Faith & CharitiesSunday, february 26, 2012

Creating a

environmentwarm

Crossroads Church is a growing church, and its leaders don’t want to become a large, cold church where congregants can’t work on their faith.

Its new associate pastor, Torrey Zimmerman, wants to make sure people feel comfortable and can be active in their faith. He has some experience with this, as his last church, in Anchorage, Alaska, was even larger than Crossroads.

“You can choose to come to church and be anonymous, but others want support,” Zimmerman said. “We want to make small environments for that to happen.”

Zimmerman said he hopes to create small groups where people can connect with others and continue to work on their faith.

“The Christian life is meant to be lived out,” Zimmerman said.

Zimmerman, 39, moved to Albert Lea in January with his wife, Clare, and three children, Ana, 12, Grace, 8, and Eric, 5. Clare works from home. He said they’re still adjusting after living in Alaska but like the Albert Lea area so far.

“We had gotten used to living with mountains all around,” Zimmerman said.

He said that while Albert Lea is small, it also seems close-knit. He’s excited to continue to get to know parish-ioners, of which there are about 700 at Crossroads.

“I’m excited about the opportunity to lead and to follow,” Zimmerman said.

Zimmerman said he used to work in the corporate world, and said he had a clear sense of calling. That brought him to Trinity Evangelical Divinity School in Deerfield, Ill.

“When God says go, you go,” Zimmerman said.He said the interview process with Crossroads was

quick, and he was glad that parishioners were confident in him.

“It’s an amazingly warm place,” Zimmerman said.Zimmerman said he will do some administrative work

as well as direct pastoral work. He’s hoping to learn more about church leadership because one of his long-term goals would be to be a senior pastor.

“For the time being, I’m very happy,” Zimmerman said.He spoke highly of the church’s volunteers and said

they’re committed and passionate. He also appreciates the children’s ministry, and the church’s history of being involved in the community.

“We’re just really thrilled to be here,” Zimmerman said.— Kelli Lageson

Torrey Zimmerman poses for a photo at Crossroads Church in Albert Lea. — Kelli Lageson

Meet 5 young Lucas and Mandy Schuster

Age: Lucas, 24, and Mandy, 27City: Albert LeaChurch: Albert Lea Vineyard ChurchFavorite Bible verse: Lucas: “Let love and faithfulness never leave you;

bind them around your neck, write them on the tab-let of your heart.” Proverbs 3:3.

Mandy: “‘For I know the plans I have for you,’ declares the Lord, ‘Plans to prosper you and not to harm you, plans to give you hope and a future.’” Jeremiah 29:11.

4Continued, Page 6

Christians from the area

Taryn Israel-Nechan-icky and her husband, Mark Nechanicky, come from two different reli-gious backgrounds but incorporate both into their marriage.

Israel-Nechanicky prac-tices Judaism, and Mark practices Christianity.

Israel-Nechanicky grew up in a diverse metro area so it wasn’t uncom-mon for several religions to be practiced. When the Michigan-native moved away to college and start-ed her first teaching job she became a minority at a mostly white Christian school.

On their first date, their religions came up in conversation. The fact that Israel-Nechanicky was Jewish didn’t really bother Mark, who grew up in Albert Lea.

“He’s just the kind of person that likes to learn about new things,” she said.

When he was in college, Mark toured Eastern Europe and had visited two concentration camps, so he already had knowl-edge about some Jewish history when they met.

“We found that we have very similar values

as far as how our families raised us even though we have different religion,” Israel-Nechanicky said.

Before getting mar-ried, the couple took an inter-cultural class. They learned that all marriages are inter-cultural in some way because there are two different family cul-tures coming together.

Because they each val-ued their own religious background, they decided they could make it work and would raise their daughter, Anais, now 2, knowing where they both come from.

“Religion is not a huge issue yet,” Israel-Nechan-icky said. “For a two and a half year old, to them everything is sacred.”

The family mostly at-tends a local Methodist church, but when they have the chance, they go to a synagogue in Rochester.

Israel-Nechanicky said she is very fortunate be-cause both of their fami-lies have been accepting from the beginning.

“There’s bigger issues than dogma that both our families are interested in,” Israel-Nechanicky said. “We’re looking at

the person. Truly we are all one and truly we have very similar values about love and peace and all the universal things that transcend religion.”

