Offices: Northern California 3000 Lava Ridge Court, Ste. 130 Roseville, CA 95661

Southern California (L.A. Area) 6400 Canoga Avenue, Ste. 250 Woodland Hills, CA 91367

Southern California (San Diego Area) 404 Camino del Rio S., Ste. 608 San Diego, CA 92108

Business Hours:

Phone Number: 800.952.8800 – Northern California 800.736.7090 – Southern California (L.A. Area) 800.572.4122 – Southern California (San Diego Area)

Email: Contact form on website

Company Information


Chartered: South Dakota

Date Established: 2009 (Trust Charter) / in business since 1978


Employees:

Affiliates: Unknown

Management

Ed Dillon CEO

Donna Harmon President

NaKendra Stewart Director of Compliance

Jay Kerschner Director of Qualified Plan Operations

Christopher Mastrianni Director of Trust Administration

Polycomp – Page 2

Fees

Set Up Fee $ 95

Annual Fees

Quarterly administration of one asset and cash account $ 75

Quarterly administration of each additional asset $ 30

Annual administration, per parcel, of real property (includes expense checks processing) $ 250

Transaction Fees

Real Property -‐ purchase/sale (additional $100 for non-‐recourse loan) $ 300

Asset purchase, modification, or payoff (other than real property) $ 100

Foreign Real Property – purchase/sale $ 750

Client Protection

Insurance Coverage:

Uninvested Cash:

Customer Complaints


A Rating To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:



Allowable Assets




Preferred Trust Company www.preferredtrustcompany.com

Building Wealth Through Individualized Control Custodian for clients to self-‐direct their IRA’s in order to facilitate the use of their retirement funds in a variety of investment vehicles, including non-‐publicly traded assets. By expanding the clients’ investment possibilities, Preferred Trust dispels the popular notion that bank CDs or the stock market are the only investment options for an IRA. Our clients receive flexibility to select investments to complement their retirement wealth portfolio, timely funding of investments and competitive/flexible fee structures to meet their investment objectives. Preferred Trust Company was established in 2007 in Henderson, Nevada to provide an effective custodial resource for brokerage firms. We were founded on the philosophy of providing top-‐notch customer service and timely access to funds. We still hold these to be true and service over 2500 clients and hold over $200 million in trust. Preferred Trust continues to break down conventional thinking for building wealth utilizing online digital processes to open an account, complete forms and monitor account activities directly online. Contact Information

Offices: 2471 W. Horizon Ridge Parkway Suite 100 Henderson, NV 89052

Business Hours: 8am – 5pm PST, Monday – Friday

Phone Number: 702-‐990-‐7892

Email: Contact form on website

Company Information


Chartered: Nevada


Number of Clients/Client Assets: 2500

Employees: Unknown

Affiliates: Unknown

Management

Carrie Cook Chief Executive Officer

Chris Trembly Director of Operations

Alisa Mirabal Director of Marketing

Preferred Trust – Page 2

Fees

Set Up Fee $50

Annual Maintenance Fee Variable

Real Estate Asset Administration Fee $200

Transaction Fees Expedited Processing Fee $100

Client Protection



Customer Complaints


A-‐ Rating. To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:



Allowable Assets



Premier Trust www.premiertrust.com

For more than a decade, Premier Trust has been a trust company chartered and based in the State of Nevada where we provide comprehensive trust and self-‐directed IRA administration.

Contact Information

Offices: 4465 S. Jones Blvd. Las Vegas, NV 89103


Phone Number: (702) 507-‐0750


Company Information


Chartered: Nevada


Number of Clients Unknown

Client Assets Unknown

Employees: Unknown

Affiliates: Unknown

Management

Mark Dreschler President/CEO/Co-‐Founder

Robert W. Bruderman Chairman/Co-‐Founder

Kathy Allinger Vice President/Trust Officer

Marsha Walters, CTFA Assistant Vice President/Trust Officer

Deborah Erdmann, QKA, CISP COO/Trust Officer

Susan Callaghan Trust Officer

Brian Simmons SVP/Trust Officer

Nancy Dirk Compliance Officer

Premier Trust – Page 2

Fees

ANNUAL ADMINISTRATIVE FEE: Based on fair market value of stocks, bonds, promissory notes, and personal and real property held in trust:

.60 of 1% (0.6%) Up to $1,000,000

.50 of 1% (0.5%) $1,000,001 up to $2,000,000

.35 of 1% (0.35%) $2,000,001 up to $5,000,000

Negotiable over $5,000,001

Minimum Fee: $2,000

Client Protection



Customer Complaints

Better Business Bureau: BBB Accredited since 11/11/2009

A + Rating. To view the complaints filed against the company, please view the company’s BBB profile.

