2 nd floor, 78A sector P, near Sector Q Chauraha, Aliganj, Lucknow, Uttar Pradesh 226024, Ph: 9598333344

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Recent Major Government Schemes

UDAN Scheme Govt Scheme for Cheap Air Travel at 2500/- Per Hour Prime Minister Narendra Modi led NDA government has launched a new scheme named

as UDAN (Udey Desh ka Aam Nagrik) to make the air travel cheaper. Under the new

UDAN scheme, people in tier 2 and tier 3 cities can fly at just Rs. 2500/- per hour. The main objective of the UDAN scheme is to provide the cheaper air travel

opportunity to all the people in the country. The scheme also aims to make operational

almost 50 underutilized airports across the nation. Under the UDAN scheme, the fare for regional domestic flights will be capped at Rs. 2500/- per hour of flight for a fixed wing aircraft. One hour of flight can cover about 500 Kilometers, hence, the fare will be about Rs. 5 per kilometer, way cheaper than most cab services in the country. For journey on a helicopter, the fare will be capped at Rs. 2500/- for every 30 minutes,

i.e. Rs. 5000 per hour

Under the UDAN scheme, the airline operator will have to provide a minimum of 9 and

a maximum of 40 UDAN seats in each flight to domestic regions. While, in case of

flights through helicopter, a minimum of 5 and maximum 13 UDAN seats to be

provided by the operator. Under UDAN scheme, fare for 50% of the seats of flights will be capped at Rs 2,500

while the rest will be sold on the basis of current market price. The selected operators will also need to operate at least 3 UDAN flights and a maximum

of 7 departures every week.

BHIM

2 nd floor, 78A sector P, near Sector Q Chauraha, Aliganj, Lucknow, Uttar Pradesh 226024, Ph: 9598333344

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• BHIM (Bharat Interface for Money) is a Mobile App developed by National

Payments Corporation of India (NPCI), based on the Unified Payment Interface (UPI)

• It has been named after Bhim Rao Ambedkar and is intended to facilitate e-

payments directly through banks and as part of the 2016 Indian banknote demonetisation and drive towards cashless transactions

• This UPI app supports all Indian banks which use that platform, which is built

over the Immediate Payment Service infrastructure and allows the user to instantly transfer money between the bank accounts of any two parties

• During the Union Budget 2017, Union Finance minister Arun Jaitley said that

BHIM is currently being used by over 125 lakh Indian citizens. He said that Government will launch two new schemes to promote the use of the BHIM app. One will be referral payments for individuals, and the other will cashback for merchants who accept payments from BHIM.

• PM Modi has launched two schemes under BHIM App namely BHIM Referral

Bonus Scheme and BHIM Merchant Cashback Scheme

Power Tex India Scheme Power Tex India is a new scheme launched by the Narendra Modi Government in 2017

for the Powerloom sector. The scheme is an effective move to push the powerloom

sector across the country and to spread it globally. The ministry of textile launched

Power Tex India Scheme in Bhiwandi in Maharashtra and Erode in Tamil Nadu and also

in all powerloom centers across the country. Components of Power Tex India scheme Below are main components of the Power Tex India scheme under which the

powerloom sector would be benefited.

• In-situ up-gradation of plain power looms • Group Workshed Scheme (GWS) • Yarn bank scheme • Common Facility Centre (CFC) • Pradhan Mantri Credit Scheme for powerloom weavers; • Solar Energy Scheme for powerloom • Facilitation, IT, awareness, market development and publicity for powerloom

schemes • Tex Venture Capital Fund • Grant-in-Aid and modernization and Upgradation of powerloom service

centers (PSCs).

2 nd floor, 78A sector P, near Sector Q Chauraha, Aliganj, Lucknow, Uttar Pradesh 226024, Ph: 9598333344

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• Pradhan Mantri Credit Scheme – A facility of loan will be provided under

Pradhan Mantri Mudra Yojana (PMMY) to powerloom units/weavers which are decentralized.

