www.ecommpay.com

COMPANY PROFILE

Part of EcommPay Group

www.ecommpay.com

2COMPANY PROFILE

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Innovative developer and provider of complex solutions and services in e-commerce industry approaching retail customers as well as commercial bodies

www.ecommpay.com

3COMPANY PROFILE

About UsPaymantix – developer of modern technological solutions for following institutions:

The company produces convenient and reliable payment services. Total monthly turnover is over €190 million.

All payment solutions are available in two versions — PaaS or In house.

Outsourcing development and exploitation of any payment services.

Integration with various third-party payment services prevent any competition with platform users.

Various advantages of deep customization to the customer needs and to his project.

• Banks and

Financial

Institutions

• FinTech

Start-ups• Telecom

Companies

• Government

Institutions

• Large Online

Merchants

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4COMPANY PROFILE

FinTech Innovation Awards 2015

18th of March The FinTech Innovation Awards 2015 was held in London, organized by

leading fintech web resources bobsguide and Paymentseye where Paymantix company

among the finalists was nominated in the category of ″Project Implementation Team″

www.fintechinnovationawards.com

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Major Facts and Figures

Facts

Founded in 2011. Part of EcommPay Group

Headquarters in Amsterdam, Netherlands Sales office in Moscow, Russia

Professional IT employees

Completed large e- and m-Commerce projects

Payment processing solutions are PCI DSS compliant

Figures

Accessibility of systems and services to achieve customer needs

Outstanding growth of business in 2013 (increase of total turnover)

Powerful and disaster resistant infrastructure with capacity more than

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Professional SphereAnalyticsStatisticsData BaseSoftware

IT-professionals24/7 Customer support

Safe and Secure DataPCI DSS Level 1

IntegrationCustomization

DebuggedIT-consulting

Fraud-StopRisk management

InfrastructureHardware

Servers

BanksPayment systemsPSP / Aggregators

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Integration with Financial InstitutionsBank Cards

E-Wallets

Prepaid Vouchers

Offline Payments Operators

Mobile Commerce

Payment Aggregators

E-invoicing

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Available Services WHITE LABEL

Customization of payment gateway to the customer

needs and to his project

INTEGRATION SERVICES

A team of professional engineers that helps to

integrate your customers to your payment service

DEVELOPMENT OF PAYMENT SERVICES

Realization of your ideas with a help of our well-runproduction, professional team and expertknowledge in the payment industry

CUSTOMER BACKOFFICEMerchant interface that gives opportunity to view reports and statistics, managing transactions, limits control and others

TECHNICAL SUPPORT

24/7 technical support that are monitoring the

system and are able to solve any operational

problems

CONSULTING

Expert knowledge and experience of the paymentIT-industry will help you get detailed consideration ofyour ideas and approximate plan of its realization

RISK MANAGEMENTA set of risk management services containscompliance sites check with the rules of Visa andMasterCard (compliance), monitoring and counteringfraud (fraud monitoring & prevention) and work withreclamations (chargeback management)

SANDBOX

Test environment with an ability to transfer settings to a production environment

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9COMPANY PROFILE

Main AdvantagesGREAT AMOUNT OF FUNCTIONS AND

POSSIBILITIES

Recurrent payments, MO/TO, multicurrency,

multilingual support, intelligent system of

payments routing, payouts, advanced

merchant interface, customized web pages for

payments, API, separate test environment and

many others.

ADVANCED SECURITY SYSTEM

FROM DIFFERENT THREATS

3-D Secure, intelligent antifraud system, PCI

DSS, effective data coding by RSA and AES

algorithms, using secure code principles,

code review, ASV scanning and threat attack

tests are held per quarter.

STABILITY AND FAILURE-

RESISTANCE

All system components are duplicated,

positioning on two data centers, 24/7

monitoring service, permanent database

backup.

QUICK START

It takes only few weeks from an idea up to

your personal payment gateway.

PROFESSIONAL SUPPORT

24/7 technical support and monitoring, that

are able to solve any operational problems.

ADDITIONAL ADVANTAGES

- Available improvements of our system to your

specifications;

- Personal account manager;

- Permanent system developing – new functions,

integrations and possibilities;

- Consultations of professionals and payment

technology experts;

- Flexible circumstances that pay attention to

details of your project.

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SolutionsPaymantix solutions are used by large processing centers, payment systems and other players in

the market of electronic finance in Europe, Russia and CIS countries.

The company is successfully promoting innovative financial solutions in the field of electronic

payments and has more than 30 major e- and m-Commerce projects.

Thanks to the Team of IT-professionals of the payment industry, high quality management and its’

own debugged production of software Paymantix helps its clients to launch new efficient products

and services.

• B2C service run by Paymantix

and it’s partners to support user

friendly tool to repay personal

debts using mobile application.

• Processing platform with wide

range of e-commerce services for

effective merchants use, that

provides managing and monitoring

of transactions. Ready for use

payment gateway integrated into

many payment systems.

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PM Processing Platform

Paymantix has all necessary experience and expertiseto provide the best-of-breed service to achieve anoutstanding ROI in your e-commerce project.

Major features

• Available for customers of any bank and any mobile operator worldwide

• Purchase by any means of payments (cards, e-wallets, MNO accounts, etc.)

• Utilize any customer interface (Web, mobile, NFC, etc.)

• Advanced antifraud services

• Wide range of features and functions available

• High security level based on modern but proven technologies and international industry standards

Paymantix offers

PM Processing platform

to provide innovative

e-commerce services

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12COMPANY PROFILE

PM Processing — Solution Architecture

Paymantix

PM Processing

Acquiring Bank Acquiring Bank Acquiring BankBillers

Payment Aggregators

BillersBillers

Client profiles Database

FraudStop

Billing

MNOes

Mobile applications

WAP и WEB

SMS/USSDScanbarcode

NFCBank Card

Bank account

Virtual Bank Card

Electronic money

Subscriber’s account

Cash In

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Cooperation Approach

• Delivers and maintains proper technology platform

• Cooperates with counterparties on technology and business issues (Banks, merchants, remittance systems etc.)

• Develops and implements additional features

• 2nd and 3rd line support

• Provides the brand

• Promotes the service

• Defines commercial policy

• Defines additional features to keep the System up-to-date

• Advice settlementfinancial institution

• 1st line support

Paymantix Customer

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Major Actual Projects

ECommPay Processing Solution• Full functional e-commerce processing solution

carrying out 8 million transactions per year,

connected to largest European e-commerce

settlement banks.

Accentpay Processing Solution• E-wallet aggregator solution which provides

interactions of vast majority e-money systems

recognizable worldwide and end-user solutions.

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15COMPANY PROFILE

0000 Thank you!

www.ecommpay.com

Paymantix LLC+7 (499) 653-80-08hello@paymantix.comwww.paymantix.com11 Derbenevskaya Embankment,Moscow, 115114, Russia

https://www.facebook.com/paymantix

www.linkedin.com/company/paymantix

Payment solutions that increase effectiveness of your business!

Part of EcommPay Group