ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
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Transcript of ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
http://slidepdf.com/reader/full/robo-litigation-re-attorney-misconduct-at-foreclosure-mills 1/46Icintrjo`n njpy dvd`cdhci dt= fttp=**ssro/njk*dhstrdnt;88<4447
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\fi riniot fjus`og nr`s`s `onridsil likdol ajr dttjroiys tj prjniss ajrincjsuris
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adstist dol nfidpist cigdc sirv`nis dvd cdhci/ Ds d risuct# cdrgi ajrincjsuri a`rkslis`goil tj fdolci do iojrkjus oukhir ja ajrincjsuri ndsis qu`necy dol`oixpios`vicy ivjcvil dol acjur`sfil/ Lur`og tfi`r dsnioldony# tfisi a`rksnjos`stiotcy gioirdtil njkpcd`ots dhjut tfi`r njolunt# `oncul`og quist`jos dhjut
tfi`r itf`ndc lin`s`jo+kde`og dol dhjut tfi virdn`ty ja tfi pcidl`ogs dol ljnukiots
tfiy a`cil/ ^nfjcdrcy c`tirdturi jo tfi fjus`og nr s`s# fjwivir# `s cdrgicy livj`l ja
njkkiotdry jo itf`ndc ssuis ricdtil tj `onridsil ajrincjsuris/
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dol pdrdcigdcs pirpitrdtil/ \fi Drt`nci dnnjrl`ogcy ixdk`ois tfi nur`juscy kutil
ridnt`jo arjk stdti hdr dssjn`dt`jos# mulgis# dol stdti cig`scdtjrs/
\fi Drt`nci tfio prjniils tj ixdk`oi fjw tfisi ajrincjsuri a`rks l`aair `o
kdeiup arjk trdl`t`jodc cdrgi cdw a rks/ Ojtdhci nfdrdntir`st`ns ja tfisi ajrincjsuria`rks `onculi ciolirs dol sirv`nirs‐ riciotciss likdol ajr `onridsil spiil dol cjwnjsts# cdne ja a`rk+spin`a`n ndp`tdc dt ajrincjsuri cdw a`rks# dol d adntjry+c`eidtkjspfiri ja cigdc prdnt`ni/ \fi Drt`nci njonculis w`tf do ixdk`odt`jo ja tfrii
pjc`ny jpt`jos tj priviot dojtfir surgi `o dttjroiy k`snjolunt= nfdog`og itf`ndc
rucis# `kprjv`og itf`ndc ilundt`jo# dol `onrids`og stdti hdr dssjn`dt`jo auol`og dol
dutfjr`ty/
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H/ ^tivio M/ Hduk///////////////////////////////////////////////////////////// 662N/ Acjr ld‐s Jtfir Ajrincjsuri E`ogp`os//////////////////////// 66<
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7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
http://slidepdf.com/reader/full/robo-litigation-re-attorney-misconduct-at-foreclosure-mills 2/46Icintrjo`n njpy dvd`cdhci dt= fttp=**ssro/njk*dhstrdnt;88<4447
616 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
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</ Acjr`ld Liaduct Cdw Grjup ////////////////////////////////// 6619/ Hutcir ! Fjsnf///////////////////////////////////////////////////// 6671/ ^k`tf# F`dtt ! L`dz////////////////////////////////////////////// 666
L/ K`snjolunt `o Jtfir tdtis////////////////////////////////////////// 6664/ Kdrycdol dol Q`rg`o`d ///////////////////////////////////////// 6668/ Rioosycvdo`d# Njooint`nut# \ixds dol
Ndc`ajro`d////////////////////////////////////////////////////////////// 660@Q/ X IGYCD\JXP X I^RJO^I^ \J D\\JXOIP K@^NJOLYN\////// 602
D/ ^tdti Hdr Dssjn`dt`jos ///////////////////////////////////////////////// 602 H/ ^tdti Njurts ///////////////////////////////////////////////////////////////// 604N/ \fi Gjvirokiot pjosjril Iot`t`is &G^Is)/////////////// 608
L/ ^tdti Dttjroiys Gioirdc/////////////////////////////////////////////// 60> I/ Cig`scdtjrs /////////////////////////////////////////////////////////////////// 60>
Q/ WFP \FI K@^NJOLYN\ JNNYXXIL //////////////////////////////////// 60< D/ L`aairionis arjk \rdl`t`jodccy Ixdk`oil A`rks///////// 609
4/ F`gf Qjcuki Ajrincjsuri A`rks dri Ojt–\jurodkiot‛ A`rks///////////////////////////////////////////// 609
8/ Cdne ja –A`rk+ pin`a`n Ndp`tdc‛ ////////////////////////// 601>/ Cdne ja Xjci Kjlic`og*Kiotjr og/////////////////////// 601
H/ Ajrincjsuri Qjcuki A`rks ^fdri Itf`ndc X`se Adntjrsw`tf Cdrgi \rdl`t`jodc Cdw A`rks ////////////////////////////// 6064/ Injojk`is ja ndci ////////////////////////////////////////////// 606
8/ C`k`til C`dh`c ty ^trunturis ///////////////////////////////// 606>/ Kdreit Ajrnis X`ses///////////////////////////////////////////// 600</ Njgo`t`vi H`ds X`ses //////////////////////////////////////////// 6009/ Cdrgi A`rk @sjcdt jo///////////////////////////////////////////// 0221/ Cdne ja Rjs t`vi Xi`oajrnikiot dol Oigdt`vi
Njosiquionis /////////////////////////////////////////////////////// 0227/ Cdne ja Njoniro ajr tfi Rrjaiss`jo////////////////////// 024
N/ Jutsjurn`og ///////////////////////////////////////////////////////////////// 024 L/ Rr`vdti Iqu`ty Drrdogikiots ////////////////////////////////////// 02> I/ \fi G^I‐s Xitd`oil Dttjroiy Oitwjre dol tfi Oiil ajr
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A/ ^irv`nirs‐ Ad`curi tj Kjo`tjr////////////////////////////////////// 029Q@/ RJ^^@HCI X IAJXK^ ///////////////////////////////////////////////////////////// 021
D/ Xipjrt`og Yp /////////////////////////////////////////////////////////////// 027 H/ Nfdog`og Itf`ns Ilundt`jo///////////////////////////////////////// 020 L/ ^triogtfio`og ^tdti Hdr Ndpdh`c`t`is ////////////////////////// 042
7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
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l`rintcy dt tfi ikpcjyiis ja hdoes dol sirv`nirs/9
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ajrincjsuri dttjroiys fdvi hiio n`til ajr s`go`og ljnukiots jo hifdca ja sirv`nirs
w`tfjut fdv`og tfi dutfjr`ty tj lj sj#1 nfdog`og daa`ldv`ts w`tfjut eojwcilgi ja
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cdwyirs rispjos`h`c`ty `o tfi sdv`ogs dol cjdo sndoldcs ja tfi 4062s/9
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X I^IXQI ^P^/# @ O\IXDGIONP X IQ@IW JA AJXINCJ^YXI RJC@N@I^ DOL RXDN\@NI^ 0 &Dpr/8244/
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672 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
sirv`nirs#7 a`c`og d kyr`dl ja adcsi jr `odpprjpr`dti ncd`ks `o pcidl`ogs#6 a`c`og
ljnukiots s`goil hy dttjroiys wfj fdl dcridly ciat tfi a`rk#0 s`go`og hcdoe
ljnukiots w`tf `oajrkdt`jo tj hi a`ccil `o cdtir#42 ripidtilcy k`ss`og fidr`ogs
w`tfjut ojt`ay`og jtfir pdrt`is jr tfi njurt#
44
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dol tfi dttjroiy‐s rjci `o ajrincjsuri c`t`gdt`jo/ Rdrt @@@ prisiots sjki ndsi stul`is ja
pdrt`nucdrcy ojtjr`jus cdw a`rks# `oncul`og cdw a`rks tfdt `kpcjlil uolir tfi wi`gftja sndoldc/
Rdrt @Q ixdk`ois tfi ridnt`jo ja rigucdtjry dutfjr t`is/ Rdrt Q njos`lirs vdr`jus
ndusis ja tfi k`snjolunt# dol Rdrt Q@ suggists pjss`hci riajrks/
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`oqu`ry# tfi Drt`nci w`cc ixdk`oi tfi rjci ja dttjroiys `o ajrincjsuri c`t`gdt`jo `o tfi
Yo`til ^tdtis/ Ajrincjsuri `s l`v`lil `otj twj l st`ont prjnissis dkjog stdtis=
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e`ol ja c`t`gdt`jo njoluntil `o njurt w`tf mul`n`dc supirv`s`jo/4< Rcd`ot`aas kust a`ci d
cdwsu`t dol prjniil tj mulgkiot# wfitfir dt tr`dc jr tfrjugf sukkdry prjniluris/49
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prjniss`og ndsis arjk `onipt`jo tj mulgkiot/41
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48Rriss Xicidsi# Ir`n \/ ^nfoi`lirkdo# Dttjroiy Gio/# O/P/ ^tdti Jaa`ni ja tfi Dttjroiy
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@o ojomul`n`dc jr pjwir+ja+sdci stdtis# hy njotrdst# ciolirs dol sirv`nirs ndo
s`kpcy kd`c ojt`ni tj d fjkijwoir# puhc`sf do dlvirt`sikiot ja sdci `o d oiwspdpir#
dol sit do dunt`jo ldti/47 \j dssirt liaiosis tj tfi ajrincjsuri# fjkijwoirs kust
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46
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systik `s ut`c`zil hy d kdmjr`ty ja stdtis/82
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ciolirs‐ dttjroiys/ \f`s `s lui tj tfi `onridsil hurlios ja prjja pcdnil jo hdoes dol
sirv`nirs `o mul`n`dc ajrincjsuri systiks84 dol tfi adnt tfdt kjri fjkijwoirs w`ccnjotist ajrincjsuri `o mul`n`dc systiks lui tj tfi ids`ir dnniss tj njurts tfi systik
prjv`lis/88 \fus# ciolirs‐ dttjroiys a`cil kjri pdpirwjre `o mul`n`dc stdtis dol tfi`r
dnt`jos wiri dol dri kjri ids`cy ixdk`oil hy fjkijwoirs dol tfi`r dttjroiys/
\fi –rjhj+s`go`og‛ dol arduluciot ajrincjsuri ljnukiotdt`jo sndoldcs tfdt
hrjei odt`jodc fidlc`ois `o cdti 8242 wiri lr`vio `o cdrgi pdrt hy l`snjviry tdeio `o
mul`n`dc stdti ajrincjsuri c`t`gdt`jo/ \fi adnt tfdt mul`n`dc ajrincjsuri systiks
riqu`ril dll`t`jodc pdpirwjre tj ajrincjsi dol fjkijwoirs fdl do ids`ir pdtfwdy
tj ixdk`oi hdoes‐ ncd`ks cil tj mul`n`dc stdtis prjlun`og do juts`zil `oacuioni jo
odt`jodc ajrincjsuri oiws/8>
^`k`cdrcy# tf`s Drt`nci‐s a`ol`ogs ajnus pr`kdr`cy jo tfi njolunt ja dttjroiys `o
mul`n`dc stdtis sunf ds Acjr`ld dol Oiw Pjre/ Hindusi ajrincjsuri dttjroiys `o
mul`n`dc stdtis kust prjluni kjri ljnukiotdt`jo tj suhstdot`dti tfi`r ncd`ks# dol hindusi tfisi ljnukiots dri suhmint tj kjri mul`n`dc snrut`oy tfdo tfjsi `o
ojomul`n`dc stdtis# oiws njvirdgi ja dttjroiy k`snjolunt fds ajnusil pr`kdr`cy jo
mul`n`dc stdtis/8<
\fi rjhj+s`go`og sndoldcs ixpjsil tfdt ajrincjsuri dttjroiys wiri ojt prjpircy
vitt`og tfi`r nc`iots‐ ljnukiotdry iv`lioni/ \f`s Drt`nci# fjwivir# siies tj a`cc tfi
vj`l `o nurriot ajrincjsuri cdw c`tirdturi hy ixpdol`og tfi ixdk`odt`jo ja
quist`jodhci prjniluris `o ajrincjsuri ndsis tj daa`rkdt`vi dnts# ljnukiotdt`jo
prjlunil# dol pcidl`ogs ixinutil hy dttjroiys tfiksicvis/ @o kdoy rispints# tfi
njri ndusis ja sunf dttjroiy kdcaidsdoni dri s`k`cdr tj tfi ndusis ja tfi rjhj+s`go`og njotrjvirsy= ixpjoiot dc grjwtf `o tfi oukhir ja ajrincjsuri ndsis njupcil
w`tf do uonids`og lr`vi tj linridsi ajrincjsuri prjniss`og t`kis dol tj ajrincjsi
`oixpios`vicy/ Rdrt @@@ prjniils w`tf `o+liptf# ndsi stuly ixdk`odt jos ja cdw a`rks
ajrincjsuri t`kic`ois dvirdgi 19< ldys# wfirids ojomul`n`dc ajrincjsuris dgi do dvirdgi ja 807 ldys/
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7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
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\fus# ds adr hdne ds 8228# tfi Acjr`ld Hdr l`l ojt ajccjw tfrjugf jo `ts jr`g`odc
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nc`iots5<8 &9 njoac`nts ja `otirist5<> dol &1 dssur`og tfdt ojocdwyir njolunt kiits
–tfi prjaiss`jodc jhc`gdt`jos ja tfi cdwyir/‛<<
@ostidl# tfi Acjr`ld Hdr dol tfi Acjr`ld ^upriki Njurt wiri njotiot tj g`vi
^tiro tfi sinjol+cjwist ajrk ja puo`sfkiot dvd`cdhci tj tfi Acjr`ld Hdr#<9 d puhc`n
ripr`kdol/<1 Hut ds tfi yidrs prjgrissil# tfi njotrjvirs`is surrjuol`og ^tiro jocy
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ja suhst`tut`og `otj d piol`og ajrincjsuri ndsi ds oiw njuosic# ^tiro a`cil d oiw
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dt fttp=**www/acjr`ldhdr/jrg*\AH*\AHXisjurnis/osa*Dttdnfkiots*46A74H277D148AH769
891LAI2211<920*,A@CI*cdwyirsdont`jos2>/pla:JpioIcikiot /
<1 ^unf –puhc`n‛ ripr`kdols dri puhc`sfil `o tfi Acjr`ld Hdr Oiws# wfjsi n`rnucdt`jo `sjhv`juscy c`k`til kd`ocy tj dttjroiys/
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67< NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
wds hdrril hy tfi stdtuti ja c`k`tdt`jos/92 Dnnjrl`og tj tfi ^upriki Njurt's jp`o`jo#
–^tiro issiot`dccy Udlk`ttil[ tf`s wds kdcprdnt`ni/‛94 \fi ^upriki Njurt# fjwivir#
rucil tfdt cigdc kdcprdnt`ni ncd`ks ndoojt hi dss`goil# wf`nf dccjwil ^tiro jaa tfi
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98
\fjsi wiri ojt tfi jocy `ostdonis ja ^tiro‐s hrusfis w`tf prjaiss`jodc rigucdt`jo
pr`jr tj tfi ajrincjsuri nr`s`s/ ^tiro dol tfi a`rk# ajr ixdkpci# ajuol tfiksicvis ds
liaioldots `o sivirdc cdwsu`ts/ Joi pdrt`nucdrcy cur l sixudc fdrdsskiot njkpcd`otdccigil tfdt ^tiro tjri aikdci ikpcjyiis‐ pdotyfjsi# stune f`s tjogui `o tfi idr ja d
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qu`l prj quj kdooir/9> ^tiro sittcil dojtfir ncdss dnt`jo su`t rigdrl`og quist`jodhciaii njccint`jos ajr ,8/8 k`cc`jo `o 8222/9< D l`aairiot 8220 ncdss dnt`jo su`t a`cil `o
Rdck Hidnf Njuoty99 sjugft ldkdgis uolir Acjr`ld‐s liht njccint`jos prdnt`nis
stdtuti91 dol Acjr`ld‐s Linipt`vi dol Yoad`r \rdli Rrdnt`nis Dnt/97 Jtfir ndusis ja
dnt`jo stdtil hy vdr`jus pcd`ot`aas `onculil ndusis uolir tfi Ailirdc Liht
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riputdt`jo ajr dttrdnt`og l`sn`pc`odry `ovist`gdt`jos# kdcprdnt`ni njoniros# dol
quist`jos dhjut f`s tridtkiot ja aikdci dssjn`dtis wds iv`liot/
92 @l /
94 @l /
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9>Njkpcd`ot dt 9+1# Hdchjo` v/ Cdw Jaa`nis ja Ldv`l M/ ^tiro# R/D/# Oj/ 00+1220 &^/L/
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91Njkpcd`ot dt 1# Fiw`tt v/ Cdw Jaa`nis ja Ldv`l M/ ^tiro# R/D/# Oj/ 92 8220 ND 2>1<21
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97 @l / dt 48+4>/ \fi ndsi dccigil tfdt ^tiro‐s cdw a`rk siot d ri`ostdtikiot cittir
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96Njkpcd`ot# ^do Kdrt`o v/ Cdw Jaa`nis ja Ldv`l M/ ^tiro# R/D/# Oj/ 2=42+nv+14><8+
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90Njkpcd`ot# A`giuirjd v/ Ldv`l M/ ^tiro# R/D/# Oj/ 2=42+nv+14801+NKD &^/L/ Acd/ Mucy
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824>[ XJHJ+C@\@GD\@JO 679
8/ \fi H`g ^dci dol tfi Hjjk
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ajrincjsuris‛ dol tfdt –pdrdcigdcs pripdril kjst ja tfi pdpirwjre/‛11
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`t dvirdgil 9#622 oiw ajrincjsuri njkpcd`ots pir kjotf ds ja Dpr`c 8242/10 Hy dcc
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>/ \fi ^dcty Xivicdt`jos dol tfi Iol
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jaa`ni doojuonil do `ovist`gdt`jo ja ajrincjsuri cdw a`rk prdnt`nis/72 ^tdt`og tfdt
f`s jaa`ni fdl rini`vil ajrty+i`gft njkpcd`ots dhjut ^tiro‐s cdw a`rk# tfi Dttjroiy
Gioirdc odkil tfrii f`gf+vjcuki ajrincjsuri a`rks `o tfi `ovist`gdt`jo/74 \fi
