Real Estate Guide

DivineDesign

Reporter-HeraldHOME & Realty GuideLookInside:

SATURDAY, January 16, 2010

www.homeandrealtyguide.com

Mortgage rates .................... pg. 2Featured Home Plan .......... pg. 3Prevent roof ice dams ....... pg. 3Professional Spotlight ....... pg. 7Transactions ......................... pg. 7Tax Credit Stimulus ............ pg. 7New Home Directory.......... pg. 8Open Houses ....................... pg. 9

Featur edProper tiesSection:PPaaggee 44

PPPaaagggeee 555

� See Meadowbrook /0

From locker room tofunctional family room

In theGar denGrow a gourmetkitchen garden

Real EstateMatters

PPPaaagggeee 222

F o re c l o s u reafter effects

PPPaaagggeee 888

Signature livingMeadowbrook Ridge

homes offer affordableownership with scenic views

Photo courtesy Meadowbrook Ridge HomesThe new Signature series at Meadowbrook Ridge offers an exclusive community home with pricesperfect for dream home living. Meadowbrook Ridge is located at 2175 Rio Blanco in Loveland.

RH PA I D A D V E RT O R I A L

Nestled in the foothills adjacent to the moun-tains and overlooking vast city open space,the newly built homes at Meadowbrook Ridge

offer epic scenery with all of the comforts of city liv-ing. This secluded family-friendly community is nowoffering a line of affordable home plans starting in

the mid-200s. Close to Estes Park, Rocky MountainNational Park, Fort Collins and Longmont, Meadow-brook Ridge homes offer convenient access toNorthern Colorado work and play amenities, includ-ing a future city park, 16 miles of Loveland biketrails and proximity to many shopping opportuni-ties.

The houses in the planned Signature series are anopportunity to invest in a high value exclusiveneighborhood at a price perfect for the new econo-my. Customizations of the planned models are avail-able. To take advantage of either the new home own-er’s $8,000 tax credit or the current home owner’s

12 HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, J A N U A RY 16, 2 0 1 0 w w w. h o m e a n d r e a l t y g u i d e . c o m

970-613-0700 www.thegroupinc.com 970-663-0700

5401 Stone Creek CircleLoveland, CO 80538

New Listing

New Construction

Featured Property

Open House

Price Reduced

1401 W. 29th St.Loveland, CO 80538

$550,000MLS#584395

This charming 3 bed/2 bath bungalow has been refurbished top to bottom! Bright & open w/ plenty of living space. All plumbing & electrical has all been updated, the exterior resided with vinyl siding and the basement fi nished. The huge yard has alley access w/ a cement pad for RV/Boat parking too!

825 W 7th Street, Loveland

$198,700MLS#606013

03-3

0789

9

Perched above Pinewood Reservoir with views of the reservoir and the front range to the east, mountain vistas and amazing sunset views to the west. It is surrounded by parks and recreation property on the north and east, school property on the south. These properties can be bought together or separate. This property cannot be beat. Call for your personal tour.

1102-1104 Highland Street, Loveland

$165,000MLS#590472

Newly remodeled 2 story home! New paint, fl oor coverings, stainless steel appliances and more! Full basement and central air. Great cul-de-sac location, nice sized lot with fenced common area behind property. Easy access to both Loveland and Fort Collins. FHA loan OK after 2/1/10!

5707 Snow Mesa Court, Loveland

$185,500MLS#614805

NEWLY REMODELED

Tb&pttap

Upgrades include hardwood fl ooring, custom paint, maple cabinetry, tile fl oors & backsplash. The main level offers an open fl r plan. Upstairs the mstr suite w/2 walk-in closet & 5 piece luxury bath. 2nd bdrm has its own bath & also a loft area/study offi ce. Unfi nished bsmt w/radon system installed. Fenced in yard & patio area to enjoy summer fun.

1995 Big Sandy Place, Loveland

$195,000MLS#616119

Enjoy the open fl oor plan featuring a remodeled kitchen with island to dine at, built-in desk and a new dishwasher! There’s room for your dining room table plus two living areas and 4 bdrms. The garage is easy to maintain w/epoxy coated fl oor. Fruit trees and garden space.

3420 Red Maple Court, Loveland

$224,900MLS#612881

Quiet area, Ranch/fi nished basement. Enjoy the fi replace, double garage- patio, spacious open fl oor plan. Move in condition. All this maintenance free, no snow or lawn to worry about. Plus enjoy the loving care of this property! Robert Walkowicz, CRS 481-6077.

325 Lilac Place, Loveland

$239,900MLS#610767

Stylish 2-story home. It is loaded with amenities including open fl oor plan with lots of windows, Ceramic tile throughout most of the main level, Berber carpeting, large kitchen with maple cabinetry, center island & pantry, offi ce with built in shelving, large corner lot, RV Parking..... the list goes on. Don’t miss this one!

1476 Tiger Avenue, Loveland

$250,000MLS#610229

Over ½ Acre in the County and close to the city! Near Boedecker Lake!3 bd, 2 bath ranch w/ an awesome south facing heated sunroom located on a spacious 27,000 sq ft lot, 2 sheds, mature landscaping, plenty of room for Semi or RV parking. Room to build a work shop. Pre-inspected! Blue Ribbon Home Warranty.

4104 Redbird Place, Loveland

$250,000MLS#610130

1/2 ACRE NEAR BOEDECKER LAKE

Immaculate home w/ newly remodeled kitchen featuring maple cabinets and Silestone counters, wood fl oors throughout main level, new carpet, new exterior paint, prof. fi nished basement. Backyard is a private paradise with fi berglass in-ground pool that has solar and gas heating and an automatic cover surrounded by stamped concrete patio. 3 bdrm, 3 ba, 3 car gar. Room to expand to 4 bdrm.

6307 N St. Louis Avenue, Loveland

$328,000MLS#610643

PARKLIKE RETREAT

OPEN SATURDAY 1-3

Tennis, pool, & basketball! Spacious ranch w/mature landscaping. Open fl oor plan w/new refi nished wood fl oors, roof & newer duel hot water tanks. Large rooms w/split master fl oor plan & dedicated dining room. Finished bsmt w/a media room, rec room, 2 large bedrooms plus a 3/4 bath. 3 car garage fully fi nished w/an epoxy-sealed fl oor & is heated. 14-month home warranty.

1478 26th Street SW, LovelandEnjoy Boyd Lake privileges in this 4BR 3BA immaculate 2 story w/3car garage, situated on almost 1/4 acre fully fenced, lot backing to open space. Hardwood fl oors, extensive use of tile, SS appliances and cherry cabinets. Main fl oor BR and 3/4 bath, formal dining room and great room w/wall of windows brings in lots of natural light. Upstairs loft makes a great study/media room and separates the master BR with the 2 remaining bedrooms.

6420 Clearwater Drive, Loveland

COMMUNITY BOAT RAMP

3 bedrooms + offi ce on main, 4th bedroom and 4th bath, rec & game rooms in fi nished basement. Gorgeous yard backs to open space. Custom features include plank fl ooring, GE Profi le appliances w/ double ovens, built in wine rack, & Silestone counters w/ eating bar. Pre-inspected.www.thegroupinc.com/4490

4490 Fruita Drive, Loveland

$370,000MLS#613940

Amazing 5 bed, 4 bath home on 2.24 acres all fenced with Mtn Views. Main fl oor Master and Laundry. Daylight basement that is fi nished with huge rec room, bath with travertine tile, 5th bedroom. High ceilings. New handscraped Wood Floors. Built in swimming pool that is fenced and has outdoor grill. Minutes drive from Windsor and Loveland and I25. Trex deck to enjoy the views.

3590 Mill Iron Court, Milliken

$335,000MLS#612121

Inside you fi nd SS appliances, granite countertops, wood fl oors, lush tile accents in master bath & kitchen back splash, & an open fl oor plan. Included is A/C, a gas fi replace, & front yard landscaped. Upgrades everywhere from cabinets to countertops & even travertine fl oors with craftsman details from trim to ceiling. Models open Fri-Sun 1-5.

2145 Sandbur Drive, Fort Collins

$292,433MLS#601619

Erbrlta

Welcome home to this Energy Star rated 3 bedroom, 2 bath ranch with a 3 car garage on a spacious 10,350sq ft lot. The many energy features include a 90% high effi ciency furnace, A/C, Tankless hot water heater, Anderson windows, R-38 attic and R-19 sidewall insulation. Along with a cozy gas fi replace, hardwood fl oors, main fl oor laundry and full unfi nished basement for future expansion. Come add your personal touches.

6589 Cranesbill Street, Wellington

$208,750MLS#615981

KEM built traditional 2 story on beautiful large cul-de-sac lot. Classic style hardwoods, solid 6 panel doors, main fl oor study with 3/4 bath can be comfortable guest suite. Basement with fi nished areas for crafts, offi ce, games. East side 487 square foot patio with views of beautiful landscaping. Large lot neighborhood. Easy access from Lemay, College and Carpenter.

