Our Framework

7/31/2019 Our Framework

1/5

vvv"admbdkkmhjpdyjk"hln

vvv"dbmxydbfdbjb}bajkjbhmivlqki"hln

HLNNMBYJQT&_LQY@LKDL XYQJYMFTJ]F]XY 1?::

N" H}kkmb Yclnpxlb+ H@J_qmxdimby & Hcdm` Dbmxynmby L``dhmqh}kkmb"yclnpxlbOadmbdkkmhjpdyjk"hln

Vm hjby xlkm pqlakmnx at }xdbf ycm xjnm edbi l` ycdbedbf vm }xmi vcmb vm hqmjymi ycmn"Jkamqy Mdbxymdb

L]Q@QJNMVLQE

J `qjnmvlqe dx xdnpkt j nmycli `lq pqlhmxxdbf db`lqnjydlb" Db

jbt mbimjlq+ cjdbf j `qjnmvlqe dx dnplqyjby jx dy dbhqmjxmx ycm

kdemkdclli l` njedbf amyymq imhdxdlbx" Db `dbjbhdjk njqemyx+ vcmqm

db`lqnjydlb dx bly lbkt hlbxyjby+ a}y jkxl `jxy.nldbf+

`qjnmvlqex jqm dyjk"

Ycm `qjnmvlqe vm jiiqmxx amklv dx dbxyq}nmbyjk yl l}q h}qqmby

ycdbedbf+ jx vmkk jx db ycm hlbxyq}hydlb l` l}q xmh}kjq ycmnmx" Dy

xmqmx jx j f}dimplxy `lq xtbycmxdwdbf dbhlndbf ijyj+ pqdlqdydwdbf

l}q qmxmjqhc jfmbij jbi jbydhdpjydbf plkdht qmxplbxmx"

Dnplqyjbykt+ dy hjb l`ymb kmji yl dmvx jbi plxdydlbdbf ycjy jqmid``mqmby `qln hlbxmbx}x" Jbi amhj}xm plxdydlbdbf idqmhykt

j``mhyx pmq`lqnjbhm+ vm amkdmm dyx cmkp`}k `lq dbmxylqx yl `}kkt

}bimqxyjbi l}q dmv"

Jx idxh}xxmi lb njbt pqmdl}x lhhjxdlbx+ vm amkdmm ycm

immklpmi Vmxymqb vlqki dx }bimqfldbf j pqlhmxx l` imkmmqjfdbf"

Db mjqkt 1??3+ jy ycm lbxmy l` ycm hqdxdx+ ycdx dmv vjx lbkt

hlbxdimqmi yl am j ctplycmxdxnmjbdbf ycmqm vjx bl mqd`djakm

mdimbhm yl x}pplqy dy" Clvmmq+ jx vm jbjktwm ycm ijyj lmq ycm

pjxy ycqmm tmjqx+ vm amkdmm+ jy ycdx g}bhy}qm+ ycm imkmmqjfdbf

ycmnm dx dqy}jkkt dqqm`}yjakm" Hlbxdimq ycm `lkklvdbf+ jkk l` vcdhc

jqm emt `jhylqx db idxydbf}dxcdbf amyvmmb blqnjk hthkmx jbi

imkmmqjfdbf xhmbjqdlx7

Ycm qmhlmqt xdbhm G}kt 1??4ycm imhkjqmi mbi l` ycmqmhmxxdlbcjx ammb ycm vmjemxy xdbhm :41:" Db ycm dqxy cjk`

l` 1?::+ ycm ]X mhlblnt cjx fqlvb jy jb jbb}jkdwmi qjym l`

?"3-": At hlbyqjxy+ amyvmmb Vlqki Vjq DD jbi :44?+ plxy.

qmhmxxdlb qmhlmqdmx jmqjfmi 0"3- jbb}jkdwmi fqlvyc

Ajbe hqmidy cjx `jdkmi yl mspjbi jbi cl}xmclkix hlbydb}m ylqmi}hm imay

Xdbhm ycm amfdbbdbf l` 1??3+ db`kjydlb.jig}xymi hlbx}npydlbcjx jmqjfmi g}xy ?"=-+ ycm xklvmxy qjym l` fqlvyc db ycm

plxyvjq pmqdli

Jkk l` ycdx dx l` hl}qxm imxpdym j yq}kt }bpqmhmimbymi `dxhjk jbinlbmyjqt qmxplbxm" Hkmjqkt xlnmycdbf dx jvqt"

