Presented by: Agent NameGary A. McGowan www.RealEstateVentures.ca

Welcome !!!February Workshop

• Networking• Educating• Supporting

Agenda

Group IntroductionsYork Region – John TaylorInvestor – Sandra ShufflerWrap Up

10-YEAR INFRASTRUCTURE PLAN

New Building Plan AnnouncementIn Stouffville

WWW.PM.GC.CA STEPHEN HARPER

New Building Canada Plan, including support that will ensure small communities have stable, long-term and unprecedented

access to funding for vital infrastructure projects.

The new Plan will support projects that focus on economic growth, job creation and productivity, including building roads, bridges, subways,

commuter rail and other public infrastructure that ensures the

prosperity of all Canadians.

“Under the New Building Canada Plan, we are providing predictable, stable support so that municipalities with fewer than 100,000 residents can build the projects that matter most to them.” – Prime Minister Stephen Harper

Group Introductions1. Your Name?2. Are you Investing in RE?3. If so, Where, What? 4. What is your Profession?

RRSP Mortgages

1. Invest in Second Mortgages2. Control Your Returns3. Exit Every Few Years

RRSP Mortgage, What is It?• Financing Loaned against Real

Property• Has to be Arms-Length Lending• Registered Funds are Used from

your RRSP self directed Account• You Create the Terms

ARM’S LENGTH—they CAN’T be used for self, parents, siblings, spouse, children, and in-laws.

Why RRSP Investing?• High Returns, 8-15%• Borrower pays all fees• Loaned against a Secure Asset• You Have rights as a Lender• 1-3 Year Terms

What Do I Need?

• Self Direct RRSP Account with a TRUSTEE> Olympia Trust

• Opportunity to Invest,,, Deal• Appraisal – Legals• Fund the Deal

The RRSP Return 2yr Loan

Property Value $400,0001st Mortgage $280,000 Loan To Value 70%Looking for $60,000 (2nd Mort)Total LTV 85% ($340,000)

The RRSP Return 2yr LoanRRSP Loan Amount $60,000+ Legal Fees $2,000+ RRSP Fees $365Total Loan Amount $62,365

Yearly Interest Rate 12%Total Interest $14,968

NO MUTUAL FUND

MANAGEMENT FEES !!!

The RRSP LearningBookThe RRSP SecretGreg Habstritt.

Trustees,Olympia TrustB2B Trust

RRSP Mortgage Bonus1. Do I feel Secure in this

Investment???2. Is this a solid area???3. How Can I Sell It ???

John TaylorNewmarket Regional Councillor

Presented by: Agent NameGary A. McGowan www.RealEstateVentures.ca

Investor Stories

Sandra Shuffler

How I added a Legal Unit in Newmarket

Wrap Up...

March 20th Meeting

Infill Properties Coming Up For Sale

Network <> Coffee!!!