Prosperity Wealth Advisors Inc Brochure

INDEPENDENT ADVICE FOR YOUR FINANCIAL FUTURE

Prosperiy Wealth Advisor Inc 3030 North Rocky Point Dr WestSuite 700Tampa FL 33607Phone (813) 321-1572Fax (877) 754-0325

LPL FINANCIAL

For more than four decades LPL Financial has served as an enabling partner supporting financial advisors in their goals of protecting and growing their clientsrsquo wealth A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best and help their clients attain their financial goals and fulfill their dreams

With headquarters on both coasts LPL Financial supports financial advisors in helping their clients by offering a robust mix of services and tools such as

bull Enabling technologybull Comprehensive clearing and compliance servicesbull Practice management programs and trainingbull Independent research

Financial Strength - LPL Financial Advisors invest or manage $354 billion every year in brokerage products and advisory programs The LPL Financial capital ratio is the highest among all independent brokerage firms

Account Protection - LPL Financial holds membership in SIPC which protects the securities in each clientrsquos account to $500000 up to $100000 of which can be cash Please ask your investment advisor for specific information on the significant on the significant additional coverage that is provided

Because the firm has no proprietary products to sell LPL Financial advisors can provide truly unbiased conflict-free advice and investment recommendations Thousands of financial advisors nationwide rely on LPL Financial to help meet their clientsrsquo financial needs They do so by using the firmrsquos tools and resources that help them discover their clientsrsquo priorities dreams and passions analyze and develop financial plans that support every stage of their clientsrsquo lives and make product recommendations that put clients on the path to pursuing their goals

For more information about LPL Financial visit wwwlplcom

2 LPL FINANCIAL

INDEPENDENT FINANCIAL PARTNERS

IFP is a financial advisory organization that supports a broad network of truly independent financial advisors throughout the US They have grown from nine advisors to a network of over 400 professionals who serve the specialized needs of affluent clients

IFP is supported by LPL Financial as part of its ldquohybrid RIArdquo program which allows us to maintain our independent SEC-registered investment advisor (RIA) IFP provides our advisors the ability to access third-party independent asset managers

Each IFP advisor runs and owns his or her own business and will generally brand his or her practice using a DBA the IFP name or as an LPL Financial branch The branding decision is made individually by the advisor and our role is to support the advisor in a number of different ways by providing additional value-added services from a local perspective that enhances the advisorrsquos ability to serve their clientsrsquo best interests

Independent Financial Partners supports its advisors by providing additional value-added services that enhance the advisorrsquos ability to serve their clientsrsquo best interests The level of back-office support the expertise of staff on site and the knowledge of IFPrsquos research teams are unrivaled in the industry

3 INDEPENDENT FINANCIAL PARTNERS

ACCOUNT PROTECTIONThe LPL Financial SIPC membership provides account protection up to a maximum of

$500000 per customer of which $250000 may be claims for cash For an explanatory

brochure visit wwwsipcorg Additionally through London Insurers LPL Financial accounts

have additional securities protection to cover the net equity of customer accounts up to

an overall aggregate firm limit of $575 million subject to conditions and limitations The

account protection applies when an SIPC member firm fails financially and is unable to meet

obligations to securities clients but it does not protect against losses from the rise and fall

in the market value of investments This extensive coverage reflects a strong commitment to

servicing your investment needs

5 WEALTH VISION

WEALTH VISION

IN TODAYrsquoS FAST-CHANGING FINANCIAL LANDSCAPE YOU NEED TO ENSURE YOUR WEALTH MANAGEMENT IS AS EFFECTIVE AS POSSIBLE

bull Are your assets in the most productive place

bull Is your trust and estate plan current

bull Are you meeting your financial goals

bull Is your retirement plan on track

Like most successful people you continually strive to make smart

decisions that have put you where you are today Financial success has

brought you many things including the responsibility of managing it

The fact is the more wealth you have the more time and knowledge it

takes to protect it So you turn to financial specialists for advice on the

issues that revolve around you and the wealth they help you manage

Since most advisors offer services independent of each another itrsquos up to you to

