Russian Waterways 2021

www.EO.travel Tour = VC21 Code = R

www.EO.travel • 800-247-0017

August 2 • August 1414 Day Luxury, Small Group Experience

DAY 6: SVIRSTROY - ON THE VOLGA DREAMThe highlight of your day in Svirstroy is being invited into a local resident’s home. Warm and welcoming villagers will offer tea with jam and “pirozhki” (local pies). They will enthusiastically tell you all about Russian tradition, lifestyle and the attractions of Svirstroy village while proudly showing off their homes and kitchen gardens. After tea, hop on a bus to tour the nearby town, see a spectacular WWII memorial and visit a local primary school. (B,L,D) Volga Dream Experience: Costumed Russian Tea Ceremony & Russian Cooking Class

DAY 7: KIZHI - ON THE VOLGA DREAMKareliya is a region that must be seen to be believed. It spans all the way from St. Petersburg to the Arctic Circle, a vast wilderness of forest and water. Lake Onega is fed by 58 rivers and is home to 1,369 islands, including our stop, Kizhi with its quaint collection of ancient wooden houses and windmills including the famous and remarkable Transfiguration church, built in 1714 without a single nail being used. (B,L,D) Volga Dream Experience: Piano Concert – pieces by Tchaikovsky and Rachmaninoff

DAY 8: GORITSY - ON THE VOLGA DREAMThis morning takes us on an early crossing of Lake Beloye, or the White Lake, once known as the “tsar’s fishing grounds”, before arriving in the peaceful village of Goritsy where we tour the Ferapontov Monastery, a UNESCO World Heritage Site with magnificent frescoes by Dionysius, one of Russia’s most renowned icon painters. He painted the temple ceiling about 10 years before Michelangelo even started on the Sistine Chapel! Return to the ship for a late lunch and afternoon cruising. (B,L,D)Volga Dream Experience: Russian Dinner with Vodka Tasting

DAY 9: YAROSLAVL - ON THE VOLGA DREAMFounded in 1010, Yaroslavl is one of central Russia’s oldest cities and boasts the Volga’s first port. There is much to see; the Spassky Monastery houses the Transfiguration of the Savior, and the Church of Elijah the Prophet and an impressive collection of mosaics. Take part in a costumed reception at the governor’s house before re-boarding the MS Volga Dream in time for lunch. (B,L,D)Volga Dream Experience: Barbecue on the Sun Deck

DAY 10: UGLICH - ON THE VOLGA DREAMAfter a full day of cruising through idyllic forested countryside, the ships ties up in the ancient trading town of Uglich, a key point in Russia’s renowned “Golden Ring.” Explore the impressive Church of St. Dmitri-on-the-Blood, erected on the site where Dmitri, son of Ivan the Terrible, was murdered in 1591. Then enjoy an enchanting concert of choral music performed in St. John’s Church. (B,L,D)Volga Dream Experience: Farewell Dinner

DAY 11: MOSCOWTravel on the Metro to reach Moscow this morning. The first stop is a small and cozy former home-estate once owned by one of Russia’s literary greats, Leo Tolstoy. He lived with his wife and thirteen children in this two-story wooden Moscow house from 1882 to 1901; it is now a carefully preserved memorial. The sightseeing continues after lunch at the State Tretyakov Gallery with its extraordinary collection of Russian art, ranging from Rublev’s 12th century icons to 19th century masterpieces. Check in to either the five star St. Regis Moscow Nikolskaya or Araat Park Hyatt in the historic city centre this evening. (B,L)

DAY 12: MOSCOWThe morning consists of a stroll through the famous Moscow Kremlin with its beautiful cathedrals and unique museums. The Armory hosts an impressive collection of opulent coronation finery, hand-forged armor and ancient weapons, royal carriages and sleighs. After lunch, cross Red Square to visit GUM, Moscow’s largest department store, and enter a masterpiece of medieval Moscow – St. Basil’s Cathedral. Then proceed with a leisurely walk through the newly designed park Zaryadye, a stone’s throw from the Kremlin and Red Square. (B,L)

B = Breakfast L = Lunch D = Dinner

DAY 1: DEPART USADepart the USA on your overnight flight as you begin your journey to St. Petersburg, Russia.

