Actuarial Department, Central Office, ‘Yogakshema’, Nariman Point, Mumbai 400 021 Tel: 022-22852174 / 66598370, Fax: 022-22028321

Ref: Actuarial / Valuation / 2242 / 4 30th

August, 2019

To,

All HODs of Central Office

All Zonal Offices,

All Divisional Offices,

All Branch Offices (through Divisional Offices),

MDC, ZTC, Audit & Inspection, NIA

Re: Results of Valuation as at 31st March 2019 – Bonus Charts

We enclose the bonus charts showing the amount of total bonus per thousand sum

assured/death benefit sum assured as the case may be, as a result of valuation up to

March 31, 2019. We have mentioned the interim bonus rates as footnotes in each of the

annexures.

The charts enclosed are for:

1) Whole Life type of policies (Par) (Table No. 02, 05, 06, 08, 10, 28 (before

conversion), 35, 36, 38, 49, 77, 78, 85 and 86) in Annexure I.

2) Endowment type policies (Par) (Table No. 14, 17, 27 & 28 (after conversion), 34,

39, 40, 41, 42, 50, 54, 66, 79, 80, 81, 84, 87, 90, 91, 92, 95, 101, 102, 103, 109,

110 and 121)

a. for policy term 21 and above in Annexure II.

b. for policy term 16 to 20, 11 to 15 and term 10 and less in Annexure III.

3) Money Back policies (Table No. 75 & 93) for policy terms 20 & 25 years in

Annexure IV.

4) Jeevan Surabhi policies (Table No. 106, 107 and 108) in Annexure V.

5) Jeevan Mitra (Double Cover) and Jeevan Saathi policies (Table No. 88 & 89) in

Annexure VI.

6) Limited Payment Endowment policies (Table No. 48)

a. for policy term 21 and above in Annexure VII.

b. for policy term 16 to 20, 11 to 15, 10 and 5 years in Annexure VIII.

7) Jeevan Anand (Table No. 149) in Annexure IX.

8) Jeevan Rekha (Table No. 152) in Annexure X.

Actuarial Department, Central Office, ‘Yogakshema’, Nariman Point, Mumbai 400 021 Tel: 022-22852174 / 66598370, Fax: 022-22028321

9) New Jeevan Suraksha – I (Table No. 147) in Annexure XI.

10) New Jeevan Dhara – I (Table No. 148) in Annexure XII.

11) Jeevan Anurag (Table No. 168) in Annexure XIII.

12) Jeevan Tarang (Table No. 178) in Annexure XIV.

13) Jeevan Mitra – Triple Cover (Table No. 133) in Annexure XV.

14) Jeevan Madhur (Table No. 182) in Annexure XVI.

15) Child Career (Table No. 184) in Annexure XVII.

16) Child Future (Table No. 185) in Annexure XVIII.

17) Jeevan Bharati (Table No. 160) in Annexure XIX.

18) Jeevan Shree I (Table No. 162) in Annexure XX.

19) Jeevan Bharati I (Table No. 192) in Annexure XXI.

20) Jeevan Pramukh (Table No. 167) in Annexure XXII.

21) Jeevan Nidhi (Table No. 169) in Annexure XXIII.

22) New Endowment (Table No. 814) in Annexure XXIV.

23) Single Premium Endowment (Table No. 817) in Annexure XXV.

24) New Money Back (Table No. 820 & 821) in Annexure XXVI.

25) New Jeevan Anand (Table No. 815) in Annexure XXVII.

26) Limited Premium Endowment (Table No. 830) in Annexure XXVIII.

27) New Children Money Back (Table No. 832) in Annexure XXIX.

28) Jeevan Lakshya (Table No. 833) in Annexure XXX.

29) Jeevan Tarun (Table No. 834) in Annexure XXXI.

Actuarial Department, Central Office, ‘Yogakshema’, Nariman Point, Mumbai 400 021 Tel: 022-22852174 / 66598370, Fax: 022-22028321

30) Jeevan Labh (Table No. 836) in Annexure XXXII.

31) Jeevan Pragati (Table No. 838) in Annexure XXXIII.

32) New Jeevan Nidhi (Table No. 812) in Annexure XXXIV.

33) New Jeevan Nidhi (Table No. 818) in Annexure XXXV.

34) Jeevan Umang (Table No. 845)

(a) for premium paying term 15 years in Annexure XXXVI.

(b) for premium paying term 20 years in Annexure XXXVII.

(c) for premium paying term 25 years in Annexure XXXVIII.

(d) for premium paying term 30 years in Annexure XXXIX.

In case of Jeevan Amrit plan (Table No. 186), bonus rate is based on the total premium

paid as on the date of valuation and hence bonus chart is not furnished.

In case of Bima Account I (Table No. 805), 2.50% of policyholder account value on the

date of maturity or on the date of death during the last policy year for policy term 7 years

has been declared.

No additional interest rates have been declared under Bima Account II (Plan 806).

Chief (Actuarial)

Encl: as above.

2019

1956 3625.00 ( 63 ) 3642.50 ( 64 ) 3640.00 ( 63 ) 3657.50 ( 64 ) 3660.00 ( 63 ) 3677.50 ( 64 )

1957 3609.00 ( 62 ) 3626.50 ( 63 ) 3624.00 ( 62 ) 3641.50 ( 63 ) 3644.00 ( 62 ) 3661.50 ( 63 )

1958 3593.00 ( 61 ) 3610.50 ( 62 ) 3608.00 ( 61 ) 3625.50 ( 62 ) 3628.00 ( 61 ) 3645.50 ( 62 )

1959 3577.00 ( 60 ) 3594.50 ( 61 ) 3592.00 ( 60 ) 3609.50 ( 61 ) 3612.00 ( 60 ) 3629.50 ( 61 )

1960 3561.00 ( 59 ) 3578.50 ( 60 ) 3576.00 ( 59 ) 3593.50 ( 60 ) 3596.00 ( 59 ) 3613.50 ( 60 )

1961 3545.00 ( 58 ) 3562.50 ( 59 ) 3560.00 ( 58 ) 3577.50 ( 59 ) 3580.00 ( 58 ) 3597.50 ( 59 )

1962 3529.00 ( 57 ) 3546.50 ( 58 ) 3544.00 ( 57 ) 3561.50 ( 58 ) 3564.00 ( 57 ) 3581.50 ( 58 )

1963 3511.50 ( 56 ) 3529.00 ( 57 ) 3526.50 ( 56 ) 3544.00 ( 57 ) 3546.50 ( 56 ) 3564.00 ( 57 )

1964 3491.50 ( 55 ) 3511.50 ( 56 ) 3506.50 ( 55 ) 3526.50 ( 56 ) 3526.50 ( 55 ) 3546.50 ( 56 )

1965 3469.50 ( 54 ) 3491.50 ( 55 ) 3484.50 ( 54 ) 3506.50 ( 55 ) 3504.50 ( 54 ) 3526.50 ( 55 )

1966 3446.50 ( 53 ) 3469.50 ( 54 ) 3461.50 ( 53 ) 3484.50 ( 54 ) 3481.50 ( 53 ) 3504.50 ( 54 )

1967 3423.50 ( 52 ) 3446.50 ( 53 ) 3438.50 ( 52 ) 3461.50 ( 53 ) 3458.50 ( 52 ) 3481.50 ( 53 )

1968 3397.50 ( 51 ) 3423.50 ( 52 ) 3412.50 ( 51 ) 3438.50 ( 52 ) 3432.50 ( 51 ) 3458.50 ( 52 )

1969 3371.50 ( 50 ) 3397.50 ( 51 ) 3386.50 ( 50 ) 3412.50 ( 51 ) 3406.50 ( 50 ) 3432.50 ( 51 )

1970 3342.50 ( 49 ) 3371.50 ( 50 ) 3357.50 ( 49 ) 3386.50 ( 50 ) 3377.50 ( 49 ) 3406.50 ( 50 )

1971 3310.00 ( 48 ) 3342.50 ( 49 ) 3317.50 ( 48 ) 3357.50 ( 49 ) 3327.50 ( 48 ) 3377.50 ( 49 )

1972 3280.00 ( 47 ) 3310.00 ( 48 ) 3287.50 ( 47 ) 3317.50 ( 48 ) 3297.50 ( 47 ) 3327.50 ( 48 )

1973 3249.00 ( 46 ) 3280.00 ( 47 ) 3256.50 ( 46 ) 3287.50 ( 47 ) 3266.50 ( 46 ) 3297.50 ( 47 )

1974 3218.00 ( 45 ) 3249.00 ( 46 ) 3225.50 ( 45 ) 3256.50 ( 46 ) 3235.50 ( 45 ) 3266.50 ( 46 )

1975 3187.00 ( 44 ) 3218.00 ( 45 ) 3194.50 ( 44 ) 3225.50 ( 45 ) 3204.50 ( 44 ) 3235.50 ( 45 )

1976 3154.50 ( 43 ) 3187.00 ( 44 ) 3154.50 ( 43 ) 3194.50 ( 44 ) 3154.50 ( 43 ) 3204.50 ( 44 )

1977 3122.50 ( 42 ) 3154.50 ( 43 ) 3122.50 ( 42 ) 3154.50 ( 43 ) 3122.50 ( 42 ) 3154.50 ( 43 )

1978 3084.50 ( 41 ) 3122.50 ( 42 ) 3084.50 ( 41 ) 3122.50 ( 42 ) 3084.50 ( 41 ) 3122.50 ( 42 )

1979 3046.50 ( 40 ) 3084.50 ( 41 ) 3046.50 ( 40 ) 3084.50 ( 41 ) 3046.50 ( 40 ) 3084.50 ( 41 )

1980 3004.50 ( 39 ) 3046.50 ( 40 ) 3004.50 ( 39 ) 3046.50 ( 40 ) 3004.50 ( 39 ) 3046.50 ( 40 )

1981 2964.50 ( 38 ) 3004.50 ( 39 ) 2964.50 ( 38 ) 3004.50 ( 39 ) 2964.50 ( 38 ) 3004.50 ( 39 )

1982 2917.00 ( 37 ) 2964.50 ( 38 ) 2917.00 ( 37 ) 2964.50 ( 38 ) 2917.00 ( 37 ) 2964.50 ( 38 )

1983 2869.50 ( 36 ) 2917.00 ( 37 ) 2869.50 ( 36 ) 2917.00 ( 37 ) 2869.50 ( 36 ) 2917.00 ( 37 )

1984 2809.50 ( 35 ) 2869.50 ( 36 ) 2809.50 ( 35 ) 2869.50 ( 36 ) 2809.50 ( 35 ) 2869.50 ( 36 )

1985 2750.50 ( 34 ) 2809.50 ( 35 ) 2750.50 ( 34 ) 2809.50 ( 35 ) 2750.50 ( 34 ) 2809.50 ( 35 )

1986 2668.50 ( 33 ) 2750.50 ( 34 ) 2668.50 ( 33 ) 2750.50 ( 34 ) 2668.50 ( 33 ) 2750.50 ( 34 )

1987 2594.00 ( 32 ) 2668.50 ( 33 ) 2594.00 ( 32 ) 2668.50 ( 33 ) 2594.00 ( 32 ) 2668.50 ( 33 )

1988 2514.50 ( 31 ) 2594.00 ( 32 ) 2514.50 ( 31 ) 2594.00 ( 32 ) 2514.50 ( 31 ) 2594.00 ( 32 )

1989 2432.50 ( 30 ) 2514.50 ( 31 ) 2432.50 ( 30 ) 2514.50 ( 31 ) 2432.50 ( 30 ) 2514.50 ( 31 )

1990 2348.00 ( 29 ) 2432.50 ( 30 ) 2348.00 ( 29 ) 2432.50 ( 30 ) 2348.00 ( 29 ) 2432.50 ( 30 )

1991 2252.00 ( 28 ) 2348.00 ( 29 ) 2252.00 ( 28 ) 2348.00 ( 29 ) 2252.00 ( 28 ) 2348.00 ( 29 )

1992 2166.00 ( 27 ) 2252.00 ( 28 ) 2166.00 ( 27 ) 2252.00 ( 28 ) 2166.00 ( 27 ) 2252.00 ( 28 )

1993 2080.00 ( 26 ) 2166.00 ( 27 ) 2080.00 ( 26 ) 2166.00 ( 27 ) 2080.00 ( 26 ) 2166.00 ( 27 )

1994 1996.00 ( 25 ) 2080.00 ( 26 ) 1996.00 ( 25 ) 2080.00 ( 26 ) 1996.00 ( 25 ) 2080.00 ( 26 )

1995 1908.00 ( 24 ) 1996.00 ( 25 ) 1908.00 ( 24 ) 1996.00 ( 25 ) 1908.00 ( 24 ) 1996.00 ( 25 )

1996 1812.00 ( 23 ) 1908.00 ( 24 ) 1812.00 ( 23 ) 1908.00 ( 24 ) 1812.00 ( 23 ) 1908.00 ( 24 )

1997 1722.00 ( 22 ) 1812.00 ( 23 ) 1722.00 ( 22 ) 1812.00 ( 23 ) 1722.00 ( 22 ) 1812.00 ( 23 )

1998 1631.00 ( 21 ) 1722.00 ( 22 ) 1631.00 ( 21 ) 1722.00 ( 22 ) 1631.00 ( 21 ) 1722.00 ( 22 )

