RELIANCE MUTUAL FUNDReliance mutual fund was established as trust under Indian Trusts Act ,1882. The sponsor of RFM is reliance capital limited and reliance capital trustee co. limited is the trustee. It was registered on June 30,1995 as reliance capital mutual fund which was changed on march 11 2004. Reliance mutual fund was formed for launching of various schemes under which units are issued to the public with the view to contribute to the capital market and to provide investors the opportunites to make investment in diversified securities.

RMF is one of Indias leading mutual fund, with average assets under management (AAUM) of rupees 88,388 crs. (AAUM for 30 april,09) and an investor base of over 71.53 lakhs. Reliance mutual funds a part of reliance-Anil Dhirubhai Ambani group is one of the fastest growing mutual fund in country. RFM offers investors a well-rounded portfolio of products to meet varying investor requirements and has presence in 118 cities across the country.Reliance mutual fund constantly endeavours to launch innovative products and customers service initiatives to increase value to investor. Reliance mutual funds scheme are managed by Reliance capital asset management limited..a subsidiary of reliance capital limited, which holds 93.37% of the paid up capital RCAM, the balance paid up capital being held by minority share holders.

Sponcors: Reliance capital limited

Trustee : Reliance capital trustee co-limited

Investment manager :Reliance capital asset management limited

The sponsor, the trustee and the investment manager are incorporated under the companies act 1956.

Vision statement To be a globally respected wealth creator with an emphasis on customer care and a culture of good corporate governance.

Mission statement:

To create and nurture a world class, high performance environment aimed at delighting our customers.

The main objectives of the trust:

To carry on the activity of a mutual fund as may be permitted at law and formulate and devise various collective schemes of savings and investments for people in India and abroad and also ensure liquidity of investments for the unit holders.

To deploy funds thus raised so as to help the unit holders earn reasonable returns on their savings.

To take such steps as may be necessary from time to time to realize the effects without any limitation.

SchemesA) Equity/Growth schemes :

The aim of growth fund is to provide capital appreciation of the medium to long term.Such schemes normally invest a major part of their corpus in equities.Such funds have comparatively high risks. Growth Schemes are good for investors having a long term out-look seeking appreciation over a period of time.

1.Reliance infrastructure funds (open-ended equity): The primary investment objective of the scheme is to generate long term capital appreciation by investing pre dominantly in equity and equity related instruments of companies engaged in infrastructure ( airports, construction, tele- communication, transportation) and infrastructure related sectors and which are incorporated or have their area of primary activity, in India and the secondary objective is to generate consistant returns by investing in debt and money market securities.

Investment strategy:The investment focus would be guided by the growth potential and other economic factors of the country. The fund aims to maximize long term total return by investing in equity and equity related securities which have their area of primary activity in India

2.Reliance Quant Plus Fund/Reliance Index Fund (open ended equity):

The investment objective of the scheme is to generate capital appreciation through investment in equity and equity related instruments. The scheme will seek to generate capital appreciation by investing in an active port-folio of stocks selected from S & P CNX Nifty on the basis of a mathematical model. An investment fund that approach stock selection process based on quantitiative analysis.3.Reliance natural resources funds (open-Ended Equity):

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in companies principally engaged in the discovery, development, production, or distribution of natural resources and the secondary objective is to generate consistent returns by investing in debt and money market securities.

4.Reliance Equity Linked saving Fund (A 10 Year close-ended Equity):

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equities along with income tax benefit convertible into equity shares of domestic or foreign companies and in derivities as may be permissible under the guidelines issued by SEBI and RBI. 5.Reliance Equity Advantage Fund (Open-Ended Diversified Equity): The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio predominantly of equity & equity related instruments with investments generally in S & P CNX Nifty stocks and the secondary objective is to generate consistent returns by investing in debt and money market securities. 6.Reliance Equity Fund (open-ended Diversified Equity): The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities of top 100 companies by market capitalization & of companies which are available in the derivatives segment from time to time and the secondary objective is to generate consistent returns by investing in debts and money market securities.7.Reliance tax saver (ELSS) Fund (open-ended equity): The primary objective of scheme is to generate long term capital appreciation from a port-folio that is invested pre-dominantly in equity and equity related instruments.

