Real Estate Guide

8
Saturday E1 Glen Dakota Dakota More Home. More Home. More Life. More Life. www.homeandrealtyguide.com Saturday, July 24, 2010 Reporter-Herald Real Estate Matters See GLINK/Page E5 Maribeth Bergan, Broker/Associate Partner, The Group, Inc. P Pa ag ge e E E3 3 Realtor of the Week Director y P Pa ag ge e E E7 7 Inside this week’s Home & Real Estate P Pa ag ge e E E4 4 Daylily Show & Sale Buyer would do better with agent Listings from Front Range properties recently sold P Pa ag ge e E E2 2 Real Estate Transactions RH photos/Jade Cody Above: The Dakota Glen sales center will be open this weekend. Below right: This Dakota Glen home features two bedrooms, two bathrooms and a full unfinished basement. Attend an open house this weekend at Loveland’s newest subdivision, Dakota Glen in the area to offer potential homeowners flexibility in creat- ing their ideal home. This weekend, Dakota Glen will hold an open house from 11 a.m.-5 p.m. today and tomor- row. The first 10 buyers at Dako- ta Glen will receive a $10,000 discount incentive. ABOUT DAKOTA GLEN Dakota Glen currently offers 62 home lots which are part of the first two phases of the devel- opment. There will eventually be 205 lots when all phases have been completed. Dakota Glen is not your ordinary home community. It was developed with a fo- cus on environmen- tally sound concepts and harnessing Col- orado’s natural beau- ty. In its entirety, Dakota Glen is made up of 133 acres, 65 of which are open space. The property in- cludes a large pond, which will be used initially to irrigate the recently seeded open space fo- liage. “All detention areas are native seed and irrigated by the un- treated raw water from the pond, which keeps HOA costs down,” Bray said. The ample open space also means that homeowners will have spacious lots — most of which backing to some type of open space. “All of the patio home lots back up to green belt,” Bray said. “And most of the single family lots back up to open space. We don’t want houses on top of houses. “I think the entrance, in a sense, tells it all. The first thing you will see is open space.” HOMES AT DAKOTA GLEN Priced in the $300s, Bray wanted to offer quality, custom built homes with maximum flex- ibility. “People can come in and real- ly take a plan that they like and customize it to what they want,” Bray said. “We are open to a variety of different pricing and home styles.” Homeowners wanting the low- maintenance lifestyle of a patio home have the opportunity to achieve that while still cus- tomizing a home to their needs. Snow removal and landscaping maintenance are provided for these homes. If you are interested in tour- ing the Dakota Glen home com- munity and finding out how much more you will be getting for your money, visit the open house this weekend. “We’ve always tried to do more than anyone expects,” Bray said. “This isn’t our first development, and if you look at what we’ve done for more than 30 years, you’ll see how we maintain our high standards and our buyers love their homes and surroundings, plus maintain their home values. That’s what more is all about.” To get to Dakota Glen, take I- 25 Exit 255, at highway 402 West (aka 14th Street SW), and continue 6.7 miles. Enter Dako- ta Glen at Angora Drive, just west of Wilson Avenue. For more information, call Venna Hillman at 970-663-4522 or visit http://dakotaglen.com. RH PAID ADVERTORIAL D akota Glen was created with a vision of getting more. More choices, more opportunities, and most importantly, more of what you truly want in a home. The new home community was created by Scott Bray, own- er of Glen companies, and offers semi-custom homes as well as low-maintenance patio homes. Bray formed a group of eight reputable and reliable builders ILYCE GLINK TRIBUNE MEDIA SERVICES Q uestion: I’m thinking about buying a foreclo- sure in my old neigh- borhood. I’ve been renting an apartment for a year. There is a very active real es- tate agent in that neighborhood whom I used when I sold my house. The foreclosure I’m in- terested in is very close to her private residence. I don’t know how the commis- sions work on foreclosures. I want to pay the least amount for the property; therefore, I’m not sure if there is any benefit to using this real estate agent as a buyer’s agent rather than going through the listing agent directly. I would “like” to be neighbor- ly, and she does a good job, but my main reason for buying a foreclosure would be to get a fabulous deal. What do you suggest? Would her representation really be worth it? Answer: I don’t think how much you pay for the property is usually tied directly to whether you use a buyer’s agent or the listing agent. The company that owns the foreclosure has already deter- mined how much of a commis- sion it will pay to the listing agent, who will then split it with the buyer’s agent. This is very typical of the listing agreement sellers and listing agents sign. If there is no buyer’s agent, you can bet the listing agent will keep all of the cash unless the agreement provides for a re- duced commission amount if the buyer is not attached to a real estate agent. They’re not going to reduce the purchase price of the property unless there are specific circum- stances that might permit it. Those circumstances are usual- ly rare and you might never know or be able to find out if you can benefit from an ar- rangement the listing broker has with the company selling the home. The lender that owns the fore- closure will decide which offer to take, in the case of multiple offers. If you have your own agent, he or she can assist you in figuring out what homes are worth in the area, and how much of a discount you should get when you buy this property. The list- ing agent might not provide you with that advice, since the agent represents the lender. Bottom line: I think you’re What: Dakota Glen open house, refreshments will be provided When: 11 a.m.-5 p.m. today and to- morrow Where: Angora Avenue, just west of Wilson Avenue For more information: 970-663-4522 If you go

description

Homes and Land in Loveland Colorado

Transcript of Real Estate Guide

Page 1: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E1

GlenDakotaDakota

More Home. More Home. More Life. More Life.

www.homeandrealtyguide.com Saturday, July 24, 2010 Reporter-Herald

Real EstateMatters

• •

� See GLINK/Page E5

Maribeth Bergan,Br oker/Associate

Partner, TheGroup, Inc.

PPPaaagggeee EEE333

Realtor ofthe Week

Director yPPPaaagggeee EEE777

Inside this week’s Home & Real Estate

PPPaaagggeee EEE444

DaylilyShow & Sale

Buyer woulddo betterwith agent

Listings from Front Rangeproperties recently sold

PPPaaagggeee EEE222

Real EstateTr a n s a c t i o n s

RH photos/Jade CodyAbove: The Dakota Glen sales center will be open this weekend.Below right: This Dakota Glen home features two bedrooms,two bathrooms and a full unfinished basement.

Attend an open house this weekend at Loveland’s newest

subdivision, Dakota Glen

in the area to offer potentialhomeowners flexibility in creat-ing their ideal home.

This weekend, Dakota Glenwill hold an open house from 11a.m.-5 p.m. today and tomor-row. The first 10 buyers at Dako-ta Glen will receive a $10,000discount incentive.

ABOUT DAKOTA GLEN

Dakota Glen currently offers62 home lots which are part ofthe first two phases of the devel-opment. There will eventually be205 lots when all phases have

been completed.Dakota Glen is not

your ordinary homecommunity. It wasdeveloped with a fo-cus on environmen-tally sound conceptsand harnessing Col-orado’s natural beau-ty. In its entirety,Dakota Glen is made

up of 133 acres, 65 of which areopen space. The property in-cludes a large pond, which willbe used initially to irrigate therecently seeded open space fo-liage.

“All detention areas are nativeseed and irrigated by the un-treated raw water from thepond, which keeps HOA costsdown,” Bray said.

The ample open space alsomeans that homeowners willhave spacious lots — most ofwhich backing to some type ofopen space.

“All of the patio home lotsback up to green belt,” Braysaid. “And most of the singlefamily lots back up to openspace. We don’t want houses ontop of houses.

“I think the entrance, in asense, tells it all. The first thingyou will see is open space.”

HOMES AT DAKOTA GLEN

Priced in the $300s, Braywanted to offer quality, custombuilt homes with maximum flex-i b i l i t y.

“People can come in and real-ly take a plan that they like andcustomize it to what they want,”Bray said.

“We are open to a variety of

different pricing and homestyles.”

Homeowners wanting the low-maintenance lifestyle of a patiohome have the opportunity toachieve that while still cus-tomizing a home to their needs.Snow removal and landscapingmaintenance are provided forthese homes.

If you are interested in tour-ing the Dakota Glen home com-munity and finding out howmuch more you will be gettingfor your money, visit the openhouse this weekend.

“We ’ve always tried to domore than anyone expects,”Bray said. “This isn’t our firstdevelopment, and if you look atwhat we’ve done for more than30 years, you’ll see how wemaintain our high standardsand our buyers love their homesand surroundings, plus maintaintheir home values. That’s whatmore is all about.”

To get to Dakota Glen, take I-25 Exit 255, at highway 402West (aka 14th Street SW), andcontinue 6.7 miles. Enter Dako-ta Glen at Angora Drive, justwest of Wilson Avenue.

For more information, callVenna Hillman at 970-663-4522or visit http://dakotaglen.com.

RH PA I D A D V E RT O R I A L

Dakota Glen was createdwith a vision of gettingmore. More choices,

more opportunities, and mostimportantly, more of what youtruly want in a home.

The new home communitywas created by Scott Bray, own-er of Glen companies, and offerssemi-custom homes as well aslow-maintenance patio homes.Bray formed a group of eightreputable and reliable builders

ILY C E GLINKTRIBUNE MEDIA SE RV I C E S

Question: I’m thinkingabout buying a foreclo-sure in my old neigh-

borhood. I’ve been renting anapartment for a year.

There is a very active real es-tate agent in that neighborhoodwhom I used when I sold myhouse. The foreclosure I’m in-terested in is very close to herprivate residence.

I don’t know how the commis-sions work on foreclosures. Iwant to pay the least amountfor the property; therefore, I’mnot sure if there is any benefitto using this real estate agentas a buyer’s agent rather thangoing through the listing agentd i r e c t l y.

I would “l i ke ” to be neighbor-ly, and she does a good job, butmy main reason for buying aforeclosure would be to get afabulous deal.

What do you suggest? Wouldher representation really beworth it?

Answer: I don’t think howmuch you pay for the propertyis usually tied directly towhether you use a buyer’s agentor the listing agent.

The company that owns theforeclosure has already deter-mined how much of a commis-sion it will pay to the listingagent, who will then split it withthe buyer’s agent. This is verytypical of the listing agreementsellers and listing agents sign.

If there is no buyer’s agent,you can bet the listing agentwill keep all of the cash unlessthe agreement provides for a re-duced commission amount ifthe buyer is not attached to areal estate agent. They’re notgoing to reduce the purchaseprice of the property unlessthere are specific circum-stances that might permit it.Those circumstances are usual-ly rare and you might neverknow or be able to find out ifyou can benefit from an ar-rangement the listing brokerhas with the company sellingthe home.

The lender that owns the fore-closure will decide which offerto take, in the case of multipleoffers.

If you have your own agent, heor she can assist you in figuringout what homes are worth inthe area, and how much of adiscount you should get whenyou buy this property. The list-ing agent might not provide youwith that advice, since theagent represents the lender.

Bottom line: I think you’re

What: Dakota Glen open house,refreshments will be providedWhen: 11 a.m.-5 p.m. today and to-m o r ro wW h e re : Angora Avenue, just west ofWilson AvenueFor more information: 970-663-4522

If you go

Page 2: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E2

H& Real Estate TransactionsRE

Real Estate Transactionsare supplied by Prospects Un-limited Inc., 1151 EagleDrive No. 467, Loveland,CO 80537, 667-1537.