1999 1538.00 ( 20 ) 1631.00 ( 21 ) 1538.00 ( 20 ) 1631.00 ( 21 ) 1538.00 ( 20 ) 1631.00 ( 21 )

2000 1443.00 ( 19 ) 1538.00 ( 20 ) 1443.00 ( 19 ) 1538.00 ( 20 ) 1443.00 ( 19 ) 1538.00 ( 20 )

2001 1337.00 ( 18 ) 1443.00 ( 19 ) 1337.00 ( 18 ) 1443.00 ( 19 ) 1337.00 ( 18 ) 1443.00 ( 19 )

2002 1237.00 ( 17 ) 1337.00 ( 18 ) 1237.00 ( 17 ) 1337.00 ( 18 ) 1237.00 ( 17 ) 1337.00 ( 18 )

2003 1147.00 ( 16 ) 1237.00 ( 17 ) 1147.00 ( 16 ) 1237.00 ( 17 ) 1147.00 ( 16 ) 1237.00 ( 17 )

2004 1067.00 ( 15 ) 1147.00 ( 16 ) 1067.00 ( 15 ) 1147.00 ( 16 ) 1067.00 ( 15 ) 1147.00 ( 16 )

2005 991.00 ( 14 ) 1067.00 ( 15 ) 991.00 ( 14 ) 1067.00 ( 15 ) 991.00 ( 14 ) 1067.00 ( 15 )

2006 920.00 ( 13 ) 991.00 ( 14 ) 920.00 ( 13 ) 991.00 ( 14 ) 920.00 ( 13 ) 991.00 ( 14 )

2007 850.00 ( 12 ) 920.00 ( 13 ) 850.00 ( 12 ) 920.00 ( 13 ) 850.00 ( 12 ) 920.00 ( 13 )

2008 780.00 ( 11 ) 850.00 ( 12 ) 780.00 ( 11 ) 850.00 ( 12 ) 780.00 ( 11 ) 850.00 ( 12 )

2009 710.00 ( 10 ) 780.00 ( 11 ) 710.00 ( 10 ) 780.00 ( 11 ) 710.00 ( 10 ) 780.00 ( 11 )

2010 640.00 ( 9 ) 710.00 ( 10 ) 640.00 ( 9 ) 710.00 ( 10 ) 640.00 ( 9 ) 710.00 ( 10 )

2011 565.00 ( 8 ) 640.00 ( 9 ) 565.00 ( 8 ) 640.00 ( 9 ) 565.00 ( 8 ) 640.00 ( 9 )

2012 495.00 ( 7 ) 565.00 ( 8 ) 495.00 ( 7 ) 565.00 ( 8 ) 495.00 ( 7 ) 565.00 ( 8 )

2013 425.00 ( 6 ) 495.00 ( 7 ) 425.00 ( 6 ) 495.00 ( 7 ) 425.00 ( 6 ) 495.00 ( 7 )

2014 425.00 ( 6 ) 425.00 ( 6 ) 425.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the

following interim bonus rates per ` 1000 S.A. are applicable : ̀ 70.00

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE I

YEAR OF

COMMEN

CEMENT

SUM ASSURED UPTO ` 25000 SUM ASSURED BETWEEN ` 25001

TO ` 50000

SUM ASSURED ABOVE ` 50000

APRIL TO DECEMBER JANUARY TO

MARCH

BONUS CHART FOR TABLE NOS. 02,05,06,08,10,28 (Before conversion),35,36,37,38,49,77, 78, 85, AND 86

APRIL TO

DECEMBER

2019

VALUATION AS AT 31.03.2019

BONUS CHART FOR TABLE NOS : 14,17,27,28 (After conversion),34,39,40,41,42,50,54,66,79,80,

81,84,87,90,91,92,95,101,102,103,109,110 AND 121

1956 2808.20 ( 63 ) 2822.20 ( 64 ) 2823.20 ( 63 ) 2837.20 ( 64 ) 2843.20 ( 63 ) 2857.20 ( 64 )

1957 2795.40 ( 62 ) 2809.40 ( 63 ) 2810.40 ( 62 ) 2824.40 ( 63 ) 2830.40 ( 62 ) 2844.40 ( 63 )

1958 2782.60 ( 61 ) 2796.60 ( 62 ) 2797.60 ( 61 ) 2811.60 ( 62 ) 2817.60 ( 61 ) 2831.60 ( 62 )

1959 2769.80 ( 60 ) 2783.80 ( 61 ) 2784.80 ( 60 ) 2798.80 ( 61 ) 2804.80 ( 60 ) 2818.80 ( 61 )

1960 2757.00 ( 59 ) 2771.00 ( 60 ) 2772.00 ( 59 ) 2786.00 ( 60 ) 2792.00 ( 59 ) 2806.00 ( 60 )

1961 2744.20 ( 58 ) 2758.20 ( 59 ) 2759.20 ( 58 ) 2773.20 ( 59 ) 2779.20 ( 58 ) 2793.20 ( 59 )

1962 2731.40 ( 57 ) 2745.40 ( 58 ) 2746.40 ( 57 ) 2760.40 ( 58 ) 2766.40 ( 57 ) 2780.40 ( 58 )

1963 2717.40 ( 56 ) 2731.40 ( 57 ) 2732.40 ( 56 ) 2746.40 ( 57 ) 2752.40 ( 56 ) 2766.40 ( 57 )

1964 2701.40 ( 55 ) 2717.40 ( 56 ) 2716.40 ( 55 ) 2732.40 ( 56 ) 2736.40 ( 55 ) 2752.40 ( 56 )

1965 2683.40 ( 54 ) 2701.40 ( 55 ) 2698.40 ( 54 ) 2716.40 ( 55 ) 2718.40 ( 54 ) 2736.40 ( 55 )

1966 2664.40 ( 53 ) 2683.40 ( 54 ) 2679.40 ( 53 ) 2698.40 ( 54 ) 2699.40 ( 53 ) 2718.40 ( 54 )

1967 2645.40 ( 52 ) 2664.40 ( 53 ) 2660.40 ( 52 ) 2679.40 ( 53 ) 2680.40 ( 52 ) 2699.40 ( 53 )

1968 2623.80 ( 51 ) 2645.40 ( 52 ) 2638.80 ( 51 ) 2660.40 ( 52 ) 2658.80 ( 51 ) 2680.40 ( 52 )

1969 2602.20 ( 50 ) 2623.80 ( 51 ) 2617.20 ( 50 ) 2638.80 ( 51 ) 2637.20 ( 50 ) 2658.80 ( 51 )

1970 2577.60 ( 49 ) 2602.20 ( 50 ) 2592.60 ( 49 ) 2617.20 ( 50 ) 2612.60 ( 49 ) 2637.20 ( 50 )

1971 2549.50 ( 48 ) 2577.60 ( 49 ) 2557.00 ( 48 ) 2592.60 ( 49 ) 2567.00 ( 48 ) 2612.60 ( 49 )

1972 2523.90 ( 47 ) 2549.50 ( 48 ) 2531.40 ( 47 ) 2557.00 ( 48 ) 2541.40 ( 47 ) 2567.00 ( 48 )

1973 2497.30 ( 46 ) 2523.90 ( 47 ) 2504.80 ( 46 ) 2531.40 ( 47 ) 2514.80 ( 46 ) 2541.40 ( 47 )

1974 2470.70 ( 45 ) 2497.30 ( 46 ) 2478.20 ( 45 ) 2504.80 ( 46 ) 2488.20 ( 45 ) 2514.80 ( 46 )

1975 2444.10 ( 44 ) 2470.70 ( 45 ) 2451.60 ( 44 ) 2478.20 ( 45 ) 2461.60 ( 44 ) 2488.20 ( 45 )

1976 2416.60 ( 43 ) 2444.10 ( 44 ) 2416.60 ( 43 ) 2451.60 ( 44 ) 2416.60 ( 43 ) 2461.60 ( 44 )

1977 2389.60 ( 42 ) 2416.60 ( 43 ) 2389.60 ( 42 ) 2416.60 ( 43 ) 2389.60 ( 42 ) 2416.60 ( 43 )

1978 2357.80 ( 41 ) 2389.60 ( 42 ) 2357.80 ( 41 ) 2389.60 ( 42 ) 2357.80 ( 41 ) 2389.60 ( 42 )

1979 2326.00 ( 40 ) 2357.80 ( 41 ) 2326.00 ( 40 ) 2357.80 ( 41 ) 2326.00 ( 40 ) 2357.80 ( 41 )

1980 2291.00 ( 39 ) 2326.00 ( 40 ) 2291.00 ( 39 ) 2326.00 ( 40 ) 2291.00 ( 39 ) 2326.00 ( 40 )

1981 2258.00 ( 38 ) 2291.00 ( 39 ) 2258.00 ( 38 ) 2291.00 ( 39 ) 2258.00 ( 38 ) 2291.00 ( 39 )

1982 2219.00 ( 37 ) 2258.00 ( 38 ) 2219.00 ( 37 ) 2258.00 ( 38 ) 2219.00 ( 37 ) 2258.00 ( 38 )

1983 2180.00 ( 36 ) 2219.00 ( 37 ) 2180.00 ( 36 ) 2219.00 ( 37 ) 2180.00 ( 36 ) 2219.00 ( 37 )

1984 2131.00 ( 35 ) 2180.00 ( 36 ) 2131.00 ( 35 ) 2180.00 ( 36 ) 2131.00 ( 35 ) 2180.00 ( 36 )

1985 2083.00 ( 34 ) 2131.00 ( 35 ) 2083.00 ( 34 ) 2131.00 ( 35 ) 2083.00 ( 34 ) 2131.00 ( 35 )

1986 2014.00 ( 33 ) 2083.00 ( 34 ) 2014.00 ( 33 ) 2083.00 ( 34 ) 2014.00 ( 33 ) 2083.00 ( 34 )

1987 1954.00 ( 32 ) 2014.00 ( 33 ) 1954.00 ( 32 ) 2014.00 ( 33 ) 1954.00 ( 32 ) 2014.00 ( 33 )

1988 1890.00 ( 31 ) 1954.00 ( 32 ) 1890.00 ( 31 ) 1954.00 ( 32 ) 1890.00 ( 31 ) 1954.00 ( 32 )

1989 1824.00 ( 30 ) 1890.00 ( 31 ) 1824.00 ( 30 ) 1890.00 ( 31 ) 1824.00 ( 30 ) 1890.00 ( 31 )

1990 1756.00 ( 29 ) 1824.00 ( 30 ) 1756.00 ( 29 ) 1824.00 ( 30 ) 1756.00 ( 29 ) 1824.00 ( 30 )

1991 1677.00 ( 28 ) 1756.00 ( 29 ) 1677.00 ( 28 ) 1756.00 ( 29 ) 1677.00 ( 28 ) 1756.00 ( 29 )

1992 1608.00 ( 27 ) 1677.00 ( 28 ) 1608.00 ( 27 ) 1677.00 ( 28 ) 1608.00 ( 27 ) 1677.00 ( 28 )

1993 1539.00 ( 26 ) 1608.00 ( 27 ) 1539.00 ( 26 ) 1608.00 ( 27 ) 1539.00 ( 26 ) 1608.00 ( 27 )

1994 1472.00 ( 25 ) 1539.00 ( 26 ) 1472.00 ( 25 ) 1539.00 ( 26 ) 1472.00 ( 25 ) 1539.00 ( 26 )

1995 1401.00 ( 24 ) 1472.00 ( 25 ) 1401.00 ( 24 ) 1472.00 ( 25 ) 1401.00 ( 24 ) 1472.00 ( 25 )

1996 1322.00 ( 23 ) 1401.00 ( 24 ) 1322.00 ( 23 ) 1401.00 ( 24 ) 1322.00 ( 23 ) 1401.00 ( 24 )

1997 1249.00 ( 22 ) 1322.00 ( 23 ) 1249.00 ( 22 ) 1322.00 ( 23 ) 1249.00 ( 22 ) 1322.00 ( 23 )

1998 1175.00 ( 21 ) 1249.00 ( 22 ) 1175.00 ( 21 ) 1249.00 ( 22 ) 1175.00 ( 21 ) 1249.00 ( 22 )

1999 1099.00 ( 20 ) 1175.00 ( 21 ) 1099.00 ( 20 ) 1175.00 ( 21 ) 1099.00 ( 20 ) 1175.00 ( 21 )

2000 1021.00 ( 19 ) 1099.00 ( 20 ) 1021.00 ( 19 ) 1099.00 ( 20 ) 1021.00 ( 19 ) 1099.00 ( 20 )

2001 932.00 ( 18 ) 1021.00 ( 19 ) 932.00 ( 18 ) 1021.00 ( 19 ) 932.00 ( 18 ) 1021.00 ( 19 )

2002 861.00 ( 17 ) 932.00 ( 18 ) 861.00 ( 17 ) 932.00 ( 18 ) 861.00 ( 17 ) 932.00 ( 18 )

2003 797.00 ( 16 ) 861.00 ( 17 ) 797.00 ( 16 ) 861.00 ( 17 ) 797.00 ( 16 ) 861.00 ( 17 )

2004 740.00 ( 15 ) 797.00 ( 16 ) 740.00 ( 15 ) 797.00 ( 16 ) 740.00 ( 15 ) 797.00 ( 16 )

2005 685.00 ( 14 ) 740.00 ( 15 ) 685.00 ( 14 ) 740.00 ( 15 ) 685.00 ( 14 ) 740.00 ( 15 )

