January 9, 2014MR. NIKKI A. GARCIA

4275 Jordan Plains Subdivision,

Commonwealth, Quezon CityRe:FINAL DEMAND TO PAYDear Mr. Garcia:

We write in behalf of our client Mr. Marveen Luzano regarding the payment for the 2010 Mitsubishi Montero Sport that you purchase from him in the amount of Php 800,000.00. Attached hereto is the copy of the Contract to Sell executed between you and our client for your reference.We understand that for the payment of the said car, you issued and delivered Allied Bank checks to Mr. Luzano in his residence at Tondo, Manila. However, two (2) of the said checks representing your payment for the monthly car amortizations dated November 9 and December 9, 2013 were DISHONOURED by the drawee bank for being Drawn Against Insufficient Fund (DAIF). Said checks were deposited in the bank account of Mr. Luzano in the Bank of the Philippine Islands, J. Luna, Recto, Manila Branch. Details of the dishonoured checks were as follows:Bank Branch

Check No.

Date

Amount

Allied Bank

0116318

11/9/13Php 25,000.00

Taguig Branch

Allied Bank

0116319

12/9/13Php 25, 000.00Taguig Branch

Several demands were made to you to make good or replace the said checks or pay the value thereof in cash, but to no avail.

Consider this therefore as our final demand for you to comply with your obligation to pay the amounts as stated in the above-mentioned checks within five (5) days upon receipt of this final demand.For inquiries and for the settlement of your monetary obligation to our client, you may reach us through our office landline at (632) 419-3667.We trust that you will fully cooperate with us in order that we can settle this matter in the most mutually fair and expeditious manner.

Your failure to act in accordance with this final demand shall cause us to file the necessary action/s against you.

Very Truly Yours,

ATTY. LYN VALERIO