Peace of Mind 2015

8/20/2019 Peace of Mind 2015

1/8

8/20/2019 Peace of Mind 2015

2/8

2D ...........................................................................................................THE STATE SATURDAY JULY 25 2015

Peace

Mind

BM

is a special advertising supplement of

Sara Johnson Borton

President & Publisher

Bernie Heller Vice President of Advertising

Bryan Osborn

Vice President of Digital

Kathy Allen

Director of Marketing

Rebekah Lewis Hall

Special Projects Coordinator

• Memories are as important as mon-ey. Don't leave it to adult children to di-

vide personalitems. These decisionscancause more fights than dividing money.Have an opendiscussion about personalitems, then make a nonbinding wish listand attach it to your will or living trustto giveyour childrensome guidance.

• Recognizethat equal is notnecessar-ilyfair. If onechild has been a caregiverandyour intentionis to givethe caregiv-er a larger share of the assets, tell yourchildrennow.

• The executor or successor trustee

decision is critical. Don't just appointthe eldest child. Discuss this issue withall your children, and explain your rea-sons.

• Never assume your children will want to inherit something or are able toinherit it. One child, for example, may not want to inherit and run a family

business.• Never assume your second spouse

will protect the children of your first

marriage.• Organization is critical. Make a list

of all your accounts,assets and the loca-tionof keys to safe-deposit boxes. Other-

wise, some assets might never be foundor distributed.

• You don’t have to have an attorney prepare your will, though an experi-enced lawyer could provide advice onestate-planning strategies suchas livingtrusts. Do-it-yourself will kits are wide-ly available.

• Estate planners discourage joint wills, and some states don’t recognize

them. You and your spouse are unlikely to die at the same time, and you proba- bly have some property that isn’t jointly held.

• Anyone can serve as your witness, but you should choose someone whoisn’t a beneficiary ‒ a disinterested wit-ness. The attorney who dras a willshould not be the witness. South Caroli-na requires twowitnesses.

• South Carolina requires that wills

be written, but holographic wills (thosethat are handwritten and unwitnessed)

arenot recognized.• A spouse, adult child or trusted

friend can serve as an executor. If youraffairs are complicated, though, it may make more sense for an attorney toserve asexecutor. Be sure thewordingof

your will empowers the executor to pay your bills and deal with debt collectors.

• Probate courts usually require theoriginal will before they can process

your estate, so it’s important to keep thedocument safe but accessible. A water-

proof, fireproof safe in your house is agood place to store it. Your attorney orsomeone you trust should keep signedcopies.

• Review your will aer major lifechanges, such as marriage, divorce, the

birthof a child, thedeath of a beneficiary or executor, a significant purchase, etc.

SOURCES: LesKotzer andBarryFish,authors of “The Family Fight: Planningto AvoidIt”; aarp.org; Living Trust Network

Planning your estate andwriting yourwill

Funeral flowers A few flowers associated with remembering loved ones

SOURCES:The Old Farmer’sAlmanac, LanguageOfFlowers.com

Forget-me-notssignify remembrance.

Primrosessay, “Ican’t live without you.”

Vetchessay,“Iclingto you.”

Redpoppiesoffer consolation.

Sweet peas canrepresentdeparture.

MCT file photos

8/20/2019 Peace of Mind 2015

3/8

SATURDAY JULY 25 2015 THE STATE ..................................................................................................... 3D

Peace. comfort. trust.Our Trenholm Road and Colonial Chapelsproudly serve the Midland’s families with

care, compassion and convenience.

Experience The Advantage Of A Family-Owned Funeral Home

7600 Trenholm Road Ext. | 5202 Colonial Drive

803.754.6290 | ShivesFuneralHome.com

Randolph ShivesOwner

WestColumbia

200 State StreetWest Columbia, SC

Lexington

4720 Augusta RoadLexington, SC

Greenlawn

845 Leesburg RoadColumbia, SC

Hewasour hero!

Dad’s service to our country is something we’re all

proud of. He made a difference and set a great

example for all of us. Now, it’s our turn to honor thesacrifices he made for his family…and his country.

As Veteran’s funeral specialists, it’s a privilege for

Thompson Funeral Homes to help celebrate Dad’s

one-of-a-kind life and recognize his patriotic service

in a special way.

When youneedus,

We’re here for you.

(803) 220-2717 www.thompsonsfuneral.com/peace

Remember

When...Dad beamedwith pride?

8/20/2019 Peace of Mind 2015

4/8


For generations, thousands haveplaced their trust in the Dunbar, Caugh-man and Harman families in their timeof need. As part of the Dignity Memo-rial Network, Caughman-Harman andDunbar funeral homes stand ready tooffer your family superior service andexclusive benefits when you need them

the most.TheDignity Network consists of more

than2,500 funeral, cemetery and crema-tion providers across the country. Weoffer benefits like theCompassion Help-line. With the Compassion Helpline you

andyour family andfriends have accessto licensed professionals, 24 hours aday, seven daysper week. This exclusiveservice is complimentary and free of charge to any family using any Dignity Memorial Provider.

The staff at each location dedicatesthemselves to serving families in what

is likely the most devastating times intheirlives with compassion, respect anddignity.

We work with families to help createunique, memorable tributes because we

believe that each service should reflect

the special qualities of the individual you are honoring. Our commitment toexceptional services encompasses a va-riety of functions, including personal-ized services, military honors, catering,doverelease and monument sales.

All of our services are designed tohelp our client families through one of

the most personal and challenging stag-es of life. We understand losing a lovedone is an emotional and difficult experi-ence, and we are committed to helpingour client families with compassionate,professional and personal service.

Today, we are a proud member of theDignityMemorialNetwork of morethan1,800 funeral, cremation and cemetery service providers. When you choosea Dignity Memorial provider, you notonlyreceivethe compassionatecare youexpect from a locally operated establish-ment, but also the value you deserve

from the largest and most trusted network of funeral, cremation and memori-alization providers.

Please contact us if you need immedi-ate assistance, of if you would like moreinformation aboutour services.

BEREAVED FAMILIES TRUSTDUNBAR AND

CAUGHMAN-HARMAN FUNERAL HOMES

8/20/2019 Peace of Mind 2015

5/8


8/20/2019 Peace of Mind 2015

6/8


8/20/2019 Peace of Mind 2015

7/8


8/20/2019 Peace of Mind 2015

8/8


Put Your Confidence in Temples-Halloranto Handle Your Loved One’s Funeral Service

5400 Bush River Rd.• Columbia •803.772.1231 www.templeshalloranfuneralhome.com

Jeff Temples, John Halloran & Christy Sturkie are trusted names in the Midlands.They along with the dedicated staff at Temples-Halloran have over 60 years

of combined experience serving the families of the SC Midlands.

Experienced. Professional. Compassionate.

Jeff Temples

John Halloran

Christy Sturkie

BUSH RIVER MEMORIAL GARDENS

4645 Hard Scrabble Rd., Columbia, SC 29229

788-3334

www.kornegayandmoseley.com

914 Meeting Street, West Columbia, SC 29169

(803) 794-1743Family owned & Locally Operated

w ww.moseleyfuneralservice.com

Greg, Melanie, Claire & Eva Moseley

Thoughtful services at a thoughtful priceTraditional Funeral Service with Casket $5,295

Excludes cash advances i.e. death certificate, obituary, and sales tax Cremation Services $995

Price Includes: Staff, Local Transportation, Cremation Fee

Peace of Mind 2015

Documents

Transcript of Peace of Mind 2015