2006 634.00 ( 13 ) 685.00 ( 14 ) 634.00 ( 13 ) 685.00 ( 14 ) 634.00 ( 13 ) 685.00 ( 14 )

2007 586.00 ( 12 ) 634.00 ( 13 ) 586.00 ( 12 ) 634.00 ( 13 ) 586.00 ( 12 ) 634.00 ( 13 )

2008 538.00 ( 11 ) 586.00 ( 12 ) 538.00 ( 11 ) 586.00 ( 12 ) 538.00 ( 11 ) 586.00 ( 12 )

2009 490.00 ( 10 ) 538.00 ( 11 ) 490.00 ( 10 ) 538.00 ( 11 ) 490.00 ( 10 ) 538.00 ( 11 )

2010 442.00 ( 9 ) 490.00 ( 10 ) 442.00 ( 9 ) 490.00 ( 10 ) 442.00 ( 9 ) 490.00 ( 10 )

2011 389.00 ( 8 ) 442.00 ( 9 ) 389.00 ( 8 ) 442.00 ( 9 ) 389.00 ( 8 ) 442.00 ( 9 )

2012 341.00 ( 7 ) 389.00 ( 8 ) 341.00 ( 7 ) 389.00 ( 8 ) 341.00 ( 7 ) 389.00 ( 8 )

2013 293.00 ( 6 ) 341.00 ( 7 ) 293.00 ( 6 ) 341.00 ( 7 ) 293.00 ( 6 ) 341.00 ( 7 )

2014 293.00 ( 6 ) 293.00 ( 6 ) 293.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020,

the following interim bonus rates per ` 1000 S.A. are applicable : ` 48.00

5 ) For Plan 92 the first column indicates the year of commencement of risk

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

ANNEXURE II

WITH POLICY TERM MORE THAN 20 YEARS

YEAR OF

COMMEN

CEMENT

SUM ASSURED UPTO ` 25000 SUM ASSURED BETWEEN ` 25001

TO ` 50000

SUM ASSURED ABOVE ` 50000

2019

BONUS CHART FOR TABLE NOS : 14,17,27,28 (After conversion),34,39,40,41,42,50,54,66,79,80,

81,84,87,90,91,92,95,101,102,103,109,110 AND 121

1999 978.00 ( 20 )

2000 907.00 ( 19 ) 978.00 ( 20 )

2001 825.00 ( 18 ) 907.00 ( 19 )

2002 760.00 ( 17 ) 825.00 ( 18 )

2003 702.00 ( 16 ) 760.00 ( 17 )

2004 651.00 ( 15 ) 702.00 ( 16 ) 590.00 ( 15 )

2005 601.00 ( 14 ) 651.00 ( 15 ) 545.00 ( 14 ) 590.00 ( 15 )

2006 556.00 ( 13 ) 601.00 ( 14 ) 504.00 ( 13 ) 545.00 ( 14 )

2007 514.00 ( 12 ) 556.00 ( 13 ) 466.00 ( 12 ) 504.00 ( 13 )

2008 472.00 ( 11 ) 514.00 ( 12 ) 428.00 ( 11 ) 466.00 ( 12 )

2009 430.00 ( 10 ) 472.00 ( 11 ) 390.00 ( 10 ) 428.00 ( 11 ) 350.00 ( 10 )

2010 388.00 ( 9 ) 430.00 ( 10 ) 352.00 ( 9 ) 390.00 ( 10 ) 316.00 ( 9 ) 350.00 ( 10 )

2011 341.00 ( 8 ) 388.00 ( 9 ) 309.00 ( 8 ) 352.00 ( 9 ) 277.00 ( 8 ) 316.00 ( 9 )

2012 299.00 ( 7 ) 341.00 ( 8 ) 271.00 ( 7 ) 309.00 ( 8 ) 243.00 ( 7 ) 277.00 ( 8 )

2013 257.00 ( 6 ) 299.00 ( 7 ) 233.00 ( 6 ) 271.00 ( 7 ) 209.00 ( 6 ) 243.00 ( 7 )

2014 257.00 ( 6 ) 233.00 ( 6 ) 209.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020,

the following interim bonus rates per ` 1000 S.A. are applicable : ` 42.00 for term 16 to 20 years,

` 38.00 for term 11 to 15 years & ` 34.00 for term upto 10 years.

5 ) For Plan 92 the first column indicates the year of commencement of risk

VALUATION AS AT 31.03.2019

ANNEXURE III

WITH POLICY TERM FROM 16 to 20, FROM 11 to 15 AND 10 YEARS & LESS

YEAR OF

COMMEN

CEMENT

TERM 16 TO 20 YEARS TERM 11 TO 15 YEARS TERM 10 YEARS AND LESS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

APRIL TO

DECEMBER

JANUARY TO

MARCH

JANUARY TO

MARCH

2019

BONUS CHART FOR TABLE NOS : 93 AND 75

1994 1368.00 ( 25 )

1995 1299.00 ( 24 ) 1368.00 ( 25 )

1996 1222.00 ( 23 ) 1299.00 ( 24 )

1997 1151.00 ( 22 ) 1222.00 ( 23 )

1998 1080.00 ( 21 ) 1151.00 ( 22 )

1999 1008.00 ( 20 ) 1080.00 ( 21 ) 902.00 ( 20 )

2000 936.00 ( 19 ) 1008.00 ( 20 ) 837.00 ( 19 ) 902.00 ( 20 )

2001 853.00 ( 18 ) 936.00 ( 19 ) 761.00 ( 18 ) 837.00 ( 19 )

2002 788.00 ( 17 ) 853.00 ( 18 ) 703.00 ( 17 ) 761.00 ( 18 )

2003 730.00 ( 16 ) 788.00 ( 17 ) 651.00 ( 16 ) 703.00 ( 17 )

2004 679.00 ( 15 ) 730.00 ( 16 ) 605.00 ( 15 ) 651.00 ( 16 )

2005 629.00 ( 14 ) 679.00 ( 15 ) 559.00 ( 14 ) 605.00 ( 15 )

2006 582.00 ( 13 ) 629.00 ( 14 ) 517.00 ( 13 ) 559.00 ( 14 )

2007 538.00 ( 12 ) 582.00 ( 13 ) 478.00 ( 12 ) 517.00 ( 13 )

2008 494.00 ( 11 ) 538.00 ( 12 ) 439.00 ( 11 ) 478.00 ( 12 )

2009 450.00 ( 10 ) 494.00 ( 11 ) 400.00 ( 10 ) 439.00 ( 11 )

2010 406.00 ( 9 ) 450.00 ( 10 ) 361.00 ( 9 ) 400.00 ( 10 )

2011 357.00 ( 8 ) 406.00 ( 9 ) 317.00 ( 8 ) 361.00 ( 9 )

2012 313.00 ( 7 ) 357.00 ( 8 ) 278.00 ( 7 ) 317.00 ( 8 )

2013 269.00 ( 6 ) 313.00 ( 7 ) 239.00 ( 6 ) 278.00 ( 7 )

2014 269.00 ( 6 ) 239.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at

31.03.1997, special one-time bonus as per Valuation as at 31.3.2005 and

special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019

for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including

those discounted within one year from maturity, wherever applicable) or

are surrendered during the period 01.01.2020 to 31.12.2020, the

following interim bonus rates per ` 1000 S.A. are applicable : ` 44.00 for

term 25 years & ` 39.00 for term 20 years.

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

WITH POLICY TERM 25 and 20

YEAR OF

COMMEN

CEMENT

TERM = 25 YEARS TERM = 20 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

ANNEXURE IV

2019

BONUS CHART FOR TABLE NOS : 106,107 AND 108

1994 1494.00 ( 25 )

1995 1425.00 ( 24 ) 1494.00 ( 25 )

1996 1348.00 ( 23 ) 1425.00 ( 24 )

1997 1277.00 ( 22 ) 1348.00 ( 23 )

1998 1206.00 ( 21 ) 1277.00 ( 22 )

1999 1131.00 ( 20 ) 1206.00 ( 21 ) 944.00 ( 20 )

2000 1051.00 ( 19 ) 1131.00 ( 20 ) 876.00 ( 19 ) 944.00 ( 20 )

2001 960.00 ( 18 ) 1051.00 ( 19 ) 797.00 ( 18 ) 876.00 ( 19 )

2002 888.00 ( 17 ) 960.00 ( 18 ) 736.00 ( 17 ) 797.00 ( 18 )

2003 824.00 ( 16 ) 888.00 ( 17 ) 682.00 ( 16 ) 736.00 ( 17 )

2004 767.00 ( 15 ) 824.00 ( 16 ) 634.00 ( 15 ) 682.00 ( 16 ) 529.00 ( 15 )

2005 712.00 ( 14 ) 767.00 ( 15 ) 587.00 ( 14 ) 634.00 ( 15 ) 489.00 ( 14 ) 529.00 ( 15 )

2006 660.00 ( 13 ) 712.00 ( 14 ) 543.00 ( 13 ) 587.00 ( 14 ) 452.00 ( 13 ) 489.00 ( 14 )

2007 610.00 ( 12 ) 660.00 ( 13 ) 502.00 ( 12 ) 543.00 ( 13 ) 418.00 ( 12 ) 452.00 ( 13 )

2008 560.00 ( 11 ) 610.00 ( 12 ) 461.00 ( 11 ) 502.00 ( 12 ) 384.00 ( 11 ) 418.00 ( 12 )

2009 510.00 ( 10 ) 560.00 ( 11 ) 420.00 ( 10 ) 461.00 ( 11 ) 350.00 ( 10 ) 384.00 ( 11 )

2010 460.00 ( 9 ) 510.00 ( 10 ) 379.00 ( 9 ) 420.00 ( 10 ) 316.00 ( 9 ) 350.00 ( 10 )

2011 405.00 ( 8 ) 460.00 ( 9 ) 333.00 ( 8 ) 379.00 ( 9 ) 277.00 ( 8 ) 316.00 ( 9 )

2012 355.00 ( 7 ) 405.00 ( 8 ) 292.00 ( 7 ) 333.00 ( 8 ) 243.00 ( 7 ) 277.00 ( 8 )

2013 305.00 ( 6 ) 355.00 ( 7 ) 251.00 ( 6 ) 292.00 ( 7 ) 209.00 ( 6 ) 243.00 ( 7 )

2014 305.00 ( 6 ) 251.00 ( 6 ) 209.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 50.00 for term 25 years, ` 41.00 for term 20 years &

` 34.00 for term 15 years.

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE V

WITH POLICY TERM 25, 20, AND 15 YEARS

YEAR OF

COMMEN

CEMENT

PLAN 108 TERM = 25 YEARS PLAN 107 TERM = 20 YEARS PLAN 106TERM = 15 YEARS

2019

BONUS CHART FOR TABLE NOS 88 & 89

1986 2023.00 ( 33 )

1987 1963.00 ( 32 ) 2023.00 ( 33 )

1988 1899.00 ( 31 ) 1963.00 ( 32 )

1989 1833.00 ( 30 ) 1899.00 ( 31 )

1990 1765.00 ( 29 ) 1833.00 ( 30 )

1991 1686.00 ( 28 ) 1765.00 ( 29 )

1992 1617.00 ( 27 ) 1686.00 ( 28 )

1993 1548.00 ( 26 ) 1617.00 ( 27 )

1994 1481.00 ( 25 ) 1548.00 ( 26 )

1995 1410.00 ( 24 ) 1481.00 ( 25 )

1996 1331.00 ( 23 ) 1410.00 ( 24 )

1997 1258.00 ( 22 ) 1331.00 ( 23 )

1998 1184.00 ( 21 ) 1258.00 ( 22 )

1999 1108.00 ( 20 ) 1184.00 ( 21 ) 1015.00 ( 20 )

2000 1028.00 ( 19 ) 1108.00 ( 20 ) 942.00 ( 19 ) 1015.00 ( 20 )

2001 937.00 ( 18 ) 1028.00 ( 19 ) 858.00 ( 18 ) 942.00 ( 19 )

2002 865.00 ( 17 ) 937.00 ( 18 ) 792.00 ( 17 ) 858.00 ( 18 )

2003 800.00 ( 16 ) 865.00 ( 17 ) 733.00 ( 16 ) 792.00 ( 17 )

2004 742.00 ( 15 ) 800.00 ( 16 ) 681.00 ( 15 ) 733.00 ( 16 ) 621.00 ( 15 )

2005 686.00 ( 14 ) 742.00 ( 15 ) 630.00 ( 14 ) 681.00 ( 15 ) 574.00 ( 14 ) 621.00 ( 15 )

2006 634.00 ( 13 ) 686.00 ( 14 ) 582.00 ( 13 ) 630.00 ( 14 ) 530.00 ( 13 ) 574.00 ( 14 )

2007 586.00 ( 12 ) 634.00 ( 13 ) 538.00 ( 12 ) 582.00 ( 13 ) 490.00 ( 12 ) 530.00 ( 13 )

2008 538.00 ( 11 ) 586.00 ( 12 ) 494.00 ( 11 ) 538.00 ( 12 ) 450.00 ( 11 ) 490.00 ( 12 )

2009 490.00 ( 10 ) 538.00 ( 11 ) 450.00 ( 10 ) 494.00 ( 11 ) 410.00 ( 10 ) 450.00 ( 11 )

2010 442.00 ( 9 ) 490.00 ( 10 ) 406.00 ( 9 ) 450.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 )

2011 389.00 ( 8 ) 442.00 ( 9 ) 357.00 ( 8 ) 406.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 )

2012 341.00 ( 7 ) 389.00 ( 8 ) 313.00 ( 7 ) 357.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 )

2013 293.00 ( 6 ) 341.00 ( 7 ) 269.00 ( 6 ) 313.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 )

2014 293.00 ( 6 ) 269.00 ( 6 ) 245.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 48.00 for term more than 20 years, ` 44.00 for term

16 to 20 years & ` 40 for term 15 years.

