Online Lending LenDen Club 07Oct2015.PDF

7/25/2019 Online Lending LenDen Club 07Oct2015.PDF

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ONLINE LENDING PLATFORM


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OrganizedLenders

OperationalCost

Lack ofinnovation intechnology

High cost forbusinessexpansion

Technologypartner

Solution

Providers

PROBLEMS MARKET NEED


3/19

Technologypartner

Connects borrowers to lenders

PROBABLE SOLUTION


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Unorganized Lenders

Higher Returns

Organized Lenders

Zero Operational

Cost

Risk Distribution

No Cost of business

expansion

Borrowers

Fast Fund

Transpar

All that with Convenience

WHY THEY WILL USE IT


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WE SHOULD DO ITBECAUSE


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PAN Card holders in India

Individual PAN Card holders

Urban & Semi urbanPAN Card

Holders

Rs. 1.25 Lakh Cr.

Lending

Scope

17 Cr.

10 Cr.

5 Cr.

Lending Scope Considering each target borrower is borrowing Rs. 25,000

MARKET MAPPING: POTENTIAL SCOPE OF BORROWERS


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MARKET MAPPING: POTENTIAL SCOPE OF LENDER INVESTM

Income Tax Payers in India

Individual Income Tax Payers

Urban & Semi urbanTax Payers

Rs. 15,000 Cr.

Lending

Scope

3.5 Cr.

3.0 Cr.

1.5 Cr.

Investment Scope Considering each target lender is investing Rs. 10 ,000


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MARKET MAPPING: ESTIMATED MARKET SIZE OF PERSONAL

18000

20700

22770

25047

27552

30307

33338

2012 2013 2014 2015 2016 2017 2018

All figures in Rs. Cr.


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Share of LenD(Rs. 1,800)

Share of P2P P(Rs. 3,600)

Personal Loan(Rs. 36,000)

All figures in Rs. Cr.

100%

10%

5%

MARKET MAPPING: POTENTIAL MARKET SHARE (BY 2019)


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HOW WE WILL EARN

Arranger fees from Borrowers

Subscription fees from Lenders

Selling loan data analytics

Cross selling financial products

Revenue from banner ads

Revenue from Captive Finance Company


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WHO WILL DO IT


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Bhavin PatelFounder, CEO

SVMIT

Financial Services professional with

experience

Possesses deep understanding of s

financial operations and debt fund

Domain knowledge includes work

classes like personal loans, SME lo

loans, CV Loans, Microfinance and

Can do attitude towards br

processes online

Expert in structured finance produ

concept of securitization at many N

not have access to finance

Sports enthusiast and forward playi


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Dipesh KarkiCo-Founder, CTO

NIT Kurukshetra

Successful Project Manager with m

of experience in developing mar

products

Developed a workflow solution for

Scientific and Industrial Research, M

Designed & created a software p

an Industrial Piping Isometric Dr

from a 3D-CATIA data. Itsone of th

of its kind available in the world.

Experience of using physics and m

software development

Freelance designer and strong te

loves football


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KEY TEAM MEMBERS

Gaurav (CA, Product Manager)

He is CA by profession. He has deep knowledge about credit appraisal and under

He defined and implemented online credit appraisal process at one of the top 10 l

institutions in India. Prior to this, he worked with Indiasleading private bank and an

on credit underwriting roles. At LenDen Club, product development is taken care by

Hiren (RRIT)

Hiren is fantastic team player and designer. After engineering, he developed an i

towards website designing. Independently developed dozens of websites. Joined L

Club when it was at idea stage. He is a part technology team.


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WHAT WE HAVE ACHIEVED 100% online workflow solution

Automated 60% of lending process

Profitable at transaction level

250 + users in 2 month

16 transaction


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HOW MUCH WE SPEND EVERY MONTH

Expense Head Amount (Rs.)

Salary 85,000

Marketing 50,000

Travelling 10,000

Other 15,000

Total 1,60,000


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Technology:Current platform has basic features which fulfils requirement to arra

lending transaction. To take it to the next level, we need resources and t

infrastructure. We have identified and working on 2-3 innovative solutions

lending system

Team: Team is the key to the growth of platform. We want to build a strong

team to achieve targeted goals.

Marketing:Very focused marketing plan needs to be executed as majority o

happen through digital channels. Marketing campaign will include digital

offline marketing and PR activity.

Infrastructure & Administration:Office set up with basic facilities like telephone lin

connection is needed to run day to day operations.

WHAT WE WANT TO DO


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REQUIRED INVESTMENT

INR 1,50,00,000

UTILIZATION OF FUNDS

25%

25%

35%

15%

WHAT WE NEED


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THANKYOU

Online Lending LenDen Club 07Oct2015.PDF

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