8008 Hillsboro Court, Fort Collins

$425,000MLS#614199

Situated on a large corner lot. A gracious foyer & dramatic staircase w/custom hand rail open this home in Alford Meadows community. Gourmet kitchen w/slab granite counters, dbl ovens, walk-in pantry, maple cabinets, red birch fl oors, island w/SS apps. Professionally fi nished bsmt offers 2 large bedrooms, greatroom w/cozy fi replace. Fabulous screened in porch to enjoy the lush, landscaped yard.

1110 Flowering Almond Drive, Loveland

$455,000MLS#614768

OPEN SAT/SUN 1-3

OPEN SATURDAY 1-3

$345,000MLS#614660

MTN VIEWS ON OVER 2 ACRES

$420,000MLS#616153

OPEN SUNDAY 1-3 CUSTOM HOME BUILT BY RCI

Call Rich Gardiner227-0964

Call Mark Koentopp679-1557

Call Diana Luthi481-2692

OPEN SATURDAY 1-3

Call The Brent Team556-5305

Call Rita Greywood391-8838

PRICE REDUCED!

Call Nancy Walkowicz461-7136

GREAT BUY!

Call Debbie Hansen219-4133

Call Bob Skillman631-2257

Call Andrea Schaefer290-3758

Call Cindy Kurtz962-6832

Call Tracy Wilson567-0907

Call Cindy Kutin391-4735


OPEN SUNDAY 1-3

Call Maribeth Bergan690-1735

Call Linda Hopkins377-4916

Call Stephanie Kirkland679-8084

Own a piece of Colorado. Prvt 160 acres behind locked gates, 4–sides bordered by Nat’l Forest. Hike, camp, hunt, or just get away. 360* views from Estes to Lvland. Keep it natural, build your dream cabin, bring an RV. Paradise is waiting!

TBD Pole Hill Road, Loveland

$480,000MLS#559519

Contemporary 2-story home. You’ll have plenty of room to spread out & relax on over 2 acres of manicured grounds. Enjoy the Colorado, sunsets from your custom stamped concrete patio w/ easy access to your gourmet kitchen, complete w/ Butler’s pantry. Open fl oor plan, gorgeous cherry cabinets, stainless steel appliances & a large center island.

7769 Big Sky Court, Windsor

$520,000MLS#614727

CUSTOM HOME BUILT BY RCI

Call Rhonda Heth566-3516

Call Georgena Arnett481-9801

Call Kathy Boeding231-9073

UNDER CONTRACT


Home & Realty Guide isproduced every Saturday by

the Loveland DailyReporter-Herald.

EDITORJade Cody

j c o d y @ re p o r t e r- h e r a l d . c o m635-3656

R E P O RT E RRhema Muncy

r [email protected]

DISPLAY ADVERTISING669-5050

CLASSIFIED ADVERTISING635-3650

Home and RealtyGuide is on the Web

For home and real estate advice,features and information, visit

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LastWe e kTo d ay

This Week’s Rates

30-Year Fixed:Tr e n d

15-Year Fixed:

5/1 ARM:

* Rates provided by Bankrate.com. All rates are subject to change.

*

5.26%

4.75%

4.43%

5.23%

4.69%

4.47%

H&M o rt g a g e

Interest RatesRG

Foreclosure after effectsH& Real Estate MattersRG

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

Question: What happens after fore-closure?Answer: There are so manyAmericans who are either in pre-

foreclosure (where they are 90 days ormore delinquent on paying their mortgage)or have had foreclosure proceedings start-ed. Millions more have already lost theirhomes to foreclosure.

Having a foreclosure on your credit histo-ry means your credit score will take a bighit. How much of a hit? Depending on whatelse is going on in your credit history, youmight see a hit of as much as 150 points ormore once the foreclosure is listed.

The damage may be greater, consideringthat you must have missed various mort-gage payments before the lender files forforeclosure, and each of those missed pay-ments probably hurt your credit score aswell.

After you’ve been foreclosed upon, you’llneed to rebuild your credit history andcredit score by making thoughtful use ofthe credit that is available to you.

If you have credit cards, you should usethem sparingly, always making sure to payon time and in full. You should create abudget and stick to it. Build up your sav-ings so that your financial life gets back ontrack.

Having a foreclosure, short sale, or abankruptcy on your credit history means itwill take three to five years before you canbuy a home using a loan from Fannie Mae,Freddie Mac or FHA.

But life will go on. It may just be a littleharder and more expensive over the nextfew years to purchase something using fi-

nancing.Question: We ’re interested in purchasing

a condo as investment property. It’s a con-do hotel property and our lender told usthat we could not purchase the unit as asecond residence, and so we cannot get a30-year fixed rate loan at today’s low inter-est rates.

The condo hotel has an excellent finan-cial track record and rental history. We lovethe complex and location.

But the best loan terms we can find is foran adjustable rate mortgage (ARM). Theloan is a 7/1 ARM at 6.5 percent with a 25to 30 percent cash down payment.

We ’ve always been afraid of ARMs but ifworse comes to worse, we could pay off thetotal amount of the loan in seven years withborrowing from our 401(k) or doing a 1031exchange at that time. Any thoughts onthis loan or investment property plan?

Answer: The first thing that comes tomind is to wonder why you’re buying a con-do hotel. Condo hotels became extremelypopular as the frenzy over traditional time-shares faded. The hook is that you’re buy-ing a specific unit, which the hotel will rentout for you when you’re not there and sharethe income after expenses. It’s an arrange-ment that might be fraught with problems.Some real estate investors consider condohotels to be a good deal for the initial de-veloper and the condo hotel manager, butprobably not a good investment for the in-dividual condo hotel unit owner.

Hotel occupancy is down dramatically,and in some areas of the country there iseven a glut of rooms. What if the hotel isn’trented out quite to the level that was pro-moted during your sales pitch? And, what’syour exit strategy? Is there going to be along line of people just waiting to pick upyour unit from you when you’re tired of pay-

ing maintenance fees?Do I think you’re getting a good

financing deal? It sounds reason-able. I like the fact that you can payoff this purchase in seven years. Idon’t like that you’d need to usecash from your 401(k) to do it. It’stough to finance investment prop-erties at the moment, and youmight pay somewhere around 6.5percent on a 30-year fixed rate loanif the property could qualify.

For more information, callGlink’s radio show at800-972-8255 on Sundaysfrom 9 to 10 a.m., write to RealEstate Matters Syndicate, P.O.Box 366, Glencoe, IL 60022 orvisit www.thinkglink.com.

Real Estate Matters

HOME and REALTY GUIDE/Reporter-Herald S AT U R D AY, J A N U A RY 16, 2010 3w w w. h o m e a n d r e a l t y g u i d e . c o m

H& Featured Home PlanRG

Ravendale offers unique geometryAS S O C I AT E D DESIGNS

From the exterior, theRavendale has the appear-ance of a rambling ranch-

style home. But a quick glanceat the floor plan reveals that it’sactually three linked hexagons,two of them with daylight base-ments below. This plan is de-signed for construction on a hillthat slopes down at the rear.

To enter, you step throughFrench doors into a sky-lit,vaulted entry opposite anotherset of French doors that openonto the raised deck spanningthe rear. This combination ofdoors and skylights creates anexceptionally bright space.

One large gathering spacedominates the hexagon to theright. The ceiling there is vault-ed, with each of the six pie-shaped segments rising to acentral apex. The living roomarea has a gas fireplace, and itsFrench doors provide anotherdeck access. The dining areafills the other side of the room,while the kitchen juts outslightly between, offering a min-imal sense of separation.

The long eating bar thatbounds the kitchen and diningarea has a counter on the otherside of it, along with cabinetsabove and below. No area of thekitchen is cut off from interac-tions with the great room.

Standing at the kitchen sink,you can also gaze across thedeck to the landscape beyond.

Powder and utility rooms linkthe rest of the home to thethird hexagon, an extra-roomytwo-car garage.

Sleeping areas fill the Raven-dale’s left hexagon. The brightand spacious owners’ suite hastwo large custom walk-ins: acloset and a shower. A bath-room is next to the bedroom.

Downstairs, a recreationroom complete with fireplaceand mini-kitchen fills one unit,

and an exercise room, bedroomand bathroom fit neatly intothe other.

For a review plan, includingscaled floor plans, elevations,section and artist’s conception,send $25 to Associated Designs,1100 Jacobs Dr., Eugene, OR97402. Please specify theRavendale 10-523 and include areturn address when ordering.A catalog featuring more than550 home plans is available for$15. For more information, call(800) 634-0123, or visitw w w. A s s o c i a t e d D e s i g n s . c o m .

Prevent ice damsfrom forming on roof

STAC I A FULLERSTA C I A FULLER AGENCY

Ice dams form when snow melts on the roof,causing water to run down and refreeze or“dam” at the roof’s edge, where temperatures

are much lower. As more snow melts, the water isblocked by the ice dam and, with no place else togo, it backs up under the shingles and into thehome, causing damage.