DAY 2: ARRIVE IN ST. PETERSBURGWhen you arrive in St. Petersburg, transfer to the five-star Belmond Grand Hotel Europe. Enjoy a warm-up meeting with your guide and fellow guests.

DAY 3: ST. PETERSBURGEnjoy a city tour, including Peter and Paul Fortress (outside), the Royal Romanov burial site and Nevsky Prospect with its rich selection of fine shops, cafes, and museums. Then you’ll proceed to St. Isaac’s Cathedral, whose gilded dome dominates the city skyline. Sculptures and massive red granite columns decorate the façade, while the interior is even more lavishly appointed with mosaics, icons and columns of malachite and lapis lazuli. During lunch you will enjoy the Red Army Choir Performance. After the meal, you will embark on a canal cruise sailing under the city’s many historic bridges and past its magnificent pastel buildings. The day ends with a tour of Yusupov’s Palace – a former home to one of St. Petersburg’s wealthiest aristocrats. The enigmatic story of Grigory Rasputin, the monk assassinated here by Prince Felix Yusupov, is told in this very basement. (B,L)

DAY 4: ST. PETERSBURGThe morning takes you to one of the most famous museums in the world, the awe-inspiring Hermitage in the lavishly decorated Winter Palace. (To avoid the crowds, we’ve arranged special Early Entrance for you, before official opening hours.) The Hermitage occupies six magnificent buildings and houses 3 million artworks ranging from Stone Age to modern times. The collection includes Leonardo Da Vinci, Rafael and Titian. After exploring the main galleries, proceed to the Gold Room, usually closed to the general public, with a collection of gold Scythian artwork and elaborate imperial gifts. Lunch is followed by a tour to the most spectacular Imperial estate of Peterhof, often dubbed the Russian Versailles. The vast Lower Park, with its 176 fountains and four cascades, is a glorious place to walk, taking in majestic palaces and numerous gilded statues of ancient gods and heroes. Return to St. Petersburg by hydrofoil. (B,L)

DAY 5: ST. PETERSBURGEnjoy a full sightseeing day with a visit to the Fabergé Museum, founded by entrepreneur, Viktor Vekselberg. The museum was opened in December 2013 to display a glittering collection of Fabergé eggs and objects art created by Peter Carl Fabergé and his staff. Vekselberg’s collection is rated as one of the world’s most valuable and includes items he bought from the Forbes family in 2004 for $100 million. After lunch, you will travel to the Tsar’s Village to visit the famous Catherine’s Palace and the exquisitely recreated Amber Room. A stroll through the formal gardens is highly recommended. Enter the Pushkin grounds through the Golden Gate and ascend the staircase to the Grand Hall. The Golden Enfilade offers a glorious view of the Amber Room.This evening the luxurious MS Volga Dream awaits and your voyage along Russia’s extensive waterways is about to begin. The Captain’s welcome reception and dinner mark the start of your unforgettable cruise. (B,L,D) Volga Dream Experience: Bread, Salt & Vodka ‘WelcomeAboard’ Ceremony

ITINERARY

CRUISE TOUR PRICING*

D1 - Standard StateroomD2 - Superior StateroomD3 - Deluxe StateroomD4 - Deluxe StateroomD5 - Junior SuiteD6 - Junior SuiteD7 - Deluxe Junior SuiteD8 - Owner’s SuiteSS1 - Standard Single StateroomSS2 - Deluxe Single Stateroom

$6798*$7248*$7648*$7848*$8498*$8498*

$8998*$10798*$8398*$8798*

With 5-star service from beginning to end, the Volga Dream sets the standard for cruises in Russia. She can carry up to 100 guests, far fewer than most other ships and that results in a very intimate family atmosphere aboard. Our shore excursions are conducted by the best guides who are all carefully and individually selected. The Volga Dream offers a truly and uniquely Russian cruise experience. All crew-members are native Russians who are fluent in English and hand-picked by the Owner. Proudly, the Volga Dream is famous for her hard working and hospitable personnel who take great care of every aspect of your life on board and do their best to ensure your voyage is seamless and unforgettable.

