Probationary Officers General English

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    Probationary Officer : General English

    Direction (Questions 1 to 5): Pick out word with the Opposite meaning.1. Though his view is correct his behavior was impertinent(a) healthy

    (b) respectful(c) inadequate(d) smooth(e) impressive

    Ans (b)

    2. The commission took two years to sift through the massive collection of documents.(a) meager

    (b) heavy(c) light

    (d) short(e) ugly

    Ans (c)

    3. The Ministers speech precipitated the matter.(a) aggravate

    (b) create(c) defer

    (d) push(e) pull

    Ans (c)

    4. The chairman rebuked the accounts officer.

    (a) received(b) awarded(c) invited

    (d) strengthened(e) praised

    Ans (b)

    5. The manager is quite tactful and handles the workers union very effectively.(a) disciplined

    (b) naive(c) strict

    (d) loose(e) relaxed

    Ans (b)

    Direction (Questions 6 to 10): Pick out the word synonymous with the one in the sentence givenbelow.6. After the dismal show the caption resigned his job.(a) poor

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    (b) sorrowful(c) minimum(d) short(e) miser

    Ans (a)

    7. The boy gave a graphic account of the theft.(a) picture(b) drawing

    (c) vivid(d) broad

    (e) vagueAns (c)

    8. The soldier displayed exceptional courage and saved the members of his platoon.(a) avoidable(b) unusual

    (c) strange(d) abnormal

    (e) newAns (b)

    9. The police officer found that the documents recovered were fabricated.(a) prepared(b) forged

    (c) genuine(d) historical

    (e) constricted

    Ans (b)

    10. In spite of their efforts, they could not make much headway.(a) progress(b) thinking

    (c) efforts(d) starts

    (e) resultsAns (a)

    Fill up to blanks in the following Questions from 11 to 18 picking out from the choices.

    11. Mahesh _____ me coming to his table, he smiled and ___ me a chair(a) looked, gave(b) welcomed, took(c) saw, offered(d) found, signaled(e) met, sat

    Ans (c)

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    12. The counter Clerk was very busy and ____ not pay any ___ to Sohans request.(a) did, attention

    (b) had, cash(c) could, respect

    (d) can, help

    (e) Certainly, acceptanceAns (a)

    13. We are ___ to have him ____ here to make this function a great success(a) happy, arrive

    (b) wonderful, again(c) sure, come

    (d) pleased, over(e) proud, leave

    Ans (d)

    14. Satyam ___ another feather ___ his cap by his performance in one day match.(a) created, by

    (b) took, in(c) captured, from

    (d) kept, in(e) added, to

    Ans (e)

    15. The state Govt. staff ___ threatened to launch an indefinite strike from next month to ___

    their demands.(a) have, press

    (b) did, get(c) were, meet

    (d) nearly, fulfill(e) has, press

    Ans (a)

    16. The speech ___ with subtle threats has resulted in ___ tension.(a) full, escalating

    (b) started, reduced(c) followed, continuous

    (d) replete, increased(e) forced, dissolving

    Ans (d)

    17. By long queues and bad weather the voters__ their way to the polling stations ___ a lot.

    (a) undaunted, made(b) making, suffered

    (c) encouraged, prepared(d) going, dropped

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    (e) satisfied, turnedAns (b)

    18. The CM ____ the house that ____ action would be taken against all those involved in

    corruption.

    (a) instructed, preventive(b) called, stick(c) assured, stringent

    (d) reiterated, strictly(e) informed, constructive

    Ans (c)

    Direction (Questions 19 to 25):In each of the following questions , a part of sentence is given withunderline. Below each sentence, four choices numbered (a), (b), (c), (d) are given which cansubstitute the part of the sentence printed with underline. Find out the choice which can correctlysubstitute that part of the sentence. The number of that choice is the answer. If No correctionneeded is your answer, the choice is (e).

    19. He has received no other message than an urgent telegram asking him to rush village soon.(a) asked him to rush his village(b) asking him to have to his village(c) asking him to rush to his village(d) asking him rushing at his village(e) No correction required

    Ans (a)

    20. We must take it granted that Anju will not come for todays function.(a) take it for granted

    (b) taking it granted(c) took it as granted

    (d) have it granted(e) Non correction required

    Ans (a)

    21. I earnestly believes that you will visit our relatives during your trip to Mumbai.(a) had hardly believe that

    (b) sincerely believe(c) certainly believing that

    (d) could not believe(e) No correction required

    Ans (b)

    22. The train will leave at 8.30 pm, we have been ready by 7.30 pm so that we can reach thestation in time

    (a) were(b) must be

    (c) are(d) should have

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    (e) No correction requiredAns (b)

    23. Binita unnecessarily picked up a quarrel with Sanjay and left the party.(a) has picked up

    (b) picked on(c) picked

    (d) picking up(e) No correction required

    Ans (e)

    24. Raja has the guts to rise from the occasion and come out successfully.(a) in rising from

    (b) to raise with(c) to rise against

    (d) to rise to

    (e) No correction requiredAns (d)

    25. I need not offer any explanation, my behaviouris speaking itself.(a) will speak to itself

    (b) speaks for itself(c) has been speaking

    (d) speaks about itself(e) No correction required

    Ans (b)

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    State Bank of India Clerk Exam Solved Paper Solved

    Question paper 2008 : English Language

    General English

    Directions (questions 41 to 55)Read the following passage carefully and answer the

    questions given below it. Certain words are given in bold to help you locate them while

    answering some of the questions.

    A large majority of the poor in India are outside the formal banking system. thepolicy o financial inclusion sets out to remedy this by making available a basicbanking no frills account either with nil or very minimum balances as well ascharges that would make such accounts accessible to vast sections of thepopulation. However, the mere opening of a bank account in the name of every

    house hold or adult person may not be enough, unless these accounts and thefinancial services offered to them are used by the account holders. T present,commercial banks do not find it viable to provide services to the poor especiallyin the rural areas because of huge transaction costs, low volumes of savings inthe accounts, lack of information on the account holder, etc.

    For the poor, interfacing with the banks with their paper work, economic costs ofgoing to the bank and the need for flexibility in their accounts, make them turn toother informal channels or other institutions. Thus, there are constraints on boththe supply and the demand side.

    Till now, banks were looking at these accounts from a purely credit perspective.Instead , they should look at this from the point of view of meeting the huge needof the poor for savings.poor households want to save and contrary to thecommon perception, do have the funds to save , but lack control . informalmutual saving systems like the rotating savings and the credit associations ,widespread in Africa and thrift and credit groups in india demonstrate that poorhouseholds save. For the poor household, which lacks access to the formalinsurance system and the credit system , savings provide a safety net and helpthen tide over crisis.

    Savings can also keep them away from the cluthes of mone lenders,make formalinstitutions more favourable to lending them shift to more productive activities, asthey may invest in slightly more risky activities which have an overall higher rateof return.

