Filing # 54059616 E-Filed 03/22/2017 12:24:53 PMR

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Service for the release ofPetitioner's federal income tax returns since admission to

the Bar is attached as Exhibit B.

3. Pursuant to Rule 3-7.10(l)(3), a copy of the disciplinary judgment

previously entered against the Petitioner in Florida Supreme Court Order dated

July 7, 2016 (91-day suspensión effective August 6, 2016) is attached as Exhibit

C.

4. The following information is furnished in compliance with Rule 3-

7.10 of the Rules Regulating The Florida Bar.

(A) Name: Chirag Balvant KabrawalaAge: 41DOB: August 22, 1975Address: 517 Shady Lane Drive

Orlando, Florida 32804

DEPENDENTS:

None.

(B) DATE OF SUSPENSION AND OFFENSES:

In Case Number SC16-999, pursuant to the Conditional Guilty Plea for ConsentJudgment and the Supreme Court Order dated July 7, 2016, Petitioner wassuspended for ninety-one (91) days, effective August 6, 2016, for violation of thefollowing Rules Regulating The Florida Bar: Rule 3-4.3 (Misconduct and MinorMisconduct); Rule 4-1.3 (Diligence); Rule 4-1.4(a), (b) (Communication); andRule 4-8.4(a), (c) (Misconduct).

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(C) NAME AND ADDRESS OF COMPLAINING WITNESSES ANDREFEREE:

Complaining WitnessThe Florida Bar File No. 2015-30,709(9F)G. Thomas Ball, EsquireBaker & Hostetler, LLPSunTrust Center, Suite 2300200 South Orange AvenueOrlando, Florida 32801-3432

Referee in Disciplinary Proceeding

None.

(D) OCCUPAION SINCE SUSPENSION:

Petitioner has been self-employed since his suspension working at Bavaro's PizzaNapoletana, a restaurant Petitioner co-owns in Winter Springs, Florida. Petitionerowns a 25% interest and assists with the management and marketing for therestaurant. He also assists in delivery and setup of catering orders. Petitionerbegan working in the restaurant in June 2015, without receiving a salary or anyhourly compensation, and he has continued this work throughout his suspension

period.

(E) MONTHLY INCOME AND OTHER EARNINGS:

Petitioner did not have any income or any other earnings during the suspensionperiod and did not receive any remuneration for the services provided in hisrestaurant described above. Petitioner has relied on personal savings for his livingexpenses during the term of his suspension.

(F) RESIDENCE:

517 Shady Lane DriveOrlando, Florida 32804

(G) CREDITORS:

As stated above, Petitioner owns 25% the restaurant described in Paragraph

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4(D). The restaurant is owned through a limited liability company organized underFlorida law. The business operated through that company has a line of credit thatis secured by the equipment in the restaurant and other business-related expenses,all ofwhich are being paid through the earnings of the business of the restaurant.

Respondent did not personally guarantee the business line of credit and hedoes not have any outstanding personal debt. Petitioner pays his consumer creditcards monthly and does not carry a balance.

(H) STATEMENT OF RESTITUTION:

Not applicable.

(I) RECORD OF ARRESTS AND PROSECUTIONS SUBSEQUENT TOSUSPENSION:

None.

(J) APPLICATIONS FOR LICENSES REQUIRING PROOF OF GOODCHARACTER SUBSEQUENT TO SUSPENSION:

1. On or about August 25, 2016, Petitioner made application with theLegal Aid Society of the Orange County (Florida) Bar Association to assist theGuardian ad Litem ("GAL") program as a Volunteer Advocate for Children("VAC"). The application considered Petitioner's fitness and good character toserve as a GAL volunteer, and included an examination ofPetitioner's background,criminal history, and references. The application was filed with Ms. MexyceRoberts, Esquire, GAL Program Attorney, 100 East Robinson Street, Orlando,Florida 32801. In November, Petitioner was approved as a VAC for the Guardianad Litem program administered through the Legal Aid Society of the OrangeCounty (Florida) Bar Association.

2. On or about August 24, 2016, Petitioner made application with theFlorida Department ofHealth to serve as an eligibility and referral specialist forState ofFlorida licensed health care providers that are providing human medicaldiagnostic and/or treatment services to qualified low-income recipients. Theapplication considered Petitioner's moral character and fitness to serve as avolunteer, and included an examination ofPetitioner's background, criminalhistory, and references. Petitioner's application was filed with Ms. LaRaineBerkeley, Volunteer Health Services coordinator of the Florida Department of

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Health, 6101 Lake Ellenor Drive, Orlando, Florida 32809. Petitioner's application,to serve as a State ofFlorida qualified eligibility and referral specialist, wasapproved on or about September 28, 2016.

(K) PROCEEDINGS INVOLVING STANDING AS MEMBER OF ANYORGANIZATION OR AS LICENSE HOLDER SUBSEQUENT TOSUSPENSION:

None.

(L) PROCEEDINGS OR CHARGES INVOLVING CLAIMS OF FRAUDSUBSEQUENT TO SUSPENSION:

None.

(M) GROUNDS FOR REINSTATEMENT:

Petitioner has rehabilitated himself in accordance with the criteriaestablished by the Supreme Court ofFlorida and as set forth in Rule 3-7.10 of theRules Regulating The Florida Bar since the conduct leading to his suspension.Petitioner's personal statement assuring The Florida Bar of his desire and intentionto conduct himself in an exemplary fashion in the future is attached hereto asExhibit D. The following corroborating letters provide evidence ofPetitioner'srehabilitation:

Exhibit E- Witness Affidavit from Jorge A. Castillo, Esquire datedFebruary 27, 2017. Mr. Castillo has known Petitioner since 2012, personallyand professionally. Mr. Castillo believes that Petitioner's communityservice "is a testament of the value that [Petitioner] places on giving back tothe community." Mr. Castillo knows Petitioner to be an "exemplaryadvocate." Petitioner expressed to Mr. Castillo his "deep remorse, regret,disappointment, and personal shame regarding his misconduct" and, at notime did Mr. Castillo hear or see Petitioner "exhibit or express ill will orfeelings ofmalice towards anyone involved in the investigation, prosecution,and recommendation of [Petitioner's] suspension."

Exhibit F - Affidavit of Character from N. Dwayne Gray, Jr., Esquire datedDecember 12, 2016. Mr. Gray has known Petitioner nearly four (4) years,both professionally and personally, and describes Petitioner as "a personwith good moral character and integrity." Mr. Gray knows Petitioner's

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reputation to be "excellent for his professional ability, respectfulness,diligence, honesty, [and] truthfulness." By Mr. Gray's observation,Petitioner has "suffered both personal and professional humiliation and[Petitioner] is extremely ashamed ofhis conduct."

Exhibit G - Letter from Mr. Nikesh Shah dated December 7, 2016. Mr.Shah has known Petitioner for nearly ten (10) years and describes Petitioneras "exceptionally competent, diligent, fair, honest, sincere and trustworthy,and a person ofhigh moral character and integrity." Mr. Shah states that he"firmly believe[s] that Chirag is fully-rehabilitated" and that Petitioner "willcontinue to be a credit to the legal profession, his clients, and the community

in which he serves."

Exhibit H - Letter from Benjamin P. Edwards, Assistant Professor of Lawat Barry University, Dwayne O. Andreas School ofLaw, dated November10, 2016. On October 24, 2016, Petitioner spoke to Professor Edwards'Professional Responsibility class about Petitioner's experience with thedisciplinary system the affect it had on his life. Professor Edwards statesthat Petitioner's "appearance made an impact" and "helped [the students]recognize how seriously the Florida Bar takes the ethics rules."

Exhibit I - Witness Affidavit ofMarni Stahlman dated October 31, 2016.Ms. Stahlman is the President of Shepard's Hope, Inc., and has knownPetitioner for approximately three (3) years, both professionally and throughsocial activities, including Petitioner's service as a Board ofDirector,Secretary and Volunteer for Shepard's Hope, Inc. Ms. Stahlman states thatPetitioner has "no ill will or feelings ofmalice toward those prosecuting orwho have prosecuted the disciplinary proceedings."

Exhibit J - Letter from Marni Stahlman dated October 26, 2016, expressingher unqualified support ofPetitioner and describing Petitioner's service toShepard's Hope, Inc., a nonprofit faith based organization that providesaccess to free health care to the uninsured. Ms. Stahlman, who served twoterms on a Bar Grievance Committee and also served on The Florida Bar'sCitizen's Advisory Committee, believes Petitioner's violation was an"anomaly." Ms. Stahlman has witnessed Petitioner's "intense remorse andhis pledge to never again place himself, any client or member of the generalpublic in any situation that would cause them direct or indirect harm."

Exhibit K - Witness Affidavit from Justin M. Luna, Esquire, a Board

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Certified Business Bankruptcy Specialist, dated October 26, 2016. Mr. Lunahas known Petitioner for approximately seven (7) years and knows him to beof "good moral character" and "fit to practice law."

Exhibit L - Letter from Carol Henderson, Director, National Clearinghousefor Science, Technology and the Law, a Professor of Law at StetsonUniversity College ofLaw, dated October 21, 2016. Professor Hendersonhas known Petitioner since 1999, when he was a student in one of herclasses. Professor Henderson believes that Petitioner's misconduct was"totally out of character" because she has known him and been familiar withhis research skills and legal work for more than seventeen years. ProfessorHenderson states that Petitioner acknowledges the "wrongfulness of hisconduct and is genuinely regretful for his actions."

