Project Profiles for various projects

7/17/2019 Project Profiles for various projects

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PROJECT PROFILES

SL.NO.

NAME OF THE PROFILE

1.

Project profile on Flour Mill

2.

Toilet Soap Manufacturing Unit

3.

Tomato sauce Manufacturing Unit

4.

Project profile on Roasted Rice Flakes



.

!anana Fi"er #$traction and %ea&ing

'.

(omputer )ssem"ling

*.

+ig,t #ngineering-uts/ !olts/ 0as,ers/ Ri&ets etc.

.

Metal Based Industries: )gricultural mplements/ (utleries 5and Tools

6.

Manufacturing of Paper Products -Paper (ups

17.

Project profile on (urr8 and Rice Po%der

11.

Project profile on

!aker8 Products



12.

Project profile on

Steel Furniture

13.

Project profile on

9esiccated (oconut Po%der

14.

Project Report on Foot 0ear

1.

Project report on 0ooden Furniture Manufacturing Unit

1'.

Manufacturing of Paper apkins

1*.

Project Profile on Pappad Manufacturing



1.

Project Report on Read8made :arments

16.

Project Report on Pickle Unit

27.

Project Profile on Manufacturing of Palm Plate

21.

Project Report on ote !ook Manufacturing

22.

9air8 Products

23.

Project profile on 9etergent Po%er and (akes



24.

Sanitar8 apkin Manufacturing Project

2.

:eneral #ngineering 0orks,op

2'.

Ru""erised (oir

Mattresses

2*.

!eaut8 Parlor



PROJECT PROFILES



National Institute of Micro, Small and Medium Enterprises

(nimsme! "an Or#anisation of Ministr$ of MSME, %o&t' of

India

)ousuf#uda, *)+ER-+ . /00 01/



PROJECT PROFILE ON FLO2R MILL

Introduction

Food is the most required product since human kind came into existence. Modern era looks for

quality food products. Therefore demand for food in the market is perennial.

Mar3et Potential

Raw material is available in and around the country side. People looking for quality food

material are residing everywhere. There is enough market potential for standardied food

products.

Location

The unit is located at the premises of the residences of the target group in a rented building.

Presumptions

Production will be spanning eight hours a day and !" days in a month. #n two years full capacity

will be utilied. Minimum wages will be paid to the labourers. Rate of the loan will be $"% per

annum. Margin money by the promoter will at the rate of "&%.

Sc4edule of Implementation

'ommencement of commercial production will start within six month clearing all mandatory

measures.

Tec4nical aspect

Manufacturing process( The various steps involved in the flour manufacturing are as follows.

)ashing



*rading

+rying

Flouring

Packing

FINNCIL SPECTS

,. Fi5ed Capital

-and and uilding (/ $&& sq0m area rented.

Plant and Mac4iner$

1l. 2o

#tem

'ost 3Rs.4

$

Pulvariser with accessories

$565&&

!

+ouble stage pulvariser

$768&&

9

Roaster



!&6"&&

:

*as connection

$&6&&&

"

)eighing alance

86&&&

5

1ealing Machine

96&&&

7

;essels

56&&&

Total

67/,000

8or3in# Capital



1l.

#tem

'ost



2o

3Rs.4

$

Raw Materials

"&6&&&

!

)ages

9<6&&&

9

=lectricity 'harges

<6&&&

:

*as



!6&&&

Total

600,000

Total Pro9ect Cost

1l.

#tem



'ost

2o

3Rs.4

$

uilding

!"6&&&

!

Machinery

$!"6&&&

9

)orking 'apital

$&&6&&&



Total

7/0,000

Means of Finance

Promoter>s contribution

$!"6&&&



ank -oan

$!"6&&&

Total

7/0,000



Sales Turno&er

=xpected 1ales Turnover per month ? $$"6&&&

Mont4l$ E5penditure



1l.

#tem

,mount

2o

3Rs.4

$

)orking 'apital

$&&6&&&

!

-oan Repayment

"6&&&



Total

60/,000

Profit per Mont4

1ales

/

$$"6&&&

=xpenditure

/

$&"6&&&

Profit

/

$&6&&&



TOILET SOP MN2FCT2RIN% 2NIT

INTRO+2CTION

#n present age6 all people want to appear smart and elegant in his personality. The history

of soap industry in #ndia is very old say since $88<. The use of soap or soap like cleaning

agent has always been associated with man>s inherent instinct to keep his body and other

belonging clean. 1oap help remove slag from skin to make skin a brilliant glow. The

principal raw material of soap is oil and fats. ,ccording to these raw materials the quality

of soap and category of soap is changed. The necessary raw materials are needed to be of

high purity and the finished product should have the balanced p@ as its froth may enter

the eye. Toilet soaps are made by combining liquid fats 3like vegetable oils or animal fat4

with an alkali like sodium hydroxide 3also called lye4. The process is called

AsaponificationBC the definition of AsaponifyB is literally Ato turn fat or oil into soap by

reaction with an alkali. +uring the curing process6 the sodium hydroxide and water

evaporate out of the product6 leaving behind Dust awesome soapB. A1uperfatting6B which

refers to the process of adding liquid fats to soap after saponification6 is popular for its

rich6 moisturiing effect. 'lear soaps will add glycerin and sorbitol 3a sugar alcohol with

emollient properties46 and products labeled AantibacterialB usually rely on triclosan6 asubstance that kills bacteria and helps prevent fungus growth. , simple production

method with high return soaps are invariably used in every household. The antibacterial

soap with a moisturier added has huge market potential. The market is spread from

remote village to the metro cities alike. The industry gives a good profit and high

employment oriented.

MR:ET POTENTIL

There is a vast market available for eauty Toilet 1oap in Eerala and its around. #t being

soft in nature will act on skin giving soothing effect. This eauty soap is nothing but a

toilet soap of good and refined quality and balanced p@6 so this soap have as good market

as other toilet soap have. ecause of its charming name this soap can be used by all male6

female irrespective of caste6 creed and sex. ,s the fashion grows up its market potential

will also grow accordingly. 'onsidering the population trend in the state6 there is still an



ample scope for growth of this industry. There are so many kind of toilet soap flooded in

the market but because of its peculiar name and nature6 quality and properties it will also

grab good market in present scenario.

;2LIT) CONTROL < STN+R+

#n order to maintain the best quality of the product it is very much necessary to

manufacture this soap under some specific standards. This mean to say that some

standard specification has got to be followed to maintain certain qualities such as p@6

acid6 2o. total fatty matter3TFM4 available and moisture etc. Taking into account its use

the product should

be skin/friendly in all respects and point of view. To manufacture this eauty 1oap a general

standard for toilet soap i.e. #1( !888/$<: or



revised can be followed. 1ome changes in the product specification can be taken into

account to improve the quality soap to satisfy the customer>s

demand and requirement.

-SIS < PRES2MPTION

The unit will work 5 days a week. n single shift basis 38 hours4

The calculations have been carried out on present data available.

#f necessary other type of soap like shower gel can also be manufactured by using the same

machinery.

The production capacity i.e. 8&% have been taken into account.

The wastage has been considered at a rate of !%.

Toilet Soap

Guantity 3Eg4

95:"5& 2os



;alue 3Rs4

Rs. :769<6!8&.

IMPLEMENTTION SC*E+2LE=

i. Registration of Hnit 3=M/$4 / ne day.

ii. -oan 1anction 3including TFR4 /! Months

iii. 2'/Pollution 'ontrol oard /$ Month

iv. #nstallation of machinery /$ Month

v. Power connection /$ Month

vi. Testing operation /$ Month

vii. Production/7 Month onwards.

TEC*NICL SPECT

This eauty soap will be manufactured as per the set formulation6 1tated as below6 so as to

have the skin friendly soap for daily use.



.



2ame of raw material

Guantity 3Eg4

$

'oconut oil

"&

!

Tallow

"&

9

'austic soda

"&

:

'olour 3green6 blue6 rose6orange6yellow6



&.&"

etc4

Perfume mixtures for the soap

$

ergamot oil

"."

!

Iasmine oil

9.&

9



-avender oil

9."

:

Palm rose oil

9."

"

-emon oil

!."

5

'edar wood oil

!.&

7

Tincture for musk

&."



MN2FCT2RIN% PROCESS

The beauty toilet soap can be made or manufactured into ! steps namely preparation of soap base

and to obtain finished products soap base. For making the soap base the specifications is carried

which is done by either remitting and perfuming and secondly by milling process. Fat should be

used of high standard quality. )eigh fat oil J lye 3sodium/ hydroxide4 accurately6 if the lye is

weighed more6 the soap will be hard and harmful to skin and if the lye is low6 the fat will not be

saponifed properly. Melt oil fat into a kettle and filter it to remove any impurity. 2ow add causticsoda lye into it slowly and stir continuously when the oil is saponified fully add perfume and

colours and pour into moulds.



FINNCIL SPECTS

LN+ < -2IL+IN%=

$

'overed area

1q. Ft.

"&&

!

Hncovered area 1q.

1q. Ft.



!"&

9

Total area

1q. Ft.

>/0



:

)hether constructed or

'onstructed

Rented

"



#f constructed6 constructed

Rs

"6&&6&&&0/

;alue

Total

Rs



"6&&6&&&

MC*INER) N+ E;2IPMENT=

12.

+escription



Gty/ 2os

;alue 3Rs.4

$

1aponifying fans /$&&kg

:

7&&&



!

Melting pans0kettle with agitator0 stirrer

$

8&&&

$&&kg

9

-ye 1torage tank with 11 lining "& lit. each



:

5&&&

:

Frames3 for cooling soap4

:

5&&&

"&kg. 'apacity



"

,utomatic soap stamping m0c

$

:&&&

3 "& pcs per minute 4



5

'utting machine

$

:&&&

7



oiler

$

9"&&&

8

@ydrometer6 beaker6 cylinder

/

!&&&&

p@meter6 spatula and furniture



<

#nstallation0=lectrification

/

$&&&&



Total

$&&&&&

Total fixed cost Rs.$6&&6&&& K Rs. "6&&6&&&0/ L Rs. 56&&6&&&0/

R8 MTERIL < PC:IN% Material (PER MONT*!=



1.2.

Particulars

Guantity

Rate

;alue

3Eg4

3Rs4

3Rs4



$

'oconut oil

$&&&

$7&

$67&6&&&



!

Tallow

$&&&

"&

"&6&&&



9

-ye

$&&&

$:

$:6&&&



:

'olour

$

$&&

$6&&&



"

Perfumes

"&&&



5

Packing material

$&6&&&



Total

!6"&6&&&



STFF < L-O2R (PER MONT*!=

1.2.

Particulars

2os



1alary

;alue 3Rs4

$

Manager 0 +irector

$

$&&&&

$&&&&



!

'hemist

$

5&&&

5&&&



9

1killed workers

!

:&&&

8&&&



Technical/Hnskilled

!

9&&&

5&&&

worker



3i4

'lerk

$

9&&&

9&&&



3ii4

Peon0 )atch man

$

!&&&

!&&&



1ub/Total

9"&&&



Plus perquisites $"% of salaries

"&&&

TT,-



:&6&&&

OT*ER E?PENSES (PER MONT*!=



$

Power 0 =lectricity 'harges

9&&&



!

)ater 'harges

"&&

9

Maintenance J repair.



:"&&

:

Printing postage J stationery

!&&&



"

'artage0 transportation charges

:&&&



5

1elling0 publicity

:&&&

7

Telephone

$!&&



8

#nsurance

8&&



Total

!&6&&&



8OR:IN% CPITL (FOR ONE MONT*!=



1-.2.

+=1'R#PT#2

,MH2T3R14

$

Raw material 3nly 9& +ays4

!"&&&&

!

1alaries J )ages

:&&&&

9

ther =xpenses

!&&&&

Total

96$&6&&&



)orking capital for 9 months 9$&&&&N9L <69&6&&&0/

TOTL CPITL IN@ESTMENT=

uilding

"&&&&&

Machinery J =quipment

$&&&&&

)orking capital for 9 month

<9&&&&

Total

$"69&6&&&



Promoter>s contribution 3 !"% of total capital investment4 ( 96 8!6"&&0/*ovt. finance

3ank -oan ,mount4( $$6:76"&&0/

FINNCIL NL)SIS

Cost of Production (Per nnum!

Total recurring cost per year3 i.e )orking

9$&&&&N$!

'apital for $! months4

monthsL976!&6!&&0/

+epreciation on machinery J

$&&&&&N$&%L$&6&&&0/

=quipment 3 $&% 4



+epreciation on uilding 3 " % 4

"&&&&&N"%L!"6&&&0/

#nterest on total investment 3 $&% 4 O ank

$$:7"&&N$&%L$6$:67"&0/

-oan ,mount

*rand Total(

9865<6<"&0/



SLES PROCEE+S (PER NN2M!=

Gty 3Eg4

;alue 3Rs.4

Total capacity of proDect

97!&&Eg

)astage 3 !% 4

7::Eg



2et production

397!&&/

7::4L95:"5Eg

2o. of soap cake

95:"50&.$&&L95:"5&

bearing $&& gram of weight each

2os



'ost of each cakeO $&&gm pack

Rs( $90/

Total sale

Rs $9.&& N 95:"5&

2os L :769<6!8&0/



Profit nal$sis (P''!

2et Profit LO 1ales/ 'ost of Production L

:769<6!8&/9865<6<"&L 865<699&.

#ncome Tax at 9&%L!65&67<<.

Profit after taxLO865<699&/!65&67<< L56&86"9$0/

Rate of Return

n total sale LO Profit N $&&0'ost of Production 56&86"9$x$&&09865<6<"&L $".7! %. n total

capital investment(L O Profit N $&&0Total 'apital #nvestment 56&86"9$x$&&0$"69&6&&&L 9<.77

%



-RE: E@EN NL)SIS

Fixed cost x $&&

Fixed cost K 2et Profit

FI?E+ COST

Rent O own building

Rs( &0/

Total +epreciationO Machinery J uilding

Rs( 9"6&&&0/

#nterest on Total #nvestment

Rs( $6$:67"&0/

:& % of 1alary J )agesO :&&&&N$!0 :&%

Rs( $6<!6&&&0/

:&% of utilities J other contingent expensesO

Rs( <56&&&0/

!&&&&N$!0 :&%



Total(

Rs( :69767"&

2et Profit L56&86"9$0/

Fixed 'ost( :69767"&0/

-'E'PA :69767"& x $&& L:$.8: % :69767"&K56&86"9$

ManufacturesB Suppliers of Mac4iner$=



Mehukkattil Mills

2o. :0:96 'hunangamvely6 =rumathala Post 6 =rnakulam / 589$$!6 Eerala

www.indiamart.com0mehukkattil/mills

Ph( &8&:!<5:75:

2ational Precisionss

2o. $980$6 1emmam Palayam Pirivu6 2asiyanur P 6 =rode / 598$&76 Tamil

2adu www.indiamart.com0national/precisionss

Ph( &89758&87$8

Rising #ndustries

Teghoria -oknath Mandir6 Ihowtala6 *hosh +utta Para6 Tanushree ,partment

6 Eolkata / 7&&$"76 )est engal www.risingmachinery.com

Ph( &8"85<!:!9:

Frigmaires #nternational

P. . ox 2o. $59"96 Ianata #ndustrial =state6 -ower Hnit 2o. 86 1enapati

apat Marg6 pposite Pheonix Mill6 Mumbai / :&&&$96 Maharashtra

www.feproDects.com

Ph( &8::7"7$759

,dhi 1akthi ProDects



2o. :&0<6 =arikkarai Road6 2ear )ipro 'omputers6 Eothapurinatham6

Thiruvandarkoil 6 Pondicherry /5&"$&!6 Pondicherry

www.adhisakthiproDects.com

Ph( &8"888$$""&

Hnited +etergent =ngineers

2o. $:6 aDanai Eoil 1treet6 Hppilipalayam 6 'oimbatore / 5:$&$"6 Tamil 2adu

www.indiamart.com0uniteddetergentengineers Ph( &<<"995$557

1urya Machines

!!"6 Eattoor 1treet6 ;aliyam palayam Road6 Ealappatti6 'oimbatore /

5:$&:86 Tamil 2adu www.indiamart.com0suryamachines

Ph( &<::!99:75&

Suppliers of Ra Materials

Mathewsons =xports J #mports Private -imited Mathewsons uilding6

Ealoor 6 Eochi / 58!&$76 Eerala www.indiamart.com0mathewsons/exim

Ph( &8&:"9!78&$

#ntermas

$! 0 !"6 'ollege Road6 Panayapally 6 Eochi / 58!&&!6 Eerala

www.indiamart.com0intermas/cochin



Ph( &8&:!<":7!&

2agarDuna @erbal 'oncentrates -td. Thodupuha6. 6 Eochi / 58" "886 Eerala

www.indiamart.com0nagarDunaherbal Ph( &<<5$889!!!



Punarnava @erbals

=dappally 2orth P. . 6 Eochi / 58!&!:6 Eerala

www.indiamart.com0punarnava/herbals

Ph( &<8<"5&9&99

Rich =xports J #mports

lue ells6 ;ikas 2agar6 Maradu 6 =rnakulam / 58!9&:6 Eerala

www.indiamart.com0rich/exports/imports

Ph( &8&:9&:<5:8

*rocer nline

+oor 2o. 5&0:7< $6 Eoithar 'omplex Panampalliy 2agar6

=rnakulam / 58!&956 Eerala www.indiamart.com0grocer/online

Ph( &<"577!7$98

2eo Products 1opas ,nd Perfumes

Market road6 Thripunithura 6 =rnakulam / 58!9&$6 Eerala

www.indiamart.com0neo/products

Ph( &<8:7:!7989



TOMTO S2CE MN2FCT2RIN% 2NIT

IN+RO+2CTION

Tomato is one of most popular vegetables used for human consumption. ,part from their use in

food preparations6 tomato products like sauces6 ketchups etc are used as table enricher especially

along with fast food items like pias6 burger6 puffs etc. This is made from tomato Duice and

many other ingredients and preservatives are added to it to enhance its shelf life and taste. These

products are consumed by people of all age groups and demand is going up.

MR:ET POTENTIL

Tomatoes are available during the season at cheaper rates and prices start shooting up during off/

season. ut main reason for these products becoming popular is their extensive use as enrichers

along with bread and other such preparations6 in making some fast food items like pia6 burger

etc. and as additives with many food preparations. @ence6 these products are witnessing increase

in demand year after year. They have already become popular in urban and semi/urban areas andare now making in/roads in rural markets as well. Thus6 there is a good scope for these products

especially in semi/urban and rural areas.

-SIS N+ PRES2MPTIONS

The production is based on a single shift basis of 8 hours per day and !" working days in a

month.

-and and building has been acquired monthly Rent of Rs $&&&&.

Rate of interest for fixed and working capital $" % per annum.



IMPLEMENTTION SC*E+2LE

#t will take one year to complete all the formalities before starting the commercial production.



TEC*NICL SPECTS

PROCESS OF MN2FCT2RE

Ripe and matured tomatoes are washed and graded. The graded tomatoes are then boiled in steamkettles. The boiled tomatoes are then pulped and the Duice is filtered out from seeds6 fiber and solid

waste. 1pices and condiments like ginger6 garlic6 clove6 pepper6 salt6 sugar6 vinegar etc are added.

,llowed preservatives are added to the sauce pulp. The sauce is quickly cooled and allowed to

solidify into a thick pulpy sauce. The sauce is then packed in sterilied bottles and pouches6 sealed

and stored for sale. The recovery of Duice varies depending on the quality and variety of tomato.

POLL2TION CONTROL

This industry does not create any kind of pollution and as such there is no need to take any

preventive measures for pollution control

PRO+2CTION CPCIT)

1rl 2o.

Product

Per ,nnum3Eg4

;alue3Rs4



$

TM,T 1,H'=

9&&&&

!86"&&&&

FINNCIL SPECTS

MC*INR) N+ E;2IPMENTS

Sl'No

Items

mount

in Rs'



$

Pulper

5&&&&

!

1tirrers

!&&&&



9

1team Iacketed Eettles

:&&&&

:

Precision

)eighing

$&&&&

1cale



"

'ontainers J vessels

!&6&&&

5

Furnitures

!&&&&

7

+esktop computer



9&&&&

₹

Total Fixed 'apital

700,000



ReDuirement of Poer L 60*P

MN PO8ER RE;2IRE+

Sl'No

Profession

Nos'

Salar$

In Rs'



$

Manager

$

$"&&&

!

1ales Person

!



!:&&&

9

1killed workers

$

$&&&&



:

1emi 1killed )orkers

$

8&&&

Total



₹ />,000

2TILITIES N+ OT*ER E?PENSES

Power 'harges

5"&&

)ater charges

$&&&

Rent



$&&&&

Telephone charges

"&&

Miscellaneous

expenses

"&&

Total



₹ 6,/00

8OR:IN% CPITL



No' of

Particulars

mont4

mount

omato

$9"&&&

ther ingredient

$$!"&&

Packing Raw Material



7"&&&

1alaries

$7$&&&

Htilities

"""&&

Rent6Telephoneandother

miscellaneous expenses



99&&&

₹

otal )orking 'apital

/,7000

TOTL PROJECT COST



$

Fixed 'apital

!&&6&&&

!

)orking 'apital



"8!6&&&

₹ >,7000

Total ProDect 'ost



MENS OF FINNCE



$

wn 'apital

$6<""&&

!

Term -oan

$6"&&&&

)orking

:695"&&

9

'apital -oan

COST OF PRO+2CTION PER MONT*



Total recurring cost

!9!8&&&

+epreciation on machinary $&%

$8&&&

+epreciation on furniture !&%

:&&&



#nterest on term loan K )orking caital

loan $"%

87<7"

₹

Total 'ost of Production

71,>G>/



T2RN O@ER PER )ER

Item

Name

;uantit$(3#!



RateB3#(Rs!

@alue(Rs!

Tomato

sauce

9&6&&&

<"

!86"&&&&

NET PROFIT (-EFORE T?TION! PER )ER



Net Profit (Hefore ta5ation! Per $ear

1,6707/

NET PROFIT RTIO

32et profit per year N $&&4 0 Turnover per year

(16707/600! B 7,/0000

61'1/

RTE OF RET2RN ON TOTL IN@ESTMENT

32et profit per year N $&&4 0 Total investment

(16707/600! B >7,000

/7'K



-RE: E@EN POINT

Fi5ed Cost

Rent for one year

$!&&&&

Total depreciation

!!&&&

#nterest on total investment

87<7"

:&% of salaries

!795&&

:&% of utilities

<$8&&

Total

/G/>/

-EP A (Fi5ed Cost600!B( Fi5ed Cost Net Profit!

(/G/>/600!B( /G/>/16707/!

/G'60



ddresses of Mac4inar$ and EDuipment Supplies

M0s *anesh =ngineering works 'oimbatore6 Tamilnadu.

M0s Precision )eighing Technology Pvt -td 6 'oimbatore6 Tamilnadu.

M0s Patel #ndustries angalore 6 Earnataka.

Ra Material Suppliers

Palayam ;egetable Market Eohikode6 Eerala

M0s Polytech plastic industries 6 'oimbatore6 Tamilnadu.



PRO+2CT PROFILE OF ROSTE+ RICE FL:ES

INTRO+2CTION

*enerally the beaten rice is a popular food for all kinds of human living in#ndia. Most people

used this as a raw food in ancient times which is very easy to produce and prepare at home.

2ow the people are making different kinds of recipes with this by adding sweetness or spices.

This is rich in fiber and carbohydrate and can be consumed even by those suffering from

diabetes6 high blood pressure etc. 2ow the medical Dournals are also encouraging the same.

,nother point to be remembered is that paddy is available in plenty in #ndia 3and kerala4 and

hence the raw material has no shortage.

PRO+2CT

'FTR# Mysore has introduced new methods to evolve the roasted flakes with different spices

and sweetness. This can be directly used as a snack or light food. This can easily attract both

small children and elders. ,lso one of the specialties is the easiness with which the product can

be prepared though it consumes a little time.

MR:ET POTENTIL

This product in the market is relatively new one. @ence it has tremendous scope. , good quality

product in attractive pack will give a boost in marketing the product. The main scenario in rice

flakes is that it is pure in nature and adding spices or sweets will not contaminate it in any way.