    Research shows the efficacy of nformal institutions in increasing the savings ofthe small account holders.an MFI in the Philippines, which had existing account

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    holders, was studied. They offered new products withcommitment features.One type had withdrawal restrictions in the sense that it required individuals torestrict their own accounts until the reached a self-specified and documentedgoal. The other type was deposit options. Clients could purchase a locked box fora small fee. The key was with the bank and the client has to bring the box to the

    bank to make a deposit. He could not dip into savings even if he wanted to.These accounts did not pay any extra money and were illiquid. Surprisingly,these products were popular even though these had restrictions. Results showedthat those who opted for these accounts with restrictions had substantiallygreater saving rates than those who did not.the policy of financial inclusioncan bea success if financial inclusion focuses on both saving needs and credit needs,having a diversified product portfolio for the poor but recognizing that self controlproblems need to be addressed by having commitment devices. The productswith commitment features should be optional. Furthermore transactions costs forthe poor could be cut down, by making innovative use of technology available

    and offering mobile vans with ATM and deposit collection features which couldvisit villages periodically.

    41. What is the aim of the financial inclusion policy?

    (A) A focus on savings needs rather than credit need of the poor

    (B) minimizing utilization of technology in banks so as to reduce transaction costsfor the poor

    (C)to boost low savings volumes in banks by encouraging savings among therural poor.

    (D) to make formal basic banking services available to the poor.

    (E) to regulate the rate at which moneylenders lend to the poor

    42. the authors main objective in writing the passage is to

    (A) criticize the concept of financial inclusion

    (B) point out the problems of financial inclusion

    (C) discuss ways of making the financial inclusion policy successful

    (D) compare financial inclusion policies of different countries

    (E) cite research in support of role of MFIs in achieving financial inclusion

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    43. Which of the following can be inferred about products with commitmentfeatures?

    1.Demand for such products was high.

    2.They were an effective means of increasing the savings of small accountholders.

    3.Such facilities can only be offered by informal institutions like MFIs.

    (A)All 1, 2 and 3.

    (B)Only 2

    (C)Both 1 and 2

    (D)Both 1 and 3

    (E)None of these

    44. Why do the poor not utilize banking services?

    1.Informal institutions offer higher rates of interest than those in banks.

    2.Costs of reaching banks have to be borne by the poor.

    3.Bank personnel do not treat the poor respectfully because their savingsamounts are minimal.

    (A)only 2

    (B)both 1 and 2

    (C)both 2 and 3

    (D)all 1,2and 3

    (E)none of these

    45. Which of the following is a recommendation made by the author regardingfinancial inclusion?

    (A) Reduce the paper work involved by seeking less information about theaccount holder.

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    (B) Lower transaction costs by utilizing latest technology.

    (C) Make commitment features compulsory for all savings accounts.

    (D) Entrust the responsibility of financial inclusion solely to MFIs

    (E) Provide credit facilities even to those without savings accounts

    46. Which of the following factors affects savings behavior among the poor?

    (1) Threats from moneylenders if they avail of banking services.

    (2) Documentation required before availing of banking services.

    (3) Lack of self control.

    (A) Only 1

    (B) All 1, 2 and 3

    (C) Only 3

    (D) Both 2 and 3

    (E) None of these

    47. What do the results of the study conducted in Philippines indicate?

    (A) Account holders in MFIs have higher savings rates than banks.

    (B) Many of the poor have to turn to moneylenders because of strict restrictionsin MFLs

    (C) Having accounts with restriction on withdrawal requires the bank to offer ahigher rate of interest

    (D) There should be strong security measures for deposit option accounts for thepoor

    (E) None of these

    48. Which of the following is true in the context of the passage?

    (A) There are no informal means for the poor to save in India

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    (B) Having savings encourages the poor to invest only I low risk ventures

    (C) There is a huge demand for savings facilities among poor house holds

    (D) Presently commercial banks feel that it is feasible to provide banking services

    to the poor in rural areas

    (E) There are many official innovative savings like ROSCAs in Africa

    49. What is/are the outcome(s) of encouraging savings for the poor?

    1. It frees them from the exploitation of moneylenders.

    2. Banks are more willing to disburse loans to those who save.

    3. They should invest in risky but high return ventures.

    (A) Only 1

    (B) Both 1 and 2

    (C) Only 3

    (D) All 1, 2 and 3

    (E) None of these

    50. What was the view of banks regarding the bank accounts of the poor in thepast?

    (A) They were considered a problem since account holders information neededto be updated constantly

    (B) Focus should be more on providing savings facilities not credit

    (C) Moneylenders should be regulated so that they share responsibility ofdisbursing loans to the poor

    (D) Products with commitment features will not be successful

    (E) None of these

    Directions (Q 51-53) choose the word which is most nearly the same inmeaning as the word printed in bold as used in the passage.

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    (C) Pressure

    (D) mandatory

    (E) Free

    55. Accessible:

    (A) Convenient

    (B) Unavailable

    (C) Unfavorable

    (D) Unpleasant

    (E) formal

    Directions (Q 56-65) read each sentence to find out whether there is any errorin it. The error, if any, will be in one part of the sentence. The letter of that part isthe answer. If there is no error, the answer is (E). (Ignore errors of punctuation, ifany).

    56. The scheme failed because / some states could not / manage not to

    (A) (B) (C)

    raise/ the necessary funds.

    (D)

    (E) No error

    57. Real estate prices in the / business district of the city / are expected to

    (A) (B) (C)

    rise / at 155 this year.

    (D)

    (E) No error

    58. By so early as next year /that leading investment bank/ has plans to

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    (A) (B) (C)

    open / an office in new Delhi.

    (D)

    (E) No error

    59. There is lots of / supports from the employees / for the proposal to /

    (A) (B) (C)

    merge with the parent company.

    (D)

    (E) no error

    60. Experts have recommended that/ the government reconsidered/

    (A) (B)

    restrictions imposed o foreign / investment in real estate.

    (C) (D)

    (E) No error

    61. the crucial point to / be discussed at the /meetings is how to / well

    (A) (B) (C)

    implement the policy.

    (D)

    (E) No error

    62. He wants to / set up a laboratory / to undertake research / into a

    (A) (B) (C)

    vaccine for cancer.

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    (D)

    (E) No error

    63. According to him/ two factors which are /needy for success / are

    (A) (B) (C)

    discipline and diligence.

    (D)

    (E) No error

    64. Because of the pace at / which the company is growing/ I believe it will

    (A) (B) (C)

    easily / achieve their target.

    (D)

    (E) No error

    65. It is truth / that India is / the largest consumer of / gold in the world.

    (A) (B) (C) (D)

    (E) No error

    Directions (Q 66- 70) which of the phrases (A),(B),(C)and (D)given belowshould replace the phrase given in bold in the followings sentence to make thesentence grammatically meaningful and correct. If the sentence is correct as it isand no correction is required mark (E) as the answer.

    66. The bank is overstaffed, has led to low productivity.

    (A) Led to

    (B) Will lead towards

    (C) And has led in

    (D) which has led to

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    (E) no correction required

    67. You delay in taking a decision conveys a negative impression.

    (A) You delay to take

    (B) If you delay taking

    (C) Your delay in taking

    (D) To delay by taking

    (E) No correction required

    68. Today management student itselfare opted to work for NGOs even thoughthe salaries offered to them are low.

    (A) student itself is

    (B) students themselves are

    (C) students have

    (D) student himself has

    (E) no correction required

    69. absence offany guidelines, they are unwilling to take up the project.

    (A) absent of

    (B) in the absence of

    (C) because of the absence

    (D) without being absent

    (E) no correction required

    70. without the development of rural people in the country can no claim to bedeveloped.