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1>Cdli# suprd ojti 89/
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671 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
fjwivir# kd`otd`oil tfdt –‖Ut[firi fds ojt hiio suhk`ss`jo ja arduluciot ljnukiots/
Wi aiic d cjt ja `t `s pjc t`ndccy kjt`vdtil/ Wi fdvi ljoi ojtf`og wrjog/‐‛78
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d rdtfir jhv`jus quist`jo# tfi cittir quir`il# –Wfy `s Adoo`i Kdi us`og cdwyirs tfdt
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^tiro‐s ikpcjyiis s`goil ljnukiots us`og tfi s`godturi ja ^tiro‐s NJJ# purpjrtilcy hindusi sfi gjt sj t`ril s`go`og kjri tfdo a`vi fuolrilljnukiots d ldy/77
^tiro‐s a`rk wjucl l`rint `ts prjniss sirvirs tj hdneldti sirv`ni ja
prjniss wfiri sirv`ni wds njotistil jr ojt piraintil# jr tj jtfirw`si
adcsicy `onridsi tfi nfdrgis ajr sirv`ni ja prjniss/76 Ikpcjyiis wiri
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ja prjniss prjniluris/62
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77^njtt Lip/# suprd ojti 71# dt 84+88/
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824>[ XJHJ+C@\@GD\@JO 677
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daa`ldv`ts dol dttdnfil tfik tj jtfir daa`ldv`ts ds oiilil/69
Dttjroiys s`goil daa`ldv`ts tfdt njotd`oil hcdoe spdnis ajr dkjuots tj hi
nfdrgil/61
@o dll`t`jo tj tfi vdr`jus v`jcdt`jos ja itf`ndc dol prjaiss`jodc v`jcdt`jos
dccigil `o tfi lipjs`t`jos# ^tiro suppjsilcy v`jcdtil tfi rucis ja gjjl
tdsti ds wicc# njot`ou`og tj idro f`s riputdt`jo ajr pf`cdolir`og/67 Joi
ajrkir ikpcjyii rikdreil tfdt ^tiro fdl –qu`ti d aiw‛ g`rcar`iols dt tfi
a`rk# huy`og tfik rjsis# prjpirt`is# ndrs# dol miwicry/66
D ajrkir prjniss sirvir wfj wjreil ajr d njkpdoy ^tiro‐s a`rk f`ril dcsj ndst
c`gft jo seitnfy prdnt`nis/ Wfio quist`joil dhjut rinjrls tfdt sfjwil a aty tjsivioty iaaintudt`jos ja sirv`ni ja prjniss jvir d tfrii ldy pir`jl `o tfi adcc ja 8220&ajr d tjtdc ja ,>2#222 d ldy jo ^tiro a`cis# tfi prjniss sirvir qu`ppil# –‖\firi‐s oj
wdy tfiy njucl fdvi tfdt kdoy cig`t`kdti pdpirs U/ / / [ \firi wiri jocy tfrii ja us
wfj wjreil tfi njuoty/‐‛60 Njkh`oil w`tf ^njtt dol Edpustd‐s tist`kjoy
rigdrl`og sirv`ni ja prjniss# joi ndo ridsjodhcy suspint tfdt ^tiro‐s cdw a`rk
njkk`ttil sir`jus itf`ndc v`jcdt`jos# `oncul`og suhk`tt`og daa`ldv`ts tj njurts h`cc`og
ajr sirv`ni ja prjniss tfdt oivir jnnurril/ \fi ajrincjsuri sndoldcs# tfiriajri# l`lojt jocy ionjkpdss njolunt hy hdoes dol sirv`nirs5 rdtfir# dttjroiys dol pdrdcigdcs
fdl hiio gu`cty ja tfi`r jwo sfjne`ogcy s`k`cdr k`snjolunt/
^w`at ripirnuss`jos ajccjwil arjk tfi lipjs`t`jo ricidsis/ \fi odt`jodc priss
qu`necy p`neil up jo tfi siosdt`jodc`st`n tist`kjoy/02 N`t`grjup dol GKDN
64 @l/ dt >0+<>/
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66Edpustd Lip/# suprd ojti 4# dt 60/ ^tiro# ivir ncdssy# stdtil tfdt Edpustd –fds oj
nril`h`c`ty#‛ tfdt joi ja f`s nf`ia dss`stdots fdl liikil Edpustd d –aru`tndei#‛ dol tfdt
Edpustd fdl –cjst fir jocy nf`cl tj fir hc`ol fushdol/‛ ^ii ^tiro Lip/# suprd ojti 80# dt
4>7/60 ^fdoojo Hifoeio# Ajrincjsuri Ljnukiots ^fil C`gft jo H`cc`og # \DKRD \X@H/# Jnt/
86# 8242/
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676 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
kjrtgdgi `kkil`dticy stjppil riairr`og ndsis tj ^tiro/04 \fi a`odc hcjw tj tfi ^tiro
a`rk jnnurril wfio Adoo`i Kdi dol Arill`i Kdn doojuonil tfiy wjucl stjp
riairr`og ndsis tj ^tiro/08 ^tiro ndccil tfi lin`s`jo –pjc`t`ndc#‛ riausil tj dlk`t tfdt
fi eoiw ja doy aducty prdnt`nis ikpcjyil dt f`s a`rk# dol hcdkil doy prjhciks jojoi ja f`s nf`ia dss`stdots/0>
Adoo`i Kdi dol Arill`i Kdn# wfjk ^tiro ndccil –f`s hdh`is#‛ fdl riairril tfi
kdmjr`ty ja f`s hus`oiss/0< Datir tfi nr`ppc`og doojuonikiot# ^tiro ris`goil dsLM^R‐s nfd`rkdo# dol tfi njkpdoy cd`l jaa tfrii fuolril pijpci w`tf`o d aiw wiies
ja tfi G^I doojuonikiots/09 Ds ajr tfi cdw a`rk# 912 cdyjaas wiri doojuonil `o
joi swjjp# w`tf ikpcjyiis g`vio must fjurs tj ncidr tfi`r pirsjodc hicjog`ogs dolvdndti tfi prik`sis/01 ^tiro sd`l fi pcdooil tj ic`k`odti 72) ja tfi njkpdoy‐s
stdaa/07
</ \fi Datirkdtf
Xikjv`og ^tiro ds njuosic arjk sj kdoy ajrincjsuri ndsis `kkil`dticy wrjugftfdvjn jo stdti njurts# cidv`og –do ist`kdtil –422#222 ndsis stdtiw`li `o quist`jo/‛06
Oiw njuosic `ouoldtil tfi njurts w`tf kjt`jos tj stjp ajrincjsuri sdcis# dol
tfjusdols ja ajrincjsuri dunt`jos# &grdotil jocy datir a`odc mulgkiot `o Acjr`ld# d
mul`n`dc ajrincjsuri stdti# wiri ndoniccil/00 ^jki dunt`jos wiot ajrwdrl w`tf oj
04 @l/ Wiccs Adrgj tr`necil `o w`tf `ts ndoniccdt`jo ja ^tiro‐s riprisiotdt`jo# dchi`t d wiie
datir Adoo`i Kdi dol Arill`i Kdn doojuonil tfi`r ndoniccdt`jo ja riairrdcs/ E`k K`ccir#Wiccs Adrgj Tu`ts tfi Cdw Jaa`nis ja Ldv`l M/ ^tiro # RDCK HIDNF RJ^\ X IDC I^\D\I HCJG
&Ojv/ 42# 8242# 7=>4 RK# hcjgs/pdckhidnfpjst/njk*ridct`ki*8242*44*42*wiccs+adrgj+qu`ts+tfi+cdw+jaa`nis+ja+ldv`l+m+stiro/
08K`nfdic X`ciy ! Cjrrd`oi Wjiccirt# Adoo`i Kdi ^uspiols Ysi ja ^tiro Cdw A`rk Arjk
Ajrincjsuri Wjre # HCJJKHIXG &Jnt/ 82# 8242# fttp=**www/hcjjkhirg/njk*oiws* 8242+42+82*adoo`i+kdi+suspiols+usi+ja+stiro+ajrincjsuri+cdw+a`rk+piol`og+riv`iw/ftkc5 sii dcsj
Kjrtgdgi G`dots Nut \`is w`tf Acd/ Cdw A`rk # WD^F/ RJ^\# Ojv/ ># 8242/
0>^tiro Lip/# suprd ojti 80# dt 4<9/ ^tiro sd`l ja f`s dss`stdot# wfj fdl wjreil w`tf f`k
s`oni tfi hig`oo`og ja tfi ^tiro cdw a`rk dol fdl ficpil f`k hinjki kdlcy widctfy# –@ fdltrikioljus trust dol njoa`lioni `o fir dol cit fir ruo tfi sfjw/ Ojt eojw`og tfdt doytf`ogwds wrjog# @ wdtnfil ky wjrcl uordvic/‛ @l / dt >6#4<9/
0<L`doi N/ Cdli ! Fdrr`it Mjfosjo Hrdneiy# Kdss Cdyjaas dt ^tiro ds Ajrincjsuri Cdw
A`rk Cjsis \jp Nc`iots# ^JY\F ACD/ ^YO+^IO\@OIC# Ojv/ 9# 8242/
09L`doi N/ Cdli# Rcdotdt`jo Ajrincjsuri Njkpdoy‐s L`rintjr Tu`ts Dk`l @ovist`gdt`jo ja
@ccigdc Iv`nt`jos5 >22 Wjreirs Cd`l Jaa # ^JY\F ACD/ ^YO+^IO\@OIC# Jnt/ 81# 8242/
01Fdrr`it Mjfosjo Hrdneiy# Xidl tfi ^tiro Cdyjaa Kikj# ^JY\F ACD/ ^YO+^IO\@OIC#
Ojv/ <# 8242/ @o tfi kikj tj ikpcjyiis# ^tiro ncd`kil tfdt –Ut[fi riairrdc ja oiw hus`oissfds linridsil hy jvir 02 pirniot `o tfi cdst s`x kjotfs/‛ @l/
07 @l /
06E`k K`ccir# Tuist`jodhci Ajrincjsuri Ndsis# Joni Fdolcil Hy Ldv`l ^tiro‐s Jaa`nis#
tj hi Fidrl `o Njurt \jldy# RDCK HIDNF RJ^\# Kdy 1# 8244/
00E`k K`ccir# Fdca ja Dcc Rdck Hidnf Njuoty Fjki Ajrincjsuri Dunt`jos Ndccil Jaa #
RDCK HIDNF RJ^\# Ojv/ 44# 8242/
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824>[ XJHJ+C@\@GD\@JO 670
dttjroiy riprisiotdt`jo# risuct`og `o fjki sdcis ajr ds c`ttci ds ,822/422 Joi Acjr`l`do
hjugft d prjpirty `o ajrincjsuri v`d sfjrt sdci# jocy tj fdvi ^tiro w`tflrdw dol
dccjw tfi fjki tj hi sjcl tj d tf`rl pdrty/424 Rdck Hidnf Njuoty wds ajrnil tj fjcl
stdtus njoairionis tj dsnirtd`o wf`nf a`rk# `a doy# wds suhst`tut`og `o ds njuosic ajr vdr`jus hdoes dol sirv`nirs/428
Datir ^tiro‐s ris`godt`jo ds fidl ja LM^R# kjri tfdo 72) ja LM^R ikpcjyiis
wiri a`ril/42> Wfio tfi stdt`st`ns dri njkh`oil w`tf tfi cdw a`rk# 4#822 pijpci jutja 4#<22 wjreirs dt LM^R dol tfi ^tiro cdw a`rk wiri cd`l jaa ds ja Mdoudry 8244/42<
Dttjroiys arjk ^tiro‐s cdw a`rk l`l ojt s`kpcy l`sdppidr5 rdtfir# tfiy l`aausil
`otj jtfir cdw a`rks# `oncul`og tfjsi tfdt wiri dcridly uolir `ovist`gdt`jo hy tfiAcjr`ld Dttjroiy Gioirdc/429 \fus# lisp`ti Adoo`i Kdi dol Arill`i Kdn
w`tflrdw`og tfi`r suppjrt ajr ^tiro dol f`s a`rk‐s prdnt`nis# kdoy ja tfi sdki
dttjroiys tfdt prdnt`nil dt ^tiro dri ojw lj`og cigdc wjre dt Adoo`i lis`godtil
a`rks/421 ^tiro wds odkil tj ^jutf Acjr`ld Oiw \`kis‐s –L`rty Ljzio#‛ `ts c`st ja
–8242‐s kjst lisp`ndhci pijpci/427
Cdtir# `o Kdrnf 8244# ^tiro doojuonil tfi ncjsuri ja f`s cdw a`rk/426 LM^R
–vjcuotdr`cy li+c`stil `ts sfdris‛ arjk OD^LDT datir tfi stjne lrjppil tj
–pioo`is‛ arjk d yidr+f`gf ja ,84/62/420 Dol tfus iolil tfi ldzzc`og r`si ja Ldv`l
^tiro wf`nf fdl kdli f`k widctfy hiyjol kjst Dkir`ndos‐ w`clist lridks/\fi njccdpsi ja tfi cdw a rk dol ja LM^R spdwoil kunf c`t`gdt`jo/ ^tiro a`cil
su`t dgd`ost N`t`Kjrtgdgi# @on/ ajr ad`curi tj pdy ajr wjre pirajrkil# wf`ci
N`t`Kjrtgdgi a`ril hdne tfdt ^tiro –‖adcsicy ripjrtil‐ tfdt `t fdl njkpcitil tdses joa`cis tfdt `t fdl ojt/‛442 Kidowf`ci# ix+ikpcjyiis ja f`s a`rks sjugft ncdss dnt`jo
stdtus ajr d njkpcd`ot dccig`og v`jcdt`jo ja tfi ojt`ni riqu`rikiots ja tfi Wjreir
422E`k K`ccir# D Fjusi ajr ,822: Ajrincjsuri Njoaus`jo Cidls tj Xjne Hjttjk Dunt`jo
Rr`nis# RDCK HIDNF RJ^\# Lin/ 0# 8242/
424 Cdli ! Fikcjne# suprd ojti 19/
428K`ccir# suprd ojti 06/
42> L`doi N/ Cdli# ^tiro Xis`gos ds Fidl ja Ajrincjsuri Njkpdoy# ^JY\F ACD/ ^YO+^IO\@OIC# Ojv/ 88# 8242/
42<Mjfo ^nfwdrtz# Mulgis \dei D`k dt Cdwyirs `o Ajrincjsuri Ndsis5 ^jki Njurts `o Y/^/
Rusf \fik tj Qjunf ajr Dnnurdny ja Ljnukiots# @ O\‐C/ FIXDCL \X@H/# Mdo/ 48# 8244/
429 ^tdpcitjo ! K`ccir# suprd ojti 11/
421 @l /
427K`nfdic M/ Kjjoiy# \fi L`rty Ljzio# OIW \@KI^ HXJWDXL+RDCK HIDNF# Lin/ >2#
8242/ \fi Oiw \`kis rdoeil ^tiro d tio jo tfi –l`rt kitir/‛ @l/
426Muc`i Nriswicc# D Cdwyir Yolir @ovist`gdt`jo ^futs Ljwo F`s Ajrincjsuri Rrdnt`ni#
O/P/ \@KI^# Kdr/ 6# 8244/
420Nfr`st`oi ^tdpcitjo# LM^R Yodhci tj Kiit ^IN A`c`og Lidlc`oi# RDCK HIDNF RJ^\
X IDC I^\D\I HCJG &Dpr/ <# 8244# 8=>< RK# fttp=**hcjgs/pdckhidnfpjst/njk*ridct`ki*8244*2<*2<*lmsp+uodhci+tj+kiit+sin+a`c`og+lidlc`oi* /
442E`khircy K`ccir# Hdoe Dnnusis Ajrincjsuri K`cc ja Oigc`gioni# ^dys `t Wjo‐t Rdy ajr
Rriv`jus Wjre # RDCK HIDNF RJ^\ X IDC I^\D\I HCJG &Dpr/ 6# 8244# 48=47 RK#fttp=**hcjgs/pdckhidnfpjst/njk*ridct`ki*8244*2<*26*hdoe+dnnusis+ajrincjsuri+k`cc+ja+oigc`gioni+sdys+`t+wjo)I8)62)00t+pdy+ajr+priv`jus+wjre* /
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662 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
Dlmustkiot dol Xitrd`o`og Ojt`a`ndt`jo Dnt/444 \fi`r cdwsu`t risuctil `o d
pric`k`odry ,928#222 sittcikiot/448
Wjrsi ajr ^tiro# f`s `osurdoni ndrr`ir njvir`og ixpiosis ajr liaiosi ja idrc`ir
ncdss dnt`jo ncd`ks dgd`ost f`k a`cil d cdwsu`t tj dvj`l njvirdgi/
44>
\fi `osurdoninjkpdoy sjugft tj dvj`l njvirdgi hdsil upjo tfi ardul ixncus`jo `o `ts njotrdnt/ 44<
\fi a`odc `osuct `o tfi ^tiro sdgd wds LM^R Iotirpr`sis# ^tiro‐s sp`ojaa ljnukiot
prjniss`og njkpdoy# su`og ^tiro dol f`s cdw a`rk ajr ,12 k`cc`jo/449 \fi`ovistkiot njkpdoy tfdt kirgil w`tf ^tiro‐s ojocigdc prjniss`og dol t`tci
njkpdo`is dnnusil ^tiro ja ardul# k`sriprisiotdt`jo# dol jtfir k`strutfs `o jrlir tj
`oluni tfi sp`ojaa trdosdnt`jo# wf`nf oittil tiro ,12 k`cc`jo pirsjodccy/441
Wf`ci lidc`og w`tf kuct`pci cdwsu`ts# ^tiro adnil aurtfir njostirodt`jo wfio tfi
Acjr`ld Hdr a`cil d njkpcd`ot dgd`ost f`k dccig`og tfdt ^tiro v`jcdtil d njurt jrlir
riqu`r`og d rispjosi tj d cdwsu`t/447 Hut tfdt wds d k`ojr sithdne wfio njkpdril tj
d stdti dppiccdti njurt jp`o`jo wf`nf qudsfil suhpjiods sirvil jo ajrincjsuri a`rks
hy tfi ^tdti Dttjroiy Gioirdc# iaaint`vicy iol`og tfi `ovist`gdt`jo ja ajrincjsuri
pcd`ot`aa‐s dttjroiys hy doyhjly jtfir tfdo tfi Acjr`ld Hdr/446 Ds ja Aihrudry 824>#
tfi Acjr`ld Hdr fds ojt yit ripr`kdolil Ldv`l ^tiro `o doy wdy/
H/ ^tivio M/ Hduk
Wf`ci tfi Oiw Pjre cdw a`rk ja ^tivio M/ Hduk l`l ojt ixpjsi qu`ti ds kdoy
cdsn`v`jus litd`cs ds l`l tfi ^tiro njccdpsi# Hduk‐s a`rk l`l kdodgi tj dnnjkpc`sf
must ds stiip ja d r`si dol adcc/
444Kdrtfd Oi`c# ^jki 722 Ix+Ikpcjyiis Ndo Rursui Ncdss Dnt`jo Dgd`ost Joit`ki Acd/
Ajrincjsuri E`og # DHDMJYXODC/NJK &^ipt/ 86# 8244# 48=42 RK# fttp=**www/dhdmjurodc/njk*oiws*drt`nci*sjkiZ722Zix+ikpcjyiisZndoZpursuiZncdssZdnt`joZ dgd`ostZjoit`kiZacd/Zajrincjs*/
448Ljood Gifrei+Wf`ti# Ajrkir ^tdaa dt Ncjsil Ldv`l M/ ^tiro Cdw A`rk tj Xini`vi
^ittcikiot # ^JY\F ACD/ ^YO+^IO\@OIC# Kdr/ 47# 8248/
44> E`k K`ccir# ^tiro @osurir Wdots Jut ja Rjc`ny# ^dys `t Ljiso‐t Njvir Ncd`ks @ovjcv`og
–Ardul‛# RDCK HIDNF RJ^\ X IDC I^\D\I HCJG &Dug/ 49# 8244# 42=<9 DKfttp=**hcjgs/pdckhidnfpjst/njk*ridct`ki*8244*26*49*stiro+`osurir+wdots+jut+ja+pjc`ny+sdys+
`t+ljiso)I8)62)00t+njvir+ncd`ks+`ovjcv`og+)I8)62)0Nardul)I8)62)0L* /
44<Njkpcd`ot dt ± 86# <1# Dlk`rdc @os/ Nj/ v/ Cdw Jaa`nis ja Ldv`l M/ tiro# Oj/ 0=44+nv+
6204<+EDK &^/L/ Acd/ 8244# dvd`cdhci dt fttp=**hcjgs/pdckhidnfpjst/njk*ridct`ki*a`cis*8244*26*ldv`lstirosu`t/pla /
449E`k K`ccir# @ovistjrs ^ui ^tiro Jvir ,12 K`cc`jo# RDCK HIDNF RJ^\# Mdo/ <# 8248/
441Njkpcd`ot dt 84# LM^R Iotirs/ v/ ^tiro# Oj/ NDNI 48222201 &Acd/ N`r/ Nt/ Mdo/ >#
8248/
447 Acd/ Hdr v/ ^tiro# Oj/ ^N44+4408 &Acd/ 8244/
446
E`khircy K`ccir# Xuc`og Iols Rrjhi ja Cdw A`rks= \fi Dttjroiy Gioirdc‐s Dttikpt tj^uhpjiod Ajrincjsuri K`ccs ^tdccs# RDCK HIDNF RJ^\# Aih/ ># 8248/ Ds tf`s Drt`nci gjis tj
priss# tfi Acjr`ld Hdr fds njkkionil l`sn`pc`odry prjniil`ogs dgd`ost ^tiro# a`ol`og prjhdhcindusi ja ruci v`jcdt`jos `o siviotiio ndsis5 tfisi nfdrgis njucl tdei kjotfs tj risjcvi/E`khircy K`ccir# Acjr`ld Hdr Rursuis L`sn`pc`oi Dgd`ost Ajrkir Ajrincjsuri K`cc Hjss
Ldv`l M/ ^tiro# RDCK HIDNF RJ^\ &Aih/ <# 824># >=>0 RK# fttp=**www/pdckhidnfpjst/njk*oiws*hus`oiss*ridc+istdti*acjr`ld+hdr+pursuis+l`sn`pc`oi+dgd`ost+ajrincjsuri*oWAmf*/
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7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
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668 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
dnnus`og Hduk ja a`c`og adcsi ljnukiots/4>2 Hduk‐s a`rk a`cil d kdcprdnt`ni cdwsu`t
dgd`ost dojtfir cdw a`rk ajr prjhciks surrjuol`og rinjrldt`jo ja do dss`gokiot ja
kjrtgdgi# jocy tj fdvi do dppiccdti njurt upfjcl d pjss`hci ndusi ja dnt`jo dgd`ost
f`k ajr njotr`hutjry oigc`gioni/
4>4
Joi hdoeruptny mulgi stdtil sfi –wjucl ojcjogir dnnipt doy kdtir`dc arjk‛ Hduk‐s ajrincjsuri prjniss`og njkpdoy/4>8
Wf`ci tfi cdwsu`ts dol fdrsf wjrls arjk mulgis sw`rcil# rigucdtjry dutfjr`t`is#
sunf ds Oiw Pjre Dttjroiy Gioirdc Dolriw Nujkj# fdl rini`vil njkpcd`ots hutl`l ojt njoa`rk `ovist`gdt`jos/4>> @t wds ojt uot`c Dpr`c 8244 tfdt tfi oiw ^tdti
