S wissman buyers guide 2015 press

BUYERS GUIDE

Each o!ce is independently owned and operated.

Summit Sotheby’s International Realty

2455 E Parley’s Way Suite 240 | Salt Lake City, Utah 84109

p: 801.718.9671 f: 800.382.7183

[email protected]

www.stacywissman.com

With over 12 years of success in the real estate industry, Stacy’s warm personality, work ethic and proven results have increased

and leads the elite agents that the company recruits with more than 40 properties bought and sold in 2014 alone.

Stacy has extensive knowledge of the most sought after neighborhoods and the expertise to effectively navigate her clients through the most challenging transactions. She is an expert in the Sugar House area but her knowledge and reach extends along the Wasatch Front from Bountiful to Alpine. Stacy has also expanded her business to Park City and its surrounding areas.

Although she continues to use her expertise to successfully buy, list and sell properties in record time, Stacy now specializes in new construction with Icon Homes and has upcoming projects nearing $6 million in 2015.

Stacy is well known for her “above and beyond” approach to real estate. She has a reputation in the Salt Lake market as a

package is a draw for prospective sellers and her availability and responsiveness to her buyers goes unmatched.

Stacy’s open, honest and straightforward approach to real estate has earned her respect from her peers and her clients. Her track

quality experience.

Stacy was born in Chicago, lived in Santa Fe and Los Angeles before moving to Salt Lake City where she has resided for the past 19 years. Stacy is the mother of two darling girls and avidly enjoys all of what Utah has to offer!

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TESTIMONIALS

her pricing advice.She oversaw getting the house ready to be shown, and correctly guided me on what needed to be done and what

recommend Stacy to anyone looking to sell a home. Toby LevittCanyon Rim, Salt Lake City, Utah

I’ve bought and sold numerous properties for both investment and as a primary residence. There is no one I trust more to act as my agent than Stacy, bar none. She is a straight shooter that is responsive, accurate, and friendly and knows her business extremely well. To

she does.Chris TabishThe Avenues and Sugarhouse, Salt Lake City, Utah

My husband and I met Stacy at an open house and we were so impressed with her knowledge and responsiveness that we decided to have her represent us in the sale of our house and purchase of our new home. We were constantly impressed with her professionalism and all of the little extra’s that come as a part of being her client. She is a strong negotiator and a really good person. Stacy has made clients for life and we are friends now too. We highly recommend her - she sets the bar HIGH!Marni Chandler & Emilio Nicoli15th & 15th, Sugarhouse, Salt Lake City, Utah

We were looking to sell our home quickly and for a great price. In an uncertain market my husband and I were worried that we wouldn’t -

three days! We couldn’t have been happier. Stacy is funny, smart and has a ton of experience! Annie WheelerHolladay, Utah

Stacy knew the market, helped ease the stress and anxiety of selling the home we had been in for 20 years, and explained the process in plain English. She would answer her phone on the spot or return phone calls within a few hours. If you want a professional, engaging person to help you with your home buying needs, look no further. Jennifer BogartThe Avenues, Salt Lake City, Utah

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I called on a home I was interested in and Stacy answered my call. The home was not in my price range but she was so nice on the phone that I decided to let her help me. She was so patient with me being picky and even when I had to cancel on her on short notice. She found an investment property that I would never have found on my own and has helped me every step of the way in becoming a landlord. I would not refer to her as my realtor ; I would call her my realtor and very good friend. She went out of her way for me and knowing her now I am sure that is how she treats all of her clients.Susie RoweSugarhouse, Salt Lake City, Utah