    (A) can never claim

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    (B) being claimed

    (C) not able to claim

    (D) have not any claim

    (E) no correction required

    Directions(Q 71-75) in each question below a sentence with four words printedin bold type is given.these are lettered as (A),(B),(C) and (D) . one of these wordsprined in bold may eitherwrongly spelt or inappropriate in the context o thesentence. Find out the word,which is wrongly spelt or inappropriate,if any.thenumberof that word is your answer. If all the words printed in bold are correctlyspelt and also appropriate in the context of the sentence, mark (E) i.e all correcta your answer.

    71. the organization preferred to hire locale population as they

    (A) (B)

    understood the language and customerpreferences.

    (C) (D)

    (E) all correct

    72. In our opinion the exicting assessment system requires immediate

    (A)(B) (C)

    revision.

    (D)

    (E) all correct

    73. In responds to the advertisement a sizeable number of candidates

    (A) (B)

    have submitted theirapplications

    (C) (D)

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    (E) all correct

    74. there is no guarantee that I this model is adopted the entire sector

    (A) (B) (C) (D)

    will prosper.

    (E) all correct

    75. with the unique initiative the company hopes to sustain its currant

    (A) (B) (C) (D)

    growth rate.

    (E) all correct

    Directions (Q 76-80) in each of the following sentences there are two blankspaces.below each five pairs of words have been denoted by letters(A),(B),(C),(D) and (E).find out which pair of words can be filled up in the blanksin the sentence in the same sequence to make the sentence meaningfullycomplete .

    76. Mr. Srinivasan is .. to become chairman of the group . Theretirement of his father.

    (A) set ,following

    (B) voted ,subsequent

    (C) selected ,despite

    (D) approved ,because

    (E) decided ,after

    77. to your error the . Consignment has been delayedby a week.

    (A) according ,important

    (B) duly ,urgent

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    (C) owig ,entire

    (D) added ,crucial

    (E) admitting ,special

    78. on account of the .. in sales the software firm has achieved aneight percent in net profit.

    (A) surge ,fall

    (B) increase ,rise

    (C) decline ,slope

    (D) hike ,loss

    (E) growth , advance

    79. we are proud to say that today 26 percent of our total accountsare .. by women and senior citizens.

    (A) approximate, held

    (B) nearly ,authorized

    (C) over ,maintain

    (D) above ,open

    (E) around ,operated

    80. the company has . Special training to employees on .. totrade online.

    (A) announced ,benefits

    (B) offered ,course

    (C) imparted ,risks

    (D) sanction ,skills

    (E) provided, how

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    Key

    41. (D)

    42. (C)

    43. (D)

    44. (A)

    45. (B)

    46. (D)

    47. (A)

    48. (C)

    49. (B)

    50. (E)

    51. (C)

    52. (E)

    53. (B)

    54. (D)

    55. (B)

    56. (C)

    57. (E)

    58. (A)

    59. (A)

    60. (B)

    61. (D)

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    62. (E)

    63. (C)

    64. (D)

    65. (A)

    66. (D)

    67. (C)

    68. (C)

    69. (B)

    70. (A)

    71. (B)

    72. (A)

    73. (A)

    74. (E)

    75. (D)

    76. (A)

    77. (C)

    78. (B)

    79. (E)

    80. (E)

    Union Bank of India Probationary Officers Exam - 2008

    Directions(Q. 15) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in theproper sequence to form a meaningful paragraph; then answer the questions given below them

    1. It was a cycling race launched in 1903, by Henri Desgrange, a magazine editor in Paris.

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    2. The Tour de France is a test of human endurance.

    3. His idea worked and the magazine boomed.

    4. His aim was to boost the circulation of his magazine.

    5. He wanted to achieve this by covering every stage of the three week long, 3,500 kilometre

    long cycling race.

    6. Till today the race remains more popular than he could ever have dreamed.

    1. Which of the following should be the first sentence after rearrangement ?

    (A) 1

    (B) 2

    (C) 3

    (D) 4

    (E) 5

    2. Which of the following should be the second sentence after rearrangement ?

    (A) 1

    (B) 2

    (C) 3

    (D) 4

    (E) 5

    3. Which of the following should be the third sentence after rearrangement ?

    (A) 1

    (B) 2

    (C) 3

    (D) 4

    (E) 5

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    4. Which of the following should be the fifth sentence after rearrangement ?

    (A) 1

    (B) 2

    (C) 3

    (D) 4

    (E) 6

    5. Which of the following should be the sixth (Last) sentence after rearrangement ?

    (A) 2

    (B) 3

    (C) 4

    (D) 5

    (E) 6

    Directions(Q. 615) Read each sentence to find out whether there is any grammatical error oridiomatic error in it. The error, if any, will be in one part of the sentence. The letters of that part

    is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

    6. On account of the week (A)/long strike the factory (B)/was forced to close and (C)/nextmonths shipment will delay. (D)No error. (E)

    7. Since the US economy experiences (A)/a recession many Asian countries (B)/are likely to

    have (C)/reduced growth rates this year. (D)No error. (E)

    8. Oil is now so expensive that (A)/India will have to cut subsidies (B)/instead face running out

    (C)/of funds to import oil. (D)No error. (E)

    9. It is unlikely that you will (A)/find a more qualified and experience (B)/candidate than Mr.

    Prasad (C)/for the post of President. (D)No error. (E)

    10. On account of the rising (A)/costs many people are (B)/finding it difficult (C)/ to feed their

    families. (D)No error. (E)

    11. By marketing agriculture (A)/products well, we (B)/can ensure that (C)/farmers make a good

    profit. (D)No error. (E)

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    12. The promotion means (A)/that you may be (B)/post in Chennai (C)/from next month. (D)Noerror.(E)

    13. This project is (A)/too big to (B)/undertake successfully at (C)/such short of notice. (D)No

    error. (E)

    14. When our company was (A)/faced financial difficulties (B)/the training budget was (C)/thefirst to be cut. (D)No error. (E)

    15. Conservationists believe that (A)/better management of national parks (B)/is the only way tosave (C)/Indias tiger population from extinction. (D)No error. (E)

    Directions(Q. 1625) In the following passage there are blanks, each of which has been

    numbered. These numbers are printed below the passage and against each, five words aresuggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

    In July 2008, one of the most inspiring leaders of our times, will (16) his ninetieth birthday. Nelson Mandela retired from politics in 1999, but he has remained (17), continuing hiswork through the Nelson Mandela Foundation. The foundation has launched an Aids awareness

    campaign, 46664, named (18) Mandelas prison number. He has also set up a scholarshipprogramme whose (19) was to promote leadership among young Africans.

    During the 1990s, (20) I worked with Mr. Mandela on his autobiography Long Walk toFreedom, I (21) his leadership first hand. During his election campaign we were on board a

    plane discussing his book. Twenty minutes (22) to landing the engine failed. Many began topanic. The only thing that (23) them was looking at Mandela, who was reading his paper as

    if he was a passenger on a morning train to work. The plane landed safely and when we got into

    the car taking us to the hotel he (24) to me, I was terrified on the plane ! As a leader herealized he was a model for others and this gave him the strength to (25) over his own fear.