Exhibit M - Witness Affidavit of Sarah Gulati, Esquire dated October 20,2016. Ms. Gulati has known Petitioner for approximately two (2) years,both professionally and socially. Within and throughout the community ofOrlando, and Orange and Seminole Counties, Ms. Gulati knows Petitioner'sreputation for "honesty, truthfulness, ethics and good character" and forPetitioner's "competency and abilities in the practice of law" to be"excellent."

Exhibit N - Letter from Sarah Gulati, Esquire dated October 16, 2016,describes her strong belief that Petitioner is "a man of high moral characterand that his past actions are contrary to his own expectations ofhimself or

his true character."

Exhibit 0 - Witness Affidavit from Bhavik Patel, Esquire dated October 11,2016. Mr. Patel has known Petitioner for approximately four (4) years anddescribes Petitioner's commitment to his clients and his community. Mr.Patel also states that "Chirag has always taken responsibility for his actions"and "that the State ofFlorida needs more lawyers like him."

Exhibit P - Letter from Jean Zambrano, VP of Operations, Shepard's Hope,dated February 9, 2017, and attached record, describes Petitioner's volunteerservice totaling 32.5 hours.

Exhibit Q - Letter from Dustin Gill, Volunteer Manager, Habitat forHumanity of Greater Orlando, dated February 1, 2017, describingPetitioner's volunteer service totaling 58.75 hours from August 24, 2016,

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through November 18, 2016.

Exhibit R - Record ofvolunteer service performed for Guardian ad Litemfrom August 1, 2016, through March 2, 2017, totaling 25.25 hours.

(N) ANY AND ALL CIVIL ACTIONS:

1. Petitioner is named as a co-defendant in Phoenix NPL, LLC v. CapitalHotel, Inc. et al, Case No. 1:15-cv-00080-TJM-DJS, United StatesDistrict Court, Northern District ofNew York (foreclosure). Theinitial complaint was filed on or about September 10, 2015. This caseremains pending.

This case was assigned to the Honorable Thomas J. McAvoy, SeniorU.S. District Judge, United States District Court for the NorthernDistrict ofNew York, Federal Building and U.S. Courthouse, 15Henry Street, Binghamton, New York 13901, and referred to theHonorable Daniel J. Stewart, U.S. Magistrate Judge, United StatesDistrict Court for the Northern District ofNew York, James T. FoleyU.S. Courthouse, 445 Broadway- 4th ploor, Albany, New York12207.

The plaintiff in this case is:

Phoenix NPL, LLC, c/o Christina J. DeLay, Esquire, Windels, MarxLaw Firm -New Brunswick, New Jersey Office, 120 Albany StreetPlaza, 6th ploor, New Brunswick, New Jersey 08901; and Mark A.Slama, Esquire, Windels, Marx Law Firm -New Brunswick, NewJersey Office, 120 Albany Street Plaza, 6th ploor, New Brunswick,New Jersey 08901

The defendants in this case are:

Capital Hotel, Inc., 20 Airport Boulevard, Albany, New York 12210;

Chirag Kabrawala, 517 Shady Lane Drive, Orlando, Florida 32804;

Ashok Dhabuwala, 34 Cleveland Avenue, Glen Head, New York11545;

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Brandon Levine, 13700 Marina Points Drive, Marina Del Rey,California 90262;

New York State Department ofTaxation and Finance, c/o MicheleMarie Walls, Esquire, New York State Attorney - Albany, LitigationBureau, The Capitol, Albany, New York 12224;and

Tashjian & Padian, 729 7* Avenue, New York, New York 10019.

The witnesses who testified in this case are:

To the best ofmy knowledge, no witnesses have testified in this case.

2. Petitioner was named a plaintiff in Chirag Kabrawala v. DavidWinterrose, in Case No. 48-2011-CC-9403-0, in Orange CountyFlorida (eviction). The initial complaint was filed on or about June24, 2011; the final judgment for possession was awarded to Petitioneron August 1, 2011; and a Writ ofPossession was issued on August 9,2011, which closed this matter.

The judge in this case was the Honorable Eric H. DuBois, NinthJudicial Circuit, 425 North Orange Avenue, Suite 460, Orlando,Florida 32801-1544.The plaintiff in this case is:

Chirag Balvant Kabrawala, c/o Steven A. Rajtar, Esquire (electedstatus: inactive), 145 Newport Way NW, Apartment E101, Issaquah,Washington 98027-3145.

The defendant in this case is:

David Winterrose, 4113 Dijon Drive, Unit H, Orland o, Florida 32808(last known address)

The witnesses who testified in this case are:

To the best ofmy knowledge, no witnesses have testified in thismatter.

(O) STATEMENT OF RESTITUTION OF COSTS TO THE FLORIDA

9

BAR:

Total Bar costs in the amount of $1,325.00 have been paid in full byPetitioner. A copy of the Bar's letter dated August 5, 2016, is attached as ExhibitS.

(P) PETITIONER'S CONTINUING LEGAL EDUCATIONREQUIREMENTS AND BAR DUES STATUS:

Petitioner is cuiTent in his CLE requirements and Bar dues. A copy of theBar's letter dated January 27, 2017, is attached as Exhibit T.

WHEREFORE, and by reason of the foregoing, Petitioner prays that this

Honorable Court reinstate him as a member in good standing to The Florida Bar.

CHIRAG BALVANT KABRAWALAPetitioner

STATE OF FLORIDACOUNTY OF ORANGE

The foregoing instrument was acknowledged before me thishc day of

March 2017 by CHIRAG BALVANT KABRAWALA, who is personally known

to me or has produced LB C as identification.

NOTARY PUBLIC-State of Florida

ny humäsánapims hï ( l N N WRACHAEL TINNON Typed or Printed Name ofNotary

c mm x < s 8 Ü Respectfully submitted,Commissian # FF 126118

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SCOTT K. fÕZIAN, ESQUIREFlorida BaéNo. 253510Primary Email: stozian@smithtozian.com

DEBRA JOYCE DAVIS, ESQUIREFlorida Bar No. 0093556Primary: ddavis@smithtozian.com

Secondary Email: apomnitzᯣsmithtozian.comSecondary Email: emaildssmithtozian.comSMITH, TOZIAN, DANIEL & DAVIS, P.A.109 North Brush Street, Suite 200Tampa, Florida 33602813-273-0063813-221-8832 (fax)Counsel for Petitioner

CERTIFICATE OF SERVICE

I HEREBY CERTIFY that a true and correct copy of the foregoing

Petition for Reinstatement has been e-filed via www.my0courtaccess.com, to the

Honorable John A. Tomasino, Clerk, Supreme Court of Florida, 500 South Duval

Street, Tallahassee, Florida 32399; and a true and correct copy has been furnished

by e-mail delivery to Keshara Davis Cowans, Bar Counsel, at

kcowans@ßoridabar.ora, nde jesus@floridabar.ora, and

orlandooffice@ßoridabar.ora, The Florida Bar, 1000 Legion Place, Suite 1625,

Orlando, Florida 32801-1050; and to Adria E. Quintela, Staff Counsel, at

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aquintel@floridabar.ora, The Florida Bar, Lakeshore Plaza II, Suite 130, 1300

Concord Terrace, Sunrise, Florida 33323, this day of March 2017.

SCOTT K. OZIAN, ES UIRE

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CHIRAG B KABRAWAl.A 507IN TRUST FOR BALVANT C, KABRAWALA . sa z m

REDACTED . zsiaa

BankofAmenca. ACHR/F003100277

EXHIBIT

AUTHORIZATION

I do hereby authorize the Internal Revenue Service of the United States torelease to The Florida Bar or duly designated representative, all federal income taxreturns filed by the undersigned since 2004.

Social Security Number: REDACTED

CHIRAG BALVANT KABRAWALA

STATE OF FLORIDACOUNTY OF HILLSBOROUGH

The foregoing instrument was acknowledged before me this /f day ofMarch 2017, by Chirag Balvant Kabrawala, who is personally known to me or whohas produced 6. B_ 6. as identification.

AR'TͳUBLIC-State ofFlorida

Typdtí or Printed Name ofNotary

My Commission Expires:

G WILUAM HINESMY COMMISSION # FF 7816SEXPIRES: December 19, 2017

EXHIBIT

B

Filing # 43668135 E-Filed 07/07/2016 03:12:52 PM

Supreme �254ourtof floríbaTHURSDAY, JULY 7, 2016

CASE NO.: SC16-999Lower Tribunal No(s).:

2015-30,709(9F)

THE FLORIDA BAR vs. CHIRAG BALVANTKABRAWALA

Complainant(s) Respondent(s)

The conditional guilty plea and consent judgment for discipline are approved

and respondent is suspended from the practice of law for ninety-one days, effective

thirty days from the date of this order so that respondent can close out his practice

and protect the interests ofexisting clients. If respondent notifies this Court in

writing that he is no longer practicing and does not need the thirty days to protect

existing clients, this Court will enter an order making the suspension effective

immediately. Respondent shall fully comply with Rule Regulating the Florida Bar

3-5.l(h). In addition, respondent shall accept no new business from the date this

order is filed until he is reinstated. Respondent is further directed to comply with

all other terms and conditions of the consent judgment.

Judgment is entered for The Florida Bar, 651 East Jefferson Street,

Tallahassee, Florida 32399-2300, for recovery ofcosts from Chirag Balvant

Kabrawala in the amount of $1,325.00, for which sum let execution issue.

Not final until time expires to file motion for rehearing, and if filed,

determined. The filing of a motion for rehearing shall not alter the effective date

EXHIBIT

C

CASE NO.: SC16-999Page Two

ofthis suspension.

