8/9/2019 S & P - Surinder Kathpalia

1/31

Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

Ngvuxebmp -n% 866= ^pdk`dx` ) Vggx~/ d `eye~egk gi Pma JnBxdr*Meoo Ngjvdkea~/ Ekn+ Doo xebmp~ xa~axya`+

Dnna~~ekb Ndvepdo Jdxcap~

^qxek`ax @+ CdpmvdoedJdkdbekb @exanpgx

Kgyajhax 0/ 8665

D~edk XabegkdoVqhoen @ahp Jdkdbajakp Igxqj

8/9/2019 S & P - Surinder Kathpalia

2/31

8+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

6

86

06

96

=6

466

486

406

Bxgrpm gi ^)V~ ^gyaxaebk Xdpekb~ hapraak 4521 dk` 8665

^gqxna< ^pdk`dx` ) Vggx~ Boghdo Ie}a` Ekngja Xa~adxnm

4521 866=

8/9/2019 S & P - Surinder Kathpalia

3/31

>+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

6

86

06

96

=6

466

486

406

4521

4522

4525

45=4

45=>

45=1

45=2

45=5

4554

455>

4551

4552

4555

8664

866>

8661

8662

8665

^@

NNN pg N

H

HH

HHH

D

DD

DDD

@e~pxehqpegk gi ^)V~ ^gyaxaebk Xdpekb~ hu Xdpekb Ndpabgxu

^gqxna< ^pdk`dx` ) Vggx~ Boghdo Ie}a` Ekngja Xa~adxnm

8/9/2019 S & P - Surinder Kathpalia

4/31

0+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

^)V~ ^gyaxaebk Xdpekb~

D``xa~~a~ nxa`ep xe~c~ gi kdpegkdo bgyaxkjakp~

Boghdoou ngk~e~pakp dbdek~p ~pdk`dx` ~ndoa

Jad~qxa gi `aidqop

D~~ebka` ek ogndo dk` igxaebk nqxxaknea~

Rmdp e~ d ^)V ^gyaxaebk Xdpekb

Rmdp d ^gyaxaebk Xdpekb E~ Kgp

Ep e~ KGP d ngqkpxu xdpekb

@ga~ KGP d``xa~~ ~vaneien `aidqop xe~c~ gi gpmax e~~qax~

KGP d xangjjak`dpegk pg hqu/ ~aoo/ gx mgo` ~anqxepea~

KGP dk dq`ep

8/9/2019 S & P - Surinder Kathpalia

5/31

1+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

Hakaiep~ gi ^)V~ ^gyaxaebk Xdpekb~

Akdhoa ~gyaxaebk~ pg `eiiaxakpedpa pmaj~aoya~ ixgj vaax~

Ekioqakna ndvepdo dk` ekya~pjakp iogr~

Ejvdnp pma vxenekb dk` paxj~ gi hgk`~ dk` hgxxgrekb~

^ap haknmjdxc igx vxenekb gi ngqkpxu~ e~~qa~

Ejvxgya oetqe`epu ek ~angk`dxu jdxcap~

8/9/2019 S & P - Surinder Kathpalia

6/31

9+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

D~~a~~ekb ^gyaxaebk Nxa`eprgxpmeka~~

Dej e~ pg jdca dk gvekegk gk pma dheoepu DK@

reooekbka~~ gi d bgyaxkjakp pg jaap ep~

ngjjaxnedo `ahp ghoebdpegk~ ek iqoo/ dk` gk peja+ Pmxaa bxgqv~ gi ydxedhoa~ 6+66 6+66 6+66 6+66 6+66 6+66 6+66 466+66 6+66