YCM BJY]QM L@ HQMIDY

Vm amkdmm ycjy ycm dbjadkdyt l` ycm ]X mhlblnt yl xyjfm j nlqm

qla}xy jbi x}xyjdbjakm qmhlmqt dx qllymi db ycm kjhe l` hqmidy

: Jx j qmx}ky+ ycm mhlblnt cjx jdkmi yl qmjhc ycm 1??6 pqm.hqdxdx pmje

mspjbxdlb+ pjqydh}kjqkt db ycm cl}xmclki xmhylq" Clvmmq+ db lqimq

yl pqlpmqkt immklp ycdx ycmnm+ dyx cmkp`}k yl z}dhekt qmdmv ycm

bjy}qm l` hqmidy+ xpmhd`dhjkkt `lh}xdbf lb vct dy dx xl dnplqyjby yl

l``dhdjkx+ jbi xmhlbikt+ vct cjx dy `jdkmi yl dbhqmjxm"

Lmq ycm pjxy `mv imhjimx hqmidy cjx ammb }xmi jx j hlbmbdmby

mspmidmby yl mhlblndh fqlvyc+ xmqdbf jx j hjyjktxy yl cl}xmclki

imnjbi" Ycmqm`lqm+ }bimqxyjbidbf hqmidy hthkmx dx hqdydhjk db

immklpdbf j dmv lb `}y}qm mhlblndh fqlvyc"

Hqmidy hthkmx hjb am ad`}qhjymi at lqimqx l` i}qjydlb7 xclqy ymqn #kmxx

ycjb :? tmjqx$ jbi klbf.ymqn #fmbmqjkkt =? 6= tmjqx$"1 Dnplqyjbykt+

xclqy.ymqn hthkmx jqm cmjdkt db`k}mbhmi at ycm jhydlbx l` hmbyqjkajbex" @lq msjnpkm+ at imhqmjxdbf dbymqmxy qjymx+ hmbyqjk ajbex njem

jiidydlbjk kmmkx l` imay mjxdmq yl hjqqt" Jkxl+ klvmq dbymqmxy qjymx

}x}jkkt cjm j plxdydm m``mhy lb jxxmy pqdhmx+ vcdhc jqm l`ymb }xmi jx

hlkkjymqjk" At hlbyqjxy+ jx vmkk xmm amklv+ hmbyqjk ajbex cjm kdyykm

hlbyqlk lmq klbf.ymqn hqmidy hthkmx"

Yl jppqmhdjym ycm bjy}qm l` hqmidy+ dnjfdbm yvl pjqjkkmk vlqkix7 lbm

vdycl}y hqmidy+ vcmqmat jkk yqjbxjhydlbx n}xy am xmyykmi vdyc jhy}jk

nlbmt5 jbi jblycmq vcmqm hqmidy dx qmjidkt jjdkjakm+ jkklvdbf

yqjbxjhydlbx yl lhh}q lb ycm pqlndxm yl pjt nlbmt jy j kjymq ijym"

Db j hqmidy.kmxx vlqki+ ycm lbkt vjt hdydwmbx hjb dbhqmjxm ycmdq

hlbx}npydlb dx ycql}fc jb dbhqmjxm db dbhlnm+ jbi ycm lbkt vjt yl

dbhqmjxm hlkkmhydm dbhlnmx dx `lq pqli}hydlb yl dbhqmjxm" @lq ycdx

qmjxlb+ edhe.xyjqydbf j hqmidy.kmxx mhlblnt dx hcjkkmbfdbf+ pjqydh}kjqkt

d` jy ycm lbxmy+ pqli}hydm hjpjhdyt mshmmix ycm yq}m imnjbi l` ycm

mhlblnt #m"f" ycm ]X ylijt$" Fmbmqjkkt+ lbkt j`ymq ycm pjdb`}k a}y

bmhmxxjqt pqlhmxx l` idxhjqidbf ycm mshmxx x}ppkt ilmx ycm mhlblnt

qmjhc bmv cmdfcyx l` pqlxpmqdyt"

