SBI General Arogya Premier Brochure

Support Your Loved Ones With An Insurance

You Can Trust

SBI GENERAL AROGYA PREMIER POLICY

Why SBI General

SBI General Insurance Company Limited commenced its operations in

the year 2010 as a joint venture between State Bank of India and

Insurance Australia Group (IAG). Pursuant to stake sale by IAG on 27th

March 2020, the Company is a joint venture amongst SBI (70%), Napean

Opportunities LLP (16.01%), WP Honey Wheat Investment Ltd (9.99%),

PI Opportunities Fund-1 (2.35%) and Axis New Opportunities AIF – I

(1.65%).

The company offers a wide range of general insurance products in retail

and commercial space at affordable prices to make insurance accessible

to all individuals and businesses.

The company offers a complete suite of products ranging from Motor,

Health, Personal Accident, Travel and Home Insurance in the retail space

and products like Aviation, Fire, Marine, Package, Construction &

Engineering and Liability Insurance in the commercial space.

SBI General Insurance follows a robust multi-distribution model

encompassing Bancassurance, Agency, Broking and Retail Direct

Channels. Today, SBI General’s Distribution family includes over 21,000

IRDAI certified employees including the State Bank Group employees,

and over 8,000 Agents to make insurance easily available even in the

remote areas of the country.

SBI General Insurance has established its presence in over 23000

branches of State Bank Group and over 5500 Regional Rural Banks

(RRBs). The company’s current geographical exposure covers 110+

cities pan India with a presence of another 350+ locations through

satellite resources. SBI General Insurance is currently serving three key

customer segments i.e. Retail Segment (catering to Individual &

Families), Corporate Segment (catering mid to large size companies)

and SME Segment.

checklist:1. cover page product name and tagline2. begin with SBI General's product name in first page3. polka dots on cover4. footer font size 85. spacing before each bold heading6. product name bold in first page second para7. all headings title case8. arrows bullets9. lakh spelling10. Back page disclaimer to remain as such. Address to be changed to effra

Section Name Coverage Name Min. Sum Insured (`) Max. Sum Insured (`) Waiting Period Survival Period

Personal Accident Accidental Death 1,00,000 10,00,000 Nil Nil

(Mandatory)

Permanent Total 1,00,000 10,00,000

Disablement

Funeral Expenses Admissible claim

amount under

Accidental Death 20,000

Critical Illness (Optional) Critical Illness Loan amount 10,00,000 90 days 28 days

Incidental Expenses Admissible claim 1,00,000

(Optional) amount under Critical

Illness

Admission Benefit – Admission Benefit – Actual EMI *3 Actual EMI *3 Nil Nil

Accidental Accidental

Hospitalization (Optional) Hospitalization

SBI General's Arogya Premier Policy

Those who are Special don't like to compromise. Ever. They want the

best of everything. More so when it comes to healthcare.

SBI General's Arogya Premier Policy is designed for the exclusive few –

meeting their unique requirements. With wider medical coverage, they

can go for the very best healthcare and consult top medical experts

without any worries..

Who Can Buy This Policy?

Any Individual can take this Policy for himself and/or his family. Policy can

be purchased directly from office of SBI General through intermediaries

or from bank counter through master Policy in bancassurance model.

u "Family" means the spouse, dependent children, parents and

parents-in-law.

What Are The Key Benefits Of The Policy?

Policy for the Special Few

SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314

Reimbursement of health check-up up to ` 5000 in

case of no claims for 4 consecutive years

Tax Deduction under Sec 80 D (tax benefits are subject to

change in tax laws)

No Claim Bonus of 10% every year (max up to 50%)

Coverage from ` 10 lakhs to ` 30 lakhs

Auto reinstatement of Sum Insured equal to the base

amount, if exhausted, at no additional premium

No pre-policy medical test up to the age of 55 years for

those with no medical history

OUR OTHER PRODUCTS

HealthInsurance Policy

Personal Accident Insurance Policy

FireInsurance Policy

MotorInsurance Policy

Travel Insurance Policy

What Does The Policy Cover?


Organ Donor

Air Ambulance Included


Domiciliary Hospitalisation

Maternity Expenses:

Maternity expenses after first 9 months.

What Is The Minimum & Maximum Entry Age Limit?

Minimum age of entry Maximum age of entry

What Are The Tenure Options?

Policy can be issued for 1, 2 or 3 years

Is Pre-acceptance Health Check Up Compulsory?

Pre-policy health check is not needed for those aged 55 years and under

with no pre-existing conditions

65Years

3Months

Coverage from ` 10 lakhs to ` 30 lakhs


Auto Reinstatement of Sum Insured

at No Additional Premium.

What Is SBI General’s Renewal Policy?

u Arogya Premier can be renewed every year upon payment of

premium before policy expiry.

u A grace period of 30 days is allowed for renewal of the policy. This

will be counted from the day immediately after the premium due

date.

Our Claims Team Will

Provide assistance in Keep you informed of the

emergency situations progress of your claim

How Do You Make A Claim?

In case of an accident or illness that requires hospitalization or daycare,

please notify us or TPA by phone or email.

Premium Chart for Individual (Exclusive of GST)

AgeSum Insured (in `)



AgeSum Insured (in `)

Premium Chart for Individual (Inclusive of GST)

SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai -400 069. | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and PolicyWordings carefully before concluding a sale. * 'Tax benefits are subject to changes intax laws' | For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to StateB a n k o f I n d i a a n d u s e d by S B I G e n e ra l I n s u ra n ce Co. Ltd . u n d e r l i ce n s eUIN: SBIHLIP14007V011314 | ADBRO/20-21/AUG/690

Call Now (Toll Free)

1800 22 1111 | 1800 102 1111 www.sbigeneral.in

SBI General Insurance Company Limited

Corporate & Registered Office:

'Natraj', 301, Junction of Western Express Highway &

Andheri - Kurla Road, Andheri (East), Mumbai - 400 069.

SBI General Arogya Premier Brochure

Documents

Transcript of SBI General Arogya Premier Brochure