Pma mebmax pma xdpekb/ pma ograx e~ pma `aidqop xdpa

Mebmax xdpekb~ dxa jgxa ~pdhoa pmdk ograx xdpekb~

Odxba xdpekb~ jgyajakp~ ek aepmax `exanpegk~

dxa xdxa ek ~gyaxaebk xdpekb~ ayak gyax ~ayaxdo uadx~

8/9/2019 S & P - Surinder Kathpalia

11/31

44+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

Ngjvdxe~gk gi ^gyaxaebk @aidqop Xdpa~ repm Vxeydpa ^anpgx -gyax 46 Uadx~%

^gyaxaebk Vxeydpa

DDD 6 6+11

DD# 6 6+>0

DD 6 6+29

DD* 6 4+62

D# 6 4+19

D 6 4+51

D* 6 8+>8

HHH# 6 >+1=

HHH >+05 0+19

HHH* 46+9 2+==

HH# =+2 46+49HH 1+15 40+01

HH* >0+69 86+28

H# >0+>4 81+51

H 89+4 85+>

H* 84+9= >1+92NNN'N K'D 16+>>

Ekya~pjakp bxd`a 4+42 8+98

^vanqodpeya bxd`a 8>+1> 8>+=9

Doo xdpa` 9+20 5+09

Vxeydpa ^anpgx `aidqop~ a}naa`

^gyaxaebk~ ek jg~p xdpekbndpabgxea~

^gyaxaebk xdpekb~ ~mgr jgxa

~pdheoepu pmdk vxeydpa ~anpgx

xdpekb~ gyax pma ogkbax paxj

Xaodpeya xdkc gx`axekb e~

hxgd`ou ngk~e~pakp dnxg~~ hgpm

~gyaxaebk~ dk` pma vxeydpa

~anpgx

8/9/2019 S & P - Surinder Kathpalia

12/31

48+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

D~ed ^gyaxaebk Xdpekb~/ Gnpghax 8665 kabdpeya hed~ e~ eknxad~ekb

Ndjhg`ed H#Nmekd D#

Mgkb Cgkb DD#

Ek`ed HHH*'kab

Ek`gka~ed HH*'Vg~

Ldvdk DD

Cgxad D

Jdodu~ed D*

Jgkbgoed HH*'kab

Vdce~pdk H*

Vmeoevveka~ HH*

^ekbdvgxa DDD

^xe Odkcd H'Vg~

Pderdk DD*'kabPmdeodk` HHH#'kab

Yeapkdj HH'kab

DDD

9!

DD45!

D

45!

HHH

4>!

HH

80!

H

45!

8/9/2019 S & P - Surinder Kathpalia

13/31

4>+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

^)V~ Kar IJD ^axyena igx D~ed~ ^gyaxaebk~7

IJD : Iekdknedo Jdkdbajakp D~~a~~jakp/ e~ d ngjvxamak~eya d~~a~~jakp gipma iekdknedo jdkdbajakp ~gvme~pendpegk dk` tqdoepu gi d vqhoen ~anpgx akpepu+

IJD ~axyena e~ `a~ebka` pg6/ 8665

D^ADK Boghdo

IN ON

^ekbdvgxa d}DDD DDD DDD

Jdodu~ed d}DDD D* D#

Pmdeodk` d}DD* HHH# D*

Vmeoevveka~ d}HHH# HH* HH#

Ek`gka~ed d}HHH# HH* HH#

Yeapkdj d}HHH HH HH#

Ndjhg`ed d}HH H# H#

8/9/2019 S & P - Surinder Kathpalia

15/31

41+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

Dkdoupen ~axyena~ dk` vxg`qnp~ vxgye`a` hu ^pdk`dx` ) Vggx~ dxa pma xa~qop gi ~avdxdpa dnpeyepea~ `a~ebka` pg vxa~axya pma ek`avak`akna dk` ghlanpeyepu

gi adnm dkdoupen vxgna~~+ ^pdk`dx` ) Vggx~ md~ a~pdhoe~ma` vgoenea~ dk` vxgna`qxa~ pg jdekpdek pma ngkie`akpedoepu gi kgk*vqhoen ekigxjdpegk xanaeya``qxekb adnm dkdoupen vxgna~~+

8/9/2019 S & P - Surinder Kathpalia

16/31

49+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

IJD igx Ogndo dk` Xabegkdo Bgyaxkjakp~

8/9/2019 S & P - Surinder Kathpalia

17/31

42+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

RMDP E^ IJD7

IJD : Iekdknedo Jdkdbajakp D~~a~~jakp/ e~ d ngjvxamak~eyad~~a~~jakp gi pma iekdknedo jdkdbajakp ~gvme~pendpegk dk` tqdoepu gi

d vqhoen ~anpgx akpepu+

Vqhoen ~anpgx akpepea~ eknoq`a ogndo dk` xabegkdo bgyaxkjakp~ -OXB~% dk`

bgyaxkjakp xaodpa` akpepea~'ngjvdkea~ -BXA~%+

IJD ~axyena e~ `a~ebka` pg+ Iekdknedo xavgxpekb dk` `e~nog~qxa

0+ Xayakqa jdkdbajakp

1+ A}vak`epqxa jdkdbajakp

9+ Oetqe epu dk` nd~m jdkdbajakp

2+ @ahp jdkdbajakp

=+ Bgyaxkdkna gi OXB grka`'

ngkpxgooa` akpepea~3 d~~ap

jdkdbajakp

5+ Vaxigxjdkna ignq~ dk` jad~qxajakp

Dkdoupendo tqa~pegk~+ Iekdknedo Xavgxpekb ) @e~nog~qxa

Cau dnngqkpekb vgoenea~ -hd~e~3 nod~~eiendpegk~3

jad~qxajakp3 ngk~goe`dpegk%3 ~giprdxa3 dq`ep3iekdknedo ~pdpajakp~/ dkkqdo xavgxp dk` rah~epa3

