Promotionals

John SommervilleSenior Financial Advisor

1234 Lindenwood Lane, Suite 300Minneapolis, MN 55474

(555) 555-5555

It’s time to pick a side.People with a financial plan are happier in retirement than those without.

2006 New Retirement Mindscape® study conducted by Ameriprise Financial in conjunction with Age Wave and Harris Interactive.Financial planning services and investments available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.

John Sommerville

People with a financial plan are happier in retirement than those without.

You need a plan.


John SommervilleSenior Financial Advisor

1234 Lindenwood Lane, Suite 300Minneapolis, MN 55474

(555) 555-5555

Anthony Pio Costa IV, CRPC®Senior Financial Advisor

1275 Bloom�eld Avenue, Suite 143Fair�eld, NJ 07004

(800) 237-5827www.anthonypiocosta.com

It’s time to pick a side.People with a financial plan are happier in retirement than those without.


A new way to look atfinancial planning.At Ameriprise Financial, our unique andcollaborative approach to financial planninglets us look beyond the numbers for a clearerunderstanding of your total financial picture.Here's how it works:

Define your DREAM.Before discussing numbers, we can help youdetermine where you'd like to go, what you'dlike to do, and where you'd like to be in yearsto come.

Develop your PLAN.We provide a tailored financial plan based ona clear understanding of your needs, situation,and goals. Then, you and your advisor willdetermine the right combination of productsand services needed to implement yourfinancial plan.

TRACK your progress.Your needs and goals evolve over time. Throughour ongoing relationship, we'll revisit your planand make adjustments to your strategies andtactics, helping you to stay on track.

Please call (800) 437-3500 with any questions or to get started on the next leg of your journey to reaching your retirement dreams. We look forward to speaking with you again soon.

Financial planning services and investments offered through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Ameriprise Financial cannot guarantee future financial results. © 2008 Ameriprise Financial, Inc. All rights reserved. 7/08

Your retirement planning information has arrived! Thank you for calling and taking advantage of the Ameriprise Financial Retirement Check-In®. We hope you found the experience enlightening and that it helped you better understand where you are on the road toward reaching your retirement dreams.

You may find the enclosed guide helpful in thinking about your journey toward retirement. It includes information on saving for retirement, protecting the assets you’ve already saved, and balancing planning for retirement with the other priorities in your life. It also provides examples of people who worked with a financial advisor to make their retirement dreams real. We’ve also included information on how working with a financial advisor can help you reach your goals, even in today’s volatile market.

AN EXCLUSIVE OFFER FROm AmERIpRISE FINANCIAL AN EXCLUSIVE OFFER FROm AmERIpRISE FINANCIAL

Present this voucher at your complimentary initial consultation to receive a $25 Borders gift card. Your Ameriprise financial advisor will arrange for the gift card to be mailed to your home.

Present this voucher when you engage in a financial planning relationship with us to receive a $50 Borders gift card. Your Ameriprise financial advisor will arrange for the gift card to be mailed to your home.

Borders Gift Card

Borders Gift Card$25 $50

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Sample Sample123 AnyWhere StreetSuite 123SomeWhere, US 55123

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Financial planning services and investments are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC, an Ameriprise Financial company.

The Ameriprise financial advisor will help you determine if these financial planning services are right for you. You should make investment decisions based on your investment objectives, risk tolerance and financial position and not on the basis of this program.

© 2008 Ameriprise Financial, Inc. All rights reserved.

Borders is not affiliated with Ameriprise Financial and is not responsible for Ameriprise Financial provision of or failure to provide Ameriprise products or services.

Financial planning services and investments are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC, an Ameriprise Financial company.

The Ameriprise financial advisor will help you determine if these financial planning services are right for you. You should make investment decisions based on your investment objectives, risk tolerance and financial position and not on the basis of this program.

© 2008 Ameriprise Financial, Inc. All rights reserved.

Borders is not affiliated with Ameriprise Financial and is not responsible for Ameriprise Financial provision of or failure to provide Ameriprise products or services.

FOR ADVISOR USE ONLY Please complete the following information:

Financial Advisor’s Name

Advisor Number

Meeting Date

Phone Number

FOR ADVISOR USE ONLY Please complete the following information:

Financial Advisor’s Name

Advisor Number

Meeting Date

Phone Number

• This voucher is not transferable.

