Prince George's County Afro-American Newspaper, January 29, 2011

download Prince George's County Afro-American Newspaper, January 29, 2011

of 20

Transcript of Prince George's County Afro-American Newspaper, January 29, 2011

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    1/20

    January 29, 2011 - January 29, 2011, The Afro-American A1

    By Hazel Trice Edney

    Editor-in-Chie, Trice Edney News Wire

    WASHINGTON (TEWire) It was an

    evening marked by thunderous applause,

    Republicans and Democrats symbolically

    sitting together instead of across the aisles, and

    a message from the president of the United

    States that soared with hope for economic

    recovery, health care, education and jobs.

    Still, President Obama fell slightly short of

    10 points in the view of most Congressional

    Black Caucus members and Black leaders

    interviewed by the Trice Edney News Wire

    after the Tuesday night speech when they were

    asked to grade the State of the Union on a

    scale of 1-10.

    I give it a nine-and-a-half, says CBC

    Chairman Emanuel Cleaver (D-Mo.). He

    says the president got an A for giving the

    inspiration that was needed as the economy

    appears to be generally turning around. But,

    Cleaver expressed concern about a void in

    Justice Thomas AdmitsInadvertant Error, CommonCause Responds: Implausible

    By George Barnette

    AFRO Staf Writer

    The murders in Prince Georges County

    highlight another striking issue within the

    county - the divide between inner and outer

    beltway communities.

    All 15 murders so far this year were inside

    the beltway, proving that while wealth and

    pride reign in communities like Bowie, Upper

    Marlboro and Mitchellville, there are still

    communities where residents dont enjoy that

    level of comfort.

    Being realistic, you have more activities

    in areas that border Washington, D.C., said

    Earle Gumbs, Hillcrest/Marlow Heights

    Civic Association president. We do border

    Washington, D.C. just like Seat Pleasant and

    some of those other places so you have more

    people committing crimes and some of those

    other things.

    While Gumbs didnt attribute the statistics

    to a disparity in resources between inner

    and outer beltway communities, he did say

    there was a different mindset when it comes

    to people taking ownership of their own

    neighborhoods.

    I know for a fact that you always put

    police where you get the most calls for

    service, he said. Sometimes people in the

    inner beltway areas may see something going

    on, but they wont call. Those in Bowie,

    Laurel or some of these other places, as soon

    as a drop of a hat happens, they call.

    The divide is not just seen in the violence

    in the communities, its seen in the shopping

    options and schools as well.

    Woodmore Towne Center and Bowie Town

    Center both lie outside of the beltway and

    provide some of the countys best grocer and

    retail shopping options.

    Then there are schools such as Dr. Henry

    Wise High School, Charles H. Flowers,

    Eleanor Roosevelt, and Oxon Hill, where

    much of the countys elite send their kids

    standardized test scores are markedly better

    there than at schools like Fairmont Heights,

    Central and Potomac - schools in shooting

    distance of the District border.

    Copyright 2011 by the Afro-American Company

    Join theAFROon

    Twitter and Facebook

    Volume 119 No. 25

    JANUARY 29, 2011 - FEBRUARY 4, 2011

    B1

    PRINCE GEORGES COUNTY EDITION

    Continued on A6

    Hear theAFRO on The DailyDrum, Wednesday at 7 p.m.

    Continued on A4

    Continued on A4

    Continued on A4

    Phil Ade: The NewestFace of HipHop B3

    Michelle Obama & WalmartTeam for Health A2

    By AFRO Sta

    Supreme Court Justice Clarence

    Thomas has acknowledged that he

    erred in not disclosing his wifes

    income on his nancial statements

    in the wake of complaints raised by

    liberal advocacy group Common

    Cause.

    In lings dated Jan. 21, Thomas

    sent seven similarly-worded letters to

    the Federal Committee on Financial

    Disclosure asking to amend his

    disclosure forms. In the letters,

    Thomas said he inadvertently

    omitted the information due to

    a misunderstanding of the ling

    instructions.

    However Common Cause, a

    watchdog group that monitors

    government and industry, is still

    crying foul as ofcials question his

    explanation.

    Justice Thomas sits on the

    highest court of the land, is called

    upon daily to understand and

    interpret the most complicated

    legal issues of our day and makes

    decisions that affect millions. It

    is hard to see how he could have

    misunderstood the simple directions

    of a federal disclosure form, said

    Common Cause President Bob Edgar

    in a statement. We nd his excuse is

    implausible.

    AP Photo

    Supreme Court Justice ClarenceThomas has admitted that he

    failed to disclose his wife Virginias

    income on his nancial statements.

    Courtesy Photo/Prince Georges County Council

    Council Chair Ingrid Turner is preparedto lead the new county council.

    By AFRO Sta

    The Prince Georges County

    Council is gearing up for its next

    legislative session with some

    unique challenges ahead. The

    Council will have to work througha budget decit, which threatens

    to cripple the county, while coping

    with a member with muted power.

    The Council concluded a

    three-day retreat on Jan. 12 in

    Cambridge, Md., where they

    discussed several key issues and

    did teambuilding exercises. The

    Council members left the retreat

    feeling theyd gained something

    positive.

    I am condent that the entire

    Council left the retreat better

    equipped to help foster more

    economic growth, create jobs,

    and provide efcient services

    to our residents, and more

    collaboration for the good ofthe County, Council Chair

    Ingrid Turner, D.-Dist. 4,

    said in a prepared statement.

    The retreat was necessary

    as with ve new council

    members, each from

    different backgrounds,

    a sense of camaraderie

    needed to be built. However,

    another reason could be the

    Council has to work really

    with eight members instead of nine

    as they stripped Councilwoman

    Leslie Johnson, D.-Dist. 6, of any

    committee powers.

    After Johnsons arrest in

    November in a FBI sting that

    targeted her husband, former PrinceGeorges County Executive Jack

    Johnson, the Council didnt think it

    was appropriate to have her serving

    on any committee while being

    Prince Georges County CouncilGears up for New Session

    Murders in Prince GeorgesHighlight Divide

    Photo by Rob Roberts

    Prince Georges County Executive Rushern

    Baker is working to unite the countythrough improved transportation and

    economic development.AP Photo

    President Obama, seen here giving the annual State of the Union Address in 2010,struck a tone of unity in Tuesday nights speech.

    Black Lawmakers, LeadersRate Obama Near 10

    on State of the UnionPresident Gets High Marks on Inspiration, but Poverty,Plight of Black Economics Still a Question

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    2/20

    A2 The Afro-American, January 29, 2011 - February 4, 2011

    Wal-Mart, First Lady

    Unveil Healthy Food

    Campaign

    Meeting at a

    Southeast Washington,

    D.C., community

    center THEARC last

    week, executives from

    Wal-Mart, the nations

    largest grocer, and rst

    lady Michelle Obama unveiled the powerhouse retailers new

    campaign, which aims to provide customers with healthier and

    more affordable food choices.

    According to Wal-Mart, the initiative will do the following:

    1. Reformulate thousands of everyday packaged food items

    by 2015 by reducing sodium 25 percent and added sugars 10

    percent, and by removing all remaining industrially produced

    trans-fats.

    2. Make healthier choices more affordable, saving customers

    approximately $1 billion per year on fresh fruits and vegetables

    through a variety of sourcing, pricing, and transportation and

    logistics initiatives that will drive unnecessary costs out of the

    supply chain.

    3. Develop strong criteria for a simple front-of-package

    seal that will help consumers instantly identify truly healthier

    food options such as whole grain cereal, whole wheat pasta orunsweetened canned fruit.

    4. Provide solutions to address food deserts by building

    stores in underserved communities that are in need of fresh and

    affordable groceries; and

    5. Increasing charitable support for nutrition programs that

    help educate consumers about healthier food solutions and

    choices.

    No family should have to choose between food that

    is healthier for them and food they can afford, said Bill

    Simon, president and CEO of Wal-Mart U.S., in a prepared

    statement. With more than 140 million customer visits each

    week, Wal-Mart is uniquely positioned to make a difference

    by making food healthier and more affordable to everyone.

    We are committed to working with suppliers, government and

    non-governmental organizations to provide solutions that help

    Americans eat healthier and live a better life.

    Former Chicago Ocer Jailed for Torture of 100 Black Men

    For years, a growing number of young Black men in

    Chicago complained of a White policeman who used various

    forms of physical abuse burning, suffocating, shocking to

    force crime confessions. That ofcer, former Chicago Police

    Department Commander Jon Burge, 63, vehemently denied the

    allegations during a civil case involving allegations of torture at

    the hands of Chicago police ofcers.

    But on Jan. 21, the U.S. Department of Justice (DOJ)

    announced that Burge, who now lives in Florida, was guilty

    of abusing at least 100 Black men and he was sentenced to 54

    months in prison followed by three years of supervised release

    for lying in a deposition.

    According to the DOJ, Burge was convicted of two counts of

    obstruction of justice and one count of perjury last June. Those

    charges came from lies he told during a civil case in 2003, when

    Burge denied using, or being aware of other ofcers using,

    any type of improper coercion, physical abuse or torture with

    suspects in custody at Chicagos Area Two police department.

    But evidence showed Burge suffocated multiple victims with

    plastic bags, threatened suspects with a gun and shocked them

    with electrical equipment.

    Burge abused his power and betrayed the public trust by

    abusing suspects in his custody, and then by lying under oath to

    cover up what he and other ofcers had done, said Thomas E.

    Perez, assistant attorney general for the Civil Rights Division, in

    a press release. The department will aggressively prosecute any

    ofcer who violates the Constitution.