August 2 & August 14

DAY 13: MOSCOWBegin the day with an orientation tour of Moscow. The city boasts unique diversity and variety in terms of building styles: classic, modern, empire and eclecticism amazingly sit alongside more monumental designs, such as Stalin’s towering skyscrapers from the mid 20th century. The architecture of the capital, though seemingly contradictory and contrasting, makes for a dazzling combination in a quite unique city. Lunch is served in a restaurant on the top-floor of one of Moscow’s skyscrapers offering spectacular city views. After lunch, visit the famous Novodevichi Cemetery, where well-known Russian authors, musicians, playwrights, and poets, are buried along with famous actors, political leaders, and scientists. (B,L)

DAY 14: RETURN TO USATransfer to the airport in Moscow for your return flight to the USA. (B)

Aboard the

VolgaDream

Your Price from New York Includes:Round-trip International Airfare & Overseas Transfers

Additional baggage & optional fees may apply; see fine print for detailsFuel Surcharges and Government Taxes (Subject to change)

6-Night Cruise on the Volga Dream • 5-Star Hotel Accommodations Touring & Shore Excursions • Most Meals

Admin. Fees • Port Charges • Cruise TaxesOnboard Gratuities are additional & will be automatically

added to your onboard account.

Purchase Domestic Airfare through EOIncludes Fuel Surcharges, Transfers and Taxes (subject to change)

To Fly from a City near you call 1-800-247-0017 X590

or register online at www.eo.travel

A double-entry Russian Visa is required.Guests are responsible for obtaining their own

Visa.

PROGRAM DETAILS

Visit 6 UNESCO World Heritage Sites Moscow Kremlin & Red Square

Ensemble of the Novodevichy Convent, Moscow Historic Centre of Saint Petersburg

Historic Centre of the City of Yaroslavl Ensemble of the Ferapontov Monastery, Goritsy

Kizhi Pogost, Karelia

Special Access to Russia’s Iconic Places Visit to St. Basil’s Cathedral

Early Entrance to the Hermitage and access to Gold Room closed to general public

Must see Art Collections Biggest in the World collection of Faberge Eggs at the Faberge Museum, St.

Petersburg

Russian cultural experience on board the Volga Dream 4 Fascinating Talks by a Russian Professor

Piano Concert of Tchaikovsky and Rachmaninoff Russian Dinner & Vodka Tasting

Matryoshka (nesting doll) Painting Russian Language Classes Russian Cooking Classes

Tea from the Samovar Welcome Bread & Salt Traditional Ceremony

Finest Accommodation and Touring in Small Group 3 Nights at the Five Star St. Regis Moscow Nikolskaya or the Ararat Park Hyatt

3 Nights at the Five star Belmond Grand Hotel Europe6 Delicious Lunches in the Best Restaurants in Moscow and St. Petersburg

Touring the cities in intimate groups of 12 - 16 guests Whisper System for the Entire Journey

All arrangements are subject to availability and modification if necessary. Weather, traffic and crowds can all affect the order of our sightseeing program. Tour

order and times may be subject to change.

*Rates are per-person based on double occupancy and reflect a 4% cash discount.

