o''iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp¨˜ਰ-ਘਰ ਰੋਜਗਾਰ...CHIEF MINISTER, PUNJAB...

139
1 gzikp ;oeko d/ xo xo o''iarko d/ T[d/;a fjZs gzikp d/ B""itkB bVe/$bVehnK bJh ;t?^o''iarko ;ehwK ;pzXh feskpuk o''iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp n?;H;hHUH BzL 47$1 ;?eNo 17^Jh, uzvhrVQ

Transcript of o''iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp¨˜ਰ-ਘਰ ਰੋਜਗਾਰ...CHIEF MINISTER, PUNJAB...

  • 1

    gzikp ;oeko d/ xo xo o''iarko d/ T[d/;a fjZs gzikp d/ B""itkB bVe/$bVehnK bJh ;t?̂ o''iarko ;ehwK ;pzXh feskpuk

    o''iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp n?;H;hHUH BzL 47$1 ;?eNo 17^Jh, uzvhrVQ

  • 2

    "nkgD jEh nkgDk nkg/ jh eki[ ;[tkohn?" ;qh r[o{ BkBe d/t ih

    (nk;k eh tko)

    ;qh r[o{ BkBe d/t ih d/ 550t/A gqek;a g[op B{z

    ;wofgs

  • 3

    ;zd/;a

    w[Zy wzsoh, gzikp

    CHIEF MINISTER, PUNJAB

    gzikp d/ B"itkBK dh fjzws, fwjBs ns/ brB dhnK gqf;ZXhnK dk vzek

    d/;^ftd/;aK ftZu tZidk fgnk j?. fJjBK B"itkBK bJh gzikp ;oeko tZb'A o'iarko d/

    bkj/tzd w"e/ gqdkB eoB bJh “xo^xo o'i arko ;ehw” dk nkrkI ehsk frnk j?, fi;

    nXhB jo xo ftZu o'iarko T[gbZpX eotkT[D dk Nhuk oZfynk j?. fJ; we;d dh g{osh

    bJh B"itkBK B{z j[Bo gqdkB eoB s/ T[jBK dh gqfsGk B{z j'o fBykoB s/ T[jBK dhnK

    o'iarko gqkgsh ;pzXh ;wZf;nktK dk jZb fJZe SZs j/m eoB d/ we;d Bkb jo fIbQ// ftZu

    fIbQk o'iarko s/ eko'pko fpT{o' ;Ekfgs ehs/ jB, fiZE/ e'Jh th p/o'iarko ftnesh

    o'iarko d/ w"fenK bJh ;bkj, j[Bo e'o;K pko/ ikDekoh, ;t?^o'iarko ;ehwK dh ikDekoh

    wkfjoK s'A fJe jh EK s/ n;kBh Bkb gqkgs eo ;edk j?. fJjBK B"itkBK B{z bkj/tzd

    o'iarko$;t?^o'iarko gqkgs eoB ftZu wdd eoB bJh fIbQk o'iarko ns/ eko'pko dcaso

    okjhA ;oekoh ns/ gqkJht/N B"eohnK tk;s/ w[cas e'fuzr fdtkJh ik ojh j?.B"eohnK dh

    fJzNoftT{ tk;s/, ezfgT{No f;ybkJh ns/ nzro/Ih GkPk ;[XkoB d/ wzst bJh th f;ybkJh

    fdZsh ik ojh j?. fJ; s'A fJbktk B"itkBK Bz{ bkj/tzd o'iarko gqkgs eoB bJh o'iarko w/b/

    ns/ gb/;w?AN e?Ag th nk:'fis ehs/ ik oj/ jB. T[whdtkoK dh j[Bo f;ybkJh tk;s/

    gzikp j[Bo ftek; fw;aB okjhA T[BQK Bz{ f;ybkJh fdZsh ik ojh j?. seBkb'ih dh tos'A

    eod/ j'J/ p/o'iarko B"itkBK B{z gzikp ikp j?bg bkJhB okjhA N?bhc'B okjhA jh

    o'iarko$;t?^o'iarko d/ w"fenK dh ikDekoh fdZsh ik ojh j?. p/o'IrkoK s/ o'Irko d/D

    tkfbnK dk fwbkg th N?bhc'B s/ o'Irko d/D s/ gqkgs eoB bJh eotkfJnk ik fojk

    j?.B"itkB o'iarko$;t?^o'iarko$Nq/fBzr nkfd gqkgs eoB bJh xo p?m/ jh gzikp xo^xo

  • 4

    o'iarko s/ eko'pko g'oNb www.pgrkam.com s/ doi j' e/ ;kohnK ;j{bsK nk;kBh

    Bkb gqkgs eo ;edk j?. ;oeko d/ fJjBK T[gokfbnK ;dek fgSb/ fszB ;kbK ftZu 12

    bZy s'A tZX ftneshnK B{z o'iarko$;t?^o'iarko gqkgs eoB ftZu wZdd ehsh rJh j?.

    ;oeko dk Nhuk jo ftnesh B{z fwbD tkbhnK ;j{bsK T[; d/ xo sZe nk;kBh

    Bkb gqkgs eotkT[Dk j?. fJ; bVh ftZu o'iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp tZb'A

    gzikp ns/ e/Ado ;oeko tZb'A ;t?^o'iarko ns/ j[Bo f;ybkJh bJh ubkJhnK ik ojhnK

    ;ehwK pko/ ikDekoh fdzdk "xo^xo o'iarko" feskpu/ dk d{ik ;'fXnk nze gqekf;as ehsk

    ik fojk j?.

    w?B{z Go';k j? fe jZEbk feskpuk B"itkBK bJh o'iarko gqkgs eoB bJh bkj/tzd

    ;kps j't/rk s/ fJj nk; eodk jK fe o'iarko T[sgsh ns/ f;ybkJh ftGkr, gzikp d/

    B"itkBK B{z ;t?^fBoGo pDkT[D bJh GftZy ftZu j'o ;koEe T[gokb/ eodk oj/rk.

    w?A B"itkBK d/ ;cab GftZy dh ekwBK eodk jK.

    (nwfozdo f;zx)

  • 5

    ;zd/;a

    uoBihs f;zx uzBh

    o'iarko T[sgsh ns/ f;ybkJh wzsoh, gzikp ;oeko

    tXdh p/o'iarkoh dh r[zMbdko ;wZf;nk d/ jZb bJh gzikp ;oeko tZb'A izrh

    gZXo s/ T[gokb/ ehs/ ik oj/ jB sK fe jo xo ftZu o'Irko gqkgs j' ;e/ s/ gzikphnK B{z

    o'iarko gqkgs eoBk nk;kB j't/. nZi d/ ;w/A ftZu w;ahBh :[Zr j'D Bkb o'iarko d/ w"fenK

    ftZu spdhbh nkJh j? s/ T[jBK w"fenK bJh fsnko j'D bJh j[Bo dh pj[s b'V j?. fJ;

    g{osh bJh gzikp j[Bo ftek; fw;aB okjhA j[Bo e'o; eotk e/ o'iarko gqkgsh bJh

    fsnko ehsk ik fojk j?. id'A ftnesh e'b j[Bo j? sK T[j nkgDk ezw nkg eoe/ Gkt

    ;t?^o'iarko ngDk e/ “nkgDk wkbe nkg” pD ;edk j?.fJ; bJh gzikp ;oeko ns/

    e/Ado ;oeko dhnK pj[s ;kohnK ;t?^o'Irko ;ehwK jB. fiBQK dh ikDekoh fJe

    feskpu/ ("xo^xo o'iarko") d/ o{g ftZu B"itkBK sZe gj[zukJh ik ojh j?.

    w?B{z nfsnzs y[;ah j' ojh j? fe o'iarko T[sgsh ns/ f;ybkJh ftGkr B/

    ;t?^o'iarko ;ehwK s/ j[Bo f;ybkJh e'o;K B{z ;zefbs eoe/ fJj feskpuk B"itkBK bJh

    g/;a ehsk j?. nk; eodk jK fe fJj feskpuk B"itkBK dh ikDekoh dh ewh j'D eoe/

    o'iarko gqkgsh dh ;wZf;nk dk jZb eo/rk s/ tZX s'A tZX B"itkB o'iarko gqkgs eo

    ;eDr/.