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE VI

WITH POLICY TERM MORE THAN 20 YEARS, 16 TO 20 YEARS & 15 YEARS

YEAR OF

COMMEN

CEMENT

TERM MORE THAN 20 YEARS TERM 16 TO 20 YEARS TERM 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

2019

BONUS CHART FOR TABLE NO 48

WITH POLICY TERM MORE THAN 20 YEARS

1965 2697.40 ( 54 ) 2712.40 ( 54 ) 2732.40 ( 54 )

1966 2678.40 ( 53 ) 2697.40 ( 54 ) 2693.40 ( 53 ) 2712.40 ( 54 ) 2713.40 ( 53 ) 2732.40 ( 54 )

1967 2659.40 ( 52 ) 2678.40 ( 53 ) 2674.40 ( 52 ) 2693.40 ( 53 ) 2694.40 ( 52 ) 2713.40 ( 53 )

1968 2637.80 ( 51 ) 2659.40 ( 52 ) 2652.80 ( 51 ) 2674.40 ( 52 ) 2672.80 ( 51 ) 2694.40 ( 52 )

1969 2616.20 ( 50 ) 2637.80 ( 51 ) 2631.20 ( 50 ) 2652.80 ( 51 ) 2651.20 ( 50 ) 2672.80 ( 51 )

1970 2591.60 ( 49 ) 2616.20 ( 50 ) 2606.60 ( 49 ) 2631.20 ( 50 ) 2626.60 ( 49 ) 2651.20 ( 50 )

1971 2563.50 ( 48 ) 2591.60 ( 49 ) 2571.00 ( 48 ) 2606.60 ( 49 ) 2581.00 ( 48 ) 2626.60 ( 49 )

1972 2537.90 ( 47 ) 2563.50 ( 48 ) 2545.40 ( 47 ) 2571.00 ( 48 ) 2555.40 ( 47 ) 2581.00 ( 48 )

1973 2511.30 ( 46 ) 2537.90 ( 47 ) 2518.80 ( 46 ) 2545.40 ( 47 ) 2528.80 ( 46 ) 2555.40 ( 47 )

1974 2484.70 ( 45 ) 2511.30 ( 46 ) 2492.20 ( 45 ) 2518.80 ( 46 ) 2502.20 ( 45 ) 2528.80 ( 46 )

1975 2458.10 ( 44 ) 2484.70 ( 45 ) 2465.60 ( 44 ) 2492.20 ( 45 ) 2475.60 ( 44 ) 2502.20 ( 45 )

1976 2430.60 ( 43 ) 2458.10 ( 44 ) 2430.60 ( 43 ) 2465.60 ( 44 ) 2430.60 ( 43 ) 2475.60 ( 44 )

1977 2403.60 ( 42 ) 2430.60 ( 43 ) 2403.60 ( 42 ) 2430.60 ( 43 ) 2403.60 ( 42 ) 2430.60 ( 43 )

1978 2371.80 ( 41 ) 2403.60 ( 42 ) 2371.80 ( 41 ) 2403.60 ( 42 ) 2371.80 ( 41 ) 2403.60 ( 42 )

1979 2340.00 ( 40 ) 2371.80 ( 41 ) 2340.00 ( 40 ) 2371.80 ( 41 ) 2340.00 ( 40 ) 2371.80 ( 41 )

1980 2305.00 ( 39 ) 2340.00 ( 40 ) 2305.00 ( 39 ) 2340.00 ( 40 ) 2305.00 ( 39 ) 2340.00 ( 40 )

1981 2272.00 ( 38 ) 2305.00 ( 39 ) 2272.00 ( 38 ) 2305.00 ( 39 ) 2272.00 ( 38 ) 2305.00 ( 39 )

1982 2233.00 ( 37 ) 2272.00 ( 38 ) 2233.00 ( 37 ) 2272.00 ( 38 ) 2233.00 ( 37 ) 2272.00 ( 38 )

1983 2194.00 ( 36 ) 2233.00 ( 37 ) 2194.00 ( 36 ) 2233.00 ( 37 ) 2194.00 ( 36 ) 2233.00 ( 37 )

1984 2145.00 ( 35 ) 2194.00 ( 36 ) 2145.00 ( 35 ) 2194.00 ( 36 ) 2145.00 ( 35 ) 2194.00 ( 36 )

1985 2097.00 ( 34 ) 2145.00 ( 35 ) 2097.00 ( 34 ) 2145.00 ( 35 ) 2097.00 ( 34 ) 2145.00 ( 35 )

1986 2028.00 ( 33 ) 2097.00 ( 34 ) 2028.00 ( 33 ) 2097.00 ( 34 ) 2028.00 ( 33 ) 2097.00 ( 34 )

1987 1968.00 ( 32 ) 2028.00 ( 33 ) 1968.00 ( 32 ) 2028.00 ( 33 ) 1968.00 ( 32 ) 2028.00 ( 33 )

1988 1904.00 ( 31 ) 1968.00 ( 32 ) 1904.00 ( 31 ) 1968.00 ( 32 ) 1904.00 ( 31 ) 1968.00 ( 32 )

1989 1838.00 ( 30 ) 1904.00 ( 31 ) 1838.00 ( 30 ) 1904.00 ( 31 ) 1838.00 ( 30 ) 1904.00 ( 31 )

1990 1770.00 ( 29 ) 1838.00 ( 30 ) 1770.00 ( 29 ) 1838.00 ( 30 ) 1770.00 ( 29 ) 1838.00 ( 30 )

1991 1691.00 ( 28 ) 1770.00 ( 29 ) 1691.00 ( 28 ) 1770.00 ( 29 ) 1691.00 ( 28 ) 1770.00 ( 29 )

1992 1622.00 ( 27 ) 1691.00 ( 28 ) 1622.00 ( 27 ) 1691.00 ( 28 ) 1622.00 ( 27 ) 1691.00 ( 28 )

1993 1553.00 ( 26 ) 1622.00 ( 27 ) 1553.00 ( 26 ) 1622.00 ( 27 ) 1553.00 ( 26 ) 1622.00 ( 27 )

1994 1486.00 ( 25 ) 1553.00 ( 26 ) 1486.00 ( 25 ) 1553.00 ( 26 ) 1486.00 ( 25 ) 1553.00 ( 26 )

1995 1415.00 ( 24 ) 1486.00 ( 25 ) 1415.00 ( 24 ) 1486.00 ( 25 ) 1415.00 ( 24 ) 1486.00 ( 25 )

1996 1336.00 ( 23 ) 1415.00 ( 24 ) 1336.00 ( 23 ) 1415.00 ( 24 ) 1336.00 ( 23 ) 1415.00 ( 24 )

1997 1263.00 ( 22 ) 1336.00 ( 23 ) 1263.00 ( 22 ) 1336.00 ( 23 ) 1263.00 ( 22 ) 1336.00 ( 23 )

1998 1189.00 ( 21 ) 1263.00 ( 22 ) 1189.00 ( 21 ) 1263.00 ( 22 ) 1189.00 ( 21 ) 1263.00 ( 22 )

1999 1113.00 ( 20 ) 1189.00 ( 21 ) 1113.00 ( 20 ) 1189.00 ( 21 ) 1113.00 ( 20 ) 1189.00 ( 21 )

2000 1033.00 ( 19 ) 1113.00 ( 20 ) 1033.00 ( 19 ) 1113.00 ( 20 ) 1033.00 ( 19 ) 1113.00 ( 20 )

2001 942.00 ( 18 ) 1033.00 ( 19 ) 942.00 ( 18 ) 1033.00 ( 19 ) 942.00 ( 18 ) 1033.00 ( 19 )

2002 870.00 ( 17 ) 942.00 ( 18 ) 870.00 ( 17 ) 942.00 ( 18 ) 870.00 ( 17 ) 942.00 ( 18 )

2003 805.00 ( 16 ) 870.00 ( 17 ) 805.00 ( 16 ) 870.00 ( 17 ) 805.00 ( 16 ) 870.00 ( 17 )

2004 747.00 ( 15 ) 805.00 ( 16 ) 747.00 ( 15 ) 805.00 ( 16 ) 747.00 ( 15 ) 805.00 ( 16 )

2005 691.00 ( 14 ) 747.00 ( 15 ) 691.00 ( 14 ) 747.00 ( 15 ) 691.00 ( 14 ) 747.00 ( 15 )

2006 639.00 ( 13 ) 691.00 ( 14 ) 639.00 ( 13 ) 691.00 ( 14 ) 639.00 ( 13 ) 691.00 ( 14 )

2007 591.00 ( 12 ) 639.00 ( 13 ) 591.00 ( 12 ) 639.00 ( 13 ) 591.00 ( 12 ) 639.00 ( 13 )

2008 543.00 ( 11 ) 591.00 ( 12 ) 543.00 ( 11 ) 591.00 ( 12 ) 543.00 ( 11 ) 591.00 ( 12 )

2009 495.00 ( 10 ) 543.00 ( 11 ) 495.00 ( 10 ) 543.00 ( 11 ) 495.00 ( 10 ) 543.00 ( 11 )

2010 447.00 ( 9 ) 495.00 ( 10 ) 447.00 ( 9 ) 495.00 ( 10 ) 447.00 ( 9 ) 495.00 ( 10 )

2011 394.00 ( 8 ) 447.00 ( 9 ) 394.00 ( 8 ) 447.00 ( 9 ) 394.00 ( 8 ) 447.00 ( 9 )

2012 346.00 ( 7 ) 394.00 ( 8 ) 346.00 ( 7 ) 394.00 ( 8 ) 346.00 ( 7 ) 394.00 ( 8 )

2013 298.00 ( 6 ) 346.00 ( 7 ) 298.00 ( 6 ) 346.00 ( 7 ) 298.00 ( 6 ) 346.00 ( 7 )

2014 298.00 ( 6 ) 298.00 ( 6 ) 298.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 49.00

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE VII

YEAR OF

COMMEN

CEMENT

SUM ASSURED UPTO ` 25000 SUM ASSURED BETWEEN `

25001 TO ` 50000

SUM ASSURED ABOVE ` 50000

2019

1999 1015.00 ( 20 )

2000 942.00 ( 19 ) 1015.00 ( 20 )

2001 858.00 ( 18 ) 942.00 ( 19 )

2002 792.00 ( 17 ) 858.00 ( 18 )

2003 733.00 ( 16 ) 792.00 ( 17 )

2004 681.00 ( 15 ) 733.00 ( 16 ) 621.00 ( 15 )

2005 630.00 ( 14 ) 681.00 ( 15 ) 574.00 ( 14 ) 621.00 ( 15 )

2006 582.00 ( 13 ) 630.00 ( 14 ) 530.00 ( 13 ) 574.00 ( 14 )

2007 538.00 ( 12 ) 582.00 ( 13 ) 490.00 ( 12 ) 530.00 ( 13 )

2008 494.00 ( 11 ) 538.00 ( 12 ) 450.00 ( 11 ) 490.00 ( 12 )

2009 450.00 ( 10 ) 494.00 ( 11 ) 410.00 ( 10 ) 450.00 ( 11 ) 410.00 ( 10 )

2010 406.00 ( 9 ) 450.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 )

2011 357.00 ( 8 ) 406.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 )

2012 313.00 ( 7 ) 357.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 )

2013 269.00 ( 6 ) 313.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 )

2014 269.00 ( 6 ) 245.00 ( 6 ) 245.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes one time bonus declared as per Valuation as at 31.03.1997, special one time bonus as per

Valuation as at 31.3.2005 and special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 44.00 for term 20 years, ` 40 for term 15 years and

` 40.00 for term 10 years.