THE FINE PRINTINCLUDED IN PRICE:• Round-trip international airfare • Overseas Transfers • 6 Night Cruise • 5 Star Hotel Accommodations • Most Meals, on board the ship and on land • Port charges • Cruise Taxes • Daily Touring and Shore Excursions• Current Fuel Surcharges $400 & Government Taxes $98 (Increases in government tax and fees are subject to change)NOT INCLUDED IN PRICE:• Optional Travel Protection Program (see premium schedule) HIGHLY RECOMMENDED• Optional shore excursions and optional sightseeing as listed in the brochure • Miscellaneous fees such as passports, laundry, meals on own off of the ship & baggage fees• Russian Visa - Guests are required to obtain their own visa.ACCOMMODATIONS: Price is per person based on double occupancy. When available, single rooms/cabins are often smaller than doubles. While EOT will try to match roommates, EOT cannot guarantee one will be available. Roommates may be assigned as late as 35 days prior to departure and, if one is not available or if you request a single, the following single room/cabin charges apply: $4,419 for D1, $4,711 for D2, $4,971 for D3, $5,101 for D4, $5,524 for D5, $5,524 for D6, $5,849 for D7, $7,019 for D8. Single staterooms are extremely limited and subject to confirmation.PAYMENT INFORMATION: All prices reflect a 4% discount for full payment via check. PAYMENT SCHEDULE: Payment Amount Payment Due Dates & Notes

$600 Due at the time of registration____________________________________________________________________________________$600 2nd Deposit due 240 days prior to departure. Guests registering after this date must submit a total deposit of $1,200____________________________________________________________________________________$1200 3rd Deposit due 150 days prior to departure. Guests registering after this date must submit a total deposit of $2,400____________________________________________________________________________________Full Payment Final Payment is due for all guests 120 days prior to departure. If paid after the due date, a late payment fee of $100 will be assessed. ____________________________________________________________________________________Travel Protection The Travel Protection Plan premium will be due no later than 120 days prior Premium Amount to be in full effect. Travel protection premiums must be paid in addition to your deposits and in advance of the final payment for coverage to be in effect.____________________________________________________________________________________Cabin Availability After 365 days or once we have sold out of our allotment of cabins we can no longer guarantee cabin pricing. Cabins purchased after this date will be subject to availability and may require a supplemental charge.