Here are some tips to prevent ice dams:• Keep the attic well ventilated to outside air.• Make sure the attic floor has adequate insula-

tion to minimize the amount of heat escaping intothe attic from the house. (An added benefit is low-er heating costs.)

• Removing heavy accumulations of snow canprevent ice dams. If snow must be removed, youmay want to contact a qualified professional toavoid the risk of injury. While it’s not an expensecovered by insurance, letting a professional do thework is the safest route.

SCOTT & LYDIA JOHNSON Owners

2093 East 11th Street • Loveland, CO 80537 • ph: 970.663.1266 • fax: 970.663.1265johnsoncustomfl [email protected]

Now is the time toInvest in Your Home!

JOHNSONCUSTOM FLOORING

& DESIGN

SCOTT & LYDIA JOHNSONSCOTT & LYDIA JOHNSON

Carpet, Wood and Slab Granite on Sale!!Including Mohawk, Royalty, Shaw & TuftexSolid Oak Hardwood Flooring from $3.99/sf

Engineered, Handscraped Wood Flooring from $3.79/sfCome in today for these limited time offers.

03-3

0731

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03-308267

Copper 10 Subdivision, located at the corner of East 1st and Boise Ave. Paired home that is almost complete! Great fl oor plan that features two master suites, volume ceilings, one car garage and a carport, Bamboo fl ooring and European-style cabinetry.

193 Colbalt Ave.

OPEN HOUSE FRI, SAT & SUN 1-3

Megan Wachtman/Julie [email protected]

Hunter’s Run townhome! 2 story with full unfi nished basement, loft, vaulted ceilings, 5 piece master bath, central air, oversized garage, community pool and clubhouse. NEW PRICE $199,900

3070 Tabernash

$199,900

Call Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

4 beds, 2 baths, bi-level. Gas fi replace, central air, newer siding & windows, new paint & fl oor coverings! Large fenced yard w/sprinklers. Quick closing! $190,000 with $4,000 in closing costs!

3919 Briar Dr.

$190,000

Call Julie Stinson 970-622-1809RE/MAX Alliance 970-669-1234750 W. Eisenhower Blvd.Loveland, CO [email protected]

WOW!! If you are looking for something unique, this might be it! Two story paired home with 2 master suites, private terraces, European kitchen design, open fl oor plan with lots of light and an unfi nished basement. Priced to sell at $199,000.

162 Brass

OPEN HOUSE FRI, SAT & SUN 1-3

Julie Stinson/Megan Wachtman970-669-1809750 W. Eisenhower Blvd.Loveland, CO 80537

NW location, 4bd, 2ba. New interior paint, carpet, sliding glass door, some new light fi xtures, kitchen countertops & sink. Laminate fl ooring in kitchen, dining & living rm, A/C, sprinkler. Call today!

3829 Conifer Dr., Loveland $180,000

OPEN HOUSE SUNDAY 1-4

Own This Home Team970.669.4175RE/MAX Action Brokers At Centerra970.612.9200ownthishometeam.com

Open WED & FRI 11AM-1:30PM. Fantastic location on Chapman Reservoir. Lake rights, walk paths, walkout basements. 2+ acre lots (5). Fishing and wakeless craft allowed.2 lots with horses allowed.

Warberg Farm - Sophia Court

OPEN HOUSE SATURDAY 1PM - 3PM

Kurt AlbersCentury 21 Humpal, [email protected]

Located off Crossroads Blvd. 25’x80’ unit, 656 sq. ft. offi ce space, 1/2 bath, 175 sq. ft. loft storage, 3 phase electric, 18x14 overhead door. Warehouse is heated & ventilation system. $185,000 #613400

7352 Greenridge Road A-3

COMMERCIAL/WAREHOUSE SPACE

Leroy GabrielCentury 21 Humpal, [email protected]

Ranch home with alley access and fenced back yard. Kitchen has been updated. Living room fi replace (wood burning). 3 bedrooms with built-in cabinets, 2 baths. 2 car attached garage. This home has air conditioning. $172,000

2402 Garfi eld

WWW.2402GARFIELD.COM

Nanci Garnand227-1327 or 622-1846RE/MAX Alliance-LovelandNanci@SellsRealEstate.comwww.LivingInLoveland.com

Fantastic home w/lg kitchen, formal dining rm. Relax in the spacious living rm or enjoy the fp in the family rm. Magnifi cent back yard w/plenty of room to play, mature landscaping, bsmt part fi nished. $209,900 #615956

2410 Fairplay Drive

OPEN HOUSE SUNDAY 1PM-3PM

Dennis ThiersCentury 21 Humpal, [email protected]

Spectacular location w/access to I-25 & Johnstown Reservoir Lake. This one is immaculate, move in! Choose to go fi shing through your back gate or relax on the deck or gorgeous patio. $225,000 #616246

47 Alabaster Way, Johnstown

OPEN HOUSE SATURDAY 1PM-3PM

Ursula AlbersCentury 21 Humpal, [email protected]

Come and check out this home! This beautiful farm home boasts 5 bedrooms, 3 baths, 2 car garage, mature landscaping with sprinkler system and a stunning kitchen! MLS #615395

6809 E County Rd. 18

AMAZING VIEWS & ACREAGE!

Brenna StraitHenderson Mgt & Real Estate970-663-6311 Offi ce970-232-6202 [email protected]

New custom ranch w/full walkout bsmt. Open fl r plan, panoramic views. In select group of lots, Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S on CR 29, W.

288 Reservoir Drive

OPEN HOUSE SAT & SUN 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

Lots of upgrades & design features in this 3241sf custom built home in like-new condition! 3BD, 3BA, main fl r master w/ 5pc. bath, solid oak fl ooring, RV/boat parking. Sits on a 1/3 acre lot! $298,900.

201 S. 8th St. - Berthoud

BEAUTY, WARMTH & VALUE!

Marian Maggi970-290-0908marian@berthoudrealestate.comwww.berthoudrealestate.com

You are going to love this neighborhood! Bright & cheery 3 bedroom, 3 bath, freshly painted, staged & ready to show. Backs to neighborhood greenbelt w/walking trails throughout. Community pool across street.

1519 Gloria Ct, Loveland $219,900

OPEN HOUSE SUNDAY 12-2

Beth GlassmeyerRE/MAX Action Brokers @ Centerra970.612.9200 offi ce970.215.1807 cellrealestateactionbrokers.com

Great room style fl oor plan lots of Wood fl oors. Walk out basement. Beautiful Gas Fireplace! 3 bedrooms with main fl oor offi ce/study. Granite countertops. Driveway faces West for easy snow melt. $380,000

Backs to Greenbelt

WWW.1045CRABAPPLE.COM

Nanci Garnand227-1327 or 622-1846RE/MAX Alliance-LovelandNanci@SellsRealEstate.comwww.LivingInLoveland.com

Beautiful home with no HOA’s. Large kitchen with walk-in pantry. 4 bedrooms, 3 baths. Geat 8x13 storage area or offi ce. Fireplace, oversized 2 car garage and beautiful large lot. MLS #615612

809 Scotch Elm

OPEN FLOOR PLAN!

Brenna StraitHenderson Mgt & Real Estate970-663-6311 Offi ce970-232-6202 [email protected]

Upgraded ranch, squeaky clean with full fi nished basement. 3 full baths, tandem garage, custom cabinets with many upgrades. $236,900.

2296 W. 45th Street

OPEN SAT-SUN 1-4

John MatheyPremier Lifestyle

(970) 613-4400(970) 481-5512

$400,000 TO $499,999$400,000 TO $499,999 $500,000 +$500,000 +

$200,000 - $299,999$200,000 - $299,999

$200,000 - $299,999$200,000 - $299,999 $300,000 - $399,999$300,000 - $399,999

FEATURED PROPERTIES - UP TO $199,999FEATURED PROPERTIES - UP TO $199,999

UP TO $199,999UP TO $199,999

LAND FOR SALELAND FOR SALE COMMERCIALCOMMERCIAL

Your online and print resource for residential, commercial and land for sale

homeandrealtyguide.com


H& Divine DesignRG

From locker room to living room

CANDICE OLSONHGTV

Just a few months after the birthof their first child, Jaime andKyle bought their dream house

in their dream neighborhood. Set-tling into family life as new parentswas great, but soon Jaime had to getback to work. The problem was thatshe works from home, and her officewas on the third floor in a huge spacethat doubled as a gym and displayarea for the memorabilia from Kyle’sdays as a professional rugby player.

The open-concept room had tons ofpotential, but wasn’t working on anylevel. Jaime wanted a workspace thatwas comfortable and motivating; Kylewanted a masculine workout area;and they both wanted to incorporatea lounge space for the whole family.So I grabbed my team and prepared

to get this space back in the game —stylishly and beautifully.

I started by choosing a colorpalette. I wanted to keep a masculinevibe but add feminine touches. Theplywood floor had a beautiful butter-scotch shade, so I used that as myjumping-off point and rounded outmy palette with deep browns, coolcreams and inky charcoals. I paintedall of the walls in a light-straw shadeexcept a feature wall that I did up in adramatic blue-black. I then mappedout the room into three areas — anoffice, a lounge and a gym.