Tax Benefits:

Investment upto Rs. 1 lakh by the eligible investor in thois fund would enable you to avail the benefits under section 80-C(2) of the Income tax act 1961

Dividend received will be absolutely tax free. The dividend distribution tax (payable by the AMC ) for equity schemes is also nil.

8.Reliance Growth fund (open-ended equity): The primary objective of scheme is to achieve long term growth of capital by investment inequity and equity related securities through a research based investment approach

9.Reliance vision fund (open-ended equity):

The primary objective of scheme is to achieve long term growth of capital by investment in equity and equity related securities through a research based investment approach

10. Reliance equity opportunities fund (open-ended diversified equity):

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities of top 100 companies by market capitalization & of companies which are available in the derivatives segment from time to time and the secondary objective is to generate consistent returns by investing in debts and money market securities.

11.Reliance NRI equity fund(open-ended diversified equity): The primary investment objective of the scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the companies in the BSE 200 index.

12.Reliance long term equity fund (open-ended diversified equity):

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities of top 100 companies by market capitalization & of companies which are available in the derivatives segment from time to time and the secondary objective is to generate consistent returns by investing in debts and money market securities.

It is a 36 month closed ended diversified equity fund with an automatic conversion into an open ended scheme on expirey of 36 months from the date of allotment. It aims to maximize returns by investing 70 to 100 % in equities focusing in small and mid-cap companies.

13.Reliance regular saving funds (open ended equity): Reliance regular saving funds provide you the choice of investing in debt, equity or hybrid options with a pertinent investment objective and pattern for each option. Inest as little as Rs. 100 every month in the reliance regular savings funds. For the first time in India, your mutual fund offers instant cash withdrawal facility on your investment at any visa enabled ATM near you.With achoice of three investment options, the fund id truly ,the smart new way to invest.

B)DEBT /INCOME SCHEMES: The aim of income fund is to provide regular and steady income to investors.Such schemes generally invest in fixed income securities such as bonds,co-operate debentures, government securities and money market instruments. Such funds are less risky compared to equity schemes. These funds are not affected because of fluctuations in equity markets. However , opportunities of capital appreciation are also limited in such funds.The NAVs of such funds are affected because of change in interest rates in the country. If the interest rates falls, NAVs of such funds are likely to increase in the short run and vice-versa.However long term investors may not bother about their fluctuations.1. Reliance Monthly Income Plan :

( An open-ended fund. Monthly income is not assured & is subject to the availability of distributable surplus ). The Primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

2. Reliance Gilt Securities Fund - Short Term Gilt Plan & Long Term Gilt Plan :

( An open-ended government securities scheme). The primary objective of the Scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

3. Reliance Income Fund :

( An open-ended income scheme ). The primary objective of the scheme is to generate optimal returns consistent with moderate levels of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money market Instruments.

4. Reliance Medium Term Fund :

( An open end income scheme with no assured returns ). The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

5. Reliance Short Term Fund :

( An open end income scheme ). The primary investment objective of the scheme is to generate stable returns for investors with a short investment horizon by investing in Fixed income Securities of short term maturity.

6. Reliance Liquid Fund :

( An open-ended liquid scheme ). The primary investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

7. Reliance Floating Rate Fund :

( An open end liquid scheme ). The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitized debt and Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in fixed rate debt Securities (including fixed rate securitized debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns.

8. Reliance NRI Income Fund :

( An open-ended income scheme ). The primary investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt Instruments.

9. Reliance Liquidity Fund :

( An open-ended liquid scheme ). The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

10. Reliance Interval Fund :

( A debt oriented interval scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

11. Reliance Liquid Plus Fund :

( An open-ended income scheme ). The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities.

12. Reliance Fixed Horizon Fund-I :

( A closed ended scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

13. Reliance Fixed Horizon Fund-II :

( A closed ended scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

14. Reliance Fixed Horizon Fund-III :

( A close-ended income scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

15. Reliance Fixed Tenor Fund :

( A close-ended scheme ). The primary investment objective of the Plan is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

16. Reliance Fixed Horizon Fund-Plan C :

( A closed ended scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

17. Reliance Fixed Horizon Fund-IV :

( A close-ended income scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio.