    Pregnancy Rate Soars at Memphis High School

    The pregnancy

    rate among students

    at a Memphis highschool has reached

    alarming proportions,

    as more than 90 girls at

    Frayser High School, in

    predominantly Black Shelby County, Tenn., have already given

    birth this year or are pregnant, according to reports.

    One of the girls, mother of a 2-month-old daughter, told

    WMC-TV in Memphis that more needs to be done by school

    ofcials to teach students about pregnancy prevention.

    Tericka Sutton, 16, said she discovered she was having a

    baby in her fth month of pregnancy.

    Its a shame that all of these girls are pregnant, but its

    nothing new, Sutton said. Referring to her own pregnancy she

    said that although it just happened, family and friends were

    aghast at the revelation.

    Asked if there might have been a pact among others to get

    pregnant, Sutton told the TV station that it was possible, butthose she knew who got pregnant did so because they thought it

    was cute, or conceived by accident.

    Frayser High School enrolls 800 students, and the Tennessee

    Education Department claims pregnant girls make up 20 percent

    of the schools female population.

    Alicia Williamson, who graduated from Frayser in 2004,

    told WMC-TV that adults are just beginning to catch on to the

    problem. When we would come back from summer break,

    there would be a thousand people pregnant, she was quoted as

    saying. We were like, Whats going on? There were a whole

    lot of bellies.

    According to the online publication,Black Spin, teens

    that give birth are usually unprepared for the challenges of

    parenthood and often drop out of school. They also end up

    taking low-paying jobs and never complete their education.

    Children born to teen moms are also often sicker, poorer and

    less educated as a group.

    Meanwhile, school ofcials are scrambling to curb the

    pregnancy trend by working on a pregnancy prevention

    initiative expected to go into effect by the end of January

    Wheres the Beef?Law rm sues Taco Bell

    for false advertising on

    meat products

    A Montgomery,

    Ala., law rm is suing

    popular fast food eatery

    Taco Bell, claiming

    the company uses

    false advertising when

    referring to its seasoned

    ground beef and seasoned beef on commercials and product

    labels.

    The law rm Beasley, Allen, Crow, Methvin, Portis & Miles

    led the suit in California federal court on Jan. 21. In a press

    release, the law rm said Taco Bells products do not meet the

    U.S. Department of Agricultures (USDA) standards and claims

    the majority of the lling is comprised of substances other than

    beef.

    Instead, Taco Bells labels and other advertisements

    should say taco meat lling, according to the law rm. Our

    government, through the USDA and FDA, provides denitions,

    standards and labeling guidelines for ground beef. What Taco

    Bell is representing on their restaurant menu as ground beef

    does not meet any of those denitions, standards and labeling

    guidelines, said Beasley Allen attorney Dee Miles in a prepared

    statement. This product does not qualify to be considered

    ground beef and many of the seasoning ingredients are in

    fact binders, llers and coloring. These ingredients increase

    the overall volume of this product, reducing the actual beef

    content per serving. It is against the law in this country to take

    someones money for a product that is misrepresented. This

    lawsuit seeks to put a stop to that type of conduct and practice.

    According to The Associated Press, Taco Bell spokesman

    Rob Poetsch said the company denies any wrongdoing and

    plans to defend the lawsuit.

    AFRO National Briefs

    50 years ago they boarded a busand risked their lives for freedom.

    today we celebrate their courage.University of Mary Washington

    Freedom Rides 50th Anniversary Celebration

    Fbay 7, 2011

    Freedom Rides Celebration Kickoff,featuring James Farmer and the FreedomRides exhibit unveiling

    James Farmer Visiting Professor Lecture:Eric Etheridge, author ofBreach of

    Peace, Portraits of the 1961 MississippiFreedom Riders

    Mach 30, 2011

    Freedom Riderslm event in cooperationwith PBS

    Mach 30-31, 2011

    James Farmer Visiting Professor Lectures:Andy Lewis, author ofThe Shadows ofYouth: The Remarkable Journey of theCivil Rights Generation

    Mach 31, 2011

    Chappell Great Lives Lecture Series:Raymond Arsenault, author ofFreedom

    Riders: 1961 and the Struggle forRacial Justice

    May 7, 2011

    UMW Commencement Speaker:Former Freedom Rider and GeorgiaCongressman John Lewis

    May 8, 2011

    The Bus Stops Here: PBS 2011 StudentFreedom Ride event

    All events will be held on the UMW

    campus, and are free and open to

    the public.

    For times and locations of events:

    freedomrides.umw.edu

    FRRCUR, VRA

    James Farmer, architect of the Freedom Rides and a key leader of the civil rights movement,

    was a distinguished professor of history and American studies at UMW from 1985-98.

    F . . :

    Ofcial White House Photo

    Courtesy Photo

    Courtesy Photo

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    3/20

    A2 The Afro-American, January 29, 2011 - January 29, 2011

    January 29, 2011 - February 4, 2011 The Afro-American A3

    . . , . .

    Identification StatementsBaltimore Afro-American (USPS 040-800) is published weekly by The Afro-AmericanNewspapers, 2519 N. Charles Street, Baltimore, MD 21218-4602. Subscription Rate:Baltimore - 1 Year - $30.00 (Price includes tax.) Checks for subscriptions should be madepayable to: TheAfro-American Newspaper Company, 2519 N. Charles Street, Baltimore, MD21218-4602. Periodicals postage paid at Baltimore, MD.

    POSTMASTER: Send addresses changes to: TheAfro-American Newspaper Company, 2519N. Charles Street, Baltimore, MD 21218-4602.

    The Washington Afro-American & Washington Tribune (0276-6523) is publishedweekly by theAfro-American Newspapers at 1917 Benning Road, N.E., Washington, D.C.20002-4723. Subscription Rate: Washington - 1 Year - $30.00. Periodical Postage paidat Washington, D.C.

    POSTMASTER: Send addresses changes to: The Washington Afro-American& Washington Tribune, 2519 N. Charles Street, Baltimore, MD 21218-4602.

    . .

    , . ,

    . .

    , .

    , ./ 866.442.1370.

    .

    . .

    My banker helped

    me plan for 23

    new employees.

    And one new

    freshman.

    , . 2011 , . . . , .

    Your History Your Community Your News

    The Afro-American NewspapersBaltimore Ofce Corporate Headquarters

    2519 N. Charles Street

    Baltimore, Maryland 21218-4602410-554-8200 Fax: 1-877-570-9297

    www.afro.com

    Founded by John Henry Murphy Sr., August 13, 1892

    Washington Publisher Emerita -Frances L. Murphy II

    Chairman of the Board/Publisher -John J. Oliver, Jr.Executive Assistant - Takiea Hinton - 410-554-8222

    Receptionist - Wanda Pearson - 410-554-8200

    Director of Advertising/Sponsorship Development & Sales

    Susan Gould - 410-554-8289

    [email protected]

    Advertising Manager - Robert Blount - 410-554-8246

    Sr. Advertising Account Executive - Annie Russ - 410-554-8235

    Advertising Account Executive

    Marquise Goodwin - 410-554-8274

    Director of Finance - Jack Leister - 410-554-8242

    Archivist - John Gartrell - 410-554-8265

    Director, Community & Public Relations

    Diane W. Hocker - 410-554-8243

    Editorial

    Executive Editor - Talibah Chikwendu - 410-554-8251

    E-mail: [email protected]

    Baltimore Bureau Chief- Tiffany Ginyard - 410-554-8269

    Managing Editor - Kristin Gray - 410-554-8277

    Washington Bureau Chief - Zenitha Prince - 202-332-0080, ext. 119

    Global Markets

    Director - Benjamin M. Phillips IV - 410-554-8220

    [email protected]

    Washington Circulation/Distribution Manager

    Edgar Brookins - 202-332-0080, ext. 116

    Baltimore Circulation/Distribution ManagerSammy Graham - 410-554-8266

    Production Department - 410-554-8288

    Washington Ofce1917 Benning Road, N.E. Washington, D.C. 20002-4723

    202-332-0080 Fax: 1-877-570-9297

    General Manager

    Edgar Brookins - ext. 116

    Ofce Administrator - Mia Hayes-Hawkins - ext. 112

    Customer Service, Home Delivery and Subscriptions:

    410-554-8234

    Customer [email protected]

    Billing Inquiries: 410-554-8226

    Nights and Weekends: 410-554-8282

    By George Barnette

    AFRO Staf Writer

    If Maryland state ofcials have their way, wineries in

    Maryland will begin to enjoy some of the same benets asthose in Virginia and other states. Ofcials want to enact

    legislation that would make direct wine shipments legal in

    Maryland.If you live in [Washington,] D.C., youre able to have a

    winery send you a case of wine, said Del. Jolene Ivey, D.-Dist.47. Whether that winery is in California or in Maryland, you

    can have the wine shipped to you. If you live in Maryland,

    what you end up doing is having a friend in D.C. accept theshipment for you.

    The State Comptrollers Ofce released a study last month

    highlighting the benets of changing the law. It looked at someof the best practices of direct wine shipping from across the

    country and came up with some key ideas on how it should be

    done in Maryland:*Establish a Direct Wine Shippers Permit that would be

    $100 to receive and $100 to renew;*Limit annual shipments to a dozen 9-liter cases per

    consumer;

    *Prohibit direct wine shipment on Sundays and*Require common carriers to have an adult signature upon

    direct delivery to a consumer.

