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Savings and investmentsPerhaps you’re a regular saver, trying to put enough away to meet the deposit on a house. Maybe you’re someone who just wants to put a little aside for a particular reason, like a holiday or special occasion. Either way, Red Star Wealth can guide you on to the right track. From cash ISAs, National Savings and deposit accounts to investment vehicles such as unit trusts, investment bonds, structured products and equity ISAs, we can help put a plan together which best suits your circumstances

and helps you achieve your savings dreams.

National Savings & Investments are not regulated by the Financial Services Authority

Corporate adviceMany business owners find dealing with their company’s financial affairs both time-consuming and bewildering. Auto enrolment legislation for pensions has increased that burden on employers.Red Star Wealth has more than a decade’s experience offering advice on matters such as group pension arrangements, death in service benefits, private health insurance, NEST, SIPPS, shareholder protection and keyman insurance. So whether you’re a sole trader or a company with more than 100 employees, we can work closely with your existing accountants, solicitors or other professionals to give you as little or as much support as you need. NEST Pensions are regulated by the Pensions Regulator

PensionsIt’s never too early... to start a pension. The pensions arena is huge and can often appear confusing – but ignore it at your peril! At Red Star Wealth, we have a vast amount of experience offering help to employers, employees and the self-employed – from assisting business owners on auto enrolment or group personal pension schemes to helping their staff with one-to-one advice. We’re also happy to carefully guide personal clients through the options available, so they can approach their retirement years with confidence.

Insurance None of us like to imagine how life would be for our loved ones following our death but you can take steps now to make their future a little easier. Life assurance products can help ensure that debts are repaid, a mortgage is settled, or that there is money available for your children to go to university. Life insurance is not just for young families with a mortgage. Think about funeral expenses, inheritance tax bills.And insurance can also be arranged to cover you for critical illness, to protect your income if you were sick or suffered an accident.Why not have a chat with Red Star?We will be happy to provide advice and a no-obligation quotation. Honestly. Openly. Reliably.

TaxInheritance. Capital Gains. Income. Corporation.If Albert Einstein can say “The hardest thing in the world to understand is the income tax”, you can be forgiven if you find issues of tax difficult to comprehend.Red Star Wealth is not an accountancy firm but we will take tax into account when providing advice to you, whether it’s how to make the best of your tax-free saving allowances or how to reduce the amount of inheritance tax your children might have to pay on your death. We can also work with your existing tax adviser, if necessary, so that we can keep a firm grip on the effects of tax on your personal income or your business finances.

Some forms of tax planning are not regulated by the Financial Services Authority.

MortgagesSecuring mortgage facilities in the current economic climate can often prove difficult, so it’s essential you obtain the best advice and guidance. Red Star Wealth will consider the whole market to find the right product for you. We will look both at interest rates and at other costs, taking your budget into account to establish affordability, before arranging a mortgage or remortgage for you.A fee of £100 is payable at the outset and £150 is payable when you apply for a mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Red Star Wealth Management Limited is an appointed representative of Financial Limited

which is authorised and regulated by the Financial Services Authority. FSA No: 546014

T: 01253 832310F: 01253 425707E: office@redstarwealth.co.uk

A: 4 Olympic Court, Boardmans Way, Whitehills Business Park, Blackpool, FY4 5GU.

www.redstarwealth.co.uk

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