P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.
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Transcript of P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.
![Page 1: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/1.jpg)
P2P Microfinance
Global Philanthropic Leadership
by Howard Xuan and Claire Shao
![Page 2: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/2.jpg)
Date and Location
June 15th - June 29th
July 31st - August 14th
Ningxia, Dagouyan Village and Tongxin
宁夏,大沟沿村与同心县
![Page 3: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/3.jpg)
Group 8
![Page 4: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/4.jpg)
Experience
Learn the basic idea of lending and investment
Study the concept of microfinance
Create and analyze income statements
Communication
Teamwork
Interview skills
![Page 5: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/5.jpg)
Experience Work with the SEE in the morning for the green house project.
Interview farmers in the afternoon.
Having a group meeting at night, preparing for final group presentation and decision.
![Page 6: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/6.jpg)
Example of Borrowers
Borrower 1
Pro:
4 income sources
No health issues
Positive net profit
Con:
Seven family members
Conclusion: capable of repaying the loan, little risk
involved
![Page 7: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/7.jpg)
Example of Borrowers
Borrower 2 Pro: 3 sources of income Good credit in the village loaned before Con: Medication for himself and for daughter Negative net profit 20000 RMB bank loan Handicapped (lost an arm)
Conclusion: cannot repay the loan
![Page 8: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/8.jpg)
Achievements
Villagers improved their business with the loan
Installed solar panels and wind turbines
Built 3 greenhouses
Provided financial aids for students
![Page 9: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/9.jpg)
A heavy rain. About 1.5m
Meet new people
Help each other
Train for 17 hrs.
![Page 10: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/10.jpg)
Reflecton
![Page 11: P2P Microfinance Global Philanthropic Leadership by Howard Xuan and Claire Shao.](https://reader035.fdocuments.net/reader035/viewer/2022062410/5697bfbd1a28abf838ca20e3/html5/thumbnails/11.jpg)
Thank You