    Pa[G ekwBk ;fjs.

    (uoBihs f;zx uzBh)

    o'iarko T[sgsh ns/ f;ybkJh wzsoh, gzikp ;oeko

    [email protected]

    mailto:[email protected]

  • 6

    ;zd/P

    okj[b fstkVh nkJhHJ/Hn?Z;H

    ;eZso o''iarko T[sgsh ns/ f;ybkJh ftGkr

    gzikp,

    ;qh r[o{ BkBe d/t ih d/ fdZs/ “feos eo'” d/ f;XKs nB[;ko jo wB[Zy B{z nkgDk

    ihtB fBotkj eoB bJh e'Jh Bk e'Jh ezw (o'iarko) eoBk iao{oh j?, T[j o'iarko eh,

    feZE/, fet/A s/ fejVk j't/rk, d/ jZb bJh gzikp ;oeko tZb'A ehs/ rJ/ T[gokb/ fIbQk o'iarko

    s/ eko'pko fpT{o' ;Ekfgs eoB, gzikp xo^xo o'iarko s/ eko'pko fw;aB dh ;EkgBk,

    gzikp j[Bo ftek; fw;aB tZb'A p/o'Irko B"itkBK Bz{ ;feZb N/qfBzr e'o; eotk e/ o'iarko

    :'r eoB dk ezw ehsk ik fojk j?. j[D “xo^xo o'iarko” gZfsqek okjhA ;t?^o'iarko

    dhnK ;ehwK s/ j[Bo e'o;K dh ikDekoh gzikp d/ B"itkBK sZe gj[zukT[D bJh T[gokbk

    ehsk frnk j?.

    nk; eodk jK fe fJj gZfsqek o'iarko gqkgsh bJh B"itkBK bJh bkj/tzd j't/rh.

    okj[b fstkVh

  • 7

    ;zd/P

    jogqhs f;zx ;{dB

    nkJhHJ/Hn?; vkfJo?eNo

    o'Irko T[sgsh ns/ f;ybkJh ftGkr, gzikp

    o'iarko T[sgsh ns/ f;ybkJh ftGkr Bk e/tb B"itkBK B{z o'iarko gqkgsh bJh

    o'iarko w/b/$gb/;w?AN e?Ag, feZsk nrtkJh jh gqdkB eodk j?, ;r'A ftGkr tZb'A gqekf;as

    ehs/ iKd/ feZsk ;kfjs okjhA th tZvw[Zbh ikDekoh ;KMh eodk j?.

    nZi d/ B"itkB dh p/o'iarkoh dh w[Zy ;wZf;nk T[; dh mhe Yzr Bkb :'iBkpzdh Bk

    j'Dk j?. o'iarko ftGkr T[; dh fJ; ;wZf;nk B{z ;[bMkT[D bJh tZy^tZy feZfsnK pko//

    feZsk ;kfjs gqekf;as eodk j?. fJ; bVh ftZu e/Ado s/ oki ;oeko dhnK ;t?^o'iarko

    ;ehwK s/ j[Bo e'o;K ;pzXh ikDekoh ;zefbs eoe/ B"itkBK sZe gj[zukT[D dk T[gokbk

    ehsk ik fojk j?. w?A nk; eodk jK fe fJj ;{uBk B"itkBK B{z g;zd nkt/rh ns/ bkj/tzd

    j't/rh.

    nkg ih d/ ;[fBjo/ GftZy dh ekwBk ;fjs.

    w[Zy ;zgkde jogqhs f;zx ;{dB

  • 8

    ;zgkde dh ebw s'A

    r[owhs e"o ;z:[es vkfJo?eNo

    o'Irko T[sgsh ns/ f;ybkJh ftGkr gzikp

    wzIb T[jBK Bz{ jh fwbdh j? i' okj s[od/ jB, yVQk sK gkDh th rzXbk j' iKdk j?. o'Ih o'Nh ewkT[D bJh th :'iBkpzdh eoBh g?Adh j?, feZfsnK d/ tZv/ ;z;ko ftu'A o'iarko dh :'iBkpzdh eoBk nZi d/ ;w/A dh r[zMbdko ;wZf;nk j?. fJ; r[zMb Bz{ nk;kB pDkT[D bJh o'Irko T[sgsh ns/ f;ybkJh ftGkr, gzikp tZb'A xo xo o'Irko w?rIhB ftZu e/Ado ns/ gzikp ;oeko tZb'A ;t?^o'Irko Bz{ gq/fos eoB bJh ubkJhnK ik ojhnK ;ehwK dh ikDekoh nkg Bz{ T[gbZpX eotkJh ik ojh j?. nk; eodh jK fe fJj T[gokbk nZi d/ B"itkB d/ wzib gqkgsh d/ okj Bz{ ;[ykbk pDkT[D ftZu :'rdkB gkt/rk.

    P[G fJSktK ;fjs.

    ;zgkde r[owhs e"o P/ofrZb

  • 9

    T[g^;zgkde dh ebw s'A

    fdbpkr f;zx o'Irko T[sgsh ns/ f;ybkJh nc;o, o'Irko T[sgsh ns/ f;ybkJh ftGkr

    gzikp

    r[o{ BkBe d/t ih d/ Pzd/; ^ feos eo', tzv Se', Bkw ig' Bz{ gzikphnK B/ sBd/jh Bkb ngDkfJnk ns/ d/P^ftd/P fty/ nkgDh ekw:kph Bkb nkgDh e"w ns/ nkgD/ d/P dk Bkw T[Zuk ehsk j?.

    fJ; ekw:kph Bz{ fJ;/ soQK poeoko oZyD tk;s/ ns/ j'o tXkT[D tk;s/ gzikp ;oeko tZb'A th T[gokb/ ehs/ ik oj/ jB, fit/A fIbQk o'Irko ns/ eko'pko fpT{o' Bz{ j'o ;Pes eoBk ns/ gzikp j[Bo ftek; fwPB okjhA tZX s'A tZX B"itkBK Bz{ j[Bowzd eoBk.

    jZEb/ feskpu/ okjhA nkg Bz{ e/Ado ns/ gzikp ;oeko tZb'A ubkJhnK ik ojhnK ;ehwK dh ikDekoh fdZsh ik ojh j?. w?A nk; eodk jK fe fJj ikDekoh nkg d/ tk;s/ bkj/tzd ;kps j't/rh.