LABARGA, C.J., and PARIENTE, LEWIS, QUINCE, CANADY, POLSTON,and PERRY, JJ., concur.

A True CopyTest:

JonnA. TomasinoClerk, SupremeComt

ddServed:

KESHARA DAVIS COWANSSCOTT KEVORK TOZIANADRIA E. QUINTELA

IN THE SUPREME COURT OF FLORIDA

THE FLORIDA BAR,CASE NO. SC16-999

Re: CHIRAG BALVANT

KABRAWALA,

Petitioner.

AFFIDAVIT

STATE OF FLORIDA

COUNTY OF ORANGE

Before me, the undersigned authority, personally appeared Chirag Balvant

Kabrawala viho having been duly sworn deposes and says:

1. I was admitted to The Florida Bar in 2004, and my Florida Bar

number is 709441.

. 2. By Order of the Florida Supreme Court dated July 7, 2016, I was

suspended from the practice of law for a term of 91 days effective August 6, 2016.

While my 91-day suspension period ended on or about November 7, 2016, I will

remain suspended until I am reinstated to practice law in Florida.

3. I am submitting this affidavit in connection with my Petition for

Reinstatement to The Florida Bar filed herewith.

4. Every day, I reflect upon the misconduct that resulted in my

EXHIBIT

D

suspension. I consider what actions I wish I had taken and why, instead, I engaged

in the acts resulting in my misconduct. I fully recognize how serious my actions

were, and I take full responsibility for my acts. I have no ill will or malice toward

any party involved in my discipline and suspension, and I completely understand,

accept, and respect why I was suspended.

5. I genuinely regret that I did not live up to my own high standards for

personal and professional conduct, and in so doing, I hurt and embarrassed myself,

my wife and family, my clients and colleagues, and the legal profession.

6. Throughout my suspension, I considered what efforts I can take to

apologize for, and to "remedy" the misdeeds I performed, and just as importantly,

how I can demonstrate to the Bar, the community, my family, and my colleagues,

that I am remorseful for my acts.

7. I met with friends, colleagues in the legal community, mentors, and

trusted community members, to express my shame and guilt, and to apologize for

my acts. In my conversations, I learned that "remorse" is an outward emotional

state that is achieved by the acts I perform as a result of the misconduct. Put

another way, it requires me to answer the question "if I feel so badly about my

acts, then what am I doing about it?"

8. Since my suspension, I have taken substantial efforts to demonstrate

that I have rehabilitated myself and that I am remorseful for my past acts. I have

2

taken every opportunity to become a better person and one who meets the

standards of conduct and professional fitness required by The Florida Bar to

practice law again.

9. I used my absence and suspension from the practice of law to make a

positive impact in the community where I live and work by spending more than

120 hours volunteering in worthwhile charitable, community and humanitarian

organizations, including, (1) as a patient liaison for Shepherd's Hope, a non-profit

that provides free medical services for the underserved and uninsured population;

(2) as a Volunteer Advocate for Children with the Guardian ad Litem program; and

(3) as a construction volunteer for Habitat for Humanity. In particular, I felt that

my service to Shepherd's Hope was so impactful, that I wanted to offer my

assistance in greater ways. During my suspension, I applied to, and was approved

by, the Florida Department of Health to serve as an eligibility and referral

specialist for the State of Florida licensed health care providers. This position

allows me to volunteer in the organization's medical clinics and meet with patients

to understand why they are seeking the services of Shepherd's Hope, and to assist

those patients with completing the documentation needed to be examined by

volunteer medical personnel, including offering translation services (Spanish) for

such documentation.

10. My involvement with these charitable, community and humanitarian

3

organizations helped me develop a greater appreciation for the personal and

professional challenges faced by countless people in my community. I gave each

organization my personal assurances that I will continue to volunteer with them

even after I am reinstated to the Bar, because I recognize that my service can

contribute to the betterment ofmyself, my community, and these organizations and

the persons they serve.

11. In addition to my volunteer services with Shepherd's Hope, Guardian

ad Litem, and Habitat for Humanity, I recognize that my misconduct and

suspension from the practice of law can serve as a cautionary example to students

in law school who are aspiring to practice law. During my suspension, I met with

Professor Benjamin Edwards' professional responsibility class at Barry University

School of Law and spoke about my ethical misconduct, the disciplinary process,

the consequences my conduct and the suspension has left on my career, livelihood,

and the community, and the standards of conduct and professional fitness required

by The Florida Bar to practice law. This experience was incredibly rewarding

because it underscored the vital importance of ethical conduct in the practice of

law, and helped the class and me to develop an immense appreciation for the

privilege of practicing law in the State of Florida. I have asked to visit Professor

Edwards' professional responsibility classes to meet and speak with law students in

future terms as well.

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12. The term of the suspension also stressed the importance of

rehabilitating myself to the standards of conduct and professional fitness required

by The Florida Bar to practice law. I attended two continuing legal education

seminars hosted by The Florida Bar focusing primarily on ethics, including the

Annual Ethics Update (Course Code 2248), and Practicing with Professionalism

(Course Code 2219). The lectures reinforced to me that the Court is entrusted with

safeguarding the trust the public has for members of The Florida Bar, and that my

acts, resulting in my suspension, breached that trust. During the Annual Ethics

Update lecture, I learned that small (and solo) law-firm practitioners are over-

represented in the disciplinary system because they have little support and

oversight, or often find themselves overwhelmed with work. As a result, I joined

The Florida Bar Solo and Small Firm section to learn more about the unique

challenges faced in that legal setting, and to offer its members lessons I learned

from my misconduct and experience with the disciplinary system. I also

familiarized myself with nearly every attorney discipline case during the past five

years. This exercise helped me develop an immense respect for the disciplinary

system, observe the nature of cases presented, and most importantly, appreciate the

conduct that the Court and The Florida Bar expects from its attorneys and the

repercussions of failing to abide by those standards.

13. I am sincerely repentant for my acts and I pledge to this Court and

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The Florida Bar that I will conduct myself in an exemplary manner in the future

and never take my privilege to practice law for granted. I understand that I cannot

erase my past misconduct, but I believe that I have demonstrated my rehabilitation

and am fit to practice law in the State of Florida. Therefore, I respectfully request

that I be reinstated as a member in good standing to The Florida Bar.

FURTHER AFFIANT SAYETH NAUGHT.

CHIRAG BALVANT KABRAWALA, Affiant

Sworn to and subscribed before me this day of March 2017, by

CHIRAG BALVANT KABRAWALA, who is personally known to me or who has

produced as identification.

NOTARY PUBLIC - State of Florida

RACHAEL TINNONNotary Public - State of FloridaMy Comm. Expires Oct 8. 2017

, Commission # FF 126118

Typed, Printed or Stamped Name . . .. . . . . . . . . . .of Notary Public

My Commission Expires

6

IN THE SUPREME COURT OF FLORIDA(Before a Referee)

CHIRAG B. KABRAWALA,

Petitioner,CASE NO.

v. TFB FILE NO.

THE FLORIDA BAR,

Respondent.

WITNESS AFFIDAVIT

STATE OF FLORIDACOUNTY OF PALM BEACH

Before me, the undersigned authority, personally appeared Jorge A. Castillo,

who having been duly sworn deposes and says:

1. My name is Jorge A. Castillo. I am over the age of 21 years old and

reside in Jupiter, Palm Beach County, Florida.

2. I am a member, in good standing, of the Florida Bar to which I was

admitted in 2006.

3. I am senior in-house counsel with Otis Elevator Company, a subsidiary

ofUnited Technologies Corporation, which I joined in December 2014.

4. Previously, between 2006 and November 2014, I was a litigation

attorney at Baker & Hostetler, LLP ("Baker") in Orlando, Florida.EXHIBIT

E

5. In 2012, while at Baker I met the Petitioner Chirag B. Kabrawala and

have since gotten to know Mr. Kabrawala personally and professionally.

6. Personally, I know Mr. Kabrawala to be committed to service in the

community. Among other charitable deeds, I know that since about 2008, and as a

board member since about 2009, that Mr. Kabrawala has been involved with

Shepherd's Hope, Inc., in Orlando, Florida, which provides medical services to

individuals and families who are uninsured and below the poverty level.

7. I know that Mr. Kabrawala has also volunteered as a Guardian ad Litem

with Orange County's teen diversion program.

8. Further, I know that Mr. Kabrawala has helped with the renovation and

construction ofseveral homes through Habitat for Humanity.

9. Mr. Kabrawala's community service spans years and, I believe, is a

testament of the value that he places on giving back to the community.

10. Professionally, I know Mr. Kabrawala to be an exemplary advocate.

During my tenure at Baker and beyond, I personally witnessed colleagues, clients,

and parties on the other side of transactions consistently praise Mr. Kabrawala's

work.

11. Given all that I know about Mr. Kabrawala, it was with great surprise

and disappointment that I leamed ofhis misconduct that led to his suspension with

The Florida Bar.

12. Mr. Kabrawala expressed to me his deep remorse, regret,

disappointment, and personal shame regarding his misconduct.

13. Mr. Kabrawala also expressed to me his intent to continue to help

others such as law students not make the same mistake as he. Towards that end,

Mr. Kabrawala reached out to faculty at Bany Law School and volunteered to speak

at a professional responsibility class at Barry Law School regarding his misconduct

in 2016.

14. At no time have I heard or seen Mr. Kabrawala exhibit or express ill

will or feelings ofmalice towards anyone involved in the investigation, prosecution,

and recommendation ofhis suspension in this matter.

