OREGON MUTUAL AND WESTERN PROTECTORS INSURANCE …

OREGON MUTUAL AND WESTERN PROTECTORS INSURANCE COMPANY

CUSTOM SHIELD

CREDITS AND OPTIONS

April 2015 Washington CO-1

ACCIDENT FORGIVENESS

1. Points for first accident that occurs in household (all drivers) after three years of no at fault accidents in the household are waived.

2. In order for the point waiver to apply, the accident forgiveness endorsement must be continued until the policy term expiration where the accident is three years old or more.

3. The accident forgiveness charge applies to Regular Use Private Passenger Vehicles and Motorhomes.

ADDITIONAL EQUIPMENT AND CUSTOMIZATION COVERAGE

Total Cost Additional Equipment and Customization

Premium

$ 1 500 $ 15.00

501 1,000 30.00

1,001 1,500 45.00

1,501 2,000 60.00

2,001 2,500 75.00

2,501 3,000 90.00

3,001 3,500 105.00

3,501 4,000 120.00

4,001 4,500 135.00

4,501 5,000 150.00

5,001 and Over $30 per $1000

Permanently installed equipment and customization that is not factory installed or dealer installed prior to a new car purchase may be scheduled individually under this endorsement. The rate is based on the total value of the listed items. This coverage is available for the following:

1. Vehicle equipment including, but not limited to:

a. Custom wheels and tires

b. Custom body/interior work, including custom T tops

c. Special carpeting, insulation, paneling, cooking, sleeping, and bathroom facilities, or height extending roofs

d. Custom engine work and parts

e. Custom paint and trim work.

f. Any equipment which modifies the vehicle's appearance or performance

2. Sound reproduction equipment and accessories valued in excess of $500 including, but not limited to:

a. Radios and stereos

b. Speakers and amplifiers

c. Compact disk players

d. Digital/audio format players

e. Satellite audio receivers


CUSTOM SHIELD

CREDITS AND OPTIONS

CO-2 Washington April 2015

ADDITIONAL EQUIPMENT AND CUSTOMIZATION COVERAGE (Cont.)

3. Electronic equipment that receives and/or transmits audio, visual, and data signals and is not designed solely for the reproduction of sound including, but not limited to:

a. Citizens band radios

b. Telephones

c. Two-way mobile radios

d. Television monitor receivers

e. Scanning monitor receivers

f. Audio cassette recorders

g. Video cassette recorders

h. Digital video disk (DVD) players

i. Satellite television receivers

Accessories used with electronic equipment that receives or transmits audio, visual, or data signals as listed above.

Additional Equipment and Customization Coverage is only available on those private passenger vehicles for which Comprehensive and Collision coverage are provided. No additional deductible applies. It is not available on motorhomes, trailers, antique, or restricted use classic. This also does not apply to comp only or non-owned auto.

ADDITIONAL INSURED

An additional insured may be endorsed onto the policy at no additional charge, provided the company is advised as respect to the additional insured's interest in the vehicle, and driving information (driver's license number, date of birth, accident and citation record is required if the additional insured will be operating the vehicle).

ADVANCE QUOTING CREDIT

This credit will automatically be applied to new business policies based on the number of days in advance of the policy effective date that the coverage was quoted.

1. The prior carrier must be preferred or standard and there must not be a lapse in coverage.

2. If applied, the new policy will continue to receive a discount factor in accordance with the schedule found in the rating factor pages.

AFFINITY CREDIT

A 5% affinity discount applies to BI, PD, PIP, UMBI, UMPD, Comp, and Collision for specific company-approved groups such as credit unions. The following are currently company approved as affinity groups:

1. First Tech Credit Union members

2. Selco Credit Union members

3. MAPS Credit Union members

4. First Community Credit Union members

The discount applies to all vehicles types except non-owned auto.


CUSTOM SHIELD

CREDITS AND OPTIONS


ANTI-THEFT DEVICES CREDIT

This credit applies to Comprehensive coverage only. To qualify, the vehicle must be equipped with one or more of the following:

1. Alarm only devices which sound an audible alarm that can be heard at a distance of at least 300 feet for a minimum of three minutes.