• Solar Energy Scheme – Financial assistance/capital subsidy will be provided for the installation of solar plants under this component of Power Tex India scheme.

• Yarn Bank Scheme – Small weavers will be provided an interest-free corpus fund to special purpose vehicle (SPV)/consortium which will further help them in purchasing yarn at the wholesale rate and selling further to small weavers at the reasonable price. The main purpose of this component is to cut-off middle man/local supplier’s brokerage charge on sales of yarn.

Bharat Ke Veer Portal & App for Helping Families of Martyrs

bharatkeveer.gov.in or Bharat Ke Veer is a new web Portal launched by the central government for the general public to make donations to the families of martyrs and soldiers of Indian Armed forces. Using the bharatkeveer.gov.in portal, anyone who wish to support the families of martyrs can donate online.

The web portal and app has been launched by the Ministry of Home Affairs in order to pay homage to the brave-hearts who have laid down their lives in order to protect their country and citizens.

The main objective of the Bharat Ke Veer portal is to enable general public help the families of martyrs by donating money online directly to the individual braveheart’s account or to Bharat Ke Veer corpus. Braveheart’s from the following armed forces are among the major forces included in the Bharat Ke Veer Portal for contribution. 1. Assam Rifiles 2. Border Security Force (BSF) 3. Central Industrial Security Force (CISF) 4. Central Reserve Police Force (CRPF) 5. Indo – Tibetan Border Police Force (ITBP) 6. National Disaster Response Force (NDRF – India) 7. National Security Guards (NSG) 8. Sashastra Seema Bal (SSB)

Pradhan Mantri Gramin Awaas Yojana (PMGAY)

previously Indira Awaas Yojana (IAY)

• is a social welfare flagship programme, created by the Indian Government,

to provide housing for the rural poor in India.

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• A similar scheme for urban poor was launched in 2015 as Housing for All

by 2022.

• The broad purpose of the scheme is to provide financial assistance to some of

the weakest sections of society for them to upgrade or construct a house of

respectable quality for their personal living. The vision of the government is to

replace all temporary (kutchcha) houses from Indian villages by 2017

Rs. 6000 Pregnancy Aid Scheme for Pregnant Women in India

Narendra Modi On 31 December 2016 announced new schemes for poor, senior citizens and women including the Rs. 6000 pregnancy aid scheme. The scheme was announced by the Prime Minister as an effort to bring down the maternal mortality rate. Under the scheme, a financial Aid of Rs. 6000 would be provided to pregnant women who undergo institutional delivery for hospital admission.

Rs. 6000 Pregnancy Aid Scheme – Objective

The main objective of the scheme is to bring down the maternal mortality rate by increasing the number of institutional deliveries across the nation. The scheme is aimed at encouraging institutional deliveries in order to reduce maternal as well as infant mortality. The scheme would be implemented across all the 650 districts of the country.

The financial aid amount of Rs. 6000 will be directly transferred to the saving bank

account of pregnant women through Direct Benefit Transfer (DBT).

17% of all maternal deaths in the world occur in India with maternal mortality rate is pegged at 167 per 100,000 live births, whereas infant mortality is estimated at 43 per 1,000 live births. However, these numbers may not sound too high but when comparing to other nations, these are significant. The primary causes of high maternal and infant mortality rate are inadequate medical care during pregnancy and child birth and poor nutrition. The Rs. 6000 being provided under the scheme also sums up for the vaccination and nutritious food during pregnancy.

The pregnancy aid scheme is being implemented in 53 districts on pilot basis where financial assistance is Rs. 4000. Initially launched in 2010, this was the first scheme under Indira Gandhi Matritva Sahyog Yojana (IGMSY) to provide conditional financial assistance to pregnant women above the age of 18 years for birth of up to 2 live births.

