Prospect Presentation

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About Prospect Mortgage Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC is a Delaware limited liability company licensed by the CA Dept. of Corps. under CRMLA and operates with the following licenses: AZ Mortgage Banker License #BK0903027, #BK0909362, #BK0908046, #BK0908050, #BK0908056, BK#0908057, #BK0908058, #BK0908731, BK#0903112, BK#0903912, BK#0906650, BK#0906913; To check the license status of your CO mortgage broker, visit www.dora.state.co.us/real-estate/index.htm; GA Residential Mortgage License #16984; IL Residential Mortgage Licensee #6424; MA Mortgage Lender/Broker License #MC2011; MS Licensed Mortgage Co.; MT Residential Mortgage Lender Licensee #120; Licensed by the NH Banking Dept.; Licensed Banker-NJ Dept. of Banking and Insurance #9932415; OH Mortgage Broker #MB803629; OR Mortgage Lender Licensee #ML-2006; PA Dept. of Banking license #1740; RI Licensed Lender #20021343LL, Broker #20041643LB; licensed by the VA State Corp. Commission as MLB-786. ハ This is not an offer for extension of credit or a commitment to lend. ハ Prospect Mortgage Your Neighborhood and Nationwide Residential Mortgage Lender

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Introduction to Prospect Mortgage

Transcript of Prospect Presentation

Page 1: Prospect Presentation

About Prospect Mortgage

Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC is a Delaware limited liability company licensed by the CA Dept. of Corps. under CRMLA and operates with the following licenses: AZ Mortgage Banker License #BK0903027, #BK0909362, #BK0908046, #BK0908050, #BK0908056, BK#0908057, #BK0908058, #BK0908731, BK#0903112, BK#0903912, BK#0906650, BK#0906913; To check the license status of your CO mortgage broker, visit www.dora.state.co.us/real-estate/index.htm; GA Residential Mortgage License #16984; IL Residential Mortgage Licensee #6424; MA Mortgage Lender/Broker License #MC2011; MS Licensed Mortgage Co.; MT Residential Mortgage Lender Licensee #120; Licensed by the NH Banking Dept.; Licensed Banker-NJ Dept. of Banking and Insurance #9932415; OH Mortgage Broker #MB803629; OR Mortgage Lender Licensee #ML-2006; PA Dept. of Banking license #1740; RI Licensed Lender #20021343LL, Broker #20041643LB; licensed by the VA State Corp. Commission as MLB-786. ハ This is not an offer for extension of credit or a commitment to lend. ハAll loans must satisfy company underwriting guidelines. ハ Information and pricing are subject to change at any time and without notice. ハ This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law. – 0409-11

Prospect Mortgage

Your Neighborhood and NationwideResidential Mortgage Lender

Page 2: Prospect Presentation

About Prospect Mortgage

Backed by a multi-billion dollar equity fund

Safe, sound, strong and secure – formed after the mortgage collapse

Strong national presence, licensed to do business nationwide.

Winning Attitude – Prospect has attracted the Best of the Best

One company, one brand – former affiliates Opteum Mortgage and Metrocities have taken the Prospect Mortgage name in most states.

Prospect Mortgage is the nation’s largest independent residential retail mortgage lender.

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About Prospect Mortgage

Direct access to more than 70,000 REOs through our preferred lender relationships with many of the nation’s leading banks and financial institutions

Homebuyers have to qualify through Prospect Mortgage to purchase these REOs

Prospect is one of only 12 HomePath lenders nationwide. HomePath highlights:

Only 3% down required on primary residence No mortgage insurance required No property appraisal required Only 10% down on 1-2 unit investment properties Up to 6% in seller concessions on primary residence

properties Investors can finance up to 10 properties through

HomePath

Prospect Mortgage is a major force in the REO market.

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About Prospect Mortgage

Prospect Mortgage is in the business of helping people.

First-time homebuyers

Move-up buyers

Active and reserve military

Seniors (age 62 and older)

Home renovators

Investors

Commercial Property Buyers

Luxury Home Buyers

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About Prospect Mortgage

Conforming

Jumbo Conforming

Super Jumbo

FHA

VA

Prospect Mortgage believes there’s a home loan solution for almost every homebuyer.