Customer service is a lost art in today’s society but Stacy Wissman gets it! I have worked with Real Estate Agents who needed me to remind them of deadlines and who required prompting to collect and market information to facilitate the buying and selling of properties. Stacy is on top of things and knowledgeable about current trends, market analysis and pricing models. She stays ahead of issues so mole-

them well and close deals in a timely, professional manner. She makes herself available to serve the client during regular business hours, evenings, and weekends doing whatever it takes to get things done. Stacy is simply the best!Joyce FirestackBuyer and SellerThe Avenues & Sugarhouse, Salt Lake City, Utah

we knew that she was the real estate agent that was going to provide us with the greatest amount of service and get us the highest possible price for our home. She did this through her knowledge of the market, her professionalism, and her willingness to do whatever it took, to ensure the success of this transaction. I would have no reservation whatsoever; to enlist Stacy’s services at anytime in the future if it presents itself. Having said that, I would recommend Stacy to anyone who has real estate to sell and is looking for someone who will

Jim and Laura SciumbatoCottonwood Heights, Salt Lake City, Utah

drawn and complicated. We started working with Stacy more than four months before we moved and had a very good experience. Stacy was unfailingly helpful through the process and provided all the information we asked for cheerfully. Even more, she was with us at each step of the sale process and beyond, checking on us to see that we had settled in well, and providing useful contacts for various things (plumbers, for example) even after we moved in. Sri IyengarSt. Mary’s, Salt Lake City, Utah

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and will - continue to recommend her to my friends looking to buy in SLC.”Allison Beck15th & 15th, Salt Lake City, Utah

have known Stacy for many years both personally and professionally. I was so excited for her when she got into the real estate industry

to be a very successful agent. I was right. I am not into cookie cutter sales people who just want to “close the deal.” Stacy is a very pa-tient person who only wants the best for her clients and would not “sell” them on anything that she wouldn’t buy herself. Buying a home should be a fun and exciting experience, not a stressful one. It’s a rite of passage! Stacy makes buying a home a fun and exciting experi-ence. While at the same time, she is someone to trust, and someone who takes her job very seriously. She wears many hats, but the

number one attribute an agent should have; INTEGRITY. Once I knew I was going to be buying a home, using other agents wasn’t even an option for me. At the end of the day, it’s about making a “real” connection with someone, and that is exactly what Stacy is all about. She’s the real deal and it doesn’t get any better than that.Amy TaggartSugarhouse, Salt Lake City, Utah

As a busy career woman working 70+ hours per week I had little time (and inclination) to shop around for houses. Stacy was referred to me by a good friend, as someone who would get the job done with the least amount of hassle. After describing what I was looking for over the phone, Stacy found a handful of houses within a week for me to look at. I was amazed at the choices she’d presented as they were pretty much just what I wanted. Within days I made an offer and started the process of buying a house. Having never gone through this process, Stacy walked me through everything that I needed to do, providing me with a manageable list of agents/contractors/compa-nies etc. that I needed to close the deal. Even when there were a couple of minor issues on closing for the house, Stacy ironed out the kinks before I had a change to stress about them. Describing some of my story to a friend who had purchased her house about a year ago, my friend was amazed (and a little jealous, I think) of how great Stacy was as my realtor. My dogs and I love our new home and it’s not just in a great location but it was also a great buy. I’m constantly recommending Stacy to my friends and colleagues and if I’m ever in

Catherine Loc-CarrilloSugarhouse, Salt Lake City, Utah

Stacy is one of those few hardworking agents we have come across. She invests her time and attention as if she was selling her own home. Thank you so much for everything! We are so happy that we were able to work with you! You are truly the best!Sean and Nicole ReavySugarhouse, Salt Lake City, Utah

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Stacy was a pleasure to work with. I couldn’t imagine a better realtor. She was on top of everything from the beginning to the end. Stacy has incredible response time. I know that she was selling other homes, but she made it feel like were her top priority from day one.Amie Reed DemeyerSugarhouse, Salt Lake City, Utah

friends forever and knew we would get along well. She put us at ease during the “stressful” part that all people inevitably go through dur-ing real estate transactions, and in the end, everything worked out perfectly. We would highly recommend her to anyone looking to buy or sell a home.”Janene & Tom FontaineThe Avenues, Salt Lake City, Utah & Murray, Utah