Dttjroiy Gioirdc# Ir`n ^nfoi`lirkdo# suhpjiodil Hduk dol f`s ljnukiot
prjniss`og njkpdoy# tfdt snrut`oy `onridsil/4>< Wfio tfi prissuri ndki# Hduk# c`eiLdv`l ^tiro hiajri f`k# ncd`kil tfdt pijpci wiri kde`og f`k d sndpigjdt/4>9
Lisp`ti f`s `o`t`dc prjtists# Hduk dgriil tj pdy ,8 k`cc`jo ds pdrt ja d sittcikiot
ja tfi Kdofdttdo Y/^/ Dttjroiy‐s `ovist`gdt`jo/4>1 @o tfi sittcikiot# Hduk a`odccy
dlk`ttil tfdt f`s a`rk fdl kdli irrjrs `o tfi ljnukiots `t fdl a`cil w`tf njurts
drjuol tfi stdti/4>7 Ds pdrt ja tfi sittcikiot# Hduk wds suppjsil tj `ost`tuti d
trd`o`og prjgrdk ajr dttjroiys tj iosuri dttjroiys l`l ojt a`ci pcidl`ogs w`tfjut
dntudc lui l`c`gioni tj iosuri trutfaucoiss dol tj princuli dttjroiys arjk s`go`og
dss`gokiots ja kjrtgdgi ds jaa`nirs ja KIX^/4>6 Njosukir dlvjndtis pril`ntdhcy
rikdreil tfdt tfi sittcikiot sfjucl fdvi hiio ajr d cdrgir dkjuot/4>0
Yoc`ei ^tiro# fjwivir# `t wds ojt Hduk‐s sfjlly dol dccigilcy arduluciot
prdnt`nis tfdt spiccil ljjk ajr f`s cdw a`rk/ Xdtfir# `t wds d skdcc njcuko `o tfi
Oiw Pjre \`kis‐s il`tjr dc sint`jo= njcuko st Mji Ojnird puhc`sfil pfjtjs ja Hduk‐s 8242 Fdccjwiio pdrty/4<2 \fi cideil p`nturis sfjw Hduk ikpcjyiis
4>2Mjodtfdo L/ Ipsti`o# Ajrincjsuri Dttjroiy Hduk ^uis Riir ajr C`hic= ^iie`og ,1
K`cc`jo `o Ldkdgis Arjk Cdse # HYAADCJ OIW^# Lin/ 6# 8242/ \f`s su`t wds cdtir l`sk`ssil/Mjodtfdo L/ Ipsti`o# Dkfirst Cdw A`rk Dgriis tj Rdy A`oi5 ^ittcikiot @ovjcvis Ajrincjsuri
Rrdnt`nis# HYAADCJ OIW^# Jnt/ 7# 8244/
4>4 Y/^/ Hdoe# Odt‐c Dssjn/ v/ ^ti`o# 8244 O/P/ ^c`p/ Jp/ 24<97# 64 D/L/>l 087# 047 O/P/^/8l 110 &O/P/ Dpp/ L`v/ 8244/
4>8Kjrgiosjo# suprd ojti 481/
4>>Ipsti`o# suprd ojti 488/
4><Kjrgiosjo# suprd ojti 481/
4>9 Ipsti`o# suprd ojti 488/
4>1Lio`si K/ Nfdkpdgoi# Dkfirst Cdw A`rk ^tivio M/ Hduk Xidnfis ,8K ^ittcikiot #
LD@CP X IN/ JA X JNFI^\IX # Jnt/ 1# 8244/
4>7 @l /
4>6^ii suprd ojti 4>2/ @o rituro ajr tfi sittcikiot# Hduk rini`vil d ricidsi arjk auturi
c`dh`c`ty uolir tfi A`odon`dc @ost`tut`jos Xiajrk# Xinjviry# dol Ioajrnikiot Dnt ja 4060/
Rriss Xicidsi# Y/^/ Lip‐t ja Must`ni# Kdofdttdo Y/^/ Dttjroiy Doojuonis Dgriikiot w`tf
Kjrtgdgi Ajrincjsuri Cdw A`rk tj Jvirfduc `ts Rrdnt`nis dol Rdy ,8 K`cc`jo A`oi &Jnt/ 1#8244# dvd`cdhci dt fttp=**www/must`ni/gjv*usdj*oys*prissricidsis*Jntjhir44*stiviohduk pndgriikiotpr/pla/
4>0Rduc \fdrp# D ,8K Wr`st ^cdp Nr`t`ns= Ails Wiot Idsy jo Hduk Ajrincjsuri K`cc # O/P/
RJ^\# Jnt/ 7# 8244/
4<2Mji Ojnird# Wfdt tfi Njstukis Xividc # O/P/ \@KI^# Jnt/ 86# 8244/
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824>[ XJHJ+C@\@GD\@JO 66>
lrissil c`ei fjkiciss pijpci# njkpciti w`tf s`gos kjne`og typ`ndc fjkijwoir
liaiosis# sunf ds –@ wds oivir sirvil/‛4<4 Jtfir s`gos `onculil –W`cc wjre ajr
ajjl#‛ –Uixpcit`vi[ ajrincjsuri# @‐k nurriot$‛ dol –Ajrincjsuri sdci/‛4<8 Ds d pdrt ja
tf`s tdsticiss tfiki# Hduk‐s jaa`nis wiri dppdriotcy linjrdtil tj risikhci dfjkiciss squdttirs‐ ndkp# w`tf d s`go tfdt likdrndtis –Hduk Istdtis/‛4<>
Lisp`ti tfi pfjtjgrdpf`n iv`lioni# Hduk‐s spjeispirsjo `o`t`dccy lio`il tfi
virdn`ty ja tfi stjry/4<< Ldys cdtir# Hduk f`ksica dpjcjg`zil ajr tfi pdrty# hut st`cclio`il fi fdl eojwcilgi ja `t/4<9 Rrjkptil hy tfi Oiw Pjre \`kis njcuko#
Njogrisskdo Ic`mdf Nukk`ogs riquistil ljnukiots ricdt`og tj Hduk‐s prdnt`nis
dol `otj tfi pcdoo`og ja tfi pdrty/4<1 Ds tfi odt`jodc kil`d dttiot`jo isndcdtil# `tl`lo‐t tdei cjog ajr f`s nc`iots tj dhdoljo f`s a`rk/
Jo Ojvikhir 49# 8244# must twj wiies datir tfi stjry dhjut tfi 8242 Fdccjwiio
pdrty fdl hiio puhc`sfil# Arill`i Kdn doojuonil `t wds –hdrUr`og[ `ts cjdo sirv`nirs
arjk riairr`og doy oiw ajrincjsuri jr hdoeruptny ndsis `o Oiw Pjre ^tdti tj ^tivio
M/ Hduk RN/‛4<7 Adoo`i Kdi sjjo mj`oil dol tfi iol ndki sw`atcy ajr ^tivio M/
Hduk‐s cdw a`rk/4<6 Hduk doojuonil tfi ncjsuri ja tfi cdw a`rk `o Ojvikhir 8244
dol f`s ljnukiot prjniss`og njkpdoy cd`l jaa fuolrils ja ikpcjyiis iaaint`vi
Aihrudry 8248/4<0
\fus# ivio datir dlk`tt`og a`c`og `onjrrint ljnukiots `o njurt# hi`og `ovist`gdtil hy tfi ^tdti dttjroiy gioirdc# dol sittc`og ncd`ks w`tf tfi Y/^/ Dttjroiy# `t dppidrs
tfdt jocy d wf`rcw`ol ja oigdt`vi puhc`n`ty njucl njov`oni tfi G^Is tj tjppci tfi
e`og ja Oiw Pjre ajrincjsuris/@o tfi datirkdtf# tfi dttjroiys daaintil hy tfi ncjsuri s`kpcy –l`aausil‛ `otj
jtfir Oiw Pjre ajrincjsuri a`rks# must c`ei Ldv`l ^tiro‐s dttjroiys fdl `o Acjr`ld/492
4<4 @l /
4<8 @l /
4<> @l /
4<< @l /
4<9Ndrjcyo \fjkpsjo# O/P/ Ajrincjsuri A`rk= ^jrry ajr Kjne`og Fjkiciss# D^^JN/
RXI^^# Ojv/ 8# 8244/
4<1Cittir arjk Ic mdf I/ Nukk`ogs# Xdoe`og Kikhir# Njkk/ Jo Jvirs gft ! Gjv‐t
Xiajrk# Y/^/ Fjusi ja Xiprisiotdt`vis# tj ^tivio M/ Hduk# Adoo`i Kdi ! Arill`i Kdn &Ojv/<# 8244# dvd`cdhci dt fttp=**www/snr`hl/njk*ljn*741>><<6*8244442<IIN+tj+Hduk/
4<7Mjodtfdo L/ Ipsti`o# Arill`i Kdn Hdos Hduk Arjk O/P/ Cjdo ^irv`ni5 Njosukir
Dlvjndtis Rcidsil hy Lin`s`jo# HYAADCJ OIW^# Ojv/ 49# 8244/
4<6Ndrjcyo \fjkpsjo# A`rk tfdt Ficl Ajrincjsuri Njstuki Rdrty Ncjs`og # D^^JN/ RXI^^#
Ojv/ 84# 8244/
4<0 @l /5 Kdtt Gcyoo# Hduk Wjis ^pridl tj R`ccdr# Xisuct`og `o 902 Cjndc Cdyjaas# HYAADCJ
OIW^# Lin/ 4# 8244/
492^tivio M/ Hduk Ncjs`og Ixpintil tj L`aausi Oiw Pjre Ajrincjsuri Hus`oiss # @ O\‐C/
HY^/ \@KI^ OIW^# Ojv/ 84# 8244/ Joi cdw a`rk ripjrtil tfdt –d cjt ja risukis Uwiri[acjw`og arjk f`s jpirdt`jo/‛ Mjodtfdo L/ Ipsti`o# Ljwostdti Cdw A`rk Njucl A`cc Hduk
Gdp5 Ajrincjsuri ^pin`dc`st ^iies ^pdni# Wjreirs# HYAADCJ OIW^# Lin/ 6# 8244/
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824>[ XJHJ+C@\@GD\@JO 669
ix`st`og Adoo`i Kdi jwoil cjdo ndsis dol doy auturi ndsis/491 \fi a`rk# wf`nf fdl
fdolcil 46#222 ndsis dol ikpcjyil s`x fuolril pijpci#497 dlk`ttil tfdt `t fdl
–prjdnt`vicy‛ dcirtil Adoo`i Kdi dhjut ljnukiotdt`jo prjhciks datir f`r`og do
juts`li cdw a`rk tj njolunt do dul`t `o c`gft ja tfi odt`jodc rjhj+s`go`og oiws/
496
Joi ixdkpci ja Hio+Izrd‐s njolunt wds a`c og d njuot stdt`og tfdt tfi suhmint ojti
dol kjrtgdgi wiri cjst# tfio a`c`og tfjsi viry ljnukiots kjotfs cdtir/490 Wjrsi#
wfio tfi ojti dol kjrtgdgi wiri a`cil# tfiy pirtd`oil tj do iot`ricy l`aairiot prjpirty dctjgitfir/412
Cdyjaas sjjo ajccjwil tfi Adoo`i Kdi tirk`odt`jo# dol tfi Acjr`ld Dttjroiy
Gioirdc doojuonil do `ovist`gdt`jo `otj tfi a`rk/414 Must jvir twj kjotfs cdtir#Hio+Izrd ! Edtz ncjsil `ts ajrincjsuri hus`oiss/418
8/ ^fdp`rj ! A sfkdo
Dojtfir a`rk `ovist`gdtil hy tfi Acjr`ld Dttjroiy Gioirdc# ^fdp`rj ! A`sfkdo#
`s joi ja Acjr`ld‐s cdrgist ajrincjsuri cdw a`rks/41> Joi Acjr`ld mulgi ajuol tfi a`rkgu`cty ja –‖eojw`og linipt`jo‐‛ wfio `ts dttjroiys a`cil do dnt`jo jo hifdca ja
Wdsf`ogtjo Kutudc dol suhst`tutil `o MRKjrgdo Nfdsi# wfio Adoo`i Kdi wds tfi
dntudc jwoir lur`og tfi iot`ri pioliony ja tfi ndsi/41< Wjrsi# tfi a`rk dppdriotcy
a`cil sivirdc kjt`jos s`goil hy do dttjroiy wfj fdl dcridly ciat tfi a`rk/419 Rdrt ja tfi cdrgir –^fdp`rj Dttjroiys Oitwjre#‛ tfi a`rk‐s ricdtil Oiw Mirsiy jaa`ni wds
ajuol gu`cty ja s`k`cdrcy trjuhc og prdnt`nis/ \f`s `onculil tfi a`c`og ja 892 pri+
s`goil kjt`jos lisp`ti tfi s`go`og dttjroiy oj cjogir wjre`og dt tfi a`rk/411 \fi
491Rriss Xicidsi ! Ojt`ni# Adoo`i Kdi# \irk`odt`jo ja Xicdt`josf`p w`tf tfi Hio+Izrd !
Edtz Cdw A`rk &Aih/ 42# 8244# dvd`cdhci dt fttps=**www/iadoo`ikdi/njk*sa*gu`lis*ssg*dooctrs*pla*8244*otni284244/pla /
497E`khircy K`ccir ! Nfr`st`oi ^tdpcitjo# Cdwyir Ficl `o Njotikpt Jvir ‖Ardul‐ `o
Ajrincjsuri A`c`og # RDCK HIDNF RJ^\# Aih/ 48# 8244/
496 Hio+Izrd ! Edtz# R/D/ @ssuis ^tdtikiot jo Adoo`i Kdi‐s \irk`odt`jo ja Xicdt`josf`p
W`tf A`rk# HY^@OI^^ W@XI/NJK &Aih/ 42# 8244# fttp=**www/hcjjkhirg/njk*dpps*oiws:p`l;njoiwsstjry!ter;AOK=Y^!s`l;dDVF/@vuELID/ \f`s `onculil dttjroiysajrkircy ikpcjyil hy tfi l`sgrdnil ^tiro a`rk/ ^tdpcitjo ! K`ccir# suprd ojti 11/
490K`ccir ! ^tdpcitjo# suprd ojti 497/
412 @l /
414L`doi Cdli# Ajrincjsuri Cdw A`rk Cdys Jaa Oidrcy Fdca ja `ts ^tdaa# Datir Cjs`og
Adoo`i Kdi# ^/ ACD/ ^YO+^IO\@OIC# Aih/ 49# 82445 E`khircy K`ccir# Dojtfir ^jutf Acjr`ld
Ajrincjsuri Cdw A`rk Adnis ^tdti ^nrut`oy# RDCK HIDNF RJ^\# Aih/ 88# 82445 E`khircyK`ccir# Iol`og Ajrincjsuri Hus`oiss# Hio+Izrd Cdys Jaa 49<# RDCK HIDNF RJ^\# Dpr/ 80#8244 Ufiri`odatir K`ccir# Iol`og Ajrincjsuri Hus`oiss[/
418K`ccir# Iol`og Ajrincjsuri Hus`oiss # suprd ojti 414/
41>Er`s Fuolciy# Ajrincjsuri= Liaiol`og tfi Ciolirs# \DKRD HDP \@KI^# Kdr/ 46# 8244/
^fdp`rj wds yit dojtfir a`rk wfj f`ril ajrkir ^tiro dttjroiys/ ^tdpcitjo ! K`ccir# suprdojti 11/
41<Fuolciy# suprd ojti 41>/
419^usdo \dycjr Kdrt`o # Hdoes Guk Yp Ajrincjsuris# \DKRD HDP \@KI^# ^ipt/ 7# 8244/
411Gritnfio Kjrgiosjo ! Mjodtfdo Gcdtir# Ajrincjsuri Kdnf`oi \fr`vis jo Wjis# O/P
\@KI^# Kdr/ >2# 8226/
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661 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
Acjr`ld Dttjroiy Gioirdc‐s `ovist`gdt`jo stdccil dgd`ost tfi a`rk# dol dppdriotcy oj
^fdp`rj ! A`sfkdo dttjroiy fds adnil l`sn`pc`odry dnt`jo hy tfi Acjr`ld Hdr/
>/ Kdrsfdcc N/ Wdtsjo
Dt dojtfir fidlc`oi+kde`og Acjr`ld a`rk hi`og `ovist`gdtil hy tfi Acjr`ld
Dttjroiy Gioirdc# do dttjroiy dt tfi Cdw Jaa`nis ja Kdrsfdcc N/ Wdtsjo sd`l sfi
fdolcil hitwiio a`vi dol s`x tfjusdol a`cis dt doy g`vio t`ki/ 417 Aurtfir# tfidttjroiy tist`a`il tfdt `t wds njkkjo prdnt`ni tj s`go ljnukiots w`tfjut ojtdr`is
prisiot# dol tfio tj dccjw ojtdr`is tj stdkp tfjsi ljnukiots cdtir ds `a tfiy fdl hiio
s`goil `o arjot ja d ojtdry/416 Ds w`tf ^tiro dol Hduk# rukjrs n`rnucdtil tfdt
Wdtsjo dttjroiys s`goil ljnukiots w`tfjut riv`iw`og tfik/410 Datir Arill`i Kdn
stjppil riairr`og ndsis tj tfi a`rk#472 tfi a`rk pd`l ,8 k`cc`jo tj sittci tfi dttjroiy
gioirdc‐s `ovist`gdt`jo# kde`og `t tfi jocy f`gf vjcuki ajrincjsuri a`rk `o Acjr`ld tj
sittci/474 Wf`ci mulgis wiri ojt ricuntdot tj nr`t`n`zi Wdtsjo‐s tdnt`ns dol
kdcaidsdoni#478 `o d sfjne`og tw`st# tfi nf`ia mulgi ja Hrjwdrl Njuoty ciat tfi hionftj mj`o Kdrsfdcc Wdtsjo wf`ci tfi a`rk rikd`oil uolir `ovist`gdt`jo hy tfi stdti
dttjroiy gioirdc/47> @t wds cdtir rividcil tfdt joi ja tfi dttjroiys `o tfi stdti
dttjroiy gioirdc‐s Injojk`n Nr`kis L`v`s`jo wiot tj wjre ajr Wdtsjo# dgd`o wf`ci
tfi a`rk wds st`cc uolir ovist`gdt`jo/47<
</ Acjr`ld Liaduct Cdw Grjup
Acjr`ld Liaduct Cdw Grjup &ALCG fds cjog hiio suspintil tj prdnt`ni –us`og
do dssikhcy+c`oi kjlic/‛479 Joi ajrkir dttjroiy ripjrtil d rdt`j ja s`x tj tio
417Lipjs`t`jo ja Miss`nd Ndhrird dt 44# @o Xi= @ovist`gdt`jo ja Cdw Jaa`nis ja Kdrsfdcc Wdtsjo#
DG.C42+>+44<7 &Acd/ N`r/ Nt/ ^ip/ 8># 8242 Ufiri`odatir Ndhrird Lip/[# dvd`cdhci dt
fttp=**kyacjr`ldcigdc/njk*wiha`cis/osa*WA*MADJ+6DNKPW*,a`ci*Miss`ndNdhriridLipjs`t`jo/pla/
416 @l / dt 4<+49/
410 @l / dt <2+<4/472 E`khircy K`ccir# Hrjwdrl Mulgi Mj`o`og Cdw A`rk5 Liaiosi Dttjroiys Dri Ruzzcil hy
\fi Kjvi tj d ^j+Ndccil ‖Ajrincjsuri K`cc‐ # RDCK HIDNF RJ^\# Kdy 40# 8244/
474 Miss`nd Edrkdsie# Hjol`# Ajrincjsuri A`rk ^ittcis ajr ,8K # CIGDC OIW^ C@OI &Kdr/86# 8244# fttp=**www/cigdcoiwsc`oi/njk*oiws*8>4020+hjol`+ajrincjsuri+a`rk+sittci+ajr+8k5Rriss Xicidsi# Rdk Hjol`# Dttjroiy Gio/# Acd/ Jaa`ni ja tfi Dttjroiy Gio/ Acjr`ld DttjroiyGioirdc Rdk Hjol` Rdk Hjol` ^ittcis @ovist`gdt`jo Dgd`ost Joi ja Acjr`ld‐s CdrgistAjrincjsuri A`rks &Kdr/ 89# 8244# dvd`cdhci dt fttp=**www/ kyacjr`ldcigdc/njk*oiwsric/osa*oiwsricidsis*<764<0D04DD2I8986989769I221N4IIL/
478Jrlir Grdot`og Liaioldots‐ Kjt`jo \j L`sk`ss ^injol Dkiolil Njkpcd`ot w`tf
Rrimul`ni dt 8# K ! \ Hdoe v/ ^k`tf# Ndsi Oj/ ND20+2<46 &Acd/ N`r/ Nt/ Muoi 42# 8242
&fjcl`og tfdt tfi a`rk fdl –k`scil‛ d mulgi –arjk tfi hig`oo`og‛ ja d cdwsu`t risuct`og `ol`sk`ssdc w`tf primul`ni/
47>K`ccir# suprd ojti 472/
47< E`khircy K`ccir# Rrjhil A`rk F`ris Ix+^tdti Jaa`n`dc5 Acjr`ld‐s Ajrkir injojk`n
Nr`kis L`v`s`jo L`rintjr \deis Mjh dt Ajrincjsuri A`rk Jaa`ni Wds @ovist`gdt`og # RDCK
HIDNF RJ^\# Dug/ 42# 8244# dt 1H/
479K`nfdic ^dssj# Cdw A`rk Gjrgis jo Fjki Liaducts# \DKRD \X@H/# Mdo/ ># 8242# dt 4/
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824>[ XJHJ+C@\@GD\@JO 667
pdrdcigdcs ajr iviry dttjroiy ivio hiajri tfi fjus`og nr`s`s/471 Joi ailirdc mulgi
nfdst`sil tfi a`rk# stdt`og tfdt tfi a`rk –‖nfuroUil[ jut uoria`oil dol uoixdk`oil
ajrk pcidl`ogs# `ostidl ja prjlun`og dol a`c`og ndriauccy njos`liril cigdc pdpirs/‛477
Ivio tfi kdodg`og pdrtoir ja tfi cdw a`rk# Xjodcl Wjcai# dlk`ttil fi l`l ojt cjje dt doy ljnukiots tj vir`ay tfi trutfaucoiss ja dss`gokiots ja kjrtgdgi hiajri fi
s`goil tfik/476
Hiyjol trjuhc`og a`c`ogs# ALCG dcsj prjkptil njkpcd`ots rigdrl`og `tssittcikiot prdnt`nis/ Joi sunf njkpcd`ot njoniroil do jaair ja –ndsf+ajr+eiys#‛ do
jaair wfirihy d fjkijwoir dgriis tj vdndti dol ojt njotist d ajrincjsuri `o
ixnfdogi ajr d skdcc ndsf sittcikiot/470 ALCG wds dnnusil ja jaair`og fjkijwoirssittcikiot kjoiy jocy tj rioigi jo `ts lidcs/462 Aurtfir# ALCG wds dnnusil ja
ajrn`og ikpcjyiis tj wjre w`tfjut rinjrl`og fjurs# `o d –typ`ndc uopd`l jvirt`ki‛
ndsi/464 ALCG adnil Ailirdc Liht Njccint`jo Rrdnt`nis Dnt ncd`ks ds wicc ds jtfir
riprjhdt`jo arjk vdr`jus Acjr`ld stdti mulgis/468
9/ Hutcir ! Fjsnf
Dojtfir Acjr`ld cdw a`rk# Hutcir ! Fjsnf# ajuol `tsica `o fjt wdtir ajr –a`c`og 17
aducty kjt`jos tj rikjvi hjrrjwirs arjk tfi`r fjkis/‛46> D Ojrtf Ndrjc`od
hdoeruptny mulgi‐s tirsicy wjrlil jrlir ripjrtil d oukhir ja `odpprjpr`dti prdnt`nis# `oncul`og= &4 `kprjpir ixinut`jos ja daa`ldv`ts5 &8 ojodppidrdoni dt d
sfjw ndusi fidr`og5 &> dttjroiys dlk`tt`og –tfiy l`l ojt dcwdys ridl ljnukiots
hidr`og tfi`r s`godturis tfdt wiri cdtir a`cil w`tf tfi Njurt#‛5 &< `kprjpir
ojtdr`zdt`jo dol5 &9 oukirjus jtfir ad`curis tj dppidr dt snfilucil fidr`ogs/46<
471 @l /
477 @l /
476^ii# i/g/# Lipjs`t`jo ja Xjodcl Wjcai# N`t`hdoe v/ Hdrhdrj# Oj/ 92 8226 ND 2>2<06 VVVV
KH &Acd/ N`r/ Nt/ Dug/ 81# 8242# dvd`cdhci dt fttp=**www/snr`hl/njk*ljn*<4101770*Aucc+Lipjs`t`jo+ja+Acjr`ld+Liaduct+Cdw+Grjup+Kdodg`og+Rdrtoir+Xjodcl+Wjcai/