    The Comptrollers Ofce expects direct-to-consumer sales

    to be state wineries fastest growing sales channel and it alsoprovided gures to back up its case. The report stated an

    average U.S. winery sold $1 million worth of wine directly toconsumers with 66 percent of wineries producing fewer than

    4,000 cases annually.Meanwhile, several bills in support of this measure are

    moving through the Maryland General Assembly. Ivey has

    sponsored a bill that would legalize direct wine shipments inMaryland. She thinks not having this in place is a nuisance

    to consumers and puts

    Marylands wineries at adisadvantage.

    If you live on the Eastern

    Shore youre not going todrive to Western Maryland

    to get a bottle of wine, Ivey

    said. So the local wineriesare suffering and this is

    something that we can dosomething about.

    There are concerns

    about legalizing direct wineshipments such as whether

    it would become easier for

    underage drinkers to purchasewine over the Internet. The

    report cites a study done

    by the National Center onAddiction and Substance

    Abuse at Columbia University(CASA) on the economic impact of underage drinking on the

    alcohol industry. In the study, breakdowns of just how much

    money underage drinkers infuse into the industry and at whatexact percentage of underage drinkers contribute are given. The

    study states that the number of underage wine consumers is

    only 7.7 percent and it is a concern if this legislation is enacted.

    Even though wine may be the least likely type of alcoholimbibed by minors, and may not present additional risks if

    direct wine shipment became legal, it is clear that any underageaccess to wine is undesirable, the report states.

    However, it countered, safeguards would be put in place to

    combat that issue.And, other supporters said, the benet to the state is too great

    to pass up. It will bring in more revenue for the state, itssomething thats business friendly for consumers and will help

    the wineries, Ivey said. Theres no reason right now for

    Maryland not to have a vigorous wine industry like Virginia.

    State Ofcials: Direct Wine Sales Could Provide Economic BoostThe Maryland

    General

    Assembly will

    be looking at

    making direct

    wine sales

    possible in the

    state.

    Courtesy Photo

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    4/20

    January 29, 2011 - January 29, 2011, The Afro-American A3

    Divide Highlighted

    A4 The Afro-American, January 29, 2011 - February 4, 2011

    Nordstrom scholarship program aWard WiNNErs

    At Nordstrom, we believe helping young people in the pursuit o their academic goals is an exciting investment in our uture. With this in mind,

    we are proud to present this years winners o the Nordstrom Scholarship program. These ve remarkable students rom area school districts

    have been chosen to receive scholarships based on academic achievements, community service, school involvement and fnancial need.

    Each will receive a $10,000 scholarship to a our-year accredited college o their choice. More information for the 2011 school year

    is available at nordstrom.com/scholarship.

    I still cant believe I won!

    this only happenedI defnitely thoughtin movies.

    Madhavi Phuyel,Wheaton High School Taylor Collins,

    South River High School

    Emmanuel Abebrese,Freedom High School

    Cassandra Tulloh,Colonial Forge High School ChelseaKraatz,

    Watkins MillHighSchool

    Nordstrom Scholarship Recipient

    The divide is even seen in politics, as many of the most

    powerful people in the county have lived in outer-beltwaycommunities. Former Prince Georges County Executive Jack

    Johnson and wife Leslie live in Mitchellville, one of the more

    afuent neighborhoods in the county. The Johnsons, like otherhigh-ranking ofcials, live in these neighborhoods, which tend

    to have better shopping, dining and education options.

    However, things are changing, as current County ExecutiveRushern Baker lives in Cheverly, an inner-beltway community,

    while his kids attend Suitland High School. Baker spoke of

    that divide between ofcials in those communities in relationto ofcials in outer-beltway communities and the need to erase

    that gap.I think people are frustrated with the non-inclusion of the

    elected ofcials and the inability to work together to get things

    done, Baker told theAFRO.The county seems to be putting its money where its mouth

    is. Its already made a commitment to upgrade areas around

    metro stations such as New Carrollton, Naylor Road, andBranch Avenue. The county may nally be looking to give

    inside the beltway communities the same options as outer

    communities.

    Common Cause pointed out to the

    Judicial Conference of the UnitedStates, the regulator for the judicial

    branch of government, that VirginiaThomas earnings while at the Heritage

    Foundation, a conservative advocacy

    organization, were not reported from

    2003 to 2007. During that period,Common Cause indicates that Thomas

    earned $686,589, a salary of $120,000or greater each year.

    Common Cause indicates that she

    left Heritage in 2008; but in 2009Liberty Central, an organization with

    strong ties to the Tea Party Movement,which she co-founded, paid Thomas for

    services, according to its chief operating

    ofcer Sarah Field.Neglecting to disclose this

    information would violate theEthics

    in Government Act of 1978, whichrequires all federal ofcials, including

    Supreme Court justices, to disclose their

    spouses income. Thomas indicatednone under the latter category on his

    disclosure forms from 2003 to 2009.

    Common Cause on Jan. 20 alsorequested the Justice Department

    investigate the apparent involvementof both Thomas and Justice Antonin

    Scalia in what it calls strategy

    sessions hosted by Koch Industries

    in January 2010. Koch Industries, oneof the nations largest privately-held

    companies owned by the Koch brothers,conservative magnates, is the umbrella

    for such companies as Georgia-Pacic.

    Koch sent out a description for itsnext program in Palm Springs, Calif.,

    entitled Understanding and AddressingThreats to American Free Enterprise

    and Prosperity which states:

    This action-oriented program bringstogether top experts and leaders to

    discuss and offer solutions to counter

    the most critical threats to our freesociety. Past meetings have featured

    such notable leaders as Supreme Court

    Justices Antonin Scalia and ClarenceThomas; Governors Bobby Jindal and

    Haley Barbour; commentators John

    Stossel, Charles Krauthammer, GlennBeck, and Rush Limbaugh; Senators

    Jim DeMint and Tom Coburn; andRepresentatives Paul Ryan, Mike Pence,

    and Tom Price.

    Common Cause claimed that sitting

    justices meeting with the second largestprivate corporation in the U.S. raises

    questions about whether the two juristsshould back away from upcoming

    cases involving campaign nancing by

    corporations.Common Cause is asking the

    Judicial Conference to probe thesematters and, if warranted, refer the

    issue to the Justice Department for

    enforcement under theEthics in

    Government Act.

    If found guilty, Thomas would

    become only the second justice inmodern times to encounter ethics

    problems. Liberal Associate Justice

    Abe Fortas resigned in 1969 underpressure over nancial and ethics issues.

    under investigation.

    While Mrs. Johnson is under federal

    charges the Council is proceeding withan abundance of caution by taking

    the following measures to ensure

    the effectiveness of this body and toavoid any appearance of impropriety,

    Turner said. Mrs. Johnson will have

    no committee assignments; the fullCouncil will take a more active role

    in development projects in District 6and throughout all of Prince Georges

    County; and she will not ofcially

    represent the County Council to anyexternal bodies.

    That isnt stopping Johnson from

    doing the things she thinks are importantthough. Johnson, who had stayed clear

    of the public eye since her arrest, hosted

    a District 6 community leaders forum

    recently that drew over 100 people

    and was attended by county board ofeducation members as well as police and

    re ofcials.

    This meeting, the rst of many forDistrict 6, offered a great opportunity

    to come together around the issues

    that impact our quality of life in theCountythe economy and jobs, access

    to quality healthcare, and education-to name a few, Johnson said in a

    statement. I appreciate the active

    participation of District 6 communityleaders who are so willing to collaborate

    to determine District 6 priorities and

    share valuable information aboutresources and solutions.

    Given the cloud over Prince Georges

    government, council members have

    decided to try to make their process - in

    new legislation and meetings - moreopen and honest than ever before.

    The council plans to take more of

    its meetings on the road so that thecommunity can be more involved in its

    government.

    Moving some of the Councilcommittee meetings outside Upper

    Marlboro and into our communitiessupports opportunities for greater public

    participation in the legislative process,

    said Councilman Eric Olson, D.-Dist.3,in a statement. The need for making

    government more open and accessible to

    our citizens becomes even more apparentas we look to build strong, green

    community development projects.

    Council Gears up for New SessionContinued from A1

    Continued from A1

    Thomas Admits Inadvertant ErrorContinued from A1

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    5/20

    January 29, 2011 - February 4, 2011, The Afro-American A5

    Opinion

    (TEWire) - In the wake

    of the State of the Union

    Address there is likely to bemuch partisan conversation

    about the direction of our

    nation. President Obama willaddress the economy and

    jobs, and Republicans will

    talk about the health of theeconomy, and about cutting

    budgets in their rebuttal.Citing growing decits, both

    parties are concerned that

    spending is out of control.Yet some spending is

    absolutely needed to create

    jobs, just as $700 billion ofspending was needed to bail out banks. It intrigues me that the

    same folk who eagerly bailed banks out have now suddenly

    discovered the concept of budget cuts and are pushing them,even as they have added to the decit by insisting on extending

    Bush tax cuts.

    President Obama has furthered the notion that there is abudget crisis by appointing Erskine Bowles and Alan Simpson

    to make suggestions to manage the federal budget decit. TheBowles/Simpson commission would trim about $4 trillion

    from the federal budget in the next decade by increasing the

    Social Security retirement age, freezing federal pay, levelingPentagon spending, and making other cost-cutting suggestions.

