Portfolio Recovery Associates PRAA Q3 2009 Presentation

8/14/2019 Portfolio Recovery Associates PRAA Q3 2009 Presentation

1/17

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Essjbietfs, Ilb.

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2/17

[jrtdjìj ]fbjvfry Essjbietfs, Ilb.

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Rtetfoflts gfrfil wgibg erf ljt gistjribe`, ilbùnila [jrtdjìj ]fbjvfry Essjbietfs' jroeleafoflt's iltfltijls, gjpfs, mfìfds, fxpfbtetijls, rfprfsfltetijls, prjhfbtijls, pèls jrprfnibtijls jd tgf duturf, ilbùnila stetfoflts witg rfspfbt tj duturf bjltrimutijl jd IAR, ]NR elnOuliRfrvibfs tj ferlilas eln duturf pjrtdjìj-purbgesf jppjrtulitifs, erf djrwern-`jjcilastetfoflts witgil tgf ofelila jd Rfbtijl =1E jd tgf Rfburitifs Ebt jd 5922, es eoflnfn, eln

Rfbtijl =5F jd tgf Rfburitifs Fxbgelaf Ebt jd 592>, es eoflnfn. Djrwern-`jjcila stetfofltsilbùnf rfdfrflbfs tj [jrtdjìj ]fbjvfry Essjbietfs' prfsfltetijls eln wfm bests. ^gf djrwern-`jjcila stetfoflts il tgis prfsfltetijl erf mesfn upjl oeleafoflt's mfìfds, essuoptijls elnfxpfbtetijls jd tgf Bjopely's duturf jpfretijls eln fbjljoib pfrdjroelbf, tecila iltj ebbjultburrflt`y eveièm`f ildjroetijl. ^gfsf stetfoflts erf ljt stetfoflts jd gistjribe` debt. Djrwern-`jjcila stetfoflts ilvj`vf riscs eln ulbfrteiltifs, sjof jd wgibg erf ljt burrflt`y cljwl tj

us. Ebtue` fvflts jr rfsu`ts oey niddfr drjo tgjsf fxprfssfn jr iopìfn il ely subg djrwern-`jjcila stetfoflts es e rfsu`t jd verijus debtjrs, ilbùnila tgf risc debtjrs eln jtgfr riscs tget erfnfsbrimfn drjo tiof tj tiof il tgf Bjopelys diìlas witg tgf Rfburitifs eln FxbgelafBjooissijl ilbùnila mut ljt ìoitfn tj its ellue` rfpjrts jl Djro 5;-C, its quertfr`y rfpjrts jlDjro 5;-U eln its burrflt rfpjrts jl Djro 7-C, di`fn witg tgf Rfburitifs eln FxbgelafBjooissijl eln eveièm`f tgrjuag tgf Bjopely's wfmsitf, wgibg bjlteil e ojrf nftei`fnnisbussijl jd tgf Bjopely's musilfss, ilbùnila riscs eln ulbfrteiltifs tget oey eddfbt duturf

rfsu`ts. Nuf tj subg ulbfrteiltifs eln riscs, rfenfrs erf beutijlfn ljt tj pèbf ulnuf rfìelbf jlsubg djrwern-`jjcila stetfoflts, wgibg spfec jl`y es jd tgf netf gfrfjd. Ildjroetijl il tgisprfsfltetijl oey mf supfrsfnfn my ojrf rfbflt ildjroetijl jr stetfoflts, wgibg oey mfnisb`jsfn il ètfr prfss rf`fesfs, sumsfquflt diìlas witg tgf Rfburitifs eln FxbgelafBjooissijl jr jtgfrwisf. ^gf Bjopely fxprfss`y nisbèios ely jmìaetijl jr ulnfrtecila tjrf`fesf pumìb`y ely upnetfs jr rfvisijls tj ely djrwern-`jjcila stetfoflts bjlteilfn gfrfil tjrfd`fbt ely bgelaf il tgf Bjopely's fxpfbtetijls witg rfaern tgfrftj jr tj rfd`fbt ely bgelaf ilfvflts, bjlnitijls jr birbuostelbfs jl wgibg ely subg djrwern-`jjcila stetfoflts erf mesfn, ilwgj`f jr il pert.


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I. Nfmt Muyila

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purbgesf pribf jvfr ìdf jd pjrtdjìj

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pribf jvfr ìdf jd pjrtdjìj

II. Dff djr Rfrvibf Musilfssfs

Bj`ètfre` jbetijl jr bjjrniletijl jd essft rfbjvfry

Ajvfrloflt rfvfluf enoilistretijl, nisbjvfry eln bj` fbtijl sfrvibfs

Du`` sfrvibf prjvinfr jd jutsjurbfn rfbfivem`fs oeleafoflt eln rfètfn sfrvibfs

=,;46 fop`jyffs il 9 be`` bfltfrs il TE, CR, E@, ^L, LT, ^W, BE eln tgf [giìppilfs


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6/17


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5994 $2,;7; $; $; ;% $9,9=> $59 $9,9>2 2=2% 2=2%

5991 1,476 $; ; ;% =>,14= 556 =>,711 2=>% 2=>%

5997 55,;79 $; ; ;% 26,956 =29 24,56> 2=4% 2=4%5999 57,797 $; ; ;% 46,;16 461 46,12= 2>7% 2>7%

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* Fstioetfn ]foeilila Bj``fbtijls


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1

[ribila eln Bj``fbtimi`ity Ljl MC

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5994 =.96 =.99 2.;> 2.5; 2.51 2.=; 2.== 2.=2

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^jte` =.75 =.77 =.94 =.94 =.97 =.9; =.14 =.12

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7

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5991 1,476 ; 1,476 =>,14= 25.;% 2;.9% ;.;% 556

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=;;9 6=,6;4 6=,;64 >6; 5,941 ==.9% >4.7% >1.2% 55;,56;


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11/17


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5997 55,;79 2>% 96% 562% =;;% =26% =4;% =7;% =91% 2;9% 251% 2=2% 2=>%

5999 57,797 =1% 94% 54;% =55% =6;% =7;% 2;2% 259% 225% 229% 2>5%

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13/17


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Jpfretijle` Rtretfaifs djr e Niddibu`t Fbjljoy

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52


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Jmsfrvf eln rfebt tj nftei`fn ]JI ele`ysis djr e`` ebtijls

Illjvetf & tfst. Dei` dest.


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B@JRF ^GF [F]DJ]OELBF AE[ MF^QFFL JV] RI^FR!!!!!


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Besg Bj``fbtijls my Bgellf` my Uuertfr


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[jrtdj`ij ]fbjvfry

Essjbietfs, Ilb.

Portfolio Recovery Associates PRAA Q3 2009 Presentation

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Transcript of Portfolio Recovery Associates PRAA Q3 2009 Presentation