Real Estate Weekly

Weekend January 23, 2015

Real EstateWeeklyWeeklyYour Best Source For Weekly Real Estate News And Listings For Stillwater And Surrounding Communities

508 E. 18th - This charming little home has many updates. Owner has replaced all the windows, installed central heat and air and replaced carpet with wood like fl ooring. The attic has been converted to more living space and has a closet so we are calling it a 4th bedroom, it is good size and can easily hold two beds. Compact kitchen opens up into a separate dining room and there are three more bedrooms with one full bathroom on the main fl oor. The carport is conveniently located by the kitchen door.

These homes offered by New West Real Estate(405) 377-1213 • 615 W. 6th Ave.

1207 S. Main - This 4,000 SF building is currently for lease. Approximately 2,500 to 3,000 SF was remodeled in 2008 because of a fi re. Space for 4 offi ces. 500 SF for storage and additional parking in the back. Handicapped bathroom. Kitchenette in rear. Alley for deliveries-no dock, but have had no problem with furniture deliveries. Oversized door in rear for deliveries. New windows and door in front-double pane e-90.

InsideInside

To a d v e r t i s e y o u rTo a d v e r t i s e y o u rh o m e i n t h eh o m e i n t h e

R e a l E s t a t e W e e k l y , c a l lR e a l E s t a t e W e e k l y , c a l l( 4 0 5 ) 3 7 2 - 5 0 0 0 .( 4 0 5 ) 3 7 2 - 5 0 0 0 .

This Week: D r o u g h t U p d a t e . . . . . . . . . . . . Pa g e 2

S h o u l d I r e f i n a n c er i g h t n o w ? . . . . . . . . . . . . . . . Pa g e 4

R e a l E s t a t e W e e k l y i s R e a l E s t a t e W e e k l y i s a v a i l a b l e o n l i n e ! a v a i l a b l e o n l i n e !

G o t o o u r w e b s i t e a tG o t o o u r w e b s i t e a tw w w . s t w n e w s p r e s s . c o mw w w . s t w n e w s p r e s s . c o m

a n d d o w n l o a d t h e c u r r e n t a n d d o w n l o a d t h e c u r r e n t P D F e d i t i o n f o r F R E E !P D F e d i t i o n f o r F R E E !

Weekly Features:A b o u t R e a l E s t a t e ...........Page 8

C l a s s i f i e d s .............................Page 5

M a p ............................................Page 6

See participating REALTORS® at our Web site:

www.stwnewspress.comCopyright 2008©

Stillwater NewsPress • All Rights Reserved

See participating REALTORS® at o r Web site:

News PressNews PressStillwater

While the sun-shine, warm tem-peratures and windlast weekend wereall a welcomerespite from ourdreary winter, itwas also a gentlereminder of a veryserious issue; weare still in droughtconditions through-out much ofOklahoma. Thisincludes those of ushere in PayneCounty. While thedrought has notreceived much pub-licity as of late,that does not lessenits ongoing impacts.

If you have notdone so recently, Iwould suggest youconsider a goodthorough irrigationif anyone of the fol-lowing pointsapplies:

• Trees showingdecline over thelast few years. Thiscould include limbloss, premature leafdrop, or just small-er (or fewer) leavesthan normal.

• Trees plantedwithin the lastthree-four years.These tress arelikely still strug-gling to fully estab-lish a root system,having lived theirentire life indrought conditions.

• Any ornamen-tal landscape plant-ings that wereinstalled last fall.

• Turfgrassestablished lastyear. This includessprigs, sod or seed.

• Garden areasthat might have

received a recentapplication of com-post or fertilizer.This is especiallytrue for those gar-dens where a soil

pH correction isbeing made with anapplication of limeor sulfur.

• Areas that havereceived a recent

herbicide applica-tion. Pre-emergentherbicides must bewatered in properlyto be effective.

It would also be agood idea to checkthe moisture levelon your compostpiles. Moisture is acritical componentof the compostingprocess.

While none of usknows what thefuture holds, whenthinking about the

drought, it is sureworth a look backat the recent histo-ry of Oklahoma. Asyou can see fromthe accompanyinggraph, our droughtstend to run inapproximately tenyear cycles. We are

only four years intothis one.

For more infor-mation on this orany other horticul-tural topic, you cancontact Keith Reed,the Horticulturist inthe Payne CountyExtension office.

Keith can bereached via emailat [email protected],phone at 405-747-8320, or in person atthe Payne CountyExtension office,located at 315 W.6th in Stillwater.