    T[g^;zgkde fdbpkr f;zx

  • 10

    sZseok

    tZy^tZy ;t?^o'iarko ;ehwK ns/ j[Bo e'o;K d/ t/ot/

    bVh BzL ;t?^o'iarko ;ehwK ns/ j[Bo e'o; gzBk

    BzL

    1. o'Irko T[sgsh ns/ f;ybkJh ftGkr, gzikp

    gzikp xo^xo o'Irko ns/ eko'pko fwPB

    (PGRKAM)

    fIbQk o''Irko ns/ eko'pko fpT{o'

    gzikp d/ :[teK dk f;ybkJh s/ o'iarko e/Ado

    (;h^gkJhN)

    wkJh Gkr' nkowv c'of;ia gq?go/Noh fJz;NhfuT{N

    cko robia

    wjkokik oDihs f;zx nkowv c'of;ia gq?go/Noh

    fJz;NhfuT{N cko p[nkfJia, w'jkbh

    gzikp j[Bo ftek; fwPB

    13

    14

    16

    18

    19

    21

    2. gqXkB wzsoh o'Irko f;oiB gq''rokw (PMEGP) 28

    3. gqXkB wzsoh w[dok :''iBk 32

    4. ;N?Av^ng^fJzvhnk 35

    5. ;NkoN^ng fJzvhnk 38

    6. gzikp nB[;{fus ikshnK G""A ftek; ns/ ftZs ekog''o/;aB dhnK

    ;ehwK

    40

    7. gzikp gZSVhnK ;aaq/DhnK GA"^ftek; ns/ ftZs ekog''o/;aB dhnK ;ehwK

    47

    8. v/noh ftek; ftGkr, gzikp ns/ gzikp v/noh ftek; p'ov dhnK ;pf;vh ;ehwK

    55

  • 11

    9. gP{ gkbD ftGkr, gzikp dhnK ;ehwK 62

    10. dhB fdnkb nzBs'fdnk :'iBk (B?PBb nopB bkJhtbhj[Zv

    fwPB)

    64

    11. ;wkfie fBnK, nfXekosk ns/ xZN frDsh tor GbkJh ftGkr,

    gzikp dhnK ;ehwK

    67

    12. Rural Self Employment Training Institute (R-Seti)

    g/Av{ ftek; ns/ gzukfJs ftGkr, gzikp dh f;ybkJh ;z;Ek

    69

    13. seBheh f;Zfynk s/ T[d:''fre f;ybkJh ftGkr, gzikp dh ;ehw 72

    14. y/shpkVh ns/ fe;kB GbkJh ftGkr, gzikp dhnK ;ehwK 75

    15. gzikp T{oik ftek; J/iz;h dh ;ehw 78

    16. pkrpkBh ftGkr, gzikp dhnK ;ehwK 80

    17. wZSh gkbD ftGkr, gzikp dhnK ;ehwK 86

    18. fIbQk fdjksh ftek; J/iz;h okjhA ubkJ/ ik oj/ ezfgT{No

    f;ybkJh ;?ANo

    90

    19. fiabQk fdjksh ftek; J/iz;h tZb'A ;g?Pb ezg'B?AN ;ehw sfjs

    ubkJ/ iKd/ Nq/fBzr ;?ANo

    92

    20. gzikp oki fdjksh nkihftek fw;aB 94

    21. ekwB ;oftf;ia ;?ANo ;ehw 97

    22. feq;ah ftfrnkB e/Ado d[nkok eotkJ/ ikD tkb/ e'o; 101 23. r[o{ nzrd d/t t?NoBoh ns/ n?Bhwb ;kfJzf;ia :{Bhtof;Nh

    b[fXnkDk gzikp d[nkok fJ;sohnK bJh ubkJ/ ikD tkb/ w[cas

    e'o;

    104

    24. gzikp b/po t?Zbc/no p'ov tZb'A ubkJhnK ik ojhnK w"i{dk

    GbkJh ;ehwK

    106

    25. tZy^tZy feZs/ Pa[o{ eoB bJh nkofEe w[bKeD d/ Bw{Bk t/ot/ 127

  • 12

    o'Irko T[sgsh ns/ f;ybkJh ftGkr, gzikp dhnK ;ehwK

    gzikp xo^xo o'Irko ns/ eko'pko fwPB (PGRKAM)

    fIbQk o''Irko ns/ eko'pko fpT{o'

    gzikp d/ :[teK dk f;ybkJh s/ o'iarko e/Ado (;h^gkJhN)

    wkJh Gkr' nkowv c'of;ia gq?go/Noh fJz;NhfuT{N cko robia

    wjkokik oDihs f;zx nkowv c'of;I gq?go/Noh fJz;NhfuT{N

    (J/Hn?cHghHnkJhH)

  • 13

    gzikp xo^xo o'Irko ns/ eko'pko fwPB (PGRKAM)

    gzikp ;oeko tZb'A xo^xo o'Irko d/ nkgD/ Nhu/ B{z g{ok eoB tk;s/ fiZE/

    fifbQnK ftZu DBEE y'b/, T[E/ jh gzikp xo^xo o'Irko s/ eko'pko fwPB dh th

    ;EkgBk ehsh fiE/ p/o'Irko B"itkBK dh wZdd tk;s/ j/m fby/ nB[;ko ezw ub oj/

    jB^

    (1) gzikp ikp j?bgbkJhB P[o{ ehsh rJh j?. fiE/ fdZs/ rJ/ Bzpo s/ N?bhc'B okjhA

    o'Irko ;pzXh ikDekoh gqkgs ehsh ik ;edh j? s/ fJj gb/Nckow s/ o'Irko d/D

    tkb/ ns/ o'Irko gqkgs eoB d/ fJZS[e ftneshnK Bz{ fJZe d{i/ Bkb ;zgoe

    eokfJnk iKdk j?.

    (2) fwPB tZb'A ;oekoh ns/ gqkJht/N y/so ftZu o'Irko (B"eoh) fdtkT[D tk;s/

    fIfbQnK ftZu ;Ekfgs o'Irko ns/ eko'pko fpT{o'I ftZu w[cs e'fuzr fdtkT[D dk

    gqpzX ehsk ik fojk j?.fJ; d/ Bkb^Bkb ;kcN ;feZbI fit/ fe nzro/ih p'bDk,

    fJzNoftT{ tk;s/ fsnkoh eotkT[Dk nkfd tk;s/ th w[cs f;ybkJh fdtkJh ik ojh

    j?.

    (3) "nkgDh rZvh nkgDk o'Irko" ;ehw gzikp d/ t;Bhe 21 s'A 45 ;kb d/ 8thA gk;

    Bhb/$;wkoN ekov XkoeK tk;s/ P[o{ ehsh rJh j?. fJ; ftZu B"itkB fszB gjhnk

    iK uko gjhnk tkjB ps"o N?e;h ubkT[D tk;s/ ;pf;vh fdZsh iKdh j?. fJ; tk;s/

    T[; e'b bkJhN w'No tjheb bkJh;?A; j'Dk io{oh j? ns/ gfotko dk e'Jh th w?Apo

    ;oekoh B"eoh ftZu BjhA j'Dk ukjhdk.fJj ;ehw ;G s'A gfjbK b[fXnkDk,

    nzfwqs;o, gfNnkbk, o'gVQ, cfsjrVQ ;kfjp ns/ w'jkbh fIbQ/ ftZu bkr{ ehsh ik

    ojh j?. ;oeko tZb'A eko tk;s/ 75000$^ o[gJ/ sZe dh ;pf;vh fdZsh ikt/rh ns/

    fszB gjhnk tkjB tk;s/ 50,000$^ o[gJ/ sZe dh ;pf;vh d/t/rh.