18. Reliance Fixed Horizon Fund-V :

( A close-ended income scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio of :

Central and State Government securities and

Other fixed income/ debt securities normally maturing in line with the time profile of the scheme with the objective of limiting interest rate volatility.

19. Reliance Fixed Horizon Fund-VI :

( A close-ended income scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio of :

Central and State Government securities and

Other fixed income/ debt securities normally maturing in line with the time profile of the series with the objective of limiting interest rate volatility.

20. Reliance Fixed Horizon Fund-VII :

( A close-ended income scheme ). The primary investment objective of the scheme is to seek to generate regular returns and growth of capital by investing in a diversified portfolio of :

Central and State Government securities and

Other fixed income/ debt securities normally maturing in line with the time profile of the series with the objective of limiting interest rate volatility.

C) SECTOR SPECIFIC SCHEMES:

These are the funds/schemes which invest in the securities of specified sectors or industries e.g. Pharmaceuticals, Software, FMCG, Petroleum stocks, etc. The returns in these funds are dependent on the performance of the respective sectors/industries. While these funds may give higher returns, they are more risky compared to diversified funds.

1. Reliance Banking Fund :

Reliance Mutual Fund has an Open-Ended Banking Sector Scheme which has the primary investment objective to generate continuous returns by actively investing in equity/ equity related or fixed income securities of banks.

2. Reliance Diversified Power Sector Fund :

Reliance Diversified Power Sector Scheme is an Open-Ended Power Sector Scheme. The primary investment objective of the scheme is to seek to generate continuous returns by actively investing in equity/ equity related or fixed income securities of Power and other associated companies.

3. Reliance Pharma Fund :

Reliance Pharma Fund is an Open-Ended Pharma Sector Scheme. The primary investment objective of the scheme is to seek to generate continuous returns by actively investing in equity/ equity related or fixed income securities of Pharma and other associated companies.

4. Reliance Media & Entertainment Fund :

Reliance Media & Entertainment Fund is an Open-Ended Media & Entertainment Sector Scheme. The primary investment objective of the scheme is to seek to generate continuous returns by actively investing in equity/ equity related or fixed income securities of media & entertainment and other associated companies.

D) RELIANCE GOLD EXCHANGE TRADED FUND:

(An open-ended Gold Exchange Traded Fund). The primary investment objective is to seek to provide returns that closely correspond to returns provided by price of gold through investment in physical Gold (and Gold related securities as permitted by Regulators from time to time ). However, the performance of the scheme may differ from that of the domestic prices of Gold due to expenses and or other related factors.

UNIT TRUST OF INDIA MUTUAL FUND

'Unit Trust of India was created by the UTI Act passed by the Parliament in 1963. For more than two decades it remained the sole vehicle for investment in the capital market by the Indian citizens. In mid-1980's public sector banks were allowed to open mutual funds. The real vibrancy and competition in the MF industry came with the setting up of the Regular SEBI and its laying down the MF Regulations in 1993. UTI maintained its pre-eminent place till 2001, when a massive decline in the market indices and negative investor sentiments after Ketan Parekh scam created doubts about the capacity of UTI to meet its obligations to the investors. This was further compounded by two factors; namely, its flagship and largest scheme US 64 was sold and re-purchased not at intrinsic NAV but at artificial price and its Assured Return Schemes had promised returns as high as 18% over a period going up to two decades.

In order to distance Government from running a mutual fund the ownership was transferred to four institutions; namely SBI, LIC, BOB and PNB, each owning 25%. UTI lost its market dominance rapidly and by end of 2005, when the new share-holders actually paid the consideration money to Government its market share had come down to close to 10%.

A new board was constituted and a new management inducted. Systematic study of its problems role and functions was carried out with the help of a reputed international consultant. Once again UTI has emerged as a serious player in the industry. Some of the funds have won famous awards, including the Best Infra Fund globally from Lipper. UTI has been able to benchmark its employee compensation to the best in the market.

Besides running domestic MF Schemes UTI AMC is also a registered portfolio manager under the SEBI (Portfolio Managers) Regulations.

This company runs two successful funds with large international investors being active participants. UTI has also launched a Private Equity Infrastructure Fund along with HSH Nord Bank of Germany and Shinsei Bank of Japan.

Vision :

To be the most Preferred Mutual Fund.