sort out all their ideas and recommendations As your wealth grows life doesnrsquot

get simpler it gets more complex As your financial estate grows in both size and

sophistication Wealth Vision can become your ldquosingle secure access pointrdquo to

consolidate and track your financial data in one secure location

The future of integrated financial planning is here Yoursquore just a click away from

everything you need all in one place whenever you want it from wherever you are

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

LPL FINANCIAL

For more than four decades LPL Financial has served as an enabling partner supporting financial advisors in their goals of protecting and growing their clientsrsquo wealth A chief objective of LPL Financial is to reduce the complexity of running a financial services practice so advisors can focus on what they do best and help their clients attain their financial goals and fulfill their dreams

With headquarters on both coasts LPL Financial supports financial advisors in helping their clients by offering a robust mix of services and tools such as

bull Enabling technologybull Comprehensive clearing and compliance servicesbull Practice management programs and trainingbull Independent research

Financial Strength - LPL Financial Advisors invest or manage $354 billion every year in brokerage products and advisory programs The LPL Financial capital ratio is the highest among all independent brokerage firms

Account Protection - LPL Financial holds membership in SIPC which protects the securities in each clientrsquos account to $500000 up to $100000 of which can be cash Please ask your investment advisor for specific information on the significant on the significant additional coverage that is provided

Because the firm has no proprietary products to sell LPL Financial advisors can provide truly unbiased conflict-free advice and investment recommendations Thousands of financial advisors nationwide rely on LPL Financial to help meet their clientsrsquo financial needs They do so by using the firmrsquos tools and resources that help them discover their clientsrsquo priorities dreams and passions analyze and develop financial plans that support every stage of their clientsrsquo lives and make product recommendations that put clients on the path to pursuing their goals

For more information about LPL Financial visit wwwlplcom

2 LPL FINANCIAL

INDEPENDENT FINANCIAL PARTNERS

IFP is a financial advisory organization that supports a broad network of truly independent financial advisors throughout the US They have grown from nine advisors to a network of over 400 professionals who serve the specialized needs of affluent clients

IFP is supported by LPL Financial as part of its ldquohybrid RIArdquo program which allows us to maintain our independent SEC-registered investment advisor (RIA) IFP provides our advisors the ability to access third-party independent asset managers

Each IFP advisor runs and owns his or her own business and will generally brand his or her practice using a DBA the IFP name or as an LPL Financial branch The branding decision is made individually by the advisor and our role is to support the advisor in a number of different ways by providing additional value-added services from a local perspective that enhances the advisorrsquos ability to serve their clientsrsquo best interests

Independent Financial Partners supports its advisors by providing additional value-added services that enhance the advisorrsquos ability to serve their clientsrsquo best interests The level of back-office support the expertise of staff on site and the knowledge of IFPrsquos research teams are unrivaled in the industry

3 INDEPENDENT FINANCIAL PARTNERS

ACCOUNT PROTECTIONThe LPL Financial SIPC membership provides account protection up to a maximum of

$500000 per customer of which $250000 may be claims for cash For an explanatory

brochure visit wwwsipcorg Additionally through London Insurers LPL Financial accounts

have additional securities protection to cover the net equity of customer accounts up to

an overall aggregate firm limit of $575 million subject to conditions and limitations The

account protection applies when an SIPC member firm fails financially and is unable to meet

obligations to securities clients but it does not protect against losses from the rise and fall

in the market value of investments This extensive coverage reflects a strong commitment to

servicing your investment needs

5 WEALTH VISION

WEALTH VISION

IN TODAYrsquoS FAST-CHANGING FINANCIAL LANDSCAPE YOU NEED TO ENSURE YOUR WEALTH MANAGEMENT IS AS EFFECTIVE AS POSSIBLE

bull Are your assets in the most productive place

bull Is your trust and estate plan current

bull Are you meeting your financial goals

bull Is your retirement plan on track

Like most successful people you continually strive to make smart

decisions that have put you where you are today Financial success has

brought you many things including the responsibility of managing it

The fact is the more wealth you have the more time and knowledge it

takes to protect it So you turn to financial specialists for advice on the

issues that revolve around you and the wealth they help you manage

Since most advisors offer services independent of each another itrsquos up to you to