470 Gijrgi ^pionir# 0 @ovist`gdtis Adei Ajrincjsuri Kjoiy# WA\Q# &Kdy 42# 8248#
fttp=**www/watv/njk*oiws*oiws*cjndc*0+`ovist`gdtis+adei+ajrincjsuri+kjoiy*oO8]7*/
462 @l/
464 Ikpcjyii= ‖Ajrincjsuri K`cc‐ Ajrnil Fir tj Wjre Jaa Ncjne # \DKRD HDP \@KI^
J OC@OI# Mdo/ 48# 8244# dvd`cdhci dt fttp=**www8/thj/njk*hus`oiss*hride`og+oiws+ hus`oiss*8244*mdo*48* ikpcjyii+ajrincjsuri+k`cc+ajrni+fir+tj+wjre+jaa+nc+dr+4912<*/
468Njkpcd`ot# L`dz v/ Acd/ Liaduct Cdw Grp/# R/C/# Oj/ >=20+nv+98<+M+>8KNX &K/L/ Acd/
Muoi/ 44# 8220# dvd`cdhci dt fttp=**tfitrutfdhjutcjdokjl`a`ndt`jo/ a`cis/wjrlpriss/njk*8220*20*acjr`ld+liaduct+ncdss+dnt`jo+njkpcd`ot/pla 5 Jrlir jo Liaioldots‐ Kjt`jo tj Qdndti
Jrlir tj ^uhst`tuti Rdrty Rcd`ot`aa dol Kjt`jo tj L`sk`ss Dnt`jo w`tf Rrimul`ni dt 8# Y/^/
Hdoe Odt‐c Dssjn/ v/ KnCijl# Oj/ ND26+848< &Acd/ N`r/ Nt/ Kdy 7# 8242 &fjcl`og tfdt –tfiNjurt wds k`scil hy tfi Rcd`ot`aa‐s Kjt`jo‛/
46> Kjrgiosjo ! Gcdtir# suprd ojti 411/
46<Jrlir ajr ^dont`jos dt 8+9# @o ri= Lihjrdf Mjdoo Yckir ! @sd`df Yckir# Oj/ 29+<9201
&He/ L/ ^/N/ Mdo/ 8># 8227# dvd`cdhci dt fttp=**www/csom/jrg*OiwsDoojuonikiots*Ajrincjsuri*kdtir`dcs*IVF@H@\V/pla/
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666 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
1/ ^k`tf# F`dtt ! L`dz
\fi a`rk ja ^k`tf# F`dtt ! L`dz fds dcsj rini`vil rinr`k`odt`jo ajr aducty
prdnt`nis/ Joi Acjr`ld mulgi ojtil tfdt tfi a`rk –ljis ojt kdei l`c`giot iaajrts tj
ojt`ay jtfir pdrt`is ja ndoniccdt`jos‛ ja fidr`ogs dol tfdt `t ripidtilcy k`ssilsnfilucil fidr`ogs w`tfjut ndonic`og tfik/469 \fi mulgi a`oil tfi a`rk ,<0#222/461
Dojtfir mulgi# datir w`toiss`og tfi a`rk kjvi tj ndonic d ajrincjsuri sdci `ov`jcdt`jo ja d njurt jrlir# stdtil tfdt d pr`on`pdc ja tfi a`rk# Xjy L`dz# wds –‖i`tfir
tjtdccy `onjkpitiot jr uodwdri wfdt ja wfdt tfi cdw `s/‐‛467 Joi otirist`og k`sfdp
tfdt hiaicc ^k`tf# F`dtt ! L`dz jnnurril wfio `ts dttjroiy dttdnfil `otirodc ikd`cs tj
do daa`ldv`t tfdt rividcil tfdt tfi Rcd`ot`aa wds ojt tfi jwoir ja tfi cjdo hi`og
ajrincjsil/466 Dojtfir gdaai `onculil L`dz stdt`og uolir jdtf tfdt fi jocy rindccil
s`go`og s`x dss`gokiots ja kjrtgdgis# dol tfio riaus`og tj doswir quist`jos wfionjoarjotil w`tf d stdne ja ljzios ja dss`gokiots w`tf f`s s`godturi jo tfik/460
L/ K`snjolunt `o Jtfir ^tdtis
4/ Kdrycdol dol Q rg`o`d
Wf`ci Acjr`ld dol Oiw Pjre prjv`lil kunf ja tfi oiws ajr ripjrts jo dttjroiy
k`snjolunt# jtfir stdtis‐ dttjroiys kdodgil tj idro oigdt`vi dttiot`jo ds wicc/
Ajrincjsuri cdw a`rks `o Kdrycdol dol Q`rg`o`d dlk`ttil tj njkk`tt`og sir`jusk`snjolunt/ Dttjroiys dt Njvdfiy# Hjjzir# Livdo ! Ljri RD dol dt H`irkdo#
Giis`og# Wdrl ! Wjjl dlk`ttil tfdt jtfir dttjroiys fdl s`goil tfi`r s`godturis `o
ljnukiots suhk`ttil tj njurt/402 ^ivirdc ojtdr`is fdl tfi`r c`niosis rivjeil dol tfiKdrycdol Njurt ja Dppidcs dljptil d ruci dccjw`og njurts tj dppj`ot `olipioliot
469Jrlir Dlmul`ndt`og Rcd`ot`aa‐s Dttjroiy‐s `o Njotikpt ja Njurt dt 8# F^HN Hdoe Y^D
v/ Li Ari`tds# Oj/ 8227+ND+22700> &Acd/ N`r/ Nt/ ^ipt/ 8# 8242# dvd`cdhci dt
fttp=**acjr`ldajrincjsuriardul/njk*wp+njotiot*upcjdls*8242*20*JXLIX+F^HN+v+DO\JO@J
+LIAXI@\D^/pla /461
@l/ dt 0/
467^usdo \dycjr Kdrt`o# Hdoes Guk Yp Ajrincjsuris# \DKRD HDP \@KI^# ^ipt/ 7# 8244# dt
4D/
466Rcd`ot`aa‐s Kjt`jo tj Rurgi Dkiolil Daa`ldv`t ja @olihtiloiss arjk tfi Xinjrl# F^HN
Hdoe Y^D# Odt‐c Dssjn/ v/ Cjpiz# Oj/ 92 8220 ND 2>2<2> VVVV KH &Acd/ N`r/ Nt/ 8242#dvd`cdhci dt fttp=**www/snr`hl/njk*ljn*048<2120*Kjt`jo+tj+Rurgi+CR^ 5 sii dcsj Ixf`h`t tjRcd`ot`aa‐s Kjt`jo tj Rurgi Dkiolil Daa`ldv`t ja @olihtiloiss arjk tfi Xinjrl# Odt‐c Dssjn/v/ Cjpiz# Oj/ 92 8220 ND 2>2<2> VVV KH &Acd/ N`r/ Nt/ 8242# dvd`cdhci dt
fttp=**www/snr`hl/njk*ljn*042<21<6*CR^+@otirodc+Ikd`cs+Rg+4+Ajrincjsil+`o+Wrjog+Rdrty+ Odki &pdrt @ fttp=**www/snr`hl/njk*ljn*042<2198*CR^+@otirodc+Ikd`cs+Rg+8+Ajrincjsil+`o+Wrjog+Rdrty+Odki &pdrt @@ &–\fi Rcd`ot`aa jo tfi Njkpcd`ot*DJ@ dol jur systik ja rinjrl
lj ojt kdtnf/‛/
460 Lipjs`t`jo ja Xjy L`dz# Hdoe ja O/P/ Kiccjo v/ Rjwirs# Oj/ 92 8242 ND 24>082VVVV &Acd/ N`r/ Nt/ Kdr/ 8># 8244# dvd`cdhci dt fttp=**stjpajrincjsuriardul/njk*8244*2<*81*aucc+lipjs`t`jo+trdosnr`pt+ja+rjy+l`dz+sfdrifjclir+ja+sk`tf+f`dtt+l`dz+p+d+cdw+a`rk* /
402^tivi Cdsf# \`tcis git \jugfir tj @osuri# LD@CP X IN/# Jnt/ 46# 8242/ Jtfir Kdrycdol
a`rks wiri `kpc`ndtil `o s`k`cdr prdnt`nis/ Hrioldo Eidroiy# Kjri Ajrincjsuri A`c`ogs
Yolir ^nrut`oy `o Hdct`kjri# LD@CP X IN/ Kdy 9# 8244/
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824>[ XJHJ+C@\@GD\@JO 660
dttjroiys tj riv`iw ajrincjsuri ljnukiots ajr `rrigucdr`t`is/404 Kidowf`ci# dt tfi
Q`rg`o`d a`rk ja ^fdp`rj ! Hursjo# dttjroiys dlk`ttil tj tfi sdki prdnt`nis#
suppjsilcy tj dvj`l tfi –scjppy‛ prdnt`ni ja nrjss`og jut dojtfir dttjroiy‐s odki
hicjw d s`godturi c`oi/
408
^fjw ndusi fidr`ogs wiri ficl `o sivirdc Kdrycdolnjuot`is rigdrl`og tfi `ssui/40> Dt cidst joi mulgi# fjwivir# ajuol tfdt tfi ^fdp`rj
a`rk‐s adcsi s`godturis l`l ojt kir`t sdont`jos/40<
8/ Rioosycvdo`d# Njooint`nut# \ixds dol Ndc`ajro`d
\fi lipcjrdhci sndci ja dttjroiy kdcaidsdoni uoajrtuodticy ljis ojt iol `o tfi
dajrikiot`joil stdtis/ @o Rioosycvdo`d# ajr `ostdoni# joi dttjroiy dlk ttil tfdt
–kdoy ljnukiots f`s a`rk suhk`ttil tj njurt w`tf f`s s`godturi‛ wiri s`goil hy
stdaa# dol tfdt njkpcd`ots wiri suhk`ttil tj njurt –w`tfjut do dttjroiy sii`og
tfik/‛409 \fi ^tdti Dttjroiy Gioirdc ja Njooint`nut `ovist`gdtil oukirjus
njosukir njkpcd`ots ja `kprjpir sirv`ni ja ajrincjsuri ojt`nis/401 D \ixds mulgi
a`oil d ajrincjsuri cdw a`rk ,79#222 ajr us`og `odnnurdti `oajrkdt`jo dhjut dccigilliaducts/407 Ndc`ajro`d‐s hdr suspiolil do dttjroiy ajr g`v`og `osuaa`n`iot ojt`ni tj
tiodots pr`jr tj iv`nt`jo/406 Dnnjrl`ogcy# wf`ci tf`s Drt`nci fds sjugft tj ixpcjri
ndsi stul`is ja tfi kjst prjk`oiot ixdkpcis ja dttjroiy k`snjolunt# ivio d skdcc
sdkpc`og ja oiws lur`og tfi fi`gft ja tfi fjus`og nr`s`s rividcs tfdt `t `s dctjgitfir c`eicy tfdt sunf k`snjolunt `s tde`og pcdni jr fds tdeio pcdni `o kjst# `a ojt dcc#
stdtis/
Aurtfirkjri# wf`ci tf`s Drt`nci pr`kdr`cy ajnusis jo njuosic ajr hdoes dol
sirv`nirs# fjkijwoirs‐ dttjroiys fdvi dcsj hiio ajuol us`og quist`jodhci tdnt`ns/
Joi Acjr`ld dttjroiy a`cil fuolrils ja ripit`t`vi kjt`jos tj l`squdc`ay d mulgi `o
wfdt do dppiccdti njurt rucil wds do `kprjpir dttikpt tj –arustrdti tfi iaa`n`iot
404^tivi Cdsf# Kdrycdol Njurt ja Dppidcs Dljpts Oiw Ajrincjsuri Xuci# LD@CP X IN/#
Jnt/ 40# 8242/
408Hrdoljo Eidroiy# Cdwyirs Tuist`joil `o Hdct`kjri N`ty N`rnu`t Njurt jo Ajrincjsuri
^`go`og Rrdnt`nis# LD@CP X IN/# Kdy 42# 8244/
40> @l /
40<Ldo`icci Yckdo# Fjki ^dci Xdt`a`il Lisp`ti Aducty Daa`ldv`ts# Xucis Hdct`kjri Njuoty
Mulgi# LD@CP X IN/# Dug/ 84# 8244/
409^dsfd Nfdve`o# Adcsi Dttjroiy ^`godturis Ndst Oiw Ljuhts jo Ajrincjsuris #
RXJRYHC@ND &Lin/ 4># 8242# 8=<0 R/K/# fttp=**www/prjpuhc`nd/jrg*hcjg*`tik*adcsi+dttjroiy+s`godturis+ndst+oiw+ljuhts+jo+ajrincjsuris/
401Pvis ^k`tf# Ajxis Ojw K`ol`og Qiry H`g Fiofjusi= Ajrincjsuri Ardul @ovist`gdt`jos
Ysi Cdw A`rk Liipcy @ovjcvil w`tf Kdmjr ^irv`nir # ODEIL NDR@\DC@^K &Ojv/ 84# 8242#
48=48 D/K/# fttp=**www/odeilndp`tdc`sk/njk*8242*44*ajxis+ojw+k`ol`og+viry+h`g+
fiofjusi+ajrincjsuri+ardul+`ovist`gdt`jos+usi+cdw+a`rk+liipcy+`ovjcvil+w`tf+kdmjr+sirv`nir/ftkc/
407 Kjrgiosjo ! Gcdtir# suprd ojti 411/
406Rriss Xicidsi# \iodots \jgitfir# Ndc`ajro`d Hdr ^uspiols Dttjroiy ajr @ccigdc
Ajrincjsuri Iv`nt`jo ja \iodots &^ipt/ 40# 8244 &Ndc`ajro`d‐s ^tdtiw`li Jrgdo zdt`jo ajr Xiotirs‐ X`gfts# dvd`cdhci dt fttp=**www/tiodotstjgitfir/jrg*drt`nci/pfp:`l;8472/
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602 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
auont`jo ja tfi ajrincjsuri l`v`s`jo/‛400 Ndc`ajro`d dttjroiys adnil l`sn`pc`oi jvir
kd`cirs tfiy siot tfdt wiri kdli tj dppidr c`ei jaa`n`dc cjdo kjl`a`ndt`jo jaairs arjk
ciolirs `o jrlir tj `oluni pjtiot`dc nc`iots `otj njotdnt`og tfi dttjroiys/822 Jtfir
Ndc`ajro`d dttjroiys –riotil jut‛ tfi`r hdr c`niosis tj dccjw cjdo kjl`a`ndt`jojpirdt`jos tj dppidr ds `a tfiy wiri prdnt`n`og ds cdw a`rks/824
Joi ja tfi kjri adkjus Ndc`ajro`d ndsis `ovjcvil d fjkijwoirs‐ dttjroiy
`ostrunt`og nc`iots tj s`kpcy hride `otj tfi`r ajrkir fjkis dol kjvi hdne `o/ 828
Dkpci iv`lioni suggists tfdt wf`ci tfi cdrgir oukhir ja `ostdonis ja `kprjpir
njolunt wds ljoi hy pcd`ot`aa‐s dttjroiys# &hy v`rtui ja tfi adnt tfdt kjst
fjkijwoirs lj ojt ritd`o do dttjroiy tj njotist ajrincjsuri#82> fjkijwoirs‐dlvjndtis fdvi dcsj hiio gu`cty ja k`snjolunt/
\firiajri# tfi snjpi ja dttjroiy k`snjolunt `o ajrincjsuri c`t`gdt`jo `s
gijgrdpf`ndccy l`spirsil dol `s adntudccy trjuhc`og/ Dttjroiys fdvi adcs a`il
ljnukiots# s`goil jtfir dttjroiys‐ s`godturis# a`cil ljnukiots s`goil hy dttjroiys
oj cjogir wjre`og dt tfi`r a`rk# `gojril sirv`ni ja prjniss riqu`rikiots# `gojril
tiodot ojt`ni riqu`rikiots# dol sfjwil do uttir cdne ja prjaiss`jodc`sk `o jhiy`og
njurt jrlirs/
@t `s l`aa`nuct tj pj`ot tj d kjri oukir`ndccy s`go`a`ndot dol gijgrdpf`ndccy
l`spdrdti ixdkpci ja w`lispridl dttjroiy k`snjolunt tfdo tfi nurriot nr s`s/ @o pjpucdr priss dnnjuots# dttjroiy k`snjolunt jatio hinjkis grjupil tjgitfir w`tf
hdoes dol ciolirs‐ rjhj+s`go`og `ssuis/ Ds tf`s Drt`nci kdeis ncidr# fjwivir#
dttjroiys njkk`ttil tfi`r jwo v`jcdt`jos dol `kprjpr`it`is# sipdrdti dol l`st`ontarjk ciolirs‐ `kprjpir vir`a ndt`jo prjniluris/ G`vio tfi sndci dol l`sturh`og
odturi ja tfisi rivicdt`jos# tfi Drt`nci w`cc oixt kjri auccy ixpcjri tfi vdr`jus
rispjosis tj dttjroiy k`snjolunt/
@Q/ X IGYCD\JXP X I^RJO^I^ \J D\\JXOIP K@^NJOLYN\
D/ ^tdti Hdr Dssjn`dt`jos
\fi vdr`jus hdr dssjn`dt`jos lidc`og w`tf dttjroiy k`snjolunt njkpcd`ots `o
ajrincjsuri ndsis fdvi adnil do jvirwfick`og tdse/ \fi Ndc`ajro`d ^tdti Hdr
400 Oulic v/ Acdgstdr Hdoe# A^H# 98 ^j/ >l 108# 109 &Acd/ L`st/ Nt/ Dpp/ 8242 &–U\fi
dttjroiy[‐s ripit`t`vi dttikpts dt l`squdc`a`ndt`jo `o tfisi ndsis dppidr lis`goil# ojt tj iosuritfdt tfi prjniil`ogs dgd`ost tfi`r nc`iots dri pris`lil jvir hy d oiutrdc dol ad`r tr`huodc# hut tjdnf`ivi d strdtig`n dlvdotdgi U/ / /[ tf`s tdnt`n `s do `kprjpir usi ja tfi l`squdc`a`ndt`jo
prjniluri/‛/
822 Dttjroiy Rf`cc`p Erdkir ! Jtfir Dttjroiys Adni L`sn`pc`oi `o Cjdo Kjl`a`ndt`jo
^ndk# R@GGP HDOE HCJG &Dpr/ 4># 8248# fttp=**p`ggyhdoehcjg/njk*8248*2<*4>*ndc`ajro`d+stdti+hdr+tdeis+dnt`jo+dgd`ost+dttjroiy+pf`cc`p+erdkir+dol+jtfirs*/
824Mjdood C`o# Xidc Istdti# Dttjroiy ^ndks X`si Dk`l Ajrincjsuris # NDC/ WD\NF &Dug/
42# 8242# fttp=**ndc`ajro`dwdtnf/jrg*ld`cyripjrt*ridc+istdti+dttjroiy+sndks+r`si+dk`l+
ajrincjsuris+>719/
828 Eirry Nurry# L`shdrril Q`g`cdoti Dttjroiy# Fjkijwoir Drrd`goil `o Ajrincjsuri Hride+@o# FJY^@OGW@XI &Muoi 4# 8244 fttp=**www/fjus`ogw`ri/njk*oiws*l`shdrril+v`g`cdoti+dttjroiy+fjkijwoir+drrd`goil+ajrincjsuri+hride/
82>^ii# i/g/# Kicdond Ncdre dol Kdgg`i Hdrrjo# Ajrincjsuris= D Nr`s`s `o Cigdc
Xiprisiotdt`jo # HXIOODO N\X / AJX MY^\@NI &8220# dvd`cdhci dt fttp=**hrioodo/>nlo/oit*d9ha6d169nl2669a78Zs6k1hivex/pla /
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824>[ XJHJ+C@\@GD\@JO 604
`ovist`gdtil jvir 8#222 njkpcd`ots ja ajrincjsuri ardul/82< \fi Acjr`ld Hdr#
surpr`s`ogcy# jocy doojuonil 888 jpio njkpcd`ots `o Kdrnf 8244# dol dlk`ttil tfdt
ds ja Mdoudry 8244# ojt d s`ogci dttjroiy fdl hiio l`sn`pc`oil“–ivio cdwyirs wfj
dlk`ttil tj hride`og itf`ndc rucis/‛
829
\fi ajrkir stdti hdr pris`liot tr`il tj sfjwfir risjcut`jo hy siol`og d cittir tj mulgis dse`og tfik tj ripjrt dttjroiys wfj fdvi
hrjeio itf`ndc rucis# dctfjugf tf`s `s dcridly riqu`ril hy tfi Acjr`ld rucis/821 Hut tfi
Hdr‐s –l`rintjr ja cdwyir rigucdt`jo‛ dlk`ts tfdt tfi ajrincjsuri nr`s`s fdkpiril tfiHdr‐s dh`c`ty tj kjo`tjr cdwyirs/827 \fi ndsi stul`is ja Ldv`l ^tiro dol ^tivio
Hduk ixdk`oil `o tf`s Drt`nci sfjw tfdt iaaint`vi l`sn`pc`odry litirrioni wds
s`kpcy ojt iaaint`vi tj priviot kdmjr systik`n dttjroiy k`snjolunt/ Aurtfirkjri#viry aiw dttjroiys fdvi dppdriotcy hiio l`sn`pc`oil ivio datir k`snjolunt sunf ds
tfdt ixpcjril `o tf`s Drt`nci fds njki tj c`gft/
H/ ^tdti Njurts
^tdti njurt mulgis fdvi dttikptil tj grdppci w`tf dttjroiy k`snjolunt `oajrincjsuri c t`gdt`jo/ Oiw Pjre‐s f`gfist njurt# ajr ixdkpci# `kpcikiotil d
riqu`rikiot tfdt kdoldtil dttjroiys tj a`ci –do daa`rkdt`jo nirt`ay`og tfdt njuosic
fds tdeio ridsjodhci stips“`oncul`og `oqu`ry tj hdoes dol ciolirs dol ndriauc
riv`iw ja tfi pdpirs a`cil `o tfi ndsi“tj vir`ay tfi dnnurdny ja ljnukiots a`cil `osuppjrt ja ris`liot`dc ajrincjsuris/‛826 Ds rivicdt`jos ikirgil tfrjugfjut tfi rjhj+
s`go`og sndoldc# `t hindki ncidr tfdt kdoy hdoe dol sirv`nir ikpcjyiis wiri ojt
must s`go`og dt ixniss`vi spiil# hut tfdt ivio `a tfiy fdl ridl tfi ljnukiots# tfiy
wjucl ojt fdvi uolirstjjl tfi `kpjrt ja wfdt tfiy wiri s`go`og/820 Kdoy sirv`nir
dol ljnukiot prjniss`og ikpcjyiis fdvi c`k`til eojwcilgi dhjut tfi kjst hds`n
adnits ja cigdc tirk`ojcjgy/842 \fus# siie`og tfi jp`o`jo ja cjw+civic hdoe
ikpcjyiis dhjut tfi virdn`ty ja cigdc ncd`ks `o ajrincjsuri njkpcd`ots kdy ojt dll
s`go`a`ndot suhstdot`vi vdcui/Xigdrlciss ja tfi iaa`ndny ja sunf d riqu`rikiot# tfi dll`t`jodc stip dppdriotcy
siot trikjrs ljwo tfi njccint vi sp`ois ja ajrincjsuri pcd`ot`aas‐ dttjroiys/ Kdoy
82<C`o# suprd ojti 824/
829 E`khircy K`ccir# Oukhir ja Acjr`ld Cdwyirs Yolir @ovist`gdt`jo ajr Ajrincjsuri+
Xicdtil Wrjoglj`og Grjws# RDCK HIDNF RJ^\# Kdr/ 8># 82445 \jll Xugir# Ajrincjsuri
Cdwyirs‐ K`sliils @gojril `o Acjr`ld:# FIXDCL \X@H/# Mdo/ 46# 8244# dt D4/
821E`khircy K`ccir# Hdr Rrjh`og Ajrincjsuri K`snjolunt Dccigdt`jos# RDCK HIDNF RJ^\#
Jnt/ 81# 8242/
827Xugir# suprd ojti 829/
826Rriss Xicidsi# O/P/ ^tdti Yo`a`il Njurt ^ys/# Oiw Pjre Njurts A`rst `o Njuotry tj
@ost`tuti A`c`og Xiqu`rikiot tj Rrisirvi @otigr`ty ja Ajrincjsuri Rrjniss &Jnt/ 82# 8242#dvd`cdhci dt fttp=**www/oyshd/jrg*DK*\ikpcdti/nak:^int`jo;Fjki!Njotiot@L;<>789!