We’d like to start by saying that Stacy Wissman is superb! We recently sold a home that we had completely renovated. After interview-ing several realtors, it was clear that Stacy was far superior in her attention to detail, honesty and motivation. After we signed on with Sotheby’s, Stacy gave us her full commitment (while juggling her other responsibilities) and sold our house in only a few days over the asking price. We truly believe that it was the marketing efforts combined with the staging (all paid for by Stacy) and Stacy’s knowledge of the area and business that garnered this outcome. In addition, Stacy also found us our dream home here in Salt Lake. Although we were not in a rush to buy, Stacy kept in close contact with us and recognized what we were looking for. When she learned of a home that was

negotiated a contract before it hit the market. We moved in two weeks ago and could not be happier. Stacy played a pivotal role in help-ing our family through negotiations and contracts, holding our hands every step of the way. She is available and attentive and we highly recommend her.Randy and Erica BissonOlympus Cove and Sugarhouse, Salt Lake City, Utah

Working with Stacy has been a complete dream. We’ve bought and sold several homes and the quality of Stacy’s service is second to

within two days! She has a clear and realistic understanding of the market value and what buyers are looking for. She is also extremely

Amy-Rose WhiteSugarhouse, Salt Lake City, Utah

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PUT AN EXPERIENCED BUYER REPRESENTATIVE

TO WORK FOR YOU

PROPERTY SEARCH

Your buyer representative will appraise your particular criteria for a house and neighborhood, then search for properties that

become available.

MARKET DATA

Market value is determined by many factors, including the availability of similar properties at competitive prices, location, condition, and most of all the price that a knowledgeable buyer is willing to pay. Your buyer representative will provide market date to help you establish an offering price.

PURCHASE OFFER

There may be other considerations besides price that are equally important in structuring a purchase offer. The terms and conditions of offer, amount of deposit and possession date are likely to be factors when an offer is made. Your buyer representative will help in your presentation.

NEGOTIATING

their agreement, the terms and conditions of the offer, the breakdown of closing costs between buyer and seller and even the motivations and lifestyle of the prospective new owners! Your buyer representative will help structure a negotiating strategy that will create the desired result: a new home.

HANDLING DETAILS

A lot has to happen between signing the purchase offer and moving into your new home. Your buyer representative will attend to the details and keep you in touch with the transaction each step each step of the way. Sellers list their homes with real estate agents to ensure professional representation throughout the home selling process. As a buyer you deserve the same kind of service.


APPRAISAL FEE: Cost for lender’s professional evaluation of the property’s market value based on comparable sales, improvements on the property and location. (Fee usually set by the Appraiser)

CREDIT REPORT: A lender report of your credit history.

DISCOUNT POINTS: Points lender may charge to increase the investor’s yield. May be paid by either buyer or seller. The number discount points depend on the rate quoted and the current market rates. One “point” is usually 1% of the loan amount.

ESCROW FEE: Title company’s service fee for acting as an escrow agent to carry out contract instructions, obtaining execution, recording of necessary documents, disbursing sale proceeds, usually split between buyer and seller per the contract.

FILING FEES/RECORDING FEES: Fees for recording documents in public records; fee is determined by the applicable

HAZARD INSURANCE: Fire and extended coverage casualty insurance protects property and contents in case of loss; typically required by lender for at least the loan amount.

INSPECTIONS: An examination of the property for various reasons such as termite inspections, mechanical inspections and roof inspections. Parties may also require follow up inspections after required repairs are completed.

INTEREST: Prepaid interest on the buyer’s loan for the remainder of the month in which closing occurs.

LOAN APPLICATION FEE: Fee paid to the lender at time of application.

CLOSING COST DEFINITIONS

MISCELLANEOUS LENDER FEES: May include fees for underwriting, processing, tax service fee, warehousing, etc. Varies with each Lender. Check with Lender for disclosure and explanation.

MORTGAGEE’S TITLE POLICY: Policy insuring lender of validity and priority of its lien.