    There were 18 people on the National Commission on

    Fiscal Responsibility and Reform, and 14 had to approve thesuggestions for them to be accepted. Only 11, however, went

    along with some of the draconian plans that were announced,

    so the suggestions are only suggestions.It is important to raise questions about the nature of the

    decit crisis. Is this a cyclical crisis, connected to the economicdownturn? Is it more structural, something that would have

    occurred with our without the downturn? How

    should it be managed, and will there be equal pain

    around curtailing the decit, or will only one or twosectors pay for the challenges the decit creates?

    For example, there has been talk of raising

    the social security retirement age for years, andalways we have looked at an across the board age

    increase, whether workers are high income or low,

    whether they have pensions or not, whether theirwork is physical or not. Its entirely different to

    ask a professor to work until 70 than it is to ask awaitress to do so, but these plans increase the social

    security retirement age do not seem to take these

    things into consideration, thus continuing a classbased economic inequality that also creates racial

    inequality. Is this our goal? To widen gaps instead

    of narrowing them? Increasing the social securityretirement age indiscriminately will do this.

    Similarly, the attack on federal employees is an

    attack that has a differential impact by race and gender. Womenand people of color are both more likely to be employed by the

    federal government, but also more likely to get more equal pay

    in the public sector than in the private sector. United for a FairEconomy released their annual State of the Dream report last

    week. Entitled, Austerity for Whom, the report explores theways that so-called budget cutting measures actually hit women

    and people of color more severely.

    White women earn 82 cents for every $1 White men earn inthe public sector, compared to 71 cents in the private sector. Black

    men earn 80 cents to the White male dollar in the public sector, but

    a scant 57 cents for every dollar in the private sector. Black womenearn 73 cents to the White male dollar in the public sector, but 56

    cents in the private sector. Latino men earn 86 cents to the White

    male dollar in the public sector but just 48 cents to the dollar, whileLatina women earn 71 cents to the dollar in the public sector, but

    just 46 to the White male dollar in the private sector.The solution may not be to maintain a large public

    workforce, but any solution will include an awareness of

    these differences and, perhaps, a strong Equal EmploymentOpportunity Commission (EEOC) to enforce anti-

    discrimination laws. Who wants to bet that the EEOC will be

    another of the budget cutting casualties? In an anti-regulatory

    climate, the combination of federal employment cuts, andan indifference to enforcement of anti-discrimination laws is

    designed to increase the racial unemployment gap.It makes sense that the decit should rise during an

    employment crisis. While we should be careful with our

    resources, we should certainly not budget and employmentsignicantly in a recession. The so-called decit crisis could be

    a more complex crisis if we dont put people back to work, nomatter what it costs.

    Dr. Julianne Malveaux is president of Bennett College

    for Women in Greensboro, N.C . Her latest book, Surviving

    and Thriving: 365 Facts in Black Economic History can be

    ordered at www.lastwordprod.com.

    Is There Really a Defcit Crisis?

    Freedom has alwaysbeen an expensive thing.

    History is a t testimony to

    the fact that freedom is rarely

    gained without sacrice and

    self-denial. Dr. Martin

    Luther King Jr.

    Last Monday, the nationcelebrated what would have

    been the 82nd birthday of the

    20th centurys great drummajor for justice Dr. Martin

    Luther King Jr. Dr. King

    understood that economicjustice was the most crucial

    question confronting Black

    people, as well as poor and middle class people generally

    throughout America. In fact, at his death, he was on the brink oflaunching a nationwide campaign for jobs and income.

    As, America enters the second decade of a new millennium,

    and the National Urban League begins its second century, our

    organization is introducing a new blueprint for achieving thatgoal.

    The nation remains mired in a great recession. The National

    Urban League has seen the impact of this crisis rst hand. Our

    more than 100 local afliates across the country are economicrst-responders in the ongoing effort to help ease the burden of

    those most profoundly affected by this recession, serving some

    2.1 million citizens in 2010 alone.Over the past two years, much of the work of the Obama

    administration and the 111th Congress has been nothing short

    of heroic. From theAmerican Recovery and Reinvestment Act,to the passage of theDodd-Frank Consumer Protection Act, the

    Affordable Healthcare Act, and the extension of middle classtax relief and unemployment benets, the administration has

    taken historic actions to restore Americas economic vitality.

    But the persistent nature of the recession has broughtlittle relief to families either out of work or stretching part-

    time wages to meet full-time nancial commitments. Record

    numbers of Americans were forced into foreclosure in 2010,and many urban families in communities already long beset by

    economic stagnation are enduring unemployment rates as high

    as 20 percent.

    That is why the National Urban League is proposing a new12-point Blueprint for Quality Job Creation. Our plan offers adozen dynamic and imaginative measures to both rescue those

    most profoundly affected by the ongoing economic emergency,

    while also remedying many of the underlying causes behind therecessions inordinate and seemingly-amplied impact on the

    communities we serve:

    1. Restore the Summer Youth Jobs Program as a stand-

    alone program employing 5 million teens in summer 2011.2. Create 100 urban jobs academies to implement an

    expansion of the Urban Youth Empowerment Program.

    3. Develop a dynamic national public-private jobs initiativeto create jobs and train urban residents and stimulate economic

    growth in the areas of technology and broadband, health care,

    manufacturing, transportation and public infrastructure andclean energy.

    4. Boost minority participation in information andcommunication technology (ICT) industries.

    5. Reform, revise and reauthorize Workforce Investment Act

    to prepare and retrain workers for 21st century jobs.6. Create green empowerment zones.

    7. Expand small business lending.

    8. Initiate tax reform that reduces rates across the board andeliminates tax loopholes.

    9. Establish and promote multilateral international trade

    policies that expand the market for American goods and services.

    10. Enact the Urban Jobs Act(H.R. 5708).11. Expand the hiring of housing counselors nationwide.12. Fund direct job creation in cities and states.

    We urge the Congress and the White House to adopt these

    measures without delay.

    Marc H. Morial is president and CEO of the National

    Urban League.

    National Urban Leagues 12-Point Blueprint or Job Creation

    In the early morninghours of Oct. 15, 2010, Ali

    Mohammed was chased

    from a U Street bar by anowner and four employees,

    allegedly because he threw

    a brick through a window a window that had been

    punched in 90 minutes before

    by someone else. They caughtAli in the middle of a busy

    intersection, threw him to theground, and kicked him for

    several minutes until he lost

    consciousness or until thepolice arrived its not clear

    which. It took the ambulance

    only ve minutes to reach Howard University HospitalsEmergency Room, but Ali was pronounced dead a mere nine

    minutes after arriving there. It was ve days past his 27th

    birthday.By all accounts, Ali Ahmed Mohammed was a gentle and

    generous man. He was tall, good looking, and had a boyish

    playfulness about him. Ali immigrated to the United States

    from Ethiopia as a young child and took his rst job, as anursing home assistant, when he was 15 years old. A former co-worker remembers him talking endlessly with the residents and

    always nding ways to make them smile. It was not surprising

    then that nearly 600 of his friends and neighbors held acandlelight vigil on the street where he was killed to remember

    him and to demand justice.

    The ofcial investigation into Alis death yielded fewanswers, however, the manner in which it was conducted

    speaks volumes about law enforcement in the District of

    Columbia. As a starting point for my analysis, I reviewed policereports, 911 logs, Fire & EMS event chronologies, hearing

    transcripts, and Alcoholic Beverage Control Board orders.Several questions emerged:

    1. What happened inside the bar that night?The almost

    identical natures of the two crimes allegedly committed that

    night suggest a connection between the two. Both appear to beacts of retaliation by persons who felt powerless instances of

    lashing out similar to keying a car or slashing a persons tires.

    2. Why did the assailants beat Mohammed so

    brutally?Ali Mohammed was no stranger to Ninth Street.

    Tall and gregarious, he was known in all the Ethiopian

    restaurants and cafes, so it seems unlikely that none of hisassailants recognized him as a local. None of the assailants

    have public records of violence and by all accounts were

    nice guys. So how could they commit such a brutal act onanother human being? An employee who was in the bar but

    not involved in the assault told a Channel 8 reporter that theonly people that hang out [on Ninth Street] are you know,

    no offense crackheads, you know, drug addicts, homeless

    people. A lot of the time we have to shoo them away. Theypanhandle and such, you know. A videotape of the interview

    was introduced as exculpatory evidence by the bars owners at

    the liquor board hearing held after the incident. Ninth Street ishome to a dozen Ethiopian restaurants and cafs and the center

    of the areas Ethiopian community. If the assailants could not

    distinguish them from crackheads, it might explain (butcertainly not excuse) the inhumane nature of the beating they

    administered. Did the assailants know their victim?3. Does the medical examiners cause of death

    statement tell the whole story or is it necessary to review thefull autopsy report?The Medical Examiners cause of deathstatement suggests that Mohammed died from an underlying

    heart ailment, but it makes no mention of the signicant

    bruising on the forearms, that the police observed. Anyonewho watches TV knows those were defensive wounds the

    kind that would be received by a person on the ground in a fetal

    position who was trying to protect his head and face from beingkicked. The autopsy should be independently reviewed.

    4. Why did the ABC Board deviate so far from its own

    rules?The ABC Board seemed to bend over backwardsto reopen the bar. Despite being statutorily prohibited from

    engaging in criminal investigations, it conducted one anywayand then relied upon the results to absolve the bar owner of any

    serious offense so it could give him back its license.

    The 28 year-old investigator assigned to the case had been

    with the Alcoholic Beverage Regulation Administration foronly two-and-a-half years and, other than holding a masters

    degree in forensic psychology, there is no evidence she has

    any training or experience related to criminal investigationsnot related to violations of ABC regulations. Perhaps that is

    why the rst person she called after hearing of the incident was

    to another co-owner of the bar rather than to police ofcials.Most tellingly, perhaps is the fact that although MPD notied

    her of the earlier window-punching incident just one hour

    after it occurred, she did not nd out about the killing until thefollowing morning.