L oveland• Dustin Cresswell from

Rosen Andrew, 651 Sheri-dan Ave, Loveland,$187,000, home

• Wade Schlenker fromWalker Michael H & JaneE, 3816 Ash Ave, Loveland,$180,000, home

• Kathryn Barrett fromHelfrich Anthony J &Karen I, 1970 Saguache Pl,Loveland, $198,000, home

• Chester & MaryPritchard from JackCharles L, 986 Logan Ct,Loveland, $1,000,000,home

• Rachel Bertolette fromDrake Lawrence V & Tere-sa, 354 Sagewood Dr,Loveland, $185,000, home

• Antoinette Stuart fromFannie Mae, 1205Langston Ln, Loveland,$155,000, home

• Bryan & Katie Be-berniss from Fannie Mae,1458 Warbler St, Loveland,$170,000, home

• Chris & JenniferEkhoff from Farrar John P& Elizabeth S, 1530 SGilpin Ave, Loveland,$177,000, home

• Dustin Brunson fromFeher Julianna Joyce, 536W 5th St, Loveland,$250,000, home

• Adren Exempt fromFrancis L Fieldler Trust,1130 S Dotsero Dr, Love-land, $215,000, home

• Delain & Martha Are-man from Fritz Frank P &Jalene M, 560 QuillanGulch Rd, Loveland,$485,000, home

• William Laakso fromGuaranty Bank Trust Co,4808 Elm Ct, Loveland,$385,000, home

• Mica Angers fromHoopes Glen A, 4976 NFranklin Ave, Loveland,$197,000, home

• Alvin White from IrwinBrent A, 1930 Alta Ct,Loveland, $185,000, home

• Hermine Trust fromKlahn Teresa H, 1817 Sil-ver Leaf Dr, Loveland,$334,000, home

• Kenneth & Carol Har-mon from Kopp Michael J& Mary P, 4975 N FranklinAve, Loveland, $229,000,home

• Daniel & CynthiaKeough from Krebs GloriaJ, 2101 Vancorum Cir,Loveland, $340,000, home

• Nathan & KarenMielke from Lacey Tim,2277 Oleander Dr, Love-land, $170,000, home

• Kendra Mcalear fromLindell Real Estate LLC,354 Polk Dr, Loveland,$186,500, home

• Kevin Berry from Love-land Midtown Develop-ment I, 1786 E 9th St,Loveland, $174,900, home

• Janet Burgueno fromLoveland Midtown Devel-opment I, 1802 GeminiCt, Loveland, $179,900,home

• Lyle & Glenna Clinefrom Mayfield Billie, 1339Aspen Pl, Loveland,$184,000, home

• Charles & Denise Jur-gensen from Melillo Timo-thy J & Linda B, 4465Georgetown Dr, Loveland,$290,000, home

• Neil & Connie Burkartfrom Miller Fred L & IleaneW, 1925 Horseshoe Dr,Loveland, $380,000, home

• Jerry & Miki Fletcherfrom Newman James H &Linda I, 3589 Silver LeafDr, Loveland, $212,000,home

• Judy Berg from OakValley Homes LLC, 255 Ca-rina Cir Unit 106, Love-land, $156,000, condo

• Terah Traut from OakValley Homes LLC, 255 Ca-rina Cir Unit 103, Love-land, $160,000, condo

• James Carolus fromPokryfke Renee P, 1220White Fir Pl, Loveland,$140,000, home

• Joan & William Stew-art from Quarry LLC, 414Split Rock Dr, Loveland,$325,000, home

• Leonard & StefaniaWiant from SandbergGilbert I & Michelle H,2978 Telluride Pl, Love-land, $323,300, home

• Misty Potter fromScheck Peter L & Erin E,2068 Blue Duck Dr, Love-land, $232,000, home

• Robert & VirginiaElieson from SchulerWillard D, 4192 LostCanyon Dr, Loveland,$295,000, home

• Rachel Sainz fromShaver Michael L & Eliza-beth A, 371 Cardinal Ave,Loveland, $165,000, home

• George Hobbs fromSmith Sharon L, 2953 8thSt Sw, Loveland, $120,000,home

• Clinton & Angela Cul-ley from Alwin Rodney W& Carol S, 1235 W 6th St,Loveland, $260,000, home

• Megan Bernhardt fromAmdahl Gerald, 2521 Car-la Dr, Loveland, $179,900,home

• Christopher Kao fromKao Pinghui & Suelan,1921 Grays Peak Dr Unit102, Loveland, $138,000,condo

• Brenda Higgins fromWells Fargo Bank, 3401White Ash Ct, Loveland,$156,000, home

• Brandi Mann from Ar-matas Sam, 3995 AvenidaDel Sol Dr, Loveland,$200,000, home

• Away LLC from Cala-hart Crossroads LLC, 4045St Cloud Dr Ste 220, Love-land, $107,900, home

• Joshua Smith fromCustom Onsite Inc, 1515Rhode Island St, Loveland,$235,200, home

• Ian Yurk from BursethDaniel P & Christine, 3506Banyan Ave, Loveland,$196,000, home

• Kim & Robert Mcma-hon from Doherty KatrinaS, 4152 Lost Canyon Dr,Loveland, $305,000, home

• Cheryl & Robert Fickfrom Barbara J Huner Liv-ing Trust, 484 Rossum Dr,Loveland, $335,000, home

• Perschbacher Trustfrom Ducharme Jennifer A& Richard B, 1974 Win-dom Pl, Loveland,$237,500, home

• William & Ginger Gar-man from PopielarczykRobert A & Jachele, 1650Angora Dr, Loveland,$193,300, home

• Richard Ferchak fromR R Homes Lov Inc, 1925New Hampshire St, Love-land, $362,000, home

• Jeffrey & Susan Kuhnfrom Sheeler Scott O &Pamela A, 2069 BearCreek Pl, Loveland,$208,500, home

• Gay & Philip Isis fromWiant Eric & Leonard,2017 Crestridge Dr, Love-land, $250,000, home

• Kenneth & PeggyJones from WunderlichFrances Lee, 1510 NGarfield Ave, Loveland,$225,000, home

• Amy Lincoln from An-tonelli Francis A Jr & An-drea J, 2063 Dove CreekCt, Loveland, $134,000,home

• Ronald & Susan Van-lant from Aspen HomesColorado Inc, 4451 StumpAve, Loveland, $299,900,home

• Fernando Avalos fromAspen Homes ColoradoInc, 3312 Foster Pl, Love-land, $200,000, home

• Bonnie Etherton fromBailey Sharon K & RobertC, 1508 Ruart Dr, Love-land, $186,000, home

• Vernon Olson fromBallard Floyd J & Jane M,1706 S Douglas Ave, Love-land, $165,000, home

• Angela Richard fromBauer Thomas G & MirlaL, 1007 Piccabeen Dr,Loveland, $134,000, home

• Vincent Dauer fromBeard Michael D & Kris-tine, 2450 Cinnabar Ct,Loveland, $149,000, home

• April Torres fromBeymer William H &Vanessa L, 4224 TrailwoodDr, Loveland, $204,000,home

• Keith & Lisa Kennisonfrom Bloom Tammara S,2962 Spring Mountain Dr,Loveland, $357,000, home

• Poverty LLC from BullWilliam H & Kathy H,4425 Ridgway Dr, Love-land, $264,000, home

• Jeffrey Moe fromClarke Donald S, 14604Red Canyon Ranch Rd,Loveland, $500,000, home

Berthoud• Kris & Ruth Nielsen

from Doherty Jerome J &Rita K, 106 Bothun Rd,Berthoud, $360,000,home

• Jason & Laura Gilesfrom Fannie Mae, 1725 NCounty Road 15c,Berthoud, $261,000,home

• Timmy Phillips fromHull Tyson D & Suzanne E,1737 Exeter St, Berthoud,$385,000, home

• Richard Erickson fromMoore Debra Lea, 119Welch Ave, Berthoud,$130,000, home

• Myron & ShirleyLoewen from EichlerHaiko H & Monika S,18680 Weld County Road3, Berthoud, $405,000,home

• Theodore & LoisMovellan from PeakviewHomes Inc, 215 QuandaryAve, Berthoud, $215,100,home

Estes Park• Peter Martin from Ping

Roger A & Jennifer L, 430Olympus Rd, Estes Park,$360,000, home

• Gary & Vicki Bienfrom Poudre InvestmentHoldings LLC, 2080Sharon Ct S, Estes Park,$304,000, home

• Nathan Knight fromYoung Daniel A, 2740 As-pen Ln, Estes Park,$225,500, home

• Michael Mceowen fromStanley Avenue Condo-miniums Ll, 513 SaintVrain Ln, Estes Park,$155,000, home

• Riverpeaks LLC fromWarburton Jay & Nancy,1986 Dallman Dr Unit 4,Estes Park, $578,000, con-do

• John & PamelaLeonard from SchuesslerThomas H & Pamela A,2120 Fall River Rd Unit 8,Estes Park, $207,500, con-

do

Johnstown• Robert & Carolyn

Cushman from HartfordHomes Inc, 4708 TarragonDr, Johnstown, $409,800,home

• Greta Carolus fromHartford Homes Inc, 4713Tarragon Dr, Johnstown,$382,100, home

• Sharon Houghtlenfrom Jones Terrence A &Judith D, 1208 CountryAcres Ct, Johnstown,$150,000, home

• Kevin Cook from ByersWade L & Leslie J, 111 Al-abaster Way, Johnstown,$191,900, home

• Jonas Lawrence fromKirkpatrick Eugene K &Beverly, 113 S HardingAve, Johnstown, $161,500,home

• Matt Bellows from Mc-naney Michael, 514 PebbleBeach Ave, Johnstown,$150,000, home

• Jeffrey & DominiqueWing from Palm KatherineL, 1112 Country Acres Dr,Johnstown, $220,000,home

• Matthew Vorachekfrom Oakwood HomesLLC, 5055 Ridgewood Dr,Johnstown, $280,000,home

• Robert & Cara Gieslerfrom Oakwood HomesLLC, 3912 Balsawood Ln,Johnstown, $198,500,home

• Robert Pride from Oak-wood Homes LLC, 3861Kenwood Cir, Johnstown,$300,000, home

• Katherine Cowles fromOakwood Homes LLC,3906 Cedarwood Ln, John-stown, $179,100, home

• Courtney & EtienneBoudreau from OakwoodHomes LLC, 3854 Cedar-wood Ln, Johnstown,$183,000, home

• Erin Voorhies fromOakwood Homes LLC,3867 Kenwood Cir, John-stown, $213,900, home

• Penelope Sterud fromOakwood Homes LLC,3919 Blackwood Ln, John-stown, $180,800, home

• Brett Guffey from Oak-wood Homes LLC, 3927Heatherwood Cir, John-stown, $210,300, home

• Julie Turgeon fromStoor Shawn E & Tonya C,2025 Parkwood Dr, John-stown, $189,900, home

M i l i ke n• Shawn & Jeanann Con-

dell from Wells Fargo Bk,502 S Savannah Cir, Mil-liken, $123,000, home

• Robert Sipnefski fromConrad Daniel M, 100

Mountain Ash Ct, Milliken,$175,000, home

• Stephen & CherlynMiller from WindmillsLLC, 791 Village Dr, Mil-liken, $177,600, home