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Drought still having big impact

KEITH REED

Home Grown

Stillw

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riday, January 23, 2015 3

The importanceof ventingBy C. DwightBarnettTribune News Service

When writinganswers to readersor reports for clients,I often abbreviatethe term forHeating, Venting &Air Conditioningdown to HVAC.From my observa-tions, it appears thatmost people onlythink of the heatingor the air condition-ing portion of thereports and ignorethe venting portion,the most importantpart of an HVACtechnician’s job.

An improperlyvented fossil fuelburning appliancecan be deadly. Thebyproducts of com-bustion are carbonmonoxide (C0) gasas well as otherunpleasant gasesand moisture. C0 iscolorless, odorlessand tasteless, butwhen the concentra-tion of C0 is greaterthan one hundred

parts per million(100 ppm), the C0becomes toxic bycombining with thebody’s hemoglobin toform carboxyhemo-globin in the blood,preventing thehemoglobin fromreleasing oxygen tothe body’s tissues.

People exposed tolow levels of C0 poi-soning may sufferheadaches and dizzi-ness similar to theflu, but when theflu-like symptomscontinue, it is veryimportant to seekthe advice of a doc-tor or other medicalprofessional.Extended low-levelexposure can betoxic to the heart,the nervous systemand other vitalorgans. Exposure tohigh levels of C0 isdeadly.

Everyone shouldhave at least one C0detector in each bed-room and anothernear the fuel-burn-ing appliance orappliances.

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Global Realtors131 N. Main • Stillwater

CENTURY 21: Smarter, Bolder, FasterOFFICE (405) 624-2626

NAME IN REAL ESTATE13 YEARS RUNNING

-MILLWARD BROWN

Linda SchmidtBroker/Owner, GRI

880-3048

Li d S h idt

Email: [email protected] View Our Listings & Virtual Tours at:c21global.com •century21.com or realtor.com

New Listing

Open House

1318 Eastern Ave. - 3 Bed/1.5 Bath - $89,000 - Diana

1001 Mahar Dr. - Sunday, 2-4 - Judy

“Highest Overall Satisfaction for First Time and Repeat Home Buyers and Seller”

First TimeHome Buyer

RepeatHome Buyer

First TimeHome Seller

RepeatHome Seller

Alane LeGrand(GRI) (CRS) [email protected]

Cora LeGrand(GRI) 880-0945

[email protected]

Hailey Payne580-336-8580

[email protected]

Tana Rutan612-1496

[email protected]

David HeppelProperty Manager

624-2626

Mike Branson (GRI)612-5347

mikebranson@ c21global.com

Sandy Blankinship269-9523

[email protected]

Beverly Carter (GRI) (CRS) 743-9618

[email protected]

Virginia Cussner747-7601

[email protected]

Diana Field747-4684

[email protected]

Oscar Fortune(GRI) (CRS) [email protected]

Rosetta Heppel880-0869

[email protected]

Judy Kasso(801) [email protected]

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Should I refinance now?Getting a mort-

gage checkupwould be beneficialat this time asrates are at a his-toric low.Refinancing yourhome can providean opportunity tosave money on yourmonthly payment,payoff your homefaster or take cashout for some otherpurpose. A numberof factors con-tribute to determin-ing the best time torefinance.

Staying orGoing: Whendetermining if it’s agood time to refi-nance, one big fac-tor should be if youare planning tomove or stay inyour home. It isgenerally not advis-able to refinance ifyou plan on beingin the house foronly a short periodof time. If you needmoney for a specificpurpose, refinanc-ing can be an easyway to access it.Consider how long

you will be in thehouse and whetheryou actually needthe money whenmaking the deci-sion.

Interest Rates:One of the factorsto consider beforerefinancing is theinterest rate in themarket. Compareyour current ratewith the rate thatis being offered. Ageneral rule ofthumb is to consid-er refinancing if theinterest rate youcan get on the newmortgage is around1.5% to 2% lowerthan what you cur-rently pay.

Early Pay Off:If you dream aboutbeing mortgage-free, the low-rate

environment maybe a good opportu-nity to refinanceyour 30-year mort-gage into a 15 or 20year loan. Butmake sure you canafford the slightlyhigher payments onthe shorter loanand that you havesome money savedfor emergencies.