    16. (A) tribute

    (B) remember

    (C) honour

    (D) celebrate

    (E) rejoice

    17. (A) resigned

    (B) active

    (C) influenced

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    (B) sooner

    (C) close

    (D) prior

    (E) advance

    23. (A) calmed

    (B) soothing

    (C) composed

    (D) restraint

    (E) discipline

    24. (A) speaks

    (B) confided

    (C) confidentially

    (D) entrusted

    (E) assured

    25. (A) success

    (B) overcame

    (C) dominate

    (D) victory

    (E) triumph

    Directions

    (Q. 2640) Read the following passage carefully and answer the questions givenbelow it. Certain words have been printed in bold to help you locate them while answering some

    of the questions.

    Over the past few decades, many Asian nations transformed from poverty into globalcompetitors. From 2003 to 2007, Asian economies expanded at an average annual rate of 81%,

    triple that of advanced economies. Over the same period, inflation in Asia averaged only about35%. But Asia could be facing turbulent economic times. In May, the average inflation rate

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    throughout the region reached nearly 7%, led by spikes in oil and food prices. In India, inflationjumped to an 116% annual rate in June, according to the latest government figures, the highest

    in 13 years.

    Policymakers and central bankers are forced to raise interest rates and limit credit to get inflation

    under control. But these same measures suppress the investment and consumption that generatesgrowth. The combination of slowing growth and soaring inflation makes economic policy-making tricky. Inflation stirs up the middle classes because it can quickly erase years of hardwon

    personal gains. Inflation is cruel to the poor, because families have to spend a larger share oftheir meagre incomes on necessities. In the Philippines, farmers, unable to afford fuel for

    tractors, use water buffaloes to plough their fields.

    But to avoid unrest, leaders cannot blindly adopt rigid anti-inflation measures. Voters wonthesitate to remove from office any politician who doesnt deliver the goods. So they cannot

    overreact to the inflation threat and scale down economic growth in the process. Developingnations need to grow quickly to create jobs and increase incomes for

    their large populations. With prices soaring, doing nothing is not an option. Most central banks inAsia have started raising interest rates. The Reserve Bank of India increased its benchmark rate

    twice last month to a six year high of 85%.

    The challenge is especially difficult because currently, inflation is not of domestic origin. Pricesare being driven higher by a global surge in oil and food prices, which individual governments

    can do little to control. Of course, inflation is not just a problem in Asia. World Bank PresidentRobert Zoellick called rising food and oil prices a man-made catastrophe that could quickly

    reverse the gains made in overcoming poverty over the past seven years. For now, though, thereis more talk than action on the international front, so Asian governments are on their own.

    Even though inflation throughout the region is likely to continue to rise in coming months, no

    one is expecting an economic calamity. According to the Asian Development Bank Asiancountries have large hard currency reserves and relatively healthy banks, and so are far better

    prepared to absorb external shocks than they were during the regions last recession ten yearsago. Asian policymakers have learned their lessons and are more alert.

    26. Which of the following can be said about Asian economies during the period from 2003-2007 ?

    1. Though inflation was rising at the time politicians did not pay much attention.

    2. Many of the poor countries were able to compete internationally.3. The growth rate of Asian countries was facilitated by growth in advanced countries.

    (A) All 1, 2, and 3

    (B) Only 1

    (C) Only 2

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    (D) Both 1 and 2

    (E) None of these

    27. Which of the following is not an anti-inflation measure being used by Asian countries ?

    1. Increase in benchmark interest rate by a central bank.

    2. Checks on lending.

    3. Subsidising fuel for farmers.

    (A) Only 3

    (B) Both 1 and 2

    (C) Both 2 and 3

    (D) Only 2

    (E) None of these

    28. What makes it difficult for Asian countries to control inflation ?

    (A) Restrictions by organizations like the Asian Development Bank

    (B) Governments are indecisive and adopt counterproductive measures

    (C) The problem is global in nature, not restricted to their individual countries

    (D) Countries have never faced a financial crisis

    (E) Economic growth rate cannot occur in the absence of inflation

    29. Why are experts not very concerned about the impact of inflation on Asian economies ?

    1. Asian countries have not maintained substantial hard currency reserves.

    2. The condition of Asian banks is currently both stable and strong.

    3. The Asian Development Bank will bail them out of any trouble.

    (A) Only 1

    (B) Both 1 and 3

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    (C) Both 1 and 2

    (D) Only 2

    (E) None of these

    30. What is the authors advice to politicians regarding the handling of inflation ?

    (A) They should focus on preventing agitations among their citizens not implementing

    antiinflation measures

    (B) They ought to implement anti-inflation measures even at the cost of losing office

    (C) They must focus on maintaining high economic growth rate as inflation will taper off on its

    own

    (D) Countries should handle the problem independently and not collectively

    (E) None of these

    31. What could the impact of stringent inflation measures be ?

    (A) Increased consumption as families spend a larger part of their income on essential goods

    (B) Politicians may be voted out of power

    (C) Economic growth rate remains constant

    (D) Oil prices within the country remain stable despite high global prices

    (E) None of these

    32. Why is high economic growth necessary for developing countries ?

    (A) To catch up with the growth rate of the advanced countries

    (B) To sustain their economies despite the ill effects of inflation

    (C) To provide better educational opportunities to their citizens

    (D) To create employment opportunities for citizens

    (E) None of these

    33. Why has inflation been referred to as a catastrophe ?

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    (A) Prices of essential commodities are unaffordable for all

    (B) Our past efforts to reduce poverty will be nullified

    (C) Governments are unstable and do not take stringent decisions

    (D) It has divided countries rather than ensuring co-operation among them

    (E) None of these

    34. Which of the following can be inferred from the passage ?

    1. Growth rate in advanced countries was low so the effects of inflation were not felt.

    2. Closing the economy to global markets will reduce inflation.

    3. India has been the most severely affected by inflation.

    (A) None

    (B) Only 1

    (C) Only 2

    (D) Both 2 and 3

    (E) All 1, 2 and 3

    35. Which of the following factors was responsible for inflation in India ?

    (A) Reserve Bank India raising the interest rates very frequently

    (B) High population growth

    (C) Sudden rise in prices of oil worldwide

    (D) Reckless competition with China

    (E) None of these

    Directions(Q. 3638) Choose the word which is most similar in meaning to the word printedin bold as used in the passage.

    36. stirs

    (A) trembles

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    (B) moves

    (C) mixes

    (D) inspires

    (E) agitates

    37. scale

    (A) descent

    (B) climb

    (C) hindrance

    (D) cut

    (E) measure

    38. origin

    (A) ancestry

    (B) source

    (C) inauguration

    (D) down

    (E) heritage

    Directions(Q. 3940) Choose the word which is most opposite in meaning to the word

    printed in bold as used in the passage.

    39. turbulent

    (A) quiet

    (B) rest

    (C) soothes

    (D) stormy

    (E) lawful

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    40. gains

    (A) decreases

    (B) fails

    (C) deprives

    (D) frauds

    (E) losses

    Directions(Q. 4145) Which of the phrases (A), (B), (C) and (D) given below should replacethe phrase given in bold in the following sentences to make the sentence grammatically

    meaningful and correct. If the sentence is correct as it is and No correction is required, mark(E) as the answer.

    41. The main objective of the workshop has made children aware of Western classical music.

    (A) will make children aware

    (B) is to make children aware

    (C) is making aware children

    (D) awareness of children

    (E) No correction required

    42. Afraid of missing her train and was late for the meeting, Sunita arrived an hour early at the

    station.