  • 14

    fIbQk o'Irko ns/ eko'pko fpT{o'I

    p/o'Irko B"itkBK tk;s/ gzikp ;oeko B/ xo^xo o'iarko ;ehw sfjs jo fIbQ/

    ftZu o'iarko$;t?^o'Irko w[jZJhnk eotkT[D tk;s/ 01H11H2018 s'A fIbQk o'iarko ns/ eko'pko

    fpT{o' ;Ekfgs ehs/ jB. fJBQK fpT{o'ia ftZu B"itkBK B{z B"eoh$feZfsnK Bkb ;pzXs

    ikDekoh$;{uBk, w[cas fJzNoB?N dh ;[ftXk, w[cas ofi;Nq/;aB, e?ohno$feZsk ekT[A;fbzr, j[Bo

    ftek;, eko'pko Pa[o{ eoB bJh ftZsh ;jkfJsk, ftd/;ah o'iarko ns/ ftd/;ah f;Zfynk b?D ;pzXh

    ikDekoh$;jkfJsk, ;oekoh ns/ gqkJht/N B"eohnK$n;kwhnK dh ikDekoh, B"eoh$feZsk

    w[jZJhnk eotkT[D ns/ gb/;w?AN$w?rk o'iarko w/b/ nk:'iB nkfd d/ o{g ftZu ft;a/;a ;[ftXktK

    ns/ bkG w[jZJhnk eotkJ/ ik oj/ jB. ftGkr dh t?p;kJhN www.pbemployment.gov.in

    T[Zs/ ;ko/ fIfbnK d/ gs/ ns/ nfXekohnK d/ c'B Bzpo T[gbZpX jB. o'Irko dcso ftZu

    ofi;Nq/;aB j'D s'A pknd dcaso ftZu gzikp ;oeko tZb'A Bt^fB:[es e?ohno ekT[A;bo nkg

    B{z feZfsnk ;pzXh nrtkJh fdzd/ jB. fJj nrtkJh nkgdh ftfdne :'rsk ns/ ;a" Ae

    (M[ekn) B{z fXnkB ftZu oZyd/ j'J/ fdZsh iKdh j?. gzikp ;oeko dh gzikp ;feZb fvt?bgw?AN

    fw;aB dk B[wkfJzdk th fpT{o' ftZu p?mdk j? ns/ T[whdtko B{z fiabQ/ ns/ gzikp gqd/;a ftZu

    ubkJ/ ik oj/ j[Bo ftek; e/Ado dh ;zg{oB ikDekoh fdzdk j?, fit/A e'o; dh fe;w ns/

    fwnkd, ch;, j';Nb, ;[ftXk nkfd. fJ; s'A fJbktk ;oeko B/ fpT{o' ftZu n?;H;hH$phH;hH

    ekog'o/;aB, ekwB ;oft; ;?ANo, fIbQk T[d:'r e/Ado, pkrpkBh ftGkr, gPa{ gkbD ftGkr,

    v/noh ftek; ns/ wZSh gkbD ftGkr d/ B[wkfJzd/ th fpmkJ/ jB. eohno ekT[A;bo ;e{bK

    ns/ ekbiK ftZu ik e/ ftfdnkoEhnK B{z feZsk^w[yh nrtkJh fdzdk j?. fpT{o' ftZu nkT[D tkb/

    T[whdtkoK dh nrtkJh eoB d/ Bkb^Bkb fiab/Q d/ ;e{b w[yhnK Bkb skbw/b eoe/ B"thA s'A

    pkothA iwks d/ ftfdnkoEhnK dh fpT{o' ftZu ftfiaN eotkT[Ad/ jB. jo fIb/ ftZu gb/;w?AN

    nca;o fB:[es ehs/ jB. fJj nca;o fIb//Q d/ gqkJht/N fB:'ieK Bkb ;zgoe eod/ jB.

    ;zgoe eoB T[gozs fB:'ie dh b'V B{z d/yd/ j'J/ o'iarko dcaso d/ fvwKv ckow s/ n;kwhnK

    dh ikDekoh Gotk e/ T[; T[Zs/ ekotkJh eod/ jB. fJBQK fpT{o'I okjhA ;oeko w?rk o'iarko

    w/fbnK dk nk:'iB eotkT[Adh j?, fiZE/ gzikp d/ tZy^tZy ;afjoK, d{;o/ gqd/;aK s'A fit/A fe

    fjwkub, jfonkDk nkfd s'A fB:'ie nkT[Ad/ jB ns/ nkgDh b'V nB[;ko w/b/ ftZu'A T[whdtkoK

    dh goy eoe/ (fJzNoftT{$N?;N) T[jBK dk u'D eo b?Ad/ jB. fJ; ftZu eJh tko ftd/;ah

    ezgBhnK th fjZ;k b?AdhnK jB. fJ; s'A fJbktk jo fIb/Q ns/ NkT{B dcasoK ftZu th w/fbnK

    http://www.pbemployment.gov.in/

  • 15

    dk nk:'iB ehsk iKdk j?. fJ; ftZu nkw s"o s/ fIbQ// d/ ns/ r[nKYh fIfbQnK d/ fB:'ie

    Gkr b?Ad/ jB. w?rk^o'iarko w/fbnK dh ;{uBk nyapko, NhHthH ns/ o/vhU ftZu fJ;afsjko d/

    e/ j[zdh j?. fJ; d/ Bkb^Bkb T[whdtkoK B{z n?;Hn?wHn?;H$Jh^w/b ns/ N?bhc'B rZbpks okjhA

    dZf;nk iKdk j?. fIbQ// ns/ NkT{B ftZu bZrD tkb/ w/fbnK dh ikDekoh n?;Hn?wHn?;H$Jh^w/b

    ns/ N?bhc'B okjhA th fdZsh iKdh j?. w?rk^o'iarko w/b/ gzikp d/ tZv/ ekbiK ns/

    :{Bhtof;NhnK ftZu brkJ/ iKd/ jB. fIbQk ns/ NkT{B gZXoh w/b/ dcaso ezgb?e; ftZu brkJ/

    iKd/ jB. jo fib/Q ftZu wjhBktko 02 o'iarko w/b/ brkJ/ iKd/ jB. eJh fIfbQnK ftZu

    jcasktkoh w/b/ brkJ/ iKd/ jB. eJh tko fJj fB:'ie dh c?eNoh ezgkT{Av ftZu th brkJ/

    iKd/ jB. ;oekoh B"eoh tk;s/ fJ;afsjko nypkoK ftZu nkT[Ad/ jB. fJBQK fJ;afsjkoK ftZu

    ftfrnkgs j'JhnK n;kwhnK dh frDsh T[jBK tk;s/ b'VhAdh T[wo jZd ns/ ftfdne :'rsk

    nkfd torh ikDekoh fdZsh iKdh j?. fJj ikDekoh o'iarko dcaso ftZu doi T[whdtkoK B{z

    n?;Hn?wHn?;H$ Jh^w/b ns/ N?bhc'B okjhA gj[zuk fdZsh iKdh j?. n;kwhnK ;pzXh ftfrnkgB

    dcaso d/ B'fN; p'ov T[Zs/ th fv;gb/n eo fdZsk iKdk j?. fJ; s'A fJbktk ;oekoh B"eohnK

    d/ fJwfsjkB gk; eotkT[D fjZs T[whdtkoK B{z fJ; ;pzXh w[cas e'fuzr fIbQk fpT{o' d/ ftZu

    Pa[o{ eo fdZsh j?.

  • 16

    gzikp d/ :[teK dk f;ybkJh s/ o'Irko e/Ado (;h^gkJhN)

    Centre for Training & Employment of Punjab Youth (C-Pyte)

    1. ikD gfjukDL gzikp d/ :[teK dk f;ybkJh s/ o'Irko e/Ado (;h^gkJhN) dk o;wh s"o s/ T[dxkNB fgzv b'g'e/, fIbQk nzfwqs;o fty/ nr;s 1990 ftZu T[; ;w/A d/ gqXkB wzsoh ;qh thHghH f;zx tZb'A ehsk frnk ;h. fJ; ;z;Ek d/ gfjb/ vkfJo?eNo iBob ;torh fpqr/vhno n?BHn?;H f;zX{, n?wHthH;hH ;B ns/ fJj ;z;Ek gzikp nw?Avw?AN n?eN 1957 dh ;'X nB[;ko ;';kfJNh n?eN ;'X nkc 1860 nXhB ofi;Nov j?.