2. Active disabling devices which disable the vehicle by making the fuel, ignition or starting system inoperative. A disabling device is categorized as active if a separate manual step is required to engage the device.

3. Passive disabling devices which disable the vehicle by making the fuel, ignition or starting system inoperative. A disabling device is categorized as passive if a separate manual step is not required to engage the drive.

AUTOMOBILE GLASS REPAIR WAIVER

When there is damage to glass caused by comprehensive covered perils, and the glass can be repaired rather than replaced, the comprehensive deductible will be waived.

This coverage will only be offered on vehicles which have comprehensive coverage.

CUSTOM SHIELD PLUS

Custom Shield Plus provides a package of policy level coverage, including one deductible for auto and home; key replacement; worldwide comp, collision, and loss of use coverage for rental cars; pet medical; personal property; and Laptop/smartphone/IPad collision damage.

1. If selected, the charge applies to all PPV's, MH, Antique, Restricted and Regular Use Classic.

2. For each eligible vehicle charge 5% of the total premium for major policy coverages.

3. N/A for non-owned auto, comp only, and all trailers.

DEFENSIVE DRIVER DISCOUNT CREDIT

A 5% credit will apply to all major coverages for principal drivers age 55 or older who have successfully completed a Defensive Driver accident prevention course meeting criteria of the Department of Licensing. The discount is disallowed if:

The credit is for a two-year period only and will require recertification to requalify for each two-year period.

If there are other drivers in the household, this credit applies only to the driver classification factor of the qualified driver.

DIMINISHING DEDUCTIBLE

Optional policy level endorsement.

The deductible will be reduced by $100 annually (up to $500 total) as long as there have been no at fault accidents or collision losses with the past year.

Selected/purchased at policy level, then applies to all vehicles with collision coverage (though only charge on PPV, Regular Use Classic, and MH).


CUSTOM SHIELD

CREDITS AND OPTIONS


EMERGENCY ASSISTANCE PACKAGE – EAP

This coverage is available for private passenger vehicles and motorhomes only and provides:

1. Transportation expenses/rental cost coverage

2. Emergency expenses

3. Roadside assistance

4. Personal property coverage

5. Lock coverage

6. Increased supplementary payments coverage

Other requirements:

1. Coverage can be selected by individual vehicle

2. Vehicles with EAP cannot have transportation expenses

3. If EAP is purchased Comprehensive, Collision, and Roadside Assistance must also be provided

4. Not applicable to antique, restricted classic, trailers, or non-owned

Emergency Assistance Pkg

Policy Term Premium

6 months $15.00

12 Months $30.00

EMPLOYEE DISCOUNT

Discount available to employees and retirees of Oregon Mutual Insurance Group.

Discount is discontinued if employee leaves the company prior to retirement.

The discount applies to major coverages.

ENHANCED WINDOW GLASS

1. Coverage is available by vehicle for private passenger vehicles, antique autos, classic autos, motorhomes, and trailers that have comprehensive and collision coverage.

2. It provides for the repair or replacement of damaged window glass without regard to the applicable deductible when comprehensive coverage applies to the loss.

3. The charge is a percentage of the comprehensive premium for the vehicle and varies based on the deductible chosen for comprehensive as follows:

Comprehensive Deductible Relativity

100 1.30

250 1.36

500 1.46

750 1.54

1000 1.62

1500 1.70

2000 1.80

2500 1.89

5000 2.40


CUSTOM SHIELD

CREDITS AND OPTIONS


EXTENDED NON-OWNED AUTO

1. This insurance is available for the named insured or a listed relative living in the same household. Coverage is provided for the use by the named individual of any non-owned automobile, as provided in the endorsement.

2. Submit complete information regarding:

a. Estimated annual mileage of non-owned automobile.

b. Whether there is underlying insurance covering the named insured or relative on a direct primary basis.

c. Type of vehicle and use of vehicle usually driven.

d. Specific occupation of the insured.