I created the office area by the win-dow, so Jaime could have a nice view.On the window, I put up simple linendrapes with a striped band and tex-tured woven blinds for light diffusion.I kept Jaime’s father’s old bankerdesk, but repainted it and flanked itwith mirror-backed bookcases in adark-espresso finish. I gave Jaime acomfortable plush brown work chair,put an upholstered, button-detailedpin board above the desk and added afamily portrait gallery.

Across from the office area, at thedark feature wall, I started organizing

the new lounge. On one side of thewall, I put in a long bar counter inbeautiful white quartz, a sink, a barfridge and a coffee maker. Next to thebar area, I put in a dark-wood consolefor the television and storage.

Across from the television, I in-stalled a large, L-shaped sectional in alight-gray-and-black tweed pattern, acoffee table and lots of pillows inmenswear-inspired fabrics such as ar-gyle and pinstripes. I also put in twochairs in sleek, black leather, added asmall console table and put up a

funky 1950s-inspired light pendant.This whole furniture arrangement sitsatop a big area rug.

I still had to incorporate Kyle’s gymequipment. So I put down rugged car-pet tiles in one corner of the room,put in some lighting, arranged hisworkout gear — and then covered thearea up with sliding woven panels tokeep it out of sight. This room had fi-nally made its transformation fromlocker room to multifunctional familyspace. By organizing the space intozones, mixing the masculine and fem-inine, and playing with colors and tex-tures, I toned down the sports andturned up the style. Now it’s a perfectspace to work in — or workout in.

Interior decorator CandiceOlson is host of HGTV’s“Divine Design.” For moreideas, information andshow times visitwww.HGTV.com orw w w. d i v i n e d e s i g n . t v.

Divine Design

Olson designs afully functionalfamily hangout

HGTV photoTop, after the re-design. Above, the catch-all family room before.


Open Houses This Weekend - www.thegroupinc.com

SATURDAY/SUNDAY 1:00 - 3:00309 Buffalo Drive B, Windsor - Wow! Brand new w/ finishes you won’t believe for the price! NOT a short sale,NOT bank owned!Pergo flooring on main,beau�ful color schemes w/2-toned paint thruout,stainless steel appliance package incl. refrigerator,stove/oven & microwave,washer/dryer hook-ups,�le bath & all w/in walking distance to Old Town Windsor & Windsor Lake

Call Ryan Spencer214-0263

$104,000MLS#607133

SATURDAY 1:00 - 3:004869 Harrison Avenue, Loveland - Ist Time Buyer or Investor! All brick 3 bedroom ranch. New paint, new carpet, new roof. Convenient N area, close to park & elementary school. Great yard & no HOA. Dir: N on 287, W on 43rd, N on Grant to 48th to Harrison. Call Robert Walkowicz, CRS 481-6077 or Nancy 461-7136

Call Nancy Walkowicz, CRS461-7136

$159,900MLS#612201

SATURDAY 1:00 - 3:005707 Snow Mesa Court, Loveland - Newly remod-eled 2 story home! New paint, floor coverings, stain-less steel appliances and more! Full basement and central air. Great cul-de-sac loca�on, nice sized lot with fenced common area behind property. Easy ac-cess to both Loveland and Fort Collins. FHA loan OK a�er 2/1/2010.

Call Mark Koentopp218-5183

$185,500MLS#614805

SATURDAY 1:00 - 3:00825 W. 7th Street, Loveland - 825 W 7th Street, Charming bungalow refurbished top to bo�om! Bright & open, updated plumbing & electrical, gleaming wood floors & remodeled bathrooms & kitchen w/ slate floors. Finished basement, large deck & pa�o & huge fully fenced backyard. Alley ac-cess & RV parking

Call Kathy Boeding231-9073

$198,700MLS#616117

SATURDAY 1:00 - 3:004200 Lookout Drive, Loveland - Immaculate 3bd/3ba 2632 sq. �.! Spacious open floor plan with living room, family room & dining room opening to the kitchen. Pre-wired/built-in surround sound w/speakers & tuner in family room. New interior paint.

Call Kelli Couch310-8804

$230,000MLS#607436

FRIDAY - SUNDAY 12:00 - 5:002409 Maple Hill Drive, Fort Collins -Maple hill is an excit-ing collec�on of a�rac�ve, energy efficient, affordable and environmentally friendly homes with neighborhood pool, trails and future park. This is builders model. Paired homes star�ng at $175, 000 single family homes star�ng at $201,000.

Call Lisa O’Brien566-0995

$234,000MLS#595204

TUESDAY - SUNDAY 12:00 - 5:001014 Burrowing Owl Drive, Fort Collins - Amazing two story plan, approx 2281 sq � plus 859 unfinished basement, 3 bedrooms plus a study, 3 baths & 3 car tandem garage. Standard features include hardwood floor entry & kitchen, five piece master bathroom, custom alder cabinetry, front porches on most plans, all appliances, rear yard fencing & front yard land-scaping.

Call Ma� Thompson443-9910

$304,450MLS#555344

TUESDAY - SUNDAY 1:00 - 4:00FRIDAY - SUNDAY 12:00 - 5:004635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa�os at Thompson Crossing, 6 ranch plans, 3 car garage op�ons, garden level lots, views, low HOA dues. Convenient loca�on, yet tucked away, million dollar sculpture walk, trail, open space close to I-25. Priced from $330…spec homes available!

291 Saratoga Drive, Windsor - Greenspire is a lake front community with planned trails, parks, docks and open space capturing the spirit of Colorado. Designed with en-ergy efficiency and comfort in mind. Homes star�ng at $235,000 lake view homes star�ng at $330,000.

Call Val Schlageter217-3464

Call Lisa O’Brien566-0995

$349,000MLS#607818

$235,545MLS#595072

SUNDAY 12:00 - 2:00994 Longspur Street, Loveland - Beau�fully appointed 3BR, 2BA ranch style home w/ 1954 finished sf & 1814 sf in the un-fin bsmt w/ 9� walls. Features include: covered entry, 24x26 2 car garage, vaulted or 9� ceilings, hickory floors in kitchen, dining & traffic pa�ern. Kitchen boasts alder cabinets, full �le backsplash, solid granite counters & island, w/ ss appliances. Full landscaping front & back, stamped concrete porch, drive-way & covered pa�o. Neighborhood pool & park.

Call Cindy Ku�n679-1573

$359,999MLS#607067

Sunday 1:00 - 3:00Saturday/Sunday 1:00 - 4:004490 Fruita Drive, Loveland - Sprawling ranch is im-maculate and has 3 bedrooms, 3 baths & an office on the main level. Game and rec rooms in the lower level have wet bar with Silestone counters. Home has covered front porch & gorgeous backyard abuts open space. View of Long’s Peak from the front. Home is pre-inspected.

4528 Tarragon Drive, Loveland - BUILDER WILL MATCH YOUR TAX CREDIT! Available now! Beau�ful Ranch Pa�o home with 2 bedroom plus study, 2 bath, 3 car garage in Thompson Crossing. Unfinished garden level bsmt, cov-ered deck with views!! Low HOA dues!


Call Becky Vasos217-9874

$370,000MLS#609054

$365,000MLS#610308

SATURDAY 1:00 - 3:00 SATURDAY 1:00 - 3:004951 Pyrenees Drive, Fort Collins - CLASS, COMFORT, CHARM! This Country French home gives you all this & more. The warm & invi�ng hearth room kitchen is a gourmet cook’s dream w/double ovens & a 5-burner gas range located in the large center island. Lots of gorgeous cabinets, warm hard-wood floors & a fireplace. The master suite has a fireplace, his & hers separate closets w/custom built-ins & huge luxury 5-piece bath. Two blocks south of Harmony & Shields.

2718 Logan Drive, Loveland - Fabulous 4BD 3BA 3204 sf lakefront ranch style home w/ private beach & dock on Lake Loveland! Views of the lake from almost every room. Large cus-tom kitchen w/cherry cabinets & wood floors, 2 fireplaces, sunroom, finished walk-out base-ment, 3 car tandem garage w/workshop.

Call Nancy Maus213-0554

Call Carol Voorhis481-9487

$575,000MLS#598278

$625,000MLS#616531

SATURDAY 1:00 - 3:003420 Red Maple Court, Loveland -Updated home backing to farm land in North Loveland. Open floor plan featur-ing remodeled kitchen with island, built-in desk and new dishwasher! Garage has epoxy coated floor. Fruit trees and garden space!

Call Rita Greywood391-8838

$224,900MLS#595204

SATURDAY/SUNDAY 1:30 - 3:301596 Angora Drive, Loveland -Do you want a 4 bdrm, 3 bath 2 story? Want a home across from the park? Need to keep the puppies in the back yard? Want a house that is immaculate? Want a unfin. basement to finish as you please? Want a “front si�ng” porch? Want all appliances included including washer & dryer? Need it immediately? I FOUND IT!