Israel-Nechanicky said that when she is at the Methodist church she feels welcome and can have a spiritual experi-ence because it isn’t building specific, but she misses being able to attend a synagogue more often.

She said there hasn’t been any problems with each practicing their own religion.

“We’re open to each other’s different tradi-tions,” Israel-Nechanicky said. “We don’t have the belief that there is only one right way to do things or there is only one path to God. Our openness and respect of each other’s traditions and heritage has made it work for us.”

While the Nechanickys support each other by going to both religious places, they don’t con-sider themselves both Methodist and Jewish. They each respectfully opt out during parts of the services that would

require them to state they have a certain belief. Israel-Nechanicky said in history there has been so much pressure to convert Jewish people to be whatever the major-ity religion is that she is weary of assimilating too much.

The Methodist church and the synagogue are aware there are inter-re-ligious couples and they work to make the other partner feel welcome. At the synagogue the Nechanickys attend, a Christian prayer is said during holidays because they know it’s impor-tant to educate and not exclude the partners. At the Methodist church, Israel-Nechanicky has become the first Jewish bell ringer and has taken the confirmation classes to the synagogue as a learning experience.

She said it is good to learn about other religions especially since Christianity and Judaism have a history together. They share the Old Testa-ment, and just because one learns doesn’t mean they have to practice or believe in it.

— Brandi Hagen

Page 2 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

Give yourself the peace of mind, knowing that whatever the future

brings, you may never have to leave the life you’ve created and the friends

you’ve made behind.

To Schedule a Visit of our continuum of care community at Good Samaritan Society -

Albert Lea, please call

507-373-0683or visit www.good-sam.com

Senior

ApArtmentS

ASSiSted Living

trAnSitionAL

CAre

Long term nurSing CAre

Home

CAre

First Lutheran Church

301 W Clark St. • 373-6424www.flcal.org

ELCA

8:00 a.m. Traditional Worship9:15 a.m. Blended Worship

10:30 a.m. Contemporary Worship9:15 a.m. Sunday School

6:30 p.m. Thursday Chapel Service

Our Savior’s Lutheran Church320 W. College, Albert Lea, MN

507-373-6097Sunday worship: 9:00 a.m.

Sunday school & Bible study: 10:30 a.m.www.oursaviorsels.com

We follow only God’s Word. Hear & delight in Salvation through Christ alone!

924 Bridge Ave., Albert Lea, MN507-373-8609 • www.zion4jesus.org

8:00 a.m.Sunday Traditional

10:30 a.m.Contemporary

9:15 a.m.Education Hour

6:45 p.m.Thursday Worship

A marriage

Follow Tribune Media and Tribune Sports on

Facebook and Twitter!

of 2 religions

New Pastors iN the areaDaphne Ham-borg, new pastor at Bear Lake Concor-dia Lutheran Church and St. Paul Lu-theran Church in Conger, said she’s always been interested in theology. The Tribune did a profile piece on her in September of 2011. — Sarah Stultz

Nancy Over-gaard, new chaplain at

Thorne Crest Retirement

Community, said she’s

looking for-ward to serv-ing all faiths

at the nursing home. The

Tribune did a profile piece

on her in December of

2011. — Kelli Lageson

PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 3

We Are Five Individual ChurchesWorking Together To Share Christ in Our World

By Sharing Staff and ResourcesWe Strengthen Our Congregations and Communities

Come And Visit UsFor Sunday School & Worship

Bethany Lutheran Church – Joice, IASunday School 10:15 a.m. Worship 9:00 a.m.

Immanuel Lutheran Church – Scarville, IASunday School 10:30 a.m. Worship 9:30 a.m.Lunder Lutheran Church – Rural Albert Lea

Sunday School 9:00 a.m. Worship 8:00 a.m. Silver Lake Lutheran Church – Rural Northwood, IA

Sunday School 9:45 a.m. Worship 11:00 a.mWinnebago Lutheran Church – Rural Lake Mills, IA

Sunday School 9:00 a.m. Worship 10:30 a.m.

www.oneinchristlutheranparish.org

Parish Office 641-567-3550Pastor Bill Peters • Pastor Randy Baldwin

grace lutheran church918 garfield • 373-6496

Bringing people together & BECOMING disciples for christ

sunday worship • 8:30 and 11:00 a.m.