TEC*NICL SPECTS

T4e Process

The paddy is cleaned and stones are removed. #t is soaked in water and boiled in a boiler. )hen

it is lowered its temperature is reduced a little and is pounded or pressed mechanically to form

flakes. #t is sieved and roasted by adding the required flavors. This product is packed and

labeled indifferent weights.



CLEA

SOA

BOIL

NIN

KING

ING

G



IN

POU

NDI

NG

PAC

ROA

SIEVI

KING



STIN

NG

AND

G

does

kind of

no need of any



preventive measures.



FINNCIL SPECTS

Fi5ed Capital

Land and Huildin#

#t is estimated that a land of !"&sqm is required with $!"sqm with buildup area.'ost of land in

rural area is calculated as Rs$6!"6&&&0/ and the cost of construction is taken as Rs96!"6&&&0/

Plant and mac4iner$

#t is suggested to install a unit with annual production capacity of !"&MT based on 9&&working

days and $ shift per day.

No

ITEM

;2NTIT)

PRICE(IN

L:*S!

$



,vil mill

!

$."&

!

Roaster

!

$.&&

9

@usk fired Furnace

$

&.!"

:

Paddy soaking tanks

:



&.5&

"

1ieves

:

&.!"

5

1ealing machines

$

&.!"

TOTL

9.8"



Furniture and fi5in#

, provision of Rs:&6&&&0/ is provided for the working tables furniture and fixtures storage

facilities.

2tilities

Power requirement shall be $" hp and daily water consuming is Rs7"& for 8&& liters

Manpoer reDuirement

Particulars

Mont4l$ salar$(Rs!

Total Mont4l$ salar$(Rs!

1killed workers

9"&&

7&&&



1emi/skilled )orkers

9&&&

5&&&

@elpers

!&&&

8&&&

1ales man

9&&&

9&&&



TT,-

!:&&&



+etails of pro9ect cost

! Land and Huildin#

Particulars

rea

Cost(Rs!

-and

!"&1qM

$!"&&&

uilding

$!"1qM

9!"&&&

TT,-

:"&&&&



Plant and mac4iner$

, total cost of Rs9.8" -akhs is calculated in this head.

Miscellaneous assets

, provision of Rs:&6&&&0/ is provided to this proDect

Preliminar$ and preoperati&e e5penses

This include some charges like registration6 trial run expenses6 interest during implementation etc.

and are covered with a provision of Rs"&6&&&0/

8or3in# capital reDuirement (it4 a capacit$ utiliation of K0!

Particulars

Period

Mar#in

Promoters

-an3

Total(La34s!



1tock of Materials

$ Month

9&%

&.9&

&.8&

$.$&

1tock of Finished

Q months

!"%

&.$:

&.:$

&.""

*oods



Receivables

$ Month

!"%

&.!5

$.9<

$.5"

)orking =xpenses

$ month

$&&%

&.!&

&.!&



Total

0'G0

7'K0

'/0

Cost of pro9ect

Item

mount(La34s!

-and and uilding

:."&

Machinery

9.8"

Miscellaneous assets

&.:&



Preliminary J Preoperative =xpenses

&."&

'ontingencies $&% on fixed assets

&.8:

)orking 'apital

9."&

6'/G



Means of Finance

Promoters contribution

:.&7

-oan frombank

Term loan5.<!

<."!

)orking capital!.5

Total

$9."<

ssumptions

a4 2tilities( the annual expenditure towards power and water is estimated to beRs 5&&&&0/



Sellin# e5penses= Rice flakes will be sold through retailers. For this commission andtransportation

charges will be there. @ence a provision $!."% is provided.

Interest on term loan is calculated as $!% per annum assuming a repayment period of :years.

#nterest on working capital is taken as $:% per annum.

+epreciation' #t is calculated assuming $&% on building and !&% on plant and machinery

Ra material reDuired per annum

Product

;uantit$(MT!

RateB price

@alue(In

La34s!

Paddy



!"&

8<&&

!!.!"

1pices

!"

:&&&

$.&

7'7/



Sales Re&enue at 600J

Product

;uantit$

Sellin# price

Sales(In

La34s!

Roasted flakes



!&&

$!&&&

!:.&&

Rice ran

!"

!&&&

$.&

7/'0



Calculation of profit

No

Particulars

)ear6

)ear7

)ear

)ear1

#nstalled capacity

!"&MT



'apacity utiliation

5&%

7&%

8&%

$&&%

1ales realiation

71'/

9$.8"

9:

98.!"



-

Cost of production

)ear6

)ear7

)ear

)ear1



Raw materials

$9.<"

$5.!8

$8.5&

!&.<9



Htilities

&.95

&.:!

&.:!

&.":



1alaries

!.88

!.88

!.88

9.$7



1tores J1pares

&.!&

&.!&

&.!&

&.!&



Repairs and Maintenance

&.9&

&.9&

&.9&

&.9&



1elling expenses

$.<$

$.<<

$.<<

$.<<



,dministrative =xpenses

&.9&

&.9&

&.9&

&.9&



Total

6G'G

77'>

7/'1

7'>K



C

Profit

Hefore Interest

and



:.5

<.:8

8."!

<.:<

Ta5ation



#nterest on Term loan

&.89

&.89

&.59

&.:9



#nterest on working capital

&.95

&.95

&.95

&.95



+epreciation 3&.9!K.774

$.&<

$.&<

$.&<



$.&<

Profit before tax

!.9!

7.!&

7.:9



8.:&

#ncome tax $&%

&.!9

!.!8

!.&8



!."!

Profit after Tax

!.&<

".&:

".!



".88

'ash accruals

9.$8



5.$9

5.!<

5.<7

-rea3 E&en nal$sis



No

Particulars



mount(La34s!

Sales



7/'0



-

@ariaHle cost



Raw materials

$9.<"



Htilities 35&%4

&.!!



1alaries 35&%4

$.79



1tores J 1pares

&.!



1elling expenses35&%4

$.$"



,dmn.expenses3"&%4

&.$"



#nterest on working 'apital

&.95



6>'>K

C

ContriHution



>'71

+

Fi5ed Cost

+epreciation

$.&<

Htilities

&.$:



1alaries

$.$"

1elling expenses

&.75

,dministrative expenses

&.$"



'7G

E

-rea3e&en point ( +BC!

1/'11



Return on in&estment

Profit after tax0investment L!.&<0$9."<N$&& L6/'>

SOME S2PPLIERS OF MC*INERIES

#ndopol food processing industry pvt. -td Faridabad $!$&&9 Ph !!75$5$

1P =ngg.worksFaal*unD6Eanpur



-NN FI-RE E?TRCTION N+

PROCESSIN% @RIO2S PRO+2CTS, SCOPE IN

:ERL



-NN FI-RE E?TRCTION N+ 8E@IN%

INTRO+2CTION

anana fibre is eco friendly like Dute fibre. The technology of banana fibre extraction has

been developed in 1outh #ndia where in a good number of banana fibre extraction units

have been running very successfully. 1ome firms are exporting the banana fibre

products.anana growing states of 2.=.Region has adopted the technology from 1outh

and started production of banana fibre and fabric. This can create a lot of employment

opportunities for almost all age groups.

MR:ET POTENTIL

The banana fibre is being used for weaving attractive pieces of clothes6 rugs6 sarees etc.

esides6 it is also being used to produce a variety of items such as hats6 photo frames6

trinket boxes6 gift bags6 picture frames6 hand bags6 belts6 baskets and sandals etc. +resses

woven out of natural fibres are in great demand inside and outside #ndia.



PLNT CPCIT)

'apacity utiliation

( 7&%

,verage daily production envisaged

( $& Eg cloth.

)orking days0year

( !" days in a month and 9&&

days in a year.

,nnual production

+oor Mat

( $&&& nos

Floor covering

($&&& nos

1creen

( $5&& Mt.



+urry

($"&& 2os.



R8 MTERILS

The main raw material for the unit is banana tree which is abundantly available in the

1tate of Meghalaya6 Mioram6 ,runachal Pradesh and ,ssam.

$.

'ost of anana 1tem

( $.:& lakhs

!.

Misc. items

( &.!& lakhs

Total = 6'K0 la34s'

S2%%ESTE+ LOCTION =

anana growing areas in Eerala ? Palakkad3,ttappadi6 Mannarkkad46 Eottayam6

Eohikkode

PROCESS

-anana FiHre Processin# and 8ea&in# =

The extraction of the natural fibre from the plant required certain care to avoid damage.

#n the present experiments6 initially the banana plant sections were cut from the main

stem of the plant and then rolled lightly to remove the excess moisture. #mpurities in the

rolled fibres such as pigments6 broken fibres6 coating of cellulose etc. were removed

manually by menas of comb6 and then the fibres were cleaned and dried.This mechanical



and manual extraction of banana fibres was tedious6 time consuming6 and caused damage

to the fibre. 'onsequently6 this type of technique cannot be recommended for industrial

application. , special machine was designed and developed for the extraction of banana

fibres in a mechanically automated manner. #t consisted mainly of two horiontal beams

whereby a carriage with an attached and specially designed comb6 could move back and

forth. The fibre extraction using this technique could be performed simply by placing a

cleaned part of the banana stem on the fixed platform of the machine6 and clamped at theends by Daws. This eliminated relative movement of the stem and avoided premature

breakage of the fibres. This was followed by cleaning and drying of the fibres in a

chamber at !&o' for three hours. This fibres were then labeled and ready for lamination

process.,fter extraction of fibre6 weaving is done in the looms as per normal process like

any other material.



MC*INER)

The maDor equipment required are (

Sl'No'

Particulars

Nos'

anana

fibre

$.

extractor

!

-oom

complete



!.

with all accessories

:

9.

obbin circle

$

:.

'harkha

$

".

obbin

$&&



5.

Pirn

$&&

7.

1huttle

8

8.

Misc. items

-.1.

INFRSTR2CT2RE

The maDor infrastructural requirement are (



'overed

area

( $!&&

1q.ft.

Power

(

"

E).

TOTL CPITL RE;2IREMENT

The total capital requirement including fixed capital and working capital is estimated at Rs.$.7&lakhs as follows. f this6 the proDect cost comprising fixed capital and margin money on

working capital is Rs.$."" lakhs.

(Rs' In la34!

Fi5ed Capital =

-and and uilding

wn

Plant and Machinery



&.<&

Misc. fixed assets.

&.9&

Preliminary J Pre/op. =xpenses(

&.$&

Total3,4 (

$.9&



8or3in# Capital =

Raw materials J Packing materials

$" days

&.&<

Finished goods

$" days

&.!&

)orking =xpenses

$ month

&.$5

Receivables

$" days.

&.!"



Total (-! =

0'>0

Total(! (-!

=

6'>0

Note = )orking capital May be finan

Rs.

&.:"



ank Finance 35"%4

lakh

Rs.

&.!"

Margin Money 39"%4

lakh.

Total =Rs'



0'>0 la34'

Capital Cost of Pro9ect

Fixed 'ost

(

Rs. $.9& lakh

Margin Money for

)orking

'apital.

(

Rs. $.!" lakh



Total = Rs' 6'// la34'

MENS OF FINNCE

Promoter>s contribution 39"%4

(

&."" lakh

Term -oan 35"%4

(

$.&& lakh.

Total =6'// la34



OPERTIN% E?PENSES

The annual operating expenses are estimated at Rs :.<< lakhs as given

below (

3Rs.

in

lakhs4

Raw materials

(

$.5&

Packing materials.

(

&.!&

Htilities

(

&.:&

)ages J 1alaries

(

$."&



Rent6 #nsurance etc.

(

&.9&

ther overheads.

(

&.9"

1elling expenses "% on

annual

1ales.

(

&.99

#nterest on term loan $!."&%

(

&.$9



#nterest on bank finance

for working capital $$%.

(

&.&"

+epreciation $&% on M0c.

(

&.$9

Total =

1'GG



SLES RELISTION

;nt$'

Items



Rates(Rs!

@alue (Rs!

3 -akhs4

+oor Mat 3$9> x !!>4

$&&& 2os.

5&0/

&.5&



Floor 'overing 3:> x

$&&& 2os.

9&&0/

9.&&

5>4



1creen

$5&& 2os.

"&0/

&.8&

+urry 3!."> x ".&>4



$"&& 2os.

$"&0/

!6!"

Total

5.5"



PROFIT-ILIT)

ased on the sales realiation of Rs 5.5" lakhs and the operating expenses of Rs :.<< lakhs6 the

profit at rated capacity utiliation would be Rs $.55 lakhs per year. This works out to be return on

investment of <8%. The unit will break even at about 9$% of the targeted annual production.



*I%*LI%*TS

The maDor highlights of the proDect are as follows(

Total capital requir

Rs.

$.7& lakhs.

Promoter>s

.

contribution

Rs

&."" lakhs.



,nnual

1ales

realiation

Rs.

5.5" lakhs.

,nnual

operating

expenses

Rs.

:.<< lakhs.



,nnual Profit 3Pre/

tax4

Rs.

$.55 lakhs.

Pre/tax return on

sales



!"%.

reak/=ven Point.

9$%.

2o.

of persons

employed.

8 2os.



S2PPLIERS OF MC*INER)

,ddresses of Machinery and Raw Material 1uppliers (

1upplier of anana Fibre =xtractor (

=co

*reen

Hnit

Erishi



;igyan

Mother

#ndia

1ugandavanam

Eendra

2o.$!/.# Floor6First 1treet6

1ethumadai6

Ealavacharla6

RaDendra

2agar6Palayamkottai/

Pollachi

TE6

=ast

*odavari

5!7

&&!6

'oimbatore



+ist6

+istrict

Tamilnadu6#ndia.

Tamilnadu.

,ndhra

Pradesh

'all ( K <$/ &:5!/ !"5$ 9!" 0

Pin

/

5:!$99.

&889 ? !::<87$

!"5$

9":

P@

(

&:!"9



Fax ( K <$/ &:5!/ :&&&&976

!::!5<

Mail

(

Mobile

(

<::99

businessmotherindiaworld.com

5597:



6

'lick( welcome to mother india

-ooms and other accessories are available in the local market



COMPUTER ASSEMBLING

Introduction :

'omputers are now a days used for various applications in day to day life. , Micro =nterprise unit

proposed activity 'omputer assembling J 1ales. For this computer parts will be Purchased from

dealer and assembling in the unit. ,ssembled 'omputers will be marketed through the distributors

appointed by the entrepreneur. The distributor will

also

inform the needs of the computer through the market 1urvey.

Ra

Materials( Mother

oard6 ,TS 'abinet6

Mouse6

Eey

oard6

Monitor6

Packing Material

Manufacturin# process=

'abinet

setting6 Fix



the

1MP1

31witched Mode

Power 1upply46 Fix the Mother oard6 Fix the Processor6 Fix the @ard +isk6 Fix the '+

)riter #nstallation of operating system J 1oft )are.

Fi5ed ssets

$.

-and J uilding

(

Rented

Plant and Machinery(

1l.2o



#tems

Rate

Guantity

;alue

$.

1crew +river

!"&

&:

$&&&

!.

Multi meter

$&&&

&:



:&&&

9.

1oldering #ron

!"&

&:

$&&&

:.

1oldering 1tation

5&&&

&:

!:&&&



".

ther fitting #tems

"&&&

5.

uilding furnishingJ

5"6&&&



Furniture Fittings

Total

$6&&6&&&



9. Raw Materials0Month



1l.2o

#tem

Rate

Guantity

;alue

$.

Mother oard

"&&&

"9

!65"6&&&



!.

,TS 'abnet

$"&&

"9

7<6"&&

9.

Mouse

"&&

"9

!56"&&

:.



Eey oard

$&&&

"9

"96&&&

".

Monitor

"&&&

"9

!65"6&&&



5.

ther Packing

!"6&&&

Material



Total

76$:6&&&

:.

-abour cost



1l.2o

+esignation

Rate0month

2os.

,mount

$

1ystem

!"6&&&

&!



"&6&&&

=ngineer

!

+istributor

$&6&&&



&$

$&6&&&

Total

&9

5&6&&&



". Miscellaneous =xpenses

1l.2o

#tems

,mount

$.

=lectricity

!6 &&&.&&

charges

!.

Rent

"6 &&&.&&

9.

Transporting



$&6&&&.&&

:.

*eneral

86 &&&.&&

=xpense

Total

!"6&&&.&&



5. )orking 'apital

1l.2o

#tems



,mount

$

Raw Materials

76$:6&&&

!

-abour 'ost

5&6&&&

9

Misc. =xpenses



!"6&&&

Total



76<<6&&&

7. Total 'ost of ProDect

1l.2o

#tems

,mount



$

-and J uilding

Rented

!

Machinary

J

$6&&6&&&

=quipments



9

)orking 'apital

76<<6&&&

Total



86<<6&&&

8. Means of Finance

1l.no

#tems

,mount



$

wn fund 9&%

!65<67&&

!

ank -oan 7&%

56!<69&&

Total

86<<6&&&



ssumption

$.

#nstalled 'apacity

/

<&& 2os.

!.

1hift

/

&$

9.

'apacity Htilisation

/

7&

:.

Rate of -oan #nterest

/

$9%

".

1elling =xpenses



/

"%

5.

+epreciation

Machinary

/ $& %

ie. $&6&&&0/

RepairJ Maintenance ? !%

ie. !6&&&0/

#nsurance

/

!%

ie !6&&&0/



ProfitaHilit$ Statement

1l.2o.

Particulars

$.

2o. of working days

9&&

!.

2o. of shifts

&$

9.

#nstalled 'apacity

<&&

:.




7&%

".

Production

59&unit

5.

1elling Price 0unit

$5"&&0/

,. 1ales

$&69<6"&&&0/

. 'ost of Production



1l.2o.

Particulars

,mount

$.

Raw Materials

8"6586&&&

!.

1alaries



76!&6&&&

9.

Power 'harges

!:6&&&

:.

Rent

5&6&&&

".

+epreciation

$!6&&&

5.

#nsurance



!6&&&

7.

*eneral =xpense

<56&&&

Total

<:68!6&&&

'. *ross Profit 3,/4

<6$96&&&



+. 1elling =xpense "%

"6$<67"&

=. #nterest on -oan

8$68&<

F. Total of3 + J =4

56&$6""<

*. 2et Profit before tax 3'/F4

96$!6::$

@. #ncome Tax

$$6&&&



# . 2et Profit

96&&6::$

I. +epreciation

$!6&&&

E. 'ash 1urplus 3#KI4

96$!6::$



LI%*T EN%INEERIN%

(N2T, -OLT, 8S*ER, RI@ETS, etc'!

6' Introduction

The proDect is envisaged for establishing a machining unit for the manufacture of simple

fastening components such as screws6 bolts6 nuts6 washers6 car clips6 rivets and so on.

These items are required by all types of industries including automobiles.

7' Mar3et=

The products have a good demand in local market. Transportation industries like bicycles6

automobiles6 body builders6 aircrafts etc6 building activities such as construction areas6

electrical industries and other heavy and light industries are the common customers.

@ence the marking of these products will not be a tough

. ' Manufacturin# Process

,n unfinished work piece requiring machining will need to have some material cut away

to create a finished product. , finished product would be a work piece

that meets the specifications set out for that work piece by engineering

drawings or blueprints. , lathe is a machine tool that can be used to create that diameter by rotating a metal workpiece6 so that a cutting tool can cut metal away6 creating a

smooth6 round surface matching the required diameter and surface finish. , drill can be

used to remove metal in the shape of a cylindrical hole. ther tools that may be used for

various types of metal removal are milling machines6 saws6 and grinding machines. Many

of these same techniques are used in woodworking.the traditional machining processes6



such

as turning6 boring6 drilling6 milling6 broaching6 sawing6shaping6 planing6 reaming6

and tapping6 or sometimes to grinding.

FINNCIL SPECTS

6'

Land

Free 4old

7'

-uildin#

Rented



Plant < Mac4iner$

1l.2

#tem

Gt

$

-athe Machine

$

Rs.

$!"6&&&.&&

!

Tread rolling

Rs.

9

1tand +rill

$

Rs.

<6"&&.&&

:

@and *rinders

!

Rs.



$96&&&.&&

"

@and +riller

9

Rs.

$56&&&.&&

5

@ammer J Tools

Rs.

56&&&.&&

7

Rivette Machine

$

Rs.

86&&&.&&

8

'utting

$

Rs.

86&&&.&&

<

1heet 'utters

!

Rs.



967"&.&&

$&

Transportation6 =rrection61ales Tax etc.

Rs.

96!"&.&&

Total

Rs'

,00,000'00

1

Ra Material ReDuired per mont4

$

M 1

$57" kg J Rs. ""0L

Rs.

"56!"&.&&

!

Metal 1heet

$$&& kg J Rs.

Rs.

9967"&.&&

9

ther items



- 1

Rs.

$&6&&&.&&

Total

Rs'

6,K7,77/'00

/

Man Poer per mont4

$

Manager

Rs.

86&&&.&&

!

1killed )orkers

Rs.

$56&&&.&&

9

@elper



Rs.

:6"&&.&&

Total

Rs'

7,/00'00

K

Ot4er E5penese per mont4

$

Power

Rs.

!6&&&.&&

!

Rent

Rs.

96&&&.&&

9

Postage J Telephone

Rs.

"&&.&&



:

Miscellenious expenses

Rs.

!6"&&.&&

Total

Rs'

,000'00



>

8or3in# Capital ReDuirement

$

1tock

of

Raw

9&

+ay

Rs.

!

Raw

Materials in

!

+ay

Rs.

9

1tock

of

Finished

9

+ay

Rs.

:

'redit 1ale



$&

+ay

Rs.

"

ne Month working expenses

Rs.

Total

Rs.

Production per Mont4

!"&& Egs of 2uts 6 olts 6 )asher etc Rs.<& 0 Eilo

Rs.

!6!"6&&&.&&

G'

Total Pro9ect Cost



$

-and

Free hold

!

uilding

Rented

9

Plant J Machinery

Rs.

96&&6&&&.&&

:

)orking 'apital

Rs.

96!<6!&&.&&

TOTL

Rs'

0

MENCE OF FINNCE

$

Promoters 'ontribution

Rs.

$68868&&.&&



!

Term -oan

Rs.

!6!$6&&&.&&

9

)orking 'apital -oan

Rs.

!69&6:&&.&&

TOTL

Rs'

K,7G7,700'00

$$.

Cost of Production and ProfitaHilit$ Statement for a normal $ear of

operation

ear

$st

2umber of )orking +ays

9&&

2umber of 1hift

$



#nstalled 'apacity

:"&&&&&.&&


5&

Production

!7&&&&&.&&

' Net Sales

!7&&&&&.&&

-' Cost of Production

Raw materials

$<"$"&&.&&

1alaries

<5&&&.&&

)ages

!:5&&&.&&



Power 'harges

!:&&&.&&

Repairs and Maintenance

$!&&&.&&

+epreciationJinsurance

9<&&&.&&

Total

!958"&&.&&

C'%ross Operatin# Profit

6/00'00

+' dministrati&e and Sellin# E5penses

,dministrative =xpensesJ

7!&&&.&&

1elling =xpenses

E' Financial E5penses

#nterest on Term -oan

!589$.&&

#nterest on )orking 'apital -oan

9!!"5.&&

F' Total + < E

660>'00

%' Net Profit

70016'00



*' Pro&ision for ta5es

1016'00

I' Net profit

6GK>7'00

J' 8it4draals

0'00

:' +epreciation

K000'00

L' Cas4 Surplus

77>7'00

67'

-rea3 E&en Point

17'>

6'

+SCR

'6

61'Return on In&estment

6%



METL -SE+ IN+2STRIES

%RIC2LT2RL IMPLEMENTS, C2TLERIES < *N+

TOOLS

Introduction =

Metal based industries have greater development in every field such as industries6agricultural

implements6 building materials etc. -arge number of agricultural implements6 cutlries6 hand tools

etc have good demand and scope.

Ra Materials =

@igh carbon steel6 M1 items6 )elding rod6 handles6 other items and consumables are locally

available.

