IntroductionFirst off, thank you for visiting

our Web Site at www.EverettRealEstate.com and your interest in the housing market in our area! This presentation is our introduction to you and some of the services we can offer you as your Buyer’s Agent. Just hit the “Enter Key” on your computer to advance each slide. So, sit back and enjoy our presentation at your own pace.

Welcome to Windermere

Offices are locally owned and neighborhood oriented

Experienced agents and multi-faceted marketing programs for every market segment

Cutting-edge Web site and agent technology tools

Real estate industry leading Web site www.windermere.com

Community commitment through the Windermere Foundation

Windermere

Mission Statement

We are committed to: Leadership in the real estate industry

The highest ethical standards

Uncompromising honesty and integrity

The best from and for Windermere people

The improvement of life in the neighborhoods we serve

Historical TimelineWindermere’s History at-a-glance 1972: John W. Jacobi purchases a one-office,

eight-agent real estate company in Seattle.

1984: First ever Community Service Day

1989: Windermere Foundation created

1992: Windermere expands to Eastern WA

1994: Windermere expands to Idaho

1995: Windermere expands to Oregon

Historical TimelineWindermere’s History at-a-glance 1998: Windermere.com Web site redesigned

and becomes industry leading site

2001: Windermere expands to California,Nevada, Montana and Arizona

2004: Windermere expands to Wyoming

2005: Windermere expands to Utah and officestotal more than 250 in the West

The Leading Regional Real Estate Brand

in the West

Windermere at a glanceFrom REAL Trends 2005

Established 1972

Number of offices 239

Number of agents 7070

Total sales volume $28,033,031,094

From the REAL Trends 500 Report “The Largest Regional Brands in the Country,” May 2005.

Our Extended Family

With more than 8,000 sales associates, Windermere is the largest independent real estate network in the West.

Windermere has one of the region’s biggest selection of qualified buyers and the most homes available for sale.

Windermere

Foundation

Helping Homeless Families Created in 1989

Supports programs that help homeless and low-income families

Every time we complete a real estate transaction, we make a donation to the Foundation

Our office supports (org name) through the Foundation

Windermere

Community Service Day

Dedicated to the Community One day each year, since 1984

All Windermere associates take off a day give back to the communitiesin which we live and work

Hands-on assistance to organizations in our community

Experience 44 years of combined experience servicing

Everett, Lake Stevens, Marysville and all of Snohomish County, King and Skagit Counties

Realtor Members Rob holds a Broker’s License and is a CRS, GRI, member of the

Snohomish County Realtor Association Professional Standards Committee, and is a past Realtor Association Communication Director

Sandy holds GRI, ABR (Accredited Buyer’s Representative) designations and is a past Washington State Realtor Association Director

Professional Profile

Rob & Sandy Racz

Our Report Card

When a transaction closes, a survey card is mailed out to each of our clients for their honest feedback. This is our Report Card. This way we can be sure that we’re giving all our clients 110% and exceeding their expectations. We are proud to say most of our clients come from past clients and referrals.

Our Support Team is

Here for You

Our support team helps us provide top-notch customer service to clients.

We’ll Maximize Our

Network for You

Drawing on the strength of the personal and professional network that we have built, we will easily find qualified buyers for your home.

Coordinating the Closing

Our Pledge ofPerformance

How we can and will represent you

How we will protect your best interests

How we will communicate with you

How We Work for You

To help you navigate the real estate process, we will: Explain basic real estate

principles Select and research qualified properties Negotiate the purchase Coordinate Inspection procedures Help close the transaction

We Can Help You

Buy Any Home

Advertised in the newspaper on the Internet

“For Sale By Owner” Found during an Open House Listed by another real estate

company

Steps in the

Buying Process

Financing

The Purchase and Sale Agreement

Negotiations

Escrow

The First Step in Buying a Home

FinancingPrequalification vs. Preapproval Prequalifying for a mortgage helps

you determine how much home you can afford.

Prequalification doesn’t mean approval for a loan.

Preapproval means the lender has approved your actual loan amount.Preapproval puts you in a better negotiating position

The First Step in Buying a Home

Financing

Down Payment Many lenders require five

to 20 percent down payment on a Conventional financing

The majority of First Time Buyers go FHA which has a 3.5% down requirement

VA financing is ZERO down

We can help you locate a lender who will assist you in finding a financing package that best meets your needs.

Windermere

Bridge Loan

Buy before you sell: Stronger negotiating position

Simple application process

Innovative program with competitive fees and interest rates

The Windermere Bridge Loan is fast and easy—and at our fingertips, ready to help you get into your new home.

Take a Virtual Tour

Virtually Anytime

With the Photo Gallery feature on Windermere.com, selected properties allow you to take a guided tour of the interior spaces, check out the gourmet kitchen, the master suite—even the backyard view—all with the click of button.

Windermere.com

Online and On Target

You’ll find features such as: Photo Gallery Property Point™ myWindermere Mortgage calculator Builder Gallery

A Custom Search

Just for You

Create a myWindermere account to: Set up your own private username and password Create multiple custom searches Request automatic email notification of new listings Associate your account with me and we can

collaborate online to find your next home.

Representing

Luxury Home BuyersOur Premier Properties™ program is specifically designed to provide special expertise to clients interested in buying homes in some of our most refined neighborhoods.

Whatever your needs, we have the expertise to help the most discriminating buyers find their special home.

Moving

Out of the AreaWindermere Relocation services Corporate moves or lifestyle changes

Our relocation network can design a relocation program tailored for you

Relocation management services to fit your specific needs

Can also provide community and practical information about your destination area

The EndWe hope you now have an idea who we are

and how we can help you in achieving your Real Estate goals. We hope to have the opportunity to earn your business.

Feel free to contact us anytime.

Direct: 425.345.7229Email: rob@EverettRealEstate.com