In the new scheme, the cash benefit has been increased to Rs. 6000 which will be

directly transferred to the bank account of the beneficiary pregnant women.

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Vrishtha Pension Bima Yojana 2017 ( The Old Age Pension Scheme)

• The Old Age Pension Scheme would be implemented by LIC (Life Insurance

Corporation of India) for current financial year, however the launch of VPBY 2017 has

not been declared yet. • From launch date, the scheme will be opened for the subscription period of one year. • The scheme will provide income security to old persons aged 60 years and above against

uncertain market falls.

• VPBY will provide an assured pension based on a guaranteed interest rate of 8% for

10 years.

• The scheme will come up with an option of monthly/quarterly/half-yearly or

annual basis benefits so that the beneficiary can choose any of the options under

Varishtha Pension Bima Yojana 2017. • The maximum amount to deposit under Varishtha Pension Bima Yojana 2017 has not

been mentioned, however PM had addressed in his New Year Eve speech that upto Rs.

7.5 lakh could be invested in Old Age Pension Scheme.

Start Up India (Ministry of Finance)

• Main Objective: To provide support to all start-up businesses in all aspects of doing business in India.

• Self-certification • Rs. 10,000 crore Start-up fund • No capital gains tax on venture capital investments • No Income tax for three years • Atal Innovation Mission • Faster exit. • A mobile app to enable registration in a day which was launched on 1st April 2016

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UDAY (Ujjawal Discom Assurance Yojana) Ministry of Power

• Objective- financial turnaround of Power Distribution Companies

• The weakest link in the value chain is distribution, wherein DISCOMs in

the country have accumulated losses of approximately Rs. 3.8 lakh crore and outstanding debt of approximately Rs. 4.3 lakh crore

• Four initiatives (i) Improving operational efficiencies of DISCOMs; (ii) Reduction of

cost of power; (iii) Reduction in interest cost of DISCOMs; (iv) Enforcing financial

discipline on DISCOMs through alignment with State finances.

• States shall take over 75% of DISCOM debt as on 30 September 2015 over two years - 50% of DISCOM debt shall be taken over in 2015-16 and 25% in 2016-17. (This debt taken by states will not be calculated as a part of state fiscal deficit for 2015-16 and 2016-17 years

• UDAY is optional for all States

PM Ujjawala Yojana

Ministry of Petroleum and Natural Gas

• Launched: 1 May 2016

• Providing free LPG connections to women from BPL households

• This is the first ever welfare scheme by the Ministry of Petroleum and Natural

Gas which would benefit crores of women belonging to the poorest households.

• Financial support of Rs. 1600 for each LPG connection for BPL

• Earmarked Rs. 8000 crore for providing 5 crore LPG connections to BPL

households.

• This Scheme would be implemented over three years, namely, the FY 2016-17,

2017-18 and 2018-19

• Budgetary provision of Rs. 2000 crore for 2016-17 to provide deposit free LPG connections to 1.5 crore women belonging to the Below Poverty Line (BPL) families.

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Rashtriya Gram Swaraj Abhiyan

• Main Objective: To help Panchayat Raj Institutions deliver Sustainable Development Goals.

• This scheme was announced in the union financial budget 2016-17 by the Finance Minister Mr. Arun Jaitley.

• Rashtriya Gram Swaraj Abhiyan has been proposed with allocation of Rs. 655

crore.

Setu Bharatam Project Ministry of Road and Transport and Highways

• To make all the national highways railway crossings free by 2019

• 208 Railway Over Bridges (ROB)/Railway Under Bridges (RUB) will be built

at the level crossings at a cost of Rs. 20,800 crore as part of the programme.

• Setu Bharatam is an ambitious programme with an investment of Rs. 50,000

crore to build bridges for safe and seamless travel on National Highways.