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE VIII

BONUS CHART FOR TABLE NO 48

WITH POLICY TERM 20,15 AND 10 YEARS

YEAR OF

COMMEN

CEMENT

TERM 20 YEARS TERMS 15 YEARS TERMS 10 YEARS & LESS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2001 903.00 ( 18 ) 829.00 ( 18 )

2002 838.00 ( 17 ) 903.00 ( 18 ) 769.00 ( 17 ) 829.00 ( 18 )

2003 779.00 ( 16 ) 838.00 ( 17 ) 715.00 ( 16 ) 769.00 ( 17 )

2004 726.00 ( 15 ) 779.00 ( 16 ) 666.00 ( 15 ) 715.00 ( 16 ) 605.00 ( 15 )

2005 674.00 ( 14 ) 726.00 ( 15 ) 618.00 ( 14 ) 666.00 ( 15 ) 562.00 ( 14 ) 605.00 ( 15 )

2006 625.00 ( 13 ) 674.00 ( 14 ) 573.00 ( 13 ) 618.00 ( 14 ) 521.00 ( 13 ) 562.00 ( 14 )

2007 580.00 ( 12 ) 625.00 ( 13 ) 532.00 ( 12 ) 573.00 ( 13 ) 484.00 ( 12 ) 521.00 ( 13 )

2008 535.00 ( 11 ) 580.00 ( 12 ) 491.00 ( 11 ) 532.00 ( 12 ) 447.00 ( 11 ) 484.00 ( 12 )

2009 490.00 ( 10 ) 535.00 ( 11 ) 450.00 ( 10 ) 491.00 ( 11 ) 410.00 ( 10 ) 447.00 ( 11 )

2010 445.00 ( 9 ) 490.00 ( 10 ) 409.00 ( 9 ) 450.00 ( 10 ) 373.00 ( 9 ) 410.00 ( 10 )

2011 393.00 ( 8 ) 445.00 ( 9 ) 361.00 ( 8 ) 409.00 ( 9 ) 329.00 ( 8 ) 373.00 ( 9 )

2012 346.00 ( 7 ) 393.00 ( 8 ) 318.00 ( 7 ) 361.00 ( 8 ) 290.00 ( 7 ) 329.00 ( 8 )

2013 298.00 ( 6 ) 346.00 ( 7 ) 274.00 ( 6 ) 318.00 ( 7 ) 250.00 ( 6 ) 290.00 ( 7 )

2014 298.00 ( 6 ) 274.00 ( 6 ) 250.00 ( 6 )

2009 380.00 ( 10 )

2010 346.00 ( 9 ) 380.00 ( 10 )

2011 305.00 ( 8 ) 346.00 ( 9 )

2012 269.00 ( 7 ) 305.00 ( 8 )

2013 232.00 ( 6 ) 269.00 ( 7 )

2014 232.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 49.00 for premium paying term more than 20 years,

` 45.00 for premium paying term 16 to 20 years, ` 41.00 for for premium paying term 11 to 15 year &

` 38.00 for premium paying term 6 to 10 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

YEAR OF

COMMEN

CEMENT

PREMIUM PAYMENT TERM 6 TO

10 YEARS

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

APRIL TO

DECEMBER

TO 15 AND BETWEEN 6 TO 10 YEARS

YEAR OF

COMMEN

CEMENT

PREMIUM PAYMENT TERM MORE

THAN 20 YEARS

PREMIUM PAYMENT TERM 16 TO 20

YEARS

PREMIUM PAYMENT TERM 11 TO 15

YEARS

VALUATION AS AT 31.03.2019

ANNEXURE IX

BONUS CHART FOR TABLE NOS 149

WITH PREMIUM PAYMENT TERM (PPT) MORE THAN 20, BETWEEN 16 TO 20, BETWEEN 11

JANUARY TO

MARCH

2019

2002 612.00 ( 17 ) 715.00 ( 17 ) 789.00 ( 17 )

2003 568.00 ( 16 ) 612.00 ( 17 ) 664.00 ( 16 ) 715.00 ( 17 ) 731.00 ( 16 ) 789.00 ( 17 )

2004 529.00 ( 15 ) 568.00 ( 16 ) 619.00 ( 15 ) 664.00 ( 16 ) 680.00 ( 15 ) 731.00 ( 16 )

2005 490.00 ( 14 ) 529.00 ( 15 ) 574.00 ( 14 ) 619.00 ( 15 ) 630.00 ( 14 ) 680.00 ( 15 )

2006 452.00 ( 13 ) 490.00 ( 14 ) 530.00 ( 13 ) 574.00 ( 14 ) 582.00 ( 13 ) 630.00 ( 14 )

2007 418.00 ( 12 ) 452.00 ( 13 ) 490.00 ( 12 ) 530.00 ( 13 ) 538.00 ( 12 ) 582.00 ( 13 )

2008 384.00 ( 11 ) 418.00 ( 12 ) 450.00 ( 11 ) 490.00 ( 12 ) 494.00 ( 11 ) 538.00 ( 12 )

2009 350.00 ( 10 ) 384.00 ( 11 ) 410.00 ( 10 ) 450.00 ( 11 ) 450.00 ( 10 ) 494.00 ( 11 )

2010 316.00 ( 9 ) 350.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 ) 406.00 ( 9 ) 450.00 ( 10 )

2011 277.00 ( 8 ) 316.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 ) 357.00 ( 8 ) 406.00 ( 9 )

2012 243.00 ( 7 ) 277.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 ) 313.00 ( 7 ) 357.00 ( 8 )

2013 209.00 ( 6 ) 243.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 ) 269.00 ( 6 ) 313.00 ( 7 )

2014 209.00 ( 6 ) 245.00 ( 6 ) 269.00 ( 6 )

2002 876.00 ( 17 )

2003 812.00 ( 16 ) 876.00 ( 17 )

2004 755.00 ( 15 ) 812.00 ( 16 )

2005 700.00 ( 14 ) 755.00 ( 15 )

2006 647.00 ( 13 ) 700.00 ( 14 )

2007 598.00 ( 12 ) 647.00 ( 13 )

2008 549.00 ( 11 ) 598.00 ( 12 )

2009 500.00 ( 10 ) 549.00 ( 11 )

2010 451.00 ( 9 ) 500.00 ( 10 )

2011 397.00 ( 8 ) 451.00 ( 9 )

2012 348.00 ( 7 ) 397.00 ( 8 )

2013 299.00 ( 6 ) 348.00 ( 7 )

2014 299.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 34.00 for premium paying term more than 20 years,

` 40.00 for premium paying term 16 to 20 years, ` 44.00 for premium paying term 11 to 15 years & ` 49.00 for

premium paying term upto 10 years.

YEAR OF

COMMEN

CEMENT

PPT 10 YEARS AND LESS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE X

BONUS CHART FOR TABLE NOS. : 152

WITH PREMIUM PAYMENT TERM (PPT) MORE THAN 20, BETWEEN 16 TO 20,

BETWEEN 11 TO 15, 10 YEARS AND LESS

YEAR OF

COMMEN

CEMENT

PPT MORE THAN 20 YEARS PPT 16 TO 20 YEARS PPT 11 TO 15 YEARS

2019

2001 609.00 ( 18 )

2002 585.00 ( 17 ) 609.00 ( 18 )

2003 561.00 ( 16 ) 585.00 ( 17 )

2004 537.00 ( 15 ) 561.00 ( 16 ) 477.00 ( 15 )

2005 502.00 ( 14 ) 537.00 ( 15 ) 446.00 ( 14 ) 477.00 ( 15 )

2006 465.00 ( 13 ) 502.00 ( 14 ) 413.00 ( 13 ) 446.00 ( 14 )

2007 430.00 ( 12 ) 465.00 ( 13 ) 382.00 ( 12 ) 413.00 ( 13 )

2008 395.00 ( 11 ) 430.00 ( 12 ) 351.00 ( 11 ) 382.00 ( 12 )

2009 360.00 ( 10 ) 395.00 ( 11 ) 320.00 ( 10 ) 351.00 ( 11 ) 280.00 ( 10 )

2010 325.00 ( 9 ) 360.00 ( 10 ) 289.00 ( 9 ) 320.00 ( 10 ) 253.00 ( 9 ) 280.00 ( 10 )

2011 285.00 ( 8 ) 325.00 ( 9 ) 253.00 ( 8 ) 289.00 ( 9 ) 221.00 ( 8 ) 253.00 ( 9 )

2012 250.00 ( 7 ) 285.00 ( 8 ) 222.00 ( 7 ) 253.00 ( 8 ) 194.00 ( 7 ) 221.00 ( 8 )

2013 215.00 ( 6 ) 250.00 ( 7 ) 191.00 ( 6 ) 222.00 ( 7 ) 167.00 ( 6 ) 194.00 ( 7 )

2014 215.00 ( 6 ) 191.00 ( 6 ) 167.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by maturity (including those discounted within one year from maturity,

wherever applicable) or are surrendered during the period 01.01.2019 to 31.12.2019, the following interim

bonus rates per ` 1000 Cash Option. are applicable : ` 35.00 for deferment period more than 15 years, ` 31.00

for deferment period 11 to 15 years & ` 27.00 for deferment period 6 to 10 years.

YEAR OF

COMMEN

CEMENT

DEF.PD. MORE THAN 15 DEF. PD. 11 TO 15 YEARS DEF. PD. 6 TO 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XI

BONUS CHART FOR NEW JEEVAN SURAKSHA - 1 ( PLAN 147 )

WITH DEFERMENT PERIOD (DEF. PD.) MORE THAN 15,

BETWEEN 11 TO 15 AND BETWEEN 6 TO 10 YEARS

2019

2001 566.00 ( 18 )

2002 542.00 ( 17 ) 566.00 ( 18 )

2003 518.00 ( 16 ) 542.00 ( 17 )

2004 494.00 ( 15 ) 518.00 ( 16 ) 434.00 ( 15 )

2005 461.00 ( 14 ) 494.00 ( 15 ) 405.00 ( 14 ) 434.00 ( 15 )

2006 426.00 ( 13 ) 461.00 ( 14 ) 374.00 ( 13 ) 405.00 ( 14 )

2007 394.00 ( 12 ) 426.00 ( 13 ) 346.00 ( 12 ) 374.00 ( 13 )

2008 362.00 ( 11 ) 394.00 ( 12 ) 318.00 ( 11 ) 346.00 ( 12 )

2009 330.00 ( 10 ) 362.00 ( 11 ) 290.00 ( 10 ) 318.00 ( 11 ) 260.00 ( 10 )

2010 298.00 ( 9 ) 330.00 ( 10 ) 262.00 ( 9 ) 290.00 ( 10 ) 235.00 ( 9 ) 260.00 ( 10 )

2011 261.00 ( 8 ) 298.00 ( 9 ) 229.00 ( 8 ) 262.00 ( 9 ) 205.00 ( 8 ) 235.00 ( 9 )

2012 229.00 ( 7 ) 261.00 ( 8 ) 201.00 ( 7 ) 229.00 ( 8 ) 180.00 ( 7 ) 205.00 ( 8 )

2013 197.00 ( 6 ) 229.00 ( 7 ) 173.00 ( 6 ) 201.00 ( 7 ) 155.00 ( 6 ) 180.00 ( 7 )

2014 197.00 ( 6 ) 173.00 ( 6 ) 155.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by maturity (including those discounted within one year from maturity,

wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following interim

bonus rates per ` 1000 Cash Option. are applicable : ̀ 32.00 for deferment period more than 15 years, ̀ 28.00

for deferment period 11 to 15 years & ` 25.00 for deferment period 6 to 10 years.

VALUATION AS AT 31.03.2019

ANNEXURE XII

BONUS CHART FOR NEW JEEVAN DHARA -1 ( PLAN 148 )

WITH DEFERMENT PERIOD (DEF. PD.) MORE THAN 15

BETWEEN 11 TO 15 AND BETWEEN 6 TO 10 YEARS

YEAR OF

COMMEN

CEMENT

DEF.PD. MORE THAN 15 DEF. PD. 11 TO 15 YEARS DEF. PD. 6 TO 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2004 657.00 ( 15 ) 626.00 ( 15 ) 592.00 ( 15 )

2005 622.00 ( 14 ) 657.00 ( 15 ) 593.00 ( 14 ) 626.00 ( 15 ) 563.00 ( 14 ) 592.00 ( 15 )

2006 582.00 ( 13 ) 622.00 ( 14 ) 556.00 ( 13 ) 593.00 ( 14 ) 530.00 ( 13 ) 563.00 ( 14 )

2007 538.00 ( 12 ) 582.00 ( 13 ) 514.00 ( 12 ) 556.00 ( 13 ) 490.00 ( 12 ) 530.00 ( 13 )

2008 494.00 ( 11 ) 538.00 ( 12 ) 472.00 ( 11 ) 514.00 ( 12 ) 450.00 ( 11 ) 490.00 ( 12 )

2009 450.00 ( 10 ) 494.00 ( 11 ) 430.00 ( 10 ) 472.00 ( 11 ) 410.00 ( 10 ) 450.00 ( 11 )

2010 406.00 ( 9 ) 450.00 ( 10 ) 388.00 ( 9 ) 430.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 )

2011 357.00 ( 8 ) 406.00 ( 9 ) 341.00 ( 8 ) 388.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 )

2012 313.00 ( 7 ) 357.00 ( 8 ) 299.00 ( 7 ) 341.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 )

2013 269.00 ( 6 ) 313.00 ( 7 ) 257.00 ( 6 ) 299.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 )

2014 269.00 ( 6 ) 257.00 ( 6 ) 245.00 ( 6 )

2009 390.00 ( 10 )

2010 352.00 ( 9 ) 390.00 ( 10 )

2011 309.00 ( 8 ) 352.00 ( 9 )

2012 271.00 ( 7 ) 309.00 ( 8 )

2013 233.00 ( 6 ) 271.00 ( 7 )

2014 233.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 44.00 for term more than 20 years, ` 42.00 for term

16 to 20 years, ` 40.00 for term 11 to 15 years & ` 38.00 for term upto 10 years.