\ikpcdti;*NK*NjotiotL`spcdy/nak/
820 Lipjs`t`jo ja Hitf Njttricc dt 42# Nfdsi Fjki A`o/ v/ Ejrio# Oj/ 92 8226+ND+241697&Acd/ N`r/ Nt/ Kdy 47# 8242# dvd`cdhci dt fttp=**www/snr`hl/njk*ljn*>8262<19*Aucc+Lipjs`t jo+ja+Hitf+Njttricc+Rdrt+4 &dlk`tt`og cdne ja pirsjodc eojwcilgi ja `tiks ajuol jodaa`ldv`t `o suppjrt ja a`odc ajrincjsuri mulgkiot/
842 @l / dt <2+<4 &ad`curi tj l`st`ogu`sf hitwiio fjcl`og ojtis uolir tfi Yo`ajrk
Njkkirn`dc Njli dol jwoirsf`p/
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824>[ XJHJ+C@\@GD\@JO 60>
@ospintjr Gioirdc &J@G cdtir rinjkkiolil tfdt tfi G^Is `kprjvi tfi`r prjniluris
jo ixdk`odt`jo ja cigdc sirv`ni prjv`lirs‐ njolunt/840 Dt tf`s pj`ot# `t `s ojt dt dcc
ncidr tfdt tfi G^Is fdvi njkpciticy l`stdonil tfiksicvis arjk# jr princulil
sirv`nirs arjk f`r`og# a`rks uolir `ovist`gdt`jo hy stdti dutfjr`t`is jr a`rks tfdt fdvifdl priv`jus `ostdonis ja `kprjpir njolunt rividcil/ ^pin`a`ndccy# tfi AFAD J@G
ripjrtil tj Njogriss tfdt `ts rinjkkioldt`jos tj ncido up kdoy ja tfi liaduct cigdc
sirv`ni prjv`lir prjhciks dri st`cc `o tfi prjniss ja hi`og `kpcikiotil/882
L/ ^tdti Dttjroiys Gioirdc
^tdti dttjroiys gioirdc fdvi cdrgicy `gojril prjhciks w`tf ajrincjsuri cdw a`rks/
Ds l`snussil `o Rdrt @@@# tfi Acjr`ld Dttjroiy Gioirdc `ovist`gdtil sivirdc f`gf
vjcuki ajrincjsuri a`rks#884 hut tf`s `ovist`gdt`jo iviotudccy adctiril/888 Ndc`ajro`d
spjrdl`ndccy `ovist`gdtil cdw a`rks `o njooint`jo w`tf prjtint`og tiodots `o
ajrincjsil prjpirt`is88> dol tjje dnt`jo dgd`ost cjdo kjl`a`ndt`jo sndks#88< hut fds
dppdriotcy ojt `o`t`dtil doy systik`n riv`iw ja tfi f`gf vjcuki ajrincjsuri a`rk pfiojkiojo/ ^`k`cdrcy# `o Oiw Pjre `t wds tfi Y/^/ Dttjroiy ajr Kdofdttdo wfj
a`rst `ovist`gdtil tfi prdnt`nis ja ^tipfio Hduk# dol ojt tfi Oiw Pjre ^tdti
Dttjroiy Gioirdc/889 @t dppidrs tfdt kjst stdti dttjroiys gioirdc dri prisiotcy
njotiot w`tf tfi risucts gcidoil arjk tfi a`aty stdti sittcikiot `o njooint`jo w`tfrjhj+s`go`og dol fdvi lin`lil ojt tj `ovist`gdti ajrincjsuri dttjroiys sipdrdticy/
I/ Cig`scdtjrs
^tdti cig`scdtjrs fdvi tiolil tj ajnus jo tfi ajrincjsuri nr`s`s ds d wfjci# rdtfir tfdo spin`a`ndccy dt dttjroiy k`snjolunt/ \yp`ndc dttikpts tj rikily sfjrtnjk`ogs
`o tfi prjniss `onculi `ost`tut`og kil`dt`jo rig`kis jr `onrids`og ojt`ni pir`jls tj
Adoo`i Kdi dol Arill`i Kdn tj Dljpt Yo`ajrk @kprjvikiots tj Ajrincjsuri Dttjroiy Oitwjres &Jnt/ 46# 8244# dvd`cdhci dt fttp=**www/afad/gjv*wiha`cis*88746*XDOLNR424644/pla/
840JAA@NI JA \FI @ O^RIN\JX GIO/# AIL/ FJY^/ A@O/ DGIONP# AFAD‐^ JQIX^@GF\ JA
ADOO@I KDI‐^ LIADYC\+X ICD\IL CIGDC ^IXQ@NI^ &^ipt/ >2# 8244/
882 JAA@NI JA @ O^RIN\JX GIO/# AIL/ FJY^/ A@O/ DGIONP# ^IK@DOOYDC X IRJX\ \J \FI
NJOGXI^^ 90# 12 &Dpr/ >2# 8248/
884^ii# i/g/# K`ccir# suprd ojti 72/
888E`khircy K`ccir# Ajrincjsuri K`cc Rrjhi Iols `o Acjr`ld# Hjol` tj ^iie Dctirodt`vis #
RDCK HIDNF RJ^\ &Aih/ 8# 8248# fttp=**hcjgs/pdckhidnfpjst/njk*ridct`ki*8248*28*28*hjol`s+ajrincjsuri+k`cc+riquist+lio`il+`ovist`gdt`jo+stdccil*/
88>^ii# i/g/# Gdhi \rivis# Mirry Hrjwo @ovist`gdtis Hdoes‐ \ridtkiot ja Ajrincjsuri
\iodots# HIPJOLNFXJO &Mucy 4># 8242# fttp=**www/hiyjolnfrjo/jrg*oiws*`olix/ pfp:`tik`l;6>49/
88< Rriss Xicidsi# Jaa`ni ja ^pin`dc @osp/ Gio/ ajr tfi \rjuhcil Dssit Xic`ia Rrjgrdk# >Dttjroiys Nfdrgil `o Ndc`ajro`d Cjdo Kjl`a`ndt`jo ^ndk &Kdr/ 6# 8248/
889Mjodtfdo L/ Ipsti`o# Dkfirst Cdw A`rk Dgriis tj Rdy A`oi5 ^ittcikiot @ovjcvis
Ajrincjsuri Rrdnt`nis# HYAADCJ OIW^# Jnt/ 7# 8244/
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60< NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
hjrrjwirs hiajri sdci/881 Hut ivio `o stdtis wfiri cig`scdtjrs iodntil kil`dt`jo
snfikis# dttjroiys l`l ojt dcwdys ajrni tfi`r nc`iots tj njkpcy w`tf kil`dt`jo
prjniluris lis`goil tj gdtfir hjrrjwirs dol ciolirs tjgitfir/887
Datir tfi wjrst rivicdt`jos ja rjhj+s`go`og ikirgil# sjki stdti cig`scdtjrs fjoil`o tfi`r dttiot`jo tjwdrls adcsi a`c`og ja ljnukiots `o ajrincjsuri dnt`jos/886 \fi
Oivdld Cig`scdturi# ajr ixdkpci# kdli `t d aicjoy ajr d pirsjo tj nridti adcsi
ljnukiots ajr tfi purpjsi ja nridt`og d ncd`k dgd`ost prjpirty/880 Wf`ci tf`s rikilywds dgd`o d`kil dt pr`on`pdcs rdtfir tfdo dttjroiys# tfi iaaint ja tfi cdw wds tj scjw
ljwo tfi ajrincjsuri prjniss ds hdoes# ciolirs# dol tfi`r dttjroiys prjniilil kjri
ndut`juscy/8>2
Ojoitficiss# ds w`tf stdti dttjroiys gioirdc# cig`scdturis fdvi cdrgicy `gojril tfi
prjhcik ja dttjroiy k`snjolunt `o ajrincjsuri c`t`gdt`jo/ @o c`gft ja tfi ricdt`vi
pdun`ty ja rigucdtjry rispjosis ixdk`oil firi`o# tfi Drt`nci w`cc oixt prjniil tj
ixdk`oi tfi rjjt ndusis ja tfi ajrincjsuri dttjroiy dhusis tj kjri dptcy `oajrk
pjc`nykdeirs dol njkkiotdtjrs jo priviot`og s`k`cdr prjhciks `o tfi auturi/
Q/ WFP \FI K@^NJOLYN\ JNNYXXIL
\fi sndci ja dttjroiy kdcaidsdoni `o njooint`jo w`tf tfi ajrincjsuri nr`s`s `s
iojrkjus# ds l`snussil `o tf`s Drt nci/ Wfitfir dttjroiys eojw`ogcy a`cil adcsiljnukiots jr s`kpcy ad`cil tj quist`jo ljnukiots tfiy fdl ridsjo tj suspint# d cdrgi
oukhirs ja dttjroiys wiri njkpc`n`t `o tfi a`c`og ja td`otil ljnukiotdt`jo
tfrjugfjut tfi odt`jo/ G`vio tfi sndci ja tfi prjhcik# tf`s Drt`nci oixt dses fjw
dol wfy sj kdoy prjhciks ikirgil/ \f`s sint`jo njkpdris dol njotrdsts cdrgi
a`rks typ`ndccy ixdk`oil `o dndlik`n stul`is ja dttjroiy itf`ns tj tfi oiwcy
livicjpil f`gf vjcuki ajrincjsuri a`rks l`snussil firi`o/ \fi sint`jo njonculis
w`tf ixdk`odt`jos ja sivirdc ndusis ja tfi siviri cdpsi `o dttjroiy itf`ns# `oncul`og
tfi G^Is‐ rdni ajr spiil `o prjniss`og ajrincjsuris dol tfi uo`qui strunturi ja f`gfvjcuki ajrincjsuri a`rks/
881^ii Lust`o D/ ]dnes# \fi Grdol Hdrgd`o= Rrj+Hjrrjwir Xispjosis tj \fi Fjus`og
Nr`s`s dol @kpc`ndt`jos ajr Auturi Ciol`og dol Fjkijwoirsf`p# 97 CJP/ C/ X IQ/ 9<4# 912&8248/
887^ii gioirdccy `l / ^ii dcsj Rf`c`p Jcsjo ! Ei`tf \`iroiy# Ajrincjsuri Kil`dt`jo `o
Oivdld= Wfy Fdso‐t `t Wjreil:# 82 OIQ/ CDW/ 42# 44+48 &Kdr/ 8248 &ojt og tfdt kil`dtjrsajuol s`x tfjusdol ndsis wfiri tfi ciolir jr sirv`nir l`l ojt njkpcy w`tf tfi stdtutjry
riqu`rikiots ajr kil`dt`jo/
886
^ii# i/g/# D/H/ 86<# 8244 D^^IKH/ § 4> &Oiv/ 8244/880
@l / dt § 4<5 sii OIQ/ X IQ/ ^\D\/ § 829/>78 &8244/
8>2 O`ne \`k`rdjs# Oivdld Ajrincjsuri A`c`ogs Lry Yp Datir ‖Xjhj+^`go`og‐ Cdw# WDCC
^\/ M/ X IDC I^\D\I HCJG &Ojv/ 7# 8244# fttp=**hcjgs/wsm/njk*livicjpkiots*8244*44*27*oivdld+ajrincjsuri+a`c`ogs+lry+up+datir+rjhj+s`go`og+cdw*:kjl;gjjgciZoiwsZ
hcjg/
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824>[ XJHJ+C@\@GD\@JO 609
D/ L`aairionis arjk \rdl`t`jodccy Ixdk`oil A`rks
4/ F`gf Qjcuki Ajrincjsuri A`rks dri Ojt –\jurodkiot‛ A`rks
Wf`ci tfi ajrincjsuri nr`s`s fds `ccuk`odtil njuotciss oiw drids ja `oqu`ry ajr snfjcdrs#8>4 tfi stuly ja f`gf vjcuki ajrincjsuri cdw a`rks fds priv`juscy isndpil
kido`ogauc ixdk`odt`jo/ Kjst dndlik`n stul`is ja dttjroiy itf`ns ajnus jo
dttjroiys `o cdrgi trdl`t`jodc jr –ic`ti‛ a`rks/8>8 \fi ljk`odot strd`o ja l`snuss`jo ja itf`ndc l`cikkds `o prdnt`ni stiks arjk tfi hds`n `kpriss`jo ja sunf a`rks= sunf
a`rks dri l`st`ogu`sfil hy tfi`r f`gf sicint`v`ty `o f`r`og# tfi`r prist`g`jus nc`iotici#
dol tfi`r njkpit`t`vi –tjurodkiot‛ tj dnf`ivi pdrtoir stdtus/8>> Dndlik`n stul`is
ojti tfisi a`rks‐ uonids`og lr`vi tj `onridsi prja`tdh`c`ty# wf`nf ndo risuct `o f`gfir
dol f`gfir prissuris jo dssjn`dtis tj h`cc kjri fjurs/ \fi tjurodkiot tj ridnf
pdrtoir `s d cjog# strissauc# dol kyst`ay`og mjuroiy tfdt `s d pdrdkjuot njoniro tj
kdoy dssjn`dtis `o sunf a`rks/8><
@o njotrdst tj sunf trdl`t`jodc cdrgi a`rks# f`gf vjcuki ajrincjsuri a`rks wiri ojt hu`ct ajr `onrids`og h`ccdhci fjurs jr ajr dttikpt`og tj kdei pdrtoir/ Xdtfir# lui tj
ojoc`t`gdtil ndsis hi`og kd`ocy pd`l jo d acdt aii snfiluci#8>9 ajrincjsuri a`rks siik
kjri c`ei adntjr`is dol k`ccs tfdo cdrgi a`rks trdl`t`jodccy ixpcjril hy dndlik`d/
\fisi cdrgi ajrincjsuri a`rks wiri hu`ct ajr spiil dol iaa`n`iony# ojt ajr h`ccdhcifjurs/ Joi cdw a`rk dlvirt`sil ajr d supirv`sjr pjs`t`jo tfdt kdli `t dppdriot tfdt
–Ut[fi a`rk dppidrs tj hi wjre`og drjuol tfi ncjne“tfi c`st`og spin`a`is tfdt tfi
ivio`og sf`at ruos arjk ‖4=>2 R/K/ tj 42pk/‐‛8>1
Aurtfirkjri# cdrgi ajrincjsuri a`rks lj ojt lir`vi rivioui jo tfi hdnes ja
yjuogir dssjn`dtis‐ h`cc`og fjurs/ Xdtfir# cjwir pd`l stdaa `s ikpcjyil tj lr`vi
iaa`n`iony f`gfir dol njsts cjwir/ F`gf rdt`js ja stdaa tj pdrtoirs wiri tfi fdcckdre
ja ajrincjsuri k`ccs/8>7 Joi njkkiotdtjr stdtil d typ`ndc rdt`j k`gft hi o`oity tj
8>4Ajr ixdkpci# snfjcdrs fdl wr`ttio ciss tfdo a`vi suhstdot`vi drt`ncis jo Kjrtgdgi
Icintrjo`n Xig`strdt`jo ^ystiks# @on/ &KIX^ pr`jr tj tfi ajrincjsuri nr`s`s/ Ojw# KIX^ `s d
pjpucdr risidrnf drid ajr snfjcdrs/ ^ii# i/g/# Mjfo R/ Fuot# X nfdrl ^tdotjo# ! OdonyWdccdni# Dcc `o Joi Hdseit= \fi Hdoeruptny X`se ja d Odt`jodc Dgiot+Hdsil Kjrtgdgi
Xinjrl`og ^ystik# <1 Y/N/ LDQ@^ C/ X IQ/ 4 o/47 &8248/
8>8^ii# i/g/# Hirodrl D/ Hurei ! Ldv`l KnGjwdo# H`g hut Hr`ttci= Injojk`n Rirspint`vis
jo tfi Auturi ja tfi Cdw A`rk `o tfi Oiw Injojky # 8244 NJCYK/ HY^/ C / X IQ/ 4# < &82445Kdrn Gdcdotir ! W`cc`dk Fiolirsjo# \fi Icdst`n \jurodkiot= D ^injol \rdosajrkdt`jo ja
tfi H`g Cdw A`rk# 1 2 ^\DO/ C / X IQ/ 4617 &8226/
8>>^ii gioirdccy Gdcdotir ! Fiolirsjo# suprd ojti 8>8/
8>< @l /
8>9
^ii# i/g/# Ndhrird Lip/# suprd ojti 417# dt >6 &ojt`og tfdt kjst ndsis wiri c`t`gdtil ajr dacdt aii ja ,4#822/22/
8>1 Kdr`do Wdog# Wdot tj Idro ,42+48 do Fjur: Hi d ‖Ajrincjsuri Lipdrtkiot
^upirv`sjr‐ # RXJRYHC@ND &Ojv/ 9# 8242# fttp=**www/prjpuhc`nd/jrg*hcjg*`tik*wdot+tj+idro+42+48+do+fjur+hi+d+ajrincjsuri+lipdrtkiot+supirv`sjr/
8>7^k`tf# suprd ojti 401/
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601 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
joi fuolril pdrdcigdcs ajr iviry pdrtoir/8>6 ^`k`cdrcy# joi ajrkir dttjroiy ripjrtil
–^tiro‐s prdnt`ni wds lr`vio hy pdrdcigdcs# wfj pripdril kjst ja tfi pdpirwjre/‛8>0
\fus# tfi typ`ndc p`nturi ja cdrgi cdw a`rks joi kdy hi adk`c`dr w`tf arjk
priv`jus stul`is s`kpcy ljis ojt dppcy firi/ Cdrgi ajrincjsuri a`rks dri ojt niotirsja pr`zil grdludtis cidro`og tfi`r nrdat arjk ixpir`ionil dol sunnissauc vitirdos
wf`ci struggc`og tj h`cc njp`jus fjurs/ Xdtfir# joi Huaadcj oiwspdpir kjri dptcy
lisnr`hil tfi spin`is ja cdw a`rk ixdk`oil hy tf`s Drt`nci= –do dssikhcy c`oijpirdt`jo/‛8<2 Ajrincjsuri a`rk dssjn`dtis wiri trd`oil ajr riciotciss spiil dol
iaa`n`iony rdtfir tfdo hus`oiss gioirdt`jo# fjurcy gjdcs# dol d tjurodkiot tj dnf`ivi
pdrtoir stdtus/
8/ Cdne ja –A`rk+^pin`a n Ndp`tdc‛
Hurei dol KnGjwdo# n`t`og do idrc`ir stuly# ojti tfdt tfi dhsioni ja –a`rk+
spin`a`n ndp`tdc#– `oncul`og d a`rk‐s riputdt jo ajr itf`ndc njolunt dol qudc`ty wjre#
njotr`hutis tj `ostdh`c`ty `o d oukhir ja wdys/ 8<4 Dttjroiys dri njostrd`oil arjkcidv`og cdrgi trdl`t`jodc a`rks `o wf`nf tfi a`rk‐s hu`ct+`o ndp`tdc# sunf ds d a`rk‐s
stdhci ricdt`josf`p w`tf d nc`iot# njucl ojt hi tdeio w`tf tfik/8<8 Pit tf`s aidturi ja
a`rks trdl`t`jodccy ixdk`oil `o dndlik`d `s cdrgicy dhsiot `o ajrincjsuri vjcuki
a`rks/Kjst yjuog ajrincjsuri dttjroiys# uokjt`vdtil hy tfi trdl`t`jodc –tjurodkiot#‛
dri c`eicy tj fdvi oidrcy `liot`ndc wjre arjk joi ajrincjsuri a`rk tj dojtfir/
@oliil# tfi sdki hdoes dol sirv`nirs rjut`oicy f`ri sivirdc l`aairiot ajrincjsuri
a`rks ajr tfi`r l`aairiot ndsis/ Dttjroiys# tfiriajri# wjucl ojt hi ricuntdot tj mukp
arjk joi a`rk tj dojtfir ajr aidr ja cdne ja hus`oiss jr cdne ja ixpirt`si/ \f`s
`ostdh`c`ty kdy trdoscdti `otj kjri ndsudc itf`ndc lin`s`jo+kde`og lui tj d
s`go`a`ndot cdne ja njoniro ajr tfi riputdt`jo ja do `ol`v`ludc a`rk/ Datir dcc# ivio
wfio tfi uotf`oedhci jnnurs dol d a`rk ncjsis datir suctry rivicdt`jos dri hrjugftajrtf# kjst ajrincjsuri dttjroiys w`cc hi dhci tj a`ol wjre dt s`k`cdr a`rks/ 8<>
Dttjroiys wfj lj ojt vdcui a`rk spin`a`n ndp`tdc w`cc hi ciss c`eicy tj kdei lin`s`jos
hdsil jo fjw tfjsi lin`s`jos wjucl daaint tfi riputdt`jo ja tfi`r a`rk/ \firiajri#
tfi kdcaidsdoni ja dttjroiys dt ajrincjsuri a`rks kdy stik `o pdrt arjk d cdne ja a`rk spin`a`n ndp`tdc/
>/ Cdne ja Xjci Kjlic`og*Kiotjr`og
Dojtfir jaasfjjt ja tf`s cdne ja a`rk+spin`a`n ndp`tdc `s tfi l`s`onc`odt`jo tj