    2. ;h^gkJhN ;z;Ek dk w[Zy dcso gzikp :[tk GtB ;?eNo 42^J/ uzvhrVQ fty/ ;fEs j?.;h^gkJhN d/

    w"i{dk w[Zyh w/io iBob okiht n?vtov thHn?;Hn?w (foNkH) jB. 3. wzst wB'oE j/m fby/ nB[;ko jB L^

    (T) gzikp d/ ;ko/ fifbQnK ftZu gVkntko p/o'Irko :[teK dh u'D eoBh ns/ b'VAhAdh f;ybkJh d/D T[gozs T[BQK B{z Gkos dhnK oZfynk ;/tktK ftZu, e/Adoh g[fb; pbK ns/ gzikp g[fb; ftZu Gosh eotkT[D s'A fJbktk j'o nkofEe feZfsnK ftZu brtkT[D d/ T[gokb/ eoBk

    (n) :[teK Bz{ r?o^ekBz{Bh ns/ tofis ;orowhnK s'A d{o oZyDk (J) :[teK bJh nfijk tksktoB f;oiDk i' T[BQK Bz{ okPNo fBowkD, nB[Pk;B ns/ ;wkfie u/sBk

    dh GktBk g?dk eodk j't/ (;) N/qfBzr d/ nyho sZe :[teK Bz{ o'Irko nXkfos ns/ j[Bo fBowkD feZfsnK bJh ;/X gqdkB eoBk (j) :[ateK Bz{ fJZe uzr/ Bkrfoe d/ s"o s/ fsnko eoBk ns/ T[BQK ftZu nkw frnkB dk tkXk eoe/

    ns/ nB[Pk;fBe pDk fe o'Irko :'r pDkT[Dk. bVh BzL

    ;ehw dk Bkw ;h^gkJhN bVfenK bJh

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw jo/e tor d/ bVfenK bJh T[gbZpX j?.

    2 eh fJj ;ehw gA/v{ y/so bJh j? iK Pfjoh y/so bJh th j?<

    fJj ;ehw gA/v{ ns/ Pfjoh d'tK y/soK bJh j?.

    3 ngbkJh eoB bJh ftfdne :''rsk/T[wo ;hwk

    (T) gzikp dk t;Bhe. (n) c"i ns/ g[fb; bJh j/m fbyhnK PosK g{ohnK eodk j't/ L c"i Bhw c"ih pb

    (T) bzpkJhH 170 ;?ANhwhNo 170 ;?ANhwhNo (n) Sksh fpBK c[bkJ/ 77 ;?ANhwhNo 80 ;?ANhwhNo c[bkT[D ;w/A 82 ;?ANhwhNo 85 ;?ANhwhNo (J) Gko 50 feZb'rqkw 49H90 feZb'rqkw (;) T[wo 17½ F 21½ ;kb

    (seBheh No/v 17½ F 23 ;kb)

    j) ftfdne :'rsk

    d;th gk; xZN'FxZN 45# nze

  • 17

    4 Nq/fBzr d/D bJh youk wfjew/ tZb''A ehsk ikt/rk iK fco gqkoEh B{z eoBk gt/rk<

    ;oeko d[nkok f;ybkJh w[cas gqdkB ehsh iKdh j?. ykD

    ghD ns/ fojkfJP dk youk ;oeko tZb'A ehsk iKdk j?.

    5

    eh gqkoEh tZb''A fBoXkfos gq''ckow/ s/ ngbkJh ehsk ikDk j? iK fco ;kdh doyk;s okjhA<

    Gosh ftfrnkgB nypko ftZu nkT[Adk j? ns/ ;?Bk Gosh

    dcso tZb'A th fJ; dk gquko j[zdk j?.ftfrnkgB ftZu

    fdZshnK rJhnK fwshnK nB[;ko ckow nkB^bkJhB Gfonk

    iKdk j?.ftfrnkgB ftZu nkB bkJhB fbze fdZsk iKdk j?.

    4. f;ybkJh s'A gfjbK fJZe ;eohfBzr N?;N fi; ftZu Pohoe, fbysh ns/ w?vheb u?Ze nZg Pkwb j?, fbnk iKdk j?. fJ; T[gozs bVfenK Bz{ 12 jcs/ dh gqhfoeo{Nw?AN f;ybkJh :'iBkpZX f;b/p; N/qfBzr gq'rokw nB[;ko fdZsh iKdh j? fJj f;ybkJh ;h gkJhN d/ 18 ;hHgkJhN ;?ANoK ftZu fdZsh iKdh j?. fJj ;hHgkJhN e?Ag b[fXnkDk, Bzrb, bkbV{, je{ws f;zx tkbk, eg{oEbk, sbtkVk, BtK Pfjo,

    BkGk, PjhdrVQ, ekb^MokBh, p'Vktkb, okDhe/, v/ok pkpk BkBe ns/ gZNh fty/ ;fEs jB.

    5. gqkgshnK L ;h^gkJhN tZb'A :[teK dh ;'uD ;aesh T[ikro eoB ns/ o'iarko ;pzXh fd;ak d/D ;pzXh ;h^gkJhN tZb'A pj[s uzrhnK T[gbZpXhnK jk;b ehshnK rJhnK jB. fJ; soQK :[teK Bz{ nfijk tksktoD fdZsk iKdk j?, i' fJBQK ftZu nB[;k;aB, Pohoe fcZNB?Z;, ;wko'j, ;wkfie ns/ e"wh T[;koh d/ wjZst Bz{ g?dk eoB. ;h^gkJhN tZb'A j[D sZe 2 bZy s'A tZX B"itkBK Bz{ f;ybkJh fdZsh ik u[Zeh j? ns/ brGZr fJZe bZy s'A tZX :[te fiBQK Bz{ ;[oZfynk ;?BktK$;A?Nob nkowv g?ok fwbNoh c'of;;, gzikp g[fb;$;oekoh$gpfbe$gqkJht/N ;?eNo ftZu bkGdkfJe o'Irko gqkgs j'fJnk j?. fJ; s'A fJbktk pj[s ;ko/ :[teK B/ f;ybkJh T[gozs ;t?^o'Irko th P[o{ eo fbnk j?.

  • 18

    ਮਾਈ ਭਾਗੋ ਆਰਮਡ ਫੋਰਸਿਿ ਪ੍ਰੈਪ੍ਰੇਟਰੀ ਇੰਿਟੀਸਿਊਟ ਫਾਰ ਗਰਲਜ਼

    wkJh Gkr' nkowv c'of;; gq?go/Noh fJz;NhfuT{N, gzikp ;oeko dk gzikp dhnK bVehnK bJh fJZe

    ;[caB/;ki T[gokbk j?. fJj ;z;Ek d/;a dh nkgD/ nkg ftZu fJZe' fJZe nfijh nB'yh ;z;Ek j? fiZE/ 10O2 gZXo

    dhnK B"itkB bVehnK B{z oZfynk ;/tktK ftZu efw;aBv nfXekoh pDB bJh f;Zfyns ehsk iKdk j?. 25

    i[bkJh 2015 B{z fJ; ;z;Ek dk T[dxkNB j'fJnk ;h. fJ; t/b/ 25 b/vh e?fvN; jo p?u d/ fj;kp Bkb fszB

    p?u ftZu 75 b/vh e?fvN; Nq/fBzr b? ojhnK jB. fJj ;kfjpIkdk nihs f;zx Bro d/ ;?eNo^66 fty/ 9 J/eV

    oep/ ftZu ;fEs j?.

    bVh BzL

    ;ehw dk Bkw ਮਾਈ ਭਾਗੋ ਆਰਮਡ ਫੋਰਸਿਿ ਪ੍ਰੈਪ੍ਰਟੇਰੀ ਇੰਿਟੀਸਿਊਟ ਫਾਰ ਗਰਲਜ਼

    1 fejV/ fejV/ torK d/ bVehnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw jo/e tor dhnK bVehnK bJh j?.