At hlbyqjxy+ db ycm hqmidy.ja}bijby vlqki+ dbiddi}jkx hjb xdnpkt

alqqlv yl dbhqmjxm ycmdq h}qqmby hlbx}npydlb+ vcdhc db y}qb+

dbhqmjxmx ycm jffqmfjymlq ylyjkimnjbi l` ycm mhlblnt" Jx j

at.pqli}hy+ pqli}hydlb vdkk ytpdhjkkt dbhqmjxm yl qm`kmhy ycm bmv+

dbhqmnmbyjk imnjbi+ vcdhc+ db y}qb+ iqdmx dbhlnmx cdfcmq" @lq jy

kmjxy j vcdkm+ j dqy}l}x hthkm mbx}mx" Vcjy dx blymvlqyct+ clvmmq+

dx ycjy ycm mhlblnt dx bl klbfmq clxyjfm yl pqli}hydlb jbi dbhlnmfqlvyc" J vdkkdbfbmxx yl yjem lb nlqm imaydj j pkmifm l` mdycmq

jxxmyx lq `}y}qm dbhlnmdx jkk ycjy dx bmhmxxjqt yl mbfdbmmq

hlbx}npydlb fqlvyc"

1 @lq nlqm+ xmmJ Ymnpkjym `lq ]bimqxyjbidbf Vcjy dx Fldbf Lbat Qjt Ijkdl


2/5

HLNNMBYJQT&_LQY@LKDL XYQJYMFT

_jfm 1 l` =vvv"admbdkkmhjpdyjk"hln


Jx tl} hjb dnjfdbm+ ycdx dx pqmhdxmkt vct mkmhymi l``dhdjkx p}akdhkt

laxmxx lmq ycm jjdkjadkdyt l` hqmidy" Hqmidy cjx j }bdz}m jadkdyt yl

nladkdwm j hthkdhjk mhlblndh mspjbxdlb"

Yl am x}qm+ ycdx hlnp}kxdlb `lq hqmidy dx bly kdndymi yl Jnmqdhjb

plkdydhdjbx lq mmb ycm nlimqb a}qmj}hqjy" Qm`kmhydbf lb ycdx db

:48=+ @qmmnjb Ydkimb p}akdxcmi J Vlqki db Imay vcmqm cm

x}ffmxymi ycjy ycm vclkm pqlfqmxx l` ycm kmfdxkjydm jyydy}im

ylvjqi ycm imaylq+ `qln ycm Qlnjb qmp}akdh yl pqmxmby ijt+ cjx

ammb xymjidkt+ ycl}fc vdyc lhhjxdlbjk ajhevjqi kjpxmx+ ylvjqi

njedbf imay mjxdmq yl dbh}q+ kdfcymbdbf ycm a}qimb l` hjqqtdbf jbi

xl`ymbdbf ycm hlbxmz}mbhmx l` im`j}ky"

Blbmycmkmxx+ vm amkdmm ycm pqlhmxx l` imnlhqjydwdbf hqmidy

vcmqmat alqqlvdbf dx njim nlqm jxxmxxjakm yl nlqm pmlpkmcjx

ammb j hlbxhdl}x jyymnpy yl pjpmq lmq kjqfmq+ nlqm xyq}hy}qjk

pqlakmnx fqlvdbf ambmjyc ycm x}q`jhm #m"f" mi}hjydlb+ cmjkychjqm+

fklajk hlnpmydydmbmxx+ xyjfbjby dbhlnmx+ myh"$" Vm vdkk hlnm

ajhe yl ycdx x}agmhy amklv"

VCT CJX HQMIDY @JDKMI YL MS_JBI


3/5




ycm xnjkkmq pmqdpcmqjk hl}byqdmx+ plkdhtnjemqx cjm jkklvmi ycm

hqdxdx yl nmyjxyjxdwm+ aqdbfdbf Xpjdb+ jbi nlqm `qdfcymbdbfkt+

Dyjktycm vlqkix ycdqi kjqfmxy imaylq bjydlbdbyl ycm `lki+

ycqmjymbdbf ycm djadkdyt l` ycm M}qlpmjb ajbedbf xtxymn"8

Klledbf `}qycmq mjxy+ Gjpjb cjx hlbydb}mi yl q}b ctpmq.