INSURANCE SCORE

Policy premiums will include an adjustment for insurance score based on the TransUnion TrueRisk 2.0® for auto, which applies to all primary coverages.

The policyholder may request a new score in advance of the renewal if the current score was ordered no less than a year prior to the renewal date. The renewal premium will be adjusted accordingly to reflect the new score.

Oregon Mutual will also reorder score periodically, approximately three years from receipt of the previous score.

If a consumer is charged higher premiums due to disputed credit history, which is later resolved and the company is advised in writing of the resolution, the policy will be re-rated retroactive to the effective date of the current policy term. The consumer shall be charged the same premiums they would have been charged if accurate credit history was used to calculate an insurance score.

LEGACY CREDIT

Legacy Credit applies when a driver on his/her parent(s)' policy is moved to his/her own policy as applicant or co-applicant. Eligibility requirements are as follows:

1. Driver must be under 25 years of age and on parent(s)' policy for at least two years.

2. Must be no more than one (1) cite and one (1) accident within past three years for all drivers on new policy.

This factor is applied in the driver averaging calculation and the factor varies by age.

LIABILITY ASSUMED BY CONTRACT

This coverage indemnifies the insured up to $1,000 for liability assumed by contract under most car rental agreements (at no additional charge).

LOAN/LEASE COVERAGE (GAP COVERAGE)

Provides coverage for the unpaid amount due on a lease or loan in the event of a covered total loss.

1. Available by vehicle for private passenger vehicle only

2. Not available for trailers, motorhomes, antique, or classic autos

3. Coverage must be added within 30 days of vehicle purchase or policy inception

4. Available for current and immediate prior year models

5. Lienholder is required


CUSTOM SHIELD

CREDITS AND OPTIONS


LOW MILEAGE CREDIT

Low mileage credit is optional for regular use PPVs driven 9,000 miles annually or less, subject to the following requirements:

1. All household drivers must be age 25-65.

2. The credit must be requested and selected by the insured. 3. It applies only to regular use PPV type vehicles.

4. Insured must verify the low mileage by providing annual odometer readings.

5. Until the first anniversary of the new policy the declared annual miles will be used. At the policy anniversary the annual miles will be based on the odometer reading. Any subsequent reduction in annual miles must be verified by the odometer reading.

6. If verification is not provided or the verification shows mileage above the mileage range of the credit, the credit will be removed at the next renewal term.

LISTED OPERATOR COVERAGE

The Custom Shield Listed Operator policy provides limited coverage for undisclosed (unlisted) drivers. However, all individuals listed as drivers receive full policy limits.

If the broader Custom Shield policy is purchased, it provides coverage at the policy limits for undisclosed drivers who are using the insured's vehicles within the scope of the permission given by the insured. A 7% charge applies to major coverages for all vehicles except comp only vehicles and extended non-owned auto.

MILITARY DEPLOYMENT CREDIT

A Military Deployment Credit will be given on the automobile policy for insureds who are members of the military and have received military orders for active deployment in an active war zone.

This credit applies to bodily injury, property damage liability, personal injury protection, uninsured/underinsured motorist (UMBI and UMPD), comprehensive, and collision coverages.

In order to process the Military Deployment Credit, we require this credit be selected or indicated on the automobile new business or change application(s). This credit will be removed effective the renewal date following the date of the insured's return from deployment.

PACKAGE CREDIT/RESIDENCE TYPE

A Package Credit will be given on the Automobile policy for policyholders who also insure their Homeowners coverage with Oregon Mutual. The credit varies based on the type of Homeowner policy and whether or not there is an Oregon Mutual umbrella policy. The credit is not given for manufactured homes.

The credit applies to all vehicles except comp only and non-owned auto and to all major coverages.

In order to process the Package Credit we require the supporting homeowner policy number to be listed on the automobile new business or change application(s). The homeowner policy must be in force to qualify for this credit.

A 7% charge applies to major coverages for all vehicles except comp only vehicles and extended non-owned auto.