EDUCATION HOUR • 9:45 a.m.

wednesday worship • 6:00 p.m.

We invite you to worship with us this week!

Pastors: Rev. Todd M. Walsh, Rev. Andrea J. Myerswww.gracealbertlea.org

Assembly of God ChurchSunday School 8:45 a.m.Sunday Worship 10:00 a.m. (Nursery Provided) Wed. Family Night 6:30 p.m. Supper served $2.00 ea. 5:30 p.m. (Adult Bible Study, The Epic Youth

Ministry, Children's Ministry)

Pastor: Lee Freshour1540 South Shore Drive

(507) 373-7989 Albert Lea, MN

United Methodist Church

Pastor Tom Biatek Sunday Morning Alive Contemporary 9:00 a.m.Sunday School 9:00 a.m.Traditional Worship Celebration Spirited 10:30 a.m.

702 Highway 69 S.Albert Lea

373-8233

Our Father’s House18358 Hwy 69, Albert Lea, MN

507-373-7799www.ourfathershouseinternational.com

9:00 a.m. Fellowship 9:30 a.m. Sunday School

10:30 a.m. Sunday Worship

419 Adams Ave., Albert Lea, MN507-377-1412

vineyardoffice@charter.netA community of faith, hope & love.

Children’s ministry during the service.

Sundays at

10:00 a.m.

SALEM LUTHERAN CHURCH (ELCA)115 N Washington, Albert Lea, MN

507-373-21848:00 & 10:30 a.m. Sunday Worship

9:15 a.m. Sunday SchoolGrowing in Christ - called to serve

www.salemalbertlea.org

Annie, a physician’s assistant, and Lonnie Berger pose for a photo They traveled to Haiti to volunteer at a medical facility earlier this month. — Submitted photo

Father and daughter travel to Haiti

BE THE FIRST TO KNOW

SCHOOL CLOSINGS SEVERE WEATHER LOCAL SPORTSor visit AlbertLeaTribune.com

FERGUS FALLS — Annie Berger, daughter of Fergus

Falls physician Lonnie Berger, always wanted to go on a medical trip with her father to help people in need.

This desire was ful-filled from Feb. 6 to Feb. 15 when a 22-person Church of the Nazarene group worked on the con-struction of a new clinic and assisted at an older medical facility in Haiti.

Lonnie practiced at Al-bert Lea Medical Center when their family lived in Albert Lea.

Annie said she was ex-cited for the trip to Haiti as it would be a father-and-daughter medical trip.

“This will fulfill one of the wishes on our bucket list,” she said before she left. “We’ll travel as a team, one being a doctor (Lonnie) and the other a physician’s assistant (Annie). We’ll work with

two nurses and a sonog-rapher from our team along with a Haitian doctor and nurse.”

Some team mem-bers from Fergus Falls worked in an older clinic while others painted, roofed and built benches for the new clinic. The new clinic was dedicated on Feb. 12.

Haiti is a Caribbean country that occupies the western, smaller portion of the island of Hispan-iola, which it shares with the Dominican Republic. A 7.0 magnitude earth-quake struck Haiti on Jan. 12, 2010. The death count was estimated at 220,000. Thousands of people were injured and thousands more were left homeless.

“I’m looking for-ward to working in the medical clinic with the Haitian physicians,” said Lonnie. “We’re able to bring much-needed medicines along

with us from donations we’ve received from the community, family and friends.”

Annie was born in Fergus Falls when her father worked there as a chiropractor. She and her father and mother, Kathy, and four siblings later moved to another community. Her fa-ther attended medical school, graduated and moved back to Fergus Falls in 2011 after resid-ing in Tyler, west of Marshall.

Annie graduated from Albert Lea High School in 2006 and Gustavus Adolphus College in 2009 with a degree in health fitness. In December 2011 she obtained a master’s degree in physician as-sistant studies from the Massachusetts College of Pharmacy and Health Sciences.

She previously spent four months in South

Africa on an intern-ship, caring for children infected with HIV.

Annie and her father first learned about the Church of the Nazarene trip to Haiti in June 2011, during a Sunday worship at the church in Fergus Falls.