15. To the contrary, I have heard and seen Mr. Kabrawalaexpress a sincere

appreciation of the wrongfulness of his conduct and an acceptance of his

punishment.

16. Further, Mr. Kabrawala has assured me to my satisfaction that he will

conduct himself in an exemplary fashion in the future.

17. It is my opinion, based on my knowing Mr. Kabrawala, that there will

be no further misconduct ofany nature by Mr. Kabrawala.

18. I know Mr. Kabrawala to be ofgood moral character, integrity, and to

be a person fit to practice law in the State ofFlorida.

19. I know of Mr. Kabrawala's reputation in the community, particularly

Orlando and Orange County, Florida, for competency and abilities in the practice of

law and know that his reputation as a lawyer is excellent.

20. I have previously, and ifMr. Kabrawala is reinstated will in the future,

refer clients to Mr. Kabrawala for representation in legal matters.

21. I strongly and respectfully recommend that this Honorable Court

reinstate Mr. Kabrawala to The Florida Bar without qualification.

FURTHER AFFIANT SAYETH N OHT.

RGE C STILLOAFFIANT

STATE OF FLORIDACOUNTY OF PALM BEACH

Sworn to and subscribed before me this Ñday off 2017, byME A· CATí , who is personally known t me d

on.

MYPUB IC- pfFlo *

O mm anomy ame - 'nted or Stamped Name

PublicMy Commission Expir

ZIMMERMAN KISER SUTGJFFEm�523«vs

December 12, 2016

The Florida Bar651 East Jefferson StreetTallahassee, Florida 32399-2300

Scott.Tozian, Esq.Smith, Tozian, Daniel & Davis, P.A.109 N. Brush Street, Suite 200Tampa, Florida 33602

RE: Affidavit of Character in Support of Chirag Balvant Kabrawala

Supreme Court Case No. SC16-999

The Florida Bar File No. 2015-30,709 (9F)

Dear Honorable Justices,

1. I am submitting this affidavit in support of the Petition for Reinstatement filed by ChiragBalvant Kabrawala with The Florida Bar.

2. I am a member in good standing with The Florida Bar (Bar No. 375527) since myadmission to the Bar in 1983. I also maintain an "AV-Preeminent" rating by theMartindale-Hubbell Peer Review.

3. I am a shareholder with the Zimmerman Kiser Sutcliffe P.A. law finn in Orlando, Florida,and I practice law in the areas of transactional real estate (commercial and multi-family),real estate finance, zoning, land use, general corporate, business and creditors' rights.

4. I have known the Petitioner, Chirag Balvant Kabrawala, both professionally and personally,for nearly four (4) years.

5. I first dealt with Mr, Kabrawala in 2012 during his association with the law firm of BakerHostetler LLP in Orlando, Florida. Mr. Kabrawala and the Baker Hostetler law firm wereengaged by a client in connection with the acquisition and financing of a hotel property andmy law firm and I represented the lender in that transaction.

6. During the past four years, I have continued to interact with Chirag Kabrawala onnumerous occasions - both as a fellow attorney - through his representation of purchasers,

EXHIBIT

One Landmark Center, Suite 600 315 E. Robinson St Orlando, FL 32801 FPhone 407-425-7010 Fax 407-425-2747 www.zkslawfirm.com

sellers, and borrowers in connection with commercial real estate matters - and personally-through our social engagements as members ofthe greater Orlando legal community.

7. In all my dealings with Chirag, I have found him not only to be competent, but also aperson with good moral character and integrity.

8. I also know of Mr. Kabrawala's reputation in the greater Orlando legal community, andknow that his reputation is to be excellent for his professional ability, respectfulness,diligence, honesty, truthfulness, and ofhigh ethical and moral standards.

9. I am well aware of Mr. Kabrawala's suspension from the practice of law, including thefacts and circumstances that resulted in his suspension; prior to the commencement of hissuspension, he asked to meet with me, as a friend and colleague, to discuss his conduct andacts that resulted in his suspension.

10. Chirag did not offer any excuses for his mistakes that resulted in his suspension; rather, heassumed all responsibility and accepted the consequences of his actions and I believe thatChirag has learned from his misconduct and the repercussions that followed.

11. I observed that Chirag has suffered both personal and professional humiliation and he isextremely ashamed of his conduct and of the damage he caused to his family, his clients,and the profession, in general, and his legal community, in particular.

12. Chirag used his suspension term to devote time to volunteer activities, including the Habitatfor Humanity of Greater Orlando organization, where he spent significant time performingmanual labor in community revitalization and homebuilding projects in Orlando, Florida ( Iconfirmed this with my oldest daughter who is an attorney in Orlando and also served as theChairman of the Board for Habitat the last 3 years).

13. I am also aware that, as a means of rehabilitation, Chirag recently met with a professionalresponsibility class at the Barry Law School in Orlando, Florida, to offer details about hissuspension, the effect it has had on his personal and professional life, and to hopefullyprevent future lawyers from committing similar mistakes.

14. I believe the likelihood of any further transgressions by Mr. Kabrawala regarding anyinfraction insofar as his Florida Bar license are concerned will not occur again.

15. I strongly recommend that Chirag Kabrawala be readmitted to The Florida Bar as hecertainly merits this reinstatement.

16. I hope that this Court will allow Chirag Balvant Kabrawala to be readmitted to practice andI know that he will be a positive asset to The Florida Bar and will again be a viable andcompetent attorney in the Orlando, Florida community.

17. If there are any questions that you have please feel free to contact me at 407-563-4380 orby email at daray@zkslawfirm.com.

-2-

FURTHER AFFIANT SAYETH NAUGHT.

N. DWAYNE Y, J ., ESQ.,AFFIANT

STATE OF FLORIDA ]

COUNTY OF ORANGE ]

Sworn to and subscribed before me this 12th day of.December, 2016 by N. Dwayne Gray, Jr. who is

personally known to me mamsossmoo, MYCom0SSM#GGOQ2M

EXPRES:Juns14,2020UmfeditsBudgetNotuy5mices

NOTARY PUBLIC, State ofFloridaMy Commission Expires:

-3-

NIKESH SHAH807 Dashwood Court

Winter Garden, Florida 34787Phone: (407) 965-8797

Rman Nikesh@SHMDCorp.com

December 7, 2016

The Florida Bar651 EastJefferson StreetTallahassee, Florida 32399-2300

EXHIBITRE: Affidavit of Character for Chirag Balvant Kabrawala )

G

Dear Sirs and Madams,

I have been advised that Chirag Balvant Kabrawala filed a Petition for Reinstatement to the FloddaBar. I hope the Bar will accept this letter as my professional and personal recommendation that Mr.Kabrawala be reinstated to practice law in Florida as a member of the Florida Bar, and hope that the Barrecognizes the extensive interaction I have had with Mr. Kabrawala as a fdend, conMante, and mostimportandy, as my attorney, in connection with my legal needs. I am a member of the Orlando, Floridacommunity and am employed as a real estate developer.

I have known Mr. Kabrawala for neady 10 years - since 2007 - having first met him while he wasassociatedwith the Latham, Shuker law firm. My initial interaction with Mr. Kabrawalawas that ofopposingcounsel: he and the Latham, Shuker firm were representing the seller in a commercial real estate transactionwhere my company and I were the buyer-parties (and we were represented by my own counsel). Thetransaction was very complicated but was ultimatelyclosed primarily due to Mr. Kabrawala's diligent efforts.During that single engagement, Mr. Kabrawala proved to be very competent, smart, and capable, and Iultimately sought out his services for legal representation on a subsequent transaction that year.

I continued to rely on Chirag as my attorney following his separation from the Latham, Shaker lawfirm, through his association with the Baker & Hostetler law firm, and ultimately as a solo practitioner, andI intend to continue working with Mr. Kabrawala upon his full reinstatement to the Flodda Bar.

In every one of my dealings with Mr. Kabrawala, he has proven to be exceptionally competent,diligent, fair, honest, sincere and trustworthy,and a person ofhigh moral character and integrity. His acumenis an asset to me and his other clients and I routinely recommend Mr. Kabrawala to fåends, colleagues, andeven members ofmy own family in connectionwith our respective legal needs; in fact, I will continue to useand refer Chirag Kabrawala for legal representation upon his reinstatement.

Mr. Kabrawala has been completely forthright about all of circumstances that resulted in hissuspension from the Bar. Mr. Kabrawala first approached me during late February 2015, immediately afterhe learned of the Bar's investigation and grievance, and he shared a copy of the Bar's complaint with me.

During the pendency of the Bar's investigation, and through his suspension term, Mr. Kabrawalaand I regulady met and spoke about the Bar complaint, including the reasons and circumstances why heengaged in the acts described within. I learned about the personal and professional pressures he was facing

Page 2

at or near the time of his actions, however he never tried to minimize or justify those pressures for hismisdeeds. Chicag was very candid about the Bar's allegations and he took full responsibility for the actsdescribed in the complaint; he did not attempt to deny or deflect anything in the complaint, nor did hesuggest any ill will toward the Bar or his former law firm for filing the complaint. I personally know thatMr. Kabrawala met with other clients to inform them of the complaint, investigation, and suspension, andto express his accountability, responsibility, and his sincere remorse for his actions.

Chirag has repeatedly admitted to me the seriousness of his actions, that it is "the worst mistake heever made," that he learned a lot about himself including how to deal with pressures, how to managedeadlines more effectively, and the damage and shame he caused to himself, his clients, his spouse andfamily, his reputation, and his colleagues and clients at the Baker & Hostetler law firm.