    5. Why arent the witness statements sufcient to

    establish probable cause to charge the assailants with

    homicide or at least aggravated assault?It is black letter

    law that an assailant takes his victim as he nds him. If acriminal assault leads to the victims death, he can be found

    guilty of felony murder. Here, however, the assailants have

    avoided prosecution, and the bar has been allowed to reopen,simply by them telling the liquor board: Were not going to do

    it again, installing a few video cameras and putting the staff

    through sensitivity training.

    The questions surrounding Ali Mohammeds death could

    be answered if the Justice Department (not the U.S. Attorneys

    Ofce) were to conduct a bona de investigation. But theycannot answer the most important one: After years of failingto hold public ofcials Black and White accountable for

    turning a blind eye when Black men are killed (Sean Bell,

    DeOnt Rawlings, Ronny White, Oscar Grant, Trey Joyner, andnow Ali Mohammed) have we, as Black people, come to accept

    that the unlawful killing of a Black man by respectable

    people is no longer a punishable offense?

    Roger Gordon is a third-year law student at Georgetown

    and a former member of Human Rights Watchs California

    Committee North. He has clerked for the U.S. Attorneys

    Ofce for the District of Columbia and the U.S. House of

    Representatives Committee on the Judiciary. He was a member

    of Chairman Conyerss Braintrust Panel on Racial Proling at

    the 2008 CBC Weekend Conference.

    The Curious Death o Ali Mohammed

    Marc H. Morial

    Roger Gordon

    Julianne Malveaux

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    6/20

    A4 The Afro-American, January 29, 2011 - January 29, 2011

    specicity on what programs

    might be cut in order to make

    up for a $400 billion freeze onannual domestic spending that

    the president proposed to start

    this year and extend for thenext ve years.

    This freeze will requirepainful cuts, President

    Obama said. Already,weve frozen the salariesof hardworking federal

    employees for the next two

    years. Ive proposed cuts tothings I care deeply about, like

    community action programs.

    The secretary of Defense

    has also agreed to cut tens ofbillions of dollars in spending

    that he and his generalsbelieve our military can do

    without.

    That one phrase,community action programs

    or CAPs, as they are formally

    known in cities across thenation, appears to be the

    wrench that caused concern

    among CBC members,including Cleaver.

    Community ActionPrograms, founded in the

    mid-1970s, help thousand of

    elderly and low income with

    basic needs, such as food,

    nancial literacy, and job

    search assistance.The stuff that he said

    about cuts kind of worriesme, said Rep. Keith Ellison

    (D-Minn.), who gave the

    speech a six-and-a-half, givinghigh marks for Obamas

    discussion about increasing

    jobs by rebuilding Americasinfrastructure. [CAPS] are

    lifeline programs. Those are

    not luxury programs. Theseare programs that keep people

    subsisting. So what is hetalking about?

    The presidents speech, at

    the mid-term of his rst four-

    year term, was also watched

    closely by Black civil rights

    leaders.We applaud the

    President for his foresight inrecognizing that we need to

    prepare our workforce for the

    jobs of the future and to beable to compete with the rest

    of the world, said National

    Urban League President MarcMorial said in a statement.

    He said he would continue

    to urge Congress to sendour limited resources to

    those youth and adults whohave been disproportionately

    impacted by the recession

    - especially in our urban

    communities - by adopting the

    NULs proposals on summer

    jobs, reforming our workforcedevelopment system, and

    enacting the Urban YouthEmpowerment Program.

    Rev. Jesse Jackson, whose

    Rainbow/PUSH Coalitionhas historically focused on

    strengthening the poor, said

    in an interview that he wouldgive the speech high marks

    for inspiration, but it was

    missing a key element, hesaid.

    He didnt mention theword poverty and poverty is

    growing, said Rev. Jackson.

    Still, some CBC members

    praised the President for

    simply making hard decisions.

    I think the president hit ahome run because hes really

    talking about the future. If nota 10, maybe a 10 plus, said

    Rep. Donna Edwards. This is

    about the 21st century.Edwards quickly pointed

    out that the President stressed

    his willingness to makesacricial cuts but only of

    those programs that are not

    necessary.But lets make sure that

    were not doing it on thebacks of our most vulnerable

    citizens, Obama said to

    applause.

    A6 The Afro-American, January 29, 2011 - February 4, 2011

    NEWYEAR,NEWDEALSNOW IS THE RIGHT T IME TO BUY!

    *APR OFFERS: 0.9% APR FINANCING UP TO 60 MONTHS AVAILABLE TO QUALIFIED BUYERS THRU TOYOTA FINANCIAL SERVICES. TOTAL FINANCED CANNOT EXCEED MSRP PLUS OPTIONS, TAX AND LICENSE FEES. 60 MONTHLY PAYMENTS OF $17.05 FOR EACH $1000 BORROWED.(EXCLUDES COROLLA S MODEL.) NOT ALL BUYERS WILL QUALIFY. 1.9% APR FINANCING UP TO 36 MONTHS AVAILABLE TO QUALIFIED BUYERS THRU TOYOTA FINANCIAL SERVICES. TOTAL FINANCED CANNOT EXCEED MSRP PLUS OPTIONS, TAX AND LICENSE FEES. 36 MONTHLYPAYMENTS OF $28.60 FOR EACH $1000 BORROWED. NOT ALL BUYERS WILL QUALIFY.0% APR FINANCING UP TO 60 MONTHS AVAILABLE TO QUALIFIED BUYERS THRU TOYOTA FINANCIAL SERVICES. TOTAL FINANCED CANNOT EXCEED MSRP PLUS OPTIONS, TAX AND LICENSE FEES.60 MONTHLY PAYMENTS OF $16.67 FOR EACH $1000 BORROWED. NOT ALL BUYERS WILL QUALIFY.**CASH BACK OFFERS: PURCHASERS CAN RECEIVE CASH BACK FROM TOYOTA OR CAN APPLY CASH BACK TO DOWN PAYMENT. WITH TUNDRA, CASH BACK VARIES BY MODEL. SEEDEALER FOR DETAILS. LEASE OFFERS: CAMRY DUE AT SIGNING INCLUDES $1800 DOWN PAYMENT, FIRST $199 PAYMENT; COROLLA DUE AT SIGNING INCLUDES $1830 DOWN PAYMENT, FIRST $169 PAYMENT, AND NO SECURITY DEPOSIT; PRIUS DUE AT SIGNING INCLUDES $1760DOWN PAYMENT, FIRST $239 PAYMENT; RAV4 DUE AT SIGNING INCLUDES $1790 DOWN PAYMENT, FIRST $209 PAYMENT, AND NO SECURITY DEPOSIT IN DUE AT SIGNING. CUSTOMER IS RESPONSIBLE FOR EXCESSIVE WEAR AND EXCESS MILEAGE CHARGES OF $.15 PER MILE INEXCESS OF 36,000 MILES. YOUR PAYMENT MAY VARY BASED ON FINAL NEGOTIATED PRICE. NOT ALL CUSTOMERS WILL QUALIFY.2011 CAMRY LE MODEL MODEL 2532, MSRP $23,085, 2010 COROLLA LE 4 CYLINDER AUTOMATIC MODEL 1838, MSRP $17,860, 2010 PRIUS MODEL1223, MSRP $23,560, 2010 RAV4 AUTOMATIC MODEL 4432 MSRP $24,355. EPA ESTIMATED COMBINED CITY/HIGHWAY MILEAGE FOR 2010 PRIUS. YOUR ACTUAL MILEAGE WILL VARY. ***COVERS NORMAL FACTORY SCHEDULED SERVICE. PLAN IS 2 YEARS OR 25K MILES, WHICHEVERCOMES FIRST. THE NEW TOYOTA VEHICLE CANNOT BE PART OF A RENTAL OR COMMERCIAL FLEET OR A LIVERY OR TAXI VEHICLE. SEE PLAN FOR COMPLETE COVERAGE DETAILS. SEE PARTICIPATING TOYOTA DEALER FOR DETAILS. OFFERS END 1/31/11.

    Buyatoyota.com

    0.9%APR FINANCINGFOR 5 YEARS*

    NEW2011CAMRY

    OR LEASE AN LE FOR

    $1,000 CASH BACKFROM TOYOTA**

    TAX, TAGS AND INSURANCE ARE EXTRA.

    $199 MO.36MOS.$1999 DUE ATSIGNING

    OR

    NEW2010PRIUS

    EPAEST

    MPG COMBO50

    OR LEASE FOR

    $1,000CASH BACKFROM TOYOTA**

    TAX, TAGS AND INSURANCE ARE EXTRA.

    $239MO.36MOS.$1999 DUE ATSIGNING

    OR

    NEW2010COROLLA

    OR LEASE AN LE FOR

    $750 CASH BACKFROM TOYOTA**

    TAX, TAGS AND INSURANCE ARE EXTRA.

    $169MO.36MOS.$1999 DUE ATSIGNING

    OR

    NEW2011RAV4

    OR LEASE FOR

    1.9%

    TAX, TAGS AND INSURANCE ARE EXTRA.

