RETIRED OFFICERS/EMPLOYEES FOR THE PERIOD 01.11.2020 TO … · 2020. 10. 14. ·...

BANK OF BARODA RETIRED OFFICERS’ ASSOCIATION (Estd. 1990 – Reg. No. G/4766/90)

Affiliated to: All India Federation of Pensioners’ Association, Chennai

Retired Bank Officers’ National Confederation, Bangalore

National President: Executive President : General Secretary :

Shri K. L. Bansal Shri Jatil G. Patel Shri V. T. Makwana

(M) +91- 958413855 (M) +91-9725903169 (M) +91-9426081995

[email protected] [email protected] [email protected]

Date: 14th October 2020

E-LETTER

RENEWAL OF IBA’S MEDICAL INSURANCE SCHEME FOR RETIRED

OFFICERS/EMPLOYEES FOR THE PERIOD 01.11.2020 TO 31.10.2021

SALIENT FEATURES OF THE POLICY AS CONTAINED IN THE BOB CIRCULAR NO. HO:HRM:112:8332 DATED 13.10.2020.

FOUR VERY IMPORTANT POINTS TO NOTE: 1. THIS YEAR THE INSURANCE COMPANY IS CHANGED IT WILL BE NATIONAL

INSURANCE CO. LTD

2. THIS YEAR GRADED SYSTEM FOR PREMIUM RANGING FOR COVER OF

Rs. 1 Lakh to Rs. 4 Lakh is introduced.

3. (a) FOR OFFICERS to avail Super Top Up Policy, he must take Base Policy of

Rs. 4 Lakh.

In that case, he can take Super Top Up Policy between Rs. 1 Lakh to Rs. 5

Lakh of Super Top Up Policy.

(b) FOR AWARD STAFF to avail Super Top Up Policy, he must take Base

Policy of Rs. 3 Lakh.

In that situation he can take Super Top Up Policy between Rs. 1 Lakh to

Rs. 4 Lakh of Super Top Up Policy.

4. THE TPA – “MEDIASSIST INDIA” WOULD CONTINUE TO SERVE THE POLICY OF

OUR BANK.

5. OPTION MUST BE GIVEN ONLINE ONLY. LINK FOR THE SAME IS

https://smepaisa.bankofbaroda.co.in/ExEmpInsurance2021

MOST IMPORTANT: LAST DATE FOR SUBMISSION OF “ONLINE CONSENT” IS 25THOCTOBER 2020

PENSION PAYMENT WILL COINCIDE WITH RECOVERY OF PREMIUM.

PREMIUM WILL BE DEBITED ON 26th OCTOBER 2020


BOBROA E-LETTER - renewal of Medical Insurance Policy for Retirees for 2020-2021 Page 2

WE RECOMMEND TO OUR MEMBERS TO PLEASE OPT FOR THE MAXIMUM COVER INCLUDING THE “SUPER SUPER TOP UP”, THE PREMIUM OF WHICH CAN BE AFFORDABLE.

OPTIONS AVAILABLE

OFFICERS WITHOUT DOMICILIARY SELF+ SPOUSE WITHOUT DOMICILIARY SELF

Cover

Needed

Base

Policy

Super Top

Up Policy

Total

Premium

Cover

Needed

Base

Policy

Super

Top Up

Policy

Total

Premium

(Rs.)

1 Lakh 1 Lakh ........ 10890

1 Lakh 1 Lakh …….. 6534

2 Lakh 2 Lakh ........ 16133

2 Lakh 2 Lakh ……… 9680

3 Lakh 3 Lakh ........ 24199

3 Lakh 3 Lakh ……… 14520

4 Lakh 4 Lakh ......... 32264

4 Lakh 4 Lakh ………. 19358

5 Lakh 4 Lakh 1 Lakh 34361










WITH DOMICILIARY SELF+ SPOUSE WITH DOMICILIARY SELF

Cover

Needed

Base

Policy

Super

Top Up

Policy

Total

Premium

(Rs.)

Cover

Needed

Base

Policy

Super Top

Up Policy

Total

Premium

(Rs.)

1 1 Lakh ........ 27024

1 Lakh 1 Lakh ........ 16215

2 2 Lakh ........ 40036

2 Lakh 2 Lakh ........ 24021

3 3 Lakh ........ 60054

3 Lakh 3 Lakh ........ 36032

4 4 Lakh ......... 80067

4 Lakh 4 Lakh ......... 48040

5 4 Lakh 1 Lakh 82164


6 4 Lakh 2 Lakh 83475


7 4 Lakh 3 Lakh 84261


8 4 Lakh 4 Lakh 85310


9 4 Lakh 5 Lakh 86621


P.S. 10% OF BASE POLICY i.e. Rs. 10,000, Rs. 20,000, Rs. 30,000 or Rs. 40,000 as the case may be will only be available under domiciliary cover which may please be noted. Super Top Up insurance amount will not be considered for domiciliary treatment.