I have always admired Chirag for his dedication to charitable / humanitarian efforts. He is one ofthe few people that I know (attorney or non-attorney) who spends as much time and effort in making apositive impact in his community, especially through his involvement with the Shepherd's Hopeorganization. I know that Mr. Kabrawala has made the most of his suspension by devoting significant timeto charitable causes including Habitat for Humanity, Shepherd's Hope, and the Hindu Temple. I know thatChirag will continue to serve his community after his reinstatement.

While I cannot condone the mistakes that Mr. Kabrawala made, it helps me to know and understandthe circumstances surrounding his actions, his complete accountability and responsibility for his actions, andthe lasting effect it has on him. I also know that Chicag has learned from his actions, is remorseful for hisactions, and is humbled and sorrowful.

I respectfully request that the Florida Bar approve Chirag Kabrawala's petition for reinstatementwithout qualification. I firmly believe that Chirag is fully-rehabilitated, that he will never again pose a legalor ethical concern to the Bar, and that he is and will continue to be a credit to the legal profession, his clients,and the community in which he serves.

Please do not hesitate to contact me at any time if you have any concerns or questions, or if I canprovide further support for the petition. Thank you very much for your consideration.

Sincerely

Nikesh Shah, Affiant

STATE OF FLORIDA ]COUNTY OF ObdoE- ]

TMSworn to and subscribed before me this 7 day of MCEM , 2016 by

W>d S M*H who is personally known to me or who has producedPOR.coA G as id catio .

IEcheIV Daponte NOTARY PUBLIC, State of FloridaNotary Pulse My Commission Expires: 62-2'+ -

State of RoddaMyCommission E¢res 02fRf2017

CommissionNo.EE878842

BerrryUniversity === °www.barry.edu/law

Dwayne O Andreas | School of Law

November 10, 2016

Via Electronic MailScott K. Tozian, EsquireSmith, Tozian, Daniel & Davis, P.A.109 N. Brush Street, Suite 200, Tampa, Florida 33602Direct: 813-273-0063Fax: 813-221-8832stozian(dismithtozian.com

Re: Chirag Kabrawala

Dear Mr. Tozian:

I write to provide information about Mr. Chirag Kabrawala. I am a law professor atBarry University Dwayne O. Andreas School ofLaw in Orlando, Florida. On October 24,2016,Mr. Kabrawala came to speak to my Professional Responsibility course. Mr. Kabrawala spokeabout his experience with the disciplinary system and how the disciplinary process had affectedhis life.

The class questioned Mr. Kabrawala at length. In the week before he came, I distributeda copy of the Bar's publicly available consent order. The students reviewed the order and cameto class with a clear understanding ofwhat Mr. Kabrawala did and why the Florida Barsuspended him from practice. My Professional Responsibility class contains approximatelyeighty students, all in their second or third year of law school. They had an engaged andthoughtful discussion about the disciplinary process and its consequences. I did not clear any ofthe student questions in advance or place any restrictions on their ability to ask him questions.

Mr. Kabrawala's appearance made an impact. In many instances, students assume thatthey would never be so foolish as to break the ethics rules. Because they think that only "otherpeople" would do such a thing, they may not internalize that disciplinary sanction could happento them if they break the ethics rules. After Mr. Kabrawala spoke, several ofmy students toldme that his appearance had helped them recognize how seriously the Florida Bar takes the ethicsrules. I believe his appearance made a meaningful impact on them and helped them tounderstand the importance ofthe ethics rules.

EXHIBITbi

H

I urge you to provide the Florida Bar with a copy ofthis letter so that they can take thisinformation into account. If I can provide any further information, please contact me at (917)207-4361 or at bpedwards@barry.edu.

Sincer ,

amin P. EdwardsAssistant Professor ofLawBarry UniversityDwayne O. Andreas School ofLaw

Page |2

IN THE SUPREME COURT OF FLORIDA(Before a Referee)

CLIENT NAME,

Petitioner,CASE NO.

v. TFB FILE NO.

THE FLORIDA BAR,

Respondent.

WITNESS AFFIDAVIT

STATE OF FLORIDACOUNTY OF ORANGE

Before me, the undersigned authority, personally appeared Marni F.

Stahlman, who having been duly sworn deposes and says:

1. I reside in 1750 Walker Avenue, Winter Park, Orange County,

Florida.

2. I am a President pf Shepherd's Hope, Inc.

3. I have known the Petitioner, Chirag Kabrawala, for approximately 3

years, as a result ofboth professional and social activities, including:

as a Board ofDirector, Secretary and Volunteer for Shepherd's Hope,

Inc.

EXHIBIT

I

4. I am aware of the general nature ofthe allegations against Chirag

Kabrawala.

5. Chirag Kabrawala has at all times accepted the consequences ofhis

actions. He has no ill will or feelings ofmalice toward those

prosecuting or who have prosecuted the disciplinary proceedings.

6. I know Chirag Kabrawala to be ofgood moral character, a person of

integrity and to be a person fit to practice law in the State ofFlorida.

7. I know ofChirag Kabrawala's reputation within the community of

Orlando and Orange County, Florida, and know his reputation to be

excellent for honesty, truthfulness, ethics and good character.

8. I know ofChirag Kabrawala's.reputation in the community of

Orlando and Orange County, Florida, for competency and abilities in

the practice of law and know that his reputation as a lawyer is

excellent.

9. Chirag Kabrawala has assured me to my satisfaction that he intends to

conduct himself in an exemplary fashion in the future.

10. I have previously, and will in the future, refer clients to Chirag

Kabrawala for representation in legal matters.

11. I strongly recommend Chirag Kabrawala for reinstatement to The

Florida Bar without qualification.

FURTHER AFFIANT SAYETH NAUGHT.

AFFIANT

STATE OF FLORIDA

COUNTY OF ORANGE

Sworn to and subscribed before me this ..h day of , 2016, by

M(gyni Mhk MdLV) , who ispÔto me or who has

produced as identification.

NOTARY PUBLIC-State ofFlorida

@ -- AMY PENNOCK

My Comm. Expires Oct 1. 2019BondedthmghanomdthisyAssn,

Typed, Printed or Stamped NameofNotary Public

My Commission Expires:

follh4

4851 S. Apopka-vineland Roadorlando, Florida 31819p 4Ui7�540.6699f 407.909.0603www.shepherdshope.org

October26,2016

- . The Florida Bar . EXHIBIT651 East Jefferson Street - à

. Tallahasse, FL -32399

To Whom it May Concern:

I am writing to express my unqualified support of Chirag Kabrawala for his re-admission to the· Florida Bar. I offer this recommendation with two uniqueperspectives of Mr. Kabrawala that I believe make me paiticularly qualified to doso.

Since 2013 I have been the President/CEO of Shepherd's llope, Inc. a 501c3nonprofit faith based organization that prdvides access to free health care for theuñinsured at 5 health centers in Orange and Seminole counties. Since 1997, thisiánoyative healthcare model has grown to synchronize and leverage a tightly wovenconsortium of 26 staffmembers 2,200 licensed medical and géneral professionals(operating under.the Florida Department ofHealth's Volunteer Healthcare ProviderProgram), 4 community hospitalisystems (Florida Hospital,'Orlando Health;Nemours Children's Hospital and Central Florida Regional), · 100diagnostic/surgical· providers and 23 multi-faith partners who cumulatively hasprovided 220,000 primary and secondary, care medical visits and services touninsured men, women and children In 2015 alone 41,000 volunteer hours and inkind donations equaled $22,422,557 helping to create a beautiful dentrism that hasShepherd"s Hope regarded natioñally as an exemplary inodel of health caredelivery..

Serviiig.as a member of-the Shepherd's Hope Board of Director since 2011, Mr.. Kabrawala is currently Secretaryofthe Board, a position he obtained by nomination

for a second term by his peer Directors, co-chair of the Governanée.Committee anda rnember of the Executive Committee. It is in these capacities of his servicà that Iwork and interact with hirn on nearly a daily basis. He has been tireless in offeiinghis counsel on critical agéncy concerns ranging from new board memberrecruitment, agency governance concerns and new revenue.development to ourcurrent critical project that has spanned two years - the procurement of land andconstruction of Shepherd's �042Hopes first permanent .facility · that .will co-houseadministration offices and a new health center. I have witnessed firsthand histremendous work ethic,.his unique ability to bring people to ether aròund acommon goal and his expertise to advocate passionately for our mission all for the

benefit'ofthe organization and more imp9rtantly the men, woinen and children who -come to us as patients - seeking hope and-healing. Mr. Kabrawala goes about theseacts quietly, seeking no self-aggrandizementforhimself. In fact, over the p-ast year,

. . in addition to all ofthe other areas of service he commits to foy Shepher l's Hope,he has undertaken to being an active volunteér, nightly coming to a health center

. . branding no board member identification and acting siinply as someone trying to .make a difference in the life ofsomeone suffering.