Adjustable rateto a fixed rate: Ifyou obtain a newfixed-rate mort-gage, instead of anadjustable rate, youmitigate some ofthe risk involved anunknown rate envi-ronment. You wouldneed to look at youradjustment periodsand what rates are

MICHAEL DECKER

MortgageMatters

See ➤ Refi, page 7

Stillw

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GOLF DUPLEX AVAIL.JAN 1, 2015

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PUBLISHER’S NOTICE:All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or dis-crimination because of race, color, religion, sex, handi-cap, familial status or national origin, or intention to make any such preference, limitation or discrimination.”

This newspaper will not know-ingly accept any advertising for real estate which is in violation of the law. All persons are here-by informed that all dwellings advertised are available on an equal opportunity basis.

Homes

Real Estate Sales

Classifi edsWe accept:

View classifi eds online at: www.stwnewspress.comCall Gracie at Ext. 240 or 241

Or e-mail at classifi [email protected]

Place a Classifi edCall: 405-372-5000or Send a Fax: 405-372-3112Hours are 8:00 am - 5:00 pm Monday - Friday

News PressNews PressStillwaterStillwater

Advertise

In The

NewsPressClassifi eds

& Reach

Over 23,000

Potential

Customers

6S

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McMurtry Rd. Burris Rd.

177

177

177

177

177

51 5151

Chateau Dr.

Peaceable Acres Rd.

Chate

au C

t.

Chateau Pl.

Husband Pl.

Husband St.

Northgate Dr.

Dunc

an

Golf Dr.

Richmond Rd. Richmond Rd.

Burris Rd.

Was

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n St. Park Pl.

Amethyst Ave.

Quar

tz Dr

.

Lynn Ln.

Tower Park Dr.

Hartf

ord

Rogers Dr. Britton Dr.

Britton Ct.

Marie D

r.

Audene Dr.MarieDr.

Ever

gree

n

Greenbriar Cr.

Greenv

ale Cr.

Greenvale Ct.

Parkview Cr.

Brookside Ct.

Davis

Ct.

Rogers Dr.

Willia

m Ct.

Classen Ct.

Rich

mond

Hill

Rd.

Richmond Hill Ct.Northgate Dr. Benjamin

Hunte

rs Ri

dge

Land

Run

Dr.

Airp

ort L

n.

Monr

oe S

t.

Wright D

r.

Ute Av.

Ranch Av.

Cherokee Av.

Hartwood Av.

Cheyenne Av.

Arapaho Av.

Airport Rd.Rams

ey S

t.

Was

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n St.

Airport Rd.

Airpo

rt Ind

ustria

l Acc

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d.

StillwaterMunicipalAirport

BoomerLake

Harned Av.

NewmanAv.

Park

Dr.

Star

Dr.

Mohawk Av.

Park

Dr.

Thomas Av.

Cres

cent

Dr.

Kelle

r Dr.

Lakehurst Dr.

Glenwood Dr. Glenwood Ct.

Keller Dr.

Husb

and S

t.

Husba

nd D

r.

Lakeview Ct.

Park Dr.

Osage

Star Dr.

Liberty Dr.Mercury Av.Pa

rk Cr

.

Park

Dr.

Linco

ln St

.

Newman Av.

Hillcrest Av.Brown Av.

Shore Dr.

Lake

Harned Av.Madison Ct.

Parkway Dr.Thomas Av.

Frances Av.

Lakeridge Av.

Osage Dr.

Linco

ln St

.Osage Dr.

Tobacco Rd.

Linco

ln St

.

Liberty Rd.Preston Av.

Monr

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.Je

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.

Garfie

ld St

.

Rams

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Willow Dr.Hillcrest Av.

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Boomer Rd.

Liberty Av.

Liber

ty Cr

.

State Ln. Preston Ln.Pres

tonCr

.

Liber

ty Ct

.Ivy

Ct.

State St.

Lakeview Rd.

Lakeview Rd.

Eastland Dr.

Marcus Dr.

Wiley St.

Memory Ln.

Country Ln.

Monr

oe S

t.Br

ooke

Hollo

w Ct

. Brooke

Hollow Dr.

BrookeMoore

Linco

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.

Franklin

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Bennett Dr.

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ey S

t.Ra

msey

St.

Linco

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. Graham Av.Will Rogers Dr.Eskridge Av.

Eskridge Pl.

Eskridge Av.

Duck

St.

Duck

St.

Duck

St.

Eskridge Av.

Walnut St.

Franklin Ln.

Monr

oe S

t.

Husb

and S

t.

Cres

cent

Dr.

Glen

wood

Dr.Swim Av.

Dells Av.

Wildwood Dr.

Chiquita Ct.

Wildwood Ct.

Pecan Dr.

Redbud Dr.