CUSTOM SHIELD

CREDITS AND OPTIONS


PERSISTENCY (ANNUAL RENEWAL) CREDIT

A persistency credit will be applied automatically at renewal on policies based on the number of years since original inception. Term effective date minus original effective date equals years with OMI.

This credit applies to all major coverages for all vehicles except comp only and non-owned auto.

PHYSICAL DAMAGE LOAN/LEASE BALANCE

This endorsement provides coverage to satisfy the outstanding indebtedness incurred in conjunction with the purchase or lease of a vehicle classed as a private passenger vehicle having both comprehensive and collision coverage. The endorsement will pay off the loan/lease balance on a specified vehicle if it is a total loss and the actual cash value is less than the loan/lease balance.

The coverage is available:

1. For indebtedness that was incurred exclusively in conjunction with the financing of the purchase or lease of your private passenger automobile as a new motor vehicle.

2. Provided the new vehicle is added within 30 days of purchase or 30 days of inception.

The premium charge is 5% of the total premiums for comprehensive and collision coverage applying to the covered automobile.

PHYSICAL DAMAGE – MOTOR HOME, TRAVEL TRAILER, OR CAMPER

Provides coverage for motor homes, travel trailers, tent trailers, trailers or campers designed to be towed by, or used with a private passenger or utility auto.

Rates – refer to the travel trailer and motor home rate page.

PRIOR LIABILITY COVERAGE

Elements of the applicant's prior insurance history will be used for rating. Prior policy type, prior bodily injury limits, prior lapse in liability coverage, and months with prior carrier will be classified as specified in the rating factor pages. See end of CO pages for list of non-standard carriers.

1. Prior Policy Type.

a. Prior policy type refers to the type of insurance carrier (preferred or standard/ nonstandard/ no prior) covering the first named insured immediately preceding the inception of the Oregon Mutual Insurance (OMI) policy. Some examples of no prior/no need may include, but are not be limited to; away on military service, out of the country, not owning a vehicle, etc.

b. If the applicant had a liability insurance policy prior to OMI and the policy had lapsed (expired) prior to the inception of the OMI policy, but not more than six days prior to the OMI policy, the prior policy type may be either preferred/standard or nonstandard whichever one applies. If the prior policy lapsed seven days or more prior to the effective date of the OMI policy, the prior policy type will be no prior or no prior/no need.

c. At the second anniversary (24 months from inception) of the OMI policy the factor will be amended to reflect the prior policy type of standard (relativity of 1.0).

d. The rate for prior policy type does not differ between standard and non-standard prior.

2. Prior Bodily Injury Limit.

a. The prior bodily injury limit is the first named insured's liability limits immediately preceding the inception of the OMI policy. If the prior policy lapsed seven days or more prior to the effective date of the OMI policy, the prior BI Limits are rated as no prior.


CUSTOM SHIELD

CREDITS AND OPTIONS


PRIOR LIABILITY COVERAGE (Cont.)

b. At the second anniversary (24 months from inception) of the OMI policy the factor will be amended to remove any surcharge or discount and reflect a relativity of 1.0.

3. Prior Policy Lapse.

a. A surcharge will apply if the first named insured did not have liability insurance immediately preceding the inception of the OMI policy.

b. Zero days lapsed equals no lapse and no prior/no need. Some examples of no prior/no need may include, but are not be limited to; away on military service, out of the country, not owning a vehicle, etc.

c. At the second anniversary (24 months from inception) of the OMI policy the number of days lapsed factor will be amended to reflect zero days lapse, if not already being rated as zero days lapsed, with a relativity of 1.0.

4. Months with Prior Carrier.

Months with Prior Carrier are the number of months preceding the inception of the Oregon Mutual Insurance policy that the first named insured had continuous coverage with the prior carrier. The credit is subject to the following requirements:

a. This credit applies regardless of the prior carrier.

b. This credit only applies if there was not a lapse in coverage of seven or more days with the prior carrier and no prior/no need.