ELIGIBILITY



1. FIRST AND FOREMOST IS EITHER FOR RENEWAL OR OPTING OUT FROM THE

MEDICAL INSURANCE POLICY FOR THE PERIOD 01-11-2020 TO 31-10-2021 OF

THE IBA SUBMISSION OF ONLINE REQUEST IS A MUST.

2. (a) Each Person with separate EC NO will be considered as an Insured Person

(b) When both husband and wife are ex-staff they, according to their

Capacity and entitlement on payment of prescribed premium will get the

cover individually along with the spouse.

(c) If either he or she has passed away survivor will get the same benefit by

paying single person premium for both EC NO SEPARATELY and will get

coverage under both as self in one policy and as spouse in the other policy.

They are also eligible for Subsidy in both cases.

3. All those Retirees who are now not covered under existing retirees' policy of

2019-2020 OF UNITED INDIA INSURANCE CO. LTD. CAN JOIN THE POLICY FOR THE

YEAR 2020-2021. Those who had not opted for Super Top-up policy last year can

join the Super Top-Up Policy on renewal.

4. For “In-Service” staff, who retired prior to 30.09.2020 and had not opted

for retirees' policy by paying pro- rata premium of one month will also be

allowed to join the Policy.

5. In case the Eligible Retiree or his Surviving Spouse desires to opt for

renewal of Policy with Cover or even Super Top Up Cover, they must

submit their option ONLINE ON OR BEFORE 25 /10/2020. In case NO

OPTION is given online before 25th October, 2020, the retirees covered

under the existing policy would be continued with option "Without

Domiciliary and Without Super Top Up Cover".

6. For this year ALL OPTIONS ARE OPENED TO ALL RETIREES /FAMILY

PENSIONERS (INCLUDING PART TIME SWEEPERS) i.e. he or she can

renew with domiciliary, without domiciliary, with Super Top Up or without

Super Top Up irrespective of whatever option was given LAST YEAR.

7. No hard copy of option is to be sent to HEAD OFFICE.

8. PLEASE ENSURE TO PUT DATE OF BIRTH IN DD/MM/YYYY FORMAT

ONLY



9. ROOM CHARGES are revised as under:

For Base Policy Sum

Insured Room Rent per day ICU Charges per day

Rs. 1 Lakh 1.5% of sum insured i.e. Rs. 1500/- 2% i.e. Rs 2000/-

Rs, 2 Lakh 1.5% of sum insured i.e. Rs. 3000/- 2% i.e. Rs. 4000/-

Rs. 3 Lakh & Rs. 4 Lakh Rs. 5000/- i.e. existing rates Rs. 7500/- - existing rates

10. All bills and receipts for purchase of medicines should bear valid GST

number of issuer of such bills and receipts.

11. Online option must be submitted at the earliest and not later than

25th OCTOBER, 2020.

12. Those who wish to opt for cover under any option must keep sufficient

Balance in their specified Account so that Bank can recover Premium. If

sufficient Balance is not there on 26th October, 2020, it will be considered

as not interested in continuing Medical Insurance Policy and accordingly

the Renewal of the Policy will not be made.

13. Special Personal Loan to BOB STAFF PENSIONERS is made available for

the premium payable by them for their desired option at the Pension

Paying Branch. The loan has to be repaid in maximum of -10- EMIs. The

maximum loan amount shall be up to the renewal premium amount or

Rs. 38, 000/- whichever is less. The Loan may be availed up to 25/10/2020.

The Loan disbursed amount would be initially credited to Pension

Account and there after actual premium will be remitted to Medical

Insurance Premium Collection Account as per the scheme on or before

25/10/2020.

14. In case any assistance is required, in giving Option Online please contact

any of the local office bearers of the BOBROA Association.

15. All correspondence with the TPA should be ONLY to:

[email protected].

16. While submitting ONLINE OPTION for Renewal of Medical Insurance

Scheme for Retirees, they will be allowed to change the cadre.

mailto:[email protected]



While filling “Online” Option, the following details should be kept handy

just to cross check.