Georgia Av.

Brentwood Dr.

Randolph Ct.

Eskridge Av.

Main

St.

Hartman Av.Windrock

Cr.Tyler Av.Tyler Av.

Willi

s St.

Ridg

e Rd.

Willham Dr.

McDo

nald

St.

McFa

rland

St.

Garfield St.

McElroy Rd.

Oak Crest Rd.

Oak Crest Ct.

Farm Av.

Hall of Fame Av. Hall of Fame Av.

Clev

eland

St.

Heste

r St.

Knob

lock S

t.

Wes

t St. Tyler Av. Tyler Av.

Highview Av.

Star

St.

Lewi

s St.

Knotts Av.

Hartf

ord S

t.

Dryd

en S

t.

Benja

min S

t.

Burd

ick S

t.

Mann

ing S

t.Br

iarwo

od S

t.

Gran

dview

St.

Skyli

ne S

t.

Krayler Ave.

Swim Ave.

Krayler Ave.

Hartf

ord S

t.

Redbud Dr.

Dryd

en S

t.

Dryden Cr.

Redb

ud C

t.

Berry

Ct.

Arrin

gton C

t.Knapp St.

Will Rogers Dr.

Arrin

gton D

r.

Mann

ing S

t.Br

iarwo

od D

r.

Ridgecrest Av.

Brooke Av.Moore Av.Franklin Ln.

Mann

ing S

t.

Gran

dview

Ct.

Cany

on R

im D

r.

Skyli

ne S

t.

Sunrise Av.

Brooke Av.

Payn

e St.

Jard

ot Rd

.Ja

rdot

Rd.

Youn

g St.

Denv

er S

t.De

nver

Ct.

High

tower

St.

Will Rogers Dr.

Linda Av.

Redbud Dr.

Hend

erso

n St.

S. W

estch

ester

St.

Dryd

en S

t.

Benja

min S

t.

Cimarron Pl. Cimarron Dr.

Sunnybrook Dr.

Frontier Dr.Willham Dr.Boyles Ct.

Manning Ct.

Burd

ick S

t.

Willham Dr.Leland

Ct.

Skyli

ne Ln

.

McElroy Rd.

McElroy Pl.

Summit Ct.Hanson Ct.

Birchwood Ct.Cedar Ct.

Connell Ct.

Connell Av.

KarrCt.

Wed

gewo

od D

r.W

edge

wood

Ct.

Stall

ard S

t.

Gran

dview

St.

Dona

ldson

St.

Mann

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t.

Connell Av.

Youn

g St.

Matthews Av.

Virginia Av.

Cedar Ct.

Cedar Dr.

Gran

dview

St.

Jard

ot Rd

.Ja

rdot

Rd.

Blair

St.

Payn

e St.

Wed

gewo

od D

r.Pa

yne S

t.

Eastern Av.

3rd Av.

Crestwood Dr.

Cottonwood Dr.

CrestwoodCt.

Post

Oak D

r.

Timbercrest Dr.

Timbercrest Cr.

Elm Av.

Maple Av.

4th Av.

Blair

St.

Blair

St.

Burd

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t.Virginia Av.

Hartf

ord S

t.

Dryd

en S

t.Be

njami

n St.

Burd

ick S

t.

Berry

St.

Arrin

gton S

t.

Maple Av.

Arrington Dr.

Marsh

all S

t.Do

ty St

.

5th Av.

4th Av.

4th Av.

Drur

y Ln.

5th Av.

4th Av.

Villa

Dr. 4th Av.

3rd Av.

2nd Av.

4th Av.

3rd Av.

Colby

Lanc

eMo

cking

bird L

n.

Eastg

ate S

t.

Raintree Av.Peach Tree Av.Stonegate Av.

Collin

s Ct.

Pinewood Cr.

Oakwood Dr.

Denv

er S

t.

High

tower

St.

7th Av.

Cres

twoo

d Cr.

12th Av.

Stall

ard S

t.

7th Av.

Lydia Ln.

Payn

e St.

17th Av.

9th Av.

7th Av.

8th Av.

Jame

s Ct.

Burd

ick S

t.

Hall S

t.

Leigh

St.

8th Av.

5th Av.

Jame

s Ct.

Hartf

ord S

t.

Payn

e St.

Alcott Dr. Rans

om D

r.

16th Av.

19th Av.

17th Av.

15th Av.

14th Av.

16th Av.

18th Av.

13th Pl.

19th Av.

13th Av.

12th Av.

11th Av.

10th Av.9th Av.