ORIGINATION FEE: Lender may charge purchaser a fee to originate a new loan.

OWNERS TITLE POLICY: against losses for covered defects in title.

PREPAYMENT PENALTY: A fee charged for early payoff of the Seller’s existing mortgage loan. If the penalty applies, it should be stated in the existing mortgage instruments.

PMI PREMIUM/MIP PREMIUM: PMI (Private mortgage insurance) – conventional loans; MIP (Mortgage insurance protection) – FHA loans; insure lender against loss in the event

exceeds 80% loan to value ration.

PRORATED TAXES: Contract terms dictate, but taxes are usually prorated between Seller and Buyer at closing. Figures are usually based on previous year’s taxes. Any shortages or overages due at the end of the existing year are between Buyer and Seller per the contract.

BROKERAGE FEE:

representing the consumer (Buyer or Seller) for real estate services agreed upon in the property listing agreement, buyer representation agreement, or by contract.

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The steps below are color-coded to indicate who is responsible for completing the task. They are also numbered for your convenience, however, some of these steps may occur simultaneously. If you would like, you may use the column on the left to check off the tasks at the time of completion.

40 STEPS…TO BUYING YOUR HOME

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40. Celebrate! - All

REAL ESTATE AGENT LENDER/LOAN BROKER TITLE COMPANY/CLOSING PROFESSIONALS ALL PARTIES

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RECENTLY PURCHASED


4306 S PIN OAK STREET

Listing Price: $729,000 | Sold Price: $695,000

1894 VISTA RIDGE COURT

Listing Price: $499,900 l Sold Price: $385,000

1738 S WINDSOR STREET

Listing Price:$449,000 | Sold Price: $449,000

1218 HARVARD AVE.


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1709 E SUMMER STONE COURT


23 SOUTH 800 EAST


1466 E WESTMINSTER


4066 SOUTH 1610 EAST


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1456 SOUTH 1000 EAST


683 EAST 6TH AVENUE


522 SOUTH 1300 EAST

SALT LAKE CITY UTAH 84102

List Price: $699,000 | Sold Price: $687,000

3025 PLATEAU DR.


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3959 S HALE DRIVE


2237 EAST 1700 SOUTH


779 EAST 250 NORTH


1323 E LOGAN AVENUE


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241 S. DOUGLAS ST. SALT LAKE CITY UTAH 84102


2888 E HYLAND HILLS RD.SALT LAKE CITY UTAH 84109


1541 BRYAN AVE.


6219 S HAVEN CHASE LN.SALT LAKE CITY UTAH 84121

Listing Price:$549,000 | Sold Price: $535,000

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3712 SOUTH 200 EAST

SALT LAKE CITY UT 84115


5637 PIONEER FORK RD.


742 BRYAN AVE.

List Price; $334,900 | Sold Price: $335,000

1665 BROWNING AVE


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123 E VIDAS AVE.

SALT LAKE CITY UT 84115


10346 GRAYROCK CT.


1646 E YALE AVE.

Listing Price: $599,000 | Sold Price: $ 590,570

1821 CONNOR ST.


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1430 EAST 1300 SOUTH SALT LAKE CITY, UT 84105

Listing Price: $345,000 | Selling Price: $344,000

332 HAMPTON AVE. SALT LAKE CITY, UT 84111


1567 E HOLLYWOOD AVE. SALT LAKE CITY, UT 84105

List Price: $374,900 | Sold Price: 374,900

1541 BRYAN AVE. SALT LAKE CITY, UTSALT LAKE CITY, UT 84105


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1576 HARRISON AVE. SALT LAKE CITY, UTSALT LAKE CITY, UT 84105


868 WESTMINSTER AVE. SALT LAKE CITY, UT 84105


126 EAST 1150 NORTH LAYTON, UT 84041

List Price: $145, 900 | Sold Price: $135,000

2664 EAST 2940 SOUTHSALT LAKE CITY, 84109


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