VALUATION AS AT 31.03.2019

ANNEXURE XIII

BONUS CHART FOR JEEVAN ANURAG POLICIES (PLAN 168)

WITH POLICY TERM MORE THAN 20, BETWEEN 16 TO 20,

BETWEEN 11 TO 15 AND TERM 10 YEARS AND LESS

YEAR OF

COMMEN

CEMENT

TERM MORE THAN 20 TERM 16 TO 20 YEARS TERM 11 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

YEAR OF

COMMEN

CEMENT

TERM 10 YEARS AND LESS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2005 678.00 ( 14 ) 647.00 ( 14 )

2006 641.00 ( 13 ) 678.00 ( 14 ) 614.00 ( 13 ) 647.00 ( 14 )

2007 593.00 ( 12 ) 641.00 ( 13 ) 570.00 ( 12 ) 614.00 ( 13 )

2008 545.00 ( 11 ) 593.00 ( 12 ) 526.00 ( 11 ) 570.00 ( 12 )

2009 497.00 ( 10 ) 545.00 ( 11 ) 482.00 ( 10 ) 526.00 ( 11 ) 471.00 ( 10 )

2010 449.00 ( 9 ) 497.00 ( 10 ) 438.00 ( 9 ) 482.00 ( 10 ) 431.00 ( 9 ) 471.00 ( 10 )

2011 396.00 ( 8 ) 449.00 ( 9 ) 387.00 ( 8 ) 438.00 ( 9 ) 380.00 ( 8 ) 431.00 ( 9 )

2012 348.00 ( 7 ) 396.00 ( 8 ) 341.00 ( 7 ) 387.00 ( 8 ) 334.00 ( 7 ) 380.00 ( 8 )

2013 299.00 ( 6 ) 348.00 ( 7 ) 293.00 ( 6 ) 341.00 ( 7 ) 287.00 ( 6 ) 334.00 ( 7 )

2014 299.00 ( 6 ) 293.00 ( 6 ) 287.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from maturity,

wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following interim bonus

rates per ` 1000 S.A. are applicable : ` 49.00 for 20 year accumulation period, ` 48.00 for 15 year accumulation

period and ` 47.00 for 10 year accumulation period.

JANUARY TO

MARCH

ACCUMULATION PERIOD

20 YEARS

ACCUMULATION PERIOD

15 YEARS

ACCUMULATION

PERIOD 10 YEARS

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XIV

BONUS CHART FOR JEEVAN TARANG POLICIES - TABLE NO. 178

WITH ACCUMULATION PERIOD 20, 15 AND 10 YEARS

YEAR OF

COMMEN

CEMENTAPRIL TO

DECEMBER

2019

1999 1134.00 ( 20 ) 1028.00 ( 20 )

2000 1054.00 ( 19 ) 1134.00 ( 20 ) 955.00 ( 19 ) 1028.00 ( 20 )

2001 963.00 ( 18 ) 1054.00 ( 19 ) 871.00 ( 18 ) 955.00 ( 19 )

2002 891.00 ( 17 ) 963.00 ( 18 ) 805.00 ( 17 ) 871.00 ( 18 )

2003 826.00 ( 16 ) 891.00 ( 17 ) 746.00 ( 16 ) 805.00 ( 17 )

2004 768.00 ( 15 ) 826.00 ( 16 ) 694.00 ( 15 ) 746.00 ( 16 ) 621.00 ( 15 )

2005 712.00 ( 14 ) 768.00 ( 15 ) 643.00 ( 14 ) 694.00 ( 15 ) 574.00 ( 14 ) 621.00 ( 15 )

2006 660.00 ( 13 ) 712.00 ( 14 ) 595.00 ( 13 ) 643.00 ( 14 ) 530.00 ( 13 ) 574.00 ( 14 )

2007 610.00 ( 12 ) 660.00 ( 13 ) 550.00 ( 12 ) 595.00 ( 13 ) 490.00 ( 12 ) 530.00 ( 13 )

2008 560.00 ( 11 ) 610.00 ( 12 ) 505.00 ( 11 ) 550.00 ( 12 ) 450.00 ( 11 ) 490.00 ( 12 )

2009 510.00 ( 10 ) 560.00 ( 11 ) 460.00 ( 10 ) 505.00 ( 11 ) 410.00 ( 10 ) 450.00 ( 11 )

2010 460.00 ( 9 ) 510.00 ( 10 ) 415.00 ( 9 ) 460.00 ( 10 ) 370.00 ( 9 ) 410.00 ( 10 )

2011 405.00 ( 8 ) 460.00 ( 9 ) 365.00 ( 8 ) 415.00 ( 9 ) 325.00 ( 8 ) 370.00 ( 9 )

2012 355.00 ( 7 ) 405.00 ( 8 ) 320.00 ( 7 ) 365.00 ( 8 ) 285.00 ( 7 ) 325.00 ( 8 )

2013 305.00 ( 6 ) 355.00 ( 7 ) 275.00 ( 6 ) 320.00 ( 7 ) 245.00 ( 6 ) 285.00 ( 7 )

2014 305.00 ( 6 ) 275.00 ( 6 ) 245.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2005 and special one time bonus as per

Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following

interim bonus rates per ` 1000 S.A. are applicable : ` 50.00 for term more than 20 years , ` 45.00 for term

16 to 20 years and ` 40.00 for term upto 15 years.

JANUARY TO

MARCH

TERM LESS THAN OR EQUAL TO

15 YEARSYEAR OF

COMMEN

CEMENT

TERM MORE THAN 20

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XV

BONUS CHART FOR TABLE NOS 133 - Jeevan Mitra - Triple cover

WITH POLICY TERM MORE THAN 20 YEARS , 16 TO 20 & LESS THAN OR EQUAL TO 15 YEARS

APRIL TO

DECEMBER

TERM 16 TO 20 YEARS

2019

VALUATION AS AT 31.03.2019

ANNEXURE XVI

BONUS CHART FOR JEEVAN MADHUR - TABLE NO. 182

WITH POLICY TERM 5 TO 10 YEARS AND 11 TO 15 YEARS

2006 344.00 ( 13 )

2007 319.00 ( 12 ) 344.00 ( 13 )

2008 294.00 ( 11 ) 319.00 ( 12 )

2009 269.00 ( 10 ) 294.00 ( 11 ) 219.00 ( 10 )

2010 244.00 ( 9 ) 269.00 ( 10 ) 199.00 ( 9 ) 219.00 ( 10 )

2011 213.00 ( 8 ) 244.00 ( 9 ) 173.00 ( 8 ) 199.00 ( 9 )

2012 187.00 ( 7 ) 213.00 ( 8 ) 152.00 ( 7 ) 173.00 ( 8 )

2013 161.00 ( 6 ) 187.00 ( 7 ) 131.00 ( 6 ) 152.00 ( 7 )

2014 161.00 ( 6 ) 131.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to

31.12.2020, the following interim bonus rates per ` 1000 Death Benefit S.A. are applicable : ` 26.00

for term 11 to 15 years and ` 21.00 for term 5 to 10 years

POLICY TERM 5 TO 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

YEAR OF

COMMEN

CEMENT

POLICY TERM 11 TO 15

2019

2006 530.00 ( 13 ) 504.00 ( 13 ) 452.00 ( 13 )

2007 490.00 ( 12 ) 530.00 ( 13 ) 466.00 ( 12 ) 504.00 ( 13 ) 418.00 ( 12 ) 452.00 ( 13 )

2008 450.00 ( 11 ) 490.00 ( 12 ) 428.00 ( 11 ) 466.00 ( 12 ) 384.00 ( 11 ) 418.00 ( 12 )

2009 410.00 ( 10 ) 450.00 ( 11 ) 390.00 ( 10 ) 428.00 ( 11 ) 350.00 ( 10 ) 384.00 ( 11 )

2010 370.00 ( 9 ) 410.00 ( 10 ) 352.00 ( 9 ) 390.00 ( 10 ) 316.00 ( 9 ) 350.00 ( 10 )

2011 325.00 ( 8 ) 370.00 ( 9 ) 309.00 ( 8 ) 352.00 ( 9 ) 277.00 ( 8 ) 316.00 ( 9 )

2012 285.00 ( 7 ) 325.00 ( 8 ) 271.00 ( 7 ) 309.00 ( 8 ) 243.00 ( 7 ) 277.00 ( 8 )

2013 245.00 ( 6 ) 285.00 ( 7 ) 233.00 ( 6 ) 271.00 ( 7 ) 209.00 ( 6 ) 243.00 ( 7 )

2014 245.00 ( 6 ) 233.00 ( 6 ) 209.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to

31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 40.00 for term more

than 20 years , ` 38.00 for term 16 to 20 years and ` 34.00 for term upto 15 years.

VALUATION AS AT 31.03.2019

ANNEXURE XVII

BONUS CHART FOR CHILD CAREER PLAN - TABLE NO. 184

WITH POLICY TERM MORE THAN 20, BETWEEN 16 TO 20 AND 11 TO 15 YEARS

YEAR OF

COMMEN

CEMENTAPRIL TO

DECEMBER

POLICY TERM 16 TO 20 YEARS

POLICY TERM MORE

THAN 20 YEARS POLICY TERM 11 TO 15 YEARS

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2006 574.00 ( 13 ) 548.00 ( 13 ) 496.00 ( 13 )

2007 532.00 ( 12 ) 574.00 ( 13 ) 508.00 ( 12 ) 548.00 ( 13 ) 460.00 ( 12 ) 496.00 ( 13 )

2008 490.00 ( 11 ) 532.00 ( 12 ) 468.00 ( 11 ) 508.00 ( 12 ) 424.00 ( 11 ) 460.00 ( 12 )

2009 448.00 ( 10 ) 490.00 ( 11 ) 428.00 ( 10 ) 468.00 ( 11 ) 388.00 ( 10 ) 424.00 ( 11 )

2010 406.00 ( 9 ) 448.00 ( 10 ) 388.00 ( 9 ) 428.00 ( 10 ) 352.00 ( 9 ) 388.00 ( 10 )

2011 357.00 ( 8 ) 406.00 ( 9 ) 341.00 ( 8 ) 388.00 ( 9 ) 309.00 ( 8 ) 352.00 ( 9 )

2012 313.00 ( 7 ) 357.00 ( 8 ) 299.00 ( 7 ) 341.00 ( 8 ) 271.00 ( 7 ) 309.00 ( 8 )

2013 269.00 ( 6 ) 313.00 ( 7 ) 257.00 ( 6 ) 299.00 ( 7 ) 233.00 ( 6 ) 271.00 ( 7 )

2014 269.00 ( 6 ) 257.00 ( 6 ) 233.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to

31.12.2020, the following interim bonus rates per Rs. 1000 S.A. are applicable : ` 44.00 for term

more than 20 years, ` 42.00 for term 16 to 20 years and ` 38.00 for term upto 15 years.

POLICY TERM 16 TO 20

YEARS

APRIL TO

DECEMBER

POLICY TERM 11 TO 15

YEARS

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XVIII

BONUS CHART FOR CHILD FUTURE PLAN - TABLE NO. 185

WITH POLICY TERM MORE THAN 20, BETWEEN 16 TO 20 AND 11 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

2019

VALUATION AS AT 31.03.2019

ANNEXURE XIX

BONUS CHART FOR JEEVAN BHARATI PLAN - TABLE NO. 160

WITH POLICY TERM = 20 YEARS & POLICY Term = 15 years

2007 495.00 ( 12 )

2008 455.00 ( 11 ) 495.00 ( 12 )

2009 415.00 ( 10 ) 455.00 ( 11 ) 395.00 ( 10 )

2010 375.00 ( 9 ) 415.00 ( 10 ) 357.00 ( 9 ) 395.00 ( 10 )

2011 330.00 ( 8 ) 375.00 ( 9 ) 314.00 ( 8 ) 357.00 ( 9 )

2012 290.00 ( 7 ) 330.00 ( 8 ) 276.00 ( 7 ) 314.00 ( 8 )

2013 250.00 ( 6 ) 290.00 ( 7 ) 238.00 ( 6 ) 276.00 ( 7 )

2014 210.00 ( 5 ) 250.00 ( 6 ) 200.00 ( 5 ) 238.00 ( 6 )

2015 210.00 ( 5 ) 200.00 ( 5 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020,

the following interim bonus rates per ̀ 1000 S.A. are applicable : ̀ 40.00 for term 20 years

` 38.00 for term 15 years

Date of

commence

ment + 5

years

POLICY TERM = 20 YEARS POLICY TERM = 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2008 577.00 ( 11 ) 533.00 ( 11 )

2009 529.00 ( 10 ) 577.00 ( 11 ) 489.00 ( 10 ) 533.00 ( 11 ) 456.00 ( 10 )

2010 481.00 ( 9 ) 529.00 ( 10 ) 445.00 ( 9 ) 489.00 ( 10 ) 416.00 ( 9 ) 456.00 ( 10 )

2011 426.00 ( 8 ) 481.00 ( 9 ) 394.00 ( 8 ) 445.00 ( 9 ) 369.00 ( 8 ) 416.00 ( 9 )

2012 376.00 ( 7 ) 426.00 ( 8 ) 348.00 ( 7 ) 394.00 ( 8 ) 327.00 ( 7 ) 369.00 ( 8 )

2013 325.00 ( 6 ) 376.00 ( 7 ) 301.00 ( 6 ) 348.00 ( 7 ) 283.00 ( 6 ) 327.00 ( 7 )

2014 274.00 ( 5 ) 325.00 ( 6 ) 254.00 ( 5 ) 301.00 ( 6 ) 239.00 ( 5 ) 283.00 ( 6 ) 234.00 ( 5 )

2015 222.00 ( 4 ) 274.00 ( 5 ) 206.00 ( 4 ) 254.00 ( 5 ) 194.00 ( 4 ) 239.00 ( 5 ) 190.00 ( 4 ) 234.00 ( 5 )