Shyama Prasad Mukherjee National Rurban Mission Ministry of Rural Development

• Rurban clusters will be developed to create over 300 smart villages in the next

3 years

• Analysis of demography, economy, tourism and pilgrimage significance

and transportation corridor

• outlay of Rs. 5142.08 crores (remember 5000 crores)

• The clusters will be geographically contiguous Gram Panchayats with a population of about 25000 to 50000 in plain and coastal areas and a population of 5000 to 15000 in desert, hilly or tribal areas.

Stand up India

• To boost entrepreneurship among SC/ST women,

• Refinance window through SIDBI with initial corpus of Rs. 10,000 crore • Creation of credit guarantee through National Credit Guarantee Trustee

Company (NCGTC)

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PRAGATI (pro active governance and timely implementation)

• The platform is aimed at addressing common man’s grievances, and simultaneously monitoring and reviewing important programmes and projects of the Government of India as well as projects flagged by State Governments

• ICT based multi-modal mechanism to track key projects and policy outcomes

• Uses digital data management, geo-spatial technology and video-conferencing

• Three tier system: PMO, Union Government Secretaries and Chief

State Secretaries

Housing for All

• 2.95 crore houses in rural areas to be built by 2022

• Socio economic and caste census (SECC) will be used to identify beneficiaries

• Central government to state government ratio will be 60:40 for plain area

states and 90:10 for north eastern and hilly states

• Houses constructed under the mission would be allotted in the name of the female head of the households or in the joint name of the male head of the household and his wife

Make in India DIPP — Ministry of Commerce & Industry

• Body named “Invest India” created in partnership with FICCI and State governments

• Ease of Doing Business • E-Biz Portal

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AMRUT (Atal Mission for Rejuvenation and Urban Transformation) and Smart Cities Mission

Ministry of Housing

• Main Objective: Providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged.

o Clean drinking Water o Sanitation o Solid Waste management o Efficient urban mobility and public transportation o Affordable housing for the poor o IT connectivity

o E-governance

Swaachh Bharat Mission Ministry of Drinking Water and Sanitation

1. ODF Free India 2. Build 48000 toilets per day 3. Solid & Liquid Waste Management 4. Water pipeline sin villages to enable tap connections 5. Toilets for boys and girls in the schools 6. PPP and CSR funds through SPVs 7. Cadres of Sanitation Coordinators and Swatcchhta Doots 8. Convergence with various ministries including Panchayati Raj Ministry, Women and Child Welfare, MPLADS program, schemes such as MNREGA, BRGF, National Rural Drinking Water program etc.

Deen Dayal Upadhyay Grameen Kaushal Yojana Ministry of Rural Development

• Demand led skill training at no cost to the rural poor

• Mandatory coverage for SC/ST, minorities and women

• Greater emphasis on rural poor youth of J&K (HIMAYAT) and NE (ROSHINI)

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Pradhan Mantri Suraksha Bima Yojana Ministry of Finance

• Personal Accident Insurance Scheme (for death and disability due to accident)

• Rs. 2 lakh accident coverage

• Public Sector General Insurance Companies to administer and offer, and

others also allowed if agreed to the terms

• Savings bank holders of Age: 18-70 years (must have a bank account)

• Rs. 12 per annum premium

Atal Pension Yojana Ministry of Finance

• Unorganized sector old age pension scheme

• Will be under National Pension Scheme run by the PFRDA

• Receive Rs. 1k, 2k, 3k, 4k or 5k per month depending on their contributions after • age of 60 years

Pradhan Mantri Jeevan Jyoti Bima Yojana Ministry of Finance

• Rs. 2 lakh life insurance

• Administered through LIC

• 18-50 years age

• Covers death due to any reason

• Rs. 330 per annum premium

• Savings bank holders only

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Beti Bachao, Beti Padhao

Ministry of Women and Child Development

1. Activate School Management Committees to ensure universal enrollment of girls 2. Balika manch in schools 3. Construction of toilets in schools 4. Completion of Kasturba Gandhi Bal Vidhyalayas 5. Girl Hostels

Skill India

Skill India is a campaign launched by Prime Minister Narendra

Damodardas Modi on 15 July 2015 which aim to train over 40 crore (400 million) people in India in different skills by 2022

It includes various initiatives of the government like "National Skill Development

Mission", "National Policy for Skill Development and Entrepreneurship, 2015",

"Pradhan Mantri Kaushal Vikas Yojana (PMKVY)" and the "Skill Loan scheme".