8th Av.

7th Av.

5th Av.

4th Av.

3rd Av.

Maple Av.

Elm Av. Elmwood Cr.

Dunc

an S

t.

Husb

and S

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Masin

St.

Lewi

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y St.

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Heste

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Was

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Was

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Dunc

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nroe

St.

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Bellis

St.

Knob

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t.

Heste

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Athletic Av.

Morrill Av.

Miller Av.

Mathews Av.

Hoke

St.

Virginia Av.

Wehr Ln..

Wes

t St.

Cantwell Av.

Connell Av.

Scott Av.Scott Av. Scott Av.

Connell Av.

Cantwell Av.

Linco

ln St

.

Lincoln St. Tyler Av.

Jeffe

rson S

t.Mo

nroe

St.

Scott Av.

Jefferson St.

Farm Av.

Drummond Av.

University Av.University Av.

Wes

tern R

d.

Ridg

e Dr.

Virgina Av. Miller Av.Admiral Av.

Sherwood Av.

Arrowhead Av.

Sunset Av.

3rd Av.

4th Av.4th Av.

5th Av. 5th Av. 5th Av. 5th Av.

McFa

rland

St.

Willi

s St.

King

s St.

King

s St.

King

s St.

McFa

rland

St.

McDo

nald

St.

Orch

ard S

t.

Waln

ut St

.

Pine

St.

Gray

St.

Stan

ley S

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Willi

s St.

11th Pl. 12th Av.13th Av.14th Av.

10th Av.

9th Av.

8th Av.

Wick

low S

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icklow

St.

Devo

n St.

Devo

n St.

Wes

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Garfie

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.Bl

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St.

7th Av.7th Av.

Ridg

e Dr.

Ridg

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Ridge

Dr.

Willi

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Redw

ood S

t.Me

lrose

Dr.Arrowhead Pl.

Monticello Dr.Olive Ln.

Kerr

St.

Clev

eland

St.

22nd Av.

19th Av.

Augu

st Dr

.Au

gust

Dr.21st Ct.

20th Av.

18th Ct.18th Av.

17th Av.

15th Av.

Surre

y Dr.

Surrey Pl.

Celia

Ln.

Loma Verde Ln.Elvin Dr.

Coun

trysid

e Dr.

Lege

ndar

y Ln.

25th Av.

24th Av.

Copperfield St.

Bristol Rd. Av.

Willow Park Cr.

Willow Park Ln.

Woodstone Dr.

Persimmon St.

Scissortail Dr.

Murphy Dr.Eunice St.

22nd Av.23rd Av. 22nd Av.

23rd Av.

24th Av.24th Av. W

illis S

t.

Silve

rdale

Blue

stone

St.

Waln

ut St

.

26th Av.

Blac

k Oak

Dr.

Blac

k Oak

Dr.

29th Ct.30th Av.

31st Av.

Saddle Rock Ln.Saddle Rock Ln.

Shinnery Ct.

Pion

eer S

t.Qu

ail R

idge D

r.

QuailRidge Ct.

28th Av.Mar Vista St.

August Dr.

28th

Ct.

Oxfor

d Dr.

Camb

ridge

Dr.

Cambridge Ct.

Murra

y Ct.

Yellowbrick Dr.

Fox L

edge

Dr.

Tang

lewoo

d Cr.

Tanglewood Dr.

32nd Av.

19th Av.

Lowr

y St.

Ches

ter S

t.

Ches

ter S

t.

18th Pl. Fern

St.

Fern

St.

Hartf

ord S

t.

Sprin

gfield

St.

Penn

sylva

nia S

t.

Aetna

St.

21st Av.

22nd Av.

24th Av.

26th Av.

Husb

and S

t.

Knob

lock S

t.

30th Av.

29th Av.

31st Av.32nd Av.

Wes

t St.

Main

St.

Boomer Rd.

Main

St.

Lewi

s St.

33rd Av.

35th Av.

37th Av.37th Av.

36th Av.

35th Av.

Fern

St.

Lowr

y St.

Lowr

y St. 34th Av.

44th Av.44th Av.

Timberline Dr.

Pion

eer S

t.

Perki

ns R

d.Pe

rkins

Rd.

Perki

ns R

d.

Jard

ot Rd

.

Husb

and S

t.

Was

hingto

n St.

Wes

tern R

d.

Sang

re R

d.Sa

ngre

Rd.

Eagle

Sum

mit

44th Av.

Hunte

rs Cr

.

Deer

field

Dr.

Wild

Turke

y Pas

s

Cottontail Ln.