kjo`tjr dol kiotjr yjuog dttjroiys/ Dttjroiys wfj fdvi yidrs `ovistil `o tfi`r
8>6 @l /
8>0^tdpcitjo ! K`ccir# suprd ojti 115 sii dcsj ^njtt Lip/# suprd ojti 71# dt <9 &ojt`og tfdt
kjst kjt`jos dt ^tiro‐s a`rk wiri pripdril hy pdrdcigdcs/
8<2Ipsti`o# suprd ojti 488/
8<4
Hurei ! KnGjwdo# suprd ojti 8>8# dt <7 &n`t`og Xjodcl M/ G`csjo ! Xjhirt F/Kojje`o# ^fdr`og Dkjog tfi Fukdo Ndp`tdc`sts= Do Injojk`n @oqu`ry @otj tfi Njrpjrdti
Cdw A`rk dol Fjw Rdrtoirs ^pc`t Rrja`ts# >7 ^\DO/ C / X IQ/ >4># >64 &4069/
8<8 @l / dt <6/
8<>^ii# i/g/# ^tdpcitjo ! K ccir# suprd ojti 11 &ojt`og tfdt ajrkir ^tiro dttjroiys l`aausil
tfrjugfjut jtfir a`rks `o tfi kdreit/
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824>[ XJHJ+C@\@GD\@JO 607
a`rk# dol hy ixtios`jo# `o tfi`r a`rk‐s riputdt`jo# fdvi ncidr `oniot`vis tj kjo`tjr
yjuog dttjroiys tj kdei suri tfiy dri ojt succy`og tfi odki ja tfi a`rk/ 8<< Wf`ci
kdoy ridsjos ixpcd`o tfi linc`oi `o kiotjr`og `o tfi prjaiss`jo ds d wfjci#8<9 dkpci
doinljtdc iv`lioni suggists tfdt ajrincjsuri vjcuki a`rks pcdnil ivio ciss ja doikpfds`s jo kiotjr`og tfdo k`gft ridsjodhcy hi ixpintil wfio f`r`og yjuog
dttjroiys/8<1
D ricdtil pj`ot `s tfdt d f`gf vjcuki a`rk ajnus`og cdrgicy jo d s`ogci drid ja cdw prjhdhcy fds aiw `o+fjusi riairrdc oitwjres ajr jtfir drids ja cdw/ \f`s cdne ja
`otirodc riairrdcs c`eicy linridsis tfi `oniot`vi tj iosuri tfi cdw a`rk `s f`r`og
qudc`ty dttjroiys/8<7 @oliil# pirus`og tfi dttjroiy l`rintjr`is dt f`gf vjcuki a`rks#joi `s uoc`eicy tj a`ol kjri tfdo d aiw dttjroiys arjk tjp t`ir cdw snfjjcs/
Cjjeil dt arjk tfi hjttjk up# rdtfir tfdo arjk supirv`sjrs ljwo# joi ndo pjs`t
tfdt yjuog dttjroiys dt ajrincjsuri vjcuki a`rks c`eicy l`l ojt fdvi rjci kjlics `o
tfi kdooir tfdt fds hiio ljnukiotil `o cdrgi trdl`t`jodc cdw a`rks/ Pjuog
dssjn`dtis dt trdl`t`jodc cdw a`rks –cidro tj ‖cjje up dol cjje drjuol‐‛ ds tfiy dri
tdugft tj `k`tdti stdr dttjroiys/8<6 \fiy dcsj td`cjr tfi`r dnt`jos tj tfi vdcuis ja tfi
cdwyirs wfj ikpcjy tfik/8<0 @o cdrgi trdl`t`jodc a`rks tfiri `s dt cidst sjki
iv`lioni ja tf`s auont`jo cidl`og tj jhmint`vi njos`lirdt`jos ja fjw quist`jodhci
njolunt wjucl dppidr tj d mulgi jr d mury/892
Dt ajrincjsuri vjcuki a`rks# hy njotrdst# `t `s uoc`eicy tfdt sunf k`k`ne`og# ivio
`a `t jnnurril# wjucl fdvi cil tj kjri itf`ndc lin`s`jos/ @o ndsis wfiri viry sio`jr
dttjroiys ad`cil tj riv`iw ljnukiots tfiy s`goil dol suhk`ttil tj njurts# `t `suoc`eicy tfdt k`k`ne`og dttjroiys f`gfir `o tfi nfd`o ja njkkdol ficpil yjuog
dttjroiys kdei itf`ndc nfj`nis/894 ^`k`cdrcy# dctfjugf dttjroiys dri `oacuionil hy
8<<Hurei ! KnGjwdo# suprd ojti 8>8# dt 14 &n`t`og Cdrry I/ X`hsti`o# \fi Lidtf ja H`g
Cdw# 8242 W@^/ C / X IQ/ 7<0# 79>+9</
8<9^ii Rdtr`ne M/ ^nf`ctz# Cigdc Itf`ns `o Linc`oi= \fi Ic`ti Cdw A`rk# tfi Ic`ti Cdw
^nfjjc# dol tfi Kjrdc Ajrkdt`jo ja tfi Ojv`ni Dttjroiy# 68 K@OO/ C/ X IQ/ 729# 7<2+<1&4006/
8<1 Ajr ixdkpci# ojt jocy l`l cdrgi ajrincjsuri a`rks ad`c tj kjo`tjr tfi`r yjuog dttjroiys
tj iosuri tfdt dssjn`dtis wiri vir`ay`og adnts `o tfi`r njkpcd`ots# sunf ds wfitfir jr ojtjr`g`odc prjk`ssjry ojtis wiri cjst# hut `t wds d pdrt ja tfjsi a`rks‐ rigucdr prjniluris tjl`srigdrl wfitfir ojtis wiri dntudccy cjst/ ^ii \rdosnr`pt ja Rrjniil`ogs dt 98# Hdoe ja Dkir`nd v/ Eidtjo# Ndsi Oj/ 20+79<4 &Acd/ N`r/ Nt/ Muc/ >4# 8220 &`o wf`nf tfi pr`on`pdc ja dajrincjsuri a`rk ixpcd`os tfdt wf`ci cjst ojti njuots dri jatio pcil# ojtis dri dntudccy cjst `ojocy 42) ja ndsis/
8<7 @l / dt 78/
8<6E`khircy E`recdol# Itf`ns `o Cdrgi Cdw A`rks= \fi Rr`on`pci ja Rrdgkdt`sk # >9 Y/
KIK/ C / X IQ/ 1>4# 104 &8229/
8<0
@l / dt 742+44/892
@l / dt 74</
894\f`s `s dojtfir pj`ot tfdt ndo hi dppc`il tj ajrincjsuri liaiosi dttjroiys ds wicc/ @t `s
uoc`eicy# ajr ixdkpci# tfdt fjkijwoirs‐ dttjroiys trd`oil hy sio`jr dssjn`dtis wfj driiogdgil `o itf`ndccy luh`jus hifdv`jr wjucl gd`o kido`ogauc gu`ldoni jo itf`ndclin`s`jokde`og arjk tfi`r supir`jrs/ ^ii ^tdpcitjo ! K`ccir# suprd ojti 11/
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606 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
tfi`r piir dttjroiys#898 `t `s uoc`eicy tfdt sunf `k`tdt`jo `o ajrincjsuri a`rks cidl tj
kjri itf`ndc jutnjkis# ds kdoy ajrincjsuri dttjroiys dri yjuog dol
`oixpir`ionil/89> Dnnjrl`ogcy# ajrincjsuri a`rks‐ cdne ja tfi kiotjr`og dol
k`k`ne`og auont`jos tfdt prjtint cdrgi trdl`t`jodc cdw a`rks c`eicy fdkpiril tfiitf`ndc prdnt`nis ja ajrincjsuri dttjroiys/
H/ Ajrincjsuri Qjcuki A`rks ^fdri Itf`ndc X`se Adntjrs w`tf Cdrgi \rdl`t`jodc Cdw A`rks
4/ Injojk`is ja ^ndci
\f`s Drt`nci fds ixdk`oil fjw l`aairionis hitwiio trdl`t`jodccy ixdk`oil cdw
a`rks dol ajrincjsuri vjcuki a`rks kdy fdvi cil tj itf`ndc cdpsis hy ajrincjsuri
dttjroiys/ Fjwivir# ajrincjsuri a`rks lj sfdri kdoy r`se adntjrs w`tf trdl`t`jodccy
risidrnfil a`rks/ Kdoy dndlik`n stul`is fdvi l`snussil wfy cdw a`rks fdvi
njot`oudccy grjwo `o s zi/ Joi ndo lrdw dodcjg`is tj tfi grjwtf ja f`gf vjcuki
ajrincjsuri a`rks us`og tfisi stul`is/ ^nfjcdrs fdvi jatio ojtil tfdt tfi grjwtf ja
cdw a`rks siiks njoointil tj ut`c`z`og injojk`is ja sndci/ 89< Cdrgir cdw a`rks ndo
spridl njsts ja kd`otd`o`og stdaa dol iqu`pkiot dol ndo `onridsi tfi`r `o+fjusiixpirt`si/899
Ncidrcy cdrgi ajrincjsuri cdw a`rks sfdri tf`s trd`t w`tf cdrgi trdl`t`jodc a`rks/\f`s lr`vi tj ut`c`zi injojk`is ja sndci `s prjhdhcy# `a doytf`og# `onridsil `o f`gfvjcuki ajrincjsuri prdnt`nis wfiri a`rks ndo jocy lipiol jo d skdcc a`xil aii ajr
idnf ajrincjsuri/891 Ds tf`s Drt`nci fds ixdk`oil# tfi iojrkjus ndsi cjdls
kd`otd`oil hy pdrdcigdcs dol dttjroiys dt ajrincjsuri a`rks ixikpc`ay tf`s ut`c`zdt`jo
ja injojk`is ja sndci/ \fisi cdrgi ndsi cjdls dol cdne ja prjpir t`ki tj livjti tj
ndsis c`eicy cil tj sjki ja tfi kdcaidsdoni tf`s Drt`nci fds lisnr`hil/
8/ C`k`til C dh`c`ty trunturis
Joi dspint ja trdl`t`jodc cdrgi cdw a`rks tfdt fds nfdcciogil dttjroiys‐ itf`ndc
`kpucsis `s tfi r`si ja c`k`til c`dh`c`ty strunturis/897 Ds joi snfjcdr ojtil# –C`k`til
c`dh`c`ty `onridsis cdwyirs‐ `oniot`vi tj gdkhci w`tf tfi a`rk‐s riputdt`jo hy f`r`ogkjri dssjn`dtis tfdo tfi a`rk ndo iaaint`vicy snriio dol kjo`tjr/‛896
\fi sdki ndo hi drguil ajr f`gf vjcuki ajrincjsuri a`rks= `a tfi Ldv`l ^tirosdol ^tivio Hduks ja tfi wjrcl ndo hi dssuril ja oj pirsjodc c`dh c`ty ajr tfi`r
a`rk‐s k`snjolunt# tfdo tfiy w`cc hi tikptil tj `onridsi pdrdcigdc tj dttjroiy rdt`js
tj sunf d ligrii wfiri supirv`s`jo `s fdrlcy ixtdot890 jr dpprjvi# `a tdn`tcy#
898E`recdol# suprd ojti 8<6# dt 742 &–\fiy cjje tj tfi cdwyirs tfiy dri wjre`og ajr dol
w`tf/‛/
89> ^tdpcitjo ! K`ccir# suprd ojti 11/
89<^ii# i/g/# Gcioo Fdrcdo Xiyojcls# ^kdcc `s tfi Oiw H`gcdw= ^jki \fjugfts jo
\infojcjgy# Injojk`ns# dol tfi Rrdnt`ni ja Cdw# >6 FJA^\XD C/ X IQ/ 4# 1 &8220/
899 @l /
891^ii# i/g/# Ndhrird Lip/# suprd ojti 417# dt >6/
897X`hsti`o# suprd ojti 8<</
896 @l /
890^k`tf# suprd ojti 401/
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824>[ XJHJ+C@\@GD\@JO 600
quist`jodhci njolunt/ Joi njkkiotdtjr ixdk`o`og ajrincjsuri a`rks stdtil d
typ`ndc rdt`j k`gft hi o`oity tj joi fuolril pdrdcigdcs ajr iviry pdrtoir/812 @a
pdrtoirs ja ajrincjsuri a`rks adnil pirsjodc c`dh`c`ty ajr ljnukiotdry prjhciks#
suricy tfiy wjucl fdvi eipt tfi`r pdrdcigdc rdt`j cjwir dol kjri ncjsicy wdtnfiltfi`r yjuog dssjn`dtis/
>/ Kdreit Ajrnis X`ses
Hjtf trdl`t`jodc cdw a`rks dol f`gf vjcuki ajrincjsuri a`rks adni s`k`cdr r`ses ja
jvircjje`og nc`iots‐ itf`ndc cdpsis/ @o tfi njotixt ja trdl`t`jodc cdrgi a`rks# tf`s ndo
kdo`aist `o tirks ja dssjn`dtis jvircjje`og nc`iot wrjoglj`og `o jrlir tj kd`otd`o
nc`iot ricdt`josf`ps sj ds tj dlvdoni `o tfi tjurodkiot tj kdei pdrtoir/814 Rrjaissjr
^tipfio Hd`ohr`lgi suggists tfdt tf`s `kpucsi tj jvircjje wrjoglj`og `s `otios`a`il
wfio d s`ogci nc`iot riprisiots d cdrgi pjrt`jo ja do `ol`v`ludc a`rk‐s wjre/818
Dctfjugf f`gf vjcuki a`rks lj ojt dlfiri tj d str`nt tjurodkiot kjlic# oj ridsjo
ix`sts wfy tfi iaaints Hd`ohr`lgi f`gfc`gftil ndoojt hi dppc`il tj f`gf vjcukiajrincjsuri wjre dol tfi rjhj+s`go`og prjhciks tfdt ajrincjsuri dttjroiys ad`cil tj
litint/
@a joi ixdk`ois do `ol`v`ludc dttjroiy‐s wjre dt# sdy# tfi Ldv`l M/ ^tiro cdw
a`rk# `t `s s`kpcy uoc`eicy tfdt fi jr sfi wjucl hcjw tfi wf`stci jo eojwokdcaidsdoni ja sirv`nirs jr hdoes/ Lisp`ti tfi cdne ja tjurodkiot+c`ei upwdrl
trdmintjry dt ajrincjsuri a`rks# joi ndo st`cc `kdg`oi tfdt yjuog dol `oixpir`ionil
dttjroiys wjucl hi uoc`eicy tj ripjrt nc`iot k`snjolunt sj ds tj mijpdrl`zi hus`oiss
ajr tfi a`rk/ Wf`ci tf`s cdne ja `kpucsi tj ripjrt wrjoglj`og kdy stik kjri arjk d
lis`ri ojt tj hi a`ril tfdo arjk d lis`ri tj hi prjkjtil tj pdrtoir# tfi ixtirodc`ty
prjlunil `s tfi sdki/ Joi ndo drgui tfdt# ds Hd`ohr`lgi pril`ntil# `t `s uoc`eicy `o d
a`rk c`ei ^tiro‐s wfiri G^Is riprisiotil d cdrgi pjrt`jo ja riairrdcs tfdt do
`ol`v`ludc dttjroiy wjucl tfridtio f`s jr fir c`vic`fjjl hy hr`og`og ajrtfwrjoglj`og hy Adoo`i jr Arill`i+njotrdntil sirv`nirs# kunf ciss hy dttjroiys `o tfi
a`rk/
</ Njgo`t`vi H`ds X`sesDttjroiys dt a`rks ja dcc s`zis adni njgo`t`vi h`dsis tfdt ndo cidl tj jvircjje`og
itf`ndc cdpsis/ Joi sunf h`ds `s tfi jvirnjoa`lioni h`ds# wf`nf cidls d pirsjo tj
hic`ivi tfdt gjjl tf`ogs dri kjri c`eicy tj fdppio tj tfik dol tfdt hdl tf`ogs driciss c`eicy tfdo dvirdgi/81> Dojtfir h`ds `s tfi njoa`rkdtjry h`ds# cidl`og pijpci tj
`otirprit iviots `o tfi kjcl ja tfi`r prinjoni`vil ojt`jos/81< Dll`t`jodccy# dttjroiys
dri suhmint tj tfi –viry fukdo tioliony tj dssuki tfdt ‖sjkijoi icsi‐ `s tde`og
ndri‛ ja prjhciks/819 ^uricy tfisi viry fukdo r`se adntjrs wiri prisiot `o f`gf
812 @l /
814^tipfio K/ Hd`ohr`lgi# \fi \jurodkiot dt tfi @otirsint`jo ja Hus`oiss dol Cigdc
Itf`ns# 4 Y/ ^\/ \FJKD^ C/ M/ 020# 046 &822</
818 @l / dt 084/
81> @l / dt 088/
81< @l /
819 Odony Xdpjpjrt# \fi Nur`jus @on`liot ja tfi Cdw A`rk tfdt L`l Ojtf`og `o tfi O`gft+
\`ki# 4 CIGDC I\F@N^ 42# 429 &822< &riv`iw`og K@C\JO N/ X IGDO# MX /# ID\ WFD\ PJY
E @CC= \FI ADCC JA D WDCC ^\XII\ CDWPIX &822</
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022 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
vjcuki ajrincjsuri a`rks must tfi sdki ds tfiy wiri `o a`rks priv`juscy ixdk`oil `o
dndlik`n c`tirdturi/
9/ Cdrgi A rk @sjcdt`jo
Joi trdl`t`jodc lisnr`pt`vi adntjr ja dttjroiys `o cdrgi a`rks `o tfi dndlik`n
c`tirdturi `s d aiic og ja `sjcdt`jo dkjog yjuog dttjroiys/811 Ds joi snfjcdr pjs`til=
\fi cdrgir doy iotirpr`si# tfi kjri l`aa`nuct `t `s tj aiic ds tfjugf joi `s d pdrt ja `t/ \fi cdne ja `otigrdt`jo hitwiio d yjuog dttjroiy dol fir a`rkjr prjaiss`jodc njkkuo`ty `s c`eicy tj ndusi fir hjtf tj aiic ciss `oniot`vi
tj hifdvi fjojrdhcy dol tj aiic ciss dnnjuotdhci ajr doy uoitf`ndc
njolunt `o wf`nf sfi iogdgis/817
\f`s susp`n`jo wds njoa`rkil hy risidrnf njoluntil ds pdrt ja tfi Dkir`ndo Hdr
Dssjn`dt`jo‐s &DHD Itf`ns= Hiyjol tfi Xucis ixdk`odt`jo ja cdrgi a`rk
c`t`gdtjrs/816 Kjst ja tfi c`t`gdtjrs quir`il `o tfi Hiyjol tfi Xucis stuly –lip`ntil
tfiksicvis ds wjre`og dcjoi“jr# dt hist# ds pdrt`n`pdt`og `o d lipdrtkiot jr prdnt`ni
grjup tfdt njkpr`sil jocy d skdcc suhsit ja tfi a`rk ds d wfjci/810 @o tf`s rispint# `t
`s ljuhtauc tfdt s`go`a`ndot l`aairionis ix`st hitwiio d cdrgi ic`ti cdw a`rk dol d
cdrgi ajrincjsuri a`rk/
Oj iv`lioni ix`sts tj suggist tfdt ajrincjsuri a`rks dri sjkifjw kjri`otigrdtil jr gioirdti kjri ja d aiic`og ja njkkuo`ty w`tf`o/ Dnnjrl`ogcy# tfi viry
s`zi ja ajrincjsuri vjcuki a`rks“dol tfi adnt tfdt tfiy wiri njkpjsil cdrgicy ja
yjuog dttjroiys“dcsj c`eicy `kpjsis itf`ndc ixtirodc`t`is lui tj d aiic`og ja `sjcdt`jo dkjog oiwir dttjroiys/
1/ Cdne ja Rjs`t`vi Xi`oajrnikiot dol Oigdt`vi Njosiquionis
\rdl`t`jodccy stul`il cdrgi cdw a`rks dol f`gf vjcuki ajrincjsuri a`rks c`eicy
sfdri d cdne ja `oniot`vis ajr dttjroiys tj dnt itf`ndccy/ ^nfjcdrs fdvi dcridly ojtiltfi dhsioni ja pjs`t`vi `oniot`vis tj dnt itf`ndccy `o tfi njotixt ja trdl t`jodc cdrgi
cdw a`rks/872 Hjtf dssjn`dtis dol njrpjrdti `o+fjusi njuosic `o priv`jus stul`is
fdvi ixprissil tfi`r hic`ia tfdt oj kdreit ix`sts ajr itf`ndc njolunt/ 874 Ojtf`ogrividcil `o tf`s Drt`nci rigdrl`og tfi prdnt`ni ja cdw `o ajrincjsuri a`rks wjucl siik