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• Offer valid to new Ameriprise Financial clients only. Excludes existing customers and non-U.S. residents.

• Only one incentive of any type may be used toward the initial consultation per customer, per household.

• Please allow 10 to 12 weeks after your consultation to receive your gift card by mail.

• Ameriprise Financial reserves the right to terminate or change this offer at any time.

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• This voucher is not transferable.

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• This voucher has no cash value.

• Offer valid to new Ameriprise Financial clients only. Excludes existing customers and non-U.S. residents.

• Only one incentive of any type may be used toward the initial consultation per customer, per household.

• Please allow 10 to 12 weeks after your consultation to receive your gift card by mail.

• Ameriprise Financial reserves the right to terminate or change this offer at any time.

• Other terms and conditions may apply.

TERMS AND CONDITIONS TERMS AND CONDITIONS

David B Tysk, CFP®Senior Financial Advisor

5601 Green Valley Drive Norman Pointe 1 Suite 100Bloomington, MN 55437

Tysk & AssociatesA private wealth advisory practice of Ameriprise Financial Services, Inc.

Financial advisory services and investments available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.

Meet Private Wealth Advisor David Tysk. David offers customized solutions for high-net-worth clients with complex financial needs. To learn more about how David can help you, call 952-646-1616 or visit davidtysk.com.

You are a millionaire.

Though even that makes you laugh a little to yourself.

You don’t live according to the “millionaire” stereotypes; you don’t act like that, talk like that, think like that.

You aren’t a jet-setter. You go to work every day.

Nevertheless: you are a millionaire. Proud of what you’ve accomplished, for sure.

But concerned that the growing complexity of your financial life is exceeding the time and ability you have to manage it.

You need perspective from someone who won’t give you stereotypical “millionaire” advice, but advice that’s right for you.

You need a Private Wealth Advisor who understands that.

David B Tysk, CFP®Senior Financial Advisor

5601 Green Valley DriveNorman Pointe 1 Suite 100Bloomington, MN 55437

Tysk & AssociatesA private wealth advisory practice of Ameriprise Financial Services, Inc.

Financial advisory services and investments available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved.

Meet Private Wealth Advisor David Tysk. David offers customized solutions for high-net-worth clients with complex financial needs. To learn more about how David can help you, call 952-646-1616 or visit davidtysk.com.

You are a millionaire.

Though you don’t live according to the “millionaire” stereotypes; you don’t act like that, talk like that, think like that.

You aren’t a jet-setter. You go to work every day.

Nevertheless: you are a millionaire.

Concerned that the growing complexity of your financial life is exceeding the time and ability you have to manage it.

You need a Private Wealth Advisor who understands that.

We shape financial solutions for a lifetime®

An Ameriprise Private Wealth Advisory Practice

Jeff Roberts & Associates

Our premier level of service, ongoing financial planning and product solutions tailored specifically

to your needs and goals.

As an Ameriprise Private Wealth Advisory Practice, Jeff Roberts & Associates is comprised

of knowledgeable financial professionals who can help simplify your complex wealth

management needs and provide the superior level of experience, wisdom and service you

deserve. They deliver personal, one-to-one attention to help you grow and preserve your

wealth, transfer it to those you care about, or use it to more fully achieve your dreams. As

leaders of the practice, Jeff Roberts & Associates are exceptional financial advisors who have

provided sophisticated financial planning and advice to high-net-worth clients for years —

attaining the highest levels of financial planning credentials, receiving specialized training

and offering access to exclusive product solutions.

D. Jeffrey RobertsChFC®, CRPC®, CFSSenior Financial Advisor

Chartered Financial Consultant

Certifications and DegreesChFC®

To earn the Chartered Financial Consultant designation advisors must complete experience and ethics requirements. To retain the designation they must also maintain ongoing continuing education and ethics requirements.

CRPC®

By completing coursework focused on key retirement issues such as asset management and estate planning, a Chartered Retirement Planning CounselorSM is trained to help clients assess retirement preparedness and confidently address their pre- and post-retirement financial needs.