db`kjydlbjqt `dxhjk im`dhdyx mmb jx dyx jadkdyt yl `}bi ycmn

ilnmxydhjkkt jppmjqx yl am mscj}xymi" Db Hcdbj+ jb dnpkj}xdakm

qmxdxyjbhm yl qmajkjbhdbf dyx mhlblnt yl nlqm x}xyjdbjakm pqdjym

imnjbi+ vcdhc vl}ki qmz}dqm j bmjq.ymqn xklvdbf+ cjx

gmlpjqidwmi ycm xlkmbht l` Hcdbjx klhjk flmqbnmbyx+ jx vmkk jx

dyx ajbedbf xtxymn"

Qjqmkt ilmx mhlblndhx yq}np plkdydhx" @dbjbhdjk pjdb dx bmmq

yjemb }bydk njqemyx `lqhm dy" Amklv dx j yjakm ycjy vm qm`mq yl jx

ycm H}n}kjydm M``mhy l j Kjhe l` _qmmnpydm Kmjimqxcdp" Jx

tl} hjb xmm+ l}q pqlakmnx idi bly lqdfdbjym jy ycm ydnm x}a.pqdnm

kljbx amfjb yl xl}q" Ycm xmmix vmqm pkjbymi klbf jfl" Clvmmq+

d` vm y}qb ycm hklhe ajhe j kdyykm nlqm ycjb j imhjimdfblqdbf

n}hc l` ycm ijt.yl.ijt bldxmjbi hlnpjqm njbt dnplqyjby

jqdjakmx yl ylijt+ j xlamqdbf pdhy}qm mnmqfmx"

Xl}qhm7 Akllnamqf+ HHC

YCQMM HLN_MYDBFYCMLQDMX

Db j qmhmby dbmxylq kmyymq+ Pjb Cldxdbfylb jbi Kjht C}by l`

Cldxdbfylb Dbmxynmby Njbjfmnmby bmjykt x}nnjqdwmi ycqmm

hlnpmydbf mhlblndh ycmlqdmx l` ycm ijt7:" ycm Emtbmxdjb+1" ycm @qdminjbdym+8" ycm @dxcmqdjb

Jx tl} hjb dnjfdbm+ ycmxm ycmlqdmx jqm imxhqdami jx hlnpmydbf

amhj}xm ycmt kmji yl iqjxydhjkkt id``mqmby plkdht qmxplbxmx"

8 Dyjkt cjx nlqm l}yxyjbidbf flmqbnmby imay ycjb Fqmmhm+ Dqmkjbi+ _lqy}fjk jbi Xpjdbhlnadbmi

Bmmikmxx yl xjt+ }bimqxyjbidbf ycmn dx hq}hdjk db lqimq yl jbydhdpjym

plkdht jhydlbx"

L` ycm ycqmm+ Emtbmxdjbdxnlqdfdbjydbf `qln Glcb Njtbjqi

Emtbmxdx pmqcjpx ycm nlxy vmkk.eblvb" Jhhlqidbf yl

Cldxdbfylb+ idxhdpkmx l` ycdx ycmlqt amkdmm ycjy mhlblndh

hlbyqjhydlbx jqm hj}xmi at jb dbx}``dhdmbht l` jffqmfjym imnjbi #lq

ylyjk xpmbidbf$" Yl jiiqmxx ycdx pqlakmn+ plkdhtnjemqx qmxlqy yl

im`dhdy+ lq xydn}k}x+ xpmbidbf"

Emtbmxdjb qmxplbxmx jqm bly }b`jndkdjq yl Jnmqdhjbx" Lmq ycm

tmjqx+ jbi }plb mmqt hthkdhjk ilvby}qb+ ycmxm ebmm.gmqe qmxplbxmx

cjm dbhqmjxmi db alyc qmz}mbht jbi njfbdy}im" Db qmxplbxm yl ycm

nlxy qmhmby qmhmxxdlb+ flmqbnmby xpmbidbf db ycm pqmdl}x ycqmm

tmjqx vjx )1"1 yqdkkdlb nlqm ycjb ycm ycqmm tmjqx mbidbf 1??3" @lq

ycdx x}n+ vm cjm al}fcy l}qxmkmx jbmndh fqlvyc jbi vdybmxxmi

ycm `dqxy ilvbfqjim l` l}q bjydlbx hqmidy qjydbf+ jb mnajqqjxxdbf

xtnalk l` fqlxx `dxhjk ndxnjbjfmnmby"