• Anthony & StephanieMakela from Mcguire GaryA & Kimberly A, 494 STamera Ave, Milliken,$145,000, home

Windsor• Rodney & Pamela

Brubacher from MunfordCarol E, 1589 PelicanLakes Pt Unit F, Windsor,$242,500, condo

• Jeffrey & CynthiaMichaels from JamestownBuilders LLC, 6600 RoyalCountry Down Dr, Wind-sor, $391,300, home

• Matthew Kelly fromMelody Homes Inc, 1581Windsor Dr, Windsor,$310,900, home

• Susan & NicholasOrozco from AnastasiosBetter Building Co, 7265Royal Country Down Dr,Windsor, $558,500, home

• Timothy & Dana Evansfrom Donahoo Tim, 1533Lakewood Dr, Windsor,$307,000, home

• Alex & JenniferMatthews from MelodyHomes Inc, 1557 Wind-shire Dr, Windsor,$204,000, home

• Dannen Oler fromMelody Homes Inc, 591Edenbridge Dr, Windsor,$254,300, home

• Scott & Sandra Leachfrom Melody Homes Inc,554 Edenbridge Dr, Wind-sor, $208,300, home

• Maine LLC from Signa-ture Bk, 1997 BayfrontDr, Windsor, $386,000,home

• Roel & Barbara Viningfrom Centennial Home Bl-drs Inc, 1742 Green RiverDr, Windsor, $271,000,home

• Rex & Linda Geskefrom Dreiling R Brandon &Jodi M, 1276 Horned OwlCt, Windsor, $570,000,home

• Wanda Zimmermanfrom Cornerstone BaptistChurch Win, 1507 WalnutSt, Windsor, $235,000,home

• Darin Otte from Fdic,1977 Seadrift Dr, Windsor,$428,000, home

• D J Mccreery fromDereus Geneva A, 36699Brian Ave, Windsor,$563,000, home

• Josephine Bent fromMcgraw Jennifer, 209 RockBridge Ln, Windsor,$180,000, home

Mortgage rate update

30-year fixed

15-year fixed

5/1 ARM

This week Last week Tre n d

4.61%

4.02%

3.66%

4.59%

4.11%3.70%

Home & Real Estate isproduced every Saturday

by the Loveland DailyReporter-Herald.

EDITORIAL INFORMATION635-3656

DISPLAY ADVERTISING669-5050

CLASSIFIED ADVERTISING635-3650

For home and real estateadvice, features and

information, visitwww.homeandrealtyguide .com

Regional Snapshot for Loveland/Berthoud Residential

April 2010 May 2010 June 2010

Active Listings 1126 1117 1101Previous Year Active Listings 1069 1080 1095

Sold Listings 138 158 169

Median Sales Price $199,900 $214,500 $234,000Previous Year Median $183,500 $198,000 $207,500

Average Days on the Market 105 117 132Previous Year ADOM 127 125 121

Year to Date Listings Sold 401 559 728Previous Year YTD Listing Sold 334 440 579

Monthly Volume $34,199,536 $39,407,269 $47,395,158Previous Year Monthly Volume $23,882,898 $24,919,043 $34,313,560

We’re ready to GO!Please visit our new location at

2809 East Harmony Road, Suite 200Fort Collins, Colorado

(Southeast corner of Harmony and Corbett)

970.206.HOME (4663) | www.Colorado-Cornerstone.comCheck the license status of your mortgage loan originator at www.dora.state.co.us/real-estate/index.htm.

Gene Humphries • NMLS 247425 | Jim Hunter • NMLS 266865

WHO YOU DO BUSINESS WITH.

Providing Service with Integrity

26-313725

28-314874

Page 3: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E3

BROKER ASSOCIATE/PARTNER, THE GROUP, INC.

L ocation: 5401 Stone Creek Circle, Loveland

Contact: 970-690-1735, [email protected],w w w. t h e g ro u p i n c . c o m

Designations, Affiliations & Accolades: Certified ResidentialSpecialist, Graduate of Realtor Institute, Certified DistressedProperty Expert, Relocation Certified

Experience: 20 years

From Maribeth Bergan: “I happened upon this career in 1990 and have found a pas-sion for helping sellers move onto their next journey by selling their homes and helpingbuyers find the home for their lifestyle and quality of life. I started in this business aftermy husband and I closed a video store after about eight years. I was taking a walk with myhusband, and we saw a Realtor showing property. He told me I would make a good Real -tor. At the time, I wasn’t as confident about that as my husband. I decided to try, and Iwas Rookie of the Year my first year. I thought maybe I could make a career out of it.

My philosophy was to treat my customers as I would like to be treated. It has wor ke dout that I was able to make a successful career in real estate. I was able to help my girlswith education and family travel. They tell me that I was a good role model and taughtthem a good work ethic.

I find that it is so fulfilling to finding that right home for my customers and helping theseller progress to their next phase in their lives. The most satisfying experience is when Ihelp a buyer and seller through the hurdles of the real estate transaction, and they feelgreat about the experience. They help me by referring their family and friends.

One of the most fun times is finding the first-time homebuyer their very own home.They are so thrilled, and I am so excited to be a part of the process. I have met so manywonderful families in the last 20 years and many have become friends and acquaintances.I love the challenge and the thrill of helping people. I recently helped a single mom andtwo children find a home and they were so thrilled and it was so fun. I sold one home fourtimes. I guess I love helping people and feel great when they are happy with my services. Ihave worked with some of the same family members for those 20 years have seen the kidsgrow into adults.

I specialize in sales in the Northern Colorado areas in the capacity of selling, buying, in-vestments and relocation in any price range.”

Maribeth BerganMeet

H& Realtor of the WeekREH& Real Estate News BriefsRE

NEIGHBOR TO NEIGHBORANNOUNCES PREFERRED PARTNERS

Neighbor to Neighbor (N2N), aLarimer County non-profit that hasbeen helping families achieve stablehousing for 40 years, today an-nounced its 2010-2011 PreferredPartners list.

“The Preferred Partner programenhances Neighbor to Neighbor’sHome Ownership Program, which of-fers free services to Larimer Countyresidents including home buyer edu-cation classes, pre-purchase counsel-ing, foreclosure prevention counsel-ing and reverse mortgage counsel-ing,” said Lindsay Nichols, programd i r e c t o r.

Neighbor to Neighbor adheres tothe National Industry Standards forHomeownership Education andCounseling. These standards meetand exceed those set forth by Neigh-borWorks America and the US De-partment of Housing and Urban De-velopment.

The Preferred Partners haveagreed to adhere to written stan-dards and practices. N2N partnerswith Realtors, lenders, and insur-ance agents in a partnership feemodel to create a full-cycle of homeownership counseling. This year’sPreferred Partners were selectedthrough a competitive applicationprocess. N2N’s Preferred Partnersfor July 1, 2010 — June 30, 2011are:

Realtors:• Billie Jo Downing, RE/MAX Ac-

tion Brokers at Centerra• Eric Kronwall, RE/MAX Ad-

vanced, Inc.• Todd Spiller, Spiller Realty Ser-

vices Inc.• Cathy Vance, The Group, Inc.L enders:• Catherine Eusea, National City

Mortgage• Teri Evans, Premier Mortgage

G ro u p• Andrew Storteboom, First Na-

tional BankInsurance Agents:• Kendall Payne, Payne & Associ-

ates, LLC• Luke Stromquist, COUNTRY Fi-

nancial• David Swinehart, Farmers Insur-

ance Group“Our Preferred Partners enhance

the level of service we can provide tofirst time home buyers,” said WendieRobinson, executive director. “Weare proud to partner with these suc-cessful individuals and businesses tosupport our clients as they work to-ward the American Dream of homeownership.”

About N2N: Neighbor to Neighborhelps people establish and maintainhousing stability. The non-profitagency helps homeless people findhomes; counsels renters and homeowners in non-affordable housing sit-uations; provides affordable apart-ments; and educates people lookingto purchase a home. So, whereverpeople are on the “housing continu-um, For more information, visitw w w. n w. o rg .

Open Houses This Weekend - www.thegroupinc.com

SATURDAY 11:00 - 1:00SATURDAY 10:30 - 12:001718 N Van Buren Avenue, Loveland - Set up for wheelchair access. Main flr lndry. Lg formal Dining/office. NEW CARPET & Paint. Lg Living area w/brick faced gas log FP. Covered pa�o. Lg Kit. Concrete pad for boat, etc. New A/C, alley access and fenced bkyd.

1225 E 4th Street, Loveland - Two homes for one low price!! Main house features two spacious bedrooms, separate family and living room areas. Hot tub. BONUS: Separate 1 bedroom, 1 bath home that currently rents for $535 per month. Home. Warranty Included. Hosted by: Cathy Goza (970) 381-9141.

SUNDAY 1:00 - 3:00SUN 12:00 - 3:30 & WED 3:00 - 6:001016 Janna Drive, Loveland - This home boasts of an updated kitchen w/slab granite countertops & upgraded appliances. Dining area opens to deck overlooking a private back yard featuring a large lower deck. Master suite w/5-piece bath.

130 E Turner Avenue, Berthoud - Wow! 700 sq � of hardwoods on the main level & the en�re basement is done in gorgeous �le! Main floor master. Open floor plan, vaulted ceilings & lots of light throughout. Fireplace, central air, sprinkler, office & an oversized concrete pa�o.

Call Tracy Wilson567-0907

Call Linda Sioux Stenson215-9044

$309,500MLS#633055

$280,000MLS#633420

SUNDAY 12:00 - 2:00

SATURDAY 12:00 - 2:00

459 Cape Dory Drive, Loveland - Overlooks Boedecker Lake. 2 covered decks. Hickory floors, hickory cabinets, new SS appliances, slab granite counter tops. Lo� makes an ideal office/play room. Expansion of the daylight basement has begun w/a full bath.

4927 Valley Oak Drive, Loveland - Impeccable waterfront 2-story. Open floor plan w/ formal living & dining rms, gourmet kitchen w/ granite, master suite w/ dual closets & 5pc bath & finished daylight basement w/ wetbar & gas fireplace. Neighborhood access to Boyd Lake.

Call Cindy Ku�n391-4735

Call Mary Laing690-7288

$429,900MLS#634847

$775,000MLS#612343

SAT 1:00 - 2:30 & SUN 1:00 - 3:001441 Glenda Court, Loveland - Enjoy boa�ng, water skiing, jet skiing & fishing. Totally updated & remodeled 3bd, 2ba. Lg deck overlooks mature private backyard. Hosted By: Cathy Goza (sat) 970-381-9141 & Jesse Laner (sun) 970-672-7212.

Call Cindy Kurtz962-6832

$214,900MLS#626878

SATURDAY 11:00 - 3:00

SATURDAY/SUNDAY 1:30 - 3:30

4785 Ignacio Court, Loveland - Huge vaulted ceilings, hand-distressed hardwood flooring, 8’ solid wood doors & custom blinds. Granite countertops, auto-lighted pantry, pasta pot filler, ss apps & alder cityscape cabinets. 2 flat screen TVs. 2 fireplaces.Whole-house surround system. 4 car heated garage.