REGISTRATIONS RECEIVED less than 105 days prior to departure:We welcome registrations after 105 days prior to departure. Registrations received between 104-90 days prior will incur a $100 per person fee. Registrations received between 89-75 days prior will incur a $200 per person fee. Registrations received between 74-60 days prior will incur a $400 per person fee. Registrations received after 59 days prior or less will incur an additional fee based on air availability. Additional fees will be advised upon registration. CANCELLATION FEES: 100% of Cancellation Fees are covered by the optional Travel Protection Program, provided premium has been paid and reason for cancellation is coverable. Those who do not take travel protection should be aware of the following per-person cancellation penalties: From day of registration to 365 days prior to departure, you will be charged the $100 non-refundable administrative fee plus any airline fees. Additionally, thereafter, you will be charged any airline penalties and a single room supplement if your cancellation forces your roommate into a single plus the following charges: 364-211 days = $250; 210-181 days = $800; 180-151 days = $1000; 150-121 days = 25% of total cruise package cost; 120-91 days = 50% of total cruise package cost; 90-61 days = 75% of total cruise package cost; 60 days to day of departure = 100% of total cost. Submit cancellation in writing. On or after day of departure, there will be no refund for any services not used.FIT TO TRAVEL STATEMENT:Passengers registering for the tour accept the responsibility for being in good health and able to walk and travel on the tour. Because many of the sites are not accessible to the physically challenged, those needing oxygen, wheelchairs, or other ambulatory assistance will find the tour extremely limiting to their experiences. PASSPORT INFORMATION, CONFIRMATION OF ITINERARY & CHECK IN PROCESS: Passport information must be submitted to our office no later than 120 days prior to your trip. Failure to provide your passport information to our office by this date may result in change fees or denial of travel. 120 days prior to your trip you will be contacted to re-confirm your itinerary, travel arrangements and registration information during the preliminary check in process for your trip. Discrepancies in information or failure to check in for your cruise tour may result in change fees, delays in receiving travel documents for your trip, or denial of travel. PRICE INCREASES:All prices quoted in this brochure are subject to change prior to payment in full due to cabin availability changes, currency fluctuations, fuel surcharge increases, government taxes and fees increases or unforeseen circumstances. In addition, you may be subject to a price increase after payment in full has been received due to potential government imposed taxes and fees.AIRLINE ROUTES and TICKETSIn order to keep prices low, EOT do not guarantee the most direct routing to your final destination. Once “printed”, airline tickets cannot be changed or refunded thereafter. Air transportation to/from your destination will be economy class on IATA and ARC carriers utilizing APEX or SUPER APEX non-refundable, non-amendable tickets for groups of 10 or more flying together on entire itinerary. If you choose to depart from a different city than your group or travelling companion, or deviate your flight and/or trip plans, and/or you are taking a pre or post tour, you may fly on a different scheduled flight(s) than the rest of your group. If you make your own air arrangements, you are responsible for booking all needed flights for your travel unless specified otherwise. Contact guest services for further details.FLIGHT TIMES AND SEATINGAll flights are subject to change by the airlines without advance notice. EOT are not responsible for such changes or delays and does not reimburse expenses resulting from such delays. If you are making your own flight arrangements to the departure city, we recommend you purchase a ticket that can be exchanged without large penalties. There is no advance seat selection for groups on most airlines. Early check-in is necessary to secure seats with travel companions and those with special needs. Due to security measures taken at airports, it is advisable to arrive at the airport three hours prior to departure time. Seating is solely under the control of the airlines.ADDITIONAL AIRLINE FEES:You will likely incur additional airline checked baggage fees that are not included in the price of the tour. These fees vary by airline and are at the airline’s discretion on each segment of the flight itinerary. Additionally, you may incur optional fees (food, excess baggage, overweight baggage, items of personal nature, etc.) as well. For more information, visit www.eo.travel/travelinfo/airlinefees.aspx.DEVIATIONS:Deviations from the standard tour program must be submitted in writing and are subject to additional airline fees, if applicable. Transfers for passengers who deviate are not included.ITINERARY CHANGES:Every effort has been made to ensure the accuracy of this brochure. While you will see all sites listed in this brochure, the order of sites and/or days and number of days may be altered to accommodate changes in cruise line, airline, hotel schedules, and local conditions. Due to cruise and airline schedules, some participants may receive one or two extra leisure days at a nominal per day charge and some extensions/options may not be available on all departure dates. If itinerary changes necessitate extra overnights, you will be charged $200 per night; single rooms $300 per night. Meals for extra nights are not included.VALIDITY DATE:This brochure is valid until 04/04/20. If validity date has passed, current brochures may be found at www.eo.travel Registrations will still be accepted after the validity date.PREGNANCY/INFANT/CHILD REGULATIONSAs to pregnancy, a woman cannot have begun her 24th week of pregnancy at any time before or during the cruise. If you are pregnant, please provide a medical note upon arrival at the pier for check-in from your physician stating your expected due date and medical fitness to travel. If you are in the 24th week or have completed it you will not be allowed to board. Because of the limited medical facilities, infants must be at least 24 weeks (6 months) of age on the first day of the cruise.RELEASE INFORMATIONPayment of deposit indicates permission for EO Tours or its agents to record the registrant’s participation and appearance on video tape, audio tape, film, photograph, or any other medium and to use the registrant’s name, likeness, voice, comments, submitted documentation, written papers, and/or biographical material without restrictions or limitation for any advertising, marketing, publicity, educational or promotional purpose which EOT or its agents deem appropriate, unless the registrant or guardian otherwise notifies EOT and in writing prior to departure.Except where otherwise stated, EOT act only as agent for the relevant supplier in securing hotels, transportation and other travel services and in no event shall EOT be liable for failure by any such supplier to render any transportation, lodging or other travel service to be provided on the tour. EOT assume no liability for injury, death, damage, loss, theft, accident, delay or irregularity which may occur by reason of any negligent or willful act or omission of any suppliers of service. EOT do not own or operate any of the suppliers of services to your tour. Similarly without limiting the foregoing, passenger agrees to hold EOT harmless for any defect in any vehicle, plane, boat, bus, car, van or other vehicle, act of war or insurrection, terrorist activity, revolt or other civil uprising, military action, strikes or labor unrest or any Act of God or for any other act of any third party. Florida law will be applicable to any dispute which arises out of/or concerns this brochure or your tour. Any and all litigation must be brought only in and for courts in Polk County, Florida to the exclusion of litigation anywhere else in the world.Enrollment in and payment of deposit constitutes your acceptance of the “Fine Print.” Educational Opportunities Tours is the tour operator and is solely responsible for the travel program. Educational Opportunities Tours is registered with the State of Florida as a Seller of Travel. Registration No. ST24130. CST2027682-40