Mission :

The most trusted brand, admired by all stakeholders.

The largest and most efficient money manager with global presence.

The best in class customer service provider.

The most preferred employer.

The most innovative and best wealth creator.

A socially responsible organization known for best corporate governance.

Assets Under Management: UTI Asset Management Co. Ltd

Sponsor:

State Bank of India

Bank of Baroda

Punjab National Bank

Life Insurance Corporation of India

Trustee: UTI Trustee Co. Limited.

Reliability

UTIMF has consistently reset and upgraded transparency standards. All the branches, UFCs and registrar offices are connected on a robust IT network to ensure cost-effective quick and efficient service. All these have evolved UTIMF to position as a dynamic, responsive, restructured, efficient and transparent entity, fully compliant with SEBI regulations.

SCHEMES

A) EQUITY FUND

1. UTI Energy Fund (Open Ended Fund):

Investment will be made in stocks of those companies engaged in the following are:

a) Petro sector - oil and gas products and processing.

b) All types of Power generation companies.

c) Companies related to storage of energy.

d) Companies manufacturing energy development equipment related ( like petro and power ).

e) Consultancy & Finance Companies.

2. UTI Transportation And Logistics Fund (Auto Sector Fund) (Open Ended Fund):

Investment Objective is "capital appreciation" through investments in stocks of the companies engaged in the transportation and logistics sector. At least 90% of the funds will be invested in equity and equity related instruments. Atleast 80% of the funds will be invested in equity and equity related instruments of the companies principally engaged in providing transportation services, companies principally engaged in the design, manufacture, distribution, or sale of transportation equipment and companies in the logistics sector. Upto 10% of the funds will be invested in cash money market instruments.

3. UTI Banking Sector Fund (Open Ended Fund):

An open-ended equity fund with the objective to provide capital appreciation through investments in the stocks of the companies institutions engaged in the banking and financial services activities.

4. UTI Infrastructure Fund (Open Ended Fund):

An open-ended fund with the objective to provide capital appreciation through investing in the stocks of the companies engaged in the sectors like Metals, Building materials, oil and gas, power, chemicals, engineering etc. The fund will invest in the stocks of the companies which form part of Infrastructure Industries.

5. UTI Equity Tax Savings Plan (Open Ended Fund):

An open-ended fund investing a minimum of 80% in equity and equity related instruments. It aims at enabling members to avail tax rebate under Section 80C of the IT Act and provide them with the benefits of growth.

6. UTI Growth Sector Fund - Pharma (Open Ended Fund):

An open-ended fund which exclusively invests in the equities of the Pharma & Healthcare sector companies. This fund is one of the growth sector funds aiming to invest in companies engaged in business of manufacturing and marketing of bulk drug, formulations and healthcare products and services.

7. UTI Growth Sector Fund - Services (Open Ended Fund):

An open-ended fund which invests in the equities of the Services Sector companies of the country. One of the growth sector funds aiming to provide growth of capital over a period of time as well as to make income distribution by investing the funds in stocks of companies engaged in service sector such as banking, finance, insurance, education, training, telecom, travel, entertainment, hotels, etc.

8. UTI Growth Sector Fund - Software (Open Ended Fund):

An open-ended fund which invests exclusively in the equities of the Software Sector companies. One of the growth sector funds aiming to invest in equity shares of companies belonging to information technology sector to provide returns to investors through capital growth as well as through regular income distribution.

9. UTI Master Equity Plan Unit Scheme (Closed Ended Fund):

The scheme primarily aims at securing for the investors capital appreciation by investing the funds of the scheme in equity shares of companies with good growth prospects.

10. UTI Master Plus Unit Scheme (Open Ended Fund):

An open-ended equity fund with an objective of long-term capital appreciation through investments in equities and equity related instruments, convertible debentures, derivatives in India and also in overseas markets.

11. UTI Master Value Fund (Open Ended Fund):

An open-ended equity fund investing in stocks which are currently undervalued to their future earning potential and carry medium risk profile to provide 'Capital Appreciation'.

12. UTI Equity Fund (Open Ended Fund):

UTI Equity Fund is open-ended equity scheme with an objective of investing at least 80% of its funds in equity and equity related instrument with medium to high risk profile and upto 20% in debt and money market instruments with low to medium risk profile.