sort out all their ideas and recommendations As your wealth grows life doesnrsquot

get simpler it gets more complex As your financial estate grows in both size and

sophistication Wealth Vision can become your ldquosingle secure access pointrdquo to

consolidate and track your financial data in one secure location

The future of integrated financial planning is here Yoursquore just a click away from

everything you need all in one place whenever you want it from wherever you are

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

INDEPENDENT FINANCIAL PARTNERS

IFP is a financial advisory organization that supports a broad network of truly independent financial advisors throughout the US They have grown from nine advisors to a network of over 400 professionals who serve the specialized needs of affluent clients

IFP is supported by LPL Financial as part of its ldquohybrid RIArdquo program which allows us to maintain our independent SEC-registered investment advisor (RIA) IFP provides our advisors the ability to access third-party independent asset managers

Each IFP advisor runs and owns his or her own business and will generally brand his or her practice using a DBA the IFP name or as an LPL Financial branch The branding decision is made individually by the advisor and our role is to support the advisor in a number of different ways by providing additional value-added services from a local perspective that enhances the advisorrsquos ability to serve their clientsrsquo best interests

Independent Financial Partners supports its advisors by providing additional value-added services that enhance the advisorrsquos ability to serve their clientsrsquo best interests The level of back-office support the expertise of staff on site and the knowledge of IFPrsquos research teams are unrivaled in the industry

3 INDEPENDENT FINANCIAL PARTNERS

ACCOUNT PROTECTIONThe LPL Financial SIPC membership provides account protection up to a maximum of

$500000 per customer of which $250000 may be claims for cash For an explanatory

brochure visit wwwsipcorg Additionally through London Insurers LPL Financial accounts

have additional securities protection to cover the net equity of customer accounts up to

an overall aggregate firm limit of $575 million subject to conditions and limitations The

account protection applies when an SIPC member firm fails financially and is unable to meet

obligations to securities clients but it does not protect against losses from the rise and fall

in the market value of investments This extensive coverage reflects a strong commitment to

servicing your investment needs

5 WEALTH VISION

WEALTH VISION

IN TODAYrsquoS FAST-CHANGING FINANCIAL LANDSCAPE YOU NEED TO ENSURE YOUR WEALTH MANAGEMENT IS AS EFFECTIVE AS POSSIBLE

bull Are your assets in the most productive place

bull Is your trust and estate plan current

bull Are you meeting your financial goals

bull Is your retirement plan on track

Like most successful people you continually strive to make smart

decisions that have put you where you are today Financial success has

brought you many things including the responsibility of managing it

The fact is the more wealth you have the more time and knowledge it

takes to protect it So you turn to financial specialists for advice on the

issues that revolve around you and the wealth they help you manage

Since most advisors offer services independent of each another itrsquos up to you to

sort out all their ideas and recommendations As your wealth grows life doesnrsquot

get simpler it gets more complex As your financial estate grows in both size and

sophistication Wealth Vision can become your ldquosingle secure access pointrdquo to

consolidate and track your financial data in one secure location

The future of integrated financial planning is here Yoursquore just a click away from

everything you need all in one place whenever you want it from wherever you are

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

ACCOUNT PROTECTIONThe LPL Financial SIPC membership provides account protection up to a maximum of

$500000 per customer of which $250000 may be claims for cash For an explanatory

brochure visit wwwsipcorg Additionally through London Insurers LPL Financial accounts

have additional securities protection to cover the net equity of customer accounts up to

an overall aggregate firm limit of $575 million subject to conditions and limitations The

account protection applies when an SIPC member firm fails financially and is unable to meet

obligations to securities clients but it does not protect against losses from the rise and fall

in the market value of investments This extensive coverage reflects a strong commitment to

