OVERVIEW OF INSURANCE COVERAGE

to insurance contract number 8-891-011948

INSURANCE CLAIM LIMITS

Scope of the insurance cover:

VISA

BUSINESS

VISA

GOLD

1. Insurance of medical expenses

abroad, including assistance services

(not including dental treatment):

50,000.00 EUR 200,000.00 EUR

Emergency dental care: 350 EUR 350 EUR

Medical assistance included included

Transport of the insured person 33,000.00 EUR 110,000.00 EUR

Search and rescue at sea and in the

mountains included included

Shipping of medications and other medical

supplies included included

Direct reimbursement of expenses included included

Provision of interpretation and translation included included

Transmission of emergency messages

from the insured person included included

Repatriation of the insured's body remains 6,640.00 EUR 6,640.00 EUR

Transport of alternate 3,000.00 EUR 3,000.00 EUR

Providing information on the foreign

country of stay included included

Financial contribution to the purchase of

coffin 2,324.00 EUR 2,324.00 EUR

Theft of cash 100.00 EUR 100.00 EUR

Removal of insured person’s motor vehicle 1,000.00 EUR 1,000.00 EUR

Ensuring travel and accommodation for

a family member 3,320.00 EUR 3,320.00 EUR

2. Accident insurance

Death resulting from an accident 20,000.00 EUR 80,000.00 EUR

Partial and permanent disability resulting

from an accident 20,000.00 EUR 80,000.00 EUR

Total and permanent disability resulting

from an accident 20,000.00 EUR 80,000.00 EUR

Daily compensation for hospital stay due

to an accident:

6.70 EUR

30 days

20.00 EUR

30 days

Maximum number of days

Elimination period:

3 days 3 days

3. Baggage insurance, including

assistance services:

1,500.00 EUR 5,000.00 EUR

Damage to baggage

Destruction of baggage

Theft of baggage

Delayed delivery of baggage when

traveling by air (insured person’s

participation: 6 hours)

Limit for 1 hour: 50 EUR

Limit for one and all insured events

occurring during one foreign trip is in the

amount of EUR 250.00

Ensuring replacement documents and

financial backup in case of loss of

baggage

500.00 EUR 500.00 EUR

- Limit per item in baggage: 498.00 EUR 1,000.00 EUR

Providing interest-free loans in case of

financial need or security 4,500.00 EUR 4,500.00 EUR

Assistance in case of loss or theft of a

payment card or personal documents included included

4. Liability insurance including

assistance services

Damage to health 33,000.00 EUR 100,000.00 EUR

Damage to property

Providing legal advice 4,500.00 EUR 4,980.00 EUR

Ensuring a legal counsel 4,500.00 EUR 4,980.00 EUR

5. Baggage delay insurance during air

transport 166.00 EUR 550.00 EUR

- Participation 6 hours 6 hours

- Limit for 1 hour (when travel is delayed) 34.00 EUR 110.00 EUR

6. Insurance against hijacking of means

of transport 1,000.00 EUR 2,000.00 EUR

Insured person’s participation Amount of participation

For insurance claims under this section - each subject of insurance

separately 0.00 EUR

The limits set out above are stipulated differently from the General terms and conditions for travel

insurance covered by payment cards for clients of Citibank Europe plc, pobočka zahraničnej

banky (Cl VPP Citibank Europe plc 2019) .

INSURANCE COVER

to insurance contract number 8-891-011948

TYPE OF INSURANCE Travel insurance

ISURED PERSONS

Cardholder + 3 passengers travelling with him,

whose travel expenses were paid by the insured

card

Maximum length of one travel (the

limitation does not apply to

supplementary long stay insurance)

90 days

Number of travel unlimited

Personal travel YES

Business travel (not manual work) YES

Winter sports YES

Risky sports Not agreed

Territorial validity

WORLD, according to Insurance Terms and

Conditions