5. When the lapse days between prior insurance and quote effective date is seven or more days, the quote is rated using the "No Prior coverage" categories even though there was a prior insurance carrier.

ROADSIDE ASSISTANCE

1. Roadside assistance coverage is available by vehicle for private passenger vehicles, motorhomes, and travel trailers using Oregon Mutual's authorized service provider. The coverage provides the following subject to a maximum of five disablements per 12-month consecutive period:

a. Towing of a covered disabled vehicle to the nearest qualified repair facility

b. Minor on-site labor at the place of disablement

Roadside Assistance

PPV Tow Miles MH & TT Limit Out of

Network Limit PPV Premiums MH & TT Premiums

25 miles $400 $100 $6.00 $39.00

50 miles $500 $150 $7.00 $44.00

100 miles $600 $250 $10.00 $47.00

2. Covered emergencies include:

a. mechanical or electrical breakdown;

b. battery failure;

c. insufficient supply of fuel, oil, water, or other fluid;

d. flat tire;

e. lock-out;

f. entrapment in snow, mud, water, or sand.


CUSTOM SHIELD

CREDITS AND OPTIONS


ROADSIDE ASSISTANCE (Cont.)

3. Antique autos, restricted use classic autos, and trailers, other than travel trailers, are not eligible for coverage.

4. This is a flat charge, no other factors apply. Annual premium is 2 x 6 month premium shown above.

5. Coverage may be written on well-maintained vehicles whether or not physical damage applies.

6. If selected for multiple vehicles each vehicle must have the same limit level.

TRANSPORTATION EXPENSES AND LOSS OF USE

This optional coverage is available by vehicle for regular use private passenger autos and motorhomes. This coverage is subject to the following eligibility requirements:

1. N/A for antique, restricted use classic, trailers, or non-owned auto

2. Vehicles with Emergency Assistance Package are ineligible

3. Comp and collision coverage are required

4. This is a flat charge, no other factors apply.

Transportation Expenses/Loss of Use – 6 months

Daily Limit Maximum Premium

$35.00 $1,050.00 $12.00

$50.00 $1,500.00 $18.00

VEHICLE REPLACEMENT OR UPGRADE COVERAGE Optional coverage selected at the vehicle level that provides replacement coverage for a vehicle one

year old or newer and upgrade to a one year newer vehicle if the vehicle is over one year old. This coverage is subject to the following requirements:

1. Charge is 5% of the Collision Premium.

2. Only available when adding a newly purchased vehicle aged five years or less.

3. Vehicle must be in well-maintained with no existing damage.

4. Coverage may be continued until the vehicle is 15 years old.

5. Available only for private passenger vehicles. Does not apply to antique, classic, motorhome or trailer.

UNDERINSURED MOTORISTS COVERAGE

Washington Insurance Law requires this coverage be provided at the same limit as the Bodily Injury limit of the policy unless the insured elects to buy a lower limit or rejects the coverage. When coverage is rejected M0008AW must be completed and signed by the named insured(s). This coverage cannot be provided at limits higher than the policy's bodily injury liability limits.


CUSTOM SHIELD

CREDITS AND OPTIONS


UNDERINSURED MOTORISTS PROPERTY DAMAGE COVERAGE

Washington Insurance law requires this coverage to be offered at the same limits as the property damage liability limit of the policy. The insured may elect to buy a lower limit or reject this coverage. When coverage is purchased above the $10,000 limit the vehicle(s) must also carry comprehensive and collision coverage.

Underinsured Motorist Property Damage Protection Coverage is subject to a $300 deductible for accidents involving hit-and-run or phantom vehicles and a $200 deductible for an accident with any other type of uninsured motor vehicle.