“My father and I looked at each other, and we each knew this was an opportunity we needed to take as a father and daughter,” said Annie.

The Church of the Nazarene group was part of an organization called Work and Witness. They served in Bleck, Haiti, in the mountain regions near the Dominican Re-public border.

Each person on the trip had two suitcases, one for personal belongings and the other for supplies for those in need in Haiti. Hand sanitizers, soap and other supplies were badly needed.

— Tom Hintgen

Round Prairie Lutheran Church

invites you to worship with us. We are a 147-year-old congregation whose members

voted to leave the ELCA and joined the Lutheran Congregations in Mission

for Christ.

We are pleased to announce that Pastor Kent Otterman is leading our worship

service. Our worship service beginsat 8:00 a.m. with Sunday school at 9:15 a.m.

Please come andworship with us and join us for fellowship

and coffee following the service.

Hope to seeyou soon.

MEMBER OF LCMC

www.RoundPrairieLutheran.org

We are located off exit 2 on I-35, approximately 6 miles south of Albert Lea at

12881 757 Ave. We are

handicapped-accessible.

Page 4 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

Name that ChurchLook at the cross on the exterior of the building and see if you can match it to the church. — Tim Engstrom

A B C

D E F

G

H

I

Thanks to your help...we raised over $600,000 in our2011 Campaign and are lookingforward to another great year of

partnering with local organizations. Your generous support shows your

commitment to improving our community.

Find volunteer opportunities atwww.volunteerfreeborncounty.wordpress.com

PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 5

Match the letter to the churchAbundant Life United Pentecostal ChurchAlbert Lea Vineyard ChurchAscension Lutheran ChurchCalvary Baptist ChurchCentral Freeborn Lutheran ChurchChrist Episcopal ChurchConcordia Lutheran Church, Pickerel LakeFaith Baptist ChurchFirst Lutheran ChurchGrace Christian Church Grace Lutheran ChurchNew Life Christian ChurchOur Father’s HouseOur Savior’s Lutheran ChurchSalem Lutheran ChurchSeventh-day Adventist ChurchSt. Theodore Catholic ChurchTrinity Lutheran ChurchUnited Methodist Church of Albert LeaZion Lutheran Church

See answers on Page 8

J K

L M

N O

P Q

R S T

Page 6 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

Time to relax at yourFavorite Salon

Located in the Northbridge Mall2414 Bridge Ave, Albert Lea

507-373-2403

THE

at affordable prices.

Hippest,Hottest

HairStyles

Now exclusively offering

405 E. William, Albert Lea (507) 373-3822

Dinah’s Style, Inc.welcomes

Sherrie ChristensenProfessional Cosmetologist

Tammy HuynhManicurist

Hair & skin care for the entire family!• Full service complete

hair styling• Therapeutic Massages• Skin Treatments

• Permanent Makeup• Eyelash extensions• Custom airbrush tanning• Manicurist services

123 S. Broadway377-6062

Walk-ins Welcome

Book your pedicure/manicre party now!

Meet 5 young

Alex JahnkeAge: 17City: Albert LeaChurch: St. Theodore Catholic ChurchFavorite Bible verse: “Trust in the Lord with all your heart and lean not on

your own understanding; in all yours ways submit to him, and he will make your paths straight.” Proverbs 3:5-6.

Christians from the areaElisha Marin

Age: 19City: Albert LeaChurch: Grace Christian ChurchFavorite Bible verse: He has two; one is Matthew 28:19-20: “Therefore go

and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, and teaching them to obey everything I have commanded you. And surely I am with you always, to the very end of the age.” The other is the entire Chapter 17 of Acts.

James WinnesAge: 26City: Albert LeaChurch: Crossroads ChurchFavorite Bible verse: “Therefore, since we are surrounded by such a great

cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us, fixing our eyes on Jesus, the pioneer and perfecter of faith. For the joy set before him he endured the cross, scorning its shame, and sat down at the right hand of the throne of God.” Hebrews 12:1-2.