Call Don Riedel679-8265

$259,900MLS#613422

SUNDAY 1:30 - 3:30SATURDAY 12:00 - 3:001714 Hitch Wagon Drive, Loveland -Ranch on 1/2 acre in cul-de-sac w/beau�ful views, Abuts open space. Wide hardwood entry. Study w/french doors. Formal din., living rm w/gas log frplc. Kitchen w/hrdwd/granite island, Tharp cabinets w/roll-outs, includes all appliances + planning center & ea�ng space. Master w/5-piece bath includes je�ed tub, walk-in closet. Fin. daylight bsmt w/gas frplc, wet bar, window seat, 4th bdrm & 3/4 bath. screened porch, deck & pa�o. 10x12 Tuff shed. NEWLY CARPETED MAIN LEVEL.

408 S. Saint Louis Avenue, Loveland -Want to raise or-ganic crops? Want to have chickens, cows, llamas, horses or other livestock? This home and land is perfect for you. 2.5 acres with water rights and 2 wells. 1400 sq � added in 1999 + the original 1200 sq � home built in 1900. In-cludes 4 bds, 3 bths, & an office. Own a piece of history right next to city lines. Grape vineyard, many different fruit trees + several gardens already exist. LOCATION LOCATION LOCATION. Country feel & just minutes to downtown.

Call Don Riedel679-8265

Call John Simmons679-1596

$439,000MLS#604203

$372,500MLS#610384

Tax CreditThe Federal Homebuyer

Tax Credits Expire

April 30, 2010

$8,000 Available to First-Time Buyers

$6,500 Available to Repeat Buyers

Call us to receive your HOMEBUYER

TAX CREDIT KIT filled with everythingyou need to know!

03-3

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H& Tr a n s a c t i o n sRG

Real Estate Transactionsare supplied by ProspectsUnlimited Inc., 1151 Ea-gle Drive No. 467, Love-land, CO 80537, 667-1537.

L oveland• Loveland City from

Adren D Tuxhorn Gst TaxExempt, Y22 E 3rd St,Loveland, $290,000,home

• Glen Shue fromSchink Steven & Gayle,151 Blossom Dr, Love-land, $162,500, home

• Heidi Brothers fromChristopher Chris, 2704Breckenridge Pl, Love-land, $215,000, home

• Martin & MaryCortez from DahlgrenGary & Cathy, 4939 Fil-bert Dr, Loveland,$227,500, home

• Gary & Nancy Gra-ham from Ballinger Car-ri, 2893 Sally Ann Dr,Loveland, $215,000,home

• Virginia Richter fromReese Anita, 620 Col-orado Ave, Loveland,$303,300, home

• Ronald & HelenClark from Gates Roy,1530 Avondale Dr, Love-land, $181,600, home

• High Foundationfrom Mcstain EnterprisesInc, 1854 Piney River Dr,Loveland, $320,000,home

Berthoud• Zachery & Ashley

Gettman from JpmorganChase Bank, 104 E IowaAve, Berthoud,$175,000, home

• Robert & LesleyRadocy from Torrey HillsLLC, 2922 Center RidgeDr, Berthoud, $230,000,home

• Robert & NadineWhipkey from Howe Roc-ci L & Michelle, 825 NCounty Road 13,Berthoud, $650,000,

home

Estes Park• Ryan Kameg from

Donovan Susan Lynne,2391 Hwy 66, Estes Park,$135,000, home

• Michael & DebraBagley from Gail LNehrig Living Trust, 921Village Green Ln, EstesPark, $435,000, home

• James & Molly Oliverfrom Sanctuary LLC,1170 Timber MountainLn, Estes Park,$319,000, home

Johnstown• Lisa & Richard Fleck

from Ryland Group Inc,2743 White Wing Rd,Johnstown, $232,500,home

• Joe & Maria Kellyfrom Ryland Group Inc,2682 Pochard Ct, John-stown, $290,900, home

M i l l i ke n• Susan Shopper from

Thomas Carolyn, 101 Ea-gle Dr, Milliken,$190,000, home

Windsor• Ryan & Emily Walker

from Aspen Homes ColoInc, 510 Moonglow Dr,Windsor, $291,500,home

• Michael & LindaCain from Grissom Joy,810 Storm Mountain Ct,Windsor, $165,000,home

• Robert Folbrechtfrom Hughes Catherine,123 Walnut St, Windsor,$122,500, home

• Cody & Megan Kellerfrom Melody Homes Inc,1570 Edenbridge Dr,Windsor, $210,800,home

• Stanley Everitt fromEveritt Aaron & Anna,307 N Shore Cir, Wind-sor, $550,000, home

H& Real EstateRG

Tax credit stimulates buying

NAR

Existing-home sales roseagain in November andDecember. Current sales

remain at the highest levelsince February 2007 when theyhit 6.55 million.

Lawrence Yun, NAR chiefeconomist, said the rise wasexpected.

“This clearly is a rush of first-time buyers not wanting tomiss out on the tax credit, butthere are many more potentialbuyers who can enter the mar-ket in the months ahead,” hesaid. “We expect a temporarysales drop while buying activityramps up for another surge inthe spring when buyers takeadvantage of the expanded taxcredit, which hopefully willtake us into a self-sustainingmarket in the second half of2010. In all, 4.4 million house-holds are expected to claimthe tax credit before it expiresand balance should be restored

to the housing sector with in-ventories continuing to de-cline.”

An NAR practitioner surveyshowed first-time buyers pur-chased 51 percent of homes inNovember, compared with anupwardly revised 50 percent oftransactions in October.

NAR President Vicki CoxGolder said conditions are op-timal for buyers in the currentm a r ke t .

“Inventories have steadily de-clined and are closer to bal-anced levels, which indicatehome prices in many areas areeither stabilizing or could soonstabilize and return to normalappreciation patterns,” shesaid. “This means buyers stillhave good choices but are pur-chasing near the bottom of theprice cycle with historically lowmortgage interest rates. Throwa tax credit on top and it reallydoesn’t get any better for buy-ers with secure jobs and long-term ownership plans.”

Raw unsold inventory figuresare 15.5 percent below a yearago. The last time there was alower supply of homes on themarket was April 2006 when itwas at a 6.1-month supply.

“Nearly all markets experi-

enced a solid sales gain fromone year ago,” Yun said.

The national median exist-ing-home price for all housingtypes was $172,600. Single-family home sales jumped 8.5percent to a seasonally adjust-ed annual rate of 5.77 millionin November.

Existing condominium andco-op sales in November wereunchanged from a seasonallyadjusted annual rate of770,000 in October, but are60.1 percent above the481,000-unit pace a year ago.The median existing condoprice was $178,000 in Novem-ber, which is 3.1 percent belowNovember 2008.

Existing-home sales in theWest increased 10.6 percent toan annual rate of 1.46 millionin November and are 28.1 per-cent above November 2008.The median price in the Westwas $231,100, which is 4.1percent below a year ago.

The National Association ofRealtors, “The Voice for RealEstate,” is America’s largesttrade association, representing1.2 million members involvedin all aspects of the residentialand commercial real estate in-dustries.

Return to a stablehousing marketexpected in thesummer of 2010

Professional Professional SpotlightSpotlight

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The $8000 tax credit for first time homebuyers has been extended and a $6500 tax credit added for The $8000 tax credit for fi rst time homebuyers has been extended and a $6500 tax credit added for existing homeowners. If you are looking to purchase a new home or know someone who is renting existing homeowners. If you are looking to purchase a new home or know someone who is renting or in the market to buy, these are huge benefits. Stipulations, qualifications and restrictions apply.or in the market to buy, these are huge benefi ts. Stipulations, qualifi cations and restrictions apply.Call Debbie for:Call Debbie for:• Our online pre-qualification worksheet • Our online pre-qualifi cation worksheet • Web based live pricing • Web based live pricing • In house processing, underwriting and funding • In house processing, underwriting and funding • Fast and accurate loan approvals • Fast and accurate loan approvals Debbie has been a mortgage lender for the last 12 years and is proud to call Colorado home.Debbie has been a mortgage lender for the last 12 years and is proud to call Colorado home. Debbie believes that your mortgage should work for you and not be just another debt. The way Debbie believes that your mortgage should work for you and not be just another debt. The way you finance your home can make a huge impact on how you manage your additional investments you fi nance your home can make a huge impact on how you manage your additional investments and retirement. Whether you are a first time homebuyer, building a vacation home, planning for and retirement. Whether you are a fi rst time homebuyer, building a vacation home, planning for a reverse mortgage or need to refinance an existing home, Debbie’s expertise and passion for her a reverse mortgage or need to refi nance an existing home, Debbie’s expertise and passion for her business will ensure a great experience!business will ensure a great experience!Offers of credit are subject to credit approval.Offers of credit are subject to credit approval.