2025 Turnberry Road, Fort Collins - Security gated estate surrounded by large shade trees w/detached 2 car garage & a 3,000 sf steel shop/garage on 4.72 acres. Granite countertops, cherry cabinetry, ornate trim, SS apps, master suite w/his/hers closets & steam shower. The great room has a built-in wet bar and centers around a stone wood burning fireplace.

Call Tracy Wilson567-0907

Call Diana Luthi481-2692

$530,000MLS#630305

$675,000MLS#629653

SATURDAY/SUNDAY 1:00 - 5:00

SUNDAY 1:00 - 3:00

10818 Cimarron Street #204, Firestone - Fully upgraded, wrap around covered porch + outside storage, hardwood floors, fireplace, breakfast bar, full 2nd bath w/�le floor, a�ached gar w/storage access, AC, Master Suite & 5-pc bath, walk in closet, Flat screen TV included.

130 Grant Avenue, Loveland - Victorian home downtown. Totally updated with historical charm. New windows & high ceilings. Newer furnace, carpet, appliances, cabinetry. Well-kept, spacious backyard. Hosted By: Mark Moran 970-218-1891.

Call Rhonda Heth566-3516

Call Cindy Kurtz962-6832

Call Maribeth Bergan690-1735

Call Cindy Kurtz962-6832

Call Mark Moran218-1891

$179,000MLS#631317

$169,900MLS#634492

$169,900MLS#628426

$164,900MLS#632018

SUNDAY 1:00 - 3:004111 Marble Drive, Loveland - Immaculate pa�o home. Sunroom that leads to spacious dining and living rooms. Gas fireplace. The master bedroom features a 5-piece bath and walk-in closet. Oversized 2-car garage. Hosted By: Mary Oneal (970) 371-2738.

Call Cindy Kurtz962-6832

$250,000MLS#632869

SATURDAY/SUNDAY 1:00 - 3:00530 E 4th Street, Loveland - Three bedroom/two bath old town home. Enjoy this 1667 finished square foot home that has an updated kitchen, oversized 1 car garage w/a workshop a�ached, & enjoy the gorgeous 12,000 sq. �. yard.

Call Bob Skillman631-2257

$197,000MLS#627726

SATURDAY 1:00 - 3:00

SATURDAY/SUNDAY 1:00 - 3:00

402 Mariana Pointe Court, Loveland - 3 bedroom, 3 1/2 bath Pa�o home in the gorgeous Mariana Bu�e. Country Club living without the Country Club fees. 12x13 lo� in the upper level. Alder cabinets, granite, huge deck for entertaining with mountain and water views. Hidden wine room. So many upgrades.

3209 Huckleberry Way, Loveland - Custom-built home on 1.88 acres w/pond, enclosed gazebo & 100+ trees w/individual drip systems. 2 master suites on main, custom kno�y alder built-ins & cabinets. Price includes lower Level finish - building plans for 2 addi�onal bedrooms, family room, kitchene�e, full & 1/2 bath plus plenty of storage.

Call Denise Kloster402-9100

Call Kim Summi�689-6950

$485,000MLS#632555

$850,000MLS#586800

SATURDAY 2:00 - 4:002653 Gaylord Drive, Loveland - All brick ranch with 2000 fin sq �. 4 bed, 3 bath, 2 car garage, 2 kitchens, 2 laundries, & a separate entrance to bsmt. Fenced yard with RV boat parking, SE facing for plenty of sun and snow melt, large deck, covered porch, hot tub, & more.

$160,000MLS#632537

FINISHED GARDEN LEVEL BASEMENTMAIN FLOOR MASTER

ONLY 4 UNITS LEFT

INCLUDES ALL FURNISHINGS

SATURDAY 1:30 - 3:30 SATURDAY 11:00 - 1:002472 Anemonie Court, Loveland - 4bdrm, 3bth & 2-c garage. Features incld new carpet, front porch, covered pa�o, �le entry & gas log FP. Mstr bdrm offers 3/4 bth, walk-in closet & sliding door to the pa�o. The bsmt has a lg bdrm w/its own private bth room for add’l expansion or storage.

1625 Tiger Avenue, Loveland - 2 story home in SW Loveland. 4 bd + lo� + laundry up. 3 bath, great room, formal living & dining. New carpet, paint, lights & more. Corner lot w/beau�ful landscaping. Gardens, sprinklers, pa�o, fenced yard, central A.C.

Call Amy Lane567-0816

Call John Simmons481-1250

$215,000MLS#632438

$243,500MLS#633686

SATURDAY/SUNDAY 12:00 - 5:00 SATURDAY/SUNDAY 12:00 - 5:001002 Burrowing Owl Drive, Ft. Collins - Popular ranch floorplan! 3 bedrooms + a study. Approx 1,807 finished sq � + an unfinished basement. Lots of upgrades throughout – Tharp maple cabs, hickory floors, all appliances included + front yard landscaping and rear yard fencing!!

Call Dianne Breneman222-8549

$299,900MLS#626289

1014 Burrowing Owl Drive, Ft. Collins - Welcome to Waterleaf! Smartly Designed Homes for Northern Colorado Living. Choose from 4 ranch & 5 two-story floor plans. All appliances included. Amazing list of included features! Pricing from upper $200’s to low $400’s.

Call Ma� Thompson443-9910

$305,000MLS#621243

4635 Tarragon Drive, Loveland - Tired of yardwork? Visit our furnished model home at The Pa�os in Thompson Crossing. 6 ranch plans, 3 car gar op�ons, garden level lots, views, low HOA dues. Convenient loca�on, yet tucked away; million $ sculpture walk, trail, open space close to I-25. Low maintanence living at it’s best!

Call Val Schlageter217-3464

Priced From $324,000MLS#607818

SATURDAY 12:00 - 2:00TUESDAY - SUNDAY 1:00 - 4:00994 Longspur Street, Loveland - 3BR, 2BA ranch style home w/ 1954 finished sf & 1814 sf in the unfin bsmt w/ 9� walls. Features include: covered entry, 24x26 2 car garage, vaulted or 9� ceilings, hickory floors in kitchen, dining & traffic pa�ern. Kitchen boasts alder cabinets, full �le backsplash, solid granite counters & island, w/ ss appliances. Full landscaping front & back, stamped concrete porch, driveway & covered pa�o. Neighborhood pool & park.

Call Cindy Ku�n391-4735

$359,999MLS#607067

www.thegroupinc.com/1625

Northern Colorado

Real Estate Sourcew w w . t h e g r o u p i n c . c o m

AN EXCLUSIVE SERVICE OF THE GROUP, INC. REAL ESTATE

Northern Colorado Real Estate SourceThe Real Estate Source is a magazine produced by The Group featuring homes for sale and new home neighborhoods throughout Northern Colorado.

Online version of publication at www.thegroupinc.comcontaining links to detail pages for most listings.

30-314870

Page 4: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E4

H& Front Range GardeningRE

JENNIFER LEHMANSPECIAL SECTIONS RE P O RT E R

Hundreds of daylilies willbe on display at theNorthern Colorado

Daylily Club’s annual daylilyshow, this Saturday, July 24 atthe Gardens at Spring Creek inFort Collins.

Two weeks later, the club hostsanother event at the same loca-tion, its annual daylily sale onAugust 7.

The daylily show will exhibitbetween 150-200 daylilies to bejudged in 11 different cate-gories, said club chairman JeanDietemann of Ft. Collins. Judgesare members of the NorthernColorado Daylily Club and otherdaylily clubs and have beentrained by the American Heme-rocallis Society, hemerocallis be-ing the genus of daylilies.

Blue, red and yellow ribbonsare awarded for first, second andthird place and blue ribbon win-ners with 95 or more points outof 100 receive purple ribbonsand can qualify for additionalawards including best of show.

Daylily blossoms last one dayso entries are cut the day of andgroomed for the show, Diete-mann said. “It's a beauty con-test.” Members will clean updead leaves, dead flower bulbs,check for insects, make sure allreproductive parts are there andlook for rips and holes in allparts of the bloom. If there werethree plants of the same varietyin one category, the bestgroomed, if all else was equal,would probably win, Dietemannsaid.

The first week in August, theNorthern Colorado Daylily Clubwill be hosting their annualdaylily sale. Doors open at 9 a.m.

and stay open until they sell out.“We usually sell out by 11 a.m.,”Dietemann said. Plants are do-nated by club members andmost run about $5 with moredesirable plants costing between$10-12, Dietemann estimated.

“We've been doing this sale fora long time. A lot of people real-ly look forward to it becausethey can find things there thataren't seen very often in Ft.Collins and they can get themfor very cheap.”

For people interested in learn-ing more about daylilies orplanting them in their garden,they have thousands to choosef ro m .

“There are 60,000 types ofdaylilies. Very few nurseries car-ry 60,000 daylilies. If they can'tfind (the type they are lookingfor) at a local nursery, there aresites on the Internet that theycan go to,” Dietemann said.

People can get lilies at nurs-eries for about $8-9 each, Diete-mann estimated, but they canrun from under five dollars to300 dollars in some catalogs, de-pending on when the plant en-tered the marketplace, how pop-ular it became and if you are in-to hybridizing, how good of aparent it is, she said.

“Daylilies can be planted anytime after the last frost and upto two weeks before the first pre-dicted frost,” which is usuallybetween mid-September to theend of September, she said.

Dietemann said daylilies “pre -fer at least half a day of sun anddarker colors prefer shade in theafternoon, not necessarily denseshade, some shed.”

Water requirements dependon the person doing the grow-ing.

“Some people in our club wa-ter three times a week, others

once a week. The more waterthey get, they tend to get a larg-er bloom. Still, they will bloomand look pretty in the yard withless water,” Dietemann said.

Daylilies are extremely toughand hardy plants, Dietemannsaid. They can be dug up any-time. “If people don't like whereit is in the garden you can moveit whether it's blooming or notor give it to a friend. It doesn'tbother them at all. They are veryvery forgiving about beingmoved around the countryside.” If you are moving the liliesin very high heat though, Diete-mann said, give them more wa-t e r.

The club is planning to add aphotography element to nextyear’s daylily show.

“We thought it might be anice idea to involve more peoplein daylilies.” Dietemann hopes itwill encourage local amateurphotographers to go out andshoot daylilies and get others inthe community more interestedin daylilies. “And it's not toohard to look at a picture of apretty flower anyway. Most peo-ple like to do that.”

Dietemann isn't sure why peo-ple care so much about aboutdaylilies.

“Why do people care so muchabout different kinds of wine?Why do people care so muchabout buying a Cadillac over ajeep? I really don't know. In mycase I think the answer would bebecause I think (daylilies are)beautiful. They are hardy plants,they are easy to take care of, youdon't have to dig them up in thefall. And I'm lazy so that makesme very happy.”

Club members will be availableat the event to answer questionsabout lily varieties and growingtips.