Account Types:



Allowable Assets



Provident Trust Group www.trustprovident.com Provident Trust Group is an independent, privately owned trust company located in Las Vegas, Nevada. We are a passive, self-‐ directed, non-‐discretionary administrator and custodian of IRA assets. Additionally, we provide a comprehensive array of self-‐directed IRA, escrow, fund administration and related services. We are licensed, bonded and insured, with more than $4 billion in assets under custody and proudly serve more than 30,000 clients located in all 50 states. This makes Provident Trust Group one of the largest alternative asset custodians in the country and one of the fastest-‐growing trust companies as noted by INC. 500|5000 four years in a row. Learn more at www.trustprovident.com.

Contact Information

Offices: 8880 West Sunset Road Suite 250 Las Vegas, NV 89148

Business Hours: Monday-‐Friday 7am-‐4pm (PST)

Phone Number: 888-‐855-‐9856


Company Information


Chartered: Nevada


Number of Clients/Client Assets: >30,000 / >$4 billion

Employees: Unknown

Affiliates: Unknown

Management

Theresa Fette CEO

Jason Helquist President

Fees

Set Up Fee $50

Annual Fee $395

Transaction Fee Varies

Provident Trust – Page 2

Client Protection



Customer Complaints



Account Types:



Allowable Assets


√ Private Placements √ Tax Liens

RealTrust www.realtrustgroup.com

RealTrust IRA Alternatives, LLC (RealTrust) was founded by Real Estate Lawyer, Mark E. Hodges (was previously an Entrust franchise). RealTrust offers individuals and small businesses an IRS-‐compliant platform for acquiring Alternative Assets with “Fully” Self-‐Directed IRA and 401(k) Plans.

Contact Information

Office:

Chelan Operations Center Seattle City Center 312 East Trow Avenue 1420 Fifth Ave. Suite 201 Suite 220 P.O. Box 69 Seattle, WA 98101 Chelan, WA 98816

Business Hours: 8:30 A.M. – 5 P.M. Mon-‐Fri

Phone Number: (877) 384-‐7393


Company Information


Custodian: Washington Federal Bank


Number of Clients

Client Assets

Employees: <5

Affiliates: RealTrust 1031 Alternatives, Inc.

Management

Mark E. Hodges, Esp.

Founder

Fees

Setup Fee $50

Annual Account Fee $275 Distribution / Withdrawal / Investments / Asset Acquisition / Miscellaneous (Can be included in 6 free life time transactions)

No charge for annual contributions or rollovers 6 free transactions for the life of the account. $35 per transaction after 6. 12 free dividend or payment receipts per yr. $35 per after the 12.

Client Protection

RealTrust – Page 2

Insurance Coverage: Fidelity and Errors and Omissions Insurance Coverage.

Uninvested Cash: Deposited at various banks.

Customer Complaints

Better Business Bureau: Accredited A Rating (To view the complaints filed against the company, please view the company’s BBB profile).

Account Types:



Allowable Assets




Summit Trust www.summittrust.com NOTE: Summit Trust ONLY accepts accounts referred to them through their network of approved financial advisors. Provides fiduciary, agency and investment services for professional advisors to manage the investment portfolios for individuals, families, corporations, and institutions. Additionally provides IRA Custodian services for clients who want to hold investment real estate, closely held businesses, charitable bonds and notes, and initial public offerings, as well as private offerings and notes, in their IRA accounts. Also offers charitable administration services which include establishing and administering family foundations, charitable remainder trusts of all types, and special planned giving administration services for large and small charities.

Contact Information

Offices:

8861 West Sahara Ave. Suite 215 Las Vegas, Nevada 89117 Marketing Office 190 Bethlehem Pike, Suite One PO Box 605 Colmar, PA 18915

Business Hours:

Phone Number: 702.315.0560 215.822.6601 – Marketing Office


Company Information


Chartered: Nevada

Date Established: Received charter 11/2004 and opened 5/2005


Employees:

Affiliates:

Management

Meade Rudasill CEO

Kevin C. Brown Vice President

George P. Brown Chief Marketing Officer

Dan Pompei Business Development

Jutta Tardiff Office Administrator

Summit Trust – Page 2

Fees

Set Up $75 Annual Maintenance * Unlimited IRA Account Value Fee $0 -‐ $10,000 $225 Next $90,000 .45% (.0045 of market value) Next $400,000 .30% (.0030 of market value) Next $500,000 .20% (.0020 of market value) Next $1,000,000 .15% (.0015 of market value) Next $1,000,000 .10% (.0010 of market value) Next $1,000,000 .05% (.0005 of market value) For Example: The Annual Maintenance Fee of an Unlimited valued at $250,000 would be: $225

Base Fee + $405 (.0045 X $90,000) + $450 (.0030 X $150,000) – or $1,080 per year. This is the annual rate; the Fee is charged one quarter at a time, on the last day of each fiscal quarter.