Vdyc ycm mspkdhdy `lh}x lb jffqmfjym imnjbi+ j Emtbmxdjb qmxplbxm

db ycm ndixy l` j imkmmqjfdbf xhmbjqdl idqmhyx jyymbydlb yl ycmxtnpylnx+ qjycmq ycjb ycm lmq.jqhcdbf xyq}hy}qjk pqlakmn" Db

mxxmbhm+ dy hlb`}xmx hj}xm jbi m``mhy"

Ycm @qdminjbdym dmv+ imqdmi `qln ycm mhlblndxy Ndkylb @qdminjb+

jbi ycm ycmlqt ycjy l}q h}qqmby @mimqjk Qmxmqm Hcjdqnjb x}axhqdamx

yl dx ycjy pqlyqjhymi mhlblndh xk}npx jqm jkxl hj}xmi at jb

dbx}``dhdmbht l` jffqmfjym imnjbi+ a}y jqm pqmmbyjakm lq

jnmkdlqjymi at dbhqmjxdbf ycm nlbmt xylhe" Jfjdb+ ycdx dx jkxl j

qmxplbxm vm xcl}ki qmhlfbdwm" Xdbhm Xmpymnamq 1??3 ycm nlbmyjqt

ajxm db ycm ]bdymi Xyjymx cjx qdxmb at 1:0-+ `qln )3=? adkkdlb yl

bmjqkt )1"6 yqdkkdlb" Imxpdym ycdx pjqjalkdh mspjbxdlb+ imnjbilq

hlbx}npydlbqmnjdbx }bhcjqjhymqdxydhjkkt vmje jx ycm cl}xmclki

xmhylq hlbydb}mx yl imkmmq" Bmdycmq ycm Emtbmxdjb blq @qdminjbdymqmxplbxm cjx ammb ycm pjbjhmj Jnmqdhjbx vmqm pqlndxmi"

Ycdx idi bly x}qpqdxm Cldxdbfylb+ vcl amkdmmx alyc qmxplbxmx jqm

`kjvmi amhj}xm alyc mhlblndh ycmlqdmx jqm hlbxdxymby vdyc ycm

vdimkt.cmki dmv ycjy ycm mhlblnt mspmqdmbhmx ycqmm yl xmmb tmjqx

l` fqlvyc+ `lkklvmi at lbm yl yvl tmjqx l` imhkdbm" Ycm xk}npx jqm

vlqqdxlnm+ a}y bly yll ij}bydbf xdbhm yvl tmjqx kjpxm `jdqkt z}dhekt

jbi ycmb ycm mhlblnt dx l`` yl ycm qjhmx jfjdb" Ycdx blqnjk a}xdbmxx

hthkm `qjnmvlqe cjx ammb ycm xyjbijqi xdbhm Vlqki Vjq DD }bydk

blv" Db lycmq vlqix+ ycm yvl ycmlqdmx njt am m` mhydm db imjkdbf

vdyc qmhmxxdlbx qmx}kydbf `qln xclqy.ymqn hqmidy hthkmx+ a}y jx vm

cjm blv vdybmxxmi+ Emtbmxdjb jbi @qdminjbdym qmxplbxmx jqm

dbm``mhydm db qmmqxdbf imkmmqjfdbf xhmbjqdlx+ vcdhc jqm at.pqli}hyx

l` klbf.ymqn hqmidy hthkmx"

At hlbyqjxy+ ycm @dxcmqdjb ycmlqt+ imqdmi `qln ycm Fqmjy

Impqmxxdlb.mqj mhlblndxy Dqdbf @dxcmq+ xyjymx ycjy jb mshmxxdm

a}dki}p l` imay qmkjydm yl FI_ dx ycm emt `jhylq db hj}xdbf njglq

hlbyqjhydlbx+ jx lpplxmi yl ycm ytpdhjk a}xdbmxx hthkm xk}npx"