TRAVEL REGISTRATION FORMMail to: EO Tours • P.O. Box 6098, Lakeland, FL 33807-6098800-247-0017 • email: eo@travelwithus.com • www.EO.travel

Host: ID#: Tour: VC21Departure City: Departure Date: First, Middle & Last Name must be submitted as it appears on your passport:Guest 1: First Name: _______________________ (Preferred Name) _________________ Middle Name: ________________ Last Name: ____________________Title: ______ Street Address: _________________________________P.O. Box:_______________ City: ____________________________ State:___________ Zip Code:____________Phone: ___________________________ Alt. Phone: __________________________Email: _________________________________ q Send me emails about my trip/EO promos

Birth Date: ____/____/______ State of Birth: _____________ Sex: q Male q FemaleEmergency Contact: ___________________________ Relationship:_______________Phone: ___________________________ Alt. Phone: __________________________How did you learn about this tour? _______________________________________

Guest 2: First Name: _______________________ (Preferred Name) _________________ Middle Name: ________________ Last Name: ____________________Title: ______ Street Address: _________________________________P.O. Box:_______________ City: ____________________________ State:___________ Zip Code:____________Phone: ___________________________ Alt. Phone: __________________________Email: _________________________________ q Send me emails about my trip/EO promos

Birth Date: ____/____/______ State of Birth: _____________ Sex: q Male q FemaleEmergency Contact: ___________________________ Relationship:_______________Phone: ___________________________ Alt. Phone: __________________________How did you learn about this tour? _______________________________________

Cabin Selection: q Standard Stateroom (D1) q Superior Stateroom (D2) q Deluxe Stateroom (D3) q Deluxe Stateroom (D4) q Junior Suite (D5) q Junior Suite (D6)q Deluxe Junior Suite (D7) q Owner’s Suite (D8) q Standard Single Stateroom (SS1) q Deluxe Single Stateroom (SS2) Alternate: (Required, only used if 1st choice is unavailable)Roommate(s): _________________________________________________________ If No Roommate: q Try to Match Me q Single Room (availability limited)

$600 DEPOSIT PER PERSON REQUIREDPayment: $________ Check #_________ (Payable to Educational Opportunities Tours)

To Register via Credit Card, you must go to www.EO.travelBy signing below, I/We certify that I have read the “Fine Print,” understand its content, and agree to its terms including but not limited to the potential for price increases that may apply before payment in full has been received as set forth in the “Fine Print” and potential price increases after payment in full has been received due to government imposed taxes and fees.

Guest 1 Signature: ______________________________________________________Guest 2 Signature: ______________________________________________Tour: VC21 Code: R 02/04/20

Important Information Regarding Travel Protection Plan:1 Travel Protection coverage cannot be added after you have paid in full.2 Premium is based on TOTAL cost of trip and is non-refundable. 3 Coverage begins when your premium payment is received by EOT (separate from deposit & clearly designated as your travel protection premium).4 Premium must be paid in full no later than 120 Days prior to trip.

Guest 1:q I Accept q I Decline

Guest 2:q I Accept q I Decline

Part A -Travel Arrangement Benefits are provided by Educational Opportunities Tours. Part B - Travel Protection Benefits are provided by United States Fire Insurance Co.*For New York Residents Only: Part A Benefits are travel arrangement benefits underwritten by United States Insurance Company.