Manufacturin# process =

The process includes cutting6 bending6 drilling6 welding etc by using machinaries and assembled

together necessary handles are attached and kept for marketing.

Mar3etin#=

,gricultural implements and hand tools will have good demand and scope. The products can be

marketed trhough out the state and neighbouring states.

#nstalled 'apacity 3 in 2os4



$.

,gricultrual #mplements /

!&6&&&

!.

'uttleries

/

:&6&&&

9.

@and Tools

/

!&6&&&

Fixed ,ssets

$.

-and J uilding

(

Rented

Machinary J =quipments

#tems

Rate



Guantity

;alue

)elding 1et

&$

uffing Motor

&$



+rilling Machine

&$

$ @p Motor

&$

ench *rinder

&$



@and +rilling

&$

Machine



@and *rinder

&$



ench vise

&$



Pannel oard J

Total 1l 2o.$

$6"&6&&&

=lectrification

K <



1ub/Total

Miscelleneous

!"6&&&

,ssets394



Preliminary J

"6&&&

Pre / perative



=xpenses3:4

Total Fixed



$68&6&&&

'apital

3!K9K:4



)orking 'apital

Recurring =xpenses 0Month

$. Requirement for Raw Materials at "&% of capacity



utiliation ?

5&6&&&0/

!. )ages ?

$56&&&0/

9.

Htilities J ther =xpenses ?

$:6&&&0/



Total

<&6&&&0/

:. )orking 'apital requirement ?

$6"&6&&&0/

3Two months raw Material cost and one month work expenses are estimated as

)orking 'apital4



". Total 'ost of ProDect



1l.2o

#tems

,mount

$

-and J

Rented

uilding



!

Machinary

$68&6&&&

J



=quipments

9

)orking

$6"&6&&&



'apital

Total

969&6&&&



5. Means of Finance

1l.no



#tems

,mount

$

wn fund

$6$:6&&&

!

Term



$6!56&&&

-oan

9

)orking

<&6&&&



'apital

Total

969&6&&&



7.Monthly Profitability 1tatement

,. 1ales

$6$&6&&&

. 'ost of Production

1l.2o.

Particulars

,mount

$.

Raw Materials

5&6&&&

!.

)ages

$56&&&

9.

Htilities J other expenses



$:6&&&

:.

Repairs !% on Machinary

!"&

".

+epreciation $&% of Fixed ,ssets

$6:"8

5.

#nsurance

$!"

Total

<$6899

'. *ross Profit 3,/4

$86$57

+. Financial =xpenses

#nterest on -oan $9%



!69:&

=. ,dministrative =xpenses

$% on sales

$6$&&

F. 1elling =xpenses 9% sales

969&&

*. Total of3+K =KF4

567:&

@. 2et Profit before tax 3'/*4

$$6:!7

# . ,nnual Profit

$6976$!:

I. Return on #nvestment

:$.""%



MN2FCT2RE OF PPER PRO+2CTS

(PPER C2PS!

6' INTRO+2CTION(

, paper cup is a disposable made out of paper and after lined with plastic or wax prevent

liquid from leakage out or soaking by paper. Paper cups are made from renewable resources.

The cups should be made from food grade paper which is hygienic in nature. #t is capable for

holding both hot J cold liquid for longer time. The uses of paper cups have wide range. *ive

the rapid changes in life styleC it is the right time to enter the consumer segment to popularie

the home consumption of paper cups.

There are several inherent advantages in using Paper 'ups as compared to cups of other

materials. These Paper 'ups are gaining popularity all across the globe as a beautiful and

stylish way of minimiing exposure to food borne infections.

Paper 'ups have numerous advantages likeC they are manufactured in a very simple processusing Food *rade Raw Materials with least waste and are easiest to recycle. They are ideal

for individual servings at all kinds of parties6 functions6 picnic occasions6 marriages6 chat6 tea

J food Doints6 etc. 2on/toxic in nature6 the shapes and surface designs on these paper cups

are attractive and present an inviting look. These paper cups can also be custom printed with

an outletUs logo6 brand punch line or advertising message.

7' MR:ET POTENTIL

, wide range of paper cups are now produced and marketed in #ndia. The paper cups are

reckoned to be a high potential business for #ndia. Manufacturing Paper 'ups is the purpose

of satisfying needs and wants of 'onsumers is the market place. +eveloping a strategy for

delivering an effective combination of food grade quality and cost effective features for

consumers within the target market is done.



The prospects of paper cups depend on the value of customers who utilie it. ut in our

country paper cups are used by all the people as it is easy to use6 hygienic and eco/friendly.

@ence6 per capital consumption has increased and the demand for it is recognied. )hile the

demand for paper cups has shown a good growth6 the company will be successful in

strategiing its market operations.

,s paper cups are a product of daily consumption and necessity6 their marketing will not be a

problem as the consumers are aware of the advantages of using paper cups. The raw

materials are indigenously available and the manufacturing process is also simple.

Paper 'up find potential market in #T companies6 =ducational #nstitutions 'anteens6

#ndustrial 'anteens6 Restaurants6 Fast Foods6 'atering People6 Tea 1hops6 Paper Product

+ealers and 1uper Markets.

MN2FCT2RIN% PROCESS OF PPER C2PS(



)e have proposed to use the ,utomatic Paper 'up Forming Machine for our

manufacturing process of Paper 'ups. The general structure of paper cup forming machine

is composed of three stages. They are(

The first stage( mainly finishes transmission of the paper cupUs sidewall paper6 shaping

side/wall and transferring them to the second stage after shaped.

The second stage( transmission of the cup/bottom paper6 shaping cup bottom6 Doining the

shaped side/wall and cup bottom6 automatic transmission and discharging of the shaped

cup6 and curling the shaped cupUs edge.

The third stage( mainly includes :" degree angle separating6 preheating6 curling bottom6

curling rim and so on mechanisms6 which are the important parts in finishing paper cup.

-SIS N+ PRES2MPTION OF T*E PROJECT=

The process of manufacture is on the basis of eight hours per day with three hundred

working days in a year.

-abor and wages mentioned in profile are as per prevailing local rates.

#nterest rate at $"% considered in the proDect

The Promoter contribution will be !" % of the total proDect cost.

The capacity of the plant nos. of paper cups per day.



INSPECTION N+ ;2LIT) CONTROL=

Plant will strictly adhere to the #nternational F+, standards and #ndian #1 standards in the

process of manufacturing Paper 'ups from procuring high quality food grade raw materials

to hygienic methods of packaging.

K' PRO+2CTION CPCIT) PER NN2M=

Guantity( 79&&& nos. of paper cups per day !!6&&&6&&& nos. of paper cups per annum 39&&

days4

>' POLL2TION CONTROL

The technology adopted for making paper cups is eco/friendly. 'up forming process is

totally automatically done by the machine6 only feeding and packaging involves manual

work. The scrap papers created out of this manufacturing process also can be sold for

recycled paper converters. @ence there is no chance of any pollution out of this industry.



FINANCIAL ASPECTS

' FI?E+ CPITL

Land and Huildin#

'overed area 3"&& 1q. meters4 rented( "6&&&

Mac4iner$ and EDuipments

1l 2o

+escription

Guantity

Rate

;alue



$

Machine

$

86"&6&&&

86"&6&&&



!

+yes

9

"&6&&&

$6"&6&&&



ffice

=quipments

and

9

Furniture



"&6&&&

"&6&&&

=lectrification

and



:

#nstallation

$&6&&&

$&6&&&



Total

$&65&6&&&

iii' Pre Operati&e e5penses



$&6&&&

Total Fi5ed Capital(iiiii!

$&67&6&&&

-'

8OR:IN% CPITL



6' Staff and LaHour (per mont4!



1l

2o.

+escription

2o.

1alary

Total



1ale

'um



$

Production Manager

$

$"&&&

$"&&&

!



1killed )orker

$

$&6&&&

$&&&&

9

Hnskilled )orker



$

7&&&

7&&&

Total



9!&&&

,dd Pre Requisite $"%

(

:8&&

Total



(

958&&

,pproximately

(

97&&&



Ra Materials ReDuirements (Per Mont4!

1l

2o.

+escription

Guantity

Rate

;alue

$

Printed P= Paper

!895 Eg

<!

!5&<$!



!

ottom Reel

$$9: Eg

78

88:"!

9

Packing Material

!"&&&

Total

(

97:95:



,pproximately

(

97"&&&

9' 2tilities (Per Mont4!

1l

2o

+escription

,mount

$

Power

"&&&



Machineil

J

!

*rease

$&&&

Total

5&&&

1' Contin#ent E5penses(Per Mont4!

1l



2o.

+escription

,mount

$

Rent

"&&&

Postage

and

!

1tationary

"&&



Transportation

9

charge

$&&&&

:

Maintenance 'harge

!&&&

"

,dvertisement

$&&&



5

Phone

!&&&

Total

!&"&&



/' Total 8or3in# Capital (Per Mont4!

1l.

2o

+escription

,mount

$

Raw Material

97"&&&

!

Htilities

5&&&

9

1alary

97&&&



:

'ontigent

!&"&&

Total

:98"&&

K' 8OR:IN% CPITL FOR MONT*S

)orking capital for 9 months L 9 N :98"&& L $96$"6"&&

TOTL CPITL IN@ESTMENT

Fixed 'apital

( $&67&6&&&

)orking 'apital for 9 months

( $96$"6"&&

Total

( !968"6"&&



Financial Analysis

a' Cost of Production (Per )ear!

1l.

2o

+escription

,mount

$

Total Recurring 'ost

"!5!&&&

!

+epreciation on Machine $&%

8"&&&

9

+epreciation on +yes !"%



97"&&

:

+epreciation on Furniture !&%

$&&&&

#nterest on Total 'apital #nvestment

"

$"%

!5895<

Total

"55!85<

,pproximately

"55!<&&



H' Turno&er (per $ear!

1l

2o

+escription

Gty

Rate3Rs4

;alue3Rs4



$

Paper 'ups

!!6&&&6&&&

&.9

55&&&&&

Total



55&&&&&

c' Net Profit(-efore Ta5ation! (Per )ear!

Turn ver

( 55&&&&&

'ost of Production 3/4 ( "55!<&&

Total

(

<97$&&



d'

Net Profit Ratio

2et Profit Ration

L

x $&&



$:.!&%

Rate of Return on Total In&estment

L

x $&&



L 9<.!8%

-rea3 E&en Point Fi5ed Cost

1l.

,mount

2o

+escription

3Rs4



$

Rent for one ear

5&&&&

!

Total +epreciation

$9!"&&

9

#nterest on Total investment

!5895<

:

:&% of 1alary and )ages



$775&&

:&%

of

Htilities

and

"

'ontingents

$!7!&&

Total



75"55<

,pproximately

75"7&&



-'E'P L

x $&&

L ::.<5%

ddress of Mac4iner$ and EDuipment Suppliers

,ER #ndustries

2o. 95 ,J 2ew 'olony6 2orth 1treet6



Mannarpuram 6Trich

Pin/5!&&!&

!.

1ri Iata Machine Tech

2o. !:0$6 1#+' #ndustrial =state6 Eurichi Post Pollachi Main Road6

'oimbatore / 5:$&!$6 Tamil 2aduwww.papercupmachineries.in



9.

Future =nterprises

2o.

<

,,6

,nna

2agar

Podanur6

'oimbatore / 5:$&!96 Tamil 2aduwww.futureenterprises.co.in

List of Suppliers of Ra Material

$.



1ri Iata Machine Tech

2o. !:0$6 1#+' #ndustrial =state6 Eurichi Post Pollachi Main Road6

'oimbatore / 5:$&!$6 Tamil 2aduwww.papercupmachineries.in

!.

1agun Papers



2o.

$&&6

;elayutham

Road

2ear

-#'

uilding6

1ivakasi / 5!5$!96 Tamil 2adu

9.

#ndo 'hina Paper ,nd oards



2o.

":6

#ndustrial

=state 6

1ivakasi / 5!5$!96 Tamil 2aduwww.indiamart.com0icpaper



Pro9ect Profile on Curr$ and Rice Poder





India

)ousuf#uda, *)+ER-+ . /00 01/



Pro9ect Profile on Curr$ and Rice Poder

Introduction=

1pices play an important role in enhancing the flavor and taste of the processed foods. #ndia

produces almost all the known spices and is the largest exporter of this commodity. ,lthough

spices are traded chiefly in an unprocessed form6 a small yet significant quantity enters

international trade as spice powders. 'urry powder is the foremost of those blends or mixes and

sometimes consists of !& or more spices designed to impact the characteristic flavor of an #ndian

curry which is appreciated all over the world. ,part from the overseas market6 processed curry

powder is becoming popular in the internal market also. @ence the demand for unadulterated

spices and curry powder in attractive handy packages is fast emerging.

Eerala ? VThe *od>s own country and the V1pices *arden of the world has seen tremendous‖ ‖

growth in spices related consumer industry recently. ,lthough the struggle of poor consumers for

getting genuine food items is still at large. To enhance the flavor and aroma of foods spices are

used whole or in pieces6 as in pulaos and biriyanis6 or in powdered or ground form. )hile freshly

ground masalas 3mixed curry spices are preferred to powdered masalas46 owing to the shortage of

domestic labour6 there is a definite trend today towards using spices mainly in powdered form in

many combinations of curry powders. 'urry powder6 chilli powder6 turmeric powder6 spices

powder etc are greatly consumed for preparing a variety of vegetable and non/vegetable fooditems. The quality of these products increases the taste and quality of food products. The

consumers around the world have always opted for unadulterated food items irrespective of their

cost. 'onsidering the recent trend of change followed by the reasons of fast life of people6 paved

the way for the emergence of a lot of entrepreneurs in the food processing field. Ready to use rice

powder will simplify the Dob of households. Today>s fast life style of people will increase the

demand of ready to use food products.

'oconut oil is an important cooking medium in 1outhern parts of the country especially in Eerala

1tate. esides6 the oil has varied industrial applications. #t is used in the manufacture of toilet

soaps6 laundry soaps6 surface active agents and detergents6 hair tonics6 cosmetics6 etc. #t is used

throughout the country as hair oil as it helps growth of the hair. ,s massage oil it has a cooling

effect on the body. wing to these qualities coconut oil has a potential market in the country.



Promoter=

The promoter should have enough knowledge and experience in the proposed field and can

manage the whole unit successfully. @e01he will get all encouragement for the unit from the

native people as such the unit will be a blessing to them.

Location of t4e unit=

The proposed unit may be set up in a building owned by the promoter in Thrissur 'orporation

area6 where in all infrastructure facilities are available.

ConsumaHle Materials=



The main consumables required for the unit Rice6 'hilli and coriander6 herbs6 copra6 etc. is available in

the market. The annual requirement of raw materials is assessed and given in the annexure.

Emplo$ment=

The Hnit can provide employment to : persons directly. The annual expenditure on labour is assessed and

given in the annexure.

Cost of Ser&ice and ProfitaHilit$=

The estimate of this proDect is on the basis of the following(

The unit will function for 9&& days in a year.

The capacity utiliation has been assumed at 5&% in the first year and 5" % afterwards.

The price of the raw material and services are taken at the prevailing market rates.

)ages and salaries have been increased by "% every year.

Repairs6 insurance6 telephone charge6 etc.6 are taken at lump.

2o contingency provision is made since the costs are taken at prevailing market price.

+epreciation has been calculated on )ritten down ;alue Method.

#ncome tax has been calculated at the rate applicable to proprietary concern

Pro9ect Cost

Sl'



mount

No'

Particulars

$

-and

Free @old

!



uilding

Free @old

9

Plant J machinery

9<5:&&

:

Preliminary expense

:7&&&



"

)orking capital

!6!!6$&&.&&

Total

Rs' KK/,/00'00



MENS OF FINNCE

Percenta#e of On capital under t4e Sc4eme A 7/

Sl

Particulars

mount



No

Rs'



$

wn capital

$655697".&&

!

Term loan from bank

969!6""&.&&

9

)orking capital loan

$6556"7".&&



Total

Rs' K,K/,/00'00

M,'@#2=R0 =GH#PM=2T1



Sl' No'

+escription

Rate

;t$

mount



a

Multi mill Pulveriser one side double head $! and other

"<"&&

side single head $!

$

"<6"&&.&&

b

$& @P 'rompton motor with starter6 switch and capacitor

!7&&&

!

":6&&&.&&

c

$! disintegrator with stand

95&&&



$

956&&&.&&

d

Hruli Roaster capacity $" Eg 0 batch with electric motor

!8"&&

$

!86"&&.&&

e

Parts of flour mill /motor pulley6 belt6 rail6 foundation bolt

and belt guard

9&&&&

$

9&6&&&.&&



f

1ingle head pulverisor

!5&&&

$

!56&&&.&&

g

: olt oil expeller

<!&&&

$

<!6&&&.&&

h

=lectronic weighing balance

$:"&&

$

$:6"&&.&&

i

'ubical control panel with all components

!<"&&

$

!<6"&&.&&

;,T " % for item no$696:6"656768



$:9!"

$

$:69!".&&

;,T $:." % for item !6<

$!$&7."

$

$!6$&7."&

TOTL

96<56:99.&&

+#R='T M,T=R#,-1



Requirement capacity utilisation of

5&

%



1l. 2o.

+escription

Hnit

Rate

Guantity

,mount0month

Rs.

in Eg



$

Rice 3kg4



Eg

!"

$<9&

:86!"&.&&

!

'hilly 3kg4

Eg

8&

5&"



:86:&&.&&

9

'oriander 3kg4

Eg

8&

5&"

:86:&&.&&

:

Turmeric



Eg

8"

5&"

"$6:!".&&

"

1pices

Eg

$7&

5&"



$6&!68"&.&&

5

@erbs

Eg

:&&

5&"

!6:!6&&&.&&

7

Packing Materials 3kg4

Eg



8&

5&

:68&&.&&

8

'opra

Eg

$&!

977."



986"&".&&



TOTL PER MONT*

"68:659&.&&



TT,- P=R ,22HM Rs.

7&6$"6"5&.&&

#2+#R='T M,T=R#,-1



1l.



+escription

Hnit

Rate

Guantity

,mount

2o.



$

'oolant6 -ubricant etc.

-.1

!&&&

$

!6&&&.&&



TOTL PER MONT*

!6&&&.&&

TT,- P=R ,22HM

!:6&&&.&&



+#R='T -,HR



1l. 2o.

+escription

2os



Monthly

,mount

Rate



)ages(



1killed )orker

$

8"&&

86"&&.&&



1emiskilled )orker

$

7"&&

76"&&.&&

Hnskilled )orker

$

7&&&

76&&&.&&



TOTL

!96&&&.&&

TT,- P=R ,22HM

!6756&&&.&&



+#R='T =SP=21=1



1l. 2o.

+escription

=xpense per

Month



$

Power J Fuel



865&&.&&

!

'ost of +efective0ReDects

96&&&.&&

TOTL PER MONT*



$$65&&.&&

TT,- P=R ,22HM

$69<6!&&.&&

#2+#R='T =SP=21=1



1l. 2o.

+escription



=xpense per Month

$

,dvertising =xpenses



"6&&&.&&

!

#nsurance

$6!&&.&&

9



-ighting

!"&.&&

:

Rent

"&&.&&

"



Repairs J Maintenance

$6&&&.&&

5

Telephone charges

$6"&&.&&



7

Travelling expense

$6"&&.&&

8

1tationery J Printing

8&&.&&



<

Transporting charges

!6"&&.&&

TOTL PER MONT*



$:6!"&.&&

TT,- P=R ,22HM

$7$6&&&.&&

)RE#2* ',P#T,- =1T#M,T=



Sl' No

+escription

ReDuirement

mount

in +a$s



(Rs'!

$

Raw Material #nventory



5

$6:&667<$.&&

!

)ork in Progress #nventory

$

!96:5".&&

9



Finished *oods #nventory

$

!96:5".&&

:

Receivable in +ays

$

!96:5".&&



"

-abour 'harges

9

9678&.&&

5

ther =xpenses0 verheads

9



96$&!.&&

TOTL

!6$86&58.&&



R=P,M=2T 1@=+H-= F ,2E -,2

mount

1GG67/

Rate of interest

61'00

3%4

)ear

Principal

Repa$ment

-alance



Interest

Total

ear$

:<<$!"

>601

:!78!$

>667/

61717G



ear!

:!78!$

>601

9"5"$8

K0GK/

677K

ear9

9"5"$8

>601

!8"!$:



/001

67760>

ear:

!8"!$:

>601

!$9<$$

10K1

666G1>



ear"

!$9<$$

>601

$:!5&7

017

606>K

ear5

$:!5&7

>601

7$9&:

7077

G6K7/



ear7

7$9&:

>601

&

606K6

61K1

+epreciation

Year

Machinery



'ost

+epn



$

::9:&&

::9:&

!

9<<&5&

9<<&5

9

9"<$":

9"<$"



:

9!9!98

9!9!:

"

!<&<$:

!<&<$

5

!5$8!9

!5$8!



7

!9"5:$

!9"5:

1,-=1 R=;=2H= ,T +#FF=R=2T -=;=-1 F P=R,T#2

Sl

+escription of

Volume of



Sales at !!"#in$%&

Volume ofSalesat'!"#in$%&

A(e)a%eRate#inRs&

Value in Rs* at'!"

Value in Rs* int+i),yea)

No

Re&enue



$

Rice Powder

9:7:&

!&8::

95

7"&98:

87"::8

!

'hilly Powder

$&8<&

5"9:

$&!

555:58



777":5

9

'oriander Powder

$&8<&

5"9:

$&!

555:58

777":5



:

Turmeric Powder

$&8<&

5"9:

$&5

5<!5&:

8&8&98

"

'urry powder

$&8<&

5"9:

!&"



$99<:7&

$"5!7$"

5

@erbal Powder

$&8<&

5"9:

"&!

9!8&&58

98!57:5

7

'oconut oil

"!8"

9$7$



$"9

:8"$59

"55&!:



Total

G6G0

//61

>0K7/

G6G10K

R=,E =;=2 ,2,-1#1 9rd

year

7&

% 'ap.

'

@ariaHle cost



+irect Raw materials

8$8:8!&



+irect -abour

9&:!<&

+irect =xpenses

$5!:&&

Total



K/6/60

-'

Fi5ed < semi&ariaHle cost

'onsumable 1tores J #ndirect Material

!:&&&

#ndirect -abour



$$!:""

#ndirect =xpenses

$7$&&&

Financial expense

"&8&:



Total

/7/G

1elling price 31.P4

/

<$<:&59

;ariable cost 3;.'4

/

85"$"$&

+ifference 3'ontr.4

/

":!""9

-rea3 E&en Point A

Fi5ed < semi &ariaHle cost ? capacit$ ? 600



+ifference in S'P and @'C ? 600

-EPA

1K'77

'1T F PR+H'T#2 J PRF#T,#-#T =1T#M,T=

1l

Particulars



no

$

2o of working days

9&&



2o of shifts

$

Production capacity in 2o

8<$<&

'apacity utilisation3%4

5&

ctual production

"9"$:

L

Sales in La34s

>'0K



II

'ost of production

(all &alues in La34 Rupees!

Raw materialsJ

consumables

7&.9<"5

PowerJ fuel

$.&9!



RepairJ maintenance

&.$::

1alariesJ wages

9.78&

#nsurance

&.&5&

+epreciation

&.::9

SuH total

7".8""



III

1elling J,dministration =xpense

Telephone charges

&.$8&



Travelling expense

&.9&&

Transporting

&.$8&

,dvertising

&.$!&



SuH total

&.78&

l@

Financial =xpense

#nterest on bank loan

&.7$$

SuH total



&.7$$

@

Total (IIIIII@!

77.9:5

@I

perating profit

$.:5&

@III

Pre/expense written off

&.&&8

I?



Taxation

&.&&&

?

Net profit

$.:"!

?I

)ithdrawals

&.$:"

?II

Net cas4 accruals

$.9&7



?lll

Cumulati&e Surplus

$.9&7

+=T 1=R;#'= ';=R,*= R,T#

Sl no

Particulars



$

2et profit

$.:"!

!

+epreciation

&.::9

9

#nterest on loan

&.7$$



:

Pre expense written off

&.&&8

/

Total

7'K6/

5

Repayment of term loan

&.7$9

7

#nterest on loan

&.7$$



Total (Rs in la34s!