    $209MO.36MOS.$1999 DUE ATSIGNING

    AS LOW AS

    APR FINANCING

    NEW2011TUNDRA

    OR UP TO

    0%$2750CASH BACKFROM TOYOTA**

    APRFINANCING

    FOR 5 YEARS*

    By David Saleh Rauf

    Capital News Service

    ANNAPOLIS Gov. Martin

    OMalley is proposing nearly $1

    billion in spending cuts, shufinghundreds of millions of dollars from

    state funds and slashing aid to local

    governments to close the statesnearly $1.4 billion budget shortfall

    in his scal 2012 budget unveiled

    Friday.OMalley, who has called this his

    most challenging budget to balance,stayed true to his pledge to present a

    spending plan that does not include

    tax hikes, though lawmakers couldtake steps to change that in the

    coming months.

    Under the proposed budget, stateworkers will avoid furloughs for the

    rst time in three years and funding

    for K-12 education will remain atat $5.7 billion two bright spots in

    an otherwise grim spending planthat makes cuts to almost all state

    programs.

    This will be the rst word on thebudget, not the last, said OMalley,

    a theme hes reiterated over the last

    couple of weeks. None of this is

    going to be easy.

    OMalleys budget includescuts of $264 million in Medicaid

    payments to hospitals, $104 millionfrom the state employee retirement

    system and $52 million in aid for

    local governments. Another $40million in annual savings will come

    through buyouts of about 1,000 stateworkers, OMalley said.The budget also proposes

    transferring $285 million from state

    accounts. That includes diverting

    $60 million from the statesTransportation Trust Fund, a move

    that could prove to be unpopular withlawmakers.

    Transportation projects are

    already severely underfunded, saidDel. Heather Mizeur, D-Montgomery

    County.

    During a budget brieng,OMalley lamented the need to cut

    into the states fund that helps pay

    for roads, bridges and constructionof transit systems, saying he would

    have rather not cut any moneyfrom the fund.

    Tough decisions, he said, had

    to be made. Were trying to getthrough this recession and keep intact

    as much as we can, he said.

    Legislative analysts estimated thestates shortfall at $1.6 billion, but

    OMalley presented a decit closer

    to $1.35 billion. OMalleys budgetwill now go to the General Assembly,

    where lawmakers can make cuts butnot add to it.

    On the rst day of the budget

    its a fools errand to makeprognostications about what will and

    wont stand, said Mizeur. There are

    nuggets of ideas in here that will help

    us close the gap in interesting waysand there are other proposals we

    will probably part ways with from alegislative perspective.

    Among the discussions

    lawmakers are expected to have thissession regarding the budget is one

    about raising taxes.

    A proposed dime-a-drinkincrease on the states alcohol tax is

    being considered again this session.

    Lawmakers are also talking aboutraising the states gas tax, and

    OMalley appeared receptive duringa radio interview Friday to the idea

    of reinstating the states millionaire

    tax that expired Dec. 31.We have to keep an open mind

    to all things, he said.

    Sen. David Brinkley, R-Frederick,said OMalleys budget could leave

    some lawmakers wanting to make

    changes. He may make somesevere reductions to programs some

    legislators feel near and dear aboutwith the expectation that if you want

    to restore this funding, raise some

    taxes, Brinkley said. Hes leavingany of that up to the legislature.

    OMalleys budget proposes a

    series of consolidations estimated to

    save the state $4 million, includingmerging the Higher Education

    Commission with the StateDepartment of Education.

    The budget also calls for closing

    Brandenburg Center, a state-run,residential center for adults with

    disabilities near Cumberland.

    OMalley also outlined plansto revamp the states pension and

    retirement program by increasing

    employee contributions and raisingthe retirement age for new hires. The

    plan is estimated to reduce the statesunfunded retiree health liability by

    about $7 billion.

    OMalley and the AmericanFederation of State, County and

    Municipal Employees, the largest

    union for state employees, recentlyreached a tentative three-year

    contract that includes the guarantee

    of no furloughs. The deal isscheduled to be ratied later this

    month.But OMalleys plan to revamp

    pensions and health benets for state

    workers is likely to draw strongunion opposition. Were going to

    ght like hell against it, said Patrick

    Moran, the unions state director.

    OMalley Budget Includes $949 Million in Spending Cuts

    Photo by Webster Phillips III

    Maryland Gov. Martin OMalleys

    proposed budget cuts nearly $1

    billion in spending and shuesfunding to address the states

    huge budget shortfall.

    ObamaContinued from A1

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    7/20

    By Kyle TaylorSpecial to the AFRO

    Although it is currently

    in a state of recovery, the

    economy has had a drastic

    nancial effect in many

    areas, especially the real

    estate market. Americans

    across the country have had

    to make minor and major

    adjustments to get by,including seniors who have

    had to put off settling into

    their golden years.

    Considered by some asan unnoticed consequence

    of the recession, seniors

    who would rather sell their

    houses so they can move

    into smaller lodgings,

    retirement communitiesor other assisted-living

    housing facilities have

    essentially become

    prisoners in their own

    homes.

    It is a mixed issue,

    said Rawle Andrews,

    senior state director of the

    AARP in Maryland. When

    we do surveys, peopleoverwhelmingly tell us ifthey have a choice, they

    would prefer coming home

    at the end of the day to

    their homes. Many people,

    if they can, will stay at

    home. But at some point,

    you reach the point where

    you cant do it alone.

    Either youre going to

    move or someone is goingto move you. However,

    were certainly anticipating

    that this is something that

    were going to be lookingvery closely at.

    With the economy

    expected to improve,

    analysts have predicted that

    it would eventually lead to

    an improvement in home

    sales as well. While it is

    still very early in the year,

    those expectations have

    remained guarded amongwould-be buyers and

    sellers, including seniors

    who have not been able to

    sell their homes.Were denitely

    hearing that this is a

    problem and people are

    trying to be creative

    solving it, said Lauren

    Shaham, vice president ofcommunications for the

    American Association of

    Homes and Services for the

    Aging (AAHSA).

    According to Shaham,

    some of those creative

    solutions include

    facilities, which are facing

    depopulated waiting lists

    and rising vacancy rates,establishing relationshipswith real estate agents to

    assist prospective residents

    in selling their homes.

    Some communities have

    deferred their entry and

    up-front feesranging

    from $100,000 to

    $500,000and others have

    collaborated with banks to

    develop programs to helphomeowners secure loans.

    According to AAHSA,

    there are currently 39,500

    assisted living facilitiesand 1,900 continuing care

    retirement communities in

    the United States. Close

    to 1 million people live

    in those residences with

    approximately 745,000

    living in the retirement

    communities.

    Shaham noted that

    occupancy numbers inretirement communities

    and assisted living

    communities have gone

    up in 2010, which maybe a sign of good things

    to come. According to

    the National Investment

    Center for the Seniors

    Housing and Care Industry

    (NIC), occupancy rates forindependent and assisted-

    living facilities remained

    steady during the second

    and third quarters of 2010

    at 87.7 percent, suggesting

    some stability.

    Everyday life stressors,

    such as trying to sell a

    home, are exactly what

    seniors seek to avoid bymoving into a retirementhome Shaham explained.

    Retirement

    communities are much

    more of a lifestyle choice

    than a health care choice,

    Shaham said. They offer

    people freedoms from a

    lot of the hassles of daily

    living. A lot of the people

    there decide they dontwant to take care of a

    home anymore and like

    how the amenities are

    consolidated.Before nalizing the

    move to a retirement or

    assisted-living community,

    Shaham suggested seniors

    examine the resources they

    need in order to make the

    change by understanding

    the living costs where they

    want to live. Once that

    conclusion is reached, thencomes the hard part.

    To boost the chances of

    nding a buyer, the AARP

    suggests owners create aclever marketing plan and

    hire an experienced agent

    who is savvy at pushing

    property online. They also

    recommend inexpensive

    xes to help the housesell such as a new paint

    in a neutral color, carpet

    cleaning and fresh

    landscaping. Paramount

    among those, however, is

    setting a realistic price and

    accepting the reality that

    it may be lower than what

    youd like. The sooner

    this is accepted, the better,Shaham said.

    People need to realize

    that home values are never

    going to be what they were

    before, she said. Even if

    they dont reach that level,

    you can still sell your home

    for a prot and still have a

    nice nest egg. It might not

    be what it was ve years

    ago, but it will probably bemore than it was 40 years

    ago.

    SENIORGUIDEa g u i d e t o s e n i o r l i v i n g f o r t h e a c t i v e a f r i c a n a m e r i c a n

    Lasting LoveMaking relationships work for the long haulBy Joi-Marie McKenzieSpecial to the AFRO

    After years of marriage, you know exactly how he

    likes his coffee. You know that shes more of a night

    owl than a morning person. Youve raised kids and now

    grandchildren together. You have even endured changesin nances because of retirement. You are together...but

    are you happy?

    As you mature in age, your love also matures. Long-

    lasting relationships require creativity and commitment

    in order to remain fresh and fun. While unhappy couplesare often left bitter because of indiscretions or issues that

    occurred earlier in the marriage, happier couples know

    how to let it go. They also know how to reinvent what

    makes their relationship so special. TheAFRO reached

    out to younger married couples, who have been married

    11 years or less, to uncover a novel perspective and nd

    out how these couples keep their union fresh, new and

    strong.

    And did I

    mention shes really

    pretty? askedReginald Pickett,

    38, when describing

    what attracted him to

    his wife. Reggie met

    his wife Natalie, 33,

    while working at the

    Washington Postin

    2000. Their friendship

    evolved one nightwhen the two hung

    out with a few

    coworkers at Dave

    & Busters in White Flint, Md. Chemistrysparked that night...it just started

    happening, recalled Reginald. While on

    his way home from the outing, he called

    his future bride, who just so happened to be

    calling him at the same time. The two knew

    it wasnt just any coincidence and theytalked all the way home.