EducationSamford University, BS in Finance, 1992

Business experience2006–present Senior Financial Advisor Ameriprise Financial Services, Inc Birmingham, AL

1992–2006 Financial Advisor Ameriprise Financial Services, Inc Birmingham, AL

2000–2002 Associate Vice President Ameriprise Financial Services, Inc Birmingham, AL

1995–2002 District Manager Ameriprise Financial Services, Inc Birmingham, AL

Awards and recognition2006–present, Chairman’s Advisory Council

Personal informationAvid runner and often cross-trains biking and swimming.

Enjoys traveling, hunting, fishing, scuba diving, snow skiing, water sports, reading and spending time with family and friends.

Member of St. Luke’s Episcopal Church.

Professional associations Million Dollar Round Table, 2007–present Financial Planning Association

Community serviceSamford University undergraduate alumni advisor

Vestavia Hills Chamber of Commerce, member

OtherCoach, thought leader and mentor for advisors throughout the country, teaching practice management strategies.

Frequently sought after as guest lecturer and financial education specialist.

Robert A. AltmanChFC®, CRPC®, CLU® Associate Financial Advisor

EducationThe University of Alabama, MA in Communications, 1970

Business experience2007–present Associate Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

2002–2007 Senior Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

1997–2002 Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

Personal informationMarried, wife Peggy One daughter, two grandchildren Enjoys golfing

Professional associations Financial Planning Association

OtherThe University of Montevallo Foundation, Board Chairman Montevallo, AL

Riverchase United Methodist Church, Board Member Birmingham, AL

Kiwanis Club, Member Birmingham, AL

Shawn T. BuchananChFC®, CRPC® Associate Financial Advisor

EducationThe University of Alabama, BS in International Marketing, 1990

Business experience2005–present Associate Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

1998–2005 Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

Personal informationMarried, wife Annie Enjoys sports and music Member of Alabama Skunks as Pets

Professional certifications and associations

Chartered Financial Consultant Chartered Retirement Planning CounselorSM

Robert “Vaughn” Sparks IIICFP®, CRPC®

Associate Financial Advisor

EducationThe University of Alabama, BS in Finance, 2002

Business experience2007-present Associate Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

2002-2007 Financial Advisor Ameriprise Financial Services, Inc.Birmingham, AL

2003-2006 Advisor Coach Ameriprise Financial Services, Inc.Birmingham, AL

Personal informationMarried, wife Stacey Enjoys fishing, hunting, golf, landscaping/gardening and Alabama football. Member of Our Lady of Sorrows Catholic Church

“ We make a living by what

we get, but we make a life

by what we give.”

Winston Churchill

We help shape financial solutions for

a lifetime through a comprehensive

and personalized financial planning

approach built on a long-term,

one-to-one relationship with a

knowledgeable advisor.

A select team of professionals

As a Private Wealth Advisory Practice, we

possess strong leadership capabilities and

years of experience serving the needs of high-

net-worth individuals. So we know when

to leverage the expertise and knowledge of

specialists who focus on everything from

retirement, tax and estate planning strategies,

to insurance and asset management. We

also understand the expectations of affluent

clients, and are committed to meeting your

expectations while helping you grow and

protect your wealth.

Keeping it personal

Financial planning is not just about the

numbers, it’s also about your dreams. We

work one-to-one with each of our clients to

understand what is most important to them

and their families. This information provides

the foundation to develop a financial plan

tailored to your short- and long-term goals.

While you have the benefit of working with a

team of financial professionals, your personal

Ameriprise Private Wealth Advisor will help

you create and implement your personal

financial plan. Together, we’ll track your

progress toward your goals as your situation

evolves and market conditions change.

Our goal is to provide you with effective,

personalized financial solutions that help

make it possible for you to truly live the life

you’ve imagined.

Our teamVaughn Sparks, Associate Financial Advisor

Renee Lay, Client Contact Specialist

Shawn Buchanan, Associate Financial Advisor

Jeff Roberts, Senior Financial Advisor

Julie Shropshire, Paraplanner

Robert Altman, Associate Financial Advisor

As your life progresses, your dreams

and goals may change. We’ll track your

progress over time and propose new

recommendations, as needed.