6'171

G

+eHt Ser&ice Co&era#e

Ratio

6'K

CONCL2SION=

n examining the technical aspects like availability of raw materials6 availability of skills andopportunity of market6 it can be stated that the proDect is technically feasible. The income generated is

enough for the repayment of loan and for the better prospects of the unit.



Pro9ect Profile on -a3er$ Products





India

)ousuf#uda, *)+ER-+ . /00 01/



Pro9ect Profile on -a3er$ Products

Introduction

The bakery industry plays an important role in industrial activities of food processing industry in

the country. #n the modern times6it provides nutritious food to go large number of households in

cities. The indian akery sector consists of some of the foods like cakes6 breads6 buiscuts6 and

chips etc..1ince the development of new food technology6 a variety of products are prepared in the

akery.

Promoter=

The promoter of the unit is well experienced in manufacturing and marketing bakery products. @e

can manage the whole unit successfully using his good social contacts and great managing power.

Location of t4e unit=

The promoter proposes to start the unit in free hold building i.in Thrissur +istrict. The location is

well suited for the proposed activity and all infrastructure facilities are available.

Mar3et potential(

2ow a days6 akery products are an item of mass consumption. #n view of its low price and with

rapid growth and changing eating habits of people6 bakery products have gained popularity among

masses of the sector overall. The growth rate of bakery products has been tremendous in both

urban and rural areas. #ncreased number of working women6 'hange in #ndian meal pattern6

increased income6 urbaniation etc.6 has increased the demand for bakery products.

;ualit$ control < standard=



1trict quality control norms and hygienic conditions as per @ealth regulations will have to be

maintained at every stage in the production process. ,ll ingredients used and expiry date will have

to be clearly spelt out on each packed snack food.

Manufacturin# process=

Mixing of ingredients except flour in required proportion in paste form.

Preparation of dough by mixing with flour.

Placing dough in moulding and cutting machine

Frying

coolingJ packing



Ca3es=

To make cakes6 wheat flour and baking powder along with cream6 sugar and ghee is mixed

thoroughly till it becomes fluffy. Then mixture of beaten eggs is added to it along with caramel

colour and chopped fruits before the mixture are poured into cake pans and baked for around 9&/:&

minutes.

Ra Materials=

The maDor raw material required is flour6 maida6 etc .ther items are yeast6 sugar6 ghee6 milk

powder6 salt6 edible colour and flavours. ,ll the materials are locally available.

Cost of t4e Pro9ect

Particulars

mount

-and

wned

uilding



wned

Machinery

96"&6&&&.&&

)orking capital

$6856&&&.&&

TOTL

/,K,000'00

MENS OF FINNCE

Particulars

mount




8<67&&.&&

Term -oan From ank

!6<76"&&.&&

)orking 'apital -oan from ank

$6:<6&&&.&&

Total

/,K,000'00

8OR:IN% CPITL RE;2IREMENTS

Sl'No'

Item

Period

mount(Rs!



$

1tock of raw material

!" days

8$67"&.&&

!

)ork in process

! days

56":&.&&

9

1tock of finished goods

9days

<68$&.&&

:

Receivable

$" days

:<6&"&.&&

"

)orking expense

9& days

9<6$"&.&&

Total

6,K,00'00



rounded to

6,K,000'00



PRO+2CTION N+ SLES T K0 CPCIT)(MONT*!

No'

Item

;uantit$

unit

rate

mount

$

Fried 'hips

$&&

kg

7"

76"&&.&&

!

Pakka ;ada6 Mixture6 1weet fry etc

7&

kg

7&



:6<&&.&&

9

'ake of different types

$"&

kg

9&&

:"6&&&.&&

:

Puffs 'uttlet 1amosa

$"&&&

2os.

"

7"6&&&.&&

"

ther food items

7"&&

2os

"

976"&&.&&



Total

6,KG,G00'00

COST OF PRO+2CTION N+ PROFIT-ILIT) NL)SIS



Particulars

6st )ear

2o. of working days

9&&

2o.of shifts

$

#nstalled 'apacity



!767:6&&&.&&

'apacity Htiliation

5&%

Production

!&69868&&.&&

Sales

!&69868&&.&&



Cost of Production

Raw materials

<68$6&&&.&&

1alaries

:!6&&&.&&

)ages



96!:6&&&.&&

Power 'harges

9965&&.&&


76&&&.&&

#nsurance

96"&&.&&



+epreciation

9"6&&&.&&

Total

61,7K,600'00

%ross Operatin# Profit

56$!67&&.&&

,dministrative J 1elling expenses



7&6!&&.&&

Financial e5penses

$. #nterest on Term loan

9<6:!&.&&

!. #nterest on )' loan

!&685&.&&

Total



6,0,10'00

2et perating Profit

:68!6!!&.&&

#ncome Tax

$96&&&.&&

2et Profit

1,KG,770'00



withdrawals

$6&&6&&&.&&

,dd +epreciation

9"6&&&.&&

'ash 1urlpus

:6&:6!!&.&&



-RE: E@EN NL)SIS

1ales

!&69868&&.&&

;ariable cost

$:6$:655&.&&

'ontribution

56!:6$:&.&&

Fixed cost

$6:$6<!&.&&

-EP (!

7

CONCL2SION

n examining the technical aspects like availability of raw materials6 availability of skills and

opportunity of market6 it can be stated that the proDect is technically feasible and economically

viable.



Pro9ect Profile on Steel Furniture





India

)ousuf#uda, *)+ER-+ . /00 01/



Pro9ect Profile of Steel Furniture

Introduction(

The unit is a proposed micro enterprise propose to manufacture steel fabricated furniture which

are required both for domestic and commercial establishments. )ith the growth of industrial6

commercial and household activities the demand of office automation6 equipments and steel

furniture has increased considerably. )ooden furniture after some period is worn out due to

defects in wood quality and normal wear and tear. +ue to elegant appearance6 durability and

innovative designs6 steel furniture is becoming popular in modern society. 1teel furniture is

preferred over other kinds of furniture due to its durability6 fold ability 3in many cases4 and easytransportability. These items find their extensive use in industrial6 commercial and household

activities. These steel products are the only replacement of wood in terms of cost and durability.

These products will be varied in shapes and sies as per the demand. Fabrications of steel related

items are well established business and no sophisticated know/how is required. Though a number

of units are carrying out the above activities6 still there exists a gap in the demand supply curve.

Location=

The proposed unit is to be set up in a rented building in Thrissur6 where in all infrastructure

facilities are available.

Process of manufacture(

The main process steps are ?

3,4. 'utting or shearing of the materials to sie.

34. )elding the sied material as per design of product to be made.

3'4. *rinding edges and surfaces to smoothness. 3+ Finishing process to the article produced.



Ra Materials and ConsumaHle Materials(

The main Raw materials J consumables required for the unit are stainless steel square and round pipes of various sies6 stainless steel sheets6 welding electrodes6 cutting blades6 screwsC cutting

fluid6 cotton waste etc. are available in the market.

Emplo$ment=

The Hnit can provide employment to : persons directly.



ssumptions

The estimate of this proDect is on the basis of the following(

The unit will function for 9&& days in a year.

The capacity utiliation has been assumed at 5&% in the first year and 5" % afterwards.

The price of the raw material and services are taken at the prevailing market rates.

)ages and salaries have been increased by "% every year.

Repairs6 insurance6 telephone charge6 etc.6 are taken at lump.

2o contingency provision is made since the costs are taken at prevailing market price.

+epreciation has been calculated on )ritten down ;alue Method.

#ncome tax has been calculated at the rate applicable to proprietary concern.

CONCL2SION

n considering the various aspects of the proDect both financially J technically it can be seen that the

above scheme will be a great success. Further it is certified that the proDect report is technically feasibleand economically viable.

MC*INER) N+ E;2IPMENT

Sl No

Items

;t$

2nit

Rate

mount



$

ench drill with motor

$

2os

$868&&.&&

$868&&.&&

!

)elding set 9&&amp

$

2os

$$6&&&.&&

$$6&&&.&&

9

'ut off



$

2os

$&68&&.&&

$&68&&.&&

:

@and drill

$

2os

968&&.&&

968&&.&&

"

@and drill !.!&

$

2os



<6!&&.&&

<6!&&.&&

5

*rinder

!

2os

!6:&&.&&

:68&&.&&

7

)elding cable set

!

2os

!6&&&.&&

:6&&&.&&



8

MM, welding set

$

2os

$"6!&&.&&

$"6!&&.&&

<

Ring and spanner set

$

2os

:6&&&.&&

:6&&&.&&



$&

ench grinder

$

2os

$96&&&.&&

$96&&&.&&

$$

1crewdriver set

$

nos

!68&&.&&

!68&&.&&



$!

'ut off meter saw

$

2os

$56&&&.&&

$56&&&.&&

$9

'ompressor

$

2os

$96&&&.&&

$96&&&.&&

$:

uffing motor

$

2os

!!6&&&.&&

!!6&&&.&&

$"

1traight sander

$

2os

56&&&.&&



56&&&.&&

$5

Pipe bending machine

$

2os

<:6"&&.&&

<:6"&&.&&

$7

!@p Motor

$

2os

<6!&&.&&

<6!&&.&&



TOTL

7,/,600'00



ReDuirements Of Ra Materials Per Mont4(K0 Capacit$ 2tilisation!

Sl No

Items

;t$

2nit

Rate

mount

$

1tainless steel pipe

9"&

Eg

!$&.&&

796"&&.&&

!

11 sheets and strips

$"&

Eg

$"&.&&

!!6"&&.&&



9

*lass sheet

!&&

1q ft.

$!&.&&

!:6&&&.&&

:

ther essential items

!86:&&.&&



TOTL

6,1,100'00

MN PO8ER RE;2IREMENT

Sl No

+esi#nation

No



Mont4l$ Salar$

mount



$

1killed worker

$

$&6&&&.&&

$&6&&&.&&

!

1emi 1killed worker

!

<6&&&.&&

$86&&&.&&



9

Hn skilled worker

$

86&&&.&&

86&&&.&&

TOTL



K,000'00



OT*ER E?PENCE PER MONT*

Sl No

Item

mount



$

Power

!6&&&.&&

!

Rent



!6&&&.&&

9

ffice expenses 6 etc.

"&&.&&



:

Transportation



9&&&.&&

"

Postage and telephone

"&&.&&

5

1tationary



"&&.&&

7

Miscellaneous

!6&&&.&&



TOTL

60,/00'00

8OR:IN% CPITL



Sl

Item

Period in

Total mount

Loan From

Mar#in

No

da$s



-an3

$

1tock of Raw materials

7

:$6""!.&&

9<6:7:.&&

!6&78.&&

!

)ork in process

:



!967::.&&

!!""7.&&

$6$87.&&

9

1tock of finished goods

"

!<658&.&&

!86$<5.&&

$6:8:.&&

:



Receivables

"

!<658&.&&

!86$<5.&&

$6:8:.&&

"

)orking =xpenses

9&

:56"&&.&&

::6$7".&&

!69!".&&



Total

6,>6,6/K'00

6,K7,/G'00

,//'00

Sa$



6,>6,700'00

6,K7,K00'00

,K00'00



PRO+2CTION PER MONT* (Capacit$ utiliation K0!

Sl No

Item

;t$

2nit

Rate

mount



$

'oat

$"

2os

"6!7".&&

7<6$!".&&

!

1teel table

$!

2os

:6!"&.&&

"$6&&&.&&

9



Teapoy

$"

2os

!"&&.&&

976"&&.&&

:



1teel chair

9&

2os

!6&&&.&&

5&6&&&.&&

TOTL

7,7>,K7/'00



PROJECT COST



Sl No

Particulars

mount

$

uilding



Rented

!


!6"86$&&.&&



9

=lectrification and =rrection

!"6&&&.&&

:

Preliminary J Pre/operative expences

56&&&.&&



5

)orking 'apital

$67$6!&&.&&

Total

1,K0,00'00

MENS OF FINNCE



Sl No

Particulars

mount

$

Term -oan from ank 37"%4



!6$568!".&&

!

)orking 'apital -oan from bank37"%4

$6!86:&&.&&

9

Promoter>s 'ontribution3!"%4



$6$"6&7".&&

Total

1,K0,00'00



COST OF PRO+2CTION < PROFIT-ILIT) STTEMENT

Particulars

6st )ear

2o. of working days

9&&

2o.of shifts

$



#nstalled 'apacity

:""!"&&


5&

Production

!79$"&&

Reciepts



Sales

!5!!!:&

-

Cost of Production

Raw materials

$78&8&&

1alaries

!$5&&&

)ages

!$5&&&

Power 'harges



!:&&&


"$5&

#nsurance

!"8$

+epreciation

!"8&5

Total

77>01>



'

%ross Operatin# Profit

9"$8<9

,dministrative J

1elling

+

expenses

$&!&&&

=

Financial e5penses

$. #nterest on Term loan

!77&:



!. #nterest on )' loan

$7<75

9. #nterest on MM loan

&

F

Total of + < E

61>K0

*

2et perating Profit

!&:!$9



@

#ncome Tax

:!$

#

Net Profit

70>G7

I

)ithdrawals

&

E

,dd +epreciation

!"8&5

-



'ash 1urlpus

!!<"<8



-RE: E@EN NL)SIS

Particulars

$ ear

FI?E+ COST

1alaries



!$5&&&


"$5&

#nsurance

!"8$




$8&&&

+epreciation

!"8&5

#nterest on Term -oan

!77&:

Total

7G/7/6



@RI-LE COST

Raw materials

$78&8&&

)ages

!$5&&&



Power 'harges

!:&&&

1elling expenses

5&&&&

#nterest on )' loan

$7<75

Total



!&<8775

-EP in of Installed

Capacit$

/K'10

+SCR



'G/

REP)MENT S*E+2LE OF TERM LON 6'/

Instalment



Inst'

)ear

NumHer

Principal

mt

Interest

-alance

$

!$58!"

77:&

79$8

!&<&8"



!

!&<&8"

77:&

7&"7

!&$9:"

9

!&$9:"

77:&

57<"

$<95&"

6

:

$<95&"

77:&

5"9:

$8"85"



0GK0

7>>01

"

$8"85"

77:&

5!79

$78$!"

5

$78$!"

77:&

5&$!

$7&98"



7

$7&98"

77:&

"7"&

$5!5:"

7

8

$5!5:"

77:&

":8<

$":<&"

0GK0

7/71



<

$":<&"

77:&

"!!8

$:7$5"

$&

$:7$5"

77:&

:<57

$9<:!"

$$

$9<:!"

77:&

:7&5

$9$58"



$!

$9$58"

77:&

::::

$!9<:"

0GK0

6G1/

$9

$!9<:"

77:&

:$89



$$5!&"

1

$:

$$5!&"

77:&

9<!!

$&8:5"



$"

$&8:5"

77:&

955$

$&&7!"

$5

$&&7!"

77:&

99<<

<!<8"

0GK0

6/6K/

$7

<!<8"

77:&

9$98

8"!:"



$8

8"!:"

77:&

!877

77"&"

$<

77"&"

77:&

!5$5

5<75"

/

!&

5<75"

77:&

!9""

5!&!"

0GK0

60GK

!$



5!&!"

77:&

!&<9

":!8"

!!

":!8"

77:&

$89!

:5":"

!9

:5":"

77:&

$"7$

988&"

K

!:

988&"

77:&

$9$&

9$&5"



0GK0

K0K

!"

9$&5"

77:&

$&87

!99!"

!5

!99!"

77:&

8$5

$""8"

!7

$""8"

77:&

":"

78:"

>

!8

78:"

78:"



!7"

&

60K/

7>7

INTEREST ON 8OR:IN% CPITL LON

( 61!



$ ear

! ear

9 ear

: ear

" ear

5 ear

7 ear

8 ear

Total )orking



'apital

$7$$"5

$88!7!

!&7&<<

!&7&<<

!&7&<<

!&7&<<

!&7&<<

!&7&<<

-oan ,mount

$!8:&&

$:$!:&

$:$!:&

$:$!:&

$:$!:&

$:$!:&

$:$!:&



$:$!:&

#nterest

$7<75

!$$85

!$$85

!$$85

!$$85

!$$85

!$$85

!$$85



Pro9ect Profile On +esiccated Coconut Poder



National Institute of Micro, Small and Medium Enterprises (nimsme! "an Or#anisation of Ministr$ of MSME, %o&t' of India

)ousuf#uda, *)+ER-+ . /00 01/



Pro9ect Profile on +esiccated Coconut Poder

Introduction

#ndia is the third largest coconut producing country in the world. ,s per the survey reports

conducted by coconut development board in !&$9/$: the annual production of coconut in Eerala

is "7<8.&: million nuts and the state has become the 9rd

largest coconut producing state in the

country. #n Eerala about 5&% of the coconuts are used for the manufacturing of oil and the rest for

the preparation of food. 'opra and coconut oil are the two maDor products of the coconut

processing industry. 2early 5&% of the total production of nuts is utilied for food uses and the

rest goes in for oil extraction. #n spite of the fact that Eerala has the necessary raw material to

launch new product lines6 minimum efforts has been taken place for producing more value added

products like coconut chips. 'oconut vinegar6 desiccated coconut powdered has taken place in the

application of modern technology for full utiliation of various coconut products such as

desiccated coconut6 coconut cream powder6 partially defatted coconut gratings6 bottled coconut

water6 etc.6 +esiccated coconut is widely used in the preparation of sweets6 confectionery6 curry

preparation etc. ,t present about :&&& tones of desiccated coconut is produced annually. The main

concentration of units producing desiccated coconut is in Eerala6 Tamil 2adu6 ,ndhra Pradesh6

Earnataka6 rissa and Maharashtra. +esiccated coconut is not only a value added product but it

being a labor intensive industry will also generate a large number of employment opportunities.

Mar3et Potential

eing a mass consumption item6 desiccated coconut has a good market. ,t present about :&&&

tones of desiccated coconut is manufactured annually and used mainly by confectionery and

biscuit industry. #n Eerala coconut is the maDor ingredient used in the preparation of reakfast

lunch and +inner. #n the preparation of curries coconut paste is usually added. #nstead of that

desiccated coconut powder may be added . +esiccated coconut may find good market in areas

where coconuts are not produced particularly in 2orthern #ndia. 2ow/a/days food habits of our

people are changing very fast and a number of food items are being introduced every day where

desiccated coconut may also find use. 1o there is a good scope for new small scale units to come

up in this line of manufacture.

-asis and Presumptions



The ProDect Profile is based on the following presumptions(

3i4

)orking hours0shift

( 8 hrs.

3ii4

2o. of shift0day

( $

3iii4

)orking days

( 9&&

3iv4

-abor charges

( ,s per 1tate *overnment>s Minimum )ages ,ct.

3v4

Rate of interest

( $"%

;alue of machinery and equipments ( Taken on the basis of

, particular supplier

3vii4

;alue of raw material

,s per local market Packing material0others

rate 3on whole sale rate4



3viii4

-and

( owned

3ix4

uilding 'onstruction charge

( Rs. !&&& per sqft



reak/even Point 'alculated on full capacity utiliation basis

Pay/back period 7 years

Implementation Sc4edule

The proDect implementation schedule

ProDect preparation &/$ month

1ite selection6 acquisition of $/! months land and land development

1anction of loan $/9 months

'onstruction of building 9/: months

1anction of electric power6 water :/" months

Procurement of Machinery "/5 months and =quipments 3vii4 =lectrification J installation 5/7

months

Recruitment of staff and labour 7/8 months

Trial run 8/$& months

3x4 'ommercial production $&/$$ months

The proDect could yield result by the end of the $!th month.

%o&ernment Polic$

eing a food processing unit it will be eligible to get !"/to9&% subsidy on the total fixed capital

investment under =11 1cheme and $"/9"% subsidy on the total proDect cost under PM=*P

1cheme.



Tec4nical spects

Process of Manufacture First step in the manufacture of desiccated coconut is the selection ofcoconuts. The quality of desiccated coconut depends upon the quality of coconuts used. Fully

matured coconuts of about $! months are used for the preparation of desiccated coconut. Fully

matured nuts are stored with the husk for about one month so that the water inside the kernels is

absorbed. This also facilitates coconut kernels to get separated from shell walls. The coconuts are

dehusked and their shells are removed. The brown portion of nuts called tasta is removed by

scrapping it off. ,bout $&/$"% of the kernel goes as paring by this process. These parings can be

pressed out after drying to get oil which can be used for soap making. +eshelled coconuts are

broken into pieces6 washed properly and disintegrated into powders of various grades. The powder

is then dried in a drier by spreading it out uniformly in trays. The temperature in the drying

chamber is maintained at about $8& F and the powder is stirred occasionally during the drying

process to ensure uniform drying. *reat care should be taken during drying. )hen powder is dried6

it is cooled and passed through a vibratory screen having different sies 3$!6 $: and $5 mesh4. The

segregated material is packed in oil proof6 moisture proof polythene lined plywood boxes of !"

kgs. #t may also be packed in polybags of !"& gms6 "&& gms for retail sale. +uring the process of

manufacturing desiccated coconut6 a number of byproducts such as coconut shell6 parings6 and

husks are obtained which may be converted into various items of great importance. #t has been

worked out that $&& kgs of desiccated coconut is obtained from $&&& coconuts.

;ualit$ Control and Standards



The unit should obtain licence under the Food 1afety and 1tandards ,uthority of #ndia.

Pollution Control

The main effluent produced in the process of desiccated coconut is the after wash water having

dissolved solids and coconut oil. The level of dissolved solids and oil is not significant and the

effluent water could be safely used for irrigation purpose or drained out after traping solids and

oils. The water having detergent used for cleaning equipments should be disposed off separately.

Proper disposal facility should be made available for dumping refuge and perishable spoiled

products and a separate pit constructed for this purpose. Proper hygiene and sanitation will ensure

environment free of pollution. @owever6 a no obDection certificate is required to be obtained from

1tate Pollution 'ontrol oard and care should be taken to control pollution =nergy 'onservation

=lectrical energy is the main energy source in the process of desiccated coconut manufacturing.=fforts should be made to keep power load at the minimum at a time. 'apacitors should be fitted

for motors to keep power factor to its maximum. #mproved designs of tube light with electronic

choke should be fitted for lighting purposes for getting efficient light with less electric energy

consumption. Factory shed should be constructed in such a way that natural light could be utilied6

optimum temp. should be maintained in the drying chamber to get desired product with less energy.

Proper maintenance of electrical equipments and machinery will further ensure energy

conservation. Proper monitoring should be done in the operation of machinery and equipment

particularly drier and when not required6 it should be switched off.

The financial aspcts are detailed below.

FINNCIL SPECTS

,

F#S=+ ',P#T,-



i!

Land and -uildin#

1l.2o

Particulars

,mount3in Rs4

$

-and

wned

!



uilding !&&&sqft Rs.!&&&per 1qft

:&&&&&

9

ver @ead Tank

:&&&&

Total

::&&&&



ii4


1l.2

Particulars

,mount3in Rs4

$

'abinet type hot air drier with blower6 motor and other accessories

$8"&&&

!

+isintegrator $! sie with $&@P motor and accessories

$&"&&&

9

;ibratory sifting machine fitted with *# wire mesh and ! @p motor



"&&&&

:

,luminium Trays $& nos

$"&&&

"

Platform weighing alance

$&&&&



5

Polythene sealing machine ! nos

"&&&

7

ther misc items like scrapping knives6 trolleys etc

$&&&&

8

working tables



!&&&&

<

-ab testing equipments

!&&&&

$&

=lectrification and installation

"&&&&

$$

=ssential ffice furniture

!"&&&

Total



:<"&&&



iii4

pre Operati&e E5penses

!"&&&

TOTL FI?E+



CPITL (iiiiii!

<5&&&&



3 For one

8OR:IN% CPITL

month4

i4

R,) M,T=R#,-1



$

coconut with husk 7"&&&nos ! Rs $&

7"&&&&

!