    (A) but later for

    (B) and been late to

    (C) after being late

    (D) and being late for

    (E) No correction required

    43. As a famous historian he has travelled around the world giving lectures on rare subjects.

    (A) rarely to subjects

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    (B) of rare subject

    (C) with rarest of subject

    (D) in subjects rarely

    (E) No correction required

    44. The stadium wherever the opening ceremony will be held next month, is equipped with the

    latest facilities.

    (A) in the opening ceremony

    (B) which the ceremony will open

    (C) where the opening ceremony

    (D) that the opening ceremony

    (E) No correction required

    45. There will be a trend of unseasonal rainfall in April, in recent years.

    (A) There has been

    (B) It has been

    (C) There is being

    (D) It may have been

    (E) No correction required

    Directions(Q. 4650) In each of the following sentences there are two blank spaces. Beloweach five pairs of words have been denoted by letters (A), (B), (C), (D) and (E). Find out which

    pair of words can be filled up in the blanks in the sentence in the same sequence to make thesentence meaningfully complete.

    46. A committee has been..to..the transformation of the city into aninternational finance centre.

    (A) constituted, convert

    (B) appointed, oversee

    (C) converged, evaluate

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    (D) inducted, change

    (E) inaugurated, determine

    47. Keeping in mind the..to develop the sector the government has.. solicited

    foreign investment.

    (A) importance, never

    (B) proposal, forcibly

    (C) objective, wanted

    (D) view, discretely

    (E) need, actively

    48. In his speech he vowed to..the four billion unbanked individuals across the world

    into the..of financial inclusion.

    (A) represent, sphere

    (B) target, area

    (C) bring, realm

    (D) engage, achievement

    (E) convince, era

    49. Although he puts in..of overtime and takes few holidays, he..cannotsupport his family.

    (A) sufficient, however

    (B) lot, besides

    (C) much, thus

    (D) plenty, still

    (E) frequency, yet

    50. They have been..on incentives to..these practices are implemented at

    grass root level.

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    (A) relying, ensure

    (B) improving, secure

    (C) advocating, confirm

    (D) debating, necessitate

    (E) focusing, display

    Answers :

    1. (B) 2. (A) 3. (D) 4. (C) 5. (E)

    6. (D) 7. (A) 8. (C) 9. (B) 10. (E)

    11. (A) 12. (C) 13. (C) 14. (B) 15. (E)

    16. (D) 17. (B) 18. (C) 19. (E) 20. (A)

    21. (C) 22. (D) 23. (A) 24. (B) 25. (E)

    26. (E) 27. (C) 28. (C) 29. (D) 30. (C)

    31. (B) 32. (B) 33. (B) 34. (D) 35. (C)

    36. (E) 37. (D) 38. (B) 39. (A) 40. (E)

    41. (B) 42. (D) 43. (E) 44. (C) 45. (A)

    46. (B) 47. (E) 48. (B) 49. (D) 50. (A)

    Bank of India Clerk Exam Solved Paper Solved Question

    paper 2008

    Directions(Q. 1to15) Read the following passage carefully and answer the questions given below

    it. Certain words/phrases are printed in bold to help you to locate them while answering some of

    the questions.

    The King of Kanchi set off to conquer Karnat. He was victorious in batttle. The elephants wereladen with sandalwood, ivory, gold and precious stones taken from the conquered kingdom of

    Karnat. They would be a part of the victory parade for his subjects. On his way back home hestopped at a temple, finished his prayers to the goddess and turned to leave. Around his neck was

    a garland of scarlet hibiscus and as was the custom for all, his forehead was anointed with redsandal paste. His Minister and the court jester were his only companions. At one spot, in a

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    mango grove by the wayside, they spied some children play. The King said, Let me go andsee what they are playing.

    The children had lined up two rows of clay dolls and were playing warriors and battles. The King

    asked, Who is fighting whom ? They said, Karnat is at battle with Kanchi. The King

    asked, Who is winning and who is the loser ? The children puffed their chests up and said,Karnat will win and Kanchi will lose. The Minister froze in disbelief, the King was furiousand the jester burst into laughter.

    The King was soon joined by his troops and the children were still immersed in their game. The

    King commanded, Cane them hard. The childrens parents came running from the nearbyvillage and said, They are naive, it was just a game, please grant them pardon. The King called

    his commander and ordered, Teach these children and the village a lesson so that they neverforget the King of Kanchi. He went back to his camp.

    That evening the Commander stood before the King. He bowed low in shame and said, Your

    Majesty, with the exception of hyenas and vultures, all lie silent in the village. The Ministersaid, His Majestys honour has been saved. The priest said, The goddess has blessed ourKing. The jester said, Your Highness, please grant me leave to go now. The King asked, But

    why ? The jester said, I cannot kill, I cannot maim, I can only laugh at Gods gift of life.Trembling in the face of the kings anger he bravely continued, If I stay in your Majestys court,

    I shall become like you and I shall forget how to laugh.

    1. Why were the elephants carrying loads of gold and other valuables ?(A) This was what the king had looted from Karnat to distribute among his soldiers as a reward

    (B) This was the kings offering to the deity out of gratitude for making him victorious(C) It was what the king had plundered from Karnat to display to the people of his kingdom as a

    sign of victory(D) So that the people of the kingdom of Karnat acknowledged him as their new ruler

    (E) None of these

    2. Why did the king anoint his head with red sandal paste ?(A) As a mark of celebration to show he had been victorious

    (B) It was the usual practice for all devotees at the temple(C) To show other devotees that he was king

    (D) The priest requested him to do so(E) To show his soldiers that he had visited the temple

    3. Which of the following cannot be said about the jester ?1. He was not a loyal subject of the king.

    2. He was afraid of the kings temper.3. He did not support the kings war against Karnat.

    (A) Both 1 and 3(B) Only 1

    (C) Both 1 and 2

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    (D) All 1, 2 and 3(E) None of these

    4. What excuse was given for the childrens behaviour ?

    (A) They were disobedient to their parents wishes

    (B) They were unaware of the true facts of the battle(C) They were upset that their army had lost(D) They were in the habit of lying

    (E) None of these

    5. Why did the jester laugh at the childrens reply to the king ?1. They correctly predicted the outcome of the battle.

    2. Their reply was cheeky because they knew he was the king.3. He wanted to show that their reply was a joke to save them from being punished by the king.

    (A) Only 1(B) Both 1 and 2

    (C) Only 3(D) Both 2 and 3

    (E) None of these

    6. Which of the following is true in the context of the passage ?

    (A) The king stopped at the temple to see what else could be plundered(B) The people of the village to which the children belonged developed great respect for the king

    (C) The Commander was ashamed at having obeyed the kings orders to cane the children(D) The jester was unhappy that the king had defeated the army of Karnat

    (E) The children had shown disrespect to the goddess by playing so close to the temple

    7. Why did the jester resign from his post ?(A) He felt that the king was too influenced by the Minister

    (B) To show that he disapproved of the kings action of punishing the children(C) He did not want to accompany the king on his war campaign

    (D) He was no longer able to make the king laugh(E) None of these

    8. Which of the following describes the Minister ?

    1. He was jealous of the jester.2. He was the kings most valuable advisor.

    3. He did not have a good sense of humour.(A) Only 1

    (B) Only 3(C) Both 1 and 3(D) Both 1 and 2

    (E) None of these

    9. Which of the following was/were the outcome(s) of the soldiers beating the children ?1. The animals began to howl and wanted to attack the soldiers.