Because you deserve the highest level of service.

Whether your goals include growing your assets, preparing for retirement, planning

your estate or transferring family wealth, we’ll provide highly personalized service

— assisting with details and nuances important to you and your family, not just

your investments. We’ll apply our experience and integrate the advice of outside

experts to help simplify the most complex financial situations and free you to enjoy

your life more fully.

The Ameriprise Private Wealth Advisory

Program embraces a high standard of

professional excellence to help ensure you

enjoy a superior client experience. Your

Private Wealth Advisor will use proven

processes to help you set goals and take

action toward achieving them. You’ll receive

a written financial plan and follow up

documentation at least once a year to track

progress toward your goals.

To help formulate the most effective financial

plan, your advisor will work closely with you

to determine the mix of product solutions

and services that best meet your financial

needs, including:

■ Stocks and bonds■ Mutual funds■ Annuities and insurance■ Tax-deferred retirement plans■ Educational savings plans■ Personal trust services■ Real Estate Investment Trusts (REITS)

Neither Ameriprise Financial nor its affiliates or representatives may provide tax or legal advice. Consult with your tax advisor or attorney regarding specific tax issues.

It’s a difference you see every time we get together.

From the personal greeting at the door, to our advisors’ access to the latest

technology, our office is dedicated to you. While you’ll always be the center of our

attention, we also want you to feel comfortable and relaxed when you visit our

offices. Rest assured, we will always treat you and your privacy with the highest

level of respect.

Helping you identify and prioritize your objectives.

Wealth protection and transfer

Managing, protecting and transferring your

assets for future generations or charitable

purposes through our estate planning and

trust services. At the same time, helping you

manage risk through a complete evaluation of

your insurance needs.

Guidance for small business owners

Providing specialized advice for business

transition planning, cash flow and debt

management, employee benefits and

estate planning.

Advanced planning services are optional

with fees based on your specific needs and

complexity. Whatever your needs, we will

remain dedicated to helping you plan for

your financial goals with the personal

attention you deserve.

We understand you have a variety of

sophisticated financial needs and objectives.

We can help you evaluate investment

alternatives and identify strategies in critical

areas such as:

Retirement planning

Helping you make sound financial choices

now to maintain your preferred lifestyle into

the future.

Income and asset management

Recommending effective strategies for taking

distributions from retirement savings and

rebalancing your portfolio to appropriately

manage risk.

Tax management

Identifying appropriate strategies for your

specific tax situation — from managing capital

gains, to leveraging tax-advantaged investments.

Personal connections that can last a lifetime.

At Ameriprise Financial, we believe financial planning is a long-term, collaborative

relationship. It’s what sets us apart. You and your advisor will work together to

define your dreams, develop a plan to help you get there, then track your progress

along the way, making changes when needed. It’s our unique and collaborative

approach to financial planning called Dream > Plan > Track >®.

Define your DREAM.

Before discussing numbers, we can help you determine where you’d

like to go, what you’d like to do and where you’d like to be in years

to come.

Develop your PLAN.

We provide a tailored financial plan based on a clear understanding of

your needs, situation and goals. Then, you and your Private Wealth

Advisor will determine the right combination of products and services

needed to implement your financial plan.

TRACK your progress.

Your needs and goals evolve over time. Through our ongoing

relationship, we’ll revisit your plan and make adjustments to your

strategies and tactics, helping you stay on track.

Financial planning is about more than numbers.It’s also about dreams.

At Ameriprise Financial, we believe a life well-lived is a result of those things

money can’t buy: a purpose, accomplishment and living one’s dreams.

Our comprehensive financial planning approach looks beyond the numbers to

get a clearer understanding of your financial needs, goals and dreams. One of the

more important aspects of this approach is our collaborative relationship.

Working together, we’ll develop sound financial strategies to help meet your

needs now and in the future. Strategies that include developing your customized

investment plan, planning for your retirement and retirement-income needs,

saving for education expenses, managing your taxes more effectively, managing

the impact of assets and liabilities on your cash flow and protecting what matters

most to you.

Whether you’re preparing for the years ahead or for tomorrow, together we can

help you plan to achieve your dreams.

Ameriprise Financial cannot guarantee future financial results.