Polythene bags 7" kg Rs$!& per bag

<&&&

Plywood oxes of !"kg capacity 9&&nos



9

Rs.$&& per box

9&&&&

:

-abels6 gums and other packing aids -.1

$&&&&



Total

7<<&&&

SLRIES N+ 8%ES



ii4

Manager cum Food



#

technologist $

!&&&&

!

sales man

$&&&&

9

1killed workers/!

9&&&&

:

@elpers $& nos

"&&&&



Total

$$&&&&

iii4

utilities

$

=lectricity charges

:&&&

!

water



9&&

9

Firewood

7&&&

Total

$$9&&



iv4

Ot4er Contin#encies

$

Printing postage6 telephone



:&&

!

Repair and maintenance

$&&&

9

Transportation

"&&&



,dvertisement and

:

publicity

"&&&

"

#nsurance

$&&&

5



Misc

$9&&

Total

$97&&

Total or3in#



capital(iiiiiii&!

G1000



TOTL CPITL IN@ESTMENT

'

a!

Fi5ed Capital

GK0000

H!

or3in# Capital

G1000

Total

6G1000

1ource of



+

Fund

a

Term loan

7!&&&&

b

working 'apital -oan

7&&"&&

c

wn fund

:79"&&

Total

6G1000

=

Total loan reDuired

6170/00



The 'apacity utiliation in this proDect has been worked out to be 5&%n in the $st



year 7&% in the !nd year

F

cost of production

$

Total recurring expenditure

<9:&&&

!

+epreciation on uilding and tank "%



$899

+epreciation on machinery and equipments

9

$&%

!<$7

:

+epreciation on hand tools$"%4

:98



"

+epreciation on ffice equipments!&%

$&&&

5

#nterest on loan3$"%4

$77"5

Total production cost

<"7<::

1ay



G/000

*

Turnover 3per month4 in Rs

$



+esiccated 'oconut

<7"&&&

7." Tone Rs.$9&&&& per ton4

!

'oconut shell



! MT 9"&&&per mt

7&&&&

9

'oconut husk 7"&&& nos :&ps4

9&&&&

TOTL



60>/000

@

2et profit per month

$$7&&&

#

,nnual profit

6101000

3efore tax4



I

2et profit Ratio on sales

$$%

The above net profit is sufficient for the repayment of loan amount of Rs. $:!&"&& Rs. $5<!& per month with interest and also to meet the monthly living expenses of the promoter and his family.

The proDect is found to be technically feasible6 economically viable and eligible for being financed.

=P and viable and eligible for being financed. =P and repayment schedule are shown below



E

R=,E =;=2 P#2T

F#S=+

#4

'1T

a4

+epreciation

5$88



b4

#nterest

$77"5

c4

:&% of salary and wages

::&&&

d4

:&% &f other expenses

":8&

Total

79:!:

!4

2et profit



$$7&&&

=P

F#S=+ '1Tx$&&

'/K

3F#S=+ '1TK2=T PRF#T4

REP)MENT SC*E+2LE



-asis Interest rate 6/, period of repa$ment >$rs

mount repa$aHle

Closin# -alance

Openin#

)ear

-alance

principal

Interest

Total

6st

6170/00

707G0

767/



16K>//

676>/>0

7nd

676>/>0

707G0

67KK

//KK

6061K10

rd

6061K10

707G0

6/76GK

//67K

66>60



1t4

66>60

707G0

676>/>

71K>

K0>0

/t4

K0>0

707G0

G66>

7G171>

10//0



Kt4

10//0

707G0

K0>

7K0

707G70

>t4

707G70

707G70

01

7/

0



-#1T F M,'@#2=R 1HPP-#=R1

M0s. ,very #ndia -td. Falnir Road 'ross6 Mangalore / $.

M0s. *anapathi handarkar and 'ompany ,iuddin Road6 Mangalore / $.

Premier =ngg. Products6 9rd floor6 '.R.'. uilding6 M.*. Road6 'ochin / 58! &$$. 3+ryer4@eat Flow =ngineers6 Plot 9&"6 2etaDi 2agar6 Perungadi6 Madras / 5&& &<5. 3+ryer4



Pro9ect Report on Foot 8ear





India

)ousuf#uda, *)+ER-+ . /00 01/



PROJECT *I%*LI%*TS

,ctivity

Foot )ear Making

$.

Fixed 'apital

99."$ -akhs

!.

)orking 'apital

7.8$ -akhs

9.

Total

:$.9! -akhs

:.

Means of Finance

a.



wn

$5.9! -akhs

b.

Term -oan

!!.&& -akhs

c.


9.&& -akhs

TT,-

:$.9! -akhs

".

Total 'onnected -oad

"@P

5.

=mployment potential

$$ 2os

7.

=xpected Revenue

$&8.<& -akhs



8.

perating Profit

<.77

-akhs

<.

2et Profit anticipated

<.7!

-akhs

$&.

reakeven point

:9%

$$.

#nfrastructure

d.

-and J building

,vailable

e.

Power

,vailable

f.

Raw Materials



,vailable

g.

Road

,vailable



Introduction

Foot wears are the greatest safeguard of our body. )earing foot wears6 which protects the body

from penetrating germs6 bad materials to our body. The promoter has clearly analyed the

availability of raw materials6 latest high/tech machinery and marketing strategy. The unit can

manufacture !&&&pieces of foot wears within ! days.

+emandBScope= The product is generally used by every gents6 ladies and kids. The foot wears is

an inevitable daily using product for a healthy life. Moreover there are no such units in north

Eerala hence the demand is great.

Mar3etin# rea= The main marketing areas are throughout Eerala6 Earnataka and Tamilnadu.

Ra materials= The main raw materials are ;oralast *=6 ;oralaste '= 6Polyrol6 Rexin6 -atex6

=xcel/ ;iva 1heet6 M'- Reducers6Printing #nk 6Packing 'artons etc..

Manufacturin# Process=

#nitially rexin 0excel viva sheet cut in the form of different sole sies by using cutting machine and

then folded by applying rubber milk J gum on viva sheet and folded and stitched together then

printed and embossed the brand name.

,fter the embossing and stitching process the half/finished rexin material fitted in a mold the one

part of the mold filled with PH resin in liquid condition then closed the mold and allow to passes

through high temperature medium after this heating process the material removed from the mold

and then passes to the shoe sole trimmer section in this section the extended rexin portion

removed and passes to the final packing section.



Financial Implication=

Land and Huildin# The cost of land is Rs : -akhs and the unit has constructed the required building and the cost of building is Rs 8 -akhs.

Plant and mac4ineries

a.

:& 1tation anana 3PH making Machine4

$ no

$!6&76"&&.&&

b.

9@P ,ir compressor

$ no

:86&<&.&&

c.

1ide Trimming Machine

$ no

d.

Poly #1 -oading Pump

! no

e.

1ilicon 1pray Tank

$ no



f.

,ir +rier

$ no

g.

Mixer

$ no

!<6:&&.&&

h.

Molds(/

• Eids 1ie $ to " 3"pair4

$6"76"&&.&&

•

*ents

5 /

$& 3"pair4

$6586&&&.&&

•

-adies

" /

< 3"pair4

96$"6&&&.&&



i.

'omputer with all accessories

! nos

:$69&&.&&

D.

arcode printer

$ no

$<6!&&.&&

////////////////////////////////

TOTL

6G,/,GG0'00

F'

Electrification Cost =

•

)iring material cost

8&65$$.&&



•

-abour 'harge

$&6&&&.&&

•

E.1.=. +eposits

56&&&.&&

///////////////////////////////////

TT,-

<565$$.&&

1'

Miscellaneous ssets =

• ffice Table $ x 8&&&.&&

86&&&.&&

• =xecutive 'hair ! x "&&&

$&6&&&.&&

•



1ofa 1et $ no

$"6&&&.&&

///////////////////////////////////

TT,-

996&&&.&&

/'

Pre Operati&e E5penses =

•

Registration J licences

$"6&&&.&&

•

Reports6Travelling =xpenses

$&6&&&.&&

•

ther 'ash =xpenses

$&6&&&.&&



/////////////////////////////

TT,-

9"6&&&.&&

8or3in# Capital

Ra materials

a. ;oralast ge liquid $:9

#1'02ate Rs !:".&& x$9!&Eg

96!96:&&.&&

b. ;oralast ge 775 polyol

Rs !!".&& x$!&&Eg

!67&6&&&.&&

c.

'arton ox

$!&&&2os x Rs 5.7"

8"6&"&.&&



//////////////////////

TT,-

56876:"&.&&

7'

Salar$B8a#es .

a.

Machinist

"nos x Rs $&&&&.&&

"&6&&&.&&

b.

Packing



: nos x Rs "&&&.&&

!&6&&&.&&

c.

,ccountant

$ nos x Rs 5&&&.&&

56&&&.&&

d.

'omputer operator

$ nos x Rs 5&&&.&&

56&&&.&&

/////////////////////////

TT,-

8!6&&&.&&

F'

Ot4er E5penses .



a.

Telephone

$6"&&.&&

b.

=lectricity

"65&&.&&

c.

Transport

96&&&.&&

d.

,dvertisement

$6"&&.&&



e.

Repair

96!&&.&&

f.

#nsurance

$67&&.&&

g.

Misc =xpenses

:6"&&.&&

/////////////////////////



TT,-

!$6&&&.&&



Total 8or3in# Capital

a. Raw materials

56786:"&.&&

b.

1alary0)ages

8!6&&&.&&

c.

ther =xpenses

!$6&&&.&&

/////////////////////////

TOTL

>,6,1/0'00

PROJECT COST

-and



:6&&6&&&.&&

uilding

86&&6&&&.&&

PlantJMachinery

$<68"6<<&.&&

Misc ,ssets

996&&&.&&

=lectrification

<565$&.&&

Pre p =xpenses

9"6&&&.&&

)orking'apital

768$6:"&.&&

/////////////////////////////

TOTL



16,7,0/0'00

Means of Finance

a.

Term -oan

!!6&&6&&&.&&

b.


96&&6&&&.&&

c.

wn 'ontribution

$569!6&"&.&&

////////////////////////////

TT,-

:$69!6&"&.&&

Cost of Production (6 mont4!

a.

Raw Materials

56786:"&.&&



b.

1alary0)ages

8!6&&&.&&

c.

ther =xpenses

!$6&&&.&&

d.

#nterest on loan

!76&8&.&&

e.

+epreciation

$76""&.&&

////////////////////////////

Total

86!56&8&.&&

Sales per Mont4

-adies Foot )ear

Rs $!&.&& x $"&&& nos



$68&6&&&.&&

Rs $9".&& x $&&& nos

$69"6&&&.&&

Rs !"&.&& x $&&& nos

!6"&6&&&.&&

*ents Foot )ear

Rs $:".&& x 8&& nos

$6$56&&&.&&

Rs $5&.&& x 8&& nos

$6!86&&&.&&

Rs !5".&& x 97& nos

<86&"&.&&

/////////////////////////////////

Total

<6&76&"&.&&



a'! Re&enueBSales Mont4

Monthly Revenue01ales

<6&76&"&.&&

-ess 'ost

Production0=xpenses

86!56&8&.&&

//////////////////

+ifference 3Profit4

8&6<7&.&&

,nnual sales

Rs

$&8.<& -akhs



,nnual Profit

Rs

<.7! -akhs

b.4 2et profit Ratio

2et profit3p.a4 x$&&

<.7! x$&&

L //////////////////////////////////

L ////////////////

L

8.<9 %

Turnover 3p.a4

3<.&7x$!4

c.4 Rate of return on total capital #nvestment

2et profit3p.a4 x$&&

<.7! x$&&



L //////////////////////////////////

L ////////////////

L

$7.&7 %

Total #nvestment

3"5.<:4

d.4 reak/even point

,nnual Fixed cost

.=.P L

///////////////////////////////////////////////////////////

3,nnual Fixed cost K ,nnual 2et Profit4



7.9! W $&&

.=.P

L

L :9 %

7.9! K <.7!

Conclusion

The unit needs Rs !!.&&-akhs as term loan and Rs.9 -akhs as working capital -oan .The

promotor contribution will be Rs $569!6&"&.&& .The term loan will be repaid in 7 years 8:

monthly instalments or as per bank norms.The unit also eligible to receive 9&% subsidy under

=.1.1.The proDect is technically and economically viable.



Pro9ect Profile on 8ooden Furniture Manufacturin# 2nit



National Institute of Micro, Small and Medium Enterprises (ni

msme! "an Or#anisation of Ministr$ of MSME, %o&t' of India

)ousuf#uda, *)+ER-+ . /00 01/



$.INTRO+2CTION

)ooden furniture>s are a symbol of Eerala tradition. They were used in kerala from $&&s of years

ago. This proDect is meant to setup a manufacturing unit of wooden furniture such as 'hair6 'oat6

windows and door etc .The unit will undertake the Dob work also. The unit envisages

manufacturing of wooden furniture on different designs out of quality wood like Teak6 ,nDili6

Rose wood etc. ut mainly on teak wood.

!.MR:ET

,s the furniture would not have any fixed brand or company name6 therefore6 there would be less

competition. The demand of wooden furniture and wooden building materials is increasing as

construction and housing industry expand. ,ttractive and genuine wooden furniture have good

access in market. The demand for the furniture made up of woods is growing due to the increased

standard of living of people and outlook. n occasions like wedding6 it has become customary to

gift wooden furniture like double bed6 sofa6 dressing table6 dining table to the daughter. The

finished products can also be sold through furniture marts

9. MN2FCT2RIN% PROCESS

The line of process is used for wooden furniture is made as per the measurementsC shaping6

bending J chiseling as per designC finishing touch with sand paperC finally apply

varnish0paint0laminationC and furniture can be laminated using laminated sheet.

-SIS N+ PRE SS2MPTIONS

The production is based on a single shift basis of 8 hours per day and working days in a month



-aborer will be engaged on monthly basis keeping in view the present rate

prevailing in the market

-and and buildings are rented.

:.The unit will get subsidy for the power requirement as it will get registered under M1M= ,ct

1.FI?E+ CPITL

1'a Land < -uildin# (/ Rented building of 7&& sq ft of rent !&&& per month.

1'H Mac4iner$ and EDuipment

SL

Particular

;uantit$

Rate

mount

No

$

$">>combi max planner

$

7"&&&

7"&&&

!



9 @P 1ingle phaseMotor

$

$!&&&

$!&&&

9

lade *rinder with motor

$

!$&&&

!$&&&

:

@and drill machine

$

!:&&&

!:&&&

"

1ander machine

$

!8&&&

!8&&&

5

1tand type drilling machine with motor

$

!&&&

!&&&

7

$!>> planner



$

:&&&&

:&&&&

Rixo3mini4

$

8"&&&

8"&&&

8

-eith

$

98&&&

98&&&



<

'utter

$

$"&&&

$"&&&

$&

@and Tools J other small

!"&&&

$"&&&

$$

equipments etc

TT,-

//000B



1 c' furniture e5penses

60000B

Poer reDuirement for t4e unit

61'/ *P

/. 8OR:IN% CPITL

/ a. Ra material reDuired for one mont4



1l.2o

#tems

Gty

Rate

,mount



$

)oods of different type

"'um

!"&&&

$!"&&&

!

Plane glass

9 2o

$!&&

95&&

9



Fevicol

!"Eg

!"&

5!"&

:

Ply

!&& sq ft

9"

7&&&

"

1un mica



!&& sq ft

:!

8:&&

Total

6/07/0

/ H' a#es and salaries



1l 2o

+esignation

2o

Rate



,mount

$

)orkers

:

<&&&

95&&&

Total



K000

/ c. 2tilities and Contin#enciesBMont4

$.

Rent

/

Rs.!&&&0/

!.

Power charges

/



Rs.$"&&0/

9.

Miscellaneous

/

Rs."&&0/

Total

/ Rs 1000B



K Total 8or3in# Capital ReDuirement

$.

Raw materials for one month

/ Rs.

$"&!"&0/

!.

)ages and salaries for one month

/Rs

95&&&0/

9.

Htilities and contingencies for one month

/Rs.

:&&&0/

Total or3in# capital reDuirement of t4e unit

Rs 6G07/0B

>' TOTL CPITL



$. Fixed 'apital /

Rs.

95"&&&

!. )orking 'apital3 9 months4

/

Rs.

"7&7"&0/

Total capital in&estment

Rs

G/>/0B

'SO2RCES OF F2N+S

$. wn 'apital3!&% of proDect cost4

/Rs 6>6/0



!. composite -oan from bank

/Rs >1K00

G'COST OF PRO+2CTION PER NN2M

$. Total recurring expenditure per annum

a4

Raw materials

/ Rs.$8&9&&&0/

b4

)ages and 1alaries

/Rs.

:9!&&&0/

c4



Htilities and contingencies

/Rs.

:8&&&0/

!.

+epreciation of machinery $"%

/Rs

":7"&0/

9.

#nterest on bank loan $!%

/Rs

8<89!0/

Total

/ Rs.717>/70/

60' T2RNO@ER PER NN2M



1l.2o

#tems

Gty

Rate

,mount

$

Furniture( 'oat

$&&

$!&&&

$!&&&&&

!

uilding material($. )indows

7&



7&&&

:<&&&&

!.+oors

<&

$&&&&

<&&&&&

9. 'hairs

5&

7&&&

:!&&&&



Total

060000

6.PROFIT-ILIT)

66 a' NET PROFIT (-EFORE T?TION!

$

THR2;=R

060000

!

'1T F PR+H'T#2

717>/7

Total 3$/!4

/716



66'H NET PROFIT RTIO

2=T PRF#T N$&&0THR2 ;=R P=R

=,R

L "8!:$8N$&&09&$&&&&

L 6G'1%

66'c RTE OF RET2RN ON TOTL IN@ESTMENT

2=T PRF#TN$&&0TT,-

#2;=1TM=2T

L "8!:$8N$&&0<9"7"&



L K7'71%

67'a FI?E+ COST

Rent

Rs( !:&&&0/

Total +epreciationO Machinery J furniture

Rs( ":7"&0/

#nterest on Total #nvestment

Rs( 8<89!0/

:& % of 1alary J )agesO :9!&&&N$!0 :&%

Rs( $7!8&&

:&% of utilities J other contingent expensesO :8&&&N$!0

Rs( $<!&&0/

:&%

Total(



Rs( K0/7

67 H -RE: E@EN NL)SIS

Fixed cost x $&&

L '7

Fixed cost K 2et Profit



Pro9ect Profile on Manufacturin# of Paper Nap3ins



National Institute of Micro, Small and Medium Enterprises (ni

msme! "an Or#anisation of Ministr$ of MSME, %o&t' of India

)ousuf#uda, *)+ER-+ . /00 01/



Manufacture Of Paper Nap3ins

6' Introduction

Paper napkin is a small piece of tissue paper used for hand or face cleaning. These are becoming

popular with the catering industry due to manifold usages. 2ow a days they are being more and more

used in households6 institutions etc. These are absorbent6 hygenic6 light and can be had with attractive

printing.

7' Mar3et +emand

Hrbanisation has made a profound impact on our dining habbits. ne of the notable change is the

increased use of paper napkins now a days6 which was otherwise could be seen only in western

countries. Plain paper napkins are now being widely used in restaurants6 households6 vehicles6

industries6 institutions etc. Paper napkins with colourful layout and attractive designs are having brigh

prospects with our restaurants focussing on tidiness and adornment.

' Production Tar#ets

9&& )orking +ays in a ear 1ingle 1hift

asis of =stimation ( basis8 hours per shift

Guantity 3Eg4 $"&&&&

;alue 3Rs4 <7"&&&&

1' Manufacturin# Process



Tissue paper roll are fed to the flexographic printing machine with attachment for the manufacturing

paper napkins wherein6 these are printed and cut to the sie with the device already fixed with the

machine

/' Land and -uildin#

Rent for each month

:&&&

K' MC*INER) N+ E;2IPMENT

SL'NO

+escription

;t$'

@alue

(Rs'!



$

Two colour flexographic machine with attachment of paper

$

:&&&&&

napkin

!

Testing =quipment

-.1.



9

=dge sealing and cutting machine

-.1.

:

@and Tools

-.1.

"

1ales Tax6

Freight J #nsurance etc

:&&&&



Total

110000



>' R8 MTERILS (PER MONT*!

SL'NO

Particulars

;uantit$

@alue (Rs!

(tonne!

$

Tissue Paper !$ *1M

$!."

7&&&&&

!

#nks J ther 'onsumables

-.1.

$&&&&



9

Packaging Material

-.1.

9&&&

Total

>6000

' STFF N+ L-O2R (PER MONT*!

SL'NO

Emplo$ee

No'

mount



,

,dministrative and

1upervisory

3i4

Manager

$

7&&&

3ii4

Peon0 'howkidar



$

!&&&

Technical 31killed/

Hnskilled4

3i4

1killed )orker

$

5&&&

3ii4

Hnskilled )orker

!

8&&&



1ub/Total

!9&&&

Plus perquisites !&% of salaries

:5&&

TOTL

7>K00



' OT*ER E?PENSES (PER MONT*!

$

Rent of -and J uilding

:&&&

!

=lectricity 'harges

!"&&

9

Transport

9&&&



:

'onsumable J stores etc.

$&&&

"

Postage expenses0

$&&&

telephones

5

1tationery

$&&&



7


$&&&

Total

6/00



G' 8OR:IN% CPITL (ONE MONT*!

SL NO

+ESCRIPTION

MO2NT (RS!

$

Raw material

7$9&&&



!

1alaries J )ages

!75&&

9

ther =xpenses

$9"&&



Total

>/1600



60' TOTL CPITL IN@ESTMENT


::&&&&

)orking capital for one month



7":$&&

Total

66G1600



66' SO2RCE OF F2N+S

SL NO

ITEM

MO2NT (RS!



$

Term -oan

9&8&&&

!

)orking capital loan

"!787&



9

wn 'ontribution

9"8!9&



67'COST OF PRO+2CTION (PER NN2M!

Total recurring cost per year

<&:<!&&

+epreciation on machinery J equipment

88&&&



#nterest on term loan and working capital

$$7&!$.8

loan $:%

Total



G7/1777

6' SLES PROCEE+S (PER NN2M!

SL NO'

Item

;t$ (:#!

@alue (Rs'!



$

Paper 2apkins

$"&&&&

<7"&&&&

Total



G>/0000



61' PROFIT-ILIT)

$

,nnual *ross Profit

:<"778

!

% of Profit on 1ales

".&8%

9

reak =ven ,nalysis

9.$

,nnual Fixed 'ost

957&!$.8



9.!

,nnual 1ales

<7"&&&&

9.9

,nnual ;ariable 'ost

8887!&&

9.:

reak =ven Point

:!.":%

:

+ebt 1ervice 'overage Ratio

!.&"



Pro9ect Report on PPP+ MN2FCT2RIN%



National Institute of Micro, Small and Medium Enterprises (nimsme! "an

Or#anisation of Ministr$ of MSME, %o&t' of India



)ousuf#uda, *)+ER-+ . /00 01/

PPP+ MN2FCT2RIN%

Int)o,uction

Papad is also known as Papadum. Papad is nothing but the thin #ndian wafer6 which can be

refereed as a cracker or flat bread. Papad is generally made from dried lentils6 it can be eaten fried



or roasted. There are variety of papad flavors available in the market6 that are made to suit the

requirement of each and every individual.

The basic composition of the papad varies from a number of ingredients such as cereal flour6

pulse flour6 soya flour6 spice mixes6 chemical mixes and different vegetable Duices for improving

both organoleptic and nutritional characteristics.

efore making any papad6 its dough is required to make. That dough contains salt and peanut oil

and some flavors to make the special regional papad. aking soda is also one of the main

ingredient for making good papad. The dough is shaped into a thin6 round flat bread and then

dried 3traditionally in the sun4. Papad can be cooked by deep/frying6 roasting over an open flame6toasting or microwaving.

#n #ndia6 Papad has a vital place in every meal. #t is highly served or accompanied either as a

snack6 chaat or with main course recipes. Papad is an example of the genius of #ndian cuisine.

riginally there are two types of Papad ? 2orth #ndian papad and 1outh #ndian papad. They come

into different sies and textures such as mini papad6 big papads6 roasted papad6 khakra and many

more.