Transaction Fees Unsecured Note Purchase or Set up $30 Secured Note Purchase or Set up $75 Note or Mortgage Adjustment (Additional funding, etc.) $30 Purchase/Sale or Re-‐registration of Real Property $150

Client Protection

Insurance Coverage: Fiduciary

Uninvested Cash: $1.000,000+

Customer Complaints

Better Business Bureau: Not accredited.

No rating.

Account Types:



Allowable Assets



uDirect IRA www.uDirectIRA.com uDirect IRA Services account-‐holders invest their IRA outside of the stock market into real estate, land, private notes & more to improve their financial future. Educating individual investors and professionals is the cornerstone of uDirect IRA. uDirect IRA provides information on self-‐directed IRAs. uDirect does not promote any investments. Contact Information

Offices: 2522 Chambers Road Suite 100 Tustin, CA 92780

Business Hours: 8:00am – 5:00pm PST (excluding Federal Holidays)

Phone Number: (866) 447-‐6598


Company Information



Custodian: American Estate & Trust

Number of Clients 2,500

Client Assets $250 million

Employees: Unknown

Affiliates: Unknown

Management

Kaaren Hall President/CEO Fees

Set Up Fee $50

Annual Fee $275 Document Review $25 Min or $150 per hour Document review will generally consist of review of the documents representing the investment for your account or other related documents. Such documents can include, but is not limited to, real estate closing, private placements, partnership agreements, corporate stock, loans, tax liens, trust deeds. We will review documents submitted with an investment transaction and include that in the 6 free transactions. If we are requested to review documents prior to funding, or if we have to review the same documents multiple times in order to complete the investment transaction, then this fee will apply.

uDirect IRA – Page 2

Client Protection

Insurance Coverage: Errors and Omissions Insurance


Customer Complaints


A+ Rating

Account Types:

√ Traditional IRA √ Individual 401(k) √ SEP Account Health Savings Account

√ Roth IRA √ SIMPLE Coverdell Education Savings Account

Allowable Assets




Vantage IRA www.VantageIRAs.com Since 2004, Vantage Retirement Plans, LLC has provided IRA administration, custodial, agent for custodian, and recordkeeping services to individuals and small business owners who wish to include alternative investments as part of their tax-‐deferred and tax-‐free portfolios. Vantage specializes in the third-‐party administration of self-‐directed retirement plans including Traditional and Roth, SEP, and SIMPLE IRAs, and Health Savings Accounts.

Contact Information

Offices: 20860 N Tatum Blvd. Suite 240 Phœnix, AZ 85050

Business Hours: Monday thru Friday (Closed Daily for Lunch from 12pm – 1pm) 9am – 5pm Arizona Time

Phone Number: (866) 459-‐4580


Company Information


Custodian: First Trust Company of Onaga (Since 2012)


Number of Clients/Client Assets: 7,000 / $800 million

Employees: 20

Affiliates: Unknown

Management J.P. Dahdah CEO Carmen Margie

Executive Assistant to CEO

Sherri Quintana

Operations Specialist

Fees

Set Up Fee $50

Annual Administration Fee $325 per asset

$100 per mortgage liability

Maximum Annual Recordkeeping Fee $1950 Asset Transaction Fee Purchase, Sale, Exchange, Payoff, or Re-‐registration of

Any Asset or Liability

$125

Vantage IRA – Page 2

Client Protection

Insurance Coverage: Willis of Arizona Inc., Willis Group

Uninvested Cash: Wells Fargo Bank

Customer Complaints

Better Business Bureau:

Accredited since 1/15/2010 A+ Rating. To view the complaints filed against the company, please view the company’s BBB profile. Previous link went to wrong company!! Please use this: BBB profile

Account Types:



Allowable Assets




SELF-DIRECTED IRA SERVICE PROVIDERS · The Trusted Expert in the Custody of Alternative Assets in...

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