“ Go confidently in the

direction of your dreams!

Live the life you’ve imagined.”

Henry David Thoreau

We look forward to discussing your personal

dreams and goals and helping you plan to

achieve them. Please contact us with any

questions or to get started.

D. Jeffrey Roberts, ChFC®, CRPC®, CFSSenior Financial Advisor

[email protected]

An Ameriprise Private Wealth Advisor

Robert A. Altman, ChFC®, CRPC®, CLU®

Associate Financial Advisor [email protected]

Shawn T. Buchanan, ChFC®, CRPC®


Robert “Vaughn” Sparks, CFP®, CRPC®


Jeff Roberts & AssociatesA private wealth advisory practice of Ameriprise Financial Services, Inc.

33 Inverness Center Parkway, Suite 300Birmingham, AL 35242Tel: 205.313.9150Fax: 205.313.9159Toll Free: 800.587.9702, Ext. 207

www.jeffrobertsandassociates.com

For advisor and broker dealer use only.© 2008 Ameriprise Financial, Inc. All rights reserved. Ameriprise Financial Services, Inc. Member FINRA and SIPC

Wealth Strategies Conference Get to What’s next.®

Write down strategies you will implement as a result of what you learned at this conference. The more specific you are, the more likely you are to act on your plan when you return to your practice.

Economic Outlook - What strategy/action step will you implement?What strategy/action step will you implement?

Client or prospect name Who will do what? By when?

Become Indispensable to Affluent Clients - What strategy/action step will you implement?What strategy/action step will you implement?


Navigating through reimbursement options - What strategy/action step will you implement?What strategy/action step will you implement?



Executing on the Retirement Income Framework - What strategy/action step will you implement?


Roth Conversion Planning and IRA Aggregation Rules - What strategy/action step will you implement?


Borrow Smart ConversationTM - What strategy/action step will you implement?


Ironman® Advisor - What strategy/action step will you implement?



Building a Successful Team - What strategy/action step will you implement?


The Art and Science of Manager Selection and Research - What strategy/action step will you implement?


Breakout 1 - What strategy/action step will you implement?





Break out 3 - What strategy/action step will you implement?




Early Bird 1 - What strategy/action step will you implement?


Early Bird 2 - What strategy/action step will you implement?


Transforming a lifetime of savings into a lasting legacy.

With an Ameriprise IRA, you have flexible options that can help you preserve your wealth for future generations to enjoy. This strategy, called a stretch IRA, could benefit anyone, but it especially benefits those who don’t plan to use all of their IRA assets during their lifetime. Not all IRA custodians nor employer-sponsored plans offer this flexibility.

Take steps today to ensure you can use the stretch IRA strategy. Review your IRAs and other retirement accounts. If your plans don’t allow you to provide for future generations, consider consolidating your accounts in an Ameriprise IRA.Update your beneficiaries. Remember, the beneficiaries named in your accounts, not in your will, receive the assets upon your death. Consider adding a special beneficiary restriction to help ensure a lifetime of income for your beneficiaries.Plan a withdrawal strategy. Your financial advisor can help you plan your withdrawals in order to leave the amount you wish to your heirs.

How does the stretch IRA strategy work?This strategy works by allowing the beneficiary of the original IRA to take distributions over his or her own life expectancy — thereby easing their immediate tax burden. Subsequent beneficiaries continue distributions calculated using the life expectancy of the initial beneficiary as if he or she were still living.

To help ensure there are assets remaining in your IRA in the event of your death, work with your financial advisor to help determine an appropriate withdrawal rate, if any, prior to age 70½. Then, after age 70½, you may want to only withdraw the required minimum amount.

Beneficiaries of an Ameriprise IRA will have different options depending on whether or not they are the spouse of the decedent, under the stretch IRA strategy.

Spouses have two options:> Move the inherited IRA into their own name and become

the owner of the account, subject to current IRA rules.> Maintain the IRA in beneficial status. Depending on when

the original IRA owner dies, distributions from an IRA in beneficial status may not be required for many years.

Non-spouses have one option:> Maintain the IRA in beneficial status and begin taking

distributions based on the beneficiary’s own single life expectancy. Distributions are required to start in the year following the year of death. Subsequent beneficiaries must continue distributions based on the life expectancy of the initial beneficiary, not their own.

