PROTECT YOUR INVESTMENT WITH S-GUARD GAPsguard.efgcompanies.com/resources/SGuard GAP...
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S-GUARD GAP DON’T GET CAUGHT PROTECT YOUR INVESTMENT But if that’s where you land, THERE’S HELP. S-Guard GAP Provides: | > | Up to 84 months of protection for your loan | > | Coverage on vehicles valued up to $100,000 | > | Payment of negative equity up to $15,000* | > | | > | One time low cost Claim payment even if primary insurance has lapsed at the time of loss $25,000 20,000 15,000 10,000 5,000 0 0 12 24 36 48 60 72 84 LOAN BA LANCE VEHICLE DEPRECIATION VEHICL E VALUE (ACV ) LOAN BA LANCE VEHICLE DEPRECIATION VEHICL E VALUE (ACV ) Depreciated vehicle value is determined by the primary insurance settlement. Graph is for illustrative purposes only. Insurance Settlement vs. Loan Balance CAR OWNERSHIP WITHOUT THE DOWN SIDE Bridge the gap with S-Guard GAP when you buy a new or used vehicle. It will even cover up to $1,000 of your primary insurance carrier’s deductible, so why risk your financial security? Protect your investment —and your credit— with S-Guard GAP today! Ask your sales representative for details. S-Guard GAP (Guaranteed Asset Protection) protects your credit and offers worry- free protection in the event of a total loss due to the following: WITH Administered by Enterprise Financial Group, Inc. or one of its affiliated companies P.O. Box 167667, Irving, TX 75016-7667 Toll Free 800-527-1984 In Florida: Administered by Enterprise Financial Group of Florida, Inc. Florida License # 60102 | > | Accident | > | Fire | > | Flood | > | Hurricane | > | Theft | > | Tornado | > | Vandalism POWERED BY SANTANDER CONSUMER USA . c n I , p u o r G l a i c n a n i F e s i r p r e t n E 6 1 0 2 © S-Guard is a trademark of Santander Consumer USA Inc. . d e v r e s e r s t h g i r l l A The S-Guard Guaranteed Asset Protection (GAP) Contract is underwritten by a national insurance company that is “A rated” (excellent) by A.M. Best Company. This information is for illustration purposes only. The actual coverage, exclusions and limitations of the contract may vary from state to state based on the program chosen by the customer. from state to state based on the program chosen by the customer. SGAP071316PM Your new vehicle depreciates the moment you drive away from the dealer’s lot. And, if you experience an unforeseen life event that totals your vehicle, standard insurance policies will pay only the current market value—regardless of how much you owe. Unfortunately, if you’re “upside down” on your loan—that is, you owe more than the vehicle is worth—you could suffer a significant financial loss. *$50,000 in Colorado Without GAP protection, you could be in over your head if your vehicle is totaled.
Transcript of PROTECT YOUR INVESTMENT WITH S-GUARD GAPsguard.efgcompanies.com/resources/SGuard GAP...
S-GUARD GAP
DON’T GET CAUGHT
PROTECT YOUR INVESTMENT
But if that’s where you land, THERE’S HELP.
Today comprehensive and liability insurance combined still don’t provide true full coverage.
S-Guard GAP Provides:| > | Up to 84 months of protection for your loan
| > | Coverage on vehicles valued up to $100,000
| > | Payment of negative equity up to $15,000*
| > |
| > |
One time low cost
Claim payment even if primary insurance has lapsed at the time of loss
$25,000
20,000
15,000
10,000
5,000
0
0 12 24 36 48 60 72 84
LO AN BA LANC E
VE HICL E DE PREC IATION
VE HICL E VA LUE (ACV )
LO AN BA LANC E
VE HICL E DE PREC IATION
VE HICL E VA LUE (ACV )
Depreciated vehicle value is determined by the primary insurance settlement. Graph is for illustrative purposes only.
Insurance Settlement vs. Loan Balance
CAR OWNERSHIP WITHOUT THE DOWN SIDE
Bridge the gap with S-Guard GAP when you buy a new or used vehicle. It will even cover up to $1,000 of your primary insurance carrier’s deductible, so why risk your financial security?
Protect your investment—and your credit—
with S-Guard GAP today!
Ask your sales representative for details.
S-Guard GAP (Guaranteed Asset Protection) protects your credit and offers worry-free protection in the event of a total loss due to the following:
WITH
Administered by Enterprise Financial Group, Inc. or one of its affiliated companies
P.O. Box 167667, Irving, TX 75016-7667
Toll Free 800-527-1984
In Florida: Administered by Enterprise Financial Group of Florida, Inc.
Florida License # 60102
| > | Accident
| > | Fire
| > | Flood
| > | Hurricane
| > | Theft
| > | Tornado
| > | Vandalism
POWERED BY
SANTANDER CONSUMER USA
.cnI ,puorG laicnaniF esirpretnE 6102©S-Guard is a trademark of Santander Consumer USA Inc.
.devreser sthgir llA
The S-Guard Guaranteed Asset Protection (GAP) Contract is underwritten by a national insurance company that is “A rated” (excellent) by A.M. Best Company. This information is for illustration purposes only. The actual coverage, exclusions and limitations of the contract may vary from state to state based on the program chosen by the customer. from state to state based on the program chosen by the customer.
SGAP071316PM
Your new vehicle depreciates the moment you drive away from the dealer’s lot. And, if you experience an unforeseen life event that totals your vehicle, standard insurance policies will pay only the current market value—regardless of how much you owe. Unfortunately, if you’re “upside down” on your loan—that is, you owe more than the vehicle is worth—you could suffer a significant financial loss.
*$50,000 in Colorado
Without GAP protection, you could be in over your head if your vehicle is totaled.
