Scholarship Meeting #2MONDAY, OCTOBER 7TH, 2019

How to Pay for Post-Secondary

Student Loans In-School Awards

Financial Aid Entrance Awards

Part-time job External Awards

Summer work Family Contributions

Student Loans – is it possible to graduate without debt?

Average student debt in Canada is currently $30,000

It takes an average of 10 years to pay off debt after post-secondary graduation

Budget… Budget… Budget -> rent, phone plan, groceries, tuition, books, car sharing etc.

Ask your parents if they plan on contributing to your educationDo they have RESP’s?

Check out StudentAidBC.ca to see if you qualify for student loans

Government Loans vs Bank Loans Government Loans Private Loans (Bank loan, personal line of

credit) • Funding for students is based on

financial need and parents’ income • A personal line of credit that helps

students pay for their post-secondary tuition and student expenses as needed

• Must be paid back with interest afterstudent graduates

• Make interest payments while you are still in school

• Must re-apply and re-qualify every single year!

• Students can apply any time during the year

• More information available at StudentAidBC.ca

• A supporting borrower (parent) is usually required for undergraduates

Only Canadian citizens and permanent residents of Canada are eligible for these loans

Avoid Credit Card Debt !!

• Financial institutions make millions of $$$ in profit from credit card debts

• If you pay just the minimum payment, it can take decades to pay off

• Be careful that you're not overspending to live a lifestyle you can't afford

• Paying credit card balances in full each month allows you to avoid paying any interest at all

• Don’t fall into the credit card trap…

Studies show consumers spend more when paying with credit cards

Scholarship Databases

Yconic.com Scholartree.ca Scholarshipscanada.com

Create a personal profile and these sites will match & forward scholarship info directly to you.

Receive up to $10,000 for post-secondary studies!!

To be considered, applicants must:

Be graduating from high school Exhibit a strong commitment to pursue and

complete a bachelor’s degree program Demonstrate financial need (family income of

$65,000 or less) Be involved in community activities Display integrity and perseverance in overcoming

adversity Attend high school and reside in Canada Be a Canadian citizen

Application deadline October 25, 2019!!

Apply at: horatioalger.ca/en/scholarships/

Kwantlen Polytechnic

University

HIGH SCHOOL ON CAMPUS

SPRING 2020

• It’s a partnership between KPU and Surrey School District

• High school students can take up to 2university courses in their grade 12 year

KPU Surrey High School on CampusCourses Offered for Spring 2020

• Introductory Financial Accounting 1tion

• Criminology

• Introductory to Financial Accounting Accelerated

• Fundamentals of Business in Canada

• Introduction to Criminology

• Principles of Microeconomics

• Introduction to Marketing

• B or higher in English 11• B or higher in Socials 11• B or higher in Math or Science 11• Must meet with your counsellor• Need a teacher reference• Must be enrolled in 8 high school courses in order to participate

Applications are available in the Career Centre. Application deadline is October 10, 2019!!

Upcoming Info sessions

and Open houses

UBC Presentation EveningTuesday, October 8th from 7 - 8 pm

in the NSSS TheatreParents are welcome to attend

University of Toronto – open house in Vancouver!!

Post Secondary Info Event Monday, November 4th 1:45-4:15 pm

Are you an aspiring designer?

Not sure if your portfolio will make the cut?

Over 30 schools of design will be attending the event with experts from the field giving you feedback on your portfolio.

A must attend event for anyone needing to present a portfolio along with their Post-Secondary application!!

Post-Secondary Early Applications

now open!! MOST UNIVERSITIES & COLLEGES OPEN THEIR

APPLICATIONS ON OCTOBER 1ST!!

EARLY ADMISSIONS SCHOLARSHIPS AVAILABLE TO STUDENTS WITH SPECIFIC QUALIFICATIONS. CHECK INDIVIDUAL WEBSITES FOR MORE DETAILS.

If you haven’t already, come to the Career

Centre to pick up your CLC 12 booklet!

SECTION 1 IS DUE ON NOV. 1ST, 2019

Honesty on Applications When writing scholarship applications please make sure you are…

• Not elaborating the truth in regards to your experience

• Are not talking about something in detail that hasn’t happened yet

• Only include examples and experience that are VERIFABLE!

• All information included on your applications must be the truth

Our next meeting is on Monday,

November 4th, 2019