Non-individuals may have one option:> Maintain the IRA in beneficial status and begin taking

distributions based on the deceased IRA owner’s life expectancy.

$100,000 IRA pays out more than $1.2 million.

2007 2017 2027 2037 2047 2057

$200,000

Account Balance*

Total Distributed

$400,000

$600,000

$800,000

$1,000,000

$1,200,000

$1,400,000

2067

The following hypothetical* illustration shows how a $100,000 IRA balance could lead to more than $1.2 million in payouts to three generations using the stretch IRA strategy.

Joe’s million-dollar legacy.At age 63, Joe rolls his 401(k) balance of $100,000 into an Ameriprise IRA. His IRA earns 7% per year and he does not withdraw any assets until age 70½. At age 70½, Joe begins withdrawing the minimum required amount, with the remaining balance continuing to earn 7% until Joe’s death at age 78. At this time, his IRA is valued at $196,530.

Joe’s beneficiary, his wife, Ruth, is age 69 when Joe dies. Ruth rolls Joe’s IRA into her name to postpone required distributions until age 70½. Then, she begins taking only the minimum distributions required. Her balance continues to grow at 7% and totals $261,841 upon her death at age 85.

Ruth’s beneficiary, her son, Bob, is age 50 when Ruth dies. Bob must move the account into an inherited IRA and begin taking required minimum distributions. Assuming the IRA continues to grow at 7%, his balance will total $370,073 upon his death at age 75.

Bob’s beneficiary, his daughter, Chloe, must continue the required distributions in amounts calculated as though her father were still living. For this example, distributions continue for 10 years ending in a zero account balance.

After stretching the IRA to three generations of heirs, the total amount distributed is over $1.2 million.

Stretch your wealth across generations.

230492 G (12/08)

* The hypothetical account balance illustrated is pre-tax and assumes a 7% rate of return after applicable fees and expenses. This hypothetical example is not meant to represent any specific investment or to imply any guaranteed rate of return. Distributions are taxed as ordinary income. This hypothetical assumes that amounts are paid out of the IRA at the latest possible time. Taking distributions sooner than required by law will decrease or eliminate the amount available to your beneficiaries. This hypothetical does not factor in the impact of inflation.

© 2005–2008 Ameriprise Financial, Inc. All rights reserved.

Ameriprise Financial Services, Inc., offers financial planning services, securities, insurance, annuities and other investments. Member FINRA and SIPC. RiverSource® products are offered by affiliates of Ameriprise Financial Services, Inc.

Your advisor will look at your whole retirement picture, help you evaluate your beneficiary options and make any changes.

Wealth Strategies Conference Advisor Information Request Form

Advisor name:_______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

Advisor #:_________________________ Market Group: _______________________________________________________________________________________________

Please take a few minutes to indicate the top 3 to 5 topics on which you would like to

receive more information, and our Ameriprise EverCare resources will make every effort

after the Conference to provide the support you request. In addition, we will compile the

requests and use them as a guide to develop future training for advisors.

Investment Management

Market Volatility

SPS Advantage Rebalancing Tool

Using Bonds and Our New Online Trading

Real Estate Investment Trusts (REITs)

Fund of Hedge Funds

1031/Tenant-in-Common (TICs)

Practice Management

Your Value Proposition

Building Client Loyalty

Formal Team Practices

Producing Financial Planning Deliverables

Wealth Management

Tax Planning Strategies

Other

Retirement Income

Executing on the Retirement Income Framework

Roth Conversation Strategies

Annuity Solutions to Help Mitigate Longevity Risk

Impact of Real Estate Wealth on Retirement

Estate and Legacy

Life Insurance Strategies

Personal Trust Services

Income in Respect of Decedent

Business Ownership

Succession Planning

401(k)/Small Business Retirement Plans

Life Insurance Solutions for Executive Benefits

For advisor and internal use only. Not intended for inspection by or distribution or quotation to the general public.© 2008 Ameriprise Financial Services, Inc. All rights reserved. Member FINRA and SIPC. (07/08)

Promotionals

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Transcript of Promotionals