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FROM THE CRADLE TO THE PINNACLE OF YOUR CAREER

Professional Risk Managers’International Association

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THE PRMIA SOLUTION

PRMIA is dedicated to providing resources,networking, and thought leadership to help

our members achieve the highest standards fromthe cradle to the pinnacle of their careers. A non-profit, member-led association, PRMIA will guideyou through these tough economic times byproviding you with the educational and trainingopportunities needed to strengthen your riskmanagement knowledge and skills.

A HIGHER

STANDARD

During today’s difficult

economic times, risk

management is a major

concern for regulators,

analysts, CEOs, Boards of

Directors, and staff at all

levels of management. In

the current market, under-

standing and managing

risk is critical in all indus-

tries and sectors. The safety

of the world’s financial

systems depends on higher

standards of risk manage-

ment, and businesses

depend on management

teams who have the funda-

mental risk management

knowledge and skills to

effectively assess and

manage risk.

RISK EDUCATION

PROFESSIONAL RISK MANAGER (PRM) DESIGNATIONEndorsed by leading businesses and universities, the PRM is the globalstandard for the world’s top financial risk professionals — essential topracticing industry CROs.

ASSOCIATE PRM CERTIFICATEThe Associate PRM Certification is designed for staff entering the riskmanagement profession, or other users such as auditing, accounting,legal, and systems development personnel who need to understandfundamental risk management methods and practices.

PUBLICATIONSPRMIA Publications provide you with access to some of the highestquality and most relevant writing for professional risk managers.

RISK TRAINING

ONLINE TRAININGPRMIA offers over 700 online professional development courses,delivered individually or as a corporate package and available anywherein the world with an Internet connection.

IN-HOUSE TRAININGTailored training programs are designed specifically for your companyand taught by faculty from leading worldwide universities andindustry experts.

CLASSROOM TRAININGPRMIA and leading universities around the world have come togetherto offer specialist and advanced courses in risk management taught byworld authorities in their subjects.

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BECOME A PRMIA MEMBERAND JOIN A GROWING GLOBAL NETWORK

OF RISK PROFESSIONALS

PRMIA is active in nearly every major financial center worldwide and provides anextensive and engaged network of risk professionals. PRMIA currently has more than

55,000 members in over 180 countries represented by nearly 70 chapters worldwide.

PRMIA offers over 150 meetings each yearthrough its local chapters, giving membersaccess to the best practices of the global riskprofession and to a local network of colleagues.Executive staff and board members can takeadvantage of the PRMIA C-Suite, which connectsa global network of 3,000 Chief Risk Officersand the most senior risk professionals.

PRMIA members have access to a wealth ofonline resources including a Jobs Board withrisk management job openings in cities aroundthe world, links to past presentations andpapers, and much more.

Sustaining members form the foundation of ourorganization. Through their support and com-mitment, we are able to offer a free and openforum for the promotion of sound risk manage-ment standards and practices worldwide.

Join tens of thousands of other risk professionalsdedicated to advancing the standards of the riskprofession worldwide, using industry theoryand best practices by becoming a member ofPRMIA. Membership in PRMIA is open to all.Visit www.prmia.org or email support@prmia.orgto become a member or to learn more.

11/2008

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A HIGHER STANDARDFOR RISKPROFESSIONALSThe Professional Risk Managers’

International Association (PRMIA)

is a higher standard for risk pro-

fessionals. A non-profit, member-

led association, PRMIA is dedicated

to defining and implementing the

best practices of risk management

through education, certification,

events, networking, and online

resources. More information can

be found at www.prmia.org

Visit www.prmia.org tolearn more about PRMIA.

For questions about PRMIA,

contact us at support@prmia.org

For questions on TRAINING,

contact us at training@prmia.org

Inmy view, an effective overall corporate strategy

combines a set of activities a firm plans to under-

take with an adequate assessment of the risks

included in those activities. Unfortunately, many firms

have forgotten the second part of that definition…. Risk

management needs to be interwoven into all aspects

of the firm’s business and should be part of the calculus

for all decision-making. Strategic decisions about what

activities to undertake should not be made unless senior

management understands the risks involved; assessing

potential returns without fully assessing the correspon-

ding risks to the organization is incomplete, and

potentially hazardous, strategic analysis.”

GOVERNOR OF THE FEDERAL RESERVE SYSTEM RANDALL S. KROSZNER,

AT THE NATIONAL CONFERENCE ON THE SECURITIES INDUSTRY,

NEW YORK, OCTOBER 30, 2008

“