Continued from Page 1

Jenny ChristensonMarisa Jensen

April IgnaszewskiCarrie Hershey

Kristen Leonhardi Sarah Ball

2211 E. Main StAlbert Lea, MN

CHECK US OUT ON

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cut & colorLimit one per customerNo cash value. Expires 3/31/12

with Carrie, Jenny, April, Sarah & Marisa

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PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 7

IntroducingTAMALES

Buy by the dozen!

24 hours in advance

2314 Hendrickson RdAlbert Lea, MN

(Near Dollar Tree, across from Walmart)

Locally owned & operated.

Trevor & Trice Studier

welcome you!

BEER • LIQUOR • WINE

FREE ICE!(first bag FREE with purchase)

2740 Bridge Avenue, Albert Lea

373-0380

Try the Unbelievably

Great Tasting &

Under 550 Calories™

menu!All the taste. None of the trade-offs.

Albert LeaNorthbridge Mall

507-373-9194

Owatonna160 26th St NE507-413-0819

Entertainment info:507-413-0817

FULL SERVICE BAR AVAILABLE

1617 W. Main St., Albert Lea • 507.379.2364Business Hours: Mon.-Thurs. 9-8, Fri.-Sat. 9-10

• Wide selection of wine & spirits

• Everyday low prices

• Free bag of ice w/every purchase

Hollandale, MN507-889-DALE (3253)Owners: Dale & Shelli Miller

Breakfast • Lunch • DinnerPool • Darts • Foosball • Liquor • Gas

ThursdayTaco Night

Friday & SaturdayChicken

Prime Rib Steak & ShrimpFish BBQ Ribs

Saturday Rotating Specials

Someone who says what they mean, and means what they say H Real H Trustworthy H No Boloney H Real Deal H On the money H Not a robot H Real McCoy H Authentic H No bull H Bona fide H For real H

Made from scratch H Honest H Tried and true H Not fake H Real stuff H Honest-to-goodness H Legit H True H Trustworthy H On the money H No doubter H No B.S. H Spontaneous H

Being yourself H No Boloney H Fresh H Someone who says what they mean, and means what they say H Real H Trustworthy H No Boloney H Real Deal H On the money H Not a robot H Real McCoy H Authentic H No bull H Bona fide H For real H Made from scratch H Honest H Tried and true H Not fake H Real stuff H Honest-to-goodness H Legit H True H Trustworthy H On the money H No doubter H No B.S. H Spontaneous H

Themselves H No Boloney H Fresh H Someone who says what

Albert Lea's Craft Beer Hot Spot!2218 E Main St • Albert Lea • 507-377-3000www.greenmill.com • www.facebook.com/greenmillalbertlea

A lunch break is called a break for a reason. Long lines? Limited selection? Carrying a tray around until a seat opens up? That’s not how we do lunch. The NEW lunch menu at Green Mill deliciously fuels your day without emptying your wallet or taking up your afternoon. Get in. Enjoy lunch. And get back to your day.

We don’t think your lunch

break should feel like work.

Not valid with any other coupon or discount.One coupon per day per party. No photocopies please.

Valid thru 4-30-12 at Albert Lea Green Mill only.

Any order of $25 or more.

$5.00 OFF

9204

Page 8 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

1956 First Lutheran Church set aside $2,193.81 for a nursing home. April 8, 1957 First Board of Directors elected. June 5, 1957 Board chose…”St. John’s Lutheran Home” as name. May 1, 1958 St. John’s Board purchases 10 acres on Highway 13 and Elmira. May, 1960 C. Scriver Pederson installed as first Chaplain and Superintendent July 21, 1960 Rite of Groundbreaking for St. John’s Lutheran Home. Jan 16, 1961 Women’s Auxiliary Organized with 150 women. Jan. 2, 1962 St. John’s Lutheran Home opened with 72 beds. 1964 East Wing Addition adding 72 additional beds. Dec.31, 1965 St. John’s Foundation was incorporated. 1972 Annexes completed adding 62 additional beds. 1978 Building of Chapel, office and therapy areas. 1984 Luther Place Condos open. Nov. 19, 1989 Broke ground for Knutson Place Apartments. Oct.1, 1990 First tenant moves into Knutson place. Aug.29, 1999 Dedication of Sheltering Arms Memory Unit. Dec. 30, 2010 St. John’s purchases 52 acres of the former country club site.

Standing: Sally Berg.

Sitting: Louis Groskreutz.