servicing your investment needs

5 WEALTH VISION

WEALTH VISION

IN TODAYrsquoS FAST-CHANGING FINANCIAL LANDSCAPE YOU NEED TO ENSURE YOUR WEALTH MANAGEMENT IS AS EFFECTIVE AS POSSIBLE

bull Are your assets in the most productive place

bull Is your trust and estate plan current

bull Are you meeting your financial goals

bull Is your retirement plan on track

Like most successful people you continually strive to make smart

decisions that have put you where you are today Financial success has

brought you many things including the responsibility of managing it

The fact is the more wealth you have the more time and knowledge it

takes to protect it So you turn to financial specialists for advice on the

issues that revolve around you and the wealth they help you manage

Since most advisors offer services independent of each another itrsquos up to you to

sort out all their ideas and recommendations As your wealth grows life doesnrsquot

get simpler it gets more complex As your financial estate grows in both size and

sophistication Wealth Vision can become your ldquosingle secure access pointrdquo to

consolidate and track your financial data in one secure location

The future of integrated financial planning is here Yoursquore just a click away from

everything you need all in one place whenever you want it from wherever you are

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

5 WEALTH VISION

WEALTH VISION

IN TODAYrsquoS FAST-CHANGING FINANCIAL LANDSCAPE YOU NEED TO ENSURE YOUR WEALTH MANAGEMENT IS AS EFFECTIVE AS POSSIBLE

bull Are your assets in the most productive place

bull Is your trust and estate plan current

bull Are you meeting your financial goals

bull Is your retirement plan on track

Like most successful people you continually strive to make smart

decisions that have put you where you are today Financial success has

brought you many things including the responsibility of managing it

The fact is the more wealth you have the more time and knowledge it

takes to protect it So you turn to financial specialists for advice on the

issues that revolve around you and the wealth they help you manage

Since most advisors offer services independent of each another itrsquos up to you to

sort out all their ideas and recommendations As your wealth grows life doesnrsquot

get simpler it gets more complex As your financial estate grows in both size and

sophistication Wealth Vision can become your ldquosingle secure access pointrdquo to

consolidate and track your financial data in one secure location

The future of integrated financial planning is here Yoursquore just a click away from

everything you need all in one place whenever you want it from wherever you are

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

6 COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

DESIGN

PLAN

TRACK

Identify and Prioritize

Objectives

TrackOngoingProgress

Gathering Client Data

Analyzeand Evaluate Information

ProposeRecommendations Take Action

We review your progress and make

adjustments to keep you on the right track

to achieving your financial goals

We will review important documents like brokerage and bank statements tax

returns insurance policies and retirement

plans to understand your overall financial picture

We can help you to analyze and evaluate all

avenues of your financial life and guide you along the path necessary to

reach your goals

We will provide advice and help you create a

plan to reach your goals once we have a clear

understanding of your financial life

We will talk about how we can work together to

acheive your goals by determining the

products and services that best fit your needs

Wersquoll talk about how to design your goals

for the future in order to get a better

understanding of the direction you want to

go

COMPREHENSIVE WEALTH PLANNING PROCESS

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

8 WEALTH PLANNING

KEY AREAS OF WEALTH PLANNING

Comprehensive wealth management services is a 360 approach to helping

you achieve and grow your wealth It consists of advanced advisory discipline

that incorporates comprehensive financial Planning sophisticated Investment

Management and a number of aggregated financial services Involvement of

your present financial situation income tax and investment planning estate and

retirement planning with strategic recommendations in each of these areas The

planning is an ongoing service that requires a review and revision of the plan

regularly

IT IS A VERY COMPLEX PROCESS THAT INVOLVES THE FOLLOWING SEQUENCE

Thorough initial consultation

Personal and Business financial data gathering interview

Establishing client financial goals and objectives

Analysis of current financial position

Development of tactics and strategies in a written comprehensive plan to

address stated objectives

Implementation of your plan

Tracking your plan and making the necessary adjustments to seek

financial success

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

Tax Planning

bull Saving taxes today while implementing strategies for tax efficiencies in the future

bull Tax efficient investmentsbull Tax reduction tax deferral and tax

diversificationbull Business ownership and effects of

liquidationEstate Planning

bull Transfer your estate to your heirs in an efficient manner

bull Capital transferbull Wills and Trustsbull Advanced estate planning

strategiesbull IRD succession planning and

asset ownership

Retirement Planning

bull Planning for retirement is a very important piece of the overall financial picture

bull Transition to retirement or distribution phase of retirement

bull Wealth preservation strategiesbull Advanced planning strategies

Wealth Accumulation

bull Accumulating net worthbull Buying selling businessbull Investment property or private equitybull College planningbull Risk tolerance tax implications amp

time frames

Risk Management

bull Protecting in case of premature deathbull Disability amp medical healthbull Property amp casualty umbrella liability auditbull Long term care needsbull Policy status amp policy loansbull Unforeseen events