LIST OF NON-STANDARD PRIOR CARRIERS

Company AM Best # Company AM Best #

21st Century Security Ins Co 000577 California Automobile Ins Co 002646

A Central Ins Co 012475 Canal Ins Co 000234

Acceptance Indemnity Ins Co 010611 Car was in storage (no prior or comp only)

Acceptance Ins Co 002681 Charter Indemnity Co 010419

Access Ins Co 011651 Chicago Ins Co 002266

Aegis Security Inc 050759 Cincinnati Equitable Cos 051311

Aegis Security Ins Co 003716 Cincinnati Equitable Ins Co 003228

Affirmative Ins Co 001795 Clarendon National Ins Co 001975

Affirmative Ins Co of MI 013130 Clearwater Ins Co 003083

Affirmative Ins Group 018648 Clearwater Select Ins Co 055027

Agency Ins Co of MD, Inc. 010792 Coast National Ins Co 000177

Agent Alliance Ins Co 011866 Colonial County Mut Ins Co 010346

Aipso

Commerce West Ins Co 003131

Alfa Gen Insur Corp 001724 Commercial Alliance Ins Co 012276

Alfa Ins Corp 002227 Consumers County Mut Ins Co 004682

Alfa Ins Group 000106 Consumers Ins Usa 011775

Alfa Mut Fire Ins Co 002006 Country Casualty Ins 002248

Alfa Mut Gen Ins Co 003314 Dairyland County Mut Ins Co of TX 003277

Alfa Mut Ins Co 002005 Dairyland Ins Co 000309

Alfa Specialty Ins. 012333 Dairyland Of TX 003277

Alfa Vision 010042 Danielson National Ins Co 011351

Alliance United Ins Co 012207 Deerbrook Ins Co 011559

Alliant Specialty Ins Svcs (MGA)

Delphi Casualty Co 012696

Allstate Indem Co 002018 DHC Group 018227

Alpha Property & Casualty Ins Co 002634 Direct General Group 018393

Amer Economy Ins Co 002286 Direct General Ins Co 012040


CUSTOM SHIELD

CREDITS AND OPTIONS


LIST OF NON-STANDARD PRIOR CARRIERS (Cont.)


American Access Casualty Co 012428 Direct General Ins Co of LA 011947

American Alliance 014176 Direct General Ins Co of MS 012130

American Economy Ins Co 002286 Direct Ins Co 011320

American Freedom Ins Co 012271 Direct National Ins Co 000681

American Guarantee and Liability Ins Co 002562 Discovery Ins Co 011631

American Heartland Ins Co 011662 Eagle West Ins. Co. 003125

American Independent Cos 018663 El Aguila (The Eagle) - Great American Ins 083535