More Products Mean More Choices, More Loan Approvals.

HomePath

Reverse Mortgages

Renovation Loans

Private Lending Group Loans (with residential loans in excess of $45 million)

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About Prospect Mortgage

Prospect Mortgage can even help customers find a home.

Constantly updated home pictures, prices, addresses and directions.

More than 6 million listings in all 50 states

No cost, no spam, password protected.

As the Preferred Lender for Home Buyers Marketing2 (HBM2), we can enroll customers FREE of charge in HBM2’s Home Buyers Scouting Report, America’s No. 1 online home search tool. This superior home search system features:

*In some markets not all of the listings are available because of local rules and regulations. Address, mapping & other property information restrictions apply in some markets.

As a Preferred Lender, the role of the mortgage company is to work with the agent in the area of converting lost contacts to sales. Home Buyers Marketing II, Inc. (HBM II) is a licensed real estate company in all states where it offers real estate brokerage services, including the Home Buyers Scouting Report®. The Preferred Loan Officer’s role is to assist in determining a comfortable monthly payment and price range for Home Buyers Marketing II, Inc. (HBM II) to use when it is searching for properties within your search criteria. The Preferred Loan Officer is neither an employee of HBM II nor the provider of the Home Buyers Scouting Report® (HBSR). The real estate agent is not an employee of HBM II, but works cooperatively as a licensed real estate professional to assist in your Home Scouting™ efforts. The Home Buyers Scouting Report® (HBSR) is a free home finding service of Home Buyers Marketing II, Inc. (HBM II), a licensed real estate brokerage services company that provides the Report directly to homebuyers through a secure, password-protected online service. © Copyright 2007 Home Buyers Marketing II, Inc. © 2009 Metrocities Mortgage, LLC. Equal Housing Lender.

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About Prospect Mortgage

Prospect Mortgage is the customer service leader.

Caring, experienced loan professionals

Fast Pre-qualifications

Annual mortgage check-ups

Timely notifications from pre-qual to funding

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About Prospect Mortgage

Prospect believes in providing complete and comprehensive financial solutions.

Realtors

Builders

Supporting our one-stop shop philosophy our outstanding resources and partners are also available to help customers:

Financial Planners

Accountants

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About Prospect Mortgage

Find out how you can prosper at Prospect:

More Resources

More Value

More Quality

More Experience

More Solutions

More Service

More Commitment to You

At Prospect, our goal is to give customers more of everything to assist in their next home purchase or home refinance. Put us to the test. More home shoppers do every day!

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About Prospect Mortgage

Questions?

Ray AvanzinoSenior Loan OfficerCell: [email protected]

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About Prospect Mortgage

Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC is a Delaware limited liability company licensed by the CA Dept. of Corps. under CRMLA and operates with the following licenses: AZ Mortgage Banker License #BK0903027, #BK0909362, #BK0908046, #BK0908050, #BK0908056, BK#0908057, #BK0908058, #BK0908731, BK#0903112, BK#0903912, BK#0906650, BK#0906913; To check the license status of your CO mortgage broker, visit www.dora.state.co.us/real-estate/index.htm; GA Residential Mortgage License #16984; IL Residential Mortgage Licensee #6424; MA Mortgage Lender/Broker License #MC2011; MS Licensed Mortgage Co.; MT Residential Mortgage Lender Licensee #120; Licensed by the NH Banking Dept.; Licensed Banker-NJ Dept. of Banking and Insurance #9932415; OH Mortgage Broker #MB803629; OR Mortgage Lender Licensee #ML-2006; PA Dept. of Banking license #1740; RI Licensed Lender #20021343LL, Broker #20041643LB; licensed by the VA State Corp. Commission as MLB-786. ハ This is not an offer for extension of credit or a commitment to lend. ハAll loans must satisfy company underwriting guidelines. ハ Information and pricing are subject to change at any time and without notice. ハ This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law. – 0409-11

Prospect Mortgage

Your Neighborhood and NationwideResidential Mortgage Lender