Papads of various brands are easily available in the market. ne of the most famous market brand

is -iDDat. ou can get variety of tasty and flavorful -iDDat papads with different shapes and sies.

,lways check that they are dry and not stuck with each other.

2SES=

Papad is a great accompaniment with drinks and mocktails6 one of the best example is masala papad.

Papads are typically served as an accompaniment with any meal in #ndia.

Papad can be eaten as a starter or snack dish.



Fried6 roasted6 open/flame papad and oven/made papad are some of the best varieties of papad.

, famous RaDasthani delicacy is papad curry or papad ki sabDi6 that is made from the papad only.

Papad can be enDoyed with variety of pickles6 chutneys and sauces.

ou can get papad of several flavors of your choice6 such as PunDabi masala6 urad dal6 moong dal6 asafoetida6

black Pepper6 green chilly6 red chilly6 cumin6 garlic6 ginger6 cardamom6 cloves and cinnamon6 etc.

1ince the years6 Papad has been used to serve with dal and rice6 as it enhance the taste of the meal.

ou can munch the Papad as a great snack dish.

Papad can be served with soup or with the main meal.



Papad is often crushed and sprinkled on the rice.

, traditional #ndian thali6 platter6 marriage buffets6 parties6 etc always includes papad in their menu.

ou can crush the raw papads for coating the kebabs and tikkis.

Papad is used for making several *uDarati subis like Methi/ Papad nu shaak6 *hatia/ papad nu shaak6 etc.

STOR%E=

Papad should be stored in air tight container.

#t can be stored for $&/$! months.

1ometimes keep them under fresh air and sun light for few minutes for preserving even more better.

,lthough storage can be done6 but it is advisable to buy limited stock or small packets of papad and use them as

per your requirement.

-ENEFITS=

Papad is a good appetier and a source for digestive.

Roasted or grilled papad helps to absorb the fatty material from the mouth and throat. Papad should be eaten in

moderate proportion6 else it can become the reason of acidity. Papad is very high in sodium6 hence not advisable

for hypertensive people.

Papads are made of lentils6 hence are free from gluten6 rich in protein and dietary fiber



Location - Lan, . Buil,in%

The unit will be located in a rented building. The monthly rent amount for this unit will be Rs

"&&&0month.

/o)0 Style 1 Acti(ity

The raw materials of the units are Hhunnu Mavu6 Rice Powder6 'astic 1oda61alt6il. #t can be

purchased in a large scale and avail locally. The Hhunnu Mavu6 'astic soda6 salt and oil are

mixed thoroughly and then put that mixture to the automatic pappad making machine. Then pappad can make according to the die that we are giving. This Pappad may pass through the drier

also. 2oramally this proDect aims pappad sie of V" #nch .‖

E2ui3ments

Fully auto pappad making machine is the maDor equipments required for the manufacturing of

Pappad. #n addition6 the accessories like 1ealing Machine6Tables6'hair and rack are required.

Estimation of t+e 4o)0in% ca3ital

The estimated requirement of working capital of the unit comes to Rs 96!96&&& the basis for the

estimation of working capital is cost of the raw material required per month6 and the labor

charges. The details are furnished in the financial analysis of the report.

Cost of t+e P)o5ect*



The total cost of the proDect comes to Rs $&6!96&&&C which is arrived from the financial analysis.



Sou)ce of Fun,*

The promoter is expecting a composite loan of Rs. 86$86&&& from the ank6 which includes the

Term loan for the fixed investment and working capital. The pro moter>s contribution is shown as

Rs. !6&"6&&&. +etails are furnished in the financial analysis of the report.

Assum3tions

This proDect report is prepared based on the following assumptions.

The unit is expected to operate !" days in a month on single shift basis.

)orking capital is estimated based on raw material and other expenses required per month.

,ny change in the government or bank policy will make corresponding change in the proDect

report.

Conclusions

y virtue of the contacts of the promoter in the business activity the unit is expecting an

ascending future. The proDect is prepared on the basis of reasonable and reliable estimates and

assumptions. The proDect can generate enough cash to pay the interest as well as installment of

loan. The proDect is technically feasible and financially viable.



Pappad Manufacturin# 2nit

-STRCT

X 2ame J ,ddress

! Ty#e o$ Or%ani&a'ion Pro#rie'ary

Uni' Addre((

Panchaya'h

Bui)din% Number *Sur+ey no

Vi))a%e

! Ac'i+i'y

Pa##ad Manu$ac'urin% ,Pa##ad

! Sco#e o$ Pro-ec'

Ne. Pro-ec'

!

Pro-ec' Co('

&

Mean( o$ /inance

/i0ed In+e('men'

; 122222

3or4in% Ca#i'a)

; 565222

To'a)

; 7265222



Term Loan

; 892222

3:C: Loan

; 68;222

;7;222

Promo'er<( Share

; 628222

To'a)

; 7265222

! Sub(idy E)i%ib)e

; 7=7968

,a( #er ESS >

! Re#aymen' Period

5

! Gro(( Pro?' a$'er 7(' year

; 8=6522

@@@

R( =22 * Mon'h ,a+era%e>

! Scheme

SME ?nance

! Ra'e o$ Re'urn

89

! A+era%e DSCR

6:97

! DER



7:21

! IRR

18

a( NPV i( Ve

! BEP

9

,Brea4 E+en Poin' a' 12 Ca#aci'y U'i)i&a'ion

! Curren' Ra'io

9:1=

! Ne' Pro?' Ra'io

75

! Paybac4 Period

In be'.een 7 and 6 year

! Em#)oymen' Po'en'ia)

! Name o$ Ban4

! Pro-ec' Im#)emen'a'ion Period

/rom May 6278 To Au%u(' 6278



Project Details

/i0ed Ca#i'a) In+e('men'

A

Land & Bildin!

Co(' o$ Land

Ni)



Land De+e)o#men' Co('

Ni)

Bui)din%

Ni)

To'a)

2

B

"ac#iner$ Ei'(ents



Si No

I'em

Ma4e

Uni' Price

'y

E0' Price

7

/u))y Au'o Pa##ad Machine

PP de)u0e

898222

7

898222

6

/)our Kneadin% Machine

5

/)a' Shee' Ma4in%



Inc)u(i+e o$ Pa##ad

A

Pa##ad Shee'er

Machine

8

Cu''er Machine



9

E)ec'ric Drier

1

Ta0

6;682

7

6;682

;

Sea)in% Machine

1222

7

1222



To'a)

922682

C

Frnitre Fi)tres

Si No

I'em

Ma4e

Uni' Price

'y

E0' Price

7

Tab)e

78222

7



78222

6

Chair

122

8

5822

5

Rac4

72222

6

62222

To'a)

5;822



D

Preli(inar$ & Pre*o'erati+e cost

Si No

De'ai)(



Amoun'

7

Erec'ion E)ec'ri?ca'ion

68222

6

Pre)iminary E0#en(e( ,O'her(>

78222

5

Tria) Produc'ion

78222

To'a)



88222

E

Contin!enc$

Si No

De'ai)(

Amoun'

Con'in%ency * O'her(* Mi(ce))aneou( E0#en(e(

9682



To'a)

9682

F

Total Ca'ital E)'enditre , A - B - C - E .

; /00000

Sales Reali1ation ,2 300% Ca'acit$ 4tili1ation .

Si No

I'em

Uni' Price

'y

E0' Price

Fear)y Sa)e(

7

Pa##ad



1:8

98968

=67;1:8

8=29682

To'a)

=67;1:8

8=29682

5

Ra6 "aterials

Si No

I'em

Uni'

Am'*Mon'

'y or Mo

E0' Price

7

Rice Po.der

K%

56



562

7259;2

6

Cau('ic Soda

K%

12

82

51;22

5

U&hunnu Ma+u

K%

778

52922

587=222

A

Oi)

K%

18

=22

91822



8

Sa)'

K%

78

72;2

79622

9

Pac4in% Co+er

K%

782

62



52922

To'a)

5111;2

I

7a!es



3a%e(*3

Mon'h)y

Fear)y

Si No

Ty#e o$ 3or4er



Number(

or4er

3a%e(

3a%e(

7

2

2

2

2



To'a)

2

J

Salar$



Mon'h)y



Sa)ary*.o

Mon'h)y

Fear)y

Si No

Ty#e o$ 3or4er

Number(

r4er



Sa)ary

Sa)ary

7

Mana%er*Pro#rie'or

7

78222

78222

7;2222

6

3or4er



6

77682

66822

612222

5

e)#er

7

;182

;182

728222



To'a)

888222

8

Ot#er E)'enses 9ear



SI No

E)emen'(

Amoun'



7

Re#air( Main'enance

72222



6

Po.er /ue)



788682



5

O'her O+erhead e0#en(e(

72222



A

Te)e#hone E0#en(e(

9222



8

S'a'ionery Po('a%e



72222



9

Ad+er'i(emen' Pub)ici'y

72222



1

O'her Mi(ce))aneou( E0#en(e(

;222



;

Ren' ,i$ bui)din% on ren'a) >

92222



L

Ca'acit$ 4tili1ation o "anactrin! & Ad(inistrati+e E)'enses



Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear

Ca#aci'y U'i)i&a'ion

12



16

1

19

1;

;2

;6

;



No o$ Shi$'(*day

7

7

7

7

7

7

7

7



A: Manu$ac'urin% E0#en(e(



Ra. Ma'eria)(

69659

6171;6

61=5551



6;9;;55

6=56;

527=;6

52=8562

5712;78

3a%e(

2

2

2

2

2



2

2

2

Re#air( Main'enance

1222

1622

122

1922

1;22

;222

;622

;22



Po.er /ue)

72;918

7771;2

77;;8

771==2

7672=8

76622

761528

75272




1222

1622

122

1922

1;22

;222

;622

;22



To'a) ,A>

6198267

6;266

6=65266

5226265

52;7265

579226

565=268

557;268

B: Admini('ra'i+e E0#en(e(



Sa)ary

888222

8;6182



977;;;

96;6

91929

12;559

15185

1;2=7

Te)e#hone E0#en(e(

9222

9922

1692

1=;9

;1;8

=995

7296=

779=6



S'a'ionery Po('a%e

72222

77222

76722

75572

797

79728

71179



7=;1



O'her Mi(ce))aneou(

;222



;;22

=9;2

729;

77175

76;;

7716

788=2



Ren' ,i$ >

92222

99222

16922



1=;92

;1;9

=9957

7296=

779=65



To'a) ,B>

9=222

9;9782

16896;

1918=9

;76657

;8=16

=726;2

=9762



To'a) AB

57267

5852716

59;982

519=97=

5;=5688

27=1;

7=52

6;678

M

Assess(ent o 7or;in! Ca'ital



7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear


i$ 722

12

16

1

19

1;



;2



Shi$'*Day

7

7

7

7

7

7

i Variab)e Produc'ion Co('


http://slidepdf.com/reader/full/project-profiles-for-various-projects 742/1082Ra. Ma'eria)



5111;2

69659

6171;6

61=5551

6;9;;55

6=56;

527=;6

3a%e(

2



2

2

2

2

2

2

Re#air Main'enance

72222

1222

1622



122

1922

1;22

;222

Po.er /ue)

788682

72;918

7771;2

77;;8

771==2

7672=8

76622

O'her O+erhead E0#en(e(



72222

1222

1622

122

1922

1;22

;222

To'a)

5=82252

6198267

6;266

6=65266

5226265

52;7265

579226

ii /i0ed Produc'ion Co('



Sa)ary



888222

888222

8;6182

977;;;

96;6

91929

12;559

Te)e#hone E0#en(e(

9222

9222

9922

1692

1=;9

;1;8

=995



S'a'ionery Po('a%e

72222

72222

77222

76722

75572

797

79728


72222

72222

77222

76722

75572

797

79728



O'her Mi(ce))aneou( E0#en(e(

;222

;222

;;22

=9;2

729;

77175

76;;

Ren' ,i$ >

92222

92222

99222

16922

1=;92

;1;9

=9957



To'a)

9=222

9=222

9;9782

16896;

1918=9

;76657

;8=16

iii Manu$ac'urin% Co('



Variab)e Produc'ion Co('

5=82252

6198267

6;266



6=65266

5226265

52;7265

579226

/i0ed Produc'ion Co('

9=222

9=222

9;9782

16896;

1918=9

;76657

;8=16

To'a)



8==252

57267

5852716

59;982

519=97=

5;=5688

27=1;

i+ Ele(ents o 7or;in! Ca'ital & A(ont o 7or;in! Ca'ital



7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear



Si No

I'em

Day(

Ba(i(

Amoun'

12

16

1

19

1;

;2



Ra. Ma'eria)

Ma'eria)

7

72

Co('

768;69

;;21;



=28=8

=5777

=896;

=;7

722997

3or4 in

Produc'ion

6

Proce((

7

Co('

75791

=671

=;2

=15

72221

72612

72855



/ini(hed

Manu$ac'urin

5

Good(

7

% Co('

79681

775;2

77191

76796

76898

76=1;

755==

Manu$ac'urin



Recei+ab)e(

1

% Co('

775;27

1=992

;6517

;8758

;1=8;

=2;5

=51=

3or4in%



8

E0#en(e(

68

/i0ed Co('

82;5

82;5

8171=

929=

95=99

919;9

179

To'a)

;

<=<3<>

=>=>3?

=@3<?=

=0=3

=/03=>

=/??=0

=?00<3



3:C: can be .i'hdra.n $rom 3CL Acc:

68;222

68;222

68;222

68;222

68;222

68;222

68;222

Mar%in o$ 3C 'o be in+e('ed

9875

2

2

6967

7676

67=62

56257



Project Cost & "eans o Finance i To'a) Pro-ec' Co('

/i0ed Ca#i'a) In+e('men'

;

122222

SayH ;

/00000

3or4in% Ca#i'a) In+e('men'

;

56575

SayH ;

<=<000

To'a)

;

30=<3<>

SayH ;

30=<000

ii

Mean( o$ /inance , Loan $rom Ban4 O.n Con'ribu'ion >



Term Loan $rom Ban4

;

892222

;2 o$ /:C:I:

3or4in% Ca#i'a) Loan $rom Ban4

;

68;222

;2 o$ 3:C:I:

To'a) Loan Amoun' $rom Ban4

;

3000

O.n Con'ribu'ion

;

=0@000

To'a)

;

7265222



iii

Subsidy Eligible

`

191625

,a( #er ESS >

Sc#edle o Re'a$(ent o Ter( Loan & 7or;in! Ca'ital Loan i Term Loan

Fear

O#enin% Ba)ance

In('a))men'

C)o(in% Ba)ance

In'ere(' J 75



7(' Fear

892222

76

58889

16;22

6nd Fear

58889

7;9991

6;;;=

89966

5rd Fear

6;;;=

7;9991

96666

56589

'h Fear

96666

96666

2

;2;=

8'h Fear

2

2

2

2

9'h Fear



2

2

2

2

1'h Fear

2

2

2

2

;'h Fear

2

2

2

2

ii

3or4in% Ca#i'a) Loan



,In('a))men' o$ 3or4in% Ca#i'a) i( (ho.n a( i$ 'he 3CL i( a)(o c)o(ed a)on% .i'h 'he Term Loan>

Fear

O#enin% Ba)ance

In('a))men'

C)o(in% Ba)ance

In'ere(' J 75:8

7(' Fear

68;222

81555

622991

5;52

6nd Fear

622991

;9222

77991

612=2

5rd Fear

77991

;9222

6;991

78;2

'h Fear

6;991

6;991

2

5;12

8'h Fear

2



2

2

2

9'h Fear

2

2

2

2

1'h Fear

2

2

2

2

;'h Fear

2

2

2

2

Sc#edle o De'reciation on Fi)ed Assets



i

Bui)din%

J

72

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear



O#enin% Ba)ance

2

2

2

2

2

2

2

2

De#recia'ion

2

2

2

2

2

2



2

2

C)o(in% Ba)ance

2

2

2

2

2

2

2

2

ii

Machinery /i0'ure( J

72



7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear

O#enin% Ba)ance

95;182

81;18

8715;;

989=

7=2;



511718

55=8;

528876

De#recia'ion

95;18

81;1:8

8715;:18

989:;;

7=2;:5=

5117;

55=9

52887

C)o(in% Ba)ance

81;18

8715;;

989=



7=2;

511718

55=8;

528876

61=97

iii

To'a) De#recia'ion

Bui)din%



2

2

2

2

2

2

2

2

Machinery

95;18

81;;

8715=

9898

7=2;

5117;

55=9



52887

To'a)

95;18

81;;

8715=

9898

7=2;

5117;

55=9

52887

Financial Anal$sis o Project



I

Projected Prot & Loss Accont

In La4h(

Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear



8'h Fear

9'h Fear

1'h Fear

;'h Fear


12

16

1

19

1;

;2

;6

;

Sa)e( Or Recei#'(

7:5518



6:868

5:12968

:;;18

9:29;18

1:68

;:5768

=:9768

Manu$ac'urin% E0#en(e(



Ra. Ma'eria)(

69:6

61:7;

61:=5

6;:9=

6=:

52:62

52:=8

57:17

3a%e(

2:22

2:22

2:22

2:22



2:22

2:22

2:22

2:22

Re#air( Main'enance

2:21

2:21

2:21

2:2;

2:2;

2:2;

2:2;

2:2;

Po.er /ue)

7:2=



7:76

7:78

7:7;

7:67

7:6

7:61

7:52


2:21

2:21

2:21

2:2;

2:2;

2:2;

2:2;

2:2;



De#recia'ion

2:9

2:81

2:86



2:1

2:6

2:5;

2:5

2:57



Produc'ion Co(' To'a)

6;:6=

6=:26

6=:18

52:=

57:65

57:=;

56:15

55:=

Admini('ra'i+e E0#en(e(

Sa)ary

8:88

8:;5

9:76

9:6

9:18

1:2;

1:

1:;7



Te)e#hone E0#en(e(

2:29

2:21

2:21

2:2;

2:2=

2:72

2:77

2:76



S'a'ionery Po('a%e

2:72

2:77

2:76

2:75

2:78

2:79

2:7;

2:7=


2:72



2:77

2:76

2:75

2:78

2:79

2:7;

2:7=

O'her Mi(ce))aneou(



E0#en(e(

2:2;

2:2=

2:72

2:77

2:76

2:75

2:7

2:79

Ren' ,i$ >

2:92

2:99

2:15

2:;2

2:;;

2:=1

7:29

7:71



To'a) ,B>

9:=

9:;9

1:69

1:9;

;:76

;:92

=:72

=:9

In'ere(' on Ban4 Loan J



Term Loan

75

2:15

2:81

2:56

2:2;

2:22

2:22

2:22

2:22

3or4in% Ca#i'a) Loan 75:8

2:58

2:58

2:58

2:58

2:58

2:58

2:58

2:58



Co(' o$ Sa)e

58:;9

59:1=

51:9;

5;:8=

5=:12

2:=6

6:7;

5:;

Pre)iminary PreO#



Con'in%ency: .ri''eno

2:62

2:62

2:62

2:22

2:22

2:22

2:22

2:22

Ne' Pro?' be$ore Ta0

8:6;

8:85

8:;5

9:52

9:51

9:55

9:68

9:7

Le(( Ta0

2:25

2:28

2:2;

2:75



2:7

2:75

2:75

2:77

Ne' Pro?'

8:69

8:;

8:1

9:71

9:65

9:7=

9:75

9:26

Re'ained Pro?'

8:69

72:15

79:;

66:9

6;:;;

58:21

7:7=

1:66

II

Rate o Retrn ,Retrn on In+est(ent .



Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear



Ne' Pro?'

8:69

8:;

8:1

9:71

9:65

9:7=

9:75

9:26



To'a) In+e('men'

72:65

72:65

72:65

72:65

72:65

72:65

72:65

72:65

Ra'e o$ Re'urn

87

8

89



92

97

97

92

8=

A+era%e Ra'e o$ Re'urn

89



III

Det Ser+ice Credit Ratio , DSCR.

Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear

Ne' Pro?'

8:69

8:;

8:1

9:71

9:65

9:7=

9:75

9:26

Add



De#recia'ion In'ere('

7:51

7:7

2:;

2:88

2:6

2:5;

2:5

2:57

To'a) A

9:96

9:96

9:8;

9:17

9:98

9:81

9:9

9:55

Paymen'(



On Term Loan

In'ere('

2:15

2:81

2:56

2:2;

2:22

2:22

2:22

2:22

In('a))men'(

7:6

7:;1

7:;1

2:96

2:22

2:22

2:22

2:22



On 3or4in% Ca#i'a)

In'ere('

2:58

2:58

2:58

2:58

2:58

2:58

2:58

2:58

To'a) B

6:56

6:1;

6:8

7:28

2:58

2:58

2:58

2:58



DSCR A*B

6:;8

6:5;

6:8=

9:5=

7=:72

7;:;1

7;:89

7;:71

A+era%e DSCR

6:97



I

Cas# Flo6 State(ent

Source

Im #eriod

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

Gro(( Pro?'

2:22

9:59



9:

9:82

9:15

9:16

9:9;

9:92

Add De#recia'ion

2:9

2:81

2:86

2:1

2:6

2:5;

2:5

Term Loan

8:92


6:8;

2:22

2:22

2:22



2:22

2:22

2:22

Promo'er( Ca#i'a)

7:2

2:22

2:22

2:25

2:72

2:72

2:72

2:72

Pre)iminary PreO#era'i+e

Con'in%ency 3ri''en o

2:62

2:62

2:62

2:22

2:22

2:22

2:22



To'a)

1:22

=:1;

1:66

1:68

1:6=

1:65

1:78

1:2



A##)ica'ion

/i0ed Ca#i'a)In+e('ed

1:22

Increa(e in Curren' A((e'(

6:6

2:2=

2:2=

2:72

2:72

2:72

2:72

Re#aymen' o$ Term Loan

7:6

7:;1

7:;1



2:96

2:22

2:22

2:22

In'ere(' on Term Loan

2:15

2:81

2:56

2:2;

2:22

2:22

2:22

In'ere(' on 3C Loan

2:58

2:58

2:58

2:58

2:58

2:58

2:58

Income Ta0

2:25

2:28

2:2;

2:75

2:7

2:75

2:75

To'a)

1:22



:11

6:=6

6:17

7:6;

2:8;

2:8;

2:8;

O#enin% Ba)ance

2:22

2:22

8:27

=:57

75:;

7=:;8

69:82

55:21

Sur#)u(

2:22

8:27

:52

:85

9:27

9:98

9:81



9:9

C)o(in% Ba)ance

2:22

8:27

=:57

75:;

7=:;8

69:82

55:21

5=:8

Projected Balance S#eet

Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear



9'h Fear

1'h Fear

;'h Fear

Liabilities

Promo'er( Ca#i'a)#eriodic

7:2

7:2

7:5

7:86

7:96

7:16

7:;6

7:=5

Re'ained Pro?'

8:69

72:15

79:;

66:9

6;:;;

58:21

7:7=

1:66

Term Loan O*S

:59

6:=



2:96

2:22

2:22

2:22

2:22

2:22


6:8;

6:8;

6:8;

6:8;

6:8;

6:8;

6:8;

6:8;

Curren' Liabi)i'ie(

2:22

2:22

2:22

2:22

2:22

2:22

2:22

2:22

Sundry Credi'or(

2:22

2:22

2:22

2:22

2:22

2:22

2:22

2:22



To'a)

3<@?

3/=0

=330

=/>

<<0/

<?</

>@0

@3/<

Assets

Gro(( /i0ed A((e'(

9:5=

8:18

8:71

:99

:7=

5:11

5:5=

5:29

Le(( De#recia'ion

2:9

2:81

2:86

2:1

2:6



2:5;

2:5

2:57

Ne' /i0ed A((e'(

8:18

8:71

:99

:7=

5:11

5:5=

5:29

6:18

Ba)ance o$ Pre)iminary

PreO# Con'in%ency

2:7

2:62

2:22

2:22

2:22

2:22

2:22

2:22

Curren' A((e'(

6:6

6:87



6:97

6:12

6:;2

6:=2

5:22

5:77

Ca(h in Ban4 * and

8:27

=:57

75:;

7=:;8

69:82

55:21

5=:8

8:;1



To'a)

3<@?