Vista Ln.

15th Av.

18th Ct.Shalamar D

r.

Yorkshire Dr.

Westbrook D

r.

Westbrook Ct.15th Av.

Dubli

n Dr.

Berks

hire D

r.

18th Av.

Davin

broo

k Ln.

Ceda

r Ridg

e Ct.

Bould

er Cr

eek

Mans

field

St.

Willow Ct.

Hickory Ct.

Country Club Dr.

Fairfi

eld D

r.

Willi

amsfi

eld

Richfield Ct.

14th Av.Oakfield Ct.

Shum

ard C

t.Sh

umar

d Dr.

8th Av.

Oak S

t. W.

16th Av.

18th Av.

Wes

tridge

St.

Hills

ide C

t.

Hills

ide S

t.

Fairfi

eld D

r.

Country Club Dr.

Garden Pointe

Spring Hill

9th Av.8th Av.

Murp

hy S

t.

Basin

Ridg

e Dr.

Oak R

idge D

r.

7th Av.7th Av.

Trenton Ct.

Wes

twoo

d Ln.W

estw

ood D

r.

Oak Ridge Dr.Fairway Dr.

Woodland Dr.

Woodland Ct.

Crestview Av.

Crestview Ct.

Country Club Ct.

11th Av.

11th

Ct.

Woodc

rest D

r.

Sprin

gdale

Dr.

10th Av.

Blue R

idge D

r.

Edge

moor

Dr.

Walk

ing Tr

ail D

r.

Oak T

rail D

r.

Summer Hill Ct. Shadow Creek Ln.

Billingslea Ct.

Ja Linda Lou Ct.LoperLn.

Deer Run Ct.

Cowboy Ct.

Iba D

r.

GermaineCt.

Highland Ct.

32nd Av.

1st Av.

Abbe

y Ln.

Windsor Cr.

Wind

sor D

r.

Wind

sor D

r.

2nd Av.

2nd C

t.Ke

ats D

r.

3rd Av.3rd Pl.

4th Av.

Char

les D

r.

5th Pl.

5th Av.

Oakdale

Frontage Road

Squir

es S

t.

Pion

eer S

t.

Coun

try C

lub R

d.Co

untry

Club

Rd.

Vena Ln.

Windmill Ln.Windmill D

r.

Lakeview Rd.

Rang

e Rd.

Rang

e Rd.

Grey

stone

St.

Ston

eridg

e Dr.

Ston

eybr

ook S

t.8th Ct.9th Ct.

8th Av.

Pecan Trail Ct.

Pecan Lake Av.

TrentonAv.

Cros

swind

s

VillasCt.

Woodri

dge V

illage

Rd.

Devonshire

Canterbury

AshburyWoodlake Dr.

Chapel Hill

Briar CliffCoventry

CharringCross

Austi

n Ct.

Lynd

sey C

t.

Deer Creek Ct.

Fox Ledge Ct.

Fox Ledge Ln.

Vista

Ct.

21st Av.

Teal

St.

25th Av.

Knob

lock S

t.

Fox Ledge Dr.Deer Crossing Dr.

Pecan Hill St.

Hidden Oaks

Sang

re R

d.

Valle

y View

War

ren D

rive

Char

olais

Dr.

Hereford

Valle

y Dr.

Lisa Ct. Lori Ct.

Mark

Circl

e

Dobi Ln.

Shiloh Creek

Old Forest

Cypress MillSava

nnah

Culpe

pper

Charleston

Woodland Trails Dr.

Eagle CreekAve.

PheasantRidge Ave.

Fountain View Ct.

Foun

tain V

iew D

r.

Forest Trail Ct.

Lauren Lane

Emma

Marin

e Rd.

Hanson

Sunnybrook

Ct.

Wedgewood

Summ

erlin

Ct.

Bridl

ewoo

d

Mesa Cr.

Whitney Ct.

Katy

Camden

Ashton Ave.

• All Open Houses are Sunday unless otherwise indicated. • Open Houses may be cancelled in case of inclement weather.

If you have questions, please call the hosting REALTOR®.