1 SELF NAME

2 SELF DATE OF BIRTH

In “dd/mm/yyyy” format

3 SPOUSE NAME

4 SPOUSE DATE OF BIRTH

In” dd/mm/yyyy” format

5 A/c. NO.

6 IFSC CODE

7 MOBILE NUMBER

8 E_MAIL ID

9 Full Address with Pin code

for any communication

THE BANK’S CIRCULAR NO. HO:HRM:112:8332 DATED 13 .10.2020 has

been UPLOADED ON OUR WEB SITE at https://www.bobroa.com

https://www.bobroa.com/



COMBINATION CHART FOR AWARD STAFF

(INCLUDING PART TIME SWEEPERS)

WITHOUT DOMICILIARY SELF+ SPOUSE WITHOUT DOMICILIARY SELF

Cover

Needed

(Rs.)

Base

Policy

(Rs.)

Super

Top Up

Policy

Total

Premium

(Rs.)

Cover

Needed

(Rs.)

Base

Policy

Super

Top Up

Policy

(Rs.)

Total

Premium

1 Lakh 1 Lakh ........ 10890

1 Lakh 1 Lakh …….. 6534

2 Lakh 2 Lakh ........ 16133

2 Lakh 2 Lakh ……… 9680

3 Lakh 3 Lakh ........ 24199

3 Lakh 3 Lakh ……… 14520









WITH DOMICILIARY SELF+ SPOUSE WITH DOMICILIARY SELF

Cover

Needed

Base

Policy

Super

Top Up

Policy

Total

Premium

(Rs.)

Cover

Needed

Base

Policy

Super

Top Up

Policy

Total

Premium

(Rs.)

1 Lakh 1 Lakh ........ 27024

1 Lakh 1 Lakh …….. 16215

2 Lakh 2 Lakh ........ 40036

2 Lakh 2 Lakh ……… 24021

3 Lakh 3 Lakh ........ 60054

3 Lakh 3 Lakh ……… 36032









P.S. 10% OF BASE POLICY i.e. Rs. 10,000, Rs. 20,000 or Rs. 30,000 as the case

may be will only be available under domiciliary cover which may please be

noted.

Super Super Top Up insurance amount will not be considered for domiciliary

treatment.



HANDY GUIDELINES IN CASE OF HOSPITALISATION:

Important Note for BOB Retirees.: Claim intimation is “Mandatory”

o -72- hrs. prior to admission in “Planned Hospitalisation”

and

o Within -24- hrs. in case of “Emergency Hospitalisation”.

Please do send the medical claim within -15- days of the discharge

to BOB HO Only.

Intimation through E-Mail is sufficient. Please attach a copy of

that of the “Intimation E-Mail” with the claim file to avoid any

further intimation query. The E-Mail should be sent to

[email protected] only.

1. Intimation within -24- hours of the Insured person’s

admission to hospital in case of Emergency

2. Intimation within -72- hours prior to the Insured person’s

admission in case of Planned Hospitalisation)

3. In case of non-intimation kindly provide the reason of non-

intimation at the time of claim submission i.e. 15 days of

discharge.

4. The following details are required to be submitted for Claim

Intimation prior to Hospitalisation or on the Date of

Admission.

Name and EC :-

Patient’s Name:-

Name of Hospital & City:

Name of Doctor:-

Name of Illness Diagnosed:-

Date of Admission:-

Tentative Date Of Discharge:-

Mobile No.

E-mail:

http://mediassistindia.com/



CHECK POINTS FOR SUBMISSION OF DOCUMENTS ALONG WITH

MEDICAL CLAIMS:

a) Claim Form Part A & B, wherein Part B is to be signed by

the “Treating Doctor”.

b) PLEASE MENTION YOUR EMPLOYEE CODE NUMBER INVARIABLY,

c) Copy of Mediassist ID Card.

d) Hospital bills forming part of before and after

Hospitalisation, Discharge Card, Investigation Reports,

Prescriptions, Medicine Bills and Investigation reports

(ALL IN ORIGINALS), Copy of Hospital Registration

Certificate especially in case Ayurveda treatment and local

hospital.

e) Post Hospitalisation up to -90- days claims may be

submitted within -15 days- of post Hospitalisation.

f) Kindly send the medical claim within -15- days of the

discharge to following address:

The Medical Insurance Cell,

Bank Of Baroda Head office,

Baroda Bhavan,

6th Floor,

R. C. Dutt Road,

Alkapuri,

Vadodara-390007.

Gujarat

For cashless facilities hospitals are advised to send cashless

request to Mediassist only on [email protected].

And for escalation, it should be sent to

[email protected].

For any claim related queries please send e mail at above mail IDs

or call at 18002332707 from 10 am to 5 pm on working days.

RETIRED OFFICERS/EMPLOYEES FOR THE PERIOD 01.11.2020 TO … · 2020. 10. 14. ·...

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