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    2. The childrens parents went to the king to beg for mercy.3. The priest offered prayers to the goddess of the temple.

    (A) Only 1(B) All 1, 2 and 3

    (C) Both 1 and 2

    (D) Only 2(E) None of these

    10. Why was the king angry with the children ?(A) Because the game they were playing was dangerous

    (B) They had lied to him(C) They did not recognize him as king

    (D) They had unknowingly insulted him(E) They were rude to him

    Directions(Q. 11 -13) Choose the word which is most nearly the SAME in meaning as the word

    printed in bold as used in the passage.

    11. froze

    (A) cold(B) numb

    (C) shivered(D) stood still

    (E) chill

    12. leave(A) holiday

    (B) transfer(C) exit

    (D) permission(E) farewell

    13. spied

    (A) noticed(B) keep watch

    (C) followed(D) spot

    (E) caught

    Directions(Q. 14 - 15) Choose the word which is most OPPOSITE in meaning of the word

    printed in bold as used in the passage.

    14. immersed in(A) safe from

    (B) distracted from(C) boring

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    (D) drowning in(E) entertained by

    15. pardon

    (A) punishment

    (B) excuse(C) convict(D) intolerance

    (E) imprison

    Directions(Q. 16 - 20) Which of the phrases (A), (B), (C) and (D) given below should replace thephrase given in bold in the following sentence to make the sentence grammatically meaningful

    and correct. If the sentence is correct as it is and No correction is required, mark (E) as theanswer.

    16. Your bonus will dependent the quality of your work.

    (A) is dependable(B) depends on(C) being dependent

    (D) going to depend(E) No correction required

    17. He did not ask for a raise since he had fear to lose his job.

    (A) was fearful of(B) was feared to

    (C) was afraid to(D) had been afraid to

    (E) No correction required

    18. The organizers agreed to shift the conference at some place convenience to all participants.(A) any of the place convenient

    (B) at places convenient(C) from a place of convenience

    (D) to a place convenient(E) No correction required

    19. As compared to last year there has been a sharp rise in interest rates.(A) sharper rise of

    (B) as sharp a rise(C) sharp rises in

    (D) sharply rising(E) No correction required

    20. In the 1970s banks required to submit their detailed plans of expansion to RBI.

    (A) were required to submit(B) required for submission

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    (C) are required to submit(D) requirement of submitting

    (E) No correction required

    Directions(Q. 21 - 25) Rearrange the following Six sentences (1), (2), (3), (4), (5) and (6) in the

    proper sequence to form a meaningful paragraph; then answer the questions given belowthem

    1. I had paid a lot of attention during training and could easily answer the questions till I came tothe last one. What is the name of the lady who cleans your floor ?

    2. Yes, he replied. In your career you will meet many people all of whom are significant evenif all you do is greet them.

    3. I thought the question was a joke. I had seen her but how would I know her name ?

    4. During my internship we were given a quiz to see how much we had learnt.

    5. I have never forgotten this lesson.

    6. I submitted my paper leaving the last question blank and asked the manager if it would countfor assessment.

    21. Which of the following will be the SECOND sentence after rearrangement ?

    (A) 1(B) 2

    (C) 3

    (D) 4(E) 5

    22. Which of the following will be the SIXTH (LAST) sentence after rearrangement ?

    (A) 2(B) 3

    (C) 4(D) 6

    (E) 5

    23. Which of the following will be the FIFTH sentence after rearrangement ?

    (A) 1(B) 2(C) 3

    (D) 4(E) 5

    24. Which of the following will be the FIRST sentence after rearrangement ?

    (A) 1

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    (B) 2(C) 3

    (D) 4(E) 5

    25. Which of the following will be the THIRD sentence after rearrangement ?(A) 1(B) 2

    (C) 3(D) 4

    (E) 5

    Directions(Q. 26 - 30) In each sentence below four words have been printed in bold which arelettered (A), (B), (C) and (D). One of these words may be wrongly spelt or inappropriate in the

    context of the sentence. Find out the wrongly spelt or inappropriate word. The letter of that wordis the answer. If all the words are correctly spelt and are appropriate the answer is (E), i.e. All

    correct.

    26. My gole (A) is to acquire (B) a position (C) of authority (D) and respect within the

    organization. All correct (E)

    27. The refusal (A) of the Ministry to clear pending (B) dues is a course (C) for concern (D) . Allcorrect (E)

    28. He was convinced (A) that discipline (B) and hard work would result (C) in dividents (D) in

    the long run. All correct (E)

    29. This is a company which believes (A) in transparency (B) and appointment is done strictly(C) on merit (D). All correct (E)

    30. There will be a decline (A) in the probability (B) of oil companies because of the hike (C) inoil prices (D). All correct (E)

    Directions(Q. 31 - 40) Read each sentence to find out whether there is any grammatical error in

    it.The error, if any, will be in one part of the sentence. The letter of that part is the answer. Ifthere is no error, the answer is (E) i.e. No error. (Ignore the errors of punctuation, if any.)

    31. The revised governments (A) /guidelines have reduced (B)/ the number of mergers (C) /

    taking place among banks. (D) No error (E)

    32. I do not know (A) / who of the (B) /new trainees should (C) / be confirmed. (D) No error (E)

    33. To promote India as (A) / a tourist destination (B)/ the government has organized (C) / many

    cultural programmes. (D) No error (E)

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    34. Banks in India (A) / cannot open ATMs (B)/ except obtaining (C) / approval from RBI. (D)No error (E)

    35. Today the success of (A) / companies depends on the (B)/ quality of their products and(C)

    /efficient managing staff. (D) No error (E)

    36. Ashok has managed to (A) / achieve his sales targets (B)/ for the quarter very easily (C) /than we expected. (D) No error (E)

    37. He did not grant (A) / their request for a loan (B)/ although it would (C) / displease his boss.(D) No error (E)

    38. At present oil companies (A) / are making a loss of (B)/ rupees five on all (C) / litre of petrol

    that they sell. (D) No error (E)

    39. The managers belief that (A) / Ramesh is (B)/ incompetent is not (C) / necessary true. (D)

    No error (E)

    40. Since I was doing (A) / my MBA I initially (B)/ chose to specialize (C) / in marketingmanagement. (D) No error (E)

    Directions(Q. 41 - 50) In the following passage there are blanks, each of which has been

    numbered. These numbers are printed below the passage and against each, five words aresuggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

    He was a charismatic leader, an entrepreneur and a highly effective manager all rolled into one.As a leader, he (41) the companys growth plan in a dedicated manner and he never (42) focus.

    The cement industry in those days was doing badly. (43) to everyones expectations he

    sanctioned an additional plant in (44) time. He was (45) that since the cement industry wascyclic in nature, by the time the plant was (46) the market would have improved. It did happenand the decision brought rich (47) when the plant was commissioned.

    Not only was he a great entrepreneur but he also (48) all his senior people to be

    practising entrepreneurs. I have seen a similar example at the Asian Institute ofManagement, which allows its professors to (49) their own business. This made their

    lectures more practical and less theoretical. It is the (50) of the Institutes success.