3/=0

=330

=/>

<<0/

<?</

>@0

@3/<

I *i

Brea; E+en Anal$sis

FIXED COST

Sa)arie(

8:88

8:;5



9:76

9:6

9:18

1:2;

1:

1:;7

Re#air Main'enance

2:21

2:21

2:21

2:2;

2:2;

2:2;

2:2;

2:2;

In(urance

2:92

2:99

2:15

2:;2

2:;;

2:=1

7:29

7:71

Admini('ra'i+e e0#en(e(

2:=

7:25

7:7

7:68

7:5;



7:87

7:91

7:;5

De#recia'ion

2:9

2:81

2:86

2:1

2:6

2:5;

2:5

2:57

In'ere(' on MM )oan

In'ere(' on Term )oan

2:15

2:81

2:56

2:2;

2:22

2:22

2:22

2:22



To'a)

;:85

;:15

;:=2

=:72

=:82

72:26

72:8=

77:62

VARIABLE COST

Ra. Ma'eria)(

69:6

61:7;

61:=5

6;:9=

6=:

52:62

52:=8

57:17

3a%e(

2:22

2:22



2:22

2:22

2:22

2:22

2:22

2:22

Po.er Char%e(

7:2=

7:76

7:78

7:7;

7:67

7:6

7:61

7:52

Se))in% e0#en(e(

2:21

2:21

2:21

2:2;

2:2;

2:2;

2:2;

2:2;

In'ere(' on 3C )oan

2:58

2:58

2:58

2:58

2:58



2:58

2:58

2:58

To'a)

61:=5

6;:16

6=:82

52:6=

57:2;

57:;1

56:99

55:

I *ii

Brea; E+en Point And Ratio Anal$sis

Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear

;'h Fear

/i0ed Co('

;:85

;:15



;:=2

=:72

=:82

72:26

72:8=

77:62

Variab)e Co('

61:=5

6;:16

6=:82

52:6=

57:2;

57:;1

56:99

55:

To'a) Co('

59:9

51:8

5;:2

5=:5=

2:8;

7:;=

5:6

:9

Sa)e(

7:5

6:85

5:17

:;=

9:21



1:68

;:5

=:97

Con'ribu'ion ,Sa)e( VC>

75:6

75:;7

7:62

7:8=

7:==

78:5;

78:11

79:71

B:E:P in ,/C*Con'ribu'i

9

95

95

96

95

98

91

9=

Brea4 E+en Sa)e( ,BEPSa)e

69:6;

69:=2

61:5;

61:=;

6=:7=

52:1;

56:82

5:51



Brea4 E+en Uni'( in

uan'i'y

822859

=;758

=5592

=2;87

==252

87527

86;857

88867

Curren' Ra'io

6:;;

:8;

9:5;

;:1

77:59

75:=

79:=

7;:==

Ne' Pro?' Ra'io



,Ne' Pro?'*Sa)e(>

75

75

75

7

7

75

75

76



II

Det Eit$ Ratio

DER LONG TERM LOAN LIABILITF*,CAPITAL>

Par'icu)ar(

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear



1'h Fear

;'h Fear

Term Loan O*S

:59

6:=

2:96

2:22

2:22

2:22

2:22

2:22

Promo'er( Ca#i'a)#eriodic

7:2

7:2

7:5

7:86

7:96

7:16

7:;6

7:=5

DER

5:77

7:1;



2:

2:22

2:22

2:22

2:22

2:22

DER ,A+era%e yr(>

7:21

III

Pa$ Bac; Period



9:28

9:69

9:95

9:98

9:81

9:9

PV $ac'or J K:75

7:22

2:;=

2:1;

2:9=

2:97

2:8

2:;



2:5

Pre(en' Va)ue J K:75

1:98

8:66

:1

:5

:21

5:92

5:78

6:18



Cumu)a'i+e Ca(h

6:5

6:52

9:9

72:17

7:57

71:1

62:66

Paybac4 Period

7

In be'.een 7 and 6 year



IG

Het Present ale ,HP.

Par'icu)ar(

2'h Fear

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear

1'h Fear



Ca(h o.( A$'er Ta0

1:98

8:;=

9:28

9:69

9:95

9:98

9:81

9:9

Ne' Pre(en' Va)ue



71:=2

G

Internal Rate o: Retrn

Par'icu)ar(

2'h Fear

7(' Fear

6nd Fear

5rd Fear

'h Fear

8'h Fear

9'h Fear



1'h Fear

Ca(h o.( Be$ore Ta0

1:98

8:=6

9:72

9:5

9:19

9:1=

9:12

9:8=

IRR Be$ore Ta0 8yr(

18

Ca(h o.( A$'er Ta0

1:98

8:;=



9:28

9:69

9:95

9:98

9:81

9:9

IRR A$'er Ta0 8yr(

18



@IJ) EN%INEERIN%

#1 <&&$(!&&8 'ertified 'ompany 'risil Rating 21#' 1=/9

1.1.#.Registration 2o.!7!!$!&$&7<

Mfg. J 1upplier of Papad Making Machine6 'hapati Making Machine6 Packaging Machine6 1ealing Machine

!&76 Manish 'hamber6 1onawala -ane6 *oregaon 3=4. Mumbai / :&&&59.

Ph( &!!/9!<5&!9!6 &<9!&!57"&8 Email= infoviDayengineering.in

8eHsite= www.viDayengineering.in 0www.packpointindia.com

Ref' No' PP0779<+ate= Ma$ 7/, 706/

To ( RenDu Mani.

#P 6 Eerala

=M,#- renDumanigmail.com

Mobile &<::55&5$78

;2OTTION

Sr'



Particular

;t$

Rate

mount

No

Model . PP delu5



$.

Full$ uto Papad Mac4ine it4 Electric +rier

$

"65"6&&&0/

"65"6&&&.&&

(670 :# to 6/03# B *rs S4ift! 6> *P

'ombine Machine.( Flour :neadin# Mac4ine <



Flat S4eet Ma3in# !To In One'3!.@p Motor4

Papad 1heeter )ith 'utter Machine )ith $ +ie

Roller. (+ie Sie = >'/B/'/4(Roller Sie

00'MM +ia!



=lectric +rier 37 belt4

Total Installation rea of Mac4ine

(L5-5*! (in Feet! (7Q 5 7'/ 5 KQ !

"65"6&&&.&&



K ;at " % Y

!8!"&.&&

Total

/ G,7/0'00

Terms < Conditions =

Pa$ment Terms= "&% advance along with order and balance "&% before

machine delivery. Payment made in favor of @i9a$ En#ineerin# Packing 'harges ( will be extra

#nstallation 'harges ( Rs."&&&0/

Transportation charges pay by you. 3Road Permit4



'ompany is not at all responsible for damage in Transit. To avoid these conditions 'ustomers are requested to do

Transit #nsurance in advance

at there end..

2o advance will be refunded if the order is cancelled. 1ubDect to Mumbai Iurisdiction

+eli&er$ ( 5& days ppro56 until J unless the balance is not received delivery will be not made.

8arrant$( )e warranty the following parts of the



MachineryZ $4 =lectrical Moters6 !4 *ear ox

=lectrical 'omponents e.g. Motors6 +rivers6 1witches etc. have at $ year manufacturer>s

warranty6 in case of defects arising in any such component it should be referred to its original

manufacturer.

'onveyor elts are not covered under any sort of warranty.

Thanking you6

For @IJ) EN%INEERIN%

Mina3s4i Panc4al





India

)ousuf#uda, *)+ER-+ . /00 01/



Pro9ect Report on Read$made %arments

The readymade garment industry is considered an off/shoot of #ndia>s Textile industry which

dates back to the middle of $<th

century. The textile industry is the maximum revenue gathering

industry in the country. The industry can be divided in to two segments6 the natural fibre

segment and the man made synthetic fibre segment. The industry even after the introduction of

power ? driven machines or mechanical process of button holding6 stitching or embroidery6

continued to remain labour intensive and cheap labour is our forte.

The overall demand of clothing has gone up in the state because of increasing degree of

industrialisation6 effecting clothing habits. The increasing level of communication leading to

increased travel and tourism has in turn created the demand for both seasonal and occasional

clothing.

-',T#2.

The unit here mentioned will set up in a rented building. -ocation plays a maDor role in overall

output of the unit .

There will not be any problems if the required power and communication facilities are available

. Then with out any doubt one can easily say that the land selected is very suitable these type ofunits.

PROMOTER'



2ame (

,ddress (

Gualification (

=xperience (

LN+ < -2IL+IN%'

The unit will be set up in a rented building. #t is made available on rented basis and the rent per

month is Rs. !&&&. )e have already considered the suitability of the location. The power6

'ommunication facility etc are available. @ence with out doubt one can say that the site

selected is very suitable for these types of units.

PLNT < MC*INER)'

The plant J machinery are enlisted in the economics of the proDect. They include sewing

machines6 embroidery machines6 furniture6 cutting table etc. The cost of the same will be Rs.

$6!"6&&&.&&. The selected machinery can be made available from authoried suppliers of these

items'



R8 MTERILS'

The raw materials needed include fabrics of different kinds and other sewing materials. They

are easily available and care will be taken on the quality of the same'

STFF < L-O2R'

The unit will be operated in one shift. The staff and labors needed for the unit will be selected

from locally. The details of staff J labors are enlisted in the economics of the proDect.

OT*ER E?PENSES'

The probable other experiences are considered in the economics of the proDect. They include

rent6 electricity charges6 transportation6 communication6 travelling6 maintenance6 postage J

stationery etc.

PO/ER

The total connected load required for running the unit is estimated as ! @.P. only/ single phase.

MN2FCT2RIN% PROCESS'

The clothing are taken and cut to required design. Then they are stitched together to form the

product. The necessary buttons6 ibs6 hooks etc are fixed and it is then taken to ironing andready for sale. The embroidery works are carried out if necessary.

MR:ETIN%'



The marketing of any product is the decision making factor of the existence of the unit and on

considering that the promoter has taken all the possible ways for marketing such as direct sales

and personal contacts etc. #n fact the promoter had made a wide network of marketing for the

last one year and is capable for the forthcoming years also. The marketing area is concentrated

in retail shops of small towns and there are a number of dealers through which the product can

be sold. Most care will be taken in the change of fashion and trends as they are much affected in

the field of ready/made garments.

MO+E OF FINCE

The promoter expects financial assistance from leading nationalied branch. This unit will be

financed under =11 scheme and eligible for :&% subsidy of total fixed investment .

SS2MPTION

#t is assumed that there will not be any maDor increase in the rate of raw material and any maDor

changes in prices will be compensated with corresponding change in product.

CONCL2SION

n revealing the various aspects of the proDect and studying the financial J technical features of

the scheme it can easily be noted that the above proDect will be a great success. The economics

of the proDect is detailed as follows.

FINNCIL SPECTS



FI?E+ CPITL

Land and -uildin#

Rented at rate of Rs. !&&& per month.


Sl'

+escription

;t$'

Rate (Rs'!

@alue (Rs'!

No'

$

1tiching machine

5

8&&&

:8&&&

!

Motor for 1tiching machine

5

9&&&

$8&&&



9

verlock Machine

$

!&&&&

!&&&&

:

1cissors

"

"&&

!"&&

SuH total = /00

6' Office Furniture items

Sl'

+escription

;t$'



Rate (Rs'!

@alue (Rs'!

No'

$

)orking table

$

$5&&&

$5&&&

!

'utting table

$

$!&&&

$!&&&

9



Fibre stool

8

"&&

:&&&

:

1teel almirah

$

:"&&

:"&&

"

1teel Rack

!

:"&&

<&&&

5

#ron box

$

!"&&



!"&&

SuH total = 1000

8or3in# capital

7'6 Staff and LaHour (per mont4!

Sl

+escription

No

Salar$ (Rs'!

Total (Rs'!

no

$

Manager cum designer

$

5&&&

5&&&

!

'utting master



!

"&&&

"&&&

9

1killed workers

5

:&&&

!:&&&

%rand total = /000

7'7 Ra Materials (per mont4!

Sl

+escription

;t$

Rate (Rs'!

Total (Rs'!

no



$

'lothes for 'huridars

!:&& mtr

5&

$::&&&

!

'lothes for 2ighty

$8&& mtr

:"

8$&&&

9

ther items like lae6 buttons6

"&&&

"&&&

threads

:

Packing materials

$8&&

"



<&&&

pieces

%rand total = 7G000 7' 2tilities and Ot4er Contin#ent E5penses (per mont4!

Sl

+escription

mount Rs'

No'

$

Power

9&&

!

)ater

"&



9

1tationary

$&&

:

Repair and maintenance

$&&&

"

Transportation

!"&&

5

Telephone

!"&

7

Miscellaneous

$&&&

%rand total = /700

Total 8or3in# Capital = 7>G700

TOTL CPITL IN@ESTMENTS



-and

Rented

uilding

Rented

Plant J Machinery

$95"&&

)orking 'apital

!7<!&&

%rand total ( 16/>00

1



SO2RCE OF FINNCE


610

Term loan for machinery

60G700


77K0

%rand total ( 16/>00



Financial nal$sis

Cost of Production (per $ear!

Sl

+escription

mount Rs

no

$

Total recurring cost

!7<!&&

!

+epreciation on machinery $&%

88"&

9

+epreciation on furniture !&%

<5&&

:

#nterest on Term -oan $:%

$"!88

"

#nterest on )orking 'apital -oan $:%

9$!7&



%rand total = 1170

/'7

Turno&er (per $ear!

Sl

Items

;t$

Rate Rs

Total Rs

no

$



'huridar

8&&

5&&

:8&&&&

!

2ighty

8&&

!&&

$5&&&&

%rand total = K10000

/' Net Profit (per $ear!



Turnover

5:&&&&

'ost of production3/4

9::!&8

Total = 7G/>G7

Net Profit Ratio

32et profit per year0Turnover per year4x$&& L 1K'76>/



>

-rea3 e&en point

Sl

+escription

mount Rs

no

$

Rent for one year

!:&&&

!

Total depreciation

$8:"&

9

:&% salary and wages

$58&&&

:

:&% of utilities and other contingent expenses

!:<5&

%rand total = 7/160

.=.P L 3Fixed cost x $&&403Fixed costK2et profit4



3!9":$&x$&&403!9":$&K!<"7<!4

!9":$&&&0"9$!&!

11'6K

The ProDect is =conomically viable and Technically feasible. The proDect is submitted for

approval.



Project Re'ort o Pic;le 4nit





India

)ousuf#uda, *)+ER-+ . /00 01/



Project Re'ort o Pic;le 4nit

INTRO+2CTION

The proDect report includes the techno economic feasibilityof setting up and functioning of a

food production unit under the name and style of P#'E-=1. The proDect is at Eutiyattur in

Eannur +istrict.

PROMOTER.

The unit will function as a sole proprietary concern under the proprietor of Mr. 1ivadasan 6aged

:"6residing at Euttiyattur in Eannur district. The promoter has $" years experience in marketing

of pickles in Eannur and Easargod +istrict. ,nd he has also got training in pickle making from

Food craft #nstitute 'alicut.

NT2RE OF T*E PROJECT'

The proposed activities of the unit comprised of production and sale of Pickles.

LOCTION N+ INFRSTR2CT2RL FECILITIES.

Location'= The proDect is proposed to be located at Euttiyattur in Eannur +istrict.

Land and -uildin#'= The proposed unit will function in a rented building bearing uilding

number EP #0$"" f Euttiyattur *rama Panchayath. The unit required an building area of <&&

1quare Feet. .The land and building space is enough for proper carrying out of activities of the

unit.



Ra materials'= The important raw materials required by the units are

Mango6-ime6*inger6*arlic6Pickle powder and il. ,ll the raw materials required for the unit is

available in any quantity at reasonable rate from local market. This place is well known for

Euttiattur mango which has highly demand in Malabar area. 1o there will not be any scarcityfor the availability of raw materials.

Transportation'= The location of the unit is aside the main road and is also nearest to Eannu r

Muncipality. There is enough space in premises for parking the vehicles and smooth flow of

men and materials.

LaHour'= The labour can easily procure from local places at reasonable cost at any volume

Poer' = The unit requires 8 @P power to commence production. Power will be arranged by the

unit.



8ater'= The main water requirement for the unit is for drinking and sanitation purpose of

workers. There is enough well water facility in the premises of the unit. Thus it can be

concluded that the location of the unit is blessed with all infrastructural facilities.

/' TEC*NICL FESI-ILIT)'

Scope and Mar3etin#

The proposed product of the unit is pickle .The pickles being daily used food products has a

ready market always. Hnlike past all class of consumers6 consuming readily available picklesfrom market rather than making them in home. The unit proposed to making good quality

pickles at reasonable cost6 therefore it can easily establish its brands name in market. The

people now a days depending ready to eat pickles due to factors like lack of time to make them6

efforts involving in preparing pickles. The promoter has experience in food product business for

last few years6 and has good contact with various markets6 grocery shops 6 hotels etc. ,ll these

will enable him to market the products without any difficulty. Thus by consideration of all

above factors 6 it can conclude that there is high scope for pickles manufacturing units.

%o&t' licenses and permissions = The unit has already obtained all the required licenses.

-$product and effluent = The unit will not generated any byproduct and effluent.

K' Cost of t4e Pro9ect

T4e detailed cost of t4e pro9ect is under

Fixed ,ssets



Rs. #n lakhs

Machinery

7.&&

ther assets

&.5&

=lectrification

& .!&

Preliminary and pre/operative

&.!&

)orking capital

!."&

Total

$&."&

>' Means of finance


9."&

Term loan from ank



".&&

)orking 'apital

from bank

!.&&

Total

$&."&



' Economic FeasiHilit$

The following annexure are annexed herewith to reveal the economic viability of the

unit.

proDected working results and profitability

ProDected 'ash flow statement

ProDected balance sheet.

1tatement of financial viability indices.

G' Conclusion'

From the above analysis6 explanation and proDection annexed6 it could be assured that the unit can

function profitably .

nne5ure I

1tatement of estimated production and sales at full capacity.

=stimated daily production

!&& . Eg

2o. of estimated working days



9&& days

Total estimated production

5&&&& Eg

1ale rate per kg Rs. 8&0/

=stimated annual gross receipt

Rs. :8&&&&&0/

nne5ture II

1tatement of +epreciation

Particulars

ears 3Rs. #n lakhs4

#

##

###

#;

;

Machinery



[opening balance

&

".<"

".&5

:.9&

9.5"

,dd. addition

7.&&

&.&&

&.&&

&.&&

&.&&

Total

7.&&

".<"

".&5



:.9&

9.5"

less depreciation

$.&"

.8<

.75

.5"

.""

$" %

'losing alance

".<"

".&5

:.9&

9.5"

9.$"

ther ,ssets



[opening balance

&.&&

&.<&

&.8$

.79

.55



,dd. addition

$.&&

&.&&

&.&&

&.&&

&.&&

Total

$.&&

&.<&

.8$

.79

.55

less depreciation

&.$&

&.&<

.&8

.&7

.&5

$& %

'losing alance



&.<&

&.8$

&.79

&.75

&.5&

).+.;

5.8"

".87

".&9

:.9$

9.7&

+epreciation

$.$"

.<8

.8:

.7!

.5$



nne5ure III

1tatement of loan repayment and interest on loan

Term loan Rs. " lakhs $9 % interest

Repayment in " years

Particulars

ears 3Rs. #n -akhs4

#

##

###

#;

;

pening

&.&&

:.&&

9.&&

!.&&



$.&&

alance

,dd ,ddition

".&&

&.&&

&.&&

&.&&

&.&&

,dd interest

.5"

&."!

&.9<

&.!5

&.$9

Total

".5"

:."!



9.9<

!.!5

$.$9

-ess paid during

the year

Principal



$.&&

$.&&

$.&&

$.&&

$.&&

#nterest

&.5"

&."!

&.9<

&.!5

&.$9

total

$.5"

$."!

$.9<

$.!5

$.$9

'losing alance

:.&&

9.&&

!.&&



$.&&

&.&&

nne5ure I@

1tatement of )orking 'apital requirement

Particulars

ears 3Rs. #n -akhs&

#

##

###

#;

;

#. 'urrent ,ssets



a. Raw materials ! week

$.!&

$.!5

$.9!

$.98

$.::

b. finished goods " days

&.5&

&.59

&.55

&.5<

&.7!

c. sundry debtors ! week

$.!&

$.!5

$.9!



$.98

$.::

+. Total

9.&&

9.$"

9.9&

9.:"

9.5&

## 'urrent liabilities



a. 1undry creditors $ week

&."&

&.""

&.5&

&.5"

&.7&

Total

&."&

&.""

&.55

&.5"

&.7&

2et working capital

!."&

!.5&

!.7&

!.8&

!.<&

nne5ure @

1tatement of proDected working results and proDect profitability

Particulars

ears 3Rs. #n lakhs4



#

##

###

#;

;

, .=stimated gross receipt at full

:8.&&

capacity

. 'apacity utiliation

7&%



7"%

8&%

8"%

<&%

'. #ncome gross sale

99.5&

95.&&

98.:&

:&.8&

:9.!&

+. +irect expenses

$.Raw materials.

$8.59

$<.<5

!$.!<

!!.5!



!9.<"

!. )ages.

5.<&

7.:&

7.<&

8.:&

8.<&

9. ther direct cost

& .5&

& .5:

& .58

& .7!

&.75

TT,-

!5.$9

!8.&&



!<.87

9$.7:

99.5$

=. *ross profit 3'/+4

7.:7

8.&&

8."9

<.&5

<."<

F . #ndirect cost

$.

#nterest on loan

&.<$

&.78

& .5"

&."!



&.9<

!.

+epreciation

$.$"

& .<8

&.8:

&.7!

&.5$

9. ther administrative expenses

$.5$

$.79

$.8"

$.<7

!.&<



TT,-

9.57

9.:<

9.9:

9.!$

9.&<

*. Profit before tax

9.8&

:."$

".$<

".98



5."&

@. -ess income tax $&%

&.98

&.:"

&."&

&."$

&.5"

#. Profit after Tax3*/@4

9.:!

:.&5

:.5<

".9:

".8"



I. +epreciation

$.$"

&.<8

&.8:

&.7!

&.5$

2=T ',1@ ,''RH=+ 3#KI4

:."7

".&:

"."9

5.&5

5.:5



nne5ure @I

1tatement of ProDected 'ash Flow

Particulars

ears 3Rs. #n lakhs&

#

##

###

#;

;

,.

1ource of fund



$.


9."&

&.&&

&.&&

&.&&

&.&&

!.

ank loan

7.&&

&.&&

&.&&

&.&&

&.&&

9. 2et cash accrued from

:."7

".&:

"."9



5.&5

5.:5

operation

Total

$".&7

".&:

"."9

5.&5

5.:5



. ,pplication of fund

$. 'apital expenditure

8.&&

!. 'hange in working capital

!."&

$.99

$.99

$.99

$.99

9. -oan repayment



$.&&

$.&&

$.&&

$.&&

$.&&

:. +rawing by the proprietor

$.&&

$.&&

$.&&

$."&

$."&

Total

$!."&

9.99

9.99

9.89

9.89

'. pening 'ash ank balance

&.&&



!."7

:.!8

5.:8

8.7$

+. ,dd net 1urplus3,/4

!."7

$.7$

!.!&

!.!9

!.59

=. 'losing balance

!."7

:.!8

5.:8

8.7$

$$.9:

nne5ure @II



Statement of financial &iaHilit$ indices

+'S'C'R

Particulars

ears3Rs. #n lakhs4

#

##

###

#;

;

,. 2et 'ash accrued from



:."7

".&:

"."9

5.&5

5.:5

operation

. ,dd interest on loan

.<$

.78

.5"

."!

.9<

Total fund available 3,K4

".:8

".8!

5.$8



5."8

5.8"

'. .Repayment of loan

$.&&

$.&&

$.&&

$.&&

$.&&

+. ,dd interest

&.<$

&.78

&.5"

&."!

&.9<

=. +ebt service

$.<$

$.78

$.5"

$."!

$.9<

requirement3'K+4



+. +.1.'.R.

!.85

9.!5

9.7:

:.9!

:.<!

,verage +.1.'.R

9.8!