D ay l i lyHardy blooms exhibited at club’s

annual events

IF YOU GO

What: Northern Colorado DayLily Club show and sale eventsWhen: Show — Today, noon to4 p.m. Sale — Aug. 7, 9 a.m.until noon or selloutWhere: The Gardens on SpringCreek, 2145 Centre Ave., FortCollinsCost: Free admissionMore Information: call970-416-2486 or go toh t t p : / / w w w. f c g o v. c o m / g a rd e n s

show and sale

RH Photos/Jennifer LehmanPhotos of daylily garden atthe Gardens on SpringCreek in Fort Collins

30-316132

3 BD, ranch home just north of Lake Loveland & move-in ready! Fireplace, new laminate fl ooring, updated bath, eat-in kitchen w/ updated cabinets, and new paint! HUGE .25acre lot and RV/boat parking!

3122 Birch Dr.-Loveland

PRICE REDUCED-$164,900

Kathleen Gruman970-290-3393kathleen@berthoudrealestate.comwww.berthoudrealestate.com

Great 4 bed/2 bath home! Like new inside: repainted, new carpet & new kitchen countertops. Garden level offers a fi nished family room w/fp. Home is on LARGE corner lot! MLS#633897 $199,900

4305 Grant

OPEN SATURDAY 1:30-3

Ryan AndreSears Real Estate970-381-1081 / 330-7700www.andrerealestate.com

Relax & enjoy spacious well maintained townhome minutes to Olde Course. Main fl oor bedrooms, 2 baths, loft overlooking living rm with gas fi replace. A/C, 2 Car Gar. Lg. Lnry Rm. MLS#626380

3639 Wild Horse Ct.

OPEN HOUSE SATURDAY 11 - 2

Hosted By: Bronya WilckenPremier Lifestyle Realty(970) 613-4400plrealty@qwestoffi ce.net

Easy to Enjoy! Nicely maintained bungalow w/ an open kitchen, fresh interior paint, back patio & lg. private backyard. HUGE detached garage/shop with alley access, RV/Boat parking & lots of storage!

316 Bimson Ave-Berthoud

PRICE REDUCED-$159,900

Gary [email protected] www.berthoudrealestate.com

Boedecker Lake Rights! Pristine 4BR home w/unobstructed views & convenient access to lake. Hickory cabinets, slab granite counters, crown molding, new carpet & deco paints. Unfi nished bsmt. MLS#631711

513 Cape Dory Drive

OPEN HOUSE SUNDAY 1-3PM

Barbara GieseyColdwell Banker Residential [email protected]

Newly remodeled ranch, fi n. bsmt. 5 br/2ba. Fresh paint, new lighting, new granite counter tops, remodeled basement, 3/4 bath, new Stainmaster carpet, tile accents & fi replace. Storage shed, No HOA.

2420 Derby Hill Drive, Loveland $223,900

WELCOME TO YOUR NEW HOME!

Amber EggersPremier Lifestyle Realty

(970) [email protected]

Room to grow! Both home and yard are spacious and well-kept. 4bedrm, 3 bath home w/upgrades & fi nished basement - ready for occupancy. $279,900. Great buy! Stop & see it today. Be pleasantly suprised!

928 Andromeda Drive

OPEN HOUSE -SAT. 1:00-3:00

Carolyn LaMasterPrudential Rocky Mountain, [email protected]

Beautiful 4bed/3bath brick ranch backs to open space & trail. Builder upgrades include hickory fl oors, granite, custom tile, full fi nished bsmt, 3 sided fi replace, landscaping & more! $369,900

4360 Fruita Drive

PRICE REDUCED! AVAILABLE FOR QUICK CLOSING

Michelle WilliamsPrudential Rocky Mtn. [email protected] www.circlepix.com/7AA4ME

OPEN WED 11AM-1:30PM • FRIDAY 8AM-1:30PM • EVERY SUN 12PM-2PM. 2+Acre Lake front & horse lots starting $199,000. Surface rights, walk paths, parks, boat docks, fi shing and peace garden.

South on CR9, West on CR16-Warberg Farm

OPEN - SUNDAY 3PM-5PM

Kurt AlbersCentury 21 Humpal, [email protected]

Walkout bsmt., open fl oor plan, panoramic views. In select group of lots. Pittington Ranch. Many upgrades. Must see. W. on Hwy 34, S. on CR 29 to 18E. 2.3 miles to Flat Iron Rd., right to Reservoir.

NEW CUSTOM RANCH - 288 RESERVOIR

OPEN HOUSE SAT. & SUN. 1-4 TRADES CONSIDERED

John MatheyPremier Lifestyle(970) 613-4400(970) 481-5512

3976sf 4br, 3ba, 3car. Custom kitchen, granite, Wolf gas range. Hickory fl oors, central A/C, f/dining, rec rm., workout rm., landscaped, walk/bike path, views. $424,900 Pastels by Sheila Maynard.

1554 Homeland St., Loveland

OPEN HOUSE/ART SHOW SAT 1PM-4PM

Mike & Sherry DoughertyColorado Front Range Realtors, LLC303-589-1626 www.cfrhomes.com

$400,000 - $499,999$400,000 - $499,999 $500,000+$500,000+ LAND FOR SALELAND FOR SALE

$200,000 - $299,999$200,000 - $299,999 $300,000 - $399,999$300,000 - $399,999

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Page 5: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E5

better off when you’re workingwith a buyer’s agent who special-izes in foreclosures than if yougo it alone. The fact that you’rean all-cash buyer is great, but Iwant you to work with someonewho can tell you if the property isworth the $350,000 in cashyou’re willing to pay, or if youcan get away with paying only$295,000.

Question: I am looking fora house and want to know howto find a buyer’s agent that isexperienced in short sales andhas had good success withthem.

Answer: Short sales have be-come increasingly common re-cently, but the listing broker, theclosing agent or the closing at-torney are the individuals thatwill be pushing the paperwork toget the closing done.

If you were selling a short saleproperty, you would want tomake sure you have a personthat knows what paperworkhas to be sent to the lendersand is willing to keep in constantcontact with the lender tomake sure they approve theshort sale.

When you are buying a shortsale, you may find that your real

estate agent’s role is key infinding the right property foryou and getting you a greatdeal. But your agent’s rolemay be diminished once thecontract is completed and thepaperwork has been sent to thel e n d e r.

If your real estate agent will behandling the paperwork with theshort sale lender, then you needa great real estate agent that canget you the best deal possibleand can work with the shortsale lender to get the deal ap-p ro v e d .

To find a great agent, start bycalling around to the top real es-tate companies in your area thatseem to represent a lot of theshort sales that are on the mar-ke t .

Ask the managing broker torecommend an agent who worksthose areas and has a lot of expe-rience with short sales.

Then, you’ll have to do yourhomework, interviewing theagents and asking for their re-sumes.

Question: In 1997, wecreated a living will forestate protection in casemy mom went into anursing home. It was setup so my sister and herhusband received halfthe house while my sis-ter’s three kids got theother half.

My sister took ownership of theproperty at that time and mymom’s attorney created a life es-tate for her. My sister passedaway four years ago and now mybrother in law is holding herhouse hostage.

My mom has been paying allthe taxes, the home equity loan,and for maintenance, repairs andall other expense, including yardcare. How can we get my mom’shouse back to where she owns it?She deserves to have her house,whether it be for her to sell andlive somewhere else or take hermoney and spend it.

Answer: Your mom’s attorneymay have been foolish to giveyour sister ownership of thehouse and only give your mothera life estate in the home.

What was he thinking? Butmore importantly, what was thefamily thinking? If you were try-ing to keep your money out ofMedicaid’s reach, the family isnow paying the price for this de-

cision.Your mother may no longer

own the house and may havenothing to show for her yearsof paying the maintenance andexpenses on the home. Depend-ing on the manner in whichthe deal was structured, yoursister should have willed thehouse back to your mother aftershe died, but she didn’t.

So, now your sister’s heirs (no-tably, her husband and the chil-dren) own the property. While hemay be unable to toss out yourmother or sell the property whileshe is alive, the situation may ul-timately not resolve in yourmom’s favor.

The real issue is for homeown-ers to have a complete under-standing of the decisions theymake at the time they makethem. That means understand-ing all the possible scenariosthat may arise in the future.You can’t always plan for everycontingency, but you shouldalways consider the most com-

mon outcomes andmake sure you plan forthose outcomes.

The attorneys couldhave put the house intoa trust and named theliving siblings as benefi-ciaries. That might havebetter protected yourmother’s interests, espe-cially if your mother was

the trustee of the trust or all ofher children actedjointly as trustees. At the veryleast, your brother-in-law wouldhave little or no say in the mat-t e r.

At the very least, the attorneythat assisted you and your moth-er should have walked throughsome of the scenarios that couldcome so your mother to make aninformed decision. If the attor-ney gave her that informationand your mother decided to goforward anyway with the arrange-ment, it may not have been up tothe attorney to counter yourmother’s wishes.

Again, it’s important for adultchildren to discuss the estateplanning decisions their parentsmake and walk through the situ-ations that can arise in life.While the natural order assumesthat parents will die before theirchildren, sometimes tragedystrikes and things change. Thereare times that medical issuescause major life changes in fami-lies, in other cases extended un-employment or other disasters.In each of those circumstances, aparent may need flexibility withhis or her assets.

You should find a different es-tate attorney who can help youfigure out if your mother has anyremaining claims to the propertyor not. If not, you should workon a plan B.

For more information, callGlink’s radio show at800-972-8255 on Sundaysfrom 9 to 10 a.m., write to RealEstate Matters Syndicate, P.O.Box 366, Glencoe, IL 60022 orvisit www.thinkglink.com.

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Search for properties by city or town, address or MLS number. Nobody has a more complete listing than we do.

Open House ListingsA convenient map of this weekend’s open houses. Plan your house hunting with the map of open house listings. Print the map and take it with you. Better still log on to www.homeandrealtyguide.com with your mobile phone and see the mobile listings mapped with directions.

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Additional FeaturesFeatured Advertorial: Information about local developments and properties, by agents and builders.

Digital Edition: A complete digital version that you can read on your computer.

Real Estate News: Weekly real estate stories written by Reporter-Herald staff.

Transactions: A complete listing of homes sold in Northern Colorado in the previous month.

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Page 6: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E6

Top 10 tipsfor a kitchen

re d e s i g nRAC H A E L LISKAMCCL AT C H Y TRIBUNE

Redesigning a kitchen hasan impact that extendswell beyond one room — it

can breathe new life into an en-tire home. But it also can be adaunting do-it-yourself projectthat comes with a sizeable pricetag. So here’s a checklist of 10“must do” steps when designingor redesigning a kitchen to savemoney and maximize potential.

THINK AHEAD

When redesigning a kitchen,put function first. There is no ide-al kitchen shape. Whether it’s agalley or U- or L-shaped, plan forthe sink, fridge and cooktop toform a triangle, with no morethan 6 feet between each for easeof movement.

MAKE ROOM FOR STORAGE

The biggest mistake people

make at the planning stage is notallowing for enough storage. Putoverhead cabinets right up to theceiling, rather than leaving a gapon top that collects dust. Consid-er deer drawers for easier accessto pots and pans, and includeenough storage for appliancesthat otherwise would clutter upcountertops.

SEE THE LIGHT

Unlike in other rooms of thehouse, overhead lighting is insuf-ficient in kitchens. In thekitchen, you don’t want the lightbehind you, casting a shadow onthe workspace. You need it posi-tioned to fall in front of you.