$ 0 to $1000 . . . . . . . $ 99$1001 to $1500 . . . . . . . .$149$1501 to $2000 . . . . . . . .$199$2001 to $2500 . . . . . . . .$249

$2501 to $3000 . . . . . . . .$299$3001 to $3500 . . . . . . . .$349$3501 to $4000 . . . . . . . .$399$4001 to $4500 . . . . . . . .$449

$4501 to $5000 . . . . . . . .$499$5001 to $5500 . . . . . . . .$549$5501 to $6000 . . . . . . . .$599$6001 to $6500 . . . . . . . .$649

$6501 to $7000 . . . . . . . .$699$7001 to $8000 . . . . . . . .$799$8001 to $9000 . . . . . . . .$899$9001 to $10,000 . . . . . . .$999

Trip Cost Plan Cost Trip Cost Plan Cost Trip Cost Plan Cost Trip Cost Plan Cost

Schedule of Coverages Maximum BenefitPart A * Trip Cancellation . . . . . . . . . . . . . . . . . . . . . . . . . . Trip CostPart B Accidental Death & Dismemberment . . . . . . . . . . . . . $25,000 Medical Expense / Emergency Assistance . . . . . . . . . $50,000 Trip Interruption . . . . . . . . . . . . . . . . . . . . . . . . . . . Trip Cost Travel Delay (Up to $100 Per Day) . . . . . . . . . . . . . . . . .$500 Missed Connection . . . . . . . . . . . . . . . . . . . . . . . . . . . .$500 Baggage and Personal Effects . . . . . . . . . . . . . . . . . . $1,000 Baggage Delay . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$100

Conditions and LimitationsThis is a brief description of the plan available for all Travel Protection sales for Trips departing January 1, 2013 and after. Certain exclusions and limitations apply and are detailed in the Certificate of Coverage. For example, coverage does not apply to: any Sickness or condition of you, a Traveling Companion or a Family Member traveling with you that existed during the 60 days prior to the effective date of the coverages (The Pre-Existing Condition Exclusion is waived if payment for this plan is received by Educational Opportunities Tours, Inc. at or before the final payment due date for Your Trip or 105 days before departure date, whichever occurs first.), suicide, normal pregnancy, war or any act of war. Other Covered Reasons, as defined, includes the following events or their consequences: Cancellation or Interruption of your Trip due to: Inclement Weather, unannounced Strike, mechanical breakdown that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours; a documented traffic accident while en route to departure; being hijacked or quarantined; jury duty; destruction of your home or destination by fire, flood, burglary or natural disaster; being called to the emergency service of government to provide aid or relief in the event of a natural disaster; a documented theft of passports or visas; a transfer of employment of 250 miles or more; or Revocation of military leave. For further information ask for the Certificate of Coverage which fully details the coverages, provisions, limitations and exclusions of the plan offered and is available to you, upon request, at any time prior to your purchase of the plan.This plan is underwritten by: United States Fire Insurance Company, Eatontown, NJ. Benefits are administered by: Trip Mate, Inc.*, 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-800-888-7292 (*in CA, dba Trip Mate Insurance Agency).

Additional Cancellation ProtectionWhen You purchase this Travel Protection Plan at or before the final payment due date for Your Trip, you also receive the Educational Opportunities Tours Pre-Departure Cancellation Waiver Benefit that allows you to cancel your Educational Opportunities Tours travel arrangements up to the day of departure for any reason (excludes no shows and those not permitted boarding). With this Educational Opportunities Tours Cancellation Waiver, your non-refundable land cancellation penalties will be refunded in Educational Opportunities Tours travel certificates. Certain travel programs are not eligible for this benefit, such as cruise and land programs listed and detailed on the Educational Opportunities website (www.eo.travel). Premiums must be paid in addition to initial or second deposit prior to the final payment for coverage to be in effect.

Travel Protection Plan - Premium Rates For All Tours For a full description of the plan, go to: www.tripmate.com/wpF427E