    41. (A) achieved

    (B) implemented

    (C) visualised(D) persevered(E) aimed

    42. (A) moved

    (B) shifts(C) missed

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    (D) changes(E) lost

    43. (A) Contrary

    (B) Opposite

    (C) Yet(D) Obedient(E) Different

    44. (A) any

    (B) mean(C) short

    (D) no(E) less

    45. (A) known

    (B) calculating(C) certain(D) dreamt

    (E) surely

    46. (A) operational(B) install

    (C) use(D) produced

    (E) new

    47. (A) supply(B) diversity

    (C) rewards(D) pay

    (E) knowledge

    48. (A) thought

    (B) tried(C) wished

    (D) encourage(E) wanted

    49. (A) expand

    (B) function(C) chose

    (D) run(E) risk

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    50. (A) responsibility(B) secret

    (C) guarantee(D) prize

    (E) value

    Answers with Hints:-1. (C) 2. (B) 3. (B) 4. (B) 5. (E) 6. (C) 7. (E) 8. (B) 9. (D) 10. (D)

    11. (B) 12. (D) 13. (B) 14. (B) 15. (A) 16. (B) 17. (C) 18. (D) 19. (E) 20. (A)21. (A) 22. (E) 23. (B) 24. (D) 25. (C)

    26. (A) Correct spelling is goal.27. (C) Correct spelling iscause.

    28. (D) Correct spelling is dividends.29. (E) 30. (B)

    31. (A) Write the governments revised.32. (B) Write which of the.

    33. (C) Write the government is organizing.34. (C) Write without obtaining.

    35. (D) Write efficient managerial staff.36. (C) Change very easilyto more easily.

    37. (C) Write even though it would.38. (C) Write each in place of all.

    39. (D) Write necessarily true.40. (B) Delete my.

    41. (B) 42. (C) 43. (A) 44. (D) 45. (B) 46. (A) 47. (C) 48. (E) 49. (D) 50. (B)

    Clerk Exam - Oriental Bank of Commerce - English

    The below questions was asked for the post of clerk Oriental Bank of Commerce.

    Directions(Q. 1 to 15) Read the following passage carefully and answer the questions givenbelow it.

    The Emperors brother-in-law was also his Prime Minister and his avourite courtier. He was not

    liked by the other courtiers as a result. Jealous of the Emperors brother-inlaw the courtiers oncesaid, Your Majesty, why dont you appoint one of us as Prime Minister ? Subject us to a test to

    see who is truly the right person to be Prime Minister. At the time the Prime Minister was outhunting with another courtier. In pursuit of their prey they mistakenly rode into the neighbouring

    kingdom. As they were strangers and had weapons they were arrested as spies by the soldiersthere and were certain to be sentenced to death by the ruler, King Amir.

    The courtier was petrified and bowed his head in prayer. The Prime Minister pretending to be

    praying whispered something in his ear. The two of them then began arguing. I should be theone to die first ! each of them said. Those present were astonished to hear their argument. The

    soldiers brought the two before King Amir. He was astonished to hear of their strange behaviour.Tell me why you are so eager to die ? Pretending to be reluctant to reveal the reason the Prime

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    Minister bowed respectfully and said, Sir, our Emperor has a secret wish of annexing yourkingdom. If you kill us the Emperor can attack your kingdom on the pretext of avenging our

    deaths. The Emperor has also promised us a great reward for our sacrifice. We felt that in caseyou changed your mind and set one of us free to return home he would not get the reward. King

    Amir was worried when he heard this. Concerned that the lives of his subjects would be lost in

    war, King Amir refused to kill either of the two and sent them home. When they heard about theincident the Emperors courtiers bowed their heads. They were ashamed. They realised theEmperor had made a wise choice in selecting his Prime Minister.

    1. Why were the courtiers not on good terms with the Emperors brother-in-law ?

    (A) The Emperor used to only heed his brother-in-laws advice(B) He was cleverer than they were and he would remind them of it

    (C) He was empowered to take decisions on behalf of the Emperor(D) He had more power and prestige and earned more than they did

    (E) None of these

    2. Why did the Emperors two courtiers enter the neighbouring kingdom ?(A) The Emperor had asked them to deliver a message to its king

    (B) They wanted to spy on the neighbouring kingdom(C) They had accidentally wandered into neighbouring territory

    (D) The other courtiers had set a trap for them(E) Their curiosity about the kingdom led them to enter it

    3. Why was the Emperors brotherin-law not afraid when faced with death ?1. He felt that if he told King Amir the truth his life would be spared.

    2. He was confident that he would be rescued.3. He had prayed fervently asking God to save them.

    (A) None(B) Only 1

    (C) Only 2(D) Both 2 and 3

    (E) Only 3

    4. Which of the following can be said about the Emperor ?(A) He reserved important posts for his family members

    (B) He had chosen a worthy Prime Minister(C) He was ruthless and wanted to conquer the neighbouring kingdom

    (D) He treated all his courtiers shabbily except his brother-inlaw(E) He deliberately endangered the lives of his courtiers in order to test them

    5. Why did the two courtiers begin to argue with each other ?(A) They wanted to distract the soldiers so they could escape

    (B) It was a delaying tactics till they were rescued(C) They blamed each other for the predicament they were in

    (D) The Prime Minister wanted to stop the other courtier from divulging the Emperors plan to

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    the enemy(E) None of these

    6. What surprised King Amir about the courtiers behaviour ?

    1. They were very respectful to him although he had condemned them to death.

    2. Each was volunteering to be killed first.3. They had managed to convince the soldiers to set them free.(A) Only 1

    (B) Both 1 and 2(C) Only 3

    (D) Only 2(E) None of these

    7. Why did King Amir set the two courtiers free ?

    (A) He believed their story that the Emperor was planning to attack(B) He had great respect for their courage

    (C) He had ascertained they were not spies so he set them free(D) He was impressed by the wisdom of the Emperors courtiers

    (E) None of these

    8. Which of the following does not describe the Emperors reaction to the courtiers request to

    appoint one of them as Prime Minister ?1. He thought about asking his brother-in-law to resign.

    2. He tested his brother-in-law to prove he was best suited for the post of Prime Minister.3. He disregarded it completely and punished the courtiers.

    (A) Only 1(B) Only 3

    (C) Both 1 and 3(D) All 1, 2 and 3

    (E) None of these

    9. Which of the following is NOT true in the context of the passage ?(A) King Amir was concerned about the welfare of his people

    (B) The Emperors brother-inlaw had enemies at court(C) King Amir set the Emperors brother-in-law free on account of his bravery

    (D) The Emperors brother-inlaw was deserving of the post of Prime Minister(E) The Prime Minister was a quick thinker

    10. What was the courtiers reaction when they heard about the Prime Ministers safe return ?

    (A) They were disappointed because their plan had failed(B) They were ashamed of their plot to kill him(C) They were upset to hear about his bad experience

    (D) They bowed in respect and praised his wisdom(E) None of these

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    Directions(Q. 11 to 13) Choose the word which is most similar in meaning to the word printedin bold as used in the passage.

    11. subject

    (A) topic

    (B) undergo(C) expose(D) citizen

    (E) accountable

    12. pretext(A) excuse

    (B) guess(C) crime

    (D) example(E) fraud

    13. petrified(A) panic

    (B) scared(C) feared

    (D) alarming(E) terror

    Directions(Q. 14 and 15) Choose the word which is most opposite in meaning to the word

    printed in bold as used in the passage.