☞

Real Estate Pros1. 525 E. 13th 1-3 ............................................Jenna

Team Stillwater2. 23 Summit Cr. 1-3 ...................................... Jerika3. 2301 W. 9th 2-4 .............................................. Jack

C-21 Global4. 1001 Mahar Dr., Perkins 2-4 ..................... Judy

Fisher Provence 5. 4005 W. 15th 1-3 ..........................................Page

Metro First Realty6. 2223 W. 9th 2-4 .......................................... Sharyl7. 11420 Churchill Downs 2-4 .................... Kasey (from HWY 33 & HWY 177 east 1.5 miles to Steeple chase turn north & stay right)

OPEN HOUSE McMurtry R

Richmond

indicated.ement weather.REALTOR®.

rst Realty

MapMapWeek of Sunday, January 25, 2015

1

2

3

4, 7

5

6

Stillw

ater New

sPress • F


FEATURED SUBDIVISIONS Plats and Covenants Available! — Call 405.372.8326 for lot information / www.TeamStillwater.com

BERRY CREEK KENSLOW FARMS CAMDEN POND TIMBER LAKE ESTATES

520 S Knoblock St. (405)372-8326 (TEAM) View online: www.TeamStillwater.com

Follow us: Twitter: @teamstillwater Facebook: teamstillwaterrealtors

6 Lots—W. Villas Court Ranging from $23,000—$27,000 Mike/ Mary

E. 6th (E. of Jardot St) LOT — .30 acres m/l $39,500 Delphine

4724 W Country Club Dr LOT — 130 x 130 approx. $40,000 Mike/ Mary

3320 Fox Ledge Dr LOT — Stoneridge Estates/ 1.09 acm/l $45,000 Paulette

123 E El Paso, Yale 3 BD/ 1 BA/ 955 sq ft/ 3 lots $60,000 Connie

901 Liberty SALE PENDING $80,000 Delphine

N. Pioneer Rd/ Perry SALE PENDING 40 acres m/l $90,000 Connie

2614 N Park Circle 3 BD/ 1.5 BA/ 1136 $102,000 Dennis

2222 W 23rd Ave SALE PENDING $110,000 Connie

23 Summit Circle 2 BD/ 2 BA/ 1430 sq ft NEW THIS WEEK $110,900 Jerika

9311 S Mehan Rd 2 BD/ 2 BA/ 1414 sq ft REDUCED $134,900 Connie

2301 W 9th Ave 3 BD/ 3 BA/ 1987 sq ft REDUCED $155,000 Mary/ Mike

1611 S Hillside St SALE PENDING $167,000 Connie

1706 S Westridge St 4 BD/ 2 BA/ 2445 sq ft $175,000 Mike/Mary

13405 E Lakeview Rd 3 BD/ 2 BA/ 5.39 acres $190,000 Delphine

2119 S 22nd Court SOLD $190,000 Delphine

6167 N Willis St 3 BD/ 2 BA/ 1675 sq ft/ 1 ac. $190,000 Mike/ Mary

705 E Macy Lane SALE PENDING $199,500 Paulette

1114 E Connell Ave SALE PENDING $225,600 Connie

3524 S Husband St Home/Shop/ Pool/ 2.76 ac. $250,000 Mike/Mary

424 S Orchard 5 BD/ 4 BA/ 3518 sq ft $257,000 Mary/ Mike

1220 W 12th LOT — 2.34 acres m/l $258,000 Mike/ Mary

223 S Jardot 5 acm/l —Numerous Possibilities $300,000 Delphine

5305 S Hartford St 3 BD/ 2 BA/ 30 acm/l $310,000 Mike/ Mary

3012 W Montera 4 BD/ 3 BA/ 2385 sq ft $324,000 Paulette

2223 Copperfield 4 BD/ 3.5 BA/ BEAUTIFUL $375,000 Mary/ Mike

5920 W 53rd Street SALE PENDING $378,500 Paulette

4700 N Washington 3 BD/ 3 BA/ 10 acres m/l REDUCED $469,000 Mike/ Mary

1919 S Walking Trail 4 BD/ 3.5 BA/ 4595 sq ft $579,000 Mike/ Mary

Address Descriptions Price Realtor

Mike Lauvetz CRS/GRI

Broker/Owner 405.747.8684

Dennis Cyr CRS/GRI

Realtor Assoc. 405.714.1799

Delphine Heppel Broker Assoc. 405.612.1256

Mary Davenport CRS/GRI

Broker/Owner 405.747.5651

Paulette Kraybill GRI

Realtor Assoc. 405.747.8830

Connie Stokes GRI

Broker Assoc. 405.612.0016

Jerika Rosenquist Realtor Assoc. 405. 338.5521

Jack Borgen Realtor Assoc. 405. 612.7234

Address Descriptions Price Realtor

715 S Husband, #3 & #5 2 office suites. Lawyer’s Building $99,500 Mike/ Mary 122 & 210 E Richmond Rd 10.91 acres m/l $499,000 Paulette

COMMERCIAL PROPERTY

OPEN HOUSES — Sunday, January 25, 2015 23 Summit Circle — Jerika — 1-3 p.m. 2301 W 9th Ave. — Jack — 2-4 p.m.

currently doing to makesure this would be bene-ficial to you.

