© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

Piggy Classroom Curriculum Outline

Level 1 – Years 2 and below

1. What is money?

• Define money

• What people do with money?

• Identify Australian money

• Special coins

• 1 and 2 cents before…

2. Cents and Dollars

• Define cents

• Define dollars

• 100 cents = $1

• Convert cents to dollars

3. Paying for Things

• Exchanging money for items

• Receiving Change (introduction)

4. How do we earn money?

• Receiving money as a gift

• Pocket money/Allowances

• Earning money through employment

• Profit from owning a business

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

5. Keeping our money safe

• Dangers of keeping cash at home

• Define banks

• Banks keep our money safe

• Introduction to lending

• Introduction to interest

6. Can I spend it now?

• Impulse spending

• Consider saving for an item that provides greater satisfaction

7. Receiving Change

• Receiving change

• Calculating change

8. What Could I Buy for …...

• Identifying items that cost around $10

• Introduction of items costing larger amounts (trampoline, car and house)

9. Is that a need or a want?

• What is a need?

• What is a want?

• Why we should put needs first

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

Level 2 - Years 3 and 4

1. Level 1 Recap

• Identify Australian money

• 100 cents = $1

• Exchanging money for items

• Earning money: gifts, employment and profit

• Keeping our money safe

• Consider saving for an item that provides greater satisfaction

• How much do things cost?

• Needs vs wants and choosing wisely

2. Be smart with your money

• Money’s not easy to get

• Be a smart shopper

• Have a regular savings pattern

3. Why is saving important?

• Why should we save?

• Ways to save

• Tips to promote good saving habits

4. The Importance of a Good Education

• Why is education important?

• What skills do certain jobs need?

5. The History of Money

• Evolution of money

• Early forms of money

• Coins and notes

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

6. Barter as money

• What is barter?

• Present-day examples of barter

• Problems associated with barter

7. Where are coins and notes made?

• How coins and notes are made

• Royal Mint

• Reserve Bank of Australia

8. What do banks do?

• What do banks do?

• Why are banks important?

• Security, efficient payments and lending

9. What is an ATM?

• What are ATMs?

• How do they work?

• Keeping PINs secure

10. Money Around the World

• Why is money different all over the world?

• Currencies and how we understand their value

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

Level 3 - Years 5 and 6

1. Level 2 Recap

• Evolution of money

• What is barter?

• Problems associated with barter

• How coins and notes are made

• Currencies from around the world

• What banks do?

• Why are banks important?

• What are ATMs?

• Keeping PINs secure

• Be a smart shopper

• Tips to promote good saving habits

• Why is education important?

• What skills do certain jobs need?

2. Different kinds of bank accounts

• Savings Account

• What to look for in a savings account

• Term Deposits

• Locking your money away

• Seeking help

3. Comparative Shopping

• Comparing prices

• Impact on price due to type of shop

• Impact on price due to brand

• Impact on price due to quantity

4. What is Budgeting?

• What is a budget?

• Why do people budget?

• How do you make a budget?

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

5. Borrowing Money

• What does it mean to borrow money?

• When can it be a good idea to borrow money?

• When should you avoid borrowing money?

• Strategies for repaying loans

6. Credit Cards and Debit Cards?

• What are debit cards?

• What are credit cards?

• How are they different?

7. Sharing and Giving

• Why is it important to share and give money

• Ways in which you can contribute

8. What’s Your Money Personality?

• What are the different money personalities?

• How do money personalities influence your money behaviour/habits?

• Tips for each money personality

9. Governments and Taxes

• What is government?

• Levels of governments

• What do governments provide?

• What is tax?

• Why do we pay tax?

• Income tax

• GST

© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank

10. Insurance

• What is insurance?

• Types of insurance: Property; Health; Accident; Travel

• Why do we need it?

11. Money and the Future

• Technology and the future of money

• Smart cards

• Mobile payments

• Bitcoins

• Biometric Security