Debbie Mathews Senior Residential Mortgage Lender

www.TheMathewsTeam.com

970.619.3365

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$6500 For Existing Homeowners$6500 For Existing Homeowners

1450 N. Boyd Lake Avenue • Loveland, CO 80538


H& IN THE GARDENRG

Plan now for a gourmet kitchen gardenCA RO L O'MEARACSU EXTENSION, BOULDER COUNTY

How quickly can a New Year’sresolution crumble? Severalweeks ago, I wrote a list of the

things I would or wouldn’t do in 2010.Although a few were reaching for thestars, I felt confident that the first ofthese, “I will not believe everythingthe seed catalog tells me,” was apromise I could keep.

I lasted one day. I wish I couldblame this on my friend, who droppedby so we make a list of seeds to buy to-gether this year. But the truth is, Iwas weak. The pages were glossy, thephotographs lush with color; whenthey introduced the new stars of theseason I could only sigh and acknowl-edge defeat.

Getting an early start on your gar-den plan is a smart move this year,since seeds sales are expected to be

brisk. Last year, 7.7 million U. S.households tried food gardening forthe first time, ballooning the totalnumber of those growing their ownfood to 41 million, according to theGarden Writers Association’s 2009Edibles Gardening Trends ResearchRe p o r t .

If you started your shopping late,you might have found your favoriteseeds were gone. There’s wisdom inshopping early, but unless you want toend up with more plants than placesto put them, take a cozy morning anddraw up your garden plan. Begin withmeasurements of the square footageyou can devote to your garden, thensketch out the garden on graph paper.I use one square per square foot,drawing in paths, raised beds and trel-lising.

Next, make a list of vegetables,herbs, or fruit you’d like to plant.Look up the space each one needs to

grow, and note that next to the itemon the list. Draw the plants into yourgarden sketch, planning for them tohave enough room to grow to maturesize. Place taller plants to the north ofthe garden so they don’t shade theshorter ones as they grow.

As your map fills in, you’ll be able totell if you’ve plenty of room for every-thing on your list or if you need toscale back your expectations. In mycase, I won’t grow potatoes this year;they take up a lot of room and my in-terests are leaning towards more pep-pers.

Once you know what plants fit inyour garden, you’re ready to shop.The choice of seeds versus seedlingsis a personal one; it depends onwhether you have the room to carefor seedlings for eight weeks. Pur-chasing plants ready to pop in theground is an easy way to garden.

But if you want a kitchen garden

your foodie friends will envy, startyour own seeds. Hundreds of varietiesfill stands at local garden centers andcatalogs are arriving in mailboxes forJanuary perusing. Pouring over theirpages is a good way to educate your-self in the cornucopia of choices foryour food.

But you can easily get lost in the be-lief that a gardener can do no wrong,because those writers gush over everyplant in the catalog. Not all plants dowell here, so look to local companiessuch as Botanical Interests atwww.botanicalinterests.com, Abbon-danza at www.eatabbo.org, or LakeValley Seed at lakevalleyseed.com.

Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

In the Garden

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NEW NORTHERNCOLORADO HOMES

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1 Lakes Point at Seven LakesLakes Point at Seven Lakes

D.E. BURNS CONSTRUCTIOND.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970-669-8386

New homes priced in the mid 200’s in desirable Seven Lakes Area

5 piece master baths, walk-in closets, air conditioning, 3 car garages, unfi nished basement

4 ranch plans and a 2 story withmain fl oor master to choose from

04

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E 29th St.

N. M

adis

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287

E 37th St.

Seven Lakes Dr.

2PATIO HOMES FOR SALE

Maintenance - Free Living

S FOR SALE

Free Living

Visit our model home 2915 Purgatory Creek Drive (Take Boise, 1 mile north from Hwy 34)

970-663-4522www.SevenLakesColorado.comOffi ce Hours: Mon-Fri 1pm-4pm; Sat-Sun 12pm-3pm

4-307505

Open House Seven Days a Week

1


To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

OPENHOUSE.DIRECTORYsaturday sunday

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPSWWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

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PRICE LOCATION ADDRESS HRS OFFICE PHONE

SE LOVELAND WARBERG FARM-SOPHIA CT 1-3 CENTURY 21, HUMPAL 663-2400

$104,000 WINDSOR 309 BUFFALO DRIVE B 1-3 THE GROUP,INC. 214-0263

$132,000 NW LOVELAND 1650 OAK CREEK 1-3 RESIDENT REALTY 215-1142

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$159,900 NW LOVELAND 4869 HARRISON AVE 1-3 THE GROUP,INC. 461-7136


$169,900* NW LOVELAND 3349 HEWITT ST 12-5 THE COTTAGE REALTY 532-5900

$184,900* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$185,500 NE LOVELAND 5707 SNOW MESA CT 1-3 THE GROUP,INC. 218-5183


$198,700 SW LOVELAND 825 W 7TH ST 1-3 THE GROUP,INC. 231-9073

$199,000 SE LOVELAND 193 COBALT 1-3 RE/MAX ALLIANCE 622-1809

$199,000 SE LOVELAND 162 BRASS 1-3 RE/MAX ALLIANCE 622-1809

$199,500 NW LOVELAND 3404 LOGAN AVE 1-5 KELLER WILLIAMS 231-5082

$224,900 NE LOVELAND 3420 RED MAPLE CT 1-3 THE GROUP,INC. 391-8838

$225,000 JOHNSTOWN/MILLIKEN 47 ALABASTER WAY 1-3 CENTURY 21, HUMPAL 663-2400

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$230,000 SW LOVELAND 4200 LOOKOUT DR 1-3 THE GROUP,INC. 310-8804

$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP,INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP,INC. 566-0995

$236,900 NW LOVELAND 2296 W 45TH ST 1-4 PREMIER LIFESTYLE 481-5512


$259,900 SW LOVELAND 1596 ANGORA DR 1:30-3:30 THE GROUP,INC. 679-8265

$300,000 SE LOVELAND 1294 INCA DOVE CIR 1-4 COLDWELL BANKER 566-9716

$304,450 FORT COLLINS 1014 BURROWING OWL DR 12-5 THE GROUP,INC. 443-9910

$349,000 JOHNSTOWN/MILLIKEN 4635 TARARGON DR 1-4 THE GROUP,INC. 217-3464

$365,000 JOHNSTOWN/MILLIKEN 4528 TARRAGON DR 1-4 THE GROUP,INC. 217-9874

$372,500 SE LOVELAND 408 S SAINT LOUIS AVE 12-3 THE GROUP,INC. 679-1596

$380,000 SW LOVELAND 588 MARIANA POINT DR 1-4 PRUDENTIAL ROCKY MOUNTAIN REALTORS 231-7700

$575,000 FORT COLLINS 4951 PYRENEES DR 1-4 THE GROUP,INC. 213-0554

$625,000 NW LOVELAND 2718 LOGAN DR 1-3 THE GROUP,INC. 481-9487

$895,000 SW LOVELAND 288 RESERVOIR 1-4 PREMIER LIFESTYLE 481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$104,000 WINDSOR 309 BUFFALO DRIVE B 1-3 THE GROUP,INC. 214-0263



$169,900* NW LOVELAND 3349 HEWITT ST 12-5 THE COTTAGE REALTY 532-5900

$180,000 NW LOVELAND 3829 CONIFER 1-4 RE/MAX ACTION 669-4175



$199,000 SE LOVELAND 193 COBALT 1-3 RE/MAX ALLIANCE 217-7977

$199,000 SE LOVELAND 162 BRASS 1-3 RE/MAX ALLIANCE 217-7977

$199,500 NW LOVELAND 3404 LOGAN AVE 12-3 KELLER WILLIAMS 231-5082

$209,900 NW LOVELAND 2410 FAIRPLAY DR 1-3 CENTURY 21, HUMPAL 663-2400

$219,900 SW LOVELAND 1519 GLORIA 12-2 RE/MAX ACTION 215-1807


$234,000 FORT COLLINS 2409 MAPLE HILL DR 12-5 THE GROUP,INC. 566-0995

$235,545 WINDSOR 291 SARATOGA DR 12-5 THE GROUP,INC. 566-0995

$236,900 NW LOVELAND 2296 W 45TH ST 1-4 PREMIER LIFESTYLE 481-5512


$259,900 SW LOVELAND 1596 ANGORA DR 1:30-3:30 THE GROUP,INC. 679-8265

$300,000 SE LOVELAND 1294 INCA DOVE CIR 1-4 COLDWELL BANKER 566-9716

$304,450 FORT COLLINS 1014 BURROWING OWL DR 12-5 THE GROUP,INC. 443-9910

$349,000 JOHNSTOWN/MILLIKEN 4635 TARARGON DR 1-4 THE GROUP,INC. 217-3464

$359,999 NW LOVELAND 994 LONGSPUR ST 12-2 THE GROUP,INC. 679-1573

$365,000 JOHNSTOWN/MILLIKEN 4528 TARRAGON DR 1-4 THE GROUP,INC. 217-9874

$370,000 NW LOVELAND 4490 FRUITA DR 1-3 THE GROUP,INC. 461-7110

$439,000 SW LOVELAND 1714 HITCH WAGON DR 1:30-3:30 THE GROUP,INC. 679-8245

$539,000 WINDSOR 314 HABITAT COVE 1-3 THE COTTAGE REALTY 227-3893

$598,000 SW LOVELAND 3128 KYLE CIR 1-3 LEGACY PORPERTIES & REALTY 227-6093

$895,000 SW LOVELAND 288 RESERVOIR 1-4 PREMIER LIFESTYLE 481-5512


MeadowbrookFrom Page 1

The Signature SeriesAffordable luxury and exclusive

value for Loveland dream homes

The Rosevelt — $272,800

The Rosevelt offers:• 1,442 finished sq. ft.• Full unfinishedbasement• 3 bedrooms• 2 bathrooms• Vaulted ceilings• Large master suitewith walk-in closet• 5-piece master bath• Large kitchen