2016 159.00 ( 3 ) 222.00 ( 4 ) 147.00 ( 3 ) 206.00 ( 4 ) 138.00 ( 3 ) 194.00 ( 4 ) 135.00 ( 3 ) 190.00 ( 4 )

2017 106.00 ( 2 ) 159.00 ( 3 ) 98.00 ( 2 ) 147.00 ( 3 ) 92.00 ( 2 ) 138.00 ( 3 ) 90.00 ( 2 ) 135.00 ( 3 )

2018 106.00 ( 2 ) 98.00 ( 2 ) 92.00 ( 2 ) 90.00 ( 2 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within the one year from maturity,

wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, following interim bonus rates

per ` 1000 S.A. are applicable : Rs. 53.00 for term 25 years ` 49.00 for 20 years, ` 46.00 for terms 15 years and

` 45.00 for term 10 years

POLICY TERM = 10 YEARS

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XX

BONUS CHART FOR JEEVAN SHREE I PLAN - TABLE NO. 162

WITH POLICY TERM = 25, 20, 15 & 10 years

APRIL TO

DECEMBER

Date of

commence

ment + 5

years

POLICY TERM = 25 YEARS POLICY TERM = 20 YEARS POLICY TERM = 15 YEARS

APRIL TO

DECEMBER

2019

2008 349.00 ( 11 ) 327.00 ( 11 )

2009 319.00 ( 10 ) 349.00 ( 11 ) 299.00 ( 10 ) 327.00 ( 11 )

2010 289.00 ( 9 ) 319.00 ( 10 ) 271.00 ( 9 ) 299.00 ( 10 )

2011 253.00 ( 8 ) 289.00 ( 9 ) 237.00 ( 8 ) 271.00 ( 9 )

2012 222.00 ( 7 ) 253.00 ( 8 ) 208.00 ( 7 ) 237.00 ( 8 )

2013 191.00 ( 6 ) 222.00 ( 7 ) 179.00 ( 6 ) 208.00 ( 7 )

2014 191.00 ( 6 ) 179.00 ( 6 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020 to

31.12.2020, thefollowing interim bonus rates per ̀ 1000 S.A. are applicable : ̀ 31.00 for term 20 years

and ` 29.00 for term 15 years

VALUATION AS AT 31.03.2019

ANNEXURE XXI

BONUS CHART FOR JEEVAN BHARATI I PLAN - TABLE NO. 192

WITH POLICY TERM = 20 YEARS & POLICY Term = 15 years

YEAR OF

COMMENCE

MENT

POLICY TERM = 20 YEARS POLICY TERM = 15 YEARS.

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2009 556.00 ( 10 ) 516.00 ( 10 ) 483.00 ( 10 )

2010 508.00 ( 9 ) 556.00 ( 10 ) 472.00 ( 9 ) 516.00 ( 10 ) 443.00 ( 9 ) 483.00 ( 10 )

2011 451.00 ( 8 ) 508.00 ( 9 ) 419.00 ( 8 ) 472.00 ( 9 ) 394.00 ( 8 ) 443.00 ( 9 )

2012 399.00 ( 7 ) 451.00 ( 8 ) 371.00 ( 7 ) 419.00 ( 8 ) 350.00 ( 7 ) 394.00 ( 8 )

2013 346.00 ( 6 ) 399.00 ( 7 ) 322.00 ( 6 ) 371.00 ( 7 ) 304.00 ( 6 ) 350.00 ( 7 )

2014 293.00 ( 5 ) 346.00 ( 6 ) 273.00 ( 5 ) 322.00 ( 6 ) 258.00 ( 5 ) 304.00 ( 6 ) 253.00 ( 5 )

2015 238.00 ( 4 ) 293.00 ( 5 ) 222.00 ( 4 ) 273.00 ( 5 ) 210.00 ( 4 ) 258.00 ( 5 ) 206.00 ( 4 ) 253.00 ( 5 )

2016 171.00 ( 3 ) 238.00 ( 4 ) 159.00 ( 3 ) 222.00 ( 4 ) 150.00 ( 3 ) 210.00 ( 4 ) 147.00 ( 3 ) 206.00 ( 4 )

2017 114.00 ( 2 ) 171.00 ( 3 ) 106.00 ( 2 ) 159.00 ( 3 ) 100.00 ( 2 ) 150.00 ( 3 ) 98.00 ( 2 ) 147.00 ( 3 )

2018 114.00 ( 2 ) 106.00 ( 2 ) 100.00 ( 2 ) 98.00 ( 2 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within one year from maturity,

wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the following interim bonus rates

per ` 1000 S.A. are applicable : ` 57.00 for term 25 years ` 53.00 for 20 years, ` 50.00 for terms 15 years and

` 49.00 for terms 10 years

POLICY TERM = 20 YEARS POLICY TERM = 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

POLICY TERM = 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXII

BONUS CHART FOR JEEVAN PRAMUKH PLAN - TABLE NO. 167

WITH POLICY TERM = 25, 20, 15 & 10 years

Date of

commencement

+ 5 years

POLICY TERM = 25 YEARS

2019

2009 450.00 ( 10 ) 430.00 ( 10 ) 410.00 ( 10 )

2010 412.00 ( 9 ) 450.00 ( 10 ) 394.00 ( 9 ) 430.00 ( 10 ) 376.00 ( 9 ) 410.00 ( 10 )

2011 369.00 ( 8 ) 412.00 ( 9 ) 353.00 ( 8 ) 394.00 ( 9 ) 337.00 ( 8 ) 376.00 ( 9 )

2012 331.00 ( 7 ) 369.00 ( 8 ) 317.00 ( 7 ) 353.00 ( 8 ) 303.00 ( 7 ) 337.00 ( 8 )

2013 291.00 ( 6 ) 331.00 ( 7 ) 279.00 ( 6 ) 317.00 ( 7 ) 267.00 ( 6 ) 303.00 ( 7 )

2014 249.00 ( 5 ) 291.00 ( 6 ) 239.00 ( 5 ) 279.00 ( 6 ) 229.00 ( 5 ) 267.00 ( 6 )

2015 205.00 ( 4 ) 249.00 ( 5 ) 197.00 ( 4 ) 239.00 ( 5 ) 189.00 ( 4 ) 229.00 ( 5 )

2016 149.00 ( 3 ) 205.00 ( 4 ) 143.00 ( 3 ) 197.00 ( 4 ) 137.00 ( 3 ) 189.00 ( 4 )

2014 219.00 ( 5 )

2015 181.00 ( 4 ) 219.00 ( 5 )

2016 131.00 ( 3 ) 181.00 ( 4 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the

following interim bonus rates per ` 1000 Cash Option. are applicable : ` 51.00 for deferment period

more than 20 years, ` 49.00 for deferment period 16 to 20 years, ` 47.00 for deferment period 11

to 15 years & ` 45.00 for deferment period 5 to 10 years.

VALUATION AS AT 31.03.2019

ANNEXURE XXIII

BONUS CHART FOR JEEVAN NIDHI ( PLAN 169 )

WITH DEFERMENT PERIOD (DEF. PD.) MORE THAN 20

BETWEEN 16 TO 20, BETWEEN 11 TO 15 AND BETWEEN 5 TO 10 YEARS

Date of

commence

ment + 5

years

DEF.PD. MORE THAN 20 DEF. PD. 16 TO 20 YEARS DEF. PD. 11 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

Date of

commence

ment + 5

years

DEF. PD. 5 TO 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2013 293.00 ( 6 ) 257.00 ( 6 ) 233.00 ( 6 )

2014 245.00 ( 5 ) 293.00 ( 6 ) 215.00 ( 5 ) 257.00 ( 6 ) 195.00 ( 5 ) 233.00 ( 6 )

2015 197.00 ( 4 ) 245.00 ( 5 ) 173.00 ( 4 ) 215.00 ( 5 ) 157.00 ( 4 ) 195.00 ( 5 )

2016 144.00 ( 3 ) 197.00 ( 4 ) 126.00 ( 3 ) 173.00 ( 4 ) 114.00 ( 3 ) 157.00 ( 4 )

2017 96.00 ( 2 ) 144.00 ( 3 ) 84.00 ( 2 ) 126.00 ( 3 ) 76.00 ( 2 ) 114.00 ( 3 )

2018 48.00 ( 1 ) 96.00 ( 2 ) 42.00 ( 1 ) 84.00 ( 2 ) 38.00 ( 1 ) 76.00 ( 2 )

2019 48.00 ( 1 ) 42.00 ( 1 ) 38.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. subject to terms and conditions

of the plan are applicable : ` 48.00 for term more than 20 years, ` 42.00 for term 16 to 20

years and ` 38.00 for term 12 to 15 years

VALUATION AS AT 31.03.2019

ANNEXURE XXIV

BONUS CHART FOR NEW ENDOWMENT PLAN - TABLE NO. 814

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND 12 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 12 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2013 310.00 ( 6 ) 280.00 ( 6 ) 250.00 ( 6 )

2014 260.00 ( 5 ) 310.00 ( 6 ) 235.00 ( 5 ) 280.00 ( 6 ) 210.00 ( 5 ) 250.00 ( 6 )

2015 209.00 ( 4 ) 260.00 ( 5 ) 189.00 ( 4 ) 235.00 ( 5 ) 169.00 ( 4 ) 210.00 ( 5 )

2016 153.00 ( 3 ) 209.00 ( 4 ) 138.00 ( 3 ) 189.00 ( 4 ) 123.00 ( 3 ) 169.00 ( 4 )

2017 102.00 ( 2 ) 153.00 ( 3 ) 92.00 ( 2 ) 138.00 ( 3 ) 82.00 ( 2 ) 123.00 ( 3 )

2018 51.00 ( 1 ) 102.00 ( 2 ) 46.00 ( 1 ) 92.00 ( 2 ) 41.00 ( 1 ) 82.00 ( 2 )

2019 51.00 ( 1 ) 46.00 ( 1 ) 41.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. subject to terms and conditions

of the plan are applicable : ` 51.00 for term more than 20 years, ` 46.00 for term 16 to 20

years and ` 41.00 for term 10 to 15 years

VALUATION AS AT 31.03.2019

ANNEXURE XXV

BONUS CHART FOR SINGLE PREMIUM ENDOWMENT PLAN - TABLE NO. 817

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND 10 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 10 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2013 269.00 ( 6 ) 239.00 ( 6 )

2014 225.00 ( 5 ) 269.00 ( 6 ) 200.00 ( 5 ) 239.00 ( 6 )

2015 181.00 ( 4 ) 225.00 ( 5 ) 161.00 ( 4 ) 200.00 ( 5 )

2016 132.00 ( 3 ) 181.00 ( 4 ) 117.00 ( 3 ) 161.00 ( 4 )

2017 88.00 ( 2 ) 132.00 ( 3 ) 78.00 ( 2 ) 117.00 ( 3 )

2018 44.00 ( 1 ) 88.00 ( 2 ) 39.00 ( 1 ) 78.00 ( 2 )

2019 44.00 ( 1 ) 39.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. subject to terms and conditions

of the plan are applicable : ` 44.00 for term 25 years, and ` 39.00 for term 20 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XXVI

BONUS CHART FOR NEW MONEY BACK PLANS - TABLE NOS. 820 & 821

WITH POLICY TERM 25 & 20 YEARS

YEAR OF

COMMEN

CEMENTJANUARY TO

MARCH

POLICY TERM = 25 YEARS POLICY TERM = 20 YEARS

2019

2013 298.00 ( 6 ) 274.00 ( 6 ) 250.00 ( 6 )

2014 250.00 ( 5 ) 298.00 ( 6 ) 230.00 ( 5 ) 274.00 ( 6 ) 210.00 ( 5 ) 250.00 ( 6 )

2015 201.00 ( 4 ) 250.00 ( 5 ) 185.00 ( 4 ) 230.00 ( 5 ) 169.00 ( 4 ) 210.00 ( 5 )

2016 147.00 ( 3 ) 201.00 ( 4 ) 135.00 ( 3 ) 185.00 ( 4 ) 123.00 ( 3 ) 169.00 ( 4 )

2017 98.00 ( 2 ) 147.00 ( 3 ) 90.00 ( 2 ) 135.00 ( 3 ) 82.00 ( 2 ) 123.00 ( 3 )

2018 49.00 ( 1 ) 98.00 ( 2 ) 45.00 ( 1 ) 90.00 ( 2 ) 41.00 ( 1 ) 82.00 ( 2 )

2019 49.00 ( 1 ) 45.00 ( 1 ) 41.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. subject to terms and conditions

of the plan are applicable : ` 49.00 for term more than 20 years, ` 45.00 for term 16 to 20

years and ` 41.00 for term 15 years

VALUATION AS AT 31.03.2019

ANNEXURE XXVII

BONUS CHART FOR NEW JEEVAN ANAND PLAN - TABLE NO. 815

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2014 255.00 ( 5 ) 230.00 ( 5 ) 205.00 ( 5 )

2015 205.00 ( 4 ) 255.00 ( 5 ) 185.00 ( 4 ) 230.00 ( 5 ) 165.00 ( 4 ) 205.00 ( 5 )

2016 150.00 ( 3 ) 205.00 ( 4 ) 135.00 ( 3 ) 185.00 ( 4 ) 120.00 ( 3 ) 165.00 ( 4 )

2017 100.00 ( 2 ) 150.00 ( 3 ) 90.00 ( 2 ) 135.00 ( 3 ) 80.00 ( 2 ) 120.00 ( 3 )