American Independent Ins Co 004969 Equity Ins Co 004940

American Reliable 000150 Eveready Ins Co 003058

American Service Ins Co, Inc. 001777 Everest Security Ins Co 011197

American Service Pool 018772 Executive Ins Co 003066

American Standard Ins Co of OH 011790 Farm Bureau County Mut Ins Co of TX 012107

American Standard Ins Co of WI 002023 Farm Bureau Ins Co of NC Inc 011659

American Underwriters Ins Co 000163 Farmers TX County Mut Ins Co 004097

Anchor General Ins Co 000364 Federated National Ins Co 000711

Anchor General Ins Group 018701 Financial Indemnity Co 000391

Apollo Casualty Co 011809 First Acceptance Ins Co of GA, Inc. 012544

Assigned Risk

First Acceptance Ins Co of TN, Inc. 013595

AssuranceAmerica Ins Co 012615 First Acceptance Ins Co, Inc. 011832

Audubon Ins Co 000180 First Acceptance Ins Group 018600

Bankers Independent Ins Co 000200 First Chicago Ins Co 003138

Benchmark Ins Co 011205 First National Ins Co of America 002246

Bristol West Casualty Ins Co 012404 Foremost County Mut Ins Co 003634

Bristol West Ins Co 012461 Foremost Ins Co 002189

Bristol West Preferred Ins Co 013761 Foremost P & C Ins Co 001897

Foremost Signature Ins Co 001754 Interstate Auto Ins Co, Inc. 011215

Founders Ins Co 004332 Interstate Bankers Casualty Co 002759

Founders Ins Co of MI 010814 Interstate Fire and Casualty Co 002267

Founders Ins Group 018597 Key Ins Co 013897

Gainsco, Inc 058379 Kingsway America Group 018442

Gateway Ins Co 010621 Kingsway Amigo Ins Co 010682

Geico Indemnity Comp 002204 Leon Hix Ins Co 014366

General Ins Co Amer 002447 Lincoln General Ins Co 003723


CUSTOM SHIELD

CREDITS AND OPTIONS




Grange Indemnity Ins Co 011777 Little River Ins Co 013106

Granite State Ins Co 002360 Lyndon Southern Ins Co 012167

Great American Ins Co (SG) 005990 MAPFRE Pan American Ins Co 004290

Great American Ins Co CAB 087045 Markel American Ins Co 000602

Great American Ins Co of NY 002210 Markel Ins Co 002699

Great American Insurance Company 002213 MemberSelect Ins Co 002140

Greenville Casualty Companies 018811 Mendakota Ins Co 011656

Greenville Casualty Ins Co 012324 Mendota Group 018711

Guideone America Ins Co 001854 Mendota Ins Co 010737

Hallmark Ins Co 010612 Mesa Underwriters Specialty Ins Co 013842

Hanover American Ins Co 010784 Metropolitan General Ins Co 002866

Hanover Fire and Casualty Ins Co 004944 MGA Ins Co, Inc. 002854

Hanover Insurance Co 002225 MIC General Insurance Corp 002669

Hanover National Ins Co 013932 MICO Ins Co 001760

Harbor Ins Co 011634 Mid‐Century Ins Co 002173

Hawkeye Security Ins Co 000900 Mid-Continent Assurance Co. 011321

Hillstar Ins Co 011334 Mid-Continent Casualty Co 000606

Home State County Mut Ins Co 010311 Middle States Ins Co Inc. 010646

Hudson Ins Co 003081 Milwaukee Casualty Ins Co 003458

Hudson Specialty Ins Co 012631 Modern Service Ins Co 004035

ICW Group Holdings Inc 058943 Mountain Laurel Assurance Co 011150

ICW Pool ( C ) 019407 National American Ins Co of CA 003105

ICW Pool ( SG ) 002967 National Automotive Ins Co 011516

Illinois Nat Ins Co 002361 National Ins Co Inc 003106

Imperial Fire and Casualty Ins Co 011376 National Interstate Ins Co 010829

Infinity Assurance Ins Co 002515 National Interstate Ins Co HI 012423

Infinity Auto Ins Co 000555 National Security Fire and Casualty Co 000687

Infinity Casualty Ins Co 004661 National Security Group. Inc 058428

Infinity County Mut Ins Co 003572 National Unity Ins Co 001902

Infinity Indemnity Ins Co 011669 Nations Ins Co 013874

Infinity Ins Co 002217 Nationwide Assurance Co 000277

Infinity Preferred Ins Co 011745 Nevada General Ins Co 011692

Infinity Property & Casualty Group 018584 New Hampshire Indemnity (also see 21st Century Security Ins Co)