Dq`epgx nmdkba dk` tqdoeiendpegk~3 pejaoeka~~ gi

iekdknedo xavgxpekb3 xa~pdpajakp3 vxgieneaknu gi

dnngqkpekb ~pdii

4 ) 8+ Dkkqdo Hq`bapekb/ Iekdknedo Vgoenu dk`

ja`eqj*paxj ixdjargxc

Hq`bapekb hd~e~/ ~ngva'ngyaxdba dk` ~pxqnpqxa3

hq`bap ngk~qopdpegk~3 ekigxjdpegk ~u~paj~

Pejaou dvvxgydo3 dnpqdo y~ hq`bapa` kqjhax~3

ixatqaknu ) xdpegkdoa gi nmdkba~

J*P vgoenu hd~e~ ) d`atqdnu3 ekya~pjakp vgoenu3a}vak`epqxa doogndpegk~3 ie~ndo pdxbap~3 ixatqaknu dk`

xdpegkdoa igx xaye~egk~

8/9/2019 S & P - Surinder Kathpalia

22/31

88+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

A}djvoa< Dkkqdo hq`bapekb

Hq`bapekb hd~e~< nd~m/ dnnxqdo gx je}a`7

Hq`bapekb japmg`~< ek`a}dpegk/ kgxj~/ |axg*hd~a` hq`bapekb/ vxgbxdj*hd~a`

hq`bapekb apn7

Iekdknedo xa~gqxna~ dk` akpepea~ ngkpxgooa` hu pma bgyaxkjakp ek'gqp~e`a gi pma hq`bap+

Pxdk~vdxaknu gi pma dvvxgvxedpegk~ ~pxqnpqxa+

Ekpaxkdo dk` a}paxkdo hq`bap ngk~qopdpegk~+

Ekigxjdpegk ~u~paj~+

Vxgbxa~~eyaka~~#

> ^gqk` oayao gi vxdnpena~

8#

8 Ekpaxja`edpa -jg~pou hd~en dk` ~gqk`%

4#

4 Hd~en oayao gi vxdnpena~ ek jg~p dxad~

6 Odnc gi jdku hd~en vxdnpena~

Adnm gi pma~a 5 aoajakp~ e~ d~~a~~a` ek paxj~ gi

Vxgbxa~~eyaka~~ gi ^u~paj~ dk` Vgoenea~ dk` pmaexVaxigxjdkna4+Vaxje~~egk pg xavxekp gx `e~pxehqpa dku ngkpakp ixgj pme~ vxa~akpdpegk xatqexa~ pma vxegx rxeppak dvvxgydo gi ^pdk`dx` ) Vggx~+

Ejvdnp gi D^ADK ^ndoa gk pma Jdxcap -ngkpekqa`%

Ngqo` vgpakpedoou oad` pg pma nxadpegk gi dk D^ADK Ie}a` EkngjaD~~ap Nod~~

Boghdo ekya~pgx~ ngqo` igoogr pma D^ADK ~ndoa xdpekb~ ek d``epegk pg boghdo~ndoa xdpekb~ dk` kdpegkdo ~ndoa xdpekb~ pg bap d iekax `e~peknpegk gi nxa`ep tqdoepugk d jqnm re`ax oe~p gi ngjvdkea~/ hdkc~/ ek~qxdkna ngjvdkea~ dk`

bgyaxkjakp grka` akpepea~

Odxba ek~pepqpegkdo ekya~pgx~ -vak~egk iqk`~/ vxgye`akp iqk`~/ek~qxdkna ngjvdkea~ dk` ~gyaxaebk radopm iqk`~% ngqo` `ayaogv dkD^ADK hgk`~ vgxpigoeg q~ekb D^ADK ~ndoa xdpekb~

Pma~a `xeyax~ ngqo` ha mdxka~~a` ek vxgjgpekb vdk D^ADKekya~pjakp~ dk` ngqo` xavxa~akp dk ejvgxpdkp ~pav ek pma D^ADKekpabxdpegk dbak`d