    2 eh fJj ;ehw gA/v{ y/so bJh j? iK Pfjoh y/so bJh th j?<

    fJj ;ehw gA/v{ ns/ Pfjoh d'tK y/soK bJh j?.

    3 ngbkJh eoB bJh ftfdne :''rsk / T[wo ;hwk

    (T) gzikp dk tk;h.

    (n) ;KMh ezpkJhv fvc?A; ;oftf;I (;hHvhHn?;H) nB[;ko

    w?vheb s"o s/ fcZNB?Z;.

    (J) 10O2 ftZu gVQ ojh ftfdnkoED.

    (;) nkowv c'aof;; dk fjZ;k pDB dh fJS[Ze.

    (j) wkJh Gkr' nkowv c'of;; gq?go/Noh fJz;NhfuT{N ftZu

    dkyab/ tkb/ ;kb 01 i[bkJh B{z T[wo 16 ;kb iK fJ; s'A tZX.

    4 Nq/fBzr d/D bJh youk wfjew/ tZb''A ehsk ikt/rk iK fco gqkoEh B{z eoBk gt/rk<

    ;oeko d[nkok f;ybkJh w[cas gqdkB ehsh ikt/rh. p'ofvzr,

    fojkfJ;a, gfjokt/, ;ki'^;kwkB ns/ f;ybkJh dk ;w[Zuk

    youk ;oeko d[nkok go fJ; ;w/A d"okB rq?i{J/PB eoB bJh

    ekbi dh ch; f;fynkoEh tZb'A fdZsh iKdh j?.

    5

    eh gqkoEh tZb''A fBoXkfos gq''cokw/ s/ ngbkJh ehsk ikDk j? iK fco ;kdh doyk;s okjhA<

    fJz;NhfuT{N ftZu dkyb/ dhnK ukjtkB e[VhnK B{z nkBbkJhB

    ngbkJh eoBk g?Adk j?.

    Website :www.mbafpigirls.in Email id : [email protected]

    Contact No. 0172-2233105

    http://www.mbafpigirls.in/mailto:[email protected]

  • 19

    wjkokik oDihs f;zx nkowv c'of;I gq?go/Noh fJz;NhfuT{N (J/Hn?cHghHnkJhH)

    fwbNoh bhvofPg bJh fJZe T[Zdw

    wjkokik oDihs f;zx nkowv c'of;I gq?go/Noh fJz;NhfuT{N, o'Irko T[sgZsh ns/ Nq/fBzr

    ftGkr, gzikp d/ nXhB n?;HJ/Hn?; Bro(w'jkbh) fty/ 2011 ftZu ;Ekfgs ehsk frnk. ;z;Ek dk

    Nhuk gzikp d/ B"itkBK B{z nkowv c'of;I ftZu gowkB?AN efwPB s/ B?PBb fvc?A; ne?vwh d/ N?;N

    eJh fsnko eoBk.

    bVh BzL

    ;ehw dk Bkw wjkokik oDihs f;zx ਆਰਮਡ ਫੋਰਸਿਿ ਪ੍ਰੈਪ੍ਰੇਟਰੀ ਇੰਿਟੀਸਿਊਟ

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw jo/e tor d/ bVfenK bJh T[gbZpX j?.

    2 eh fJj ;ehw gA/v{ y/so bJh j? iK Pfjoh y/so bJh th j?<

    fJj ;ehw gA/v{ ns/ Pfjoh d'tK y/soK bJh j?.

    3 ngbkJh eoB bJh ftfdne :''rsk / T[wo ;hwk

    (T) gzikp dk tk;h.

    (n) B?;aBb fvc?A; ne?vwh nB[;ko w?vheb s"o s/ fcN .

    (J) 10thA iwks dk ftfdnkoEh j't/.

    (;) nkowv c'aof;; dk fjZ;k pDB dk fJS[Ze.

    (j) wjkokik oDihs f;zx nkowv c'of;; gq?go/Noh

    fJz;NhfuT{N ftZu dkyab/ tk;s/ T[wo 17 ;kb s'A xZN j't/.

    4 Nq/fBzr d/D bJh youk wfjew/ tZb''A ehsk ikt/rk iK fco gqkoEh B{z eoBk gt/rk<

    ;oeko d[nkok f;ybkJh w[cas gqdkB ehsh ikt/rh. p'ofvzr,

    fojkfJ;a, gfjokt/, ;ki'^;kwkB ns/ f;ybkJh ;w[Zuk youk

    ;oeko d[nkok go fJ; ;w/A d"okB 10O2 eoB bJh ;e{b

    dh ch; f;fynkoEh tZb'A fdZsh iKdh j?.

    5

    eh gqkoEh tZb''A fBoXkfos gq''cokw/ s/ ngbkJh ehsk ikDk j? iK fco ;kdh doyk;s okjhA<

    fJz;NhfuT{N ftZu dkyb/ bJh ukjtkB bVfenK B{z

    nkBbkJhB ngbkJh eoBk g?Adk j?.

    tX/o/ ikDekoh t?p;kJhN http://afpipunjab.org s'A bJh ik ;edh j?.

    http://afpipunjab.org/

  • 20

    gzikp j[Bo ftek; fw;aB (PSDM)

    ;t?^o''iarko ngDkT[D bJh Nq/fBzr gq''rokw–ਐਨ.ਯੂ.ਐਲ.ਐਮ. (ਨੈਸ਼ਨਲ ਅਰਬਨ

    ਲਾਈਵbhj[Zਡ ਸਮਸ਼ਨ)

    ;t?^o''iarko ngDkT[D bJh Nq/fBzr gq''rokw- ਡੀ.ਡੀ.ਯੂ.ਜੀ.ਕੇ.ਵਾਈ. (ਦੀਨ ਸਦਆਲ

    ਉਪ੍ਅਸਿਆਏ ਗ੍ਰਾਮੀਣ ਕੌਸ਼ਲ ਯੋਜਨਾ।

    ;t?^o''iarko ngDkT[D bJh Nq/fBzr gq''rokw- ph.ਓ.ਿੀ.ਡਬਸਲਯੂ (ਸਬਲਸਡੰਗ੍ ਅਦਰ

    ਕੰਨਿਟoeਸ਼ਨ ਵਰਕਰ)

    ;t?^o''iarko ngDkT[D bJh Nq/fBzr gq''rokw- ਪ੍ੀ.ਐਮ.ਕੇ.ਵੀ.ਵਾਈ (ਪ੍ਰਿਾਨ ਮੰਤਰੀ

    ਕੌਸ਼ਲ ਸਵਕਾਿ ਯੋਜਨਾ)

    gzikp j?ohN/I N{foIw gqw'PB p'ov

    pkovo J/ohnk fvt?Zbgw?AN p'ov

  • 21

    gzikp j[Bo ftek; fw;aB (PSDM) dhnK ;ehwK

    bVh BzL (1) Nq/fBzr ਐਨ.ਯੂ.ਐਲ.ਐਮ. (ਨੈਸ਼ਨਲ ਅਰਬਨ ਲਾਈਵbhj[Zਡ ਸਮਸ਼ਨ) fJj ;ehw Gkos ;oeko d/ Pfjoh ftek; wzsokb/ dh j?. fJj ;ehwK e/doh ;oeko ns/ oki ;oeko dhnK ;gK;o ;ehwK jB, fiBQK ftZu 60^40 gqshPs d/ fj;kp e/Adoh ;oeko ns/ oki ;oeko tZb'A czvK dk youk ehsk iKdk j?. ;ehwK nXhB e[Zb N/qAv ehs/ rJ/ gqkoEhnK dh ;oNhfce/PB eotkT[D T[gozs gk; j'J/ f;fynkoEhnK ftZu'A 50# f;fynkoEhnK Bz{ t/I o'Irko Gkt B"eoh ns/ 20# Bz{ nkgDk eko'pko P[o{ eoB bJh wZdd ehsh iKdh j?.fJ; s'A fJbktk B"eoh eoB tkb/ f;fynkoEhnK Bz{ ;ehwK dhnK rkJhv bkJhBK nB[;ko g';N gb/;w?AN ;g'oN ti'A fJZe tko ftZsh ;jkfJsk fdZsh iKdh j?. n"osk ns/ nzrjhDK Bz{ B"eoh T[gozs th g';N gb/;w?AN ti'A ftZsh ;jkfJsk fdZsh iKdh j?.

