1

Citibank M&A´s

Mergers & AcquisitionsCitibank

2

Travelers

Group

Divisions

First National

City Corp

First National

City Bank

National

City Corp

“Citicorp”

National

City Bank

“Citibank”

Citicorp

Citigroup

Inc.

Citibank

Banamex,

Mexico

Golden

State

Bancorp,

CA

Citigroup

Inc.

Citigroup

Inc

Washington

Mutual

Finance Corp *

Citigroup

Inc

First

American

Bank,

Texas

3http://www.citigroup.com/citi/corporate/history/citibank.htm

* Washington Mutual Finance Corp is a division that provides direct consumer installment loans and real estate secured loans, as well as sales

finance and the sale of insurance. Only his division was sold to Citigroup.

Citibank

Confia,

Mexico

7-Eleven

Citigroup

Added 5,500

Atm’s in

U.SA

Citi

Holdings

Citigroup

Citicorp

4

5

Financial Services Penetration

in the Latino Market

6

7

0%

5%

10%

15%

20%

25%

30%

35%

40%

45%

2005 2006 2007 2008 2009

BANCO POPULAR BANK OF AMERICA JPMORGAN & CHASE

CITIBANK HSBC SUNTRUST

WELLS FARGO CREDIT UNIONS OTHER BANKS

2005 to 2009 Banks PenetrationsNational

8

National WEST MIDWESTSOUTHWE

ST

SOUTHEAS

T

NORTHEAS

T

BANK OF AMERICA 26% 28% 11% 22% 36% 22%

OTHER BANKS 18% 15% 23% 15% 26% 20%

CREDIT UNIONS 17% 20% 25% 18% 12% 6%

WELLS

FARGO/WACHOVIA 16% 23% 4% 22% 5% 4%

JPMORGAN & CHASE 14% 11% 25% 18% 8% 20%

CITIBANK 5% 3% 5% 4% 3% 17%

BANCO POPULAR 2% 0% 6% 0% 1% 7%

SUNTRUST 1% 0% 0% 0% 8% 0%

HSBC 1% 0% 2% 0% 0% 5%

9

Appendix

10

Citibank’s footprint

END