There are times whenit makes sense to refi-nance your mortgage.It’s important to have a

clear financial objectivein mind so that you’reable to choose the mostappropriate loan.Ultimately, the decisionis up to you to decidewhen it’s best for you to

refinance, based on yourindividual financialgoals.

Opinions expressedabove are the personalopinions of Michael

Decker and meant forgeneric illustration pur-poses only. RCB Bank isan Equal HousingLender. RCB BankNMLS #798151. MichaelDecker MLO# 370522.

RefiContinued from page 4

StillwaterNewsPress

Local newsyour way:

www.stwnewspress.comstwnewspress.com

/mobileTwitter and Facebook

By David W. Myers

Buyers who aren’tmarried, even ifthey expect to walkdown the aisle soon,have special con-cerns when decidinghow to “take title” toa new home.

DEAR MR.MYERS: Myfiancee and I areplanning to getmarried in May,but we want tobuy a house nowbecause interestrates are low andprices keep mov-ing higher. If webuy a housetogether beforeour wedding date,can we “taketitle” to the homeas joint tenants,even though wearen’t marriedyet?

ANSWER: Youcertainly could, butit might be a badidea.

Although mostbuyers who arealready marriedhold title to theirhomes as joint ten-ants, it’s usuallybest for nonmarriedbuyers to insteadtake title as ten-ants-in-common –whether they areunrelated investorsor a couple whoplan to tie the mat-rimonial knot soon.

If you and yourfiancee take title asjoint tenants today,your half-interest inthe home wouldautomatically passto her when you die.Likewise, her 50percent stake wouldgo to you if she diesfirst.

Taking title astenants-in-common

would provide moreflexibility. That’sbecause eitherowner who holdsproperty through aso-called TICarrangement canwill or sell his or herrespective interestin the home towhomever he or shewishes, without theapproval of theother owner.

You definitelyshould take title astenants-in-commonif either of you has achild from a previ-ous relationship orwants to ensurethat your own childinherits your inter-est in the property.

If you take titlethrough joint-tenan-cy instead, yourspouse will thenown 100 percent ofthe house after youdie and can laterleave it to anyoneshe wants. Your kidfrom the previousrelationship would-n’t have a legitimateclaim to the home,or any part of itsresale profit,because your spousewould hold title tothe property in hername only.

There’s anotherargument for takingtitle to the home astenants-in-commonrather than joint

tenants, althoughit’s a bit unroman-tic: Should you andyour betrothed buya house now butlater cancel yourwedding plans,either of you couldsell your 50 percentstake in the home towhomever you wishwithout first gettingthe other’sapproval. That’s animportant consider-ation, especially ifone partner wantsto sell but the otherdoesn’t.

Your real estateagent, title-insur-ance representativeor the closing attor-ney or escrow officer

who will handle thepurchase can pro-vide more details.

* * *REAL ESTATE

TRIVIA: The 3-million-square-foot, 320-foot-tallAT&T Stadium inTexas – where

the first CollegeFootball PlayoffNationalChampionshipGame was playedJan. 12 – has thelargest column-free interiorspace in theworld. Its roof is

supported by apair of 300-footarches, so play-ers don’t have toworry aboutcrashing into asupport polewhile headingtoward the endzone.

8S

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ater

New

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ss •

Frid

ay,

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ary

23,

2015

Attractive brick 3 bed, 2 bath home located in southwest Stillwater. The home is very appealing and very well-

maintained. It has 2 living areas, vaulted ceiling with large windows in the second living area, french doors, interior storm shelter, and a private patio. It is located on a large corner lot on the north side of the Westbrook Addition.

4005 W. 15th

Page Provence (405) 612-0194 Fisher Provence, REALTORS®

377-1000

$169,900

See more of this home at www.WeLoveSellingStillwater.com

Open Sunday 1-3

Mobile Home on 35 Acres!

Keith Cheatham Agency 918-762-2149 CHEATHAMREALTY.COM

5105 Clay RdGlencoe, OK.

$119,500

4 bedroom, 2 bath, 2 fi replaces,80’ X 28’ mobile home on 35 Acres with well, storm shelter, wood deck and patio. Glencoe Schools.

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