    After nearly eight years of marriage and

    two children, Natalie and Reggie, who pen a relationship

    blog called Love Notes by Reggie and Natalie, have

    already gured out the secret to keeping their spark.Every now and then you have to make a commitment

    to re-court and get to know your mate all over again,

    explains Reggie. You

    change. What you

    thought you wanted

    to do 10 years ago is

    not the same thing

    anymore.

    The couple, who

    live in Largo, Md.,

    enjoy frequent datenights, watching chick

    icks and enjoying

    each others company

    without their children.

    Adrienne Watson

    Carver, 41, met her

    husband Stacey, 40, at

    a local gym. The two noticed each other while grooving

    in a hip-hop aerobics class. When Stacey approachedAdrienne after class to say, Good work out, she

    recognized him. Adrienne, a model and dance coach,

    had just seen the comedian onstage opening up for

    MoNique at a club in Laurel, Md.

    From right then I fell in love because she knew my

    jokes, Stacey said when Adrienne replayed some of his

    performance. No one had knew my jokes before. ...I

    fell in love right there.

    The two laughed their way into each others hearts andafter 11 years, the two have gured out what makes their

    marriage tick. Doing things together, said Adrienne.

    Of course we both have our own interests but were

    very supportive. I always say its us against the

    world.

    Their supportive nature paired with their ability to

    accept each other for their strengths and weaknesses has

    made a happy home for the Carvers. Stacey stressed that

    an important value in their relationship is acceptance.He accepts his wife for who she is and who she isnt.Adrienne is not the come home and Baby, your

    dinner is ready type of woman. And I accept that.

    Instead of creating an argument, Stacey cooks meals for

    their family and tends to the house when he can. Both

    Adrienne and Stacey take a shared approach to creating

    a home for their three children, which has put less stress

    on them individually and less stress on their marriage.

    Relationship expert Paul Carrick Brunson met

    his wife of 10 years, Jill, while the two attended Old

    Dominion University in Virginia. While taking a test in

    Winter2011

    Continued on B3

    Stock Photos

    Homebound: Senior Sellers Stuck at Home

    Natalie and Reggie Pickett

    Courtesy Photo

    Stacey and Adrienne Carver

    Courtesy Photo

    AFRO Illustration/V. Johnson

    Younger couples oer advice to their elders

    on how to re-ignite the relationship ames.

    Some seniors would rather give up the burden of their

    homes but have not been able to do so due to a laggingreal estate market.

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    8/20

    B2 SENIORGUIDE The Afro-American, Winter2011

    7175137

    Were shaking uphow you feelabout winter.

    Ericson Living

    Ashburn, VA | 703-574-4531

    Springfeld, VA | 703-539-5263

    Silver Spring, MD | 301-328-1866

    EricksonLiving.com

    Why worry about power outages, snow-related injuries and all the hassles of winter

    when you can live maintenance-free.

    Our apartment homes are a short indoor stroll to a clubhouse full of resources and

    activities. Even the worst weather forecast wont slow you down!

    Call today for your free Guide to Erickson Living. Its the rst step toward a lifestyle

    free from winter worries!

    By Jessica HarperSpecial to the AFRO

    A 2009 study conducted by the Centers for Disease

    Control (CDC) revealed that Black teens and young

    adults are more prone to violence than their White

    counterparts. Despite that alarming fact, mentoring and

    counseling groups like the District-based Evolutionary

    Elders (EE) continue to inspire African-American youth

    to excel personally and professionally.

    Co-founder and author, Eugene Williams Sr., said the

    organization ghts the odds by maintaining a positive

    outlook about the future of Black youth.We dont want

    to be bothered with defeatist attitudes, Williams, 68,

    said. Our goal is to work with mentors, counselors and

    organizations who have not given up on our children.

    Evolutionary Elders seeks to heal social ills that plague

    African-American young men and women by bridging

    generational gaps. Members close these gaps by using

    education and positive reinforcement to reach Black

    youth.

    We came together to forge this conceptsoon-

    to-become-movementbecause we were really upset

    at some of the things we saw in families and also in

    schools, William said.The Clinton, Md., resident established Evolutionary

    Elders in spring 2010 with his long-time friend Wetzel

    Witten, a 67-year-old community organizer from

    Washington, D.C.

    The two men bring together men and women that were

    born in the 1930s and 1940s, grew up in the 1950s and

    became social revolutionaries in the 1960s, to mentor and

    counsel young people and their families. These elders

    forfeit vacations in Miami to liberate and elevate the

    thinking and actions of Black youth.

    We are an African people, and Negritude represents

    our attitude, Witten said. Therefore, we will never be

    senior citizens because senior citizens retire; Evolutionary

    Elders inspire.

    Members inspire by venturing into schools, recreation

    centers and churches across the D.C. metro area with atwo-pronged mission: to work with parents, guardians

    and educators to improve education (academics and

    athletics) and to teach Black youth about their history and

    respect for their elders.

    Whether anybody accepts it or not, our schools and

    families are in crisis and our children are caught up in

    this, Williams said. As we see it, if something is not

    done soon, we will see our schools dissolve and become

    worse off than they are now.

    Now 10 members strong, the groups counselors

    include an eclectic mix of doctoral degree holders and

    activists; mathematicians and wordsmiths; athletes and

    musicians--each of whom share their knowledge with

    young mentees.

    Mary H. Johnson, a member of Evolutionary Elders,

    said psychological counseling warrants as much attention

    as academic tutoring.

    The highest compliment I have received since I

    began working with EE came from a student who was

    asked, Why do you go to the math center so often? Do

    you know what he said in response to that? Because Dr.

    Johnson makes me fee l like Im somebody, Johnson

    said.

    Johnson holds a doctorate in mathematics education

    from University of Maryland-College Park and is married

    to Williams. The two founded Academic Resources

    Unlimited (ARU) in 2008. ARU is a non-prot that

    provides tutorial and communication services to high

    school students and educators.

    Johnson said because many of the organizationsmentees receive little encouragement at home, it is

    incumbent on the mentors to remind them of their worth.

    Our children ght so hard to feel accepted, Johnson

    said. Sometimes all it takes is for them to meet someone

    who says, You can do it!

    Ed Brown, c reator of YouTubes social commentary

    program The Ed Brown Show, echoed Johnsons

    sentiment.

    Environment affects development, Brown said.

    Some of these kids have no one who cares whether or

    not they succeed.

    Browns program covers topics ranging from politics

    to education, and featured guests include university

    presidents and local lawmakers. He said the elders

    experience is their greatest asset. A child might pay

    more attention to someone who is much older, Brownsaid. An elder brings knowledge that other people dont

    have. So when an elder says, Study hard, they listen.

    Williams and Witten said several students have

    changed their behavior since coming under their tutelage.

    We mentored a 15-year-old boy, a very smart kid,

    who sold drugs. He told me, I never thought about the

    consequences. So, I decided to give him a job designing

    our books, Williams said. Now, he tells me hes staying

    out of trouble. On top of that, the work he produces for us

    is outstanding.

    Evolutionary Elders collaborates with non-prot

    group Wise Educators.com and the Success and Learning

    Math Center in Upper Marlboro, Md., to provide quality

    tutoring and counseling services to their mentees.

    We dont want volunteers looking to benet from the

    name, Evolutionary Elders. They must have a history of

    doing good things and want to continue to do that work,

    Williams said.

    Elders interested in mentoring or counseling for

    Evolutionary Elders should contact Eugene Williams Sr.

    at (301) 768-8316 or [email protected], or

    Wetzel Witten at [email protected].

    Bridging Generation Gaps to Inspire African-American Youth

    Courtesy Photo

    Eugene Wiliams Sr. has started a senior mentoring

    program to inspire and guide African-American youth.

    Our goal is to work with mentors,counselors and organizations who have

    not given up on our children.

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    9/20

    complicated.

    The other two

    guides support the

    process of changing

    your life. These

    give details on small

    changes that make a

    difference and waysto track what you do

    and how you feel. These

    tools keep you conscious of

    the process and motivated

    by the accomplished

    milestones.

    Equally emphasized by

    the program is getting your

    body moving. Body Gospel

    comes with a piece of

    resistance equipment

    called the Body

    Gospel Band.

    Its easy to

    assemble

    and is used in some of the

    workouts.

    The three disks

    of workouts each

    have a focus area:

    strength, power

    and core. There are

    multiple 30-minute

    workouts on

    each disk. The

    fourth disk is

    an audio that can be played

    while walking and running,

    to help you keep a steady

    pace and stay motivated.

    The workouts

    are sound and as

    with any program,

    will work if you

    work them. The

    music was good

    and there was

    always someonedemonstrating the

    low-impact version

    on an exercise (in

    case your

    knees are

    not up to

    the pounding

    of high impact moves).

    The workouts include

    some kind of commercial

    for Shakeology the

    antioxidant, vitamin,

    probiotic shake connected

    to the program. While the

    commercials are annoying,

    the shake is awful. After

    several tries, mixing it

    different ways with

    juices and plain water not

    even half a glass could be

    consumed. Others tried the

    various concoctions with

    even less success. No onecould stomach enough

    of this to make a

    difference.

    Over all, Body Gospel

    is a good program, ideal

    for someone who wants a

    workout that acknowledges

    the inuence of faith

    on moving towards a

    better life. But for the

    best experience, stick

    to the workouts and the

    motivational/nutritional

    guides and avoid

    Shakeology.