Financial Position

bull Cash flow analysis expected large inflowoutflow

bull Cash reserve strategies and levelsbull Debt managementbull Account holdings amp asset

allocationbull Net worth

9 WEALTH PLANNING

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

At Prosperity Wealth Advisors Inc we help our clients to preserve protect and pass on their wealth in line with their values

Our charge is to perpetuate family traditions and values through proper planning We take a comprehensive approach to wealth management

Using advanced technology we deploy a disciplined approach which removes emotion from the investment decision We make decisions The old days of ldquoBuy and Holdrdquo are dead and gone That is how we add value to the relationship

We create portfolios based on asset and sector classes believed to be in a long-term up trend As Warren Buffet says ldquoFind a trend throw yourself in front of itrdquo

1 We utilize multiple analytical tools to help assist in the buysell decision making process such as

∙ Chart Analysis∙ Quantitative Analysis∙ Market history studies

3

Determine the best way to invest in that trend

∙ Active Management∙ Passive Management∙ Types of securities

2 Monitor investment behavior trends to enhance investment entry and exit decision process

∙ Sentiment Indicators∙ Legal insider activity∙ Asset flow data

4

PORTFOLIO MANAGEMENT PROCESS

We follow a disciplined four step investment process

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

SERVICES

SMALL BUSINESS PLANNING

We will consult with you to evaluate or establish employee retirement plans executive compensation and business buy-sell continuity in addition to other business strategies

ESTATE PLANNING AND TRUST SERVICES

Establish an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes while providing for your family We provide access to comprehensive trust services customized to meet your individual needs

WEALTH PLANNING

Our specialists in tax asset allocation investment research and estate distribution develop a comprehensive accumulation and preservation plan designed to meet your needs and goals

RISK MANAGEMENT PLANNING

We will evaluate your non-financial risks such as umbrella coverage long-term care coverage life coverage and medical coverage to help ensure the unexpected does not put a halt to your future retirement

PORTFOLIO MANAGEMENT

We will design your investment portfolio using diversification dynamic security selection and strategic rebalancing taking into consideration your total amount of assets management style tailored risk analysis and stated concerns and objectives

11 SERVICES

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

INDEPENDENT FINANCIAL PARTNERS

LPL FINANCIAL

As reported by Financial Planning magazine June 1996-2011 based on total revenue

10 YOUR INDEPENDENT PARTNER

Independent Advisors

Banks and Credit Unions

One office in the area

Two offices in the area

Three or more offices in the area

LPL Financial

Enabling technology Comprehensive clearing and compliance services Practice management programs and training Independent research LPL Financial holds membership in SIPC Protects the securities in each clients account to $500000 up to $100000

middot IFP is aliated with LPL Financial as part of its ldquohybrid RIArdquo programmiddot Independent SEC-registered investment advisor (RIA) middot Aliation with LPL Financialmiddot Provides advisors access to third-party independent asset

12 LPL FINANCIAL MAP

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

11

ABOUT LPL FINANCIAL

Across America

ABOUT LPL FINANCIAL

13 LPL FINANCIAL MAP

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial

WWWPROSPERITYWA COM

Prosperity Wealth Advisors Inc 3030 North Rocky Point Dr West

Suite 700Tampa Fl 33607

Phone (813) 321-1572Fax (877) 754-0325

infoprosperitywacom

Securities offered through LPL Financial Member FINRASIPC Investment advice offered through Prosperity Wealth Advisors a registered investment advisor and separate entity from LPL Financial