POWER PLAY

Be sure there are appropriatepower sources for relocated ornew appliances. Many people real-ize too late that they don’t havethe right gas or electric lines.

SPACE AND SURFACE

There’s no such thing as toomuch counter space. Choose asurface that’s easy to work on andcare for. But keep in mind thatgrout between tiles is hard tomaintain and that stainless steelwill scratch very easily.

START FRESH

Don’t reuse appliances or itemsfrom the old kitchen. It may seemas if you’re saving money, but an

old appliance will stick out like asore thumb in a new environ-ment. Find other ways to econo-mize.

SAFETY FIRST

Make your kitchen as safe andfamily-friendly as possible by plan-ning for good visibility to back-yard and indoor play areas fromthe cooking area. Also, considersuch safety-conscious elements asrounded countertops, slip-resis-tant flooring and ovens located atadult height to minimize thechances of accidental burns.

CLEAR THE AIR

A range hood helps ventilatecooking odors. Buy one that’s ef-

ficient, quiet and vented outside.

TRASH TALK

Don’t forget to plan for garbageand recycling bins. Do you wantbuilt-in bins, cleverly disguisedbehind a cabinet door, or a sleek,stainless-steel garbage containerthat’s positioned out of the way?

LOOK OUT BELOW

When it comes to flooring, con-sider slip-resistance, ease of main-tenance and porosity. Stonefloors, which are somewhatporous, for instance, may needperiodic resealing. If so, ask howoften, and think about whetheryou want to deal with that pro-cess.

ThinkStock photosKitchens should be bright and spacious, with lighting positioned to fall in front of you.

Counter space is invaluable in kitchens. Choose a durable, easy-to-car-for surface.

New Homes Priced in the Mid 200’s in Desirable Seven Lakes Area5 Piece Master Baths, Walk-in Closets, Air Conditioning, 3 Car Garages,

Unfi nished Basement, Lake Rights4 Ranch Plans and a 2 Story with Main Floor Master to choose from

le Seven Lakes Areationing 3 Car Garages

E 29th St.

N. M

adis

on A

v.

US

287

E 37th St.

Seven Lakes Dr.

31-3

1486

6

D.E. BURNS CONSTRUCTIONQuality • Integrity • Experience • Reputation

970.669.8386

OPEN HOUSE SAT. & SUN. 1PM-4PM

NEW NORTHERNNEW NORTHERNCOLORADO HOMESCOLORADO HOMES

750 W. EisenhowerLoveland Loveland

669-1234669-1234

www.HomesInColorado.comwww.HomesInColorado.com

750750750 WWW EEEEiiiisenhhhho eWWW EEEisenhhhhhowerWWWWW EEEEiiiisenhhhhhower777755555000077775555000777775555500000

view more view more propertiesproperties at: at:

Kathy Standiford679-1686

[email protected]

www.2433Bismarck.comLovely ranch with new carpet in the spacious living room, laminate floors in bedrooms and baths. Wood floors in kitchen with flat range stove. 2 car garage. Great back yard that is fenced. $172,000

De Shunn222-7001

1680 Tabeguache Mountain, LovelandMtn. views from the covered patio. Spacious and open, 4 bed, 3 baths, 2 fireplaces, beautiful wormy maple cabinets, e-glass, 9 ft. basement ceilings. Large corner lot, oversized 3 car garage. MLS #634132 $388,000

Debb Manderscheid215-8564

204 42nd St., LovelandGreat location for College Student easy commute to CSU. 2 bed 2 bath condo, new paint and carpet, all appliances stay including laundry Machines. Nice patio, lots of Parking. 1 Yr, Home warranty included. MLS #628791 $100,000

Franci Wunderlich667-1828

1314 Park Ridge Drive, SeveranceOpen ranch with dream 4-car garage attached. 31 ft. + tandem bay = perfect ENCLOSED RV or boat parking/storage. Oversize tall door option. 5 BR 3 BA. Minutes to FTC, Windsor & greeley. Country Luxury Home. MLS #628418 $325,000

Nanci Garnand227-1327 or 622-1810

www.3356Nederland.comwww.LivingInLoveland.com

Brick ranch with walk-out basement at 17th tee at the Loveland Olde Course. Enjoy sitting on deck, patio or enclosed patio, or at the eat-in kitchen watching the golfers go by. Lots of space! $550,000

Hosted by: RobbieEmge 443-2122

LIsted by: David Powell 481-5015

4405 Pika Drive, LovelandCharming 2-story located in Mariana Butte. Almost 4,000 total sq. ft. 5 bed/4bath/3-car garage. Finished basement. Main floor master w/5 piece master bath. Formal Living/Dining areas, 2 Laundry’s and a Loft.MLS #628757 $325,000

Jeannine “J9”Diguglielmo 689-4824

2445 Courtney Dr., LovelandDinstinctive Swiss-Chalet style home. NO HOA! Updated kitchen & master bdrm & bath. Fresh paint in & out. Lush back yard with patio, grape arbor & swing. Double gated RV parking. 4 Bdrm/3 Bath, 2 car garage. MLS #630821 $199,900

Hosted by KevinAnstett: 481-3066

Listed by Randy Ewan: 206-8282

3343 Sedgwick Circle, Loveland4 bed, 3 baths, 3 car tandem garage, 2 story in Hunter’s Run. Almost 3700 sf, with hardwood floors, 2 story great room, silestone counters, large rooms, neighborhood pool. Directions: Wilson N of 29th to Tabernash, W to Sedgwick, left to home. MLS #629720 $305,000

30-316008

LListed by Raann

OPEN Sunday 1-3

KathyStandndii

OPEN Saturday 1-3

HE

LILIststeded by: David PP

OPEN Saturday 1-3

Page 7: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E7

Picardie Villaoffers European

ch a r mAn estate-size

layout andchateaux exterior

AS S O C I AT E D DESIGNS

The estate-sizePicardie Villa'schateau exteri-

or is a treat for theeye. Behind that fas-cinating facade, it'sa luxurious, two-sto-ry spread designedfor living large, bothindoors and out.

Distinctly Euro-pean influences areseen in the iron bal-cony railing, eye-brow arches, half-timbered entry de-tailing, and elabo-rate chimneyscapped with decora-tive chimney pots.Inside, the home istotally contempo-rar y.

To enter, you passthrough a lofty,vaulted porch beforestepping inside agrand foyer with a24-foot ceiling. Anopening on the rightleads into a diningroom with an at-tached wine room,while the openingon the left links with

a vaulted den, com-plete with gas fire-place.

Straight ahead,the foyer opens outinto a vast vaultedliving room, wherestacked windowsflank a wide-hearthed, two-sidedfireplace. The upperstack of windowsculminates in aGothic arch. Nearthe windows, anoth-er opening leads in-to the sun-washednook and gourmetkitchen.

A second two-sidedfireplace brightensthe nook. This one isflanked by twoarched openingsthat flow into a high-ceilinged gameroom with its ownwet bar. Fireplaceflames can be en-joyed from eitherro o m .

The vaulted own-ers' suite boasts twobathrooms, eachwith a skylight andits own walk-in clos-et. An exercise roomis down the hall, and

the suite has twodoors that accessthe covered patioand spa. This patioflows into twomore outdoor livingareas.

A porte-cocherelinks the PicardieVilla to a side patioand a garage com-plex that can sheltersix cars. Two morebedrooms, a bath-room, and a sky-litloft are upstairs,along with a catwalkand two large unfin-ished attics. One ofthe bedrooms has abalcony and the oth-er has a deck.

For a review plan,including scaled floorplans, elevations,section and artist'sconception, send$25 to AssociatedDesigns, 1100 Ja-cobs Dr., Eugene, OR97402. Please speci-fy the Picardie Villa30-676 and includea return addresswhen ordering. Acatalog featuringmore than 550 homeplans is available for$15. For more infor-mation, call (800)634-0123, or visitour website atw w w. A s s o c i a t e dDesigns.com.

H& Featured home planRE

To add a listing or speak to an advertising representative, call the Reporter-Herald at 669-5050

For details about these open houses, see the ads in this section. For additional open house listings, please check the “Real Estate Classifi eds” section of this publication. This guide is brought to you

by the Daily Reporter-Herald, local real estate agents and area builders.

WWW.HOMEANDREALTYGUIDE.COM•CLICK ON OPEN HOUSE MAPS

30-3

1532

2

saturday sundayPRICE LOCATION ADDRESS HRS OFFICE PHONE

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-4 THE COTTAGE REALTY 532-5900

$151,000 NE LOVELAND 4737 SUNVALLEY 1-3 KELLER WILLIAMS 690-4470

$160,000 SW LOVELAND 2653 GAYLORD DR 2-4 THE GROUP, INC. 218-1891

$164,900 SE LOVELAND 1225 E 4TH ST 10:30-12 THE GROUP, INC. 381-9141

$169,900 NE LOVELAND 1718 N VAN BUREN AVE 11-1 THE GROUP, INC. 690-1735

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-4 THE COTTAGE REALTY 532-5900

$172,500 NW LOVELAND 3639 WILD HORSE 11-2 PREMIER LIFESTYLE 613-4400

$179,000 BERTHOUD 10818 CIMARRON STREET #204 1-5 THE GROUP, INC. 566-3516

$190,565* NW LOVELAND 3399 FOSTER PLACE 12-4 THE COTTAGE REALTY 532-5900

$197,000 SE LOVELAND 530 E 4TH ST 1-3 THE GROUP, INC. 631-2257

$199,900 NW LOVELAND 4305 GRANT 1:30-3 SEARS REAL ESTATE 381-1081 330-7700

$202,000 SE LOVELAND 1250 FINCH ST 2-5 MIRASOL MARKETING 635-5931

$214,900 SW LOVELAND 1441 GLENDA COURT 1-2:30 THE GROUP, INC. 381-9141

$215,000 SW LOVELAND 2472 ANEMONIE CT 1:30-3:30 THE GROUP, INC. 567-0816

$227,500 NW LOVELAND 2695 W. 46TH ST 11-1 PREMIER LIFESTYLE 613-4400

$227,900 NW LOVELAND 4496 HAYLER AVE 12-4 THE COTTAGE REALTY 532-5900

$243,000 SW LOVELAND 1625 TIGER AVE 11-1 THE GROUP, INC. 481-1250

MID $200’S NE LOVELAND 3680 LOVELAND AVE 1-4 D.E. BURNS CONSTRUCTION 669-8386

$279,685 NW LOVELAND 4475 HAYLER AVE 12-4 THE COTTAGE REALTY 532-5900

$279,900 NE LOVELAND 928 ANDROMEDA 1-3 PRUDENTIAL 690-1596

$299,900 FORT COLLINS 1002 BURROWING OWL DR 12-5 THE GROUP, INC. 222-8549

$305,000 FORT COLLINS 1014 BURROWING OWL DR 12-5 THE GROUP, INC. 443-9910

$324,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 217-3464

$359,999 NW LOVELAND 994 LONGSPUR 12-2 THE GROUP, INC. 391-4735

$385,400 SW LOVELAND ¼ MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 12-3 GLEN MARKETING

