Your presenter for the evening…

Peter Blatt, J.D. LL.M.Principal, Blatt Financial Group

SOCIAL SECURITY

19901992

19941996

19982000

20022004

20062008

20102012

0%

100%

200%

300%

400%

500%

600%

700% COLA

19905.4%

20003.5%

2009-20100.0%

19901992

19941996

19982000

20022004

20062008

20102012

0.0

50.0

100.0

150.0

200.0

250.0CPI

1990130.7

2000172.2

2012230.0

Source: U.S. Social Security Administration, Board of Trustees Report 2012

INCOMETAXES

1990 2000 2010 201331% 39.1% 35% 39.6%

2013 Beyond

43.4%

WITH

OBAMAC

ARE

TAXES

?

SOME NUMBERS...

LONGETIVITYOF ASSETS

In Loving Memory of...

JONATAN

GARRETT

BLATT

LONGETIVITY OF ASSETS

80%Source: Fidelity Investments

$50,000 > $40,000$100,000 >

$80,000 $150,000 > $120,000

2008Protection

2011participation

Conservative Income 0.7% 6.2%

S&P 500 -39.8% 2.1%

RISK OF PRINCIPLE

ARE YOU PREPARED...Stock Market Crash Probate CostsEntitlement Reform Capital Gains Taxes

Kids Want More Money Transaction CostsDepressed Real Estate Higher Income Taxes

Loss of Purchasing Power Interest RatesFlat Capital Returns Rising Cost of Medical Care

ESTATEPLANNING

FIVE basics

Last WILLPOWER OF ATTORNEYLIVING WillguardianshipTrust

FREERAFFLE