tj `ol`ndti tfdt f`gf vjcuki a`rks sjkifjw nridti oiw pjs`t`vi `oniot`vis tj dntitf`ndccy/ Nirtd`ocy tfi pr`kdry sicint`jo nr`tir d ja sirv`nirs dol tfi G^Is wiri
iaa`n`iony dol spiil# dol ojt itf`ndc njolunt jr riputdt`jo/
Ds ajr oigdt`vi `oniot`vis tj hifdvi itf`ndccy# cdrgi a`rk dttjroiys fdvi hiio
ojtil ajr ixpriss`og aidrs ja hi`og a`ril `a tfiy l`l ojt gj dcjog w`tf quist`jodhci
811^nf`ctz# suprd ojti 8<9# dt 789/
817 @l /
816Kdre N/ ^unfkdo# Wjre`og W`tfjut d Oit= \fi ^jn`jcjgy ja Cigdc Itf`ns `o Njrpjrdti
C`t`gdt`jo# 17 AJXLFDK C/ X IQ/ 6>7# 01> &4006/810
@l /
872Xjhirt W/ Gjrljo# \fi Itf`ndc Wjrcls ja Cdrgi+A`rk C`t`gdtjrs= Rric`k`odry
Jhsirvdt`jos# 17 AJXLFDK C/ X IQ/ 720# 741 &4006/
874 @l/ dt 741# 789+81/
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824>[ XJHJ+C@\@GD\@JO 024
itf`ndc njolunt/878 G`vio tfi auog`hci odturi ja tfi cigdc sirv`nis prjv`lil hy
ajrincjsuri dttjroiys `o f`gf vjcuki a`rks87> dol tfi `kputdt`jo tfdt ajrincjsuri
dttjroiys dri ripcdnidhci# tfi `oniot`vi tj `gojri uoitf`ndc jr quist`jodhci njolunt `s
c`eicy prisiot `o ajrincjsuri a`rks dol c`eicy njotr`hutil tj sjki ja tfi k`snjoluntl`snussil o tf`s Drt`nci/
7/ Cdne ja Njoniro ajr tfi Rrjaiss`jo
Rriv`jus stul`is ja dttjroiys dt trdl`t`jodc cdw a`rks rividc tfdt dttjroiys lj ojt
aiic tfdt l`snjviry ja tfi trutf `s doy joi pirsjo‐s rispjos`h`c`ty/ 87< Dttjroiys
`onrids`ogcy rivirt tj tfi hdri acjjr ja rucis# rdtfir tfdo ixdk`o`og d siosi ja
jhc`gdt`jo tj tfi prjaiss`jo ds d wfjci/879 \fi cdrgi a`rk c`t`gdtjrs ixdk`oil ds pdrt
ja tfi Hiyjol tfi Xucis stuly# ajr ixdkpci# –ixf`h`til c`ttci siosi ja kjrdc luty tj
tfi wicc+hi`og ja tfi cdrgir cigdc systik/‛871
Datir ridl`og tfi ixtios`vi dccigdt`jos ja dttjroiy k`snjolunt l`snussil dhjvi#
joi kust hi seipt`ndc tfdt ajrincjsuri vjcuki a`rk dttjroiys dri sjkifjw kjri
dttuoil tj tfi fidctf ja tfi cigdc systik tfdo tfjsi dttjroiys `o trdl`t`jodc cdrgi
a`rks/ @oliil# `o Acjr`ld dcjoi# dttjroiys a`cil `ooukirdhci ajrincjsuri njkpcd`ots
njotd`o`og adcsi dccigdt`jos/877 A`rks tfdt liikil sunf njolunt dnniptdhci dol tfi
dttjroiys wfj kdli ixnusis ajr a`c`og sunf dccigdt`jos ncidrcy l`l ojt fdvi tfi`r njosn`ionis jvirwfickil hy d siosi ja luty tjwdrls tfi cigdc systik‐s lr`vi ajr
trutf/ \firiajri# wf ci ajrincjsuri vjcuki a`rks dri l`st`ont arjk trdl`t`jodccy
ixdk`oil cdw a`rks# tfi twj typis ja a`rks sfdri njkkjo nfdrdntir`st`ns dol r`se
adntjrs tfdt kdy fdvi cidl tj sjki ja tfi uoitf`ndc njolunt ixdk`oil `o tf`s Drt`nci/
\fi Drt`nci oixt prjniils w`tf oiwcy livicjp`og dspints ja cigdc prdnt`ni dol
uo`qui dspints ja ajrincjsuri a`rks‐ hus`oiss tfdt kdy fdvi daaintil tfi itf`ndc
nfj`nis ja ajrincjsuri a`rks/
N/ Jutsjurn`og
Joi ojvic sjurni ajr tf`s Drt`nci‐s ixdk`odt`jo ja itf`ndc njolunt `s tfi
`kpc`ndt`jo ja jutsjurn`og jr jaasfjr`og cigdc ljnukiot pripdrdt`jo `o njooint`jo
w`tf ajrincjsuri c`t gdt`jo/ ^nfjcdrs ojti tfdt jutsjurn`og s hinjk`og kjrinjkkjo `o tfi cigdc wjrcl#876 hut dcsj ndut`jo dgd`ost tfi r`ses dttioldot w`tf sunfjutsjurn`og jr jaasfjr`og/ Qdr`jus ixdkpcis ja cigdc jutsjurn`og `onculi icintrjo n
878Xjhirt Grdoa`icl ! \fjkds Ejio`g# –@t‐s Fdrl tj hi d Fukdo Hi`og dol d Cdwyir‛=
Pjuog Dttjroiys dol tfi Njoarjotdt`jo W`tf Itf`ndc Dkh`gu`ty `o Cigdc Rrdnt`ni# 429 W/ QD/C/ X IQ/ <09# 947+40 &822>/
87>^tdpcitjo ! K`ccir# suprd ojti 11 &ojt`og tfdt ajrincjsuri dttjroiys s`kpcy l`aausil otj
jtfir a`rks/
87<^ii Gjrljo# suprd ojti 872# dt 786/
879 @l /
871
^unfkdo# suprd ojti 816# dt 698/877
^ii# i/g/# \rdosnr pt ja Rrjniil`ogs dt 98# Hdoe ja Dkir`nd v/ Eidtjo# Oj/ 20+79<4&Acd/ N`r/ Nt/ Mucy >4# 8220/
876Kdry N/ Ldcy ! Ndrjci ^`cvir# Acdttio`og tfi Wjrcl ja Cigdc ^irv`nis: \fi Itf`ndc dol
C`dh`c`ty K`oia`icls ja Jaasfjr`og Cigdc dol Cdw+Xicdtil ^irv`nis# >6 GIJ/ M/ @ O\‐C C/ <24&8227/
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02< NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
`ovjcvikiot `o tfi ajrincjsuri `olustry higdo `o drjuol 8229/ 807 \fi hds`n `lid
hif`ol pr`vdti iqu`ty `ovistkiot `o ajrincjsuri a`rks# ds ixpcd`oil hy tfi
@otirodt`jodc Firdcl \r`huoi# pdrdccics tfi r`si ja Ldv`l ^tiro/ –D pr`vdti iqu`ty
a`rk U/ / /[ huys d w`li rdogi ja sirv`nis usil hy tfi cdw a`rk# c`ei `ts dnnjuot`og#njkputir ldtd# ljnukiot prjniss`og dol t`tci sidrnf ljnukiots/ \fio# d suhs`l`dry
ja tfdt pr`vdti iqu`ty a`rk jr do iot`ty `t njotrjcs kdeis kjoiy hy prjv`l`og tfjsi
sirv`nis hdne tj tfdt cdw a`rk jr jtfir hus`oissis ajr d aii/‛806
\f`s lisnr`pt`jo k`rrjrs tfi Ldv`l ^tiro sniodr`j/ Datir Ldv`l ^tiro spuo jaa f`s
ljnukiot prjniss`og jpirdt`jos# f`s cdw a`rk rikd`oil tfi pr`kdry nc`iot ja Ldv`l
M/ ^tiro iotirpr`sis/ \fi itf`ndc `kpc`ndt`jos ajr sunf sp`ojaas dri suhstdot`dccys`k`cdr tj tfi dgiony njst prjhciks dssjn`dtil w`tf jutsjurn`og l`snussil dhjvi/
Fjwivir# dll`t`jodc njos`lirdt`jos lj dppcy/
\fi Ldv`l ^tiro sp`ojaa sniodr`j# ajr ixdkpci# pjsis dll`t`jodc tfjroy `ssuis/
^tiro rikd`oil d f`gf+rdoe`og jaa`nir `o tfi sp`ojaa# Ldv`l M/ ^tiro Iotirpr sis/ Pit
fi wds dcsj tfi pr`on`pdc dt f`s cdw a`rk# wf`nf rikd`oil njotrdntudccy jhc`gdtil tj
purnfdsi sirv`nis arjk f`s sp`ojaa/ @t `s l`aa`nuct tj sdy wfitfir f`s fdv`og rikd`oil
do jaa`nir `o tfi sp`ojaa njucl fdvi `oacuionil lin`s`jos kdli jr pjc`n`is
`kpcikiotil dt tfi cdw a`rk/ Joi njucl ridsjodhcy iov`s`jo tiro nfjjs`og ojt tj
hride tfi njotrdnt w`tf tfi sp`ojaa ivio `a kdcaidsdoni wiri l`snjviril jr `a d cjwir njst sjurni ja prjlunt`jo wiri ajuol/ Datir dcc# fi fdl hiio pd`l k cc`jos tj sicc f`s
njkpdoy dol rikd`o d nustjkir/ \fi r`se ja dttjroiys fdv`og tfi`r prjaiss`jodc
mulgkiot jvirruo hy tf`rl pdrty `ovistjrs‐ lr`vi ajr hjttjk c`oi risucts fds lrdwosnfjcdrcy njkkiot/800 \f`s dspint ja ajrincjsuri a`rks `o pdrt`nucdr dol tfi `kpdnt
ja pr`vdti iqu`ty a`odon`og jo itf`ndc lin`s`jo+kde`og# tfiriajri# kir`ts aurtfir
ixdk`odt`jo dol risidrnf/
I/ \fi G^I‐s Xitd`oil Dttjroiy Oitwjre dol tfi Oiil ajr ^piil
Doy ixdk`odt`jo ja dttjroiy k`snjolunt `o ajrincjsuri c`t`gdt`jo wjucl hi
`onjkpciti w`tfjut dss`go`og dt cidst sjki ja tfi hcdki tj tfi gjvirokiot
spjosjril iot`t`is dol tfi nrun`dc rjci tfiy pcdy `o litirk`o`og wf`nf cdw a`rks git
f`ril tj `o`t`dti ajrincjsuri prjniil`ogs dol fjw tfjsi cdw a`rks prdnt`ni dolrini`vi njkpiosdt`jo/
Adoo`i Kdi# tj hig`o w`tf joi ixdkpci# higdo `ts –ritd`oil dttjroiy oitwjre‛
&XDO c`st `o 4007# arjk wf`nf sirv`nirs ja Adoo`i cjdos nfjjsi dttjroiys tj
pirajrk liaduct ricdtil tdses/>22 \fi hioia`t tj Adoo`i Kdi wds tfdt tfi XDO
dccjwil `t tj oigjt`dti kjri advjrdhci rdtis dol tj kjri iaaint`vicy kjo`tjr dol
njotrjc –t`kic`oiss dol iaa`n`iony/‛>24 @o 8226 tf`s oitwjre wds gridtcy ixpdolil
807 @l/
806 @l/
800
^ii Nfdolcir O/ Fjlgi# Cdw A`rks `o tfi Y/^/= \j gj Ruhc`n jr Ojt tj gj Ruhc`n:# ><Y/ LDP\JO C/ X IQ/ 70# 60# 00 &8226/
>22 JAA@NI JA \FI @ O^RIN\JX GIOIXDC# AIL/ FJY^@OG A@O/ DGIONP# AFAD‐^ JQIX^@GF\
JA ADOO@I KDI‐^ LIADYC\+X ICD\IL CIGDC ^IXQ@NI^ 0 &^ipt/ >2# 8244 &Dul`t Xipjrt=DYL+8244+22<# dvd`cdhci dt fttp=**www/afadj`g/gjv*Njotiot*A`cis*DYL+8244+22</pla
>24 @l/
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824>[ XJHJ+C@\@GD\@JO 029
dol Adoo`i l`rintil sirv`nirs tj jocy riair tfi`r ajrincjsuri ndsis tj dttjroiys `o tfi
XDO/>28
Adoo`i ojt jocy l`ntdtil wf`nf dttjroiys wjucl hi f`ril# hut dcsj l`ntdtil str`nt
t`kic`ois tj njkpciti ajrincjsuris/ Adoo`i Kdi dntudccy a`oil sirv`nirs ajr surpdss`og tfisi t`ki c`k`ts/>2> @t `s ojt fdrl tj l`sniro# tfiriajri# tfdt Adoo`i Kdi‐s
lr`vi ajr spiil `o prjniss`og ajrincjsuris tr`necil ljwo tj tfi dttjroiys `o tfi XDO/
D ajrkir Ldv`l ^tiro ikpcjyii njoa`rkil tfdt Adoo`i dol Arill`i –fdl d s`ogucdr kissdgi= ‖R`ne up tfi spiil/‐‛>2<
Wjrsi# Adoo`i‐s jvirs`gft ja tfi a`rks wds wjiauccy `odliqudti/ \fi Ailirdc
Fjus`og A`odoni Dgiony‐s Jaa ni ja @ospintjr Gioirdc ajuol tfdt Adoo`i Kdi fdl=
–`odliqudti njotrjcs `o pcdni tj priviot jr litint ajrincjsuri dhusis5‛
–ojt livicjpil dliqudti prjniluris ajr tfi XDO#‛ sunf ds prjnilurisajr litirk`o`og wfio a`rks wjucl hi dllil jr rikjvil# ajr `ospint`og
cdw a`rks jo+s`ti# dol c`st`og stips ikpcjyiis sfjucl tdei wfio
ajrincjsuri dhusis dri l`snjviril5>29
ojt prjv`lil trd`o`og kdoudcs ajr tfi cdw a`rks pdrt`n`pdt`og `o tfi XDO5
dolric`il sjcicy jo cdw a`rks‐ sica+ripjrt`og tj dssiss tfi`r njolunt/>21
\fisi rivicdt`jos wiri kdli wjrsi wfio oiws hrjei tfdt Adoo`i fdl iv`lioni
ja wrjoglj`og jo tfi pdrt ja ajrincjsuri dttjroiys jo sivirdc l`aairiot jnnds`jos
hig`oo`og `o 8222/>27 ^pin`a`ndccy# d njosukir dnt`v`st dcirtil Adoo`i Kdi tj tfi
wrjoglj`og# dol d \ixds cdw a`rk njoluntil d ripjrt `o 8221 tfdt `ol`ndtil tfdt
dttjroiys wiri –rjut`oicy a`c`og adcsi pcidl`ogs dol daa`ldv`ts/‛>26 Aurtfirkjri#
Adoo`i Kdi dol Arill`i Kdn njot`ouil tj ikpcjy a`rks hi`og `ovist`gdtil hy tfi
Acjr`ld ^tdti Dttjroiy Gioirdc/>20 \firiajri# c`ttci ljuht ix`sts tfdt tfrjugf pjc`n`is
ja lr`v`og tfi njsts ja cigdc ajrincjsuri sirv`nis ljwo dol tfrjugf njot`oudccyl`ntdt`og tfi spiil ja ajrincjsuris# gjvirokiot spjosjril iot`t`is spurril dttjroiy
k`snjolunt/ \fio# ivio wfio dttjroiy kdcaidsdoni wds l`snjviril# `t wds
gioirdccy `gojril uot`c tfi odt`jodc kil`d higdo ripjrt`og jo tfi rjhj+s`go`og
sndoldcs/
A/ ^irv`nirs‐ Ad`curi tj Kjo`tjr
Wf`ci `t kdy siik njuotir`otu`t`vi tj hcdki nc`iots ajr tfi`r dttjroiys' k`sliils#sjki ja tfi hcdki ajr ajrincjsuri dttjroiy k`snjolunt dssurilcy c`is w`tf hdoes dol
>28 @l/
>2> @l/ dt 82/
>2<Gjcladrh ! Nfd# suprd ojti >2/
>29@oliil# tf`s siiks tj hi hjroi jut hy tfi doinljtdc stjry ja Ldv`l ^tiro‐s f`l`og
prjhcikdt`n a`cis wfio Adoo`i `ospintjrs wiri njk`og/ ^ii ^njtt Lip/# suprd ojti 71/
>21 JAA@NI JA @ O^R/ GIOIXDC AIL/ FJY^@OG A@O/ DGIONP# suprd ojti >22# dt 47/>27
@l/ dt 4>5 sii dcsj Gjcladrh ! Nfd# suprd ojti 80 &ojt`og tfdt d Adoo`i ixinut`vi wdsquist`joil dhjut tfi ncdss dnt`jo su`t dgd`ost Ldv`l ^tiro‐s a`rk/
>26JAA@NI JA @ O^R/ GIOIXDC AIL/ FJY^@OG A@O/ DGIONP# suprd ojti >22# dt 4>/
>20K`ccir# suprd ojti 841/
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824>[ XJHJ+C@\@GD\@JO 027
D/ Xipjrt`og Yp
Joi oiw tdne dgd`ost dttjroiy k`snjolunt priv`juscy l`snussil `o tfi njotixt ja
tfi Iorjo sndoldc `s tfi ^drhdois+Jxciy prjpjsdc tfdt dttjroiys ripjrt nc`iot
k`snjolunt tj tfi nc`iot‐s nf`ia cigdc jaa`nir jr nf`ia ixinut`vi jaa`nir/>4< @a tfiripjrt`og dttjroiy l`l ojt hic`ivi tfdt tfi NCJ jr NIJ fdl prjv`lil do dliqudti
rispjosi# tfi dttjroiy wjucl tfio hi riqu`ril tj ripjrt tj jtfirs# sunf ds tfi hjdrl ja l`rintjrs/>49 \fus# hy dodcjgy# joi pjss`hci rispjosi tj dttjroiy kdcaidsdoni `o
ajrincjsuri c`t`gdt`jo wjucl hi tj riqu`ri dttjroiys tj ripjrt k`snjolunt jo tfi pdrt
ja tfi`r nc`iots# ds `o tfi ndsi ja rjhj+s`go`og# tj f`gfcy pcdnil jaa`n`dcs `o tfi
nc`iot‐s njkpdoy/
Nr`t`ns ja tf`s dpprjdnf `o tfi njotixt ja tfi ^drhdois+Jxciy l`snuss`jo drgui
tfdt kde`og dttjroiys ripjrt nc`iot k`snjolunt wjucl linridsi nc`iots‐ w`cc`ogoiss tjnjoa`li `o tfi`r dttjroiys/>41 Dll`t`jodccy# tf`s dpprjdnf sf`ats tfi hurlio ja mulg`og
wfdt e`ol ja njolunt `s kdtir`dc iojugf tj hi liikil oinissdry tj ripjrt tj
dttjroiys# dol ojt tfi nc`iot njrpjrdt`jos‐ l`rintjrs/>47 \fisi nr`t`n`sks dri ivio
kjri wicc+ajuolil o tf`s ostdoni/
A`rst# dttjroiys ajr hdoes fdvi njos`stiotcy drguil tfdt tfi`r nc`iot‐s k`snjolunt#sunf ds do `odliqudticy vir`a`il daa`ldv`t# sfjucl ojt hi dttr`hutil tj tfik/>46
Dttjroiys ajr hdoes dol sirv`nirs w`cc uoljuhtilcy drgui tfdt tfi kjst sdcdn`jus
dspints ja tfi rjhj+s`go`og sndoldc# sunf ds s`go`og daa`ldv`ts hy tfi tfjusdols
w`tfjut ridl`og tfik# `s ojt sjkitf`og do dvirdgi dttjroiy wjucl hi dhci tj l`sniro/
Oj dttjroiy ndo hi ixpintil tj dssuki f`s jr fir nc`iot l`lo‐t ridl wfdt fi jr sfi
s`goil/
^injolcy# d riqu`rikiot tj ripjrt nc`iot njolunt w`cc a`ol `kkiosi ris`stdoniarjk tfi `ofiriot kdreit ajrnis r`ses l`snussil `o Rdrt Q/ ^unn`ontcy put# dttjroiys
dri uoc`eicy tj ripjrt nc`iot k`snjolunt ajr aidr ja dc`iodt`og dol uct`kdticy cjs`og
tfdt nc`iot/ Pjuogir dttjroiys kdy aiic ivio kjri prissuril ojt tj njki ajrwdrl
wfio tfiy dri ojt yit a`rkcy istdhc sfil dt tfi`r a`rk/ Ds ajrincjsuri vjcuki a rks
dri dcridly ojtil ajr suaair`og arjk f`gf dttjroiy turojvir# tfi prissuris dgd`ost