. The other capacity that I would like to,offer .to support the validity of my .. recommendation of Mr. Kabrawala is. mý own personal involvement with the

Florida Bar and the unique perseliective I have been able to o.btain related to Barmembers and the disiplinary process. Starting in 2003, I· served a threé year term .as a lay member of the Ninth Circuit, Florida Bar Greivence Committée.and thenagain another three year term starting in 2013. In that capacity, I was asked tòrepresent the public as a part of.the.critical review process ofBar members as theywere recommended for review for ethicàl and Bar rules violations. I had occasionto support recommendations for. diversion for members suffering from mentál .illnesses and substance abusé while álso on several instances supporting.votes for

. suspensions and even license revokation. Each case w'as a solmen process I took. seriously as I recognized possible harm to the public may have óccurred. Then, in

2008 my involvment was elevated when1 was.appointed by the Florida SupremeCourt to the Florida Bar's Citizen's Advisiory Committee and served unit!2012. I

. . . had occasion.to encounter cases of egregious actions committed by Bar niembersand witnessed multiple timés public repremands in front of the Florida Bar Boardof Governors. , I developed a profound respect for the Florida Bar's deep

. commitment to protecting the' ethics and integrity of the- legal profession,,it's .members and most importantly the general public who trust and confide.

It is prec.isly because ofmy experiences detailed here that I took seriously the natureofMr. Kabrawala's violation that led to his suspension and the request to serve as .a reference· for his re-admission.· I have no reservation's that the violatioicommitted by Mr. Kabrawala was otheryvise an anomoly in his professional andpersonal coinmitment to acting at all times witlì integrity, honor and trutlifullness. .I have further witnessd his intens'e remorse and his pledge to never again placehimself, any client or member"of the general public in any situation that wouldcause them direct or indirect harm.,I trust and believe completely in his words tothis effect and urge yoù to· do so also as you evaluate whether to grant him re-admission to the Florida Bar. . .. . .

Sincerely, . .

lùarni Stahlmnh - ·. .President/CEO

IN THE SUPREME COURT OF FLORIDA(Before a Referee)

CHIRAG KABRAWALA,

Petitioner, CASE NO.

v. TFB FILE NO.

THE FLORIDA BAR,

Respondent.

WITNESS AFFIDAVIT

STATE OF FLORIDACOUNTY OF ORANGE

Before me, the undersigned authority, personally appeared Justin M. Luna,

Esq. who having been duly sworn deposes and says:

1. I reside in Orlando, Orange County, Florida.

2. I am a partner at the Law Firm ofLatham, Shuker, Eden & Beaudine,

LLP. I have been a member ofthe Florida Bar for over 9 years and am

a Board Certified Business Bankruptcy Specialist. I have previously

been the President ofthe Central Florida Bankruptcy Law Association.

I am also the founder and President of the Middle District Bankruptcy

Pro Se Assistance Clinic and a Board Member for the Orlando City

Foundation.· , EXHIBIT

a K

3. I have known the Petitioner, Chirag Kabrawala ("Mr. Kabrawala"), for

approximately 7 years, as a result ofboth professional and social

activities, including working together on real estate, litigation and

insolvency matters as well as conversing socially with mutual friends.

4. I am aware of the general nature of the allegations against Mr.

Kabrawala.

5. Mr. Kabrawala has at all times accepted the consequences ofhis

actions. To the best ofmy knowledge, he has no ill will or feelings of

malice toward those prosecuting or who have prosecuted the

disciplinary proceedings.

6. I know Mr. Kabrawala to be ofgood moral character, a person of

integrity and to be a person fit to practice law in the State ofFlorida.

7. I know ofMr. Kabrawala reputation within the community ofOrlando

and Orange County, Florida, and know his reputation to be excellent

for honesty, truthfulness, ethics and good character.

8. I know ofMr. Kabrawala reputation in the community ofOrlando and

Orange County, Florida, for competency and abilities in the practice of

law and know that his reputation as a lawyer is excellent.

9. Mr. Kabrawala has assured me to my satisfaction that he intends to

conduct himself in an exemplary fashion in the future.

10. I have previously, and will in the future, refer clients to Mr. Kabrawala

for representation in legal matters.

11. I recommend Mr. Kabrawala for reinstatement to The Florida Bar

without qualification.

FURTHER AFFIANT SAYETH NAUGHT.

JUSTIN . LUNA, ESQ.

STATE OF FLORIDA

COUNTY OF ORANGE

Sworn to and subscribed before me this 26th day of October, 2016, by Justin

M. Luna, who is personally known to me or who has produced

as identification.

Utill

NOTA �042 fage of Florida

Typed, Pr ped NameofNotary Public

My Commission Expires:

STETSON UNIVERSITY

October 21, 2016

The Florida Bar

Re: Chirag Balvant KabrawalaFile No: 2015-30,709(9F)

I am writing to recommend Chirag Balvant Kabrawala for readmission to The Florida Bar withoutqualification. I am the Director of the National Clearinghouse for Science, Technology and the Law and a ProfessorofLaw at Stetson University College ofLaw, I teach Professional Responsibility, Evidence and Scientific Evidence.I have been alaw professor for thirty years. I have been amember of the Florida Bar since 1981.

I have known Chirag since 1999, when he was a student in my Scientific Evidence class at NovaSoutheastern University. In 2000, he served as my Research Assistant and worked with me revising my ScientificEvidence in Civil and Criminal Cases treatise. I became a friend ofChirag's family over the years, having met hisgrandfather and other family members. I attended Chirag's wedding as well as other family events. He also fonnedan LLC for me. Chirag has always been trustworthy, honest, and diligent in all his professional and personalendeavors.

I am aware of the allegations and sanctions imposed by the Florida Bar against Chirag. I read hisConditional Guilty Plea for Consent Judgement and have spoken to Chirag at length about the events resulting inhis suspension. I am now aware of the serious personal setbacks and mental health problems he experienced duringthe time the misconduct took place. I believe his actions in preparing fraudulent timeshare registration approvaldocuments after failing to file the registration application and not informing the client or the firm were totally outof character because I have known him and have been familiar tvith his research skills and legal work for overseventeen years.

Chirag has acknowledged the wrongfulness of his conduct and is genuinely regretful for his actions. Chiraghas accepted the consequences of his actions. He has no ill will or feelings of malice toward those prosecuting orwho have prosecuted the disciplinary proceedings. I have reviewed the extensive volunteer work in which he hasengaged and encouraged him to speak to a Professional Responsibility class about his experience. He is speakingat Barry University on October 24, 2016.

I know Chirag to be of good moral character, a person of integrity and to be a person fit to practice law inthe state ofFlorida. I know of his reputation within the state of Florida, and know his reputation to be excellent forhonesty, truthTúlness, ethics and good character. I know ofhis reputation within the state ofFI6rida, for c6mpetencyand abilities in the practice of law and know that his reputation as a lawyer is excellent. Chirag has assured me tomy satisfaction that he intends to conduct himselfin an exemplary fashion in the future. I have previously, and willin the future, refer clients to him for representation in legal matters.

Should you need any additional information, please contact me at 727-562-7374 or 305-904-9501.

Sincerely,A

Carol HendersonDirector, National Clearinghouse for Science, Technology andthe LawProfessor of Law EXHIBIT

L

LAW | 140161st Street South | Gulfport,Florida 33707 [ 727.562.7800 | www.law.stetson.edu

IN THE SUPREME COURT OF FLORIDA(Before a Referee)

CHIRAG KABRAWALA,

Petitioner, CASE NO.

v. TFB FILE NO.

THE FLORIDA BAR,

Respondent.

WITNESS AFFIDAVIT

STATE OFCOUNTY OF C;GrYNN�254

Before me, the undersigned authority, personally appeared SARAH

GULATI, who having been duly sworn deposes and says:

1. I reside in Altamonte Springs, Florida, Seminole County, Florida.

2. I am a Florida Bar Attorney with Gulati Law, P.L.

3. I have known the Petitioner, CHIRAG KABRAWALA, for

approximately 2 years, as a result of both professional and social

activities, including: AAHOA, commercial transactions, CFREC.

4. I am aware of the general nature of the allegations against CHIRAG

KABRAWALA.

5. CHIRAG KABRAWALA has at all times accepted the consequences

ofhis actions. He has no ill will or feelings ofmalice toward those

EXHIBIT]!

M

prosecuting or who have prosecuted the disciplinary proceedings.

6. I know CHIRAG KABRAWALA to be ofgood moral character, a

person of integrity and to be a person fit to practice law in the State of

Florida.

7. I know ofCHIRAG KABRAWALA reputation within the community

ofOrlando and Orange/Seminole County, Florida, and know his

reputation to be excellent for honesty, truthfulness, ethics and good

character.

8. I know ofCHIRAG KABRAWALA reputation in the community of

Orlando and Orange/Seminole County, Florida, for competency and

abilities in the practice of law and know that his reputation as a lawyer

is excellent.

9. CHIRAG KABRAWALA has assured me to my satisfaction that he

intends to conduct himself in an exemplary fashion in the future.

10. I have previously, and will in the future, refer clients to CHIRAG

KABRAWALA for representation in legal matters.

11. I recommend CHIRAG KABRAWALA for readmission to The Florida

Bar without qualification.

FURTHER AFFIANT SAYETH NAUGHT.

AFF NT, Sarah Gulati

STATE OF FLORIDA

COUNTY OF SEMINOLE

Sworn to and subscribed before me this 20�442day of October, 2016, by

SARAH GULATI, who is personally known to me.

S RU81VILL.EGAS. MY COMMISSION # EE 882315

E 20

N TARY PUBLI - ate ofFloridaRUBI VILLEGAS

My Commission Expires:

-- GULATI & LAW --B ATTORNEYS & COUNSELORS-AT-LAW America ar

N. American S. Asian BarAsstt"ADMITTEDTO THE SouthAsian BarAssn. of Florkfa

MIDDLE DISTRICTOF FLOR1DAFEDEaAtCouar

October 16, 2016

Florida Bar Supreme Court

RE: CHIRAG KABRAWALA

Please accept this as my letter of recommendation that CHIRAG KABRAWALA(hereinafter "Mr. Kabrawala") be reinstated to the Florida Bar.