    14. right(A) immoral

    (B) unsuitable(C) inaccurate

    (D) inconvenient(E) error

    15. reveal(A) secret

    (B) darken(C) disclose

    (D) hide(E) invisible

    Directions(Q. 16 to 20) Which of the phrases (A), (B), (C) and (D) given below should replace

    the phrase given in bold in the following sentences to make the sentence grammaticallymeaningful and correct. If the sentence is correct as it is and No correction is required, mark

    (E) as the answer.

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    16. In these circumstances, they will not be able to meet the assign target to them.(A) targeted assignment

    (B) assigned target(C) assigning of target

    (D) target assigned

    (E) No correction required

    17. Banks must be ensured that 18 per cent of their loans is given to the agricultural sector.

    (A) are ensured(B) have to ensure

    (C) being ensured(D) should be ensured

    (E) No correction required

    18. The government has announced several initiatives benefiting to factory workers.(A) beneficial

    (B) for benefiting to(C) which will benefit

    (D) benefited to(E) No correction required

    19. A date for the committee meeting to discuss the details of the proposal has yet to be decided.(A) will be yet decided

    (B) is been decided yet(C) have not been still decided

    (D) is not yet been decided(E) No correction required

    20. With the raining heavily the multi-storey office building was badly damaged and collapsed.

    (A) Owing to the heavy rains(B) Because of raining heavily

    (C) Since heavily it rained(D) In raining heavily

    (E) No correction required

    Directions(Q. 21 to 25) In each question below a sentence with four words printed in bold typeis given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may

    be either wrongly spelt or inappropriate in the context of the sentence. Find out the word whichis wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words

    printed in bold are correctly spelt and also appropriate in the context of the sentence, mark (E)i.e. All correct as your answer.

    21. Since petroleum products are taxed (A) heavily they are a majar (B) source (C) of revenue(D) for the government. All correct (E)

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    22. Even though the proposal appearrs (A) practical (B) the committee should discuss (C) it atlength. (D) All correct (E)

    23. The Indian stock market has been one of the well (A) performing (B) markets globally (C)

    during the current (D) year. All correct (E)

    24. Had the scheme been allowed (A) to continue (B) it would have generated (C) attracted (D)returns. All correct (E)

    25. People should constantly (A) upgrade their skills (B) in order to be effective (C) andefficient. (D) All correct (E)

    Directions(Q. 26 to 30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in

    the proper sequence to form a meaningful paragraph; then answer the questions given belowthem.

    1. With all this experimentation he incurred an expenditure of over a million dollars before

    success smiled on him.2. Edison invented the long lasting electric light bulb.3. To find a fibre to burn inside a bulb he experimented with over two thousand items.

    4. We thus owe the miracle of light as much to his perseverance as to his genius.5. However he did not invent it overnight.

    6. His friends too travelled all over the world from South America to India in search of a suitablefibre.

    26. Which of the following should be the FIRST sentence after rearrangement ?

    (A) 1(B) 2

    (C) 3(D) 4

    (E) 5

    27. Which of the following should be the SECOND sentence after rearrangement ?

    (A) 2(B) 3

    (C) 4(D) 5

    (E) 6

    28. Which of the following should be the THIRD sentence after rearrangement ?(A) 1

    (B) 2(C) 3

    (D) 4(E) 5

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    29. Which of the following should be the FOURTH sentence after rearrangement ?(A) 2

    (B) 3(C) 4

    (D) 5

    (E) 6

    30. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?

    (A) 2(B) 3

    (C) 4(D) 5

    (E) 6

    Directions(Q. 31 to 40) Read each sentence to find out whether there is any grammatical erroror idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part

    is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

    31. Senior citizens prefer (A) / banks which (B) / branches are located (C) / near their homes. (D)

    No error (E)

    32. In the latest statistics (A) / China supplies more than (B) / ninety per cent of the (C) / steelimported by India. (D) No error (E)

    33. We shall be calling a meeting (A) / next week to assess (B) / the causes of frequently (C) /

    delays in infrastructure projects. (D) No error (E)

    34. Although it has received (A) / clearance from RBI the bank (B) / has decided not to open (C)/ their office in Hongkong. (D) No error (E)

    35. Most of the tribals (A) / in the region (B) / are depended on the forest (C) / to earn theirlivelihoods. (D) No error (E)

    36. After graduating from college (A) / having an engineering degree (B) / he received a job

    offer (C) / from a reputed American firm. (D) No error (E)

    37. In order for (A) / the scheme to be (B) / successful we require as (C) / much as twenty

    investors. (D) No error (E)

    38. The insurance company has plans (A) / to hire 30,000 agents (B) / at a time when (C) / mostcompanies are cutting jobs. (D) No error (E)

    39. One of the important lesson (A) / he taught me was to save (B) / at least thirty per cent (C) /

    of my gross income. (D) No error (E)

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    40. Due to the financial crisis (A) / the price of foodgrains (B) / has risen sharply (C) / over thepast few months. (D) No error (E)

    Directions(Q. 41 to 50) In the following passage there are blanks, each of which has been

    numbered. These numbers are printed below the passage and against each, five words are

    suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

    One day an expert in time management was (41) to a group of business management

    students and to drive home a point he used and (42) they will never forget. As he stood infront of a group of brilliant students he said, Okay its (43) for a quiz. He then pulled out

    a one gallon jar and set it on the table in front of him. He also (44) a dozen fist sized rocksand carefully placed them one at a time into the jar. When the jar was filled to the top and

    (45) more rocks would fit inside, he asked, Is the jar full ? Everyone in the class (46)said Yes!

    The professor said nothing. He then (47) under the table and pulled out a bucket of gravel.

    He dumped some gravel into the jar and shook it (48) pieces of gravel to work themselvesdown into the spaces between the big rocks. He asked the group once more, Is the jar full ?Probably not. some answered. Good ! he said and began (49) sand to the contents in the

    jar. The sand fitted into the spaces between the rocks and gravel. He also poured water into thejar. What was the point of this exercise ? he asked. The point is that no matter how busy your

    schedule is you can always manage to fit something in. replied one student. No said theprofessor, The truth is if you dont fit in the rocks which symbolize the (50) things in your

    life like your family and your dreams first, youll never have time for them.

    41. (A) addressing(B) conveying

    (C) speaking(D) discussing

    (E) expressing

    42. (A) imagination(B) impression

    (C) expression(D) emblem

    (E) illustration

    43. (A) ready

    (B) usual(C) opportunity

    (D) time(E) scheduled

    44. (A) made

    (B) produced(C) dug

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    (D) constructed(E) ploughed

    45. (A) any

    (B) no

    (C) few(D) some(E) much

    46. (A) definite

    (B) forcibly(C) convince

    (D) positive(E) emphatically

    47. (A) reached

    (B) hid(C) gone(D) searching

    (E) found

    48. (A) making(B) until

    (C) causing(D) while

    (E) resulting

    49. (A) filling(B) pushing

    (C) substituting(D) adding

    (E) stuffing

    50. (A) important

    (B) necessarily(C) vitally

    (D) ideal(E) expensive

    Answers :

    1. (E) 2. (C) 3. (A) 4. (B) 5. (E) 6. (B) 7. (A) 8. (E) 9. (C) 10. (D)11. (B) 12. (A) 13. (B) 14. (B) 15. (D) 16. (B) 17. (B) 18. (A) 19. (E) 20. (A)

    21. (B) 22. (A) 23. (E) 24. (D) 25. (E) 26. (B) 27. (D) 28. (C) 29. (E) 30. (C)