Both nurses served asDirector of Nursing

901 Luther Place • Albert Lea, MN www.stjohnsofalbertlea.org507-373-8226

serving area seniors for 50 years!

• Skilled Nursing Care • Short-term stays • Memory Care • Apartments • Condos

Pastor Pederson welcoming the

first resident to St. John’s:Mr. Marius Nielson

Ida Mildenstein, current resident.Wanda Wangness, daughter & current employee.

Phil Wacholz, grandson and past employee. Great grandchildren, Nevaeh and Brecken.

Four Generations

FREEBORNCONSTRUCTION

Dennis & Brad HaugenCounty Rd 46 East • Albert Lea, MN

507-373-4434

• Aggregates• Hauling• Snow Removal• Demolition• BMP Installations• Ditch Cleaning• Road Grading• Site Development

• Road Construction• Water/Sewer Installation• Soil Conservation• Erosion/Sediment Control• Wind Energy Development

Licensed & BondedLicensed & BondedLicensed & BondedLicensed & BondedLicensed & BondedLicensed & BondedLicensed & BondedLicensed & Bonded

JFKECIGASHOPNDRMBQLT

Match the letter to the churchAbundant Life United Pentecostal ChurchAlbert Lea Vineyard ChurchAscension Lutheran ChurchCalvary Baptist ChurchCentral Freeborn Lutheran ChurchChrist Episcopal ChurchConcordia Lutheran Church, Pickerel LakeFaith Baptist ChurchFirst Lutheran ChurchGrace Christian Church Grace Lutheran ChurchNew Life Christian ChurchOur Father’s HouseOur Savior’s Lutheran ChurchSalem Lutheran ChurchSeventh-day Adventist ChurchSt. Theodore Catholic ChurchTrinity Lutheran ChurchUnited Methodist Church of Albert LeaZion Lutheran Church

Answers to“Name that Church”

from Page 4 and 5

Freeborn County residents save thousands on prescriptions

FamilyWize prescrip-tion discount cards

saved Freeborn County residents $63,675 in 2011, at a time when 41 percent of adults say it’s hard for their family to pay for medications.

Thousands of pre-scriptions go unfilled simply because they are too expensive to fill. But free FamilyWize pre-scription discount cards,

provided by United Way of Freeborn County, ad-dress this problem. Last year, this partnership cuts residents’ costs of medicines by an average of 35 percent.

The FamilyWize card saves an average of $20 per prescription. Those savings oftentimes mean the difference between taking a medicine or skipping it.

United Way of Free-born County is part of a nationwide grassroots effort in conjunction with FamilyWize Com-munity Service Partner-ship. The free cards are accepted at 95 percent of pharmacies nation-wide, including all major chains. Using a card to save on prescriptions doesn’t require enroll-ment or personal infor-

mation, so they’re ready to use the minute you receive one, according to Dan Barnes, co-chair-man of FamilyWize.

“This helps people who have no insurance the most, but it can also help people with insur-ance if it doesn’t cover their medicine,” Barnes said. “It’s easy, like using a coupon. Just take it to your local pharmacist, and they’ll know exactly what to do to automati-cally apply all the sav-ings available to you.”

To get your Family-Wize discount card, call 507-373-8670 or visit www.unitedwayfc.org/familywize. Cards are also available at Curt’s Pharmacy, Hy-Vee Phar-macy, Shopko, Mayo Clinic Health System in Albert Lea, Sterling Drug, Walgreens and Walmart.

— Kelli Lageson

Important facts to know• 16 percent of Americans weren’t able to fill a prescription in 2010 because

of cost. That number is estimated at 21 percent for 2011.• Patients not taking medicine as prescribed cost the U.S. health care sys-

tem roughly $290 billion per year in extra treatment and related costs.• Every dollar spent on medication decreases total health costs to patients,

insurers and government health programs by about $10.10 for people with high blood pressure, $8.40 for congestive heart failure patients and $6.70 for those with diabetes.

• There were more than 100 million Americans in 2011 who were uninsured for all or part of the year — about 35 percent of the population.

• FamilyWize is free, does not require enrollment or personal information and is available to anyone. Discounts vary depending on the drug, but the program can save up to 75 percent. Average savings are 35 percent.