In the budget of fiscal year 2017 - 18 the government of India has decided to set aside Rs. 17,000 crore, the highest ever allocation to this sector, in order to boost the Skill India Mission

The government has invested Rs. 4000 crore in the launch of SANKALP (Skill

Acquisition and Knowledge Awareness for Livelihood Promotion Programme),

another big initiative under the Skill India Mission. Through this it aims at providing market relevant training to 350 million young Indians. Apart from this, the government would set up 100 India International Skills Centres that will conduct advanced courses in foreign languages to help youngsters prepare for overseas jobs

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Deendayal Upadhyaya Gram Jyoti Yojana Ministry of Power

1. Rural electrification 2. Strengthening of transmission and distribution infra. 3. Separation of agri and non-agro feeders to enable judicious supply of electricity to agro and non-agro users respectively. 4. This used to be RG Gram Vidyutikaran Yojana

Pradhan Mantri Kaushal Vikas Yojana Ministry of Skill Development and Entrepreneurship

1. under National Skill Development Corporation 2. Standards: Standardize certification process 3. Mobilize youth for skill development and training 4. Monetary awards for skill development 5. Increase employability 6. Rs. 8000 award for skill undergoing training 7. Under NSDC — PPP organization

MUDRA SIDBI

• It’s a regulatory institution to provide impetus to micro-unit credit and financing. • Set-up as a subsidiary of SIDBI • It cannot take demand deposits • Its primary work would be to register, regulate, refinance and rate MFIs and help

them in refinancing MSMEs • MUDRA bank will get 20000 crore from RBI from funds of PSL not used by

banks and given to NABARD or SIDBI

PAHAL-Direct Benefits Transfer for LPG (DBTL) Consumers

Scheme Launched: 01 January 2015

Main Objective: To send the subsidy money of LPG cylinders directly into the bank

accounts of the consumers and increase efficiency & transparency in the whole system.

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Under the scheme, the LPG consumer can now receive subsidy in his bank account by two methods. Such a consumer will be called CTC (Cash Transfer Compliant) once he joins the scheme and is ready to receive subsidy in the bank account.

Sagarmala Project

Launched: 31 July 2015

Main Objective: To transform the existing ports into modern world class ports. The prime objective of the Sagarmala project is to promote port-led direct and indirect development and to provide infrastructure to transport goods to and from ports quickly, efficiently and cost-effectively. The Sagarmala Project, aimed at port-led development in coastal areas, is bound to boost the country’s economy and the government has lined up about Rs 70,000 crore for its 12 major ports only

PM Jan Dhan Yojana Dept. of Financial Services — Ministry of Finance

1. RuPay Card — payment gateway 2. Inbuilt accident insurance of Rs. 1 lakh 3. Inbuilt life insurance of Rs. 30,000 4. RuPay by National Payments Corporation of India (NPCI) 5. opening of jan dhan accounts 6. linking of other services like insurance, investments (MF etc) with Jan Dhan Accounts

in phase 2 of the scheme

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National Heritage City Development and Augmentation Yojana (HRIDAY)

Launched: 21 January 2015

Main Objective: Bringing together urban planning, economic growth and heritage conservation in an inclusive manner to preserve the heritage character of each Heritage City. With a duration of 27 months (completed in March 2017) and a total outlay of INR 500 Crores, the Scheme is being implemented in 12 identified Cities namely, Ajmer, Amaravati, Amritsar, Badami, Dwarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni and Warangal. The scheme is implemented in a mission mode.

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