I have known Mr. Kabrawala for the past two years. It has been my experiencethat he is someone upon whom you could depend. I must admit that I had very littlecontact with him during the time that his trouble occurred. However, I strongly believethat he is a man ofhigh moral character and that his past actions are contrary to his ownexpectations ofhimselfor his true character.

I do believe that he has learned from his mistakes and is very remorseful about hispast misconduct. I feel confident that he has integrity to represent clients if he werereinstated and allowed to practice law in this state.

I fully recommend the reinstated ofMr. Kabrawala license to practice law.

If you would like any additional information, please do not hesitate to contact me.

Sincerely,

GULATI LAW, P.L.

Sarah Gulati, Esq.

OEXHIBITb

REPLYTo PRINCIPAL oFFICE �042409 MONTGOMERY ROAD, UNIT 131 �042ALTAMONTE SPRINGS, FLORIDA 32714

Phone: (407) 900-5054 �042Fax: (407) 517-4931E-MaH: OFFICE@GULATILAW.COM �042Web: WWW.GULATILAW.COM

IN THE SUPREME COURT OF FLORIDA(Before a Referee)

CHIRAG KABRAWALA,Petitioner, CASE NO.

v. TFB FILE NO.

THE FLORIDA BAR,Respondent.

WITNESS AFFIDAVIT

STATE OF FLORIDACOUNTY OF ORANGE

I, BHAVIK PATEL, Attorney at Law, hereby swear/affirm that:

1. I reside in the State ofFlorida, the county ofOrange, and the city ofOrlando.

2. I am a practicing attorney in the State ofFlorida and in the city ofOrlando.

3. I have been a practicing attomey for five years.

4. I have known the Petitioner, Chirag Kabrawala, for approximately four years, bothprofessionally and personally.

5. I am aware ofthe specific nature ofthe allegations against Chirag Kabrawala and he hasat all times accepted the consequences ofhis actions. He has no ill will or feelings ofresentment or malice toward those prosecutingor who have prosecuted the disciplinaryproceedings.

6. I personally know Chirag Kabrawala to be ofgood moral character, a person ofintegrity,and to be a person to fit to practice law in the State ofFlorida.

7. I know that Chirag Kabrawala's reputation within the community ofOrlando is excellentgiven his honesty, generosity, ethics, and good character.

8. I know that Chirag Kabrawala's reputation in the community ofOrange County, Florida,is excellent given his high competency and his excellent abilities to practice law.

9. Chirag Kabrawalahas assured me that he intends to conduct himself in an exemplaryfashion in the future.

EXHIBIT

9 o

4

10. I have in the past and will continue to refer clients to Chirag Kabrawala for any help inreal estate transaction legal matters.

11. I highly recommend Chirag Kabrawala for readmission to the Florida Bar without anyhesitation.

Further, I would like to add a longer statement regarding Chirag Kabrawala's character and thelessons this suspension has taught him.

I moved from the State ofCalifornia to Florida to attend Law School at the University ofFloridain 2008. After graduating, I received my firstjob as a prosecutor for the Orange/Osceola CountyState Attorney's Office in Orlando, Florida, in August of2011. I moved to Orlando not knowinga single individual and having few friends. I first met Chirag Kabrawala in August 2012 at afundraising event for Orange County's Property Appraiser. I went to the event by myselfin thehopes ofmeeting other young professionals. At that event, I introduced myselfto Chirag and hewent out ofhis way to introduce me to everyone he knew at the event. Further, he continued toinvite me to additional networking events he was a part of, introduced me to other lawyers in thecommunity, and to his home when he would host social events. His efforts made me feel like Ibelonged in Orlando and allowed me to build a friends network that made Orlando feel likehome. Almost four years later, I can trace almost every one ofmy good friends in the city ofOrlando directly back to Chirag.

While spending time with Chirag, I also was introduced to the social work and communityoutreach that Chirag participates in. Chirag serves on the board ofSheppard's Hope, a non-profitthat provides free primary health care for uninsured individuals in the area. I've seen firsthand thegreat pride he has in the organi7ation and the work he has done for them, whether it was findingcommercial office space for their organization or helping with their real estate transactions.

Chirag is also a fantastic lawyer. Whenever anyone is looking for a real estate transactionlawyer, I proudly provide my clients with his contact information. He has excelled in the hustleand bustle ofthe big law firm and has successfully transitioned into solo practice. I started mylaw firm a few months before Chirag started his firm and I can tell you first hand that Chiragwanted to make sure that every rule and law was complied with before starting his practice. Hehas worked tremendously hard the last two years building his practice and it has been aresounding success.

When he told me about the suspension, I could see the shame and disappointment in his face. Hehad worked hard to build his practice and he realized that this suspension was a permanent stainon his legal reputation. I had lunch with him shortly after the suspension notice and he wasdevastated. He had finally reached a point with his law firm where he had consistent amounts ofwork and was having referrals flow in almost every week. Additionally, he had finally got workfrom one ofthe biggest Indian hotel developers in Orlando, but couldn't accept the work on theircase because ofthe suspension. Having to call every one ofhis clients and tell them that he couldno longer practice law for at least 91 days was both embarrassing and humiliating for him.

Though throughout the process, Chirag has always taken responsibility for his actions. He has

personally told me that he would never do this again and that there is no excuse for what he did.While Chirag will not make any excuses, I knowthat the actions that led to the suspension cameduring a difficult time in his life. Chirag's best friend Brandon had been involved in a near fatalmotorcycle accident and Chirag was constantly flying back and forth across country fromOrlando to Los Angeles to visit his best friend at the hospital after working 60/80 hours a week.Brandon was in a coma for months before finally regaining consciousness and Chirag went tovisit Brandon every month he was in the hospital. I know few others who would make that samesacrifice Chirag made to visit an injured friend. Additionally, Chirag's father was also diagnosedwith cancer that same year and lost his life shortly after. These antidotes are not to make excusesfor Chirag's actions - he refuses to do so every time we talk about it - but to show that Chiragtruly cares about others, the community, and more importantly the clients he works for.

I know that this suspension has been devastating for Chirag's practice and that Chirag is taking itvery seriously. He is eager to get back to practicing law and help clients with their real estateneeds. I hope this afBdavit shows the true and personal side ofChirag Kabrawala. I have gottento know him quite well in the last four years and he is one ofthe few individuals that goes out ofhis way to help individuals in the community. I don't know where I would be ifChirag didn't goout ofhis way back in August of2012 to talk to me at that fundraiser, but my life wastransformed for the better because ofhis kind gesture. And after practicing law for five years, Ican honestly say that the State ofFlorida needs more lawyers like him. I would highlyrecommend Chirag Kabrawala for readmission to the Florida Bar. IfI can be ofany furtherassistance, do not hesitate to contact me.

AFF IK PATEL (Bar #92949)

STATE OF FLORIDACOUNTY OF ORANGE

Swom to and subscribed before me thisÉday ofscure, 2016s by

Shu,k P4f81 , who is personally known to me or who has produced

perwrt_i t.4a,-rgt as identification.

8 nANA BARB0ZA NOTAR PUB oridaNotary Public . State of Florida

My Comm. Expires Aug i t. 2017 pCommission # FF 44360

Bonded Titrough NationalNetary Asso.

February 9, 2017

The Florida Bar6S1 E. Jefferson Street

Tallahassee, Florida 32399

Regarding: Chirag Balvant Kabrawala, 2015-30,709 (9F).

Dear Melissa Mara,

it is my pleasure to write this letter on behalf of Chirag Kabrawala, who is one of our valued

volunteers at both our Downtown Shepherd's Hope Health Center, 1015. Westmoreland Drive,

Orlando, FL32304 and on our Board of Directors.

Shepherd's Hope provides free medical care to men, women and children in Central Florida who

have no insurance and are at 200% of federal poverty guidelines or below. Please find attachedan outline of Chirag's most recent volunteering both in the clinics and on our board committees.

He has immersed himself within the clinic to learn multiple volunteer positions. His work as a

volunteer board and committee member has also been a tremendous asset to the organization.

This letter serves as acknowledgement of Chirag Kabrawala's volunteer service to Shepherd's

Hope.

Please feel free to contact me with any questions.

Sincerely,

Jean ZambranoVP of OperationsShepherd's Hope

EXHIBIT

P

QLing peopbe, OORing holl peopSe4851 S. Apopko-Vineland Road, Orlando, FL 32819 �042407.876.6699(p) �042407.909.0603(f) �042www.ShepherdsHope.org

DAT6r . . . . DESCRIPTION ANOMOVilSOF SERVICEr. .