2018 50.00 ( 1 ) 100.00 ( 2 ) 45.00 ( 1 ) 90.00 ( 2 ) 40.00 ( 1 ) 80.00 ( 2 )

2019 50.00 ( 1 ) 45.00 ( 1 ) 40.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 50.00 for term

21 years, ` 45.00 for term 16 years and ` 40.00 for term 12 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXVIII

BONUS CHART FOR LIMITED PREMIUM ENDOWMENT PLAN - TABLE NO. 830

WITH POLICY TERM 12, 16 & 21 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM = 21 YEARS POLICY TERM = 16 YEARS POLICY TERM =12 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2014 245.00 ( 5 ) 215.00 ( 5 ) 195.00 ( 5 )

2015 197.00 ( 4 ) 245.00 ( 5 ) 173.00 ( 4 ) 215.00 ( 5 ) 157.00 ( 4 ) 195.00 ( 5 )

2016 144.00 ( 3 ) 197.00 ( 4 ) 126.00 ( 3 ) 173.00 ( 4 ) 114.00 ( 3 ) 157.00 ( 4 )

2017 96.00 ( 2 ) 144.00 ( 3 ) 84.00 ( 2 ) 126.00 ( 3 ) 76.00 ( 2 ) 114.00 ( 3 )

2018 48.00 ( 1 ) 96.00 ( 2 ) 42.00 ( 1 ) 84.00 ( 2 ) 38.00 ( 1 ) 76.00 ( 2 )

2019 48.00 ( 1 ) 42.00 ( 1 ) 38.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 48.00 for term

more than 20 years, ` 42.00 for term 16 to 20 years and ` 38.00 for term 13 to 15 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXIX

BONUS CHART FOR NEW CHILDREN MONEY BACK PLAN - TABLE NO. 832

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND FROM 13 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 13 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2014 250.00 ( 5 ) 230.00 ( 5 ) 210.00 ( 5 )

2015 201.00 ( 4 ) 250.00 ( 5 ) 185.00 ( 4 ) 230.00 ( 5 ) 169.00 ( 4 ) 210.00 ( 5 )

2016 147.00 ( 3 ) 201.00 ( 4 ) 135.00 ( 3 ) 185.00 ( 4 ) 123.00 ( 3 ) 169.00 ( 4 )

2017 98.00 ( 2 ) 147.00 ( 3 ) 90.00 ( 2 ) 135.00 ( 3 ) 82.00 ( 2 ) 123.00 ( 3 )

2018 49.00 ( 1 ) 98.00 ( 2 ) 45.00 ( 1 ) 90.00 ( 2 ) 41.00 ( 1 ) 82.00 ( 2 )

2019 49.00 ( 1 ) 45.00 ( 1 ) 41.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 49.00 for term

more than 20 years, ` 45.00 for term 16 to 20 years and ` 41.00 for term 13 to 15 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXX

BONUS CHART FOR JEEVAN LAKSHYA PLAN - TABLE NO. 833

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND FROM 13 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 13 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2015 197.00 ( 4 ) 173.00 ( 4 ) 157.00 ( 4 )

2016 144.00 ( 3 ) 197.00 ( 4 ) 126.00 ( 3 ) 173.00 ( 4 ) 114.00 ( 3 ) 157.00 ( 4 )

2017 96.00 ( 2 ) 144.00 ( 3 ) 84.00 ( 2 ) 126.00 ( 3 ) 76.00 ( 2 ) 114.00 ( 3 )

2018 48.00 ( 1 ) 96.00 ( 2 ) 42.00 ( 1 ) 84.00 ( 2 ) 38.00 ( 1 ) 76.00 ( 2 )

2019 48.00 ( 1 ) 42.00 ( 1 ) 38.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 48.00 for term

more than 20 years, ` 42.00 for term 16 to 20 years and ` 38.00 for term 13 to 15 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXXI

BONUS CHART FOR JEEVAN TARUN PLAN - TABLE NO. 834

WITH POLICY TERM MORE THAN 20, FROM 16 TO 20 AND FROM 13 TO 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM MORE THAN 20

YEARS POLICY TERM 16 TO 20 YEARS POLICY TERM 13 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2015 205.00 ( 4 ) 193.00 ( 4 ) 177.00 ( 4 )

2016 150.00 ( 3 ) 205.00 ( 4 ) 141.00 ( 3 ) 193.00 ( 4 ) 129.00 ( 3 ) 177.00 ( 4 )

2017 100.00 ( 2 ) 150.00 ( 3 ) 94.00 ( 2 ) 141.00 ( 3 ) 86.00 ( 2 ) 129.00 ( 3 )

2018 50.00 ( 1 ) 100.00 ( 2 ) 47.00 ( 1 ) 94.00 ( 2 ) 43.00 ( 1 ) 86.00 ( 2 )

2019 50.00 ( 1 ) 47.00 ( 1 ) 43.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 50.00 for term

25 years, ` 47.00 for term 21 years and ` 43.00 for term 16 years

VALUATION AS AT 31.03.2019

ANNEXURE XXXII

BONUS CHART FOR JEEVAN LABH PLAN - TABLE NO. 836

WITH POLICY TERM 16, 21 & 25 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM = 25 YEARS POLICY TERM = 21 YEARS POLICY TERM = 16 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2015 168.00 ( 4 ) 153.00 ( 4 )

2016 123.00 ( 3 ) 168.00 ( 4 ) 111.00 ( 3 ) 153.00 ( 4 )

2017 82.00 ( 2 ) 123.00 ( 3 ) 74.00 ( 2 ) 111.00 ( 3 )

2018 41.00 ( 1 ) 82.00 ( 2 ) 37.00 ( 1 ) 74.00 ( 2 )

2019 41.00 ( 1 ) 37.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) The above includes special one time bonus as per Valuation as at 31.03.2016.

3) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

4) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 41.00 for term

16 to 20 years and ` 37.00 for term 12 to 15 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

WITH POLICY TERM FROM 16 TO 20 AND FROM 12 TO 15 YEARS

BONUS CHART FOR JEEVAN PRAGATI PLAN - TABLE NO. 838

VALUATION AS AT 31.03.2019

ANNEXURE XXXIII

YEAR OF

COMMEN

CEMENT

POLICY TERM 16 TO 20 YEARS POLICY TERM 12 TO 15 YEARS

2019

2017 104.00 ( 2 ) 100.00 ( 2 ) 96.00 ( 2 )

2018 52.00 ( 1 ) 104.00 ( 2 ) 50.00 ( 1 ) 100.00 ( 2 ) 48.00 ( 1 ) 96.00 ( 2 )

2019 52.00 ( 1 ) 50.00 ( 1 ) 48.00 ( 1 )

2017 92.00 ( 2 )

2018 46.00 ( 1 ) 92.00 ( 2 )

2019 46.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the

following interim bonus rates per ` 1000 Cash Option. are applicable : ` 52.00 for deferment period

more than 20 years, ` 50.00 for deferment period 16 to 20 years, ` 48.00 for deferment period 11

to 15 years & ` 46.00 for deferment period 5 to 10 years.

Date of

commence

ment + 5

years

DEF. PD. 5 TO 10 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

Date of

commence

ment + 5

years

DEF.PD. MORE THAN 20 DEF. PD. 16 TO 20 YEARS DEF. PD. 11 TO 15 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXXIV

BONUS CHART FOR NEW JEEVAN NIDHI ( PLAN 812 )

WITH DEFERMENT PERIOD (DEF. PD.) MORE THAN 20

BETWEEN 16 TO 20, BETWEEN 11 TO 15 AND BETWEEN 5 TO 10 YEARS

2019

2018 52.00 ( 1 ) 50.00 ( 1 ) 48.00 ( 1 )

2019 52.00 ( 1 ) 50.00 ( 1 ) 48.00 ( 1 )

2018 46.00 ( 1 )

2019 46.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed after first 5 policy years.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by maturity (including those discounted within one year from

maturity, wherever applicable) or are surrendered during the period 01.01.2020 to 31.12.2020, the

following interim bonus rates per ` 1000 Cash Option. are applicable : ` 52.00 for deferment period

more than 20 years, ` 50.00 for deferment period 16 to 20 years, ` 48.00 for deferment period 11

to 15 years & ` 46.00 for deferment period 5 to 10 years.

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

Date of

commence

ment + 5

years

DEF. PD. 5 TO 10 YEARS

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XXXV

BONUS CHART FOR NEW JEEVAN NIDHI ( PLAN 818 )

WITH DEFERMENT PERIOD (DEF. PD.) MORE THAN 20

BETWEEN 16 TO 20, BETWEEN 11 TO 15 AND BETWEEN 5 TO 10 YEARS

Date of

commence

ment + 5

years

DEF.PD. MORE THAN 20 DEF. PD. 16 TO 20 YEARS DEF. PD. 11 TO 15 YEARS

APRIL TO

DECEMBER

2019

2017 102.00 ( 2 ) 120.00 ( 2 ) 134.00 ( 2 )

2018 51.00 ( 1 ) 102.00 ( 2 ) 60.00 ( 1 ) 120.00 ( 2 ) 67.00 ( 1 ) 134.00 ( 2 )

2019 51.00 ( 1 ) 60.00 ( 1 ) 67.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 51.00 for term

upto 55 years, ` 60.00 for term 56 to 70 years and ` 67.00 for term 71 to 85 years

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXXVI

BONUS CHART FOR JEEVAN UMANG PLAN - TABLE NO. 845

WITH PREMIUM PAYING TERM - 15 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM: UPTO 55 YEARS POLICY TERM: 56 TO 70 YEARS POLICY TERM: 71 TO 85 YEARS

APRIL TO

DECEMBER

JANUARY TO

MARCH

2019

2017 100.00 ( 2 ) 110.00 ( 2 ) 124.00 ( 2 ) 140.00 ( 2 )

2018 50.00 ( 1 ) 100.00 ( 2 ) 55.00 ( 1 ) 110.00 ( 2 ) 62.00 ( 1 ) 124.00 ( 2 ) 70.00 ( 1 ) 140.00 ( 2 )

2019 50.00 ( 1 ) 55.00 ( 1 ) 62.00 ( 1 ) 70.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 50.00 for term

upto 55 years, ` 55.00 for term 56 to 70 years and ` 62.00 for term 71 to 85 years and ` 70.00

for term 86 years & above

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XXXVII

BONUS CHART FOR JEEVAN UMANG PLAN - TABLE NO. 845

WITH PREMIUM PAYING TERM - 20 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM: UPTO 55 YEARS POLICY TERM: 56 TO 70 YEARS POLICY TERM: 71 TO 85 YEARS

POLICY TERM: 86 YEARS &

ABOVE

APRIL TO

DECEMBER

2019

2017 98.00 ( 2 ) 100.00 ( 2 ) 112.00 ( 2 ) 130.00 ( 2 )

2018 49.00 ( 1 ) 98.00 ( 2 ) 50.00 ( 1 ) 100.00 ( 2 ) 56.00 ( 1 ) 112.00 ( 2 ) 65.00 ( 1 ) 130.00 ( 2 )

2019 49.00 ( 1 ) 50.00 ( 1 ) 56.00 ( 1 ) 65.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 49.00 for term

upto 55 years, ` 50.00 for term 56 to 70 years and ` 56.00 for term 71 to 85 years and ` 65.00

for term 86 years & above

JANUARY TO

MARCH

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

VALUATION AS AT 31.03.2019

ANNEXURE XXXVIII

BONUS CHART FOR JEEVAN UMANG PLAN - TABLE NO. 845

WITH PREMIUM PAYING TERM - 25 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM: UPTO 55 YEARS POLICY TERM: 56 TO 70 YEARS POLICY TERM: 71 TO 85 YEARS

POLICY TERM: 86 YEARS &

ABOVE

APRIL TO

DECEMBER

2019

2017 98.00 ( 2 ) 100.00 ( 2 ) 120.00 ( 2 )

2018 49.00 ( 1 ) 98.00 ( 2 ) 50.00 ( 1 ) 100.00 ( 2 ) 60.00 ( 1 ) 120.00 ( 2 )

2019 49.00 ( 1 ) 50.00 ( 1 ) 60.00 ( 1 )

Note: 1) The figures in bracket indicate the number of policy years elapsed.

2) Please refer the circular Actuarial/Valuation/2241/4 dated 30/8/2019 for eligibility conditions.

3) For the policies resulting into claims by death or maturity (including those discounted within

one year from maturity, wherever applicable) or are surrendered during the period 01.01.2020

to 31.12.2020, the following interim bonus rates per ` 1000 S.A. are applicable : ` 49.00 for term

56 to 70 years and ` 50.00 for term 71 to 85 years and ` 60.00 for term 86 years & above

APRIL TO

DECEMBER

JANUARY TO

MARCH

APRIL TO

DECEMBER

JANUARY TO

MARCH

VALUATION AS AT 31.03.2019

ANNEXURE XXXIX

BONUS CHART FOR JEEVAN UMANG PLAN - TABLE NO. 845

WITH PREMIUM PAYING TERM - 30 YEARS

YEAR OF

COMMEN

CEMENT

POLICY TERM: 56 TO 70

YEARS POLICY TERM: 71 TO 85 YEARS

POLICY TERM: 86 YEARS &

ABOVE

APRIL TO

DECEMBER

JANUARY TO

MARCH