    Winter2011,The Afro-American SENIORGUIDE B3

    By Talibah

    Chikwendu

    AFRO Executive Editor

    Proper

    nutrition,

    exercise and

    healthyliving are

    important for

    longevity and

    a productive

    life. Everyday people

    are looking for new

    ways to incorporate

    these into their lives,

    in meaningful and

    sustainable ways. This has

    made the exercise/tness

    and nutrition industries big

    businesses, with people of

    all ages, ethnic groups and

    income levels spending

    into it.

    For

    many

    people,

    bringing

    worship

    into their

    everyday

    activities

    is also

    important.

    So it

    comes

    as no surprise that faith

    and tness are being

    connected. Nor is it a bad

    match. Is it really possible

    for our physical being toreach its potential without

    involving our spiritual

    being? The creation of

    Body Gospel seems to

    indicate the answer is no.

    Body Gospel is

    an exercise/

    nutrition program

    surrounded

    by Christian

    principles and

    religious music.

    It combines

    a variety ofexercises and

    workouts

    with

    important

    tools to

    help

    users

    keep

    on track,

    motivated and

    moving forward

    toward their

    weight loss and

    tness goals.

    Donna

    Richardson

    Joyner is at the

    center of this

    program, leading

    the exercises and

    reminding users

    to put God rst in

    their life because

    that orientation

    will make

    improving their

    health possible.

    Out of the box, the most

    useful of the tools are the

    Nutrition Guide, the Total

    Transformation Guide andthe Basic 10 Fitness Cards.

    The nutrition guide has

    simple, nutritious recipes

    and details about managing

    calories in a way that

    makes losing weight less

    Courtesy images

    Body Gospel, the

    newest tnessoering from

    Donna Richardson

    Joyner, is the onlytness program on the

    market, according the

    marketing materials,that combines tness

    with faith.

    Body Gospel: Mixing Fitness with Faith

    Continued from B1Lasting Love

    class, Paul began to notice

    the girl with the highest

    score in the class. Still, he

    remembers his future wife

    piqued his interest with her

    smile.

    Typically, if a male is

    interested in having a long

    term relationship, they are

    gravitated toward the face,

    the eyes or the smile, Paul

    explained. It was funny

    because Jill had braces at the time but her smile was still

    on it.And although it was the smile that got his attention, it

    was her curves that kept it. Im not going to deny that

    at all, he adds. Brunson, along with other relationship

    experts, stress the need for older couples to maintain

    romance and intimacy throughout their marriage.

    According to Brunson, men who are in long-lasting

    relationships have an improved sex life. And in an

    established marriage, its not only important to make

    sure your partners sexual desires are met, but its also

    important to create intimacy. Giggling, holding hands

    and being physically close are ways to recreate that

    spark. When its cold at night, its great to be able to

    snuggle up and spoon somebody, Brunson adds.

    Each married couple, the Picketts, the Carvers and the

    Brunsons can remind older couples of whats important.

    While the Picketts encourage couple to recreate their

    relationship to keep it fresh, the Carvers stress that doing

    activities together will keep a relationship strong. And

    matchmaker and relationship expert Brunson pushes

    intimacy, even in your golden years, to light the re in

    your partnership.Ultimately, however, you know the nuances of your

    relationship, so trust your instinct to know whats right

    for you and your spouse. Regardless, dont be afraid

    to try something new. You never know, a new hobby,

    a change of scenery or a break from the grandchildren

    may be the thing to kick you out of your marital plateau

    and make you feel like young lovers again.

    Paul and Jill Brunson

    Courtesy Photo

    JEANNE

    BGE CUSTOMER COMMUNICATIONS

    & COMMUNITY RELATIONS

    When temperatures drop outside, energy bills go up because your heating system has to work a lot harder.

    Thats why BGE customers all over Central Maryland are making their homes winter ready with the helpofbge.com/WinterReady. When you visit the special section of our web site, youll find lots of tools and

    resources to help youprepare for cold weather, knowmore about your energy usage and costs, choose

    how to get more out of your energy, and save all winter on your energy bill. Now you have more ways than

    ever to beat the cold weather, and BGE can help.

    Signupfo

    rBudgetB

    illing

    Calculatewintere

    nergyusa

    ge

    QuickHom

    eEnergyC

    heck-up

    ROBERTA

    BGE CUSTOMER | Reisterstown

    PRPR KW Ch

    vs oriRtul ha

    bge.com/WnerReady

    _ _ _ _ _ _

  • 8/7/2019 Prince George's County Afro-American Newspaper, January 29, 2011

    10/20

    Play Cruise for Cash scratch-offs

    and you could win up to $50,000

    or 1 of 31 Royal Caribbean cruise

    vacations instantly!

    Instant win vacation prizes include

    first-class airfare, deluxe hotel

    accommodations, a 7-night cruisevacation, plus a total of $1,500 in

    cash and onboard spend credit.

    You could also win 1 of 6 cruise

    vacations departing from the

    Port of Baltimore in our second-

    chance drawings.

    Visit mdlottery.com/cruise for

    details and number of cruise

    prizes remaining.

    B4 SENIORGUIDE The Afro-American, Winter2011

    More than 10,000 baby

    boomers will turn 65 each day

    during the next two decades,says AARP, the nations

    leading organization on

    elder issues. The generationthat grew up with changes

    in social mores, music, and

    more now faces a particularlychallenging time to leave the

    workplace.

    But whats a person todo with the rest of their

    lives, if they were born

    between the years of 1946and 1964? Especially when

    current economic trends and

    measures are more down thanup, who can really afford to

    retire?Kiss goodbye the days

    of secure pensions and gold

    watches for decades ofservice. According to the

    Employee Benet Research

    Institute, only 15 percentof the workforce today has

    a traditional pension plan.

    Instead, 401(k)s in theprivate sector and 403(b)s

    in public and not-for-prot

    organizations are the likelyalternative plans. These

    benets are tied to stockmarket performance. When

    the market performs well,

    benets boom; but conversely,benets diminish when the

    market performs poorly.

    Also gone are the dayswhen owning a house meant

    sure-re wealth building.

    Eleven million Americansnow owe more than their

    home is worth. Boomers

    hoping to downsize to smallerspaces may nd that while

    unemployment hovers near10 percent, prospective

    homebuyers may be waiting

    for the job market to improvebefore making such a large

    and long-term investment.

    When disposable funds

    are fewer than in workplaceyears, older consumers can

    be particularly at-risk to incur

    debts that tarnish the goldenyears. Or as the O-Jays sang,

    its that almighty dollar thatcan change you especially

    when theres not enough to

    provide for yourself or yourfamily.

    For example, long-time

    homeowners with title to theirhomes or nearing the end of

    mortgage payments might be

    lured into a reverse mortgage.

    As a loan against market

    value, reverse mortgages can

    be a transaction that enablesborrowers to turn that value

    into ready cash without

    selling the property.However, before signing

    on the dotted line for a reversemortgage, borrowers should

    clearly understand that they

    are signing an end of life loan.Full repayment is required

    when either the borrower

    passes away or no longer livesin the residence for more than

    a year. Any absence due to

    year-long extended healthcare, such as rehab or assisted

    living facilities will make theloan due.

    Overdraft, another debt

    trap, may offer a convenientway to pay for purchases;

    but if there is no cushion

    in the account or consumercheckbooks arent accurately

    balanced, overdraft fees that

    average $34 per transactioncan quickly siphon off

    disposable income. Even

    worse, consumers onlylearn of the charges after the

    statement arrives. Rather thanincur the risk of overdraft

    fees that each year strip $23.7

    billion from checking accountholders, it is better to decline

    overdraft than to accept it.

    Unauthorized overdraftsstrip fees from Americans

    55 and older at the level of

    $4.5 billion per year. Nearly$1 billion of that comes

    from people who are heavilydependent on Social Security

    income.

    Even worse than overdraftfees are payday loans that

    promise quick and easy cashwithout credit checks. Inrecent months, many payday

    lenders began accepting

    unemployment checks ordisability benets as income.

    Yet what the marketing andadvertising do not share is how

    only a very small percentage

    of payday borrowers areactually able to retire their

    short-term loan in two weeks.

    The vast majority of paydayborrowers 12 million each

    year become trapped into

    a turnstile of repeat loansand high-cost fees that

    result in more money being

    paid for interest and feesthan the amount borrowed.

    Meanwhile, payday lendersreap $5 billion annually.

    The sobering reality for

    everyone is that there willalways be lenders that would

    like to take away some of

    your hard-earned incomeand savings, just as nancial

    advisors have an array of

    recommended strategies forpreparing for retirement in a

    post-recession era.But, it is far wiser for

    people regardless of age to

    make regular savings a partof your nancial plan. With

    every paycheck, start andkeep saving. Emergencies,unexpected expenses,

    and vacations, can all be

    managed, if dollars are setaside on a consistent basis. If

    youre unable to begin savingright now, consider saving

    a portion of any tax refund

    received this year to offsetthe amount of money you

    expect to need over the year.

    Ideally, everyone should havea personal nancial cushion

    that enables them to maintain

    their lifestyles without goinginto debt.

    A keen awareness

    combined with a sensible andpractical personal strategy

    can together chart a path tosustainable nancial growth in

    spite of any market downturn.

    To paraphrase the words of theOJays, dont let money or

    lenders fool you.

    Charlene Crowell is

    the Center for Responsible

    Lendings communications

    manager for state policy and

    outreach. She can be reached

    at: Charlene.crowell@

    responsiblelendin