000577


CUSTOM SHIELD

CREDITS AND OPTIONS




Infinity Reserve Ins Co 012288 New Jersey Indemnity Ins Co 012296

Infinity Safeguard Ins Co 004941 New South Ins Co 000698

Infinity Security Ins Co 002710 North East Ins Co 003108

Infinity Select Ins Co 011252 North Pointe Ins Co 000317

Infinity Standard Ins Co 000843 Northbrook Indemnity Co 003791

Insura Property and Casualty Ins Co 002741 Northland Casualty Co 004025

InsureMax Ins Co 012263 Northland Insurance Co 000712

Integon Casualty Ins Co 011301 Oak Brook County Mut Ins Co 002661

Integon General Ins Corp 002459 Occidental Fire & Casualty Co of NC 002312

Integon Indemnity 002458 Ocean Harbor Casualty Ins Co 011218

Integon National Ins Co 002387 Ohio Security Ins Co 002379

Old American County Mut Fire Ins Co 010360 Tennessee Farmers Ins Co 011206

Omni Indemnity Co 010831 Tennessee Farmers Mutual Ins Co 008886

Omni Ins Co 010642 The FB Ins Co 003212

Onebeacon Insur Co 002196 The General Automobile Ins Co 014118

Orion Capital Corp (MGA) The Members Ins Co 013811

Other Non Standard The Personal Service Ins Co 003304

Pacific Pioneer Ins Co 011133 Titan Indemnity Co 000548

Pacific Star Ins Co 013755 Titan Ins Co 010709

Patriot General Ins Co 004039 Topa Ins Co 002749

Peachtree Casualty Ins Co 002473 Topa Ins Group 050687

Peak P&C Ins Corp 011414 Traders General Agency 052871

Permanent General Assurance Corp 001894 Traders Ins Co 001875

Permanent General Assurance Corp of OH 011303 Trumbull Ins Co 002610

Permanent General Ins Group 018329 Trustgard Ins Co 010778

Phoenix Ins Co 002518 Twin Lights Ins Co 013061

Protective Ins Co 000784 Union American Ins Co 010471

Protective Specialty Ins Co 013918 Union Ins Co 002532

Regal Ins Brokers Unique Ins Co 011998

Republic Indemnity Co of America 000800 United Automobile Ins Co 010781

Republic Indemnity Co of CA 001856 United Automobile Ins Group 018415

Rockford Mutual Ins Co 003612 United Equitable Group 003863


CUSTOM SHIELD

CREDITS AND OPTIONS




Safeway Direct Ins Co 012224 United Equitable Ins Co 002460

Safeway Ins Co 000819 United Financial Casualty Co 001900

Safeway Ins Co of AL, Inc. 010688 United National Group 019769

Safeway Ins Co of GA 000217 United National Ins Co 003128

Safeway Ins Co of LA 011986 United National Specialty Ins Co 000447

Safeway Ins Group 000459 Unitrin Advantage Ins Co 012163

Sagamore Ins Co 001840 Unitrin County Mut Ins Co 011055

Santa Fe Auto Ins Co 013011 Universal Casualty Co 002753

Security National Ins Co 010796 Usaa Gen Indem Co. 004865

Seminole Casualty Ins Co 011075 USAgencies Casualty Ins Co, Inc. 011830

Sentry Select Ins Co 002224 USAgencies Direct Ins Co 000226

Sirius America Ins Co 002642 Valley Ins Co 001873

Sirius America Ins Co CAB 087035 Victoria Automobile Ins Co 011688

Southern County Mut Ins Co 003382 Victoria Fire & Casualty Co 000671

Southern General Group 000425 Victoria National Ins Co 012059

Southern General Ins Co 003836 Victoria Select Ins Co 011689

Southern Michigan Ins Co 004874 Victoria Specialty Ins Co 012058

Spartan Ins Co 001934 Viking Co Mut Ins Co 003626

Star Casualty Ins Co 011198 Viking Ins Co of WI 004410

StarNet Ins Co 012245 Virginia Farm Bureau Group 019780

State Auto Ins Co of Ohio 012383 Virginia Farm Bureau Mutual Ins Co 002549

State Auto Ins Co of WI 003591 Vision Ins Co '013089

State Auto Mutual Ins Co 000855 West Virginia National Auto Ins Co 012255

State Auto P & C Ins Co 002475 Western Agricultural Ins Co 003600

State Farm Fire and Casualty Co 002477 Western General Ins Co 003560

Sterling Casualty Ins Co 013808 Wilshire Ins Co 000975

Sterling Ins Co 000872 Workmen's Auto Ins Co 000980

Stonewood General Ins Co 014312 Yosemite Ins Co 003222

Stonewood National Ins Co 014313 Young America Ins Co 010692

Sutter Ins Co 003623

OREGON MUTUAL AND WESTERN PROTECTORS INSURANCE …

Documents

Transcript of OREGON MUTUAL AND WESTERN PROTECTORS INSURANCE …