13. UTI Top 100 Fund (Open Ended Fund):

An open-ended equity fund for investment in equity shares, convertible & non-convertible debentures and other capital and money market instruments with a provision to invest upto 50% of its corpus in PSU's equities and equity related products. The fund aims to provide unit holders capital appreciation & income distribution.

14. UTI Mastershare Unit Scheme (Open Ended Fund):

An open-end equity fund aiming to provide benefit of capital appreciation and income distribution through investment in equity.

15. UTI Mid Cap Fund (Open Ended Fund):

An open-ended equity fund with the objective to provide 'Capital Appreciation' by investing primarily in mid cap stocks.

16.UTI MNC Fund (open-ended fund) An open-handed equity fund with the objective to invest pre-dominantly in the equity shares of multi-national companies in diverse sectors such as FMCG, Pharmaceutical, Engineering,etc.

17.YTI Dividend Yield Fund (open-ended fund) It aims to provide medium to long-term capital gains and or dividend distribution by investing pre-dominantly in equity and equity related instruments which offer high dividend yield.

18.UTI opportunities fund (open-ended fund) This scheme seeks to generate capital appreciation and income distribution by investing the funds of the scheme in equity shares and equity related instruments. The focus of the scheme is to capitalize an opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

19.UTI Leadership Fund(open-ended equity)

This scheme seeks to generate capital appreciation and income distribution by investing the funds in stocks that are leaders in the respective industries/sectors/sub-sectors.

20.UTI contra fund(open-ended equity)

An open-ended equity scheme with the objective to provide long-term capital appreciation or dividend distribution through investments in listed equities and equity related instruments. The fund offers an opportunity to benefit from the impact of non-rational investor behavior by focusing on stocks that are currently under-valued because of emotional and behavioural patterns present in the stock market.

21.UTI spread fund (open-ended fund)

The investment objective of the scheme is to provide capital appreciation and dividend distribution arbitrage opportunities arising out of price differences between the cash in derivative market by investing pre-dominantly in equity and equity related securities , derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realized.

22.UTI wealth builder fund( closed-ended fund)

The objective of the scheme is to achieve long-term capital appreciation by investing pre-dominantly in adiversifies port-folio of equity and equity related instruments.

23.UTI long-term advantage fund(closed-ended fund) The investment objective of the scheme is to provide medium to longterm capital appreciate along with income tax benefit .

24.UTI India lifestyle fund(closed-ended equity)

The objective of the scheme is to achieve long-term capital appreciation by investing pre-dominantly in adiversifies port-folio of equity and equity related instruments of companies that are expected to benefit from changing Indian demographics , Indian lifestyle and rising consumption pattern.However thre can be no assurance that the investment objective of the scheme will be achieve

A) Index Fund 1.UTI master index fund (open-ended fund)

UTI MIF is an open ended passive fund with the primary investment objective to invest in securities of companies comprising the BSE sensex in the same weightage as this companies have in BSE sensex.The fund stives to minimize performance difference with the sensex by keeping the tracking error to the minimum.

2.UTI gold exchange traded fund(open-ended fund)

To endeavor to provide returns that ,before expenses ,closely tracked the performance and yield of gold. However the performance of the scheme may differ from that of under lying asset due to rackng error. There can be no assurance or guarantee that the investment objective of UTI gold ETF will bw achieved.

3.UTI Sunder (open ended-fund)

To provide investment returns that,before expenses,closely correspond to the performance and yield of the basket of securities underlying the S & P CNX Nifty index.

B)ASSETS FUND

UTI variable investments scheme

UTI VIS_ILP is an open ended scheme with the objective of providing the investors with a product that would enable them to diversify their risks through a suitable allocation between debt and equity asset classes and their by generate superior risks adjusted returns through a dynamic asset allocation process

C)BALANCED FUND

1.UTI Mahila unit scheme (open-ended fund) To invest in a portfolio of equity and equity related securities and debt and money market instruments with a view to generate reasonable income with a moderate capital appreciation. The asset allocation will be debt : minimum 70%. Maximum 100% equity: minimum 0%. Maximum 30%.

2.UTI Balanced fund (open-ended fund)

An open-ended balanced fund investing between 40% to 75% in equity and equity related securities and the balanced in debt (fixed income securities) with a vew to generate regular income together with capital appreciation.