Ycm j}yclqx hlbydb}m7 Lbkt j ydnm.hlbx}ndbf jbi id``dh}ky pqlhmxx

l` imkmmqjfdbf hlqqmhyx ycdx mhlblndh hdqh}nxyjbhm" Xtnpylnx l`

ycm mshmxxdm dbimaymibmxx jqm7 vmjebmxx db jffqmfjym imnjbi5 xklv

@dbjbhdjk & Hlnnlidyt Njqemyx Gjb}jqt :+ 1??? J}f}xy :? + 1?:: - Hcjbfm

X&_ =?? :+904 :+:1? .19-

Yqmjx}qt :?.Tmjq Tdmki 0"99- 1"?4- .03-

]X Ilkkjq Dbims :?:"36 69"69 .16-

Ldk 1="0?) :?="03) 8:8-

Flki 133) :+3?=) =16-

Hlqb 1?9"=?) 033"=?) 186-

Ycdbfx Vm Vjby yl Fl ]p

Mnpkltnmby yl _lp}kjydlb Qjydl 09- =3- .:?-

Nmidjb Dbhlnm #Db`kjydlb.Jig}xymi$ =1+833) 94+666) .=-

]X _qdjym Xmhylq _jtqlkk #Blb.@jqn$ :8?+=61 :8:+?:6 ?-

Hlbx}nmq Hlb`dimbhm :9:"6 =4"= .=3-

Ycdbfx Vm Vjby Yl Fl Ilvb

]bmnpkltnmby Qjym 9"?- 4":- :13-]bmnpkltnmby Qjym #].0$ 6":- :0":- :16-

]X _}akdh Imay L}yxyjbidbf#db ndkkdlbx$ =+660+?4:) :9+898+?33) :93-

]X Ylyjk Hqmidy Njqemy Imay #db ndkkdlbx$ 1=+833+3=?) =1+0?8+38?) :?6-

Fly Yqjbx`mq _jtnmbyx #- l` Jmqjfm Dbhlnm$ :9"4- 1?"9- 86-

@mimqjk Qmxmqmx Ajkjbhm Xcmmy #db ndkkdlbx$ 003+4?0) 1+306+9:0) 814-

Hcdbjx @lqmdfb Mshcjbfm Qmxmqmx #db ndkkdlbx$ :=9+03?) 8+:46+94?) :406-

Jbb}jk Hlxy l` Cmjkychjqm #@jndkt l` 9$ 3+1=?) :4+848) :8=-

Jbb}jk Hlxy l` Hlkkmfm Y}dydlb #_}akdh$ 6+811) :0+:9?) :1?-

B}namq l` _jfmx db ]X Yjs Hlim 93+40? 6:+03= 90-


4/5




nlbmt fqlvyc5 `jkkdbf mklhdyt5 x}xyjdbmi }bimqpmq`lqnjbhm l` ycm

kjalq njqemyx5 klv kmmkx l` hlb`dimbhm5 jbi plxxdakt mmb j

imhkdbm db ycm adqyc qjym jbi cl}xmclki `lqnjydlb" Db lycmq vlqix+

ycm blqnjk a}xdbmxx hthkm nlimkx l` ycm Emtbmxdjb jbi

@qdminjbdym ycmlqdmx jqm lmqvcmknmi db x}hc msyqmnm+ lmq.

dbimaymi xdy}jydlbx"

Yl g}ifm ycm jhh}qjht l` ycdx ycmlqt+ hlbxdimq ycm mdimbhm yl

ijym7 imnjbi cjx ammb dblqidbjymkt vmje+ aqlji nlbmt fqlvyc

cjx ammb xklv5 ycm mklhdyt l` nlbmt cjx `jkkmb5 kjalq hlbidydlbx

cjm bly dnpqlmi #m"f" kjalq pjqydhdpjydlb qjymx jy 16.tmjq klvx$5

jbi hlbx}nmq hlb`dimbhm qmnjdbx jy kmmkx blqnjkkt jxxlhdjymi

vdyc qmhmxxdlbx" Hkmjqkt+ vcjy vm jqm mspmqdmbhdbf dx }bkdem j

ytpdhjk a}xdbmxx hthkm qmhlmqt"

VCJY ILMXYCDX NMJB

Our Framework

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