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    fJj ;ehw ਸ਼ਸਿਰੀ ਬੀ.ਪ੍ੀ.ਐਲ bJh T[gbZpX j?.

    2 ;feZb N/qfBzr d/ Bkw G'iB ns/ ghD^gdkoE ;/tk gqpzXe, xo/b{ vkNk n?ANoh ngo/No, gPa{ f;js eowukoh, wkJheo' f;zukJh seBh;ahnB, w'pkJhb c'B ns/ jkovt/no dh w[ozws eoB tkb/ seBh;ahnB, w'No pDkT[D tkb/ seBh;ahnB, ekT{ANo n?rihfeT{fNt, j'w fvbhtoh p[nkJ/, xo/b{ f;js ;fj:'rh, gbzpo iBob, d;seko, vokcN;w?B we?Bheb, ;jkfJe fJb?eNqh;ahnB, NhHthH dh w[ozws eoB tkb/ seBh;ahnB, soykD^bZeV dk coBhuo pDkT[D tkb/, tkb^;NkJhfb;N, gPa{ f;js toeo, w'No ;kJheb w[ozws, w?B{nb J/HnkoH;h t?bfvzr$chbv w?Nb J/HnkoH;hH t?bfvzr t?Avo, f;bkJh$eYkJh d;seko, e'ohno fvfbtoh n?eihfeT{fNt, xo/b{ fpibJh T[geoD seBh;ahnB, c'N'rqkch d/ fBod/;ae, ;jkfJe fJb?eNqh;ahnB, B?Ntofezr ns/ ;N'o/ia, jbtkJh d/ ezw, f;bkJh w;ahB ngo/No, f;zarko wkjo, B?Bh N?eBh;ahnB, t?bfvzr r[DtZsk seBh;ahnB, eko tk;ao, nkfd nkfd. (3 ਤੋਂ 6 ਮਿੀਨੇ ਲਈ)

    3. ngbkJh eoB bJh :''rsk T[wo ;hwk - 18 s''A 35 ;kb, ;e{bh ftZfdnk SZv u[Ze/ ftneshnK bJh.

    4. gqkoEh tZb''A ngbkJh eoB t/b/ fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) iksh ;oNhfce/N 2) :''rsk ;oNhfce/N 3) nkXko ekov 4) ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 3 ਲੱਖ ਤੋਂ ਿੇਠਾਂ ;pzXh

    ;oNhfce/N

    5H tX/o/ ikDekoh bJh fIb/Q d/ gzikp ;feZb fvt?Zbgw?AN fw;aB dcso J/HvhH;hH^(vh) Bkb skbw/b ehsk ikt/.

    6 ngbkJh eoB bJh nkgD/ fIb//Q ftZu N/qfBzr bJh ofi;No j''D bJh www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    http://www.psdm.gov.in/

  • 22

    bVh BzL (2) Nq/fBzr ਡੀ.ਡੀ.ਯੂ.ਜੀ.ਕੇ.ਵਾਈ. (ਦੀਨ ਸਦਆਲ ਉਪ੍ਅਸਿਆਏ ਗਰਾਮੀਣ ਕੌਸ਼ਲ ਯੋਜਨਾ। fJj ;ehw Gkos ;oeko d/ g/Av{ ftek; wzsokb/ dh j?.fJj ;ehwK e/Adoh ;oeko ns/ oki ;oeko dhnK ;gK;o ;ehwK jB, fiBQK ftZu 60^40 gqshPs d/ fj;kp e/Adoh ;oeko ns/ oki ;oeko tZb'A czvK dk youk ehsk iKdk j?. ;ehwK nXhB e[Zb N/qAv ehs/ rJ/ gqkoEhnK dh ;oNhfce/PB eotkT[D T[gozs gk; j'J/ f;fynkoEhnK ftZu'A 50# f;fynkoEhnK Bz{ t/I o'Irko Gkt B"eoh ns/ 20# Bz{ nkgDk eko'pko P[o{ eoB bJh wZdd ehsh iKdh j?.fJ; s'A fJbktk B"eoh eoB tkb/ f;fynkoEhnK Bz{ ;ehwK dhnK rkJhvbkJhBK nB[;ko g';N gb/;w?AN ;g'oN ti'A fJZe tko ftZsh ;jkfJsk fdZsh iKdh j?. n"osk ns/ nzrjhDK Bz{ B"eoh T[gozs th g';Ngb/;w?AN ti'A fatZsh ;jkfJsk fdZsh iKdh j?.

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    fJj ;ehw g/Av{ y/so d/ ;ko/ torK bJh T[gbZpX j?.

    2 ;feZb N/qfBzr d/ Bkw G'iB ns/ ghD^gdkoE ;/tk gqpzXe, xo/b{ vkNk n?ANoh ngq/No, gPa{ f;js eowukoh, wkJheo' f;zukJh seBh;ahnB, w'pkJhb c'B ns/ jkovt/no dh w[ozws eoB tkb/ seBh;ahnB, w'No pDkT[D tkb/ seBh;ahnB, ekT{ANo n?rihfeT{fNt, j'w fvbhtoh p[nkJ/, xo/b{ f;js ;fj:'rh, gbzpo iBob, d;seko, vokcN;w?B we?Bheb, ;jkfJe fJb?eNqh;ahnB, NhHthH dh w[ozws eoB tkb/ seBh;ahnB, soykD^bZeV dk coBhuo pDkT[D tkb/, tkb^;NkJhfb;N, gPa{ f;js toeo, w'No ;kJheb w[ozws, w?B{nb J/HnkoH;h t?bfvzr$chbv w?Nb J/HnkoH;hH t?bfvzr t?Avo, f;bkJh$eYkJh d;seko, e'ohno fvfbtoh n?eihfeT{fNt, xo/b{ fpibh T[geoD seBh;ahnB, c'N'rqkch d/ fBod/;ae, ;jkfJe fJb?eNqh;ahnB, B?Ntofezr ns/ ;N'o/ia, jbtkJh d/ ezw, f;bkJh w;ahB ngo/No, f;azrko wkjo, B?Bh N?eBh;ahnB, t?fvzr r[DtZsk seBh;ahnB, eko tk;ao, nkfd. (3 ਤੋਂ 6 ਮਹੀਨੇ ਲਈ)

    3. ngbkJh eoB bJh :''rsk T[wo ;hwk - 18 s''A 35 ;kb, ;e{bh ftfdnk SZv u[Ze/ ftneshnK bJh.

    4. gqkoEh tZb''A ngbkJh eoB t/b/ fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) iksh ;oNhfce/N 2) :''rsk ;oNhfce/N 3) nkXko ekov 4) ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 2.50 ਲੱਖ ਤੋਂ ਿੇਠਾਂ

    ;pzXh ;oNhfce/N 5H tX/o/ ikDekoh bJh fIbQ/ d/ gzikp ;feZb fvt?Zbgw?AN fw;aB dcso

    J/HvhH;hH^(vh) Bkb skbw/b ehsk ikt/.