3.UTI retirement benefit pension fund (open ended fund)

The objective of the scheme is to provide pension to investors particularly self employed persons aftet they attain the age of 58 years in the form of periodical cash flow upto the extent of re-purchase value of their holding through a systematic withdrawal plan.

4. UTI unit link insurance plan (open-ended fund)

To provide return through growth in the NAV or through dividend distribution and re-investment thereof.

5.UTI CCP (children carrer plan) (open ended fund )

Open-ended balanced fund with 70 to 100 % investment in equity. Investment can be made in the name of the children upto the age of 15 years so as to provide them, after they attain the age of 18 years, means to receive scholarship to meet the cost of higher education or help them in setting up profession, practice or business or enabling them to set up a home or finance, the cost of other social obligations.

6.UTI charitable, religious trust and registered society (open-ended fund)

Open-ended debt oriented income scheme with an objective of investing not more than 30% of the funds in equity related instruments and the balance in debt and money market instruments with low to medium risk profile. The scheme is entering to the investment needs of charitable , religious and educational trust as well as registered societies with the goal of providing regular income D) INCOME FUND (DEBT FUND)

1. UTI Bond fund (open ended fund)

Open end 100% pure debt fund, which invest in rated corporate debt papers and government securities with relatively low risk and easy liquidity

2.UTI floating rate fund STP (open ended fund)

To generate regular income through investment in aportfolio comprising substantially of floating rate debt or money market instruments and fixed rate debt.

3.UTI Gilt Advantage fund LTP (open ended fund )

To generate credit risk free return through investment in sovereign securities issued the central or a state government.

4. UTI Gilt Advantage fund STP (open ended fund )To generate credit risk free return through investment in sovereign securities issued the central or a state government.

5.UTI G-SEC STP (open ended fund)

An open end git fund with the objective to invest only in central government securities including call money , treasury bill and repos of varying maturities with a view to generate credit risk free return with a stated objective of maintaining the average maturity of the port folio at less than 3 years.

6.UTI G-SEC Investment plan ?(open ended fund)An open end git fund with the objective to invest only in central government securities including call money , treasury bill and repos of varying maturities with a view to generate credit risk free return. While selecting the maturity profile of the investment in government securities the need for maximization of the returns and meeting of the liquidity requirements of the scheme is kept in view.7.UTI Treasury advantage fund (open ended fund)

It aims to generate attractive returns consistant with capital preservation and liquidity.

8.UTI monthly income scheme (open ended fund)

This is an open end debt oriented scheme with no assured returns. The scheme aims at distributing incime if any periodically.

9.UTI Mis advantage plan(open ended fund)

Endeavours to make periodic income distribution to unitholders through investments in fixed income securities and equity related instruments.

10.UTI short term income fund(open ended fund)

The scheme seeks to generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

11.UTI Capital protection oriented scheme(open ended fund)

The investment objective of the scheme is to endeavour to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity related instruments as secondary objective.E) LIQUID FUND (DEBT FUND)1.UTI Liquid cash plan (open ended fund)

The scheme seeks to generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt 2. UTI money market fund (open ended fund)

An open ended pure debt liquid plan seeking to provide highest possible current income by investing in a diversified portfolio of short term money market securities.

UTI MUTUAL FUND

When started?Established in 1964.

1st Mutual Fund Company in India.

How they came into business?

Board of director

By the UTI Act passed by the parliament in 1963.

Mr Leo Puri (Managing director)

Mr.P.N.Venkatachalam

Minimum InvestmentRs.1000

InvestmentEquity

Finanicial service:16-22%

Energy: 12-18%

Consumer Goods:8-14%

Main Funds UTI Dividend Yield Fund.

UTI Opportunity Fund.

Type of Fund Offered

Fund managersEquity Fund,Index Fund,Asset Fund,Balanced Fund, Debt Fund.

Mr. Anoop Bhaskar

Mr. Amandeep Chopra

Mr. Sanjay Dongre Mr. Manish Joshi

Ms. Swati Kulkarni

Ms.Shilpita Guha

No. of schemes offered107 Schemes

Distribution Tie-up with post offices branches.

UTI outlet and branches.