ripjrt`og nc`iot njolunt siik tj hi rdtnfitil ivio f`gfir `o sunf d prdnt`niiov`rjokiot/
A`odccy# tfi ripjrt`og up riqu`rikiot priv`juscy njotikpcdtil `o ^drhdois+Jxciy
jocy njoniros nc`iot njolunt/ \fi kdmjr tfrust ja tf`s Drt`nci# fjwivir# fds hiio ojt
kiricy tfi eojw`og jr uoeojw`og dttjroiy `gojrdoni ja tfi hdl dnts ja tfi`r nc`iots#
hut dntudc daa`rkdt`vi itf`ndc v`jcdt`jos hy tfi dttjroiys tfiksicvis/ Dttjroiys
dcridly fdvi tfi`r jwo ripjrt`og up riqu`rikiot `o tfi DHD‐s Kjlic Xucis ja Rrjaiss`jodc Njolunt/>40 Pit lisp`ti tf`s prjaiss`jodc jhc`gdt`jo# aiw dttjroiys
>4<Kjsir ! Eiccir# suprd ojti <# dt 6>1/
>49 @l/
>41 @l/ dt 6<2/
>47
@l/ dt 6<0/>46 Fuolciy# suprd ojti 41>/
>40KJLIC X YCI^ JA RXJA‐C NJOLYN\ X/ 6/> &406> &prjv`lis o pdrt tfdt –Ud[ cdwyir wfj
eojws tfdt dojtfir cdwyir fds njkk`ttil d v`jcdt`jo ja tfi Xucis ja Rrjaiss`jodc Njolunttfdt rd`sis d suhstdot`dc quist`jo ds tj tfdt cdwyir's fjoisty# trustwjrtf`oiss jr a`toiss ds dcdwyir `o jtfir rispints# sfdcc `oajrk tfi dpprjpr`dti prjaiss`jodc dutfjr`ty‛/
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026 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
nfjjsi tj ripjrt# dol ivio wfio tfiy lj# stdti hdr dssjn`dt`jos fdvi hiio scjw tj
ridnt/>82
\fi DHD Kjlic Xucis njucl# fjwivir# hi striogtfioil tj kdei dttjroiy
ripjrt`og kjri rjhust/ Nurriotcy# tfi stdoldrl ja ripjrt`og `s jocy ja tfjsi kdttirstfdt –Urd`si[ d suhstdot`dc quist`jo ds tj tfdt cdwyir's fjoisty# trustwjrtf`oiss jr
a`toiss ds d cdwyir `o jtfir rispints/‛>84 \f`s pril`ntdhcy cidls tj kunf rdt`jodc`z`og
dhjut ojt ripjrt`og d aiccjw dttjroiy# hindusi kdoy kdttirs ndo hi ljwopcdyil `ojoi‐s k`ol sj ds ojt tj riacint d –suhstdot`dc‛ quist`jo ja a`toiss/
\fi DHD Kjlic Xucis njucl dcsj hi striogtfioil hy rikjv`og tfi w`ggci rjjk
jo wfdt `s –suhstdot`dc/‛ Dttjroiys njucl hi prjllil tj ripjrt doy njolunt tfdtrd`sis d quist`jo“oj kdttir fjw tinfo`ndc“dhjut tfi cdwyir‐s a`toiss tj prdnt`ni
itf`ndccy/ Oj joi wjucl suggist tfdt d yjuog dttjroiy a c`og d cjst ojti njuot tfdt
cdtir turos jut tj hi adcsi# ajr ixdkpci# `s ojt a t tj prdnt`ni cdw/ Hut uolir tfi
nurriot stdoldrl# ivio wfio tfi trutf fds hiio rividcil# oj hdr l`sn`pc`oi
wfdtsjivir w`cc hi kitil jut/ Oj wdro`ogs w`cc hi g`vio# dol oj aurtfir
`ovist`gdt`jo w`cc hi njoluntil tfdt njucl rividc kjri suhstdot`vi v`jcdt`jos ja
itf`ndc str`nturis/ \fus# d riqu`rikiot tj ripjrt ivio k`ojr dnts tfdt ndcc a`toiss jr
fjoisty `otj quist`jo# njucl gcido sjki pjs`t`vi risucts# ivio `a jocy datir tfi
s`zdhci licdys hu`ct `otj stdti hdr l`sn`pc`odry prjniil`ogs/\fi njuotirpj`ot tj sunf d riv`s`jo `s ad`rcy jhv`jus/ @a dttjroiys ripjrtil iviry
dnt ja l`sfjoisty dkjog aiccjw dttjroiys# tf`s drgukiot rinejos# tfi stdti hdr wjucl
hi acjjlil w`tf –fi sd`l+sfi sd`l‛ njkpcd`ots/>88 \f`s aidr# fjwivir# `s tikpiril hy tfi ridc`ty tfdt dttjroiys s`kpcy lj ojt c`ei tj ripjrt jtfir dttjroiys/>8> \f`s
tioliony `s jocy iofdonil wfio joi `s tdce`og dhjut ripjrt`og d aiccjw a`rk kikhir
jr d pdrtoir/
D adr kjri pirsuds`vi njuotir tj striogtfio`og ripjrt`og tj `onculi k`ojr
k`snjolunt c`is `o tfi `oiaa`n`ion`is ja stdti hdr l`sn`pc`odr`dos# ds l`snussil `o Rdrt
@Q/ Ivio w`tf `onridsil dwdrioiss ja v`jcdt`jos ja prjaiss`jodc njolunt# t `s
uoc`eicy tfdt stdti hdr dssjn`dt`jos w`cc ivir fdvi tfi risjurnis jr tfi w`ccpjwir tj
prjkptcy risjcvi itf`ns njkpcd`ots sj ds tj kido`ogauccy litir tfi sjrts ja
k`snjolunt lisnr`hil `o tf`s Drt`nci# kunf ciss v`jcdt`jos tfdt dri ciss sir`jus tfdoadcsi ojtdr`zdt`jo dol `kprjpir vir`a`ndt`jo ja daa`ldv`ts/
Aurtfirkjri# priv`jus snfjcdrsf`p ionjurdgis seipt`n`sk dhjut tfi prjpios`ty
ajr rucis prjv`l`og d njkprifios`vi sjcut`jo tj itf`ndc l`cikkds/ Xucis drikdo`pucdhci# dol dttjroiys fdvi d strjog `oniot`vi tj risjcvi itf`ndc `ssuis `o advjr
ja tfi`r nc`iots dol tfiksicvis/>8< Xucis dri s`kpcy d acjjr# dol tfi adr kjri pr`kdc
>82^ii suprd Rdrt @Q/
>84KJLIC X YCI^ JA RXJA‐C NJOLYN\ X/ 6/>&d &406>/
>88@oliil# joi wjolirs `a c`t`gdtjrs wjucl ripjrt tfi`r dlvirsdr`is wfj prjpjuol aiihci
ixnusis ajr tdrl`oiss tj fidr`ogs/ Wjucl tfi stdti hdr hi riqu`ril tj njolunt `ovist`gdt`jos ds
tj trdaa`n njol`t`jos `o tfi ndsi ja d trdaa`n mdk ixnusi# jr wjucl tfi stdti hdr fdvi tj `ospint
acdt t`ri ripd`r `ovj`nis:>8> Drtfur Griiohduk# \fi Dttjroiy‐s Luty tj Xipjrt Rrjaiss`jodc K`snjolunt= D
Xjdlkdp ajr Xiajrk# 41 GIJ/ M/ CIGDC I\F@N^ 890# 86< &822> &ojt`og tfi –odturdc fukdoricuntdoni tj ripjrt‛5 sii dcsj ^nf`ctz# suprd ojti 8<9# dt 74</
>8<X`nfdrl D/ Kdtdsdr# \fi Rd`o ja Kjrdc Cdwyir`og # 79 @JWD C/ X IQ/ 079# 077+76
&4002/
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042 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
rigucdt`jo# tfiy kust c`vi up tj f`gfir ixpintdt`jos/ Ds priv`jus snfjcdrcy c`tirdturi
fds sfjwo# tfi nurriot itf`ndc ilundt`jo rig`ki fds ojt dliqudticy pripdril tfik tj
kiit tfjsi fi`gftioil stdoldrls/ @kprjvil itf`ndc ilundt`jo njucl priviot sjki ja
tfi kjri hcdtdot v`jcdt`jos ixdk`oil o tf`s Drt`nci/ L/ ^triogtfio`og ^tdti Hdr Ndpdh`c`t`is
Ds tf`s Drt`nci fds ojtil# stdti hdr dssjn`dt`jos `o tfi stdtis fdrlist f`t hy tfifjus`og nr`s`s fdvi hiio jvirwfickil hy tfi oukhir ja dttjroiy njkpcd`ots dol
fdvi ojt tdeio s`go`a`ndot l`sn`pc`odry dnt`jo njos`lir`og tfi sndci ja dttjroiy
k`snjolunt/>>< \f`s fds jhv`jus `kpc`ndt`jos ajr dttjroiys adn`og itf`ndc dol kjrdc
lin`s`jos= tfi tfridt ja stdti hdr dssjn`dt`jo l`sn`pc`oi `s viry uoc`eicy/ >>9 Joi
jhv`jus sjcut`jo ajr tf`s `s tj hjcstir tfi l`sn`pc`odry ndpdh`c`t`is ja stdti hdr
dssjn`dt`jos/
Dkpci iv`lioni suggists tfdt stdti hdr dssjn`dt`jo l`sn`pc`odry jaa`nis dri
njos`stiotcy uolirauolil/>>1 Dnnjrl`ogcy# tf`s Drt`nci‐s ricdt`vicy njosirvdt`visuggist`jo `s tj `onridsi stdti hdr l`sn`pc`odry hulgits tj d pj`ot wfiri stdti hdr
jaa`n`dcs wjucl fdvi dkpci risjurnis tj `ovist`gdti dol puo`sf dttjroiy k snjolunt/
D kjri jr`g`odc njonipt wjucl hi tj riqu`ri stdti hdr dssjn`dt`jos tj `olipioliotcy
`o`t`dti `ovist gdt`jos rdtfir tfdo wd`t`og ajr jaa n`dc njkpcd`ots tj hi a`cil/ \f`s prjpjsdc wjucl hi pdrt`nucdrcy ficpauc `o ndsis wfiri dttjroiy k`snjolunt `s
ripjrtil `o tfi pjpucdr priss hut `s ojt ajccjwil up w`tf do jaa`n`dc njkpcd`ot arjk
do dttjroiy jr d kikhir ja tfi puhc`n
\fi njuotirdrgukiot tj sunf d prjpjsdc `s tfdt stdti hdr dssjn`dt`jos dri dcridly
eojwo ajr l`sn`pc`o`og skdcc a`rks kjri tfdo cdrgi a`rks# sj g`v`og kjri pjwir tj
`ovist`gdti kdy jocy ficp l`snjvir wrjoglj`og dkjog skdcc a`rks/ Ds tf`s Drt`nci
fds ixdk`oil# tfi wjrst jaaiolirs `o tfi ajrincjsuri nr`s`s wiri cdrgi# f`gf vjcuki
a`rks# ojt skdcc jr sjcj prdnt`t`joirs/Jo tfi jtfir fdol# tfisi prjpjsdcs dssuki tfdt stdti hdr dssjn`dt`jos dri dntudccy
`otiristil `o rjhust rigucdt`jo ja ajrincjsuri dttjroiy njolunt/ ^fjucl dkpcy auolil
dol oiwcy ikpjwiril stdti hdr dssjn`dt`jos ad`c tj dnnipt tfi`r `onridsil
rispjos`h`c`ty tj `ovist`gdti dol puo`sf uoitf`ndc hifdv`jrs# tfio tfi ix`st`ogl`sn`pc`odry systiks njucl dol sfjucl hi snrdppil/
Njkkiotdtjrs fdvi vdr`juscy prjpjsil `ost`tut`og d ajrk ja d n`v`c c`dh`c`ty
stdtutjry snfiki ajr dttjroiys#>>7 odt`jodc`z`og dttjroiy dlk`ss`jo stdoldrls dol
itf`ndc njlis#>>6 dol rikjv`og cdwyir ixncus`v`ty jvir tfi prdnt`ni ja cdw njkh`oil
w`tf gjvirokiotdc tdeijvir ja itf`ndc rucikde`og/>>0 Wf`ci `t `s hiyjol tfi snjpi ja
>><^ii suprd Rdrt @Q/
>>9Njnfrdo# suprd ojti >>8# dt 78>/
>>1Gijaariy N/ Fdzdrl# Mr/ ! \il ^nfoiyir# Xigucdtjry Njotrjcs jo Cdrgi Cdw A`rks= D
Njkpdrdt`vi Rirspint`vi# << DX@]/ C / X IQ/ 90># 127 &8228/
>>7Ldv`l Hdrof`zir# Dhdoljo og do –Yoitf`ndc‛ ^ystik ja Cigdc Itf`ns# 8248 K@NF/ ^\/C/X IQ/
&ajrtfnjk`og# dvd`cdhci dt fttp=**pdpirs/ssro/njk*sjc>*pdpirs/nak:dhstrdntZ`l;4092>>< />>6 Ic` Wdcl# Ailirdc`z`og Cigdc Itf`ns# Odt`jodc`z`og Cdw Rrdnt`ni# dol tfi Auturi ja tfi
Dkir`ndo Cigdc Rrjaiss`jo `o tfi Gcjhdc Dgi# <6 ^DO L@IGJ C/ X IQ/ <60# <0> &8244/
>>0Xussicc G/ Ridrni# \fi Rrjaiss`jodc`sk Rdrdl`gk ^f`at= Wfy L`sndrl`og Rrjaiss`jodc
@lijcjgy W`cc @kprjvi tfi Njolunt dol Xigucdt`jo ja tfi Hdr # 72 O/P/Y/ C/ X IQ/ 4880# 4810+72 &4009/
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824>[ XJHJ+C@\@GD\@JO 044
tf`s Drt`nci tj ixdk`oi tfi pjs`t`vi dol oigdt`vi dspints ja d kyr`dl ja l`aairiot
ajrks ripcdnikiot ja tfi nurriot l`sn`pc`odry systik njucl tdei# `t `s suaa`n`iot tj
stdti tfdt `a mulgis dol stdti hdr dssjn`dt`jos njot`oui tj ad`c tj l`sn`pc`oi dttjroiys
wfj a`ci adcsi pcidl`ogs dol s`go ljnukiots w`tfjut ridl`og tfik# tfio tfi t`ki `so`gf tj tdei d l`aairiot tdne/
Q@@/ NJONCY^@JO
\f`s Drt`nci njkkionil hy ixdk`o`og tfi pdtfs ajrincjsuri c`t`gdt`jo ndo tdei/
Wfitfir `o ojomul`n`dc stdtis# wfiri njurts lj ojt typ`ndccy ixdk`oi ajrincjsuri
ljnukiotdt`jo# jr `o mul`n`dc stdtis# wf`nf prjniil kunf tfi sdki ds doy jtfir
cdwsu`t# tfi likdol ajr ajrincjsuri dttjroiy sirv`nis griw ds tfi riniot fjus`og
nr`s`s kjuotil/ \fi grjwtf `o cdrgi ajrincjsuri cdw a`rks griw ds likdol
`onridsil/
\fi Drt`nci njoluntil ndsi stul`is ja sjki ja tfi kjst ojtjr`jus ajrincjsuri cdw
a`rks tj r`si dol adcc lur`og tfi fjus`og nr`s`s/ Yt`c`z`og hjtf oiws dnnjuots dola`rst+fdol ripjrts# tfi Drt`nci njoa`rkil tfdt ajrincjsuri cdw a`rks dol dttjroiys
fdvi hiio gu`cty ja aducty# uoitf`ndc# dol arduluciot prdnt`nis/ \fisi quist`jodhci
prdnt`nis spdo d w`li rdogi ja dnt`v`t`is# rdog`og arjk jutr`gft adcs`a`ndt`jo ja
ljnukiots tj d cdne ja rispint ajr dol dlfirioni tj njurt jrlirs/\fi Drt`nci oixt prjniilil tj ixdk`oi wfy ajrincjsuri cdw a`rks dri l`st`ont
arjk trdl`t`jodc cdrgi cdw a`rks ixdk`oil `o priv`jus c`tirdturi/ Ajrincjsuri a`rks
typ`ndccy lj ojt sfdri tfi tjurodkiot+ajr+pdrtoir trdmintjry kjlics tfdt ic`ti cdw
a`rks ajccjw/ Ajrincjsuri dttjroiys dri ciss `kpiccil hy tfi lr`vi ajr h`ccdhci fjurs
tfdo hy tfi lr`vi tj advjr spiil`cy njkpciti c`t`gdt`jo/ Ajrincjsuri a`rks dri dcsj
kdreil hy tfi cdne ja a`rk+spin`a`n ndp`tdc lui tj tfi auog`hci odturi ja tfi cigdc
sirv`nis tfiy prjv`li# dol hy tfi cdne ja s`go`a`ndot kiotjr`og dol kjo`tjr`og
auont`jos ja f`gfir civic pdrtoirs dol dssjn dtis/ Idnf ja tfisi uo`quinfdrdntir`st`ns kdy fdvi cidl tj tfi itf`ndc cdpsis ixdk`oil `o tf`s Drt`nci/
\fi Drt`nci l`l a`ol# fjwivir# tfdt ajrincjsuri a`rks sfdri kdoy nfdrdntir`st`ns
w`tf trdl`t`jodc cdrgi cdw a`rks/ \fisi nfdrdntir`st`ns iogiolir r ses tj cdw a rks ja
dcc typis/ ^unf adntjrs `onculi njgo`t`vi h`dsis# tfi prissuri ja kdreit ajrnis#c`k`til c`dh`c`ty strunturis# injojk`is ja sndci# dol d cdne ja pjs`t`vi ri`oajrnikiot
jr oigdt`vi njosiquionis/ \fi Drt`nci dcsj ixdk`oil sjki oiwcy ikirg`og `ssuis
tfdt `otirpcdyil w`tf ajrincjsuri a`rks‐ itf`ndc `ssuis# `oncul`og tfi jutsjurn`og ja
cigdc sirv`nis# tfi ikirgioni ja pr`vdti iqu`ty drrdogikiots `o cdw a`rks# dol tfi
rjci ja tfi gjvirokiot spjosjril iot`t`is `o ajrincjsuris/
A`odccy# tfi Drt`nci ixdk`oil pjss`hci riajrks/ \fi dutfjr njonculil tfdt
oi`tfir ripjrt`og up riqu`rikiots ojr riajrkil itf`ndc ilundt`jo dri c`eicy tj
iaaint`vicy ripcdni do `onridsi `o lis`ri dol do `onridsi `o risjurnis ajr stdti hdr dssjn`dt`jos tj ovist`gdti dol l`sn`pc`oi uoitf`ndc ajrincjsuri dttjroiys/
\fi cdti Rrjaissjr Cdrry X`hsti`o‐s risidrnf `otj trdl`t`jodc cdrgi cdw a`rks cjjes
prisn`iot wfio ixdk`oil `o tfi njotixt ja tfi ajrincjsuri dttjroiy k`snjolunt
ixdk`oil `o tf`s Drt`nci/ Fi ripjrtil tfdt `onridsil dssjn`dti tj pdrtoir rdt`js `o
cdrgi cdw a`rks cil tj tfi oiil tj eiip dssjn`dtis h`cc`og dol wjre`og/><2
\fio#–a`rks hrdonfil `otj wjre+c`ei strunturil a`odoni# wf`nf ciot `tsica tj cdrgi dkjuots
ja rjut`oi wjre dol s`go`a`ndot injojk is ja sndci/><4 ^jki ja tf`s wjre njucl hi
><2X`hsti`o# suprd ojti 8<<# dt 718+1>/
><4 @l/
7/30/2019 ROBO-LITIGATION Re: Attorney Misconduct at Foreclosure Mills
http://slidepdf.com/reader/full/robo-litigation-re-attorney-misconduct-at-foreclosure-mills 46/46
048 NCIQICDOL ^\D\I CDW XIQ@IW UQjc/ 12=617
siot ljwo tfi cdhjr ajjl nfd`o tj njotrdnt dttjroiys# jutsjurnirs# jr ivio tj
kdnf`ois/‛><8 @oliil# wi ndo ojw sii tfdt dcc ja tfisi iviotudc`t`is fdvi njki tj
pdss `o tfi ridck ja ajrincjsuri c`t`gdt`jo# risuct`og `o rjhjt`n dttjroiy prdnt`nis
nuck`odt`og o siviricy trjuhc`og itf`ndc cdpsis/
><8 @l /