TEAM, ERA 663-4522

$399,750 SW LOVELAND 975 PRISM CACTUS CIR 12-3 GLEN MARKETING TEAM, ERA 663-4522

$485,000 SW LOVELAND 402 MARIANA POINTE CT 1-3 THE GROUP, INC. 402-9100

$530,000 NW LOVELAND 4785 IGNACIO CT 11-3 THE GROUP, INC. 567-0907

$675,000 FORT COLLINS 2025 TURNBERRY RD 1:30-3:30 THE GROUP, INC. 481-2692

$775,000 NE LOVELAND 4927 VALLEY OAK DR 12-2 THE GROUP, INC. 690-7288

$850,000 NW LOVELAND 3209 HUCKLEBERRY WAY 1-3 THE GROUP, INC. 689-6950

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512

PRICE LOCATION ADDRESS HRS OFFICE PHONE

$136,000 LASALLE 200 GOODNER AVE 1-3 COLDWELL BANKER 590-2143

$149,900* NW LOVELAND 43RD & WILSON AVE THE COTTAGES AT ENCHANTMENT RIDGE 12-5 THE COTTAGE REALTY 532-5900

$169,900 SW LOVELAND 130 GRANT AVE 1-3 THE GROUP, INC. 962-6832

$169,900* NW LOVELAND 4403 ELLIOT PLACE 12-5 THE COTTAGE REALTY 532-5900

$179,000 BERTHOUD 10818 CIMARRON STREET #204 1-5 THE GROUP, INC. 566-3516

$190,565* NW LOVELAND 3399 FOSTER PLACE 12-5 THE COTTAGE REALTY 532-5900

$197,000 SE LOVELAND 530 E 4TH ST 1-3 THE GROUP, INC. 631-2257

$214,900 SW LOVELAND 1441 GLENDA COURT 1-3 THE GROUP, INC. 672-7212

$227,900 NW LOVELAND 4496 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$250,000 NW LOVELAND 4111 MARBLE DR 1-3 THE GROUP, INC. 371-2738

MID $200’S NE LOVELAND 3680 LOVELAND AVE 1-4 D.E. BURNS CONSTRUCTION 669-8386

$279,685 NW LOVELAND 4475 HAYLER AVE 12-5 THE COTTAGE REALTY 532-5900

$280,000 BERTHOUD 130 E TURNER AVE 12-3:30 THE GROUP, INC. 215-9044

$299,900 FORT COLLINS 1002 BURROWING OWL DR 12-5 THE GROUP, INC. 222-8549

$305,000 FORT COLLINS 1014 BURROWING OWL DR 12-5 THE GROUP, INC. 443-9910

$309,500 NE LOVELAND 1016 JANNA DR 1-3 THE GROUP, INC. 567-0907

$324,000 SE LOVELAND 4635 TARRAGON DR 1-4 THE GROUP, INC. 217-3464

$385,000 SW LOVELAND 513 CAPE DORY 1-3 COLDWELL BANKER 222-4035

$385,400 SW LOVELAND ¼ MILE WEST OF WILSON ON 14TH ST. SW/HWY 402 12-3 GLEN MARKETING

TEAM, ERA 663-4522

$399,750 SW LOVELAND 975 PRISM CACTUS CIR 12-3 GLEN MARKETING TEAM, ERA 663-4522

$429,900 SW LOVELAND 459 CAPE DORY DR 12-2 THE GROUP, INC. 391-4735

$675,000 FORT COLLINS 2025 TURNBERRY RD 1:30-3:30 THE GROUP, INC. 481-2692

$850,000 NW LOVELAND 3209 HUCKLEBERRY WAY 1-3 THE GROUP, INC. 689-6950

$895,000 SW LOVELAND 288 RESERVOIR DR 1-4 PREMIER LIFESTYLE 481-5512

Page 8: Real Estate Guide

Saturday Reporter-Herald July 24, 2010 E8

2 BDRM, $540/month,1708 E. 16th, 2-story

Call rmpm.com 669-0842

2 BDRM- 521 E. 13th$525/mo. Big kitchen.Call rmpm.com 669-0842

2 BDRM, 1 BA,$615, coun-try kitchen, all applcs, A/C,storage. 1846 E 16th.No pets/smoke. 970-667-0365

2 BDRM, 1.5 bath. Largeunit! $700/mo. + utilities.Avail immed. 970-4816418

2 BDRM Mobile home,$600, rent includes utils.Estate Builder 970-667-3400

2 BDRM Mobile home,$600, rent includes utils.Estate Builder 970-667-3400

1 BEDROOM- All appl´s.1031 E. 4th St. Off St pkng.No pets/smoke. $575/mo.util´s pd. (970)217-8274

1 BDRM, large, inLoveland, heat, wtr, trashpd. $645 + dep. 970-266-0206

✭1 BDRM. Gar w/opener,W/D, DW. No smk/pets.$600 incl. Ht, wtr, trash.970-667-6199 or 231-2566

✭ No Fri Eve/Sat calls ✭

1 BDRM Basement Apt-new paint/flooring, W/Dhookup, no-smoke, utils pd.$595/mo. (970)669-2645

1 bdrm, 713 Garfield,$425/mo, wall A/C, up-stairs, Call rmpm.com

970-669-0842

1554 DEANNA- 2 bdrm,heat/water pd, no pets.Refs. $535. 970-667-7538.

1 rm, Studio+ Vintage apts0 utils! On-site mgmt. W/D,DirTV $333-590 970-219-8162

Apartments/Unfurnished 4030

Kitchenettes. Weekly,monthly rates. Util. pd.Satellite TV, laundry rm.

970-663-0400

ALL BILLS PAID!!!1 BDRM/studio, DowntownLoveland. $475-$550/mo.

Call 970-391-0834

Apartments/Furnished 4010

To place an ad, call 970-635-3650 or go to www.ReporterHerald.com/classifieds and place yourad any time of the day or night. Fax: 970-635-3677…email: [email protected]

MOVE IN AUG 1STElegant townhome, backsto Olde Course. End unit,sweeping views, 3 bdrm, 21⁄2ba, 2 car. 2400 sf of luxuryliving. $1250 incl. yd care.970-530-1017 or 218-0841

Centerra, Main floor, LikeNew! 2 BDRM, 2 ba, W/D,pool, exercise room, gar,no pets/smk. $950/mo.970-290-8463 or 970-669-0594

3 BDRM, 2 Ba BeautifulTownhome - Centerra!

Amazing views, W/D, A/C,garage, trails! $1250drakemanor.com(970)493-4052

3 BDRM, 2127 Campo Ct,$995/mo, Unf bsmt, 1 carCall rmpm.com 669-0842

Condos/Townhouses 4050

Best location in Berthoud,350 SF commercial/officespace, 345 Mt Avenue,

$500/mo + dep 970-532-2652

Approx 800 SF 1st floorcommercial/office space,Mt Avenue, Berthoud,

$700/mo + dep 970-532-2652

Approx 700 SF 2nd floorstorage/office, NW cornerof Bunyan & 1st, Berthoud,$575/mo + dep 970-532-2652

6000 SF Retail/Warehouseon Hwy 287. Overhead door.970-593-2401 or 970-227-7447.

2000 Sq Ft Beauty Shop/Retail on 4th St. Off streetprkg. Call 970-593-2401

1220 S. Cleveland $895/mo.2450 Sq Ft, $500.00signing bonus

rmpm.com 970-669-0842

1147 SF Shop + Loft, OHD,3/4 bath + office. $850/mo.136-1/2 South Lincoln.970-663-3493, weekdaysbefore 5pm. 970-663-3228

CommercialIndustrial 4040

3 BD or 2 BD- Free rent!Pets nego. Quiet & spac.$625-$695. 970-223-1349

2 BDRM, W/D hkups.No pets/smk. 107 W. 47th

Pl. $575/mo + dep.970-663-2583 or 303-994-3319

2 BDRM, 1 bath- $665ALL utilities included!Clean and quiet end unit.On-site laundry, close torec center! 970-669-1375

Apartments/Unfurnished 4030

3 bd, 1.5 ba, lg fncd yd, 2car $1095+dep 2330 W 22ndSt LVLD N/P 303-549-5715

EQUAL HOUSINGOPPORTUNITYAll real estate

advertised in thispaper is subject to thefederal and state FairHousing Act whichmakes it illegal toadvertise “any

preference, limitationor discrimination

based on race, color,religion, sex, handicap,familial status or

national origin, or anintention to make anysuch preference,limitation, ordiscrimination.”

The newspaper willnot knowingly acceptany advertising for

real estate which is inviolation of the law.All persons are herebyinformed that all

dwellings advertisedare available on anequal opportunity

basis.

Houses 4080

(2) STORAGE AREAS:780 SF $250; 1170 SF $350

(970)635-2717

Garages/StorageSpaces 4070

Spacious 3 bdrm, $850/mo1300 sq ft, Tri-lvl, 1.5 ba,fncd yd, 1c gar, $850 dep,7 2 1 Ny s s a , N o p e t s970-518-2730

Lg 2 bdrm, lg fncd yd, excloc, near hosp, w/d hkup,gar, wtr/swr 970-308-7387

3 bdrm, 1.5 ba. frplc, fncdback yd, 1 car gar. No smk/pets. $825/mo. Avail. 8-15970-214-2214

ALL BILLS PAID2 bdrm, 1 ba, W/D, by HP.$680/mo. + dep. Avail 8/1!1810 Diana. 970 391-0834

1015 3RD ST- BERTHOUD3 bdrm, 1 car gar, fncd yd.$795/water pd. 720-296-1337

3 BDRM, 1.5 BA, 1 car gar,W/D hkup, no pets, N.Lvld, $800/mo 970-587-0563

3 BDRM, 1 ba, 2 car gar-618 Jocelyn Dr. $800.

No smk/no pets. EstateBuilder, (970)667-3400

2 BDRM, Berthoud. Largeliv rm, laundry rm, nearschool, cov pkng, yd, hugestorage. $685. 303-684-6554

Duplexes 4060

HIGH TRAFFIC area &competitive rates. New

mgmt ● Special 1/2 off 1stmonth´s rent. Eisenhower& Monroe. (970)545-2444

Office Space 4100

NEW HOMES REDUCED!Don´t miss out on this

SAVINGS EVENT! Easyapproval, quick closings &affordable payments.

Tax ID´s welcome. Limitedavailability ACT NOW!!Call 970-420-8488 *wac

Move in August for $1!!!!NO JOKE

Only 3 homes available,Quick & Easy Approval

Look today, MOVE TODAYCall 970-420-8488 wac

✭ 2 BEDROOM Home ✭$575+dep. West Hwy 34.

970-690-9049

Mobile Homes/Spaces 4090

✔✔✔✔To ensure you receive

the best response to youradvertisement, pleasecheck your ad the first

day of publication.We regret we cannot be

responsible for morethan one day´s incorrect

insertion. Billinginquiries can be

initiated within 30 daysof ad expiration.

OWN your own home forwhat you pay in Rent!

Lowest rates,$0 - $1000 Down

Free Prequalification.Western Plains Realty

Ken or Tammy970-663-5008

FARMHOUSE 3 bdrm,1-1/2 ba brick farmhousejust north of Longmont.Fireplace, wood stove,washer/dryer, fenced yard,house pets okay. $1500 plussec deposit. 303-775-4074.