Signature series information:

The Jefferson — $269,900• 1,433 finished square feet with 3 bedrooms and 2 baths• Vaulted ceilings and walk-in closets• Large master suite with 5-piece bath• Utility room on main floor

The Adams — $274,900• 1,475 finished square feet with 3 bedrooms and 2 baths• Large kitchen with breakfast bar and walk-in pantry• Master suite with 5-piece bath and double walk-in closets

The Madison — $279,900• 1,490 finished square feet with 3 bedrooms and 2 baths• Split master suite with 5-piece bath• Vaulted ceilings and walk-in closets• Breakfast bar and office or den option

The Lincoln — $287,900• 1,835 finished square feet with 3 bedrooms and 3 baths• Formal living room• Kitchen with breakfast bar• Large master suite with 5-piece bath• Walk-in closets

All homes have an optional 3-cartandem garage, covered front entry

and a full un-finished basement

Open houses at Meadowbrookridge are every Saturday and

Sunday from 12 p.m. to 5 p.m. Formore information, contact RussSprague at 970-227-2699 [email protected] or Bob

Golba at 970-581-8551 [email protected], both of

HBMG. For an online peek, log on-to www.meadowbrookridge.com.

$6,500 tax credit, all newhome construction must be-gin my mid February.

All of the Loveland subdivi-sions built by Keirns in thepast 33 years serve as an ex-ample of the company's com-

mitment to quality construc-tion embraced by home buy-ers.

“Customers know thatwhen choosing a Keirnshome, they can expect unpar-alleled personal service as

well as the company’s firmcommitment to quality con-struction while enhancing theLoveland community as awhole,” owner Wanda Keirnssaid.

Founded in 1976 by Donand Wanda Keirns, KeirnsConstruction Company em-bodies the American ideal ofthe traditional family-owned,family-operated business. The

Keirns passed their expertiseand dedication to excellenceon to their sons, all of whomremain in the industry.

Keirns Construction offersmany floor plans as a startingpoint for custom design. Thehomes fit every type oflifestyle, from new families toempty nesters. Individualquality is important to theKeirns, and they are the local

experts in custom new con-struction homes. Keirns Con-struction is currently buildingin the Meadowbrook Ridgeneighborhood and on offsiteland parcels.

From noon to 5 p.m. on Sat-urdays and Sundays, stop infor a neighborhood tour tosee current Keirns construct-ed homes and to see the newSignature series floor plans.


Classified ads get results.

2 & 3 BDRM, cent. loc. Newcarpet/paint. Fncd yd, nopets. Ht/Wtr pd! 308-7387

2&3 bdrm apts: $575-$850+dep. Clean, fresh paint, smpets neg. Lvlnd 970-308-4096

1st Month RENT FREE!SUPER CLEAN

Berthoud Townhomes1602 4th Street

� 2 Bdrm avail now- $695MUST SEE!

No Pets. Non-Smoking.Close to I-25, Hwy 60 & 287.Sherry, (970)222-0502.

1 Cute studio, $350/mo, 28Idlewild, river acc., in can-yon. RMPM 970-669-0842

1 & 2 BDRM, quiet, nearHP. LOVELAND´S BEST

FOR THE MONEYGarage with storage, A/C.Coin-op. $505 & $555. Nopets. Call 970-669-3826.

1 BDRM- off st prkg infront of main level entry,A/C, coin-op, walk-incloset. $480, 970-669-4382

�1 BDRM. Gar w/opener,W/D, DW. No smk/pets.

$600 incl. Ht & Wtr970-667-6199 or 231-2566

� No Fri Eve/Sat calls �

�1 BDRM apts. Clean!�Laundry available.

No smk/pets. $500/mo.970-667-6199 or 970-231-2566

�No Fri eve/Sat calls�

1 BDRM, $525/mo.Clean, quiet, friendlycomplex, No pets.Walk-in closet, stor-age. HT & WTR PD.

970-667-8370.

1 Bdrm, 341 Garfield,$395/mo. main level, wallA/C RMPM 970-669-0842

Studio Apt. No pets. 803 1/2N. Garfield. $295/mo.FPI 970-663-4664

1 BDRM, 1 ba, no pets. 125S. Jefferson #6. $410/mo.

FPI 970-663-4664

1&2 BDRM, BERTHOUD,$495 & up+dep. Util´s incl.No pets/smk. 970-215-8848

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirecTV $333-590 219-8162

Apartments/Unfurnished 4030

The Reporter-Heraldand Extrra classified

columns are THE BESTTSOURCE to find and sell

items.

STORAGE UNITS for leasein Loveland. 20x40 w/14´OHD. High ceilings, E-Zaccess. Call Jack at

970-593-9900 or 970-217-1027

CommercialIndustrial 4040

Rental in homeRental for adult/grad stu-dent. Lower level, singlehome, private bath, sharedentrance. $550/month inclutilities. References

required. Leasing termsnegotiable. 970-690-0782.

LOVELAND ♦ 2 BDRM, 1ba, 135 W. 11th St., $750/mo. ESTES PARK ♦ 1224,1260, 1262 Graves Ave,2 BDRM, 1 ba, $750.1st Choice Realtors,

970-669-9696

GETMORE - PAY LESS!2 BDRM apt in SW lvld isbright and cozy warm,W/D hkups, off street prkg,Priv owner/quiet 4-plex.970-690-5261 Avail NOW!

Sm pets neg.

3 BDRM, 2 ba, $850. WaterPaid! @ 2350 S. Colorado,Quiet. No smoking/pets.

970-218-0510

2 BDRM + Office. 1 ba,Super Clean! Storage, nop e t s / sm k . $ 5 8 5 /m o .

(970)667-0365

Foothills Apts1913 W. 15th St.Sorry, No Pets970-669-7850

2 BDRM, $650/mo, 3408Butternut, 1/2 mo/free,W/D hkp. RMPM 669-0842

2 BDRM, $575-$600/mo.Clean, Bright, Remod-eled. New Appliances.Free Heat & basiccable. No pets.970-663-6787 or970-430-0859

2 BDRM, $495/mo., 131Jefferson, balcony, 2-Stry.

RMPM 970-669-0842

2 bdrm, 210 Cleveland,bsmt unit. Newer carpet.$450/mo. RMPM 669-0842

2 BDRM, 1 ba, quiet westside location. No smoking/pets. Water/heat paid.

$550/mo. 970-663-2341

2 BDRM, 1 ba, no pets.1155 E. 5th St. $535/mo.

FPI 970-663-4664

2 BDRM, 1.5 ba, 4 plex. N.Lvld. Pet nego. $635 Waterpd avail 2/1 970-669-2269

2 BDRM Mobile Home.$550/mo. Rent incl. util´s.Estate Builder 970-667-3400

Apartments/Unfurnished 4030

GARAGE - 1 car garage,$85/mo. Storage only. Callrmpm.com 970-669-0842.

Garages/StorageSpaces 4070

3 Bdrm, 2574 Gilpin,$850/mo. pets neg. frplcRMPM 970-669-0842

3 Bdrm, 2526 Gilpin,$795/mo. Frplc, fencedyard RMPM 970-669-0842

3 Bdrm, 1717 Ranae $850/mo, new carpet/paint, W/Dincl RMPM 970-669-0842

3 bdrm, 1.5 ba, 1200 SF, newcarpet/paint Lvlnd, $850 +dep + utils, 303-772-7390

3 Bdrm, 1112 Gard,$695/mo, fenced yd, 1/2 mo.Free, RMPM 970-669-0842

2 BDRM, A/C, hkps, Wtrpd. $650/mo. Lvld. No dogs.970-988-4465 / 800-525-1986

2 BDRM, $695/mo, 1841 E.16th, 1 car gar, 1/2 mo/

free. RMPM 669-0842

2 BDRM, 1 BA bsmnt apt.,+ shed, A/C, W/D Internet,cable incl., $450+ elec/gas.no smk/pets, 126C E 12thSt, Loveland (970)214-4754

2 BDRM, 1 ba, 1 car gar,free W/D, Internet, cableTV. $650 + electric & gas.No smk/pets. 126B E. 12thSt- Loveland. (970)214-4754

