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Source: The Edge (5th

 – 

 11th

 Oct 2015)

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The dilemma of Malaysia’s middle 

Retirement planaside from EPF

(%)

No

63.5%Yes 36.5%

Put aside a 1/3of more of my

salary intosavings

No

56.3% Yes 43.7%

In debtYes

42%

No

58%

I can afford toretire

comfortably

No

36%

Maybe51%

Yes

13%

class in Retirement Planning

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Facts about Retirement Planning

Only 21% of Malaysian

retirees recognized the

need to plan by age of

30.

RM 1.9 million is needed

for Malaysia’s middleclass for comfortable

retirement. 53% worry

could not save enough.

Every RM 100 @ 6% p.a.

Start at 25: worth 7.7x

Start at 40: worth 3.2x

by age 60.

50% of retirees

exhaust their EPF

savings within 5years.

Source: The Edge (5

th

 – 

 11

th

 Oct 2015)

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Most Malaysians not prepared for retirement

Source: www.imoney.my, created on Feb 2014

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EPF Savings may not be sufficient for retirement

Source: www.imoney.my, created on Feb 2014

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What is PRS?

Private Retirement Scheme (PRS) is a voluntary

long-term contribution scheme designed to helpindividuals accumulate savings for retirement.

Open to all individuals aged 18 and above,

including foreigners, as a supplement to their

retirement savings.

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Save at least 1/3 of Your Income

for Retirement Fund

How Much to Save?

10%

Source: www.imoney.my, created on Feb 2014

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1st

 PRS Non-CoreIslamic Equity Fund

Introducing…