3 BDRM, 903 Ptarmigan,$1295. New crpt, No petsCall rmpm.com 669-0842

3 bdrm, 4725 Coffeetree,$1350/mo, WOW! Poolaccess, Call rmpm.com970-669-0842

3 bdrm, 2902 Katie, $1050/mo, pets neg, fncd yd, Callrmpm.com 970-669-0842

3 BDRM, 222 SW 42nd,$895/mo, new carpet/paint.Call rmpm.com 669-0842

2 bdrm, 129A S Monroe,Lvld; Pet neg, no gar, smyd $700/$700 303-659-7471

Houses 4080

Golf course community.Gourmet kitchen, 3 fire-places, finished basement,wrap-around Trex deck.$ 2 7 5 K C a l l L a R u e

970-396-0345Keller Williams Realty

Greeley 5085

3 BDRM, 1303 Nickel,$725/mo, finished bsmt.Call rmpm.com 669-0842

Condos/Townhouses 5040

OWNER FIN -100% leased,8 coml bldgs. $200K-$1.1MCC/PRMR. 970-225-4043

Commercial 5030

OFFICES, RETAIL,INDUSTRIAL. UTIL´SINCLUDED. 970-744-8763

Retail Space 4135

NICE, clean room for rent,with full bath in newerhouse, W. side of Loveland.$500/incl utils. (970)624-9065

RoomsFor Rent 4130

SHARE nice home nearMcKee. $400/month.

(970)980-4740

Looking for roommate,must love dogs. Please callweekends. (970)567-0435

RoommatesWanted 4120

Sm dwntwn office bldg w/reception, 3 offices, & 5 off-strt prk sp. 970-667-5145

Prof bldg:4 off. spaces +recep. grt visibility & prkg,ground level 970-420-5757

Office Suite, 850 sq. ft., first3 months free, $7 sq. ft. +NNN, 970-290-9040.

Office Space 4100

3 BDRM, ´03 Mobile home,exc cond, loc in Berthoud.$30,000. (303)772-4324

❦❦❦❦❦❦❦❦❦❦❦2 bedroom, 2 bath, 1995,14x70, all appl inc, fencedyard, pets ok, shed inc,lots of extras $17,500

303-746-3143❦❦❦❦❦❦❦❦❦❦❦

✭ MOBILE HOMES ✭BUYING/SELLING

Local park needs used mobhomes. We´re buying! BigSale! Many single & dblwides. Fin avl, auto ap-proval on owner fin homes.Bad credit OK! Moves avl.

970-222-1473✭ 690-2725 or 690-3283 ✭

Mobile/ManufacturedHomes/Spaces 5130

FSBO-OPEN 7/25 NOON-33006 Kiowa Dr. Ranch w/walkout bsmt, screenedporch, formal din rm, mas-ter bdrm w/ 5pc ba, newfurn & AC, Exc. neighbrhd.$294,900 970-663-2920

BANK OWNED, HUD & VAwww.ForeclosuresInLoveland.com

to request a copy of the list!Julie Stinson RE/MAX

Alliance 970-622-1809

A picture is wortha thousand wordsTry a classified picture

ad! Call for details970-635-3650

4737 Sunvalley ✭ $151,000OPEN SAT 1-3

Horseshoe Lake views.New carpet, all applcs inc,David Fredlake, KellerWilliams 970-690-4470.

BANK OWNED- 3 bdrm,3 bath, 2-story, 1/2 duplex,main floor master, A/C,frplc. $227,900. Re/MaxAlliance, Wanda Quaid,

970-481-3033

Loveland 5110

2 ACRE LOT, Berthoudarea, $40K price reduction,$125,000. Call Steve Conderfor details, 303-514-3706.

Lots &Tracts 5100

Sick grass? Get a LawnCheckCA RO L O' MEARACSU EXTENSION

This season has brought itsshare of calamities to thelandscape, with hail-shredded

leaves and insects that dine on ourvegetables. But now that thingshave heated up, it’s the lawn thatneeds a bit of coddling. The wet,snowy start lulled many of us intothinking our lawns would staygreen without much fuss, andmany waited to turn on irrigationsystems.

As the heat hit, sprinklers set forthe minimal needs of early summercouldn’t keep up with the demandsof scorching temperatures; lawnsare responding by going dormantand turning brown. In my yard thesouth lawn is crunchy underfoot, acondition our turf specialist says is“not a good thing for grass.”

Until the temperatures cooldown, help your lawn by giving yourirrigation system a head check,looking for broken or tiltedsprayers, blockages caused by over-grown plants, or heads sheared offby mowing. Make sure the throw ofwater extends from head to head.

Taller grass holds moisturelonger, so set your lawnmower deckat three inches high for the sum-mer. In general, a Kentucky blue-grass lawn needs approximatelytwo-and-a-half inches of water eachweek, split into several differentdays of watering. Water deeply byhaving the sprinklers deliver one toone-and-a-half inches of water perirrigation.

If your lawn woes aren’t clearedup with good irrigation, get a littleadvice from horticulturists at yourlocal Colorado Sate University Ex-tension office. Through the CSULawncheck program, homeownersacross the Front Range can gethelpful house calls for sick turf,with consultations on solving prob-lems from weeds, disease and thedreaded brown spots.

The service is available for $75per hour. Mileage costs may apply,depending on the distance of thesite from the county Extension of-fice. Lab fees for any samples col-lected will vary, based upon thetests to be run.

In most cases, yard problems aredue to how the lawn is cared for,and homeowners can cure prob-

lems themselves. Occasionally,help is needed from a professionallawn care company, so contactthe folks at Colorado Associationof Lawn Care Professionals,lawncarecolorado.org/, for theirlist of local experts.

CSU Lawncheck is not availablein all counties. Homeowners shouldcall the Extension office in theircounty to make an appointmentand then must be onsite to assist inthe lawn assessment. Visit the CSULawncheck website for a listing ofparticipating counties, or toschedule an appointment atCSUL awncheck.org.

The Colorado Master Gardenerprogram in Boulder County is cur-rently taking applications for thefall class. If you are interested inhelping others garden, the Col-orado Master Gardener program isfor you. Classes run mid-Septemberthrough mid-December and will beheld Tuesday and Thursdayevenings, 6-9 p.m. Please contactthe Colorado State University Ex-tension Office in Boulder County at303-678-6238 to receive an appli-cation, or on the web atw w w. c o l o s t a t e . e d u / .

Carol O’Meara is withCSU Extension inBoulder County.Contact her at303-678-6238 orcomeara@co. b o u l d e r. c o . u s .

H& Front Range GardeningRE

Front Range Gardening

CHARLEEN BARRCSU EXTENSION

Many gardeners do not realize deadheading is anart rather than a chore. Some chores that aretedious for one gardener may seem pleasant to

another, but deadheading flowers just requires a posi-tive attitude. When deadheading, gardeners are tend-ing their garden in a most intimate way.

Deadheading a flower refreshes a plant’s appearance,controls seed dispersal, and redirects a plant’s energyfrom seed production to root and vegetative growth.The gardener is forced to look at each flowering plant,noticing the plant’s general health, how well it is doingin relation to the plants around it and the state ofweed populations.

Gardeners need to make choices about leaving a fewseed pods, or perhaps moving the plant where it mightbe happier in partial shade. There are times when tak-ing a quick walk around the garden and popping off afew spent blooms here, and a rose hip or two there, re-quire taking mental notes as to what is looking partic-ularly good, what needs to be done when more time isrequired and what should be put in that empty space.

Deadheading is done for a combination of reasons,including making the flower bed look neater. When de-veloping seed pods are removed, many perennials pro-duce a second bloom and annuals will have continualbloom throughout the growing season. Although thissecond crop of blooms is never as big or as numerousas the first, it can be a welcome bit of color, coming asit does two to four weeks after a June or July cutting.Short-circuiting the seed crop can reduce subsequentweed problems. Also, allowing plants to go to seed mayshorten and weaken the plant’s life.

Most annuals and many perennials will continue tobloom throughout the growing season if deadheaded.Daisies, daylilies, dianthus, coreopsis, marigolds, petu-nias and geraniums demand deadheading attentionand look unsightly if they are ignored. Even low-waterand low-maintenance flowers, such as yarrow, appreci-ate the boost of a good deadheading at the end of aseason. When a flower starts to brown, wither, shatteror otherwise appear past its prime, it is time to dead-head. Habitual deadheading is a means to control dis-ease, since removing dead flowers eliminates an invit-ing environment for the growth and development ofpests and fungi.

Before removing every spent flower in sight, be sureto know which plants produce attractive seeds or seedpods. If you are self-sowing and encouraging seed dis-persal, keep deadheading until late in the season andthen leave the last blooms to form seed-heads. Gar-dens are not really about product, but rather process;from early spring, with daffodils and tulips, to fall, withhardy asters and rudbeckias. Deadheading is the artfulbalance of selecting for attractive seeds and fruit and away to extend blooms. For more information, visitPlanttalk Colorado at www.planttalk.org and readscript #1072 on “Deadheading — How to and Whento?”

Charleen Barr has received training through Col-orado State University Extension’s Master Gardenerprogram and is a Master Gardener volunteer forLarimer County. For more information about CSU Ex-tension, Larimer County, call 970-498-6000 or visitw w w. l a r i m e r. o r g / e x t .

The art ofdeadheading

ANNIE LINDGRENCSU EXTENSION

Question: My vegetable garden is getting eatenby grasshoppers. They are only eating some ofmy plants right now, but they are eating themfast and I see them everywhere. How can

these hungry insects from killing all my plants?

grasshoppers this year, but populations fluctuate fromyear to year depending on a variety of environmentalfactors. Grasshopper problems increase in the earlysummer and can continue until a hard frost. vegetable garden they tend to prefer lettuce, carrots,beans, sweet corn and onions, but typically don’t both-er squash, peas and tomatoes. sprays, dusts, and baits available. Carbaryl (Sevin) canbe used on a variety of fruits and vegetables, and canoften be used up until harvest time. Acephate (Or-then) should only be used on non-edible crops. Perme-thrin is widely available for garden use on vegetablesand fruits, but remains effective for a shorter period oftime. Nosema locustae (NOLO Bait, Semaspore) is on-ly effective against young grasshoppers and is slow act-ing, but it is allowed in Certified Organic crop produc-tion and only kills grasshoppers. read the label carefully and apply only as directed.

Many of these products can be purchased at your lo-cal garden supply store. Some can be added directly tothe plants, and others are best used on the perimeterof the garden or in the area around the beds. Thesechemicals may have to be reapplied after rain or wa-tering. It is better to get the grasshoppers when theyare still young and before adults begin migrating. Oth-er methods for controlling grasshoppers includescreening, encouraging birds in the garden, lettingpoultry run loose and controlling grasshopper breed-ing sites. For more information on Grasshopper Con-trol, visit www.ext.colostate.edu and read CSU Exten-sion Fact Sheet #5.536.

Annie Lindgren has received training through Col-orado State University Extension's Master Gardenerprogram and is a Master Gardener volunteer forLarimer County. For more information about CSU Ex-tension, Larimer County, call 970-498-6000 or visitw w w. l a r i m e r. o r g / e x t .

Grasshoppers eatingveggie garden