Monday,August 8, 2016 Volunteer at Shepnerd's Hope Clinic, 600 N.US Highway 17-92, Longwood, FloridaPerformed mtake and discharge services for free back to school physicals and mammograohyscreening patients8:30 AM - 1:00 PM (4.5 hours)

Thursday, August 11, 2016 Volunteer for Shepherd's Hope. Attended City Commission Meeting for City of Winter Gardenin connection with the planning for the new clinic and administrative offices to be located in the City6:00 PM - 8:30 PM (2.5 hours)

Monday, August 15, 2016 Perform Board-related services for Shepherd's Hope, induding meeting with Strategic Committee andUniversal Engineering regarding the fundraising and site development for the new Winter Gardendinic and administrative office site.8:00 AM - 9 00 AM (1 hour)

Monday, August 22, 2016 Volunteered at Shepherd's Hope Cilnic, 101S. Westmoreland Drive. Orlando, FloridaPerformed intake, discharge, and prepared follow up and referral documentation for free walk-in center patients6:00 PM - 10:00 PM (4 hours)

Wednesday, September 7, 2016 Meeting with Shepherd's Hope, 48515 Apopka Vineland Road, Orlando, Ft.32819, regarding identificationand selection of design-builder for new medical clinic being organized to serve the uninsured. Follow updiscussion regarding fundraising for construction and ongoing operation of dinic.8:00 AM - 9:00 AM (1 hour)

Tuesday, September 20, 2016 Volunteered for Shepherd's Hope, Inc. Partidpated in meeting with Michael Miller and Marni Stahlman andrepresentatives of McCree Construction in Orlando, Florida, regarding fundraising for and construction of thenew administrative offices and dinic being developed by and for Shepherd's Hope, Inc. to serve the medicalneeds of persons in and around Winter Garden, Florida and west Orange County, Florida.(1:30 PM - 2:30 PM) (1 hour)

Tuesday, September 20, 2016 Volunteered for Shepherd's Hope Inc. Attended training led by LaRaine Berkeley, Florida Department of Healthadvocate for the Volunteer Health Services division. The training dasses relate to my certification by the FloridaDepartment of Health as a Volunteer Health Care Provider, authorized to perform dient/patient eligibility underthe State's waiver of Sovereign Immunity program. Training included coursework in HIPAA (patient confidentiality)compliance, patient intake, screening, and verification of income for ellglbility purposes.(6:00 PM - 7:30 PM) (1.5 hours)

Monday, September 26, 2016 Fulfilled duties as ca.chair of the Strategic Real Estate Committee of Shepherd's Hope, Inc., and as Officer (Secretary)and Board memaer of Shepherd's Hope, Inc. Provided update to the Board of Directors of Shepherd's Hope regardingthe West Orange County (Florida) development of the office and clinic fadlity, and regarding the recruitment anddinic volunteering operations affecting the organization.(5:30 PM - 7:30 PM) (2 hours)

Thursday, October 13, 2016 Volunteer for Shepherd's Hope, Inc. for 1.ongwood, Florida dinic. Assisted with Intake and patient services forevening dinic. Assisted nearly 20 patients through medical visits and follow up matters for transportation from clinicand fulfilling prescriptions.(5:30 PM - 10:00 PM) [4,5 hours)

Thursday, October 27, 2016 Volunteer for Shepherd's Hope, Inc. Meeting with Sheperd's Hope Committee and outside construction firm regardingplanning and design of new West Orange County dinic and administrative facility. Follow up with committeeto evaluate final bids received from construction and architecture firms.(11:00 AM - 1:30 PM) (2.S hours)

Monday, December 12, 2016 Volunteer for Shepherd's Hope as patient volunteer at the Downtown Orlando clinic location. Assisted over 35patients for the evening cunic service with Intake and fcllow up matters, including referral and follow up with cardiologyconsult for 2 patients.(5:00 PM - 9:00 PM] [4 hours)

Monday,January 9, 2017 Volunteer for Shepherd's Hope as patient volunteer at the Downtown Orlando clinic location.(S:00 PM - 9:00 PM) (4 hours)

�042Habitatfor Humanity®of Greater Orlando

The Florida Bar651 E Jefferson StreetTallahassee, Florida 32399Attn: Melissa MaraRegarding: Chirag Balvant Kabrawala, 2015-30,709 (9F).

February 1, 2017

To Whom it May Concern:

This letter is to verify that Chirag Balvant Kabrawala completed 58.75 hours of volunteer service withHabitat for Humanity of Greater Orlando from August 24, 2016 - November 18, 2016. During this time,Chirag performed construction-related activities on our build sites and neighborhood revitalization sites.He assisted with painting, landscaping, framing walls, setting roof trusses, and transporting building

materials, among other things.

Chirag is a dedicated volunteer and is always willing to help wherever he is needed. He arrives early forprojects and stays until projects are complete and tools are put away. Habitat Greater Orlando relies onvolunteers like Chirag to carry out our mission of building home, communities, and hope for CentralFlorida families.

Please contact me if you have any questions regarding Chirag's service with Habitat Greater Orlando.

Sincerely,

Dustin GillVolunteer ManagerHabitat for Humanity ofGreater Orlandodgill@habitat-orlando.org | 407-648-4567 ext. 2204116 Silver Star Road, Orlando, FL 32808

EXHIBIT

DATE!MREJÏYMJ 1)ESCRililONANRROUMOESERVLCE61FfM5? FÚd MSZ3MEMEM&iWR

Monday, August 1, 2016 Volunteer service for the Guardian ad Litem program through the legal Aid Society of the Orange County BarAssociation. Prepare for hearing and participate in hearing in the permanent guardianship case of "DS" and "TP".Consultation with Kate York, Guardian ad Litem staff attorney regarding hearing. Review and prepare commentsto the Case Plan and motion/order for permanent guardianship of "DS" and "TP".9:00 AM - 10:30 AM; 2:00 PM - 3:00 PM (2.5 hours)

Tuesday, August 2, 2016 Discharge volunteer services for the Guardian ad Litem program. Review and revise motion and order forpermanent guardianship of "TP." Consult with Guardian ad Litem staff attorney regarding the final mattersrelating to the permanent guardianship of "OS" and "TP " Follow up with Andrea McCullum Floyd to confirm thatmotion was filed and any objections to same. Perform fo!!ow up visit and prepare report.3:00 PM - 7:45 PM (4.75 hours)

Tuesday, August 23, 2016 Meeting with Kate York, Esq., Legal Aid Society of the Orange County Bar Association, Guardian ad Litem programregarding additional training follow up on my prior GAL case relating to T. Paris12:30 PM - 2:30 PM (2 hours)

Saturday, October 1, 2016 Volunteer services for Guardian ad Litem through the legal Aid Society of the Orange County Bar Association.Attend training for the VolunteerAdvocate for Children (VAC) program hosted by Taneka Manuel, GAL coordinatorand Mexcye Roberts, Esq., GAL Program Attorney. Training classes included overview of GAL program, and reinforcedrole of GAL and VAC, including through the tribunal proceedings and home visitation of children and family interviews.(9:00 AM - 12:30 PM) (3.5 hours)

Friday, October 21, 2016 Volunteer for Guardian ad Litem program. Fo!!aw Volunteer Advocate for Children volunteeron site visit to evaluatechild under custody of guardian; speak with parent and child including reports on classroom behavior. Help preparecase report fo!!owing visit.(6:00 PM - 8:30 PM) (2.5 hours)

Thursday, December 1, 2016 Volunteer for Guardian ad Litem. Fo!!ow up and review of new assignment regarding "Matthew Doe". Schedulevisit for comprehensive evaluation.(8:00 AM - 9:00 AM) (1 hour)

Monday, January 30, 2017 Review new assignment and file for child "O.B." including review of Comprehensive Behavioral Assessment.SpeakwithKateYorkregardingsame.(10:30 AM - 1:00 PM) (2.5 hours)

Tuesday, February14, 2017 Attend Staffing Meeting for "O.B.". Establish timeline for evaluation services and fo!!ow up with case managerregarding child's current school and medical needs. Follow up with OB's caregiver to schedule meeting time.(9:00 AM - 11:30 AM) (2.5 hours)

Thursday, March 2, 2017 Visit home of OB and spend time with 08. Prepare summary report for GAL program and for the Case Managerregarding my observations.(6:30 PM - 10:30 PM) (4 hours)

OEXHIBIT

9 R

MJS 0 8 2016

The Florida Bar651EastJefferson Street

TaDahassee, FL 32399-2300

John F. Harkness, Jr. 850/561-5600ExecadveDirector www.FLORIDABAR.org

August 5, 2016

Mr. Scott Kevork Tozian109 N Brush Street, Suite 200Tampa, FL 33602-4116

Re: The Florida Bar v. Chirag BalvantKabrawala; TFB File No. 2015-30,709 (9F)

Dear Mr. Tozian:

The Florida Bar has received your client's credit card authorization in the amount of$1,325,00.This will confirm that all disciplinary costs have been paid in full in the above-referenced file.

Please do not hesitate to contact me at (850) 561-3186 should you have anyquestions.

Sincerely,

Lisa Chason, Compliance CoordinatorLawyerRegulation Headquarters

OEXHIBIT

s

The Florida Bar651 East Jefferson Street

Tallahassee, FL 32399-2300

John F. Harkness, Jr. 850/561-5600Executive Director www.FLORIDABAR.org

January 27, 2017

Sent via email to ekabrawala@amail.com

Mr. Chirag Balvant Kabrawala190 E Morse Blvd.Winter Park, FL 32789-3874

Re: Annual Membership Fee and Continuing Legal Education Requirements

Dear Mr. Kabrawala:

Thank you for contacting our office. Upon review ofour records, I have determined that you arecurrent in both your payment ofannual membership fees and continuing legal educationrequirements. Our records show that you timely paid your last annual membership fee paymenton August 8, 2016. Our records further show your continuing legal education cycle runs fromMarch 1, 2014 through February 28, 2017, and you have completed 28.5 hours of the 30 hoursrequired as of the date of this letter.

I hope this information is ofassistance to you. Please contact me at (850) 561-5776 should youhave any questions regarding this correspondence.

Sincerely,

Melissa M. Mara, CP, FRPCertified ParalegalLawyer Regulation Headquarters

"""" EXHIBIT