OUR FAMILY LINKING HAS GROWN SO YOUR BUSINESS CAN TOO

FOR FINANCIAL ADVISERS ONLY

DISCOVER WHY CHOOSING GREEN ADDS UP

NEWFAMILY LINKING TREE

More value for your clients with our NEW Family Linking.Family Linking is a multiple family member discount. You can add value for your client and their family by driving down the cost of investment.

CLIENT

SPOUSE

OLDCLIENT LINKING SAPLING

AVAILABLE FROM APRIL 2020

PARENTS

GRANDCHILDREN

PARENTS-IN-LAW

CLIENT

SIBLINGS

CHILDREN

GRANDPARENTS

SPOUSE

Linking the value of a client’s assets with those held by their family means we will base the percentage charge each family member pays on the total value of the Old Mutual Wealth investments held by everyone who’s linked.

Linked clients need to be with the same adviser firm. Because the charge rate is lower the more investments that are linked, everyone in the family could benefit, no matter the size of their investment.

HOW FAMILYLINKING WORKS

Applications for Family Linking are simple and open to all who qualify.

More information, including the form you’ll need to complete to request Family Linking and a simple Q&A to help answer your questions will be made available ahead of launch in April 2020.

GRANDPARENTS

PARENTS / PARENTS-IN-LAW

SPOUSE / CIVIL PARTNER BROTHER / SISTER

CHILDREN

UP TO FOUR GENERATIONS OF FAMILY MEMBERS COULD BE LINKED PROVIDED

THEY ARE WITH THE SAME ADVISER FIRM

Our Family Linking has grown so your business can too

A SMALL FAMILY GROUP EXAMPLE£445 SAVED EACH YEAR

CLIENT’S MUM, AGE 79, WIDOWED

ASSET VALUE: £450,000

- Charge without Family Linking: 0.29%- Charge with Family Linking: 0.25%- SAVING £196

CLIENT, AGE 51, DIVORCED

ASSET VALUE: £500,000

- Charge without Family Linking: 0.29%- Charge with Family Linking: 0.25%- SAVING £145

CLIENT’S CHILD 1, AGE 15

ASSET VALUE: £15,000

- Charge without Family Linking: 0.50%- Charge with Family Linking: 0.25%- SAVING £38

CLIENT’S CHILD 2, AGE 11

ASSET VALUE: £5,000

- Charge without Family Linking: 0.50%- Charge with Family Linking: 0.25%- SAVING £13

CHILD1

CHILD2

MUM CLIENT

Family Linking is designed for clients where more than one family member has wealth to invest.

That could be grandparents who are drawing down on their pension, grandchildren who are starting to save and many other family members in between.

There is a great wealth transfer opportunity out there which Family Linking can help you access.

ESTIMATED £2.8TN AVAILABLE TO TRANSFER IN THE NEXT 30 YEARS.+

+Capital Economics (2017) – Survey of 2,002 UK nationally representative adults aged over 55 years

You have clients who have spent their lifetime accumulating wealth and overcoming financial planning problems with your support.

Many of these older clients wish to maximise a legacy and cascade wealth through their family. A comprehensive plan regarding their wealth today and how it will transfer between them over time will need to take into account all of the family’s needs.

It is a great opportunity to demonstrate the value of your advice and build a lasting relationship with the extended family.

AVERAGE LOSS OF ASSETS PER ADVISER AS A RESULT OF WEALTH TRANSFER = £288,000*

*Kings Court Trust (2017) - Wealth transfer in the UK

ADD VALUE TO YOUR BUSINESS –THE GREAT WEALTH TRANSFER

HOW OLD MUTUAL WEALTH CAN HELP

We put good customer outcomes at the heart of our business and we want to help create prosperity for the generations of today and tomorrow. We are committed to financial advice and can help you create a ‘family office’ with a total financial solution for your client and their family. We offer:

– the ability to manage an entire family’s wealth on one easy to use platform

– Family Linking pricing for great value

– full death benefit flexibility to facilitate the cascade of wealth through the generations.

The value of your client’s investments may fall as well as rise and they may not get back what they put in.

www.oldmutualwealth.co.ukPlease be aware that calls and electronic communications may be recorded for monitoring, regulatory and training purposes and records are available for at least five years.

Old Mutual Wealth is the trading name of Old Mutual Wealth Limited which provides an Individual Savings Account (ISA) and Collective Investment Account (CIA) and Old Mutual Wealth Life & Pensions Limited which provides a Collective Retirement Account (CRA) and Collective Investment Bond (CIB).

Old Mutual Wealth Limited and Old Mutual Wealth Life & Pensions Limited are registered in England and Wales under numbers 1680071 and 4163431 respectively. Registered Office at Old Mutual House, Portland Terrace, Southampton SO14 7EJ, United Kingdom. Old Mutual Wealth Limited is authorised and regulated by the Financial Conduct Authority. Old Mutual Wealth Life & Pensions Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their Financial Services register numbers are 165359 and 207977 respectively. VAT number 386 1301 59.

SK20607/220-0212/February 2020

Account value Charge*

First £25,000 0.50%

From £25,001 to £250,000 0.30%

From £250,001 to £750,000 0.25%

Over £750,000 0.15%

*Tiered like income tax bands

OLD MUTUAL WEALTHCHARGING

Product or Service Charge

We have one tiered charging structure that is based on the value of all products held on the investment platform, and the percentage charge reduces as the assets grow. It is known as the Service Charge for the ISA and Collective Investment Account, and the Product Charge for the Collective Investment Bond and Collective Retirement Account.