-rea3 E&en nal$sis

Particulars

ears 3Rs. #n lakhs4

#

##

###

#;

;

a. 1ales

99.5&

95.&&

98.:&

:&.8&

:9.$&

b. ;ariable cost

!5.$9

!8.&&



!<.87

9$.7:

99.5$

c. 'ontribution

7.:7

8.&&

8."9

<.&5

<.5$

d. Fixed cost

9.57

9.:<

9.9:

9.!$

9.&<

e. reakeven point

:<.$!

:9.5!

9<.$"

9".:9

9!.$"



nne5ure @III

1tatement of proDected balance sheet

Particulars

ears3Rs. #n lakhs4

#

##

###

#;

;



,. 'apital and liabilities

$.Promotors 'apital

9."&

9."&

9."&

9."&

9."&

!.

Reserve and 1urplus

!.:!

:.!"

5.7$

<.9!

$!.::

9. -oan Fund

5.&&



".&&

:.&&

9.&&

!.&&

:.

'urrent liabilities

&."&

&.""

&.5&

&.5"

&.7&

Total

$!.:!

$9.9&

$:.8$

$5.:$

$8.5:



. ,ssets

$.

Fixed ,sset

5.8"

".87

".&9

:.9$

9.7&

!.

'urrent ,sset



#nventory

$.8&

$.8<

$.<8

!.&7

!.$5

+ebtors

$.!&

$.!5

$.9!

$.98

$.::

'ash ank alance

!."7

:.!8

5.:8

8.7$

$$.9:

Total



$!.:!

$9.9&

$:.8$

$5.:7

$8.5:



Pro9ect Profile on Manufacturin# of Palm Plate



National Institute of Micro, Small and Medium

Enterprises (nimsme! "an Or#anisation of Ministr$

of MSME, %o&t' of India

)ousuf#uda, *)+ER-+ . /00 01/

Introduction =



This =nterprise is a proposed micro enterprise for the manufacture of Palm plates. #t is a sole

proprietary concern.. 2ow a day the importance of biodegradable materials is very high since

polyethylene wastes poses severe threat to the universe. The disposable plates and food packing

materials manufactured from easily available areca nut palm leaves is a better substitute fordisposable polythene and paper plates. The *ovt. is restricting the use of plastic materials and hence

eco/friendly products are preferred to plastic products. There is an ever increasing demand for these

items. Eeeping this in mind6 the promoter has ventured this unit..

7' Manufacturin# process



ur products are manufactured from fallen dry sheaths of etel nut trees. The areca sheath when

dried will fall from the tree and it is collected from the farms fresh and used for making products.

These sheaths are available in plenty in the 1outh #ndia region. The usage of these leaves was

started from our ancestors. )e are only making them into attractive shapes to meet the different

customer requirements.

' Infrastructure facilities=

Poer=



Total 'onnected load of power estimated is 9 @P. The entrepreneur has already confirmed the

availability from E1= .



8ater=

)ater is required for soaking6 cleaning and general purpose and it is available in plenty near to the

site.

Transport=

The proposed site is located on the side of road.

LaHour=

, total of 9 workers are required in addition to the promoter. ,ll these skilled and unskilled workers

can be recruited locally.

Ot4ers=

Telephone and Postal facilities are also available nearby.

1' Ra Material=

The raw material required by the unit is areca nut palm leaf. , relative of the promoter has an areca

nut plantation which could supply required quantity palm leaves to the unit. The entrepreneur has

ensured the annual requirement of raw material.

/' Production Capacit$=

The proposed unit is rated for a production capacity of 9$6!"& pieces per month on single shift basis.

The expected capacity utiliation is 8&%6 for the $st

and <&% from the !nd

year onwards.



K' Mar3etin#=

The product has a supply constraint in the market and the demand is very high. The market is

expected to have a sustained higher growth for the coming years. The *ovt. policies6 changing trend

and sustainable development concept will increase the importance of the product and its

marketability.

>' Pollution='

The activity does not produce any pollution.

' Mac4iner$ suppliers

Magnus coimbature Mobile ( K<$ <<:::!!"!!

K<$ <"88"""<"&!

@ydraulic based ,utomatic machine and Flywheel type Manual machine.



Cost Estimate of of -uildin#

a ' MC*INER) N+ E;2IPMENT

1l.2o.

#tem

Guantity

Price0unit

;at

Total cost

Machine with

!:6&&&.&&



die for $&‖

$!&&.&&

$

tray

$

!"!&&

Machine with

$

!!6&&&.&&



$$&&.&&

!

die for 8 tray‖

!9$&&

Machine with

!"6&&&.&&



die for $&‖

$

$!"&.&&

!5!"&

9

round

Machine with

$

!:6&&&.&&

$!&&.&&

!"!&&

:



die for < tray‖

Machine with

!96&&&.&&

"

die for 8 tray‖



$

$$"&.&&

!:$"&

Machine with

!:6&&&.&&



5

die for $7 cm

$

$!&&.&&

!"!&&

square



7

=xtra die

$

86&&&.&&

:&&.&&

8:&&

Total

6/>/00



H' PlumHin# Items

Price0un

1l.2o.

#tem

Guantity

it

;at

Total cost

)ater

Tank6



Pump set

J

Plumbing

!"6&&&.&

$

works

-

&



$!"&

!5!"&

TOTL

!5!"&

Total Fi5ed E5penses

7>/0



60' 8OR:IN% CPITL

(!' Ra materials reDuired per mont4 at 0 Capacit$ 2tilisation



1l.2o.

#tem

Guantity

Rate

;alue0month

;alue for $

year



$

,reca nut leaves

$&6&&&

&."

"&&&

5&&&&

Total

/000'00

K0000'00

Total Ra materials reDuired

/000'00

K0000'00



-' 8a#es and salaries

$

Proprietor cum Manager

$

8&&&.&&

8&&&.&&

<5&&&.&&

9

skilled labour

!

5&&&.&&

$!&&&.&&

$::&&&.&&

Total

!&&&&.&&



!:&&&&.&&

,dd !&% benefits

:&&&.&&

:8&&&.&&

Total

71000'00

7000'00

(C!' 2tilities and contin#encies per mont4

$.

Power charges



=

"&&

!.

Rent

=

9.

Travel exp 0 Transport

=

&&&



:. Repairs and Maintenance

=

&&&

". #nsurance

=

&&

5. Telephone charges

=

&&



7. 1tationary and postage

=

&&

8. Miscellaneous expenses

=

&&



SuH Total

&&&

Total or3in# capital reDuirement

8or3in#



Particulars

No' of da$s

Capital

$

Raw material

:"

$:6:&&.&&



!

Htilities and contingencies

9&

<6:&8.&&

9



)#P J Finished goods

$:

$868$5.&&

:

1undry debtors

7

:69&&.&&



Total

1KG71

Total or3in# capital reDuirement of t4e

= 1>000'00



unit, Sa$

66' TOTL CPITL

$. Fixed 'apital 3;4

=

!897"&.&&



!. )orking 'apital 3;l4

=

:7&&&.&&

Total Capital

=

0>/0'00

Sources of Funds =



$. wn 'apital

=

$"9$87."&

!. -oan from ank

a4 Term -oan 37"% of F.'4

=

!$!8$!."&



b4 )orking 'apital -oan 37" %4

=

9"!"&.&&



67' COST OF PRO+2CTION PER NN2M

$. Total recurring expenditure per annum



3a4 Raw materials

=

5&&&&.&&

3b4 )ages and salaries

=

!88&&&.&&

3c4. Htilities and contingencies

=

8:&&&.&&



!. +epreciation on building if any

"%



=

"&&&.&&

9. +epreciation on machinery and

equipment $&%

=

$"7"&.&&



:. +epreciation of office equipment !&%

=

&.&&

". #nterest on bank loan $:%Y..

=

9:7!<.&&



Total

=

1>1>G'00

6' RECIEPT (T2RNO@ER PER NN2M!

1elling

;alue Per



;alue Per

1l 2o.

Products

Gty

Price

Month

,nnum

!<&&

!.&&

$

Palm plates



&

"8&&&.&&

5<5&&&.&&

Total

/000'00

KGK000'00



Total Sales re&enue per annum

KGK000'00

Cost of Production Per Mont4=



1l. 2o.

Particulars

,mount



Rs.



$

Raw Materials

"6&&&.&&



!

1alary0)ages

!:6&&&.&&



9

Htilities

76&&&.&&



:

#nterest on orrowings $:% pa.

!68<:.&8

"

+epreciation on uilding "% pa.

:$5.57



5

+epreciation n Machinery $&% Pa.

$9$!."&



7

Miscellaneous 1elling =xpenses

&.&&



Total

10,K7'7/

1ales recipt per month

/,000'00



61' (a! PROFIT = =

Profit per )ear 'ost of production per year / sales recipt per year

!&8"!$.&&

Profit per mont4

Ta5 0

Net Profit per )ear

reak =ven Point

Fixed cost

;ariable 'ost

-EP in #e

+eHt Ser&ice Co&era#e

Ratio

ie, +SCR

Net Profit Ratio=



RTE OF RET2RN ON TOTL

IN@ESTMENT

$7975.7"

5!""5.&&

=

$:"<5"

Fixed 'ost x $&&031ales/

=

;ariable 'ost4

$&::7<.&&

978&&&.&&

=

7'K

(Net Profit +epreciation!

=

(Loan repa$ment Interest on -an3 Loan!

=

6'G7

2et ProfitN$&&

L

,nnual Turnover

=

.

70'G>

2et ProfitN$&&



L

Total #nvestment

=

.

11'6



Pro9ect Report on Note -oo3 Manufacturin#





India

)ousuf#uda, *)+ER-+ . /00 01/



PROJECT T %LNCE

Product 2ame

2ote books6 2ote pads6 Record ooks

ProDect 'ost

$588"&&

Term loan

95"&&&

)orking 'apital loan

<&&&&&

wn contribution

:!9"&&

2et profit 3$st year4

7!$&&&

2et Profit Ratio 3$st year4

$!.!!



=P 3$st year4

9".:&

+1'R 3$st year4

!.&5



INTRO+2CTION

1tationery items like note books6 Record books6 note pads6 etc are always in

demand for school and college students. The demand for note books is more in the

months of Iune to ,ugust in every year. 1imilarly6 Record books are essential in

every office6 institutions6 organiations6 etc. The sie of the products will be

decided as per the local market demands. ook production is the process of

assembling a book from a number of folded or unfolded sheets of paper or other

material. #t usually involves attaching a book cover to the resulting texts/block.

+etails of the products are given below

Item

sie

pa#es

rate

2ote book

8<x$&<

$5&

!!."

Record book

8."x$$‖



$&&

9!

2ote pads

:<x"<

"&

9

MR:ET POTENTIL

asic raw materials for book binding are white sheets of paper ruled and unrolled6

outer cover6 stitching wire6 Dute twin6 gum which are available in common market.

To set up such units the only requirement is skilled labor. )ith the rise in economic

activities and literal activities the market potential for book6 binding is

continuously increasing. 2ow the students prefer to use binding6 rolling books or

plain exercise books and left the idea to stitch papers in their homes. These

products are largely sold through school societies6 retail outlets and supermarkets.



MN2FCT2RIN% PROCESS

First of all the papers are arranged in order. Required number of Pages are

perforated as desired and stitched with cover page and gummed .,fter cutting the

pages uniformly they are bound and packed. )hite paper and card board of

different weights are required for binding of books. inding cloth6 flowered

colored sheets6 glue and thread etc6 are required. 1heets of paper and paper boards

are purchased from the market. The paper and paper board are then cut to sie in

the cutting machine. The papers are then stitched and bound with the help of glue

and thread etc.



;2LIT) SPECIFICTIONS

The bounded book must have the finish and look with good pressing and secured

stitching done.

CPCIT)

!6&&6&&& books 6 :&&&& records and :&&&& note pads per year in : cycles for the

first year and additional "% in the subsequent years.



IMPLEMENTTION SC*E+2LE

The maDor activities in the implementation of the proDect has been listed and the

average time for implementation of the proDect is estimated at" months(

Time in

1l no

,ctivity

months

$

Preparation of proDect report

$

!

Registration and other formalities

$

9



1anction of loan

!

plant and machinery procurement and

:

installation

$

"

=lectricity connection and installation

$

5

procurement of raw materials

$0!

7

Recruitment of staffs

$0!

8

commercial production

$



Many of the above activities shall be initiated concurrently and the production

can be started from "th

month onwards.



ECONOMICS OF T*E PROJECTS

SS2MPTIONS

The statement of production and profitability is based on the following assumption.

$

2umber of working days

9&&

!

2umber of shifts

$

9

'apacity utiliation

"% addition in every

year

:



+epreciation

$&% on fixed assets

"

Repairs and maintenance

!% on equipments

5

interest on bank loan

$9%

7


$% of sale

8

selling expenses

!% of sale

<

)age increases

"% in annum

FI?E+ CPITL



6' Land and -uildin#

The proposed unit is going to set up in a rented building with a rent of Rs.!&&&0 per

month.

7' Mac4ineries and EDuipments

The machineries required for the production are paper cutting machine6 binding

machine6 numbering machine etc. The details of machineries and equipments with

their costs are given below.



1l 2o

#tem

2o

Rate

,mount

$

Paper cutting machine 9!UU with $

$

88&&&

88&&&

@P motor



!

Perfect inding Machine ,utomatic

$

!8"&&&

!8"&&&

Model <"&\ up to 9$&mm inding



-ength

9

2umbering machine

$

"&&&

"&&&

:

Manual 1piral0comb0wiro0press

$

$"&&&



$"&&&

inder )R9$&

"

@and tools

$ set

$"&&

Total

G1/00



'Furnitures and fittin#s

sl.no

#tem

2o

Rate

,mount

$

+ecoration and fittings

$

!"&&&

!"&&&



!

1tools

:

5&&

!:&&

9

1helf fitted on wall

!

"&&&

$&&&&

:

Table

!

$"&&9&&&

"

thers

"&&&

"&&&

Total



1/100

1'Preoperati&e e5penses

Pre operative expenses include the cost of preparation of proDect report6 license fee6

Travelling expenses etc. #t is estimated as Rs.$95&&0/.

/'Cost of Electrification

The cost of electrification is estimated as Rs 9"&&&0/ which includes the

purchasing of materials6 installation charge6 connection charge etc.



8OR:IN% CPITL R;2IRMENTS

6'Ra materials

Paper6 cover pages6 Dute twine6 iron wire6 cloth etc. are the raw materials

required and they are cheaply available in the local market.

1l

Gty

Hnit

Rate

,mount

2o

#tem



$

Paper

!7"

ream

5&&

$5"&&&

!

'over Page for

$&&&&

nos



"

"&&&&

record book

!



'over Page

"&&&&

nos

!."

$!"&&&

9

Dute twine

$&&

kg

!"

!"&&



:

#ron wire

$&&

kg

"&

"&&&

"

)hite flour

"&

kg

!&

$&&&



5

'loth

"&

m

:&

!&&&

Total



/0/00

7'Salaries and a#es

The proposed unit will provide employment to : persons including !

unskilled workers their salary and wage details are given below'

1l

+esignation0'ategory

2o

Monthly

,mount

2o

salary



$

Manager

$

$&&&&

$&&&&

!

1killed workers

$

8&&&

8&&&



9

unskilled workers

!

7&&&

$:&&&

Total

7000



'Ot4er Mont4l$ E5penses

=lectricity 6Rent6 phone bill6 employee insurances 6transport. =tc are the other

expenses. The unit will provide insurance facilities to the employees.

1l

#tem

,mount

2o

$

Power

!"&&



!

Rent

!&&&

9

Phone bill

"&&

:

stationery

"&&



"

#nsurance to employees

$&&&

5

Transport and

$!&&&

conveyance



Total

6/00

1'8or3in# capital calculation(one c$cleA mont4s!

1l 2o

#tem

period in days

Total

amount



$

1tock of raw materials

9&

:!&5&&

!

)ork in progress

$&

$:&!&&



9

1tock of finished

$"

!$&9&&

goods

:



Receivables

!&

!8&:&&

Total

$&"$"&&

RH2+=+ T



60/0000

ne cycle expenses

$&"&&&&

salary for 9 months

<5&&&



other exp for 9 months

"""&&

) ' for one cycle

$!&$"&&

Rounded to

6700000

PROJECT COST N+ MENS OF FINNCE

The total proDect cost is Rs. $588"&&0/ and 7"% of the cost is taken as loan from

bank and the !"% is the contribution of the proprietor.

PROJECT COST

1l



2o

Particulars

,mount

$

-and and building

Rented

9

Machineries J equipments



9<:"&&

:

=lectrification

9"&&&

"

Furniture and fittings



:":&&

"

Prelim. J pre/operative

$95&&

expenses



7

)orking capital

$!&&&&&

Total

6K/00



MENS OF FINNCE

1l



2o

Particulars

,mount

$

Term -oan

95"&&&

!


<&&&&&



9


:!9"&&

Total

6K/00



SLES PER C)CLE

1l 2o

#tem

Gty

Hnit

Rate

,mount

$

2ote books

"&&&&

nos

!!."



$$!"&&&

!

Record ooks

$&&&&

nos

9!

9!&&&&

9

2ote pads

$&&&&



nos

9

9&&&&

Total

61>/000

SLES FOR 6ST

)ER

, 61'>/1A/G L:*



COST OF PRO+2CTION < PROFIT-ILIT) STTEMENT(in la34s!

Particulars

$st

!nd

9rd

:th

"th

ear

ear

ear

ear

ear



2o. of working days

9&&

9&&

9&&

9&&

9&&

2o. of shifts

$

$

$

$

$

'apacity utiliation

5&

5"

7&

7"

8&

Production



"<

5:

5<

7!

77

SLES

"<

5:

5<

7!

77

COST OF

PRO+2CTION



Raw materials

:!

::.$

:5.9$

:8.59

"$.&5

1alaries

!.$5

!.!7

!.98

!."

!.59

)ages

$.58

$.75

$.8"

$.<:

!.&:



Power charges

&.9

&.99

&.95

&.:

&.::

Repairs J maintenance

&.&8

&.&<

&.$

&.$$

&.$!

#nsurance

&.&8

&.&<

&.$

&.$$

&.$!

+epreciation



&.:7

&.:7

&.:7

&.:7

&.:7

TOTL

1K'>>

1G'66

/6'/>

/1'6K

/K'

%ROSS OPERTIN%

67'7

61'G

6>'1

6>'1

70'67

PROFIT



E?PENSES

,dministrative J selling

$.77

$.<"

!.$"

!.97

!.5$



expenses

ther Financial expenses

$."5

$.7!

$.8<

!.&8

!.!<



#nterest on bank -oan

$."!

$.!

&.88

&."!

&.!

TOTL E?PENSES

1'/

1'>

1'G7

1'G>

/'6

Net operatin# profit

>'

60'07

67'/6

67'>

6/'07

#ncome tax

&.$7

&.9



&.:9

&.::

&.""

Net profit

>'76

G'>7

67'0

67'1

61'1>

,dd depreciation

&.:7

&.:7

&.:7

&.:7&.:7

'ash surplus

7.58

$&.$<

$!.""

$!.<

$:.<:

CS* FLO8 STTEMENT(amounts in la34s!



Particulars

$st

!nd

9rd

:th

"th

ear

ear

ear

ear

ear

SO2RCE OF F2N+S



1hare capital

$.!!



Profit before taxation

7.98

$&.&!

$!."$

$!.87

$".&!

+epreciation

&.:7

&.:7

&.:7

&.:7

&.:7



#ncrease in bank loan

$!.5"

&

&

&

&

Total

!$.7!

$&.:<

$!.<8

$9.9:



$".:<

+EPOSITION OF F2N+S

Prelim J pre/operative

&.$:



&

&

&

&

expenses

#ncrease in capital expenditure

:.8<

&

&

&

&



+ecrease in bank loan

!."9

!."9

!."9

!."9

!."9

+ecrease in unsecured loans

&

&



&

&

&

#nterest on bank loan to bank

$."!

$.!

&.88

&."!

&.!



Taxation

&.$7

&.9

&.:9

&.::

&.""

+ividend on equity

&

&

&

&

&



Total

<.!"

:.&9

9.8:

9.:<

9.!8

pening balance

&

$!.:7

$8.<9

!8.&7

97.<!



2et surplus

$!.:7

5.:5

<.$:

<.8"

$!.!$

'losing balance

$!.:7

$8.<9



!8.&7

97.<!

"&.$9



-RE: E@EN NL)SIS(amounts in la34s!

$st

!nd

9rd

:th

Particulars

ear

ear

ear

ear

"th ear

1ales

"<



5:

5<

7!

77

COST

1alaries

!.$5

!.!7

!.98

!."

!.59

Repairs J maintenance

&.&8



&.&<

&.$

&.$$

&.$!

FI6E7


&."<

&.5:

&.5<

&.7!

&.77



#nsurance

&.&8

&.&<

&.$

&.$$

&.$!

+epreciation

&.:7

&.:7

&.:7

&.:7

&.:7



#nterest on bank -oan

$."!

$.!

&.88

&."!

&.!

TOTL

1'G

1'>K

1'K7

1'1

1'6

COST



Raw materials

:!

::.$

:5.9$

:8.59

"$.&5

VARIABLE

)ages

$.58

$.75

$.8"



$.<:

!.&:

Power charges

&.9

&.99

&.95

&.:

&.::

1elling expenses

$.$8

$.!8

$.98

$.::

$.":

TOTL

1/'6K

1>'1>



1G'G

/7'16

//'0

-EP in of installed

/'10

7'

71'7

77'K

6G'>

capacit$



PROJECTE+ -LNCE S*EET(amounts in la34s!

Particulars

$st

!nd

9rd

:th

"th

ear

ear

ear

ear

ear



LI-ILITIES

1hare capital

$.!!

$.!!

$.!!

$.!!

$.!!



Reserve J surplus

$!.:7

$8.<9

!8.&7

97.<!

"&.$9

ank loan

$!.5"

$&.$!

7."<

".&5



!."9

Total liaHilities

7K'1

0'7>

K'

11'7

/'



SSETS

pening stock

&

$!.:7

$8.<9

!8.&7

97.<!



*ross block

$$.85

$$.9<

$&.<!

$&.:"

<.<8

-ess depreciation

&.:7

&.:7



&.:7

&.:7

&.:7

Net Hloc3

66'G

60'G7

60'1/

G'G

G'/6



#nvestment

&

&

&

&

&

'urrent assets

$$.9<

!9.9<

!<.98

98.&"

:7.:9



'ash J ank

$:.<"

5.88

7."

5.$"

5.:"

balance



Total assets

7K'1

0'7>

K'

11'7

/'



REP)MENT S*E+2LE OF -N: LON(amounts in la34s!

ear

#nstallment

term

#nstallment

alance

#nterest

no

loan

$

$!.5"

&.59!"

$!.&$8

&.:$



$

!

$!.&$7"

&.59!"

$$.98"

&.9<

9

$$.98"

&.59!"

$&.7"9

&.97

:

$&.7"!"



&.59!"

$&.$!

&.9"

7'/

6'/7

"

$&.$!

&.59!"

<.:87"

&.99

!

5

<.:87"

&.59!"

8.8""

&.9$



7

8.8""

&.59!"

8.!!!"

&.!<

8

8.!!!"

&.59!"

7."<

&.!7



7'/

6'7

<

7."<

&.59!"

5.<"7"

&.!"

9

$&

5.<"7"

&.59!"

5.9!"

&.!9

$$

5.9!"

&.59!"

".5<!"



&.!$

$!

".5<!"

&.59!"

".&5

&.$<

7'/

0'

$9



".&5

&.59!"

:.:!7"

&.$5

:

$:

:.:!7"

&.59!"

9.7<"

&.$:

$"

9.7<"

&.59!"

9.$5!"

&.$!



$5

9.$5!"

&.59!"

!."9

&.$

7'/

0'/7

$7

!."9

&.59!"

$.8<7"

&.&8

"



$8

$.8<7"

&.59!"

$.!5"

&.&5

$<

$.!5"

&.59!"

&.59!"

&.&:

Project Profiles for various projects

Documents

Transcript of Project Profiles for various projects