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APPRECIATION

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FRIDAY, JULY 29

NOON–3PM

PFCUNews Serving the Financial Needs of Catholic Families Since 1961.

JULY THROUGH SEPTEMBER 2016

Get Free Checking and a Chance to Win an Apple® iPad Mini™!Enjoy the benefits of a Parishioners FCU Checking Account with NO minimum balance requirements! Open a new loan July 1 through September 30 and you will be qualified for a free checking account for the life of your loan.

During this promotion anyone who opens a new loan or checking account will be entered to win an Apple iPad Mini!

Already have a PFCU Checking Account? Refer a new member to open a Checking Account or Loan and you will both be entered to win!

Members will receive 1 raffle ticket for a new checking account opened and 1 raffle ticket for a new loan opened during the promotion. Lines of Credit and Real Estate Loans are not eligible. Members will receive 1 raffle ticket for every referral. Referrals must be new members that open a checking account and/or loan. Regular underwriting guidelines apply and not all members will qualify for a new loan.

Check Out Parishioners FCU’s Student Loan Consolidation ProgramSave Time and Money with a Refinancing and Consolidation Opportunity from Parishioners Federal Credit UnionCould you use some extra spending money to cover expenses other than student loan payments? Parishioners Federal Credit Union is here to help. For college graduates overwhelmed by multiple monthly payments, high interest rates, and short repayment terms, the cuGrad Private Student Loan Consolidation available through cuStudentLoans could mean thousands of dollars in potential savings. Depending on your financial situation and career goals, the cuGrad Private Student Loan Consolidation can facilitate cash-flow management or long-term debt elimination.

cuGrad Private Student Loan Consolidation Benefits:

◾ Simplify Your Finances with one easy monthly payment◾ Lower Payment and Competitive Rate possible with extended

repayment term◾ Cosigner Release Available for creditworthy borrowers after 12

consecutive on-time principal and interest payments◾ Interest-Only Repayment Option available for first 4 years followed by

11 years of principal and interest repayment

Ice Cream SocialMEMBER

APPRECIATION

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FRIDAY, JULY 29

NOON–3PM

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Ice Cream SocialMEMBER

APPRECIATION

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FRIDAY, JULY 29

NOON–3PM

A Message from Your Friends at the Credit UnionBy Nicole Hudak

Our motto at Parishioners Federal Credit Union has always been “Service the right way … right away”, which is why we’re taking a new approach on lending. Our energetic loan staff is striving to make prompt responses on all new loan applications. Submit a loan request with all the required information, and we will do our best to have an answer for you within an hour.

We are here as people, helping people. All of our friendly staff care about our members and delivering excellent service.

This August, Karla is celebrating 15 years with the credit union. Her hard work and dedication does not go unnoticed. We appreciate everything she does and so do our members:

“I have been a member of the credit union since I was 16. Karla has been so helpful in this stressful situation. I feel very fortunate to have a credit union that really cares.” — Jennifer, member since 1996.

Thank you all so much for your positive feedback! If you would like to share your story with the credit union, leave a testimonial at www.parishionersfcu.org/testimonial.php or leave us a review on our Facebook page at www.facebook.com/Parishionersfcu

PARISHIONERS FEDERAL CREDIT UNION2355 Crenshaw Blvd, Suite 100Torrance, CA 90501

OFFICE HOURSMon/Tue/Thu 8:30am–5:00pmWednesday 10:00am–5:00pmFriday 9:00am–6:00 pm

www.parishionersfcu.org

E-MAIL FOR MEMBER SERVICEGo to www.parishionersfcu.org and click on Email Us to send us an e-mail.

24 HR TELEPHONE BANKING800.599.7433

PHONEOffice: 310.320.4588Fax: 310.320.2405Loan Fax: 310.320.5314

Save paper. Save money. More secure. Go Green by calling 310.320.4588 or sign in through home banking.

eStatementsGO GREEN WITH

My First Auto LoanFirst-time car buyers with limited or no credit history can finance up to $25,000 as low as 9.49% APR.*

◾ No credit history required!

◾ No co-borrower required!

◾ No down payment required!

◾ Lower rates than the dealers!

◾ Potential savings on insurance premiums thanks to anti-theft device.

You can save thousands by financing your first auto loan with Parishioners Federal Credit Union’s iPay Program!

For more details about the iPay Program call the loan department at 310.320.4588.

*Annual Percentage Rate. Advertised rate is for a term up to 60 months and includes 0.25% discount for purchase of PFCU GAP and 0.25% discount for purchase of PFCU MBP.

Standard underwriting guidelines apply and not all members will qualify. Restrictions may apply. Rates are subject to change.

Don’t Get Locked Out of Home BankingHere are simple steps to reset your password:

1. Enter your member number and random code.

2. When prompted to enter your password, look at the right hand side of your screen and you will see tabs. Select the fourth tab “I’ve forgotten my password, what do I do now?”

3. You will be prompted to “click here” to reset your password.

4. Answer your challenge questions and submit.

Once you have successfully gone through these steps, you will have reset your password.