Duplexes 4060

Furnished ExecutiveCondo near Centerra,monthly. 970 227-4115

3 Bdrm, 985 W. 10th,$895/mo, loft, pets neg.,RMPM 970-669-0842

3 BDRM, 2.5 ba, full bsmnt,A/C, 1700 SF. No smk/pets1149 East 4th. $890/mo.

Call (970)472-9324

3 Bdrm, 2075 Gray´s Peak,$925/mo, NICE!, A/C, 1 cargar, RMPM 970-669-0842

2 Bdrm, 386 Audrey,$925/mo. Loft, unfin.bsmnt, RMPM 970-669-0842

2 BDRM, 2 ba, Condo. Allappl´s, W/D. Newly ren-ovated. Near campus. 1225W. Prospect, Ft. Collins.

$850/mo. 303-886-2538

2 BDRM, 1 bath, fncd, 1car. $750. 1225 E. 6th.(970)669-0148 or 303-550-0734

2 BDRM 1.5 ba, W/D hkup,wtr/ht incl, $550/mo, 1711 E16th. No dogs. 970-420-2227

2 BDRM, 1.5 ba, Heat &Water pd! CLEAN! Cov-ered prkg, W/D onsite. 1404Caddoa Dr. #3. Lvld. $650/m o+d e p . A v l . n ow .303-795-5440/303-981-5787

Condos/Townhouses 4050

3 bdrm+ study, 1.75 ba, lrghtd 2 car gar, A/C, sprklr,storage shed. No pets/smk.$995/mo. 2102 S. Custer

Ave. 970-663-6811

Like new, 3 BDRM, 2 BA, 2car, backs to greenbelt.No pets/smoking. $995

Cottage Realty 970-532-2695.

3 BDRM, 2.5 bath in newMead subdiv. Oversize dblgar, central heat/air, W/D,estbl yard front & back,auto spnklr, large gardenarea, fruit/shade trees,security fence, patio &

deck, large fam rm & bsmt,wired for cable/satellite, 2fridge/freezers. $1100/mo.�Open House Saturdays(303)882-5252

3 BDRM, Converted MH,129 D S. Monroe. $595/$595.Pet nego. 303-659-7471

3 Bdrm, 1403 Douglas, $775/mo, Fenced yd, 1 car gar,

RMPM 970-669-0842

A SPECIAL HOME FOR ASPECIAL FAMILY!

2700 sqft of living space w/2car gar + addt´l 900 sqftstudio/work shop. Storage& 1 car gar. $1850/mo.

Estate Builder,(970)667-3400

Close to I25 and shop-ping!!! 1009 King Dr. 3BDRM, 2 ba. New carpet/tile flr. Gar, lrg yd, A/C,patio. Just Reduced!!!$1,550/mo. Faith Property

970-377-1626

Rent/Rent to Own, 3BDRM, 2 ba, fncd yd. FrontPorch. $900/mo. 124 SE 2ndSt. (970)222-1742. If Rent toOwn, comes w/add´l rental

income. Avail Now!

2 BDRM JOHNSTOWN-1 ba, appl´s incl DW, W/Dhkup. $645/$645 deposit.No smk/dogs. 970-221-7367

2 Bdrm, 2539 Garfield,$795/mo. Frplc, fencedyard RMPM 970-669-0842

2 Bdrm, 1040 Cleveland,$750/mo. Front Porch, petsneg RMPM 970-669-0842

Country living 4 BDRM, 2non-conform, 1 3/4 ba, 2 cargar. Barn, corrals, 4+acres. Horses ok. 3239 CR13. $1395. FPI 970-663-4664

1, 2, 3 & 4 BDRM Homes& APTS., Pets OK.Loveland Area.

970-669-5402

Houses 4080

STORAGE 20 x 40with 14´ overhead door.

$325/mo. Call (970)481-5899

INDOOR GARAGESTORAGE 20x40, 20x50.I-25 & Hwy-66. 970-535- 6074

Garage for rent. 611 E. 8th.$80/mo. 12x20, 240 Sqft.970-667-5758 after 6pm.

Garages/StorageSpaces 4070

The Reporteer-Heeraldand EXTTRA classifiedcolumns are THEBBEST SOOURCE for

New and Used vehicles.

OFFICE, RETAIL,INDUSTRIAL. UTIL´SINCL. 970-667-3338

Office Space 4100

Mobile Home 1995- Sale/Rent, Berth, 2/1. Lot rent$300. Owner fin, low down,bad credit ok. 970-215-1819

� 2 BEDROOM Home �$575+dep. W. Hwy 34. 1Mo. FREE w/6 Mo. lease.Pets nego. 970-690-9049

Mobile Homes/Spaces 4090

WHY RENT???Get $8000 for buying0 Down/0 ClosingCall for details

Ken or Tammy 970-663-5008

��To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

Only $925/month3 bdrm Ranch, 2 cargar, full bsmt & fncdyd. Capital Consultants

970-225-9664

Beautiful 3 bed 2.5 bathhome, Berthoud. Newlyremodeled, Master Suite, 3car gar., move in ready.Avail 2/1 720-206-4601

A Great Location, 1739Hoffman Dr, 3 bdrm 2 ba,2 car, lg fam rm, A/C,sprklrs, W/D, no/smoking.$1100 + dep. 970-669-1388

4 bdrm, 2 bath, familyroom, $1250/mo. pet neg.LOVELAND (970)402-2534

4 BDRM, 2 ba, lg. yard, 2car. New carpet, SW, $1095.Deposit & ref´s. Pet nego.No smoke. 970-622-0910

4 BDRM, 2 ba, 2 kit, 1 cargar, free W/D, Internet,cable TV. $1050 + electric& gas. No smk/pets.

126 E. 12th St- Loveland.(970)214-4754

3 Bdrm, 4115 Georgetown,$1150/mo, new carpet nopets, RMPM 970-669-0842

3 BDRM, 2 BA, gar, work-shop, new remodel, fenced.2150 Doris Ct, $1100/mo

(970)218-1242

Houses 4080

www.reporterherald.com/MarketPlacewww.reporterherald.com/MarketPlace

Get results! 635-3650.

Lakefront lot. Golf courseneighborhood. Mtn view!Lake rights. 970-690-1732

2 Multi-Fam infill lots,permit ready for 8 units.Permits only $24k total asaffordable housing. All thework done, build tomor-row! $60k ea., 970-988-3244

Lots &Tracts 5100

Lakefront lot. Golf courseneighborhood. Mtn view!Lake rights. 970-690-1732

2 Multi-Fam infill lots,permit ready for 8 units.Permits only $24k total asaffordable housing. All thework done, build tomor-row! $60k ea., 970-988-3244

Income/Investment 5070

Se renta recamara $400.00por mes--en basement conbano privado, (Maximo,

una persona). EnLoveland. 303-819-4186

RoomsFor Rent 4130

Fem to share 3 bdrm, 2 bahouse in Berthoud. $500/moinc utils. 970-290-3114

RoommatesWanted 4120

CLASSIFIED ADSGETT RESUULTSSFast, very fast! Call635-3650 to place your

ad today!

��

Heart of LovelandRanch style home showslike a model, just blocksfrom Lake Loveland, lotsof upgrades, recentlyrefinished original hardwood floors. 4 BDRM,2 ba, 3 car gar, RVparking, main level

laundry, with a basementapartment! $239,995

Steve Distel, Park PlaceBrokers. (303-775-8723.

��

BANK OWNED, HUD & VAwww.ForeclosuresInLoveland.com

to request a copy of the list!Julie Stinson RE/MAX

Alliance 970-622-1809

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

NEW, ready to close 4 car,3 bdrm, 2 ba, ranch backsto park. $259,700 Call today.Cottage Realty 970-532-5900

Get $8000 when you buy thisnew 2 bdrm, 3 ba, 2 car

townhome. $139,900Cottage Realty 970-532-5900

2240 Bismarck Ct.,Loveland. $179,900, ranch.3 BDRM, 2 Full bath, 1520sqft, RV Parking, huge

yard, close to McKee MedCenter. Call Rob(970)481-2133 withAt Home Realtors

Loveland 5110

FAXUS

YOUURCLASSIFFIIEDD

ADIt’s fast! It’s easy! Useyour FAX machine tosend us your classifiedads. Reporrterr-HeraldFaax numbber 6355-3677.

Sell Your HouseFast!

Quick Sale - Fair Price720-962-4688

Real EstateWanted 5170

* Everyone´s Approved! *Bad credit ok on our OwnerCarry Mobile homes. Over50 Dbl. & Sing. wides. Big-gest Sale Ever!! We´rebuying too! 970-222-1473

970-690-2725 or 970-690-3283

Mobile/ManufacturedHomes/Spaces 5130

OPEN HOUSESUNDAY, 1-3

3128 KYLE CIRCLEUpscale community, ranchwith views, walk-out bsmt,3 car gar+ shop. $598,000Legacy Prop & Realty,Kim Knight, 970-227-6093

OPEN HOUSE Sun 1-3 PM,1650 Oak Creek- Loveland.$132,000 Bonnie Robinson/www.bonnierobinsonhome.com, Resident Realty

970-215-1142

Loveland 5110

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