    6 ngbkJh eoB bJh nkgD/ fIbQ/ ftZu N/qfBzr bJh ofi;No j''D bJh www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    http://www.psdm.gov.in/

  • 23

    bVh BzL (3) Nq/fBzr ph.ਓ.ਿੀ.ਡਬਸਲਯੂ (ਸਬਲਸਡੰਗ ਅਦਰ ਕੰਨਿਟoeਸ਼ਨ ਵਰਕਰ)

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    fJj ;ehw ;ko/ torK bJh T[gbZpX j?. ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 3 ਲੱਖ ਤੋਂ ਿੇਠਾਂ ਸ਼ਸਿਰੀਆ ਂਲਈ ਅਤੇ 2.50 ਤੋਂ ਘੱਟ ਿੇਠK ਪ੍ੇਂਡਆੂ ਂਲਈ.

    2 ;feZb N/qfBzr d/ Bkw G'iB ns/ ghD^gdkoE ;/tk gqpzXe, xo/b{ vkNk n?ANoh ngq/No, gPa{ f;js eowukoh, wkJheo' f;zukJh seBh;ahnB, w'pkJhb c'B ns/ jkovt/no dh w[ozws eoB tkb/ seBh;ahnB, w'No pDkT[D tkb/ seBh;ahnB, ekT{ANo n?rihfeT{fNt, j'w fvbhtoh p[nkJ/, xo/b{ f;js ;fj:'rh, gbzpo iBob, d;seko, vokcN;w?B we?Bheb, ;jkfJe fJb?eNqh;ahnB, NhHthH dh w[ozws eoB tkb/ seBh;ahnB, soykD^bZeV dk coBhuo pDkT[D tkb/, tkb^;NkJhfb;N, gPa{ f;js toeo, w'No ;kJheb w[ozws, w?B{nb J/HnkoH;h t?bfvzr$chbv w?Nb J/HnkoH;hH t?bfvzr t?Avo, f;bkJh$eYkJh d;seko, e'ohno fvfbtoh n?eihfeT{fNt, xo/b{ fpibh T[geoD seBh;ahnB, c'N'rqkch d/ fBod/;ae, ;jkfJe fJb?eNqh;ahnB, B?Ntofezr ns/ ;N'o/ia, jbtkJh d/ ezw, f;bkJh w;ahB ngo/No, f;azrko wkjo, B?Bh N?eBh;ahnB, t?bfvzr r[DtZsk seBh;ahnB, eko tk;ao, nkfd. (3 ਤੋਂ 6 ਮਿੀਨੇ ਲਈ)

    3. ngbkJh eoB bJh :''rsk T[wo ;hwk - 18 s''A 35 ;kb, ;e{bh ftfdnk SZv u[Ze/ ftneshnK bJh.

    4. gqkoEh tZb''A ngbkJh eoB t/b/ fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) iksh ;oNhfce/N 2) :''rsk ;oNhfce/N 3) nkXko ekov 4) ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 3 ਲੱਖ ਤੋਂ ਿੇਠਾਂ

    ਸ਼ਸਿਰੀਆਂ ਲਈ ਅਤ ੇ 2.50 ਤੋਂ ਘੱਟ ਿੇਠK ਪ੍ੇਂਡੂਆ ਂਲਈ (fJ; ;pzXh ;oNhfce/N d/Dk gt/rk)।

    5) ਲੇਬਰ ਕਾਰਡ

    5H tX/o/ ikDekoh bJh fIb/Q d/ gzikp ;feZb fvt?Zbgw?AN fw;aB Bkb skbw/b ehsk ikt/.

    6 ngbkJh eoB bJh nkgD/ fIb/Q ftZu N/qfBzr bJh ofi;No j''D bJh www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    http://www.psdm.gov.in/

  • 24

    bVh BzL

    (4) Nq/fBzr ਪ੍ੀ.ਐਮ.ਕੇ.ਵੀ.ਵਾਈ (ਪ੍ਰਿਾਨ ਮੰਤਰੀ ਕੌਸ਼ਲ ਸਵਕਾਿ ਯੋਜਨਾ) fJj ;ehw e/Adoh ;oeko d/ ;feZb fvt?bgw?AN ns/ fJzNo^go/fBT{ofPZg wzsokb/, BthA fdZbh dh ;gK;o ;ehw j?, fi; dk 100# youk e/Adoh ;oeko tZb'A ehsk iKdk j?. fJ; ;ehw nXhB e[Zb N/qAv ehs/ rJ/ f;fynkoEhnK dh ;oNhfce/PB eotkT[D T[gozs gk; j'J/ f;fynkoEhnK ftZu'A 50# Bz{ t/I o'Irko Gkt B"eoh ns/ 20# Bz{ nkgDk eko'pko P[o{ eoB bJh wZdd ehsh iKdh j?. fJ; s'A fJbktk ;ehwK dhnK rkJhvbkJhBK nB[;ko B"eoh eoB tkb/ f;fynkoEhnK Bz{ g';N gb/;w?AN ;g'oN tZb'A fJZe tko ftZsh ;jkfJsk fdZsh iKdh j?.n"osK ns/ nzrjhDk Bz{ B"eoh T[gozs th g';Ngb/;w?AN ti'A ftZsh ;jkfJsk fdZsh iKdh j? ns/ n"osk ns/ nzrjhD f;fynkoEhnK Bz{ ;oNhfce/PB s'A pknd 500$^ o[gJ/ fJZe tko nktkikJh dh ;jkfJsk (Conveyance support) th fzdZsh iKdh j?. gzikp ;oeko tZb'A BPkrq;s B"itkBK ns/ i/b ftub/ e?dhnK Bz{ ;g?Pb gq'i?eN ti'A ;feZb N/qfBzr fdZsh ik ojh j?.

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    fJj ;ehw ;ko/ torK bJh T[gbZpX j?. ਸਲਾਨਾ ਪਰਿਵਾਰਿਕ ਆਮਦਨ 3 ਲੱਖ ਤੋਂ ਹੇਠਾਾਂ ਸ਼ਰਹਿੀਆਾਂ ਲਈ ਅਤ ੇ 2.50 ਤੋਂ ਹੇਠK ਪੇਂਡੂਆਾਂ ਲਈ.

    2 ;feZb N/qfBzr d/ Bkw G'iB ns/ ghD^gdkoE ;/tk gqpzXe, xo/b{ vkNk n?ANoh ngq/No, gPa{ f;js eowukoh, wkJheo' f;zukJh seBh;ahnB, w'pkJhb c'B ns/ jkovt/no dh w[ozws eoB tkb/ seBh;ahnB, w'No pDkT[D tkb/ seBh;ahnB, ekT{ANo n?rihfeT{fNt, j'w fvbhtoh p[nkJ/, xo/b{ f;js ;fj:'rh, gbzpo iBob, d;seko, vokcN;w?B we?Bheb, ;jkfJe fJb?eNqh;ahnB, NhHthH dh w[ozws eoB tkb/ seBh;ahnB, soykD^bZeV dk coBhuo pDkT[D tkb/, tkb^;NkJhfb;N, gPa{ f;js toeo, w'No ;kJheb w[ozws, w?B{nb J/HnkoH;h t?bfvzr$chbv w?Nb J/HnkoH;hH t?bfvzr t?Avo, f;bkJh$eYkJh d;seko, e'ohno fvfbtoh n?eihfeT{fNt, xo/b{ fpibh T[geoD seBh;ahnB, c'N'rqkch d/ fBod/;ae, ;jkfJe fJb?eNqh;ahnB, B?Ntofezr ns/ ;N'o/ia, jbtkJh d/ ezw, f;bkJh w;ahB ngo/No, f;azrko wkjo, B?Bh N?eBh;ahnB, t?fvzr r[DtZsk seBh;ahnB, eko tk;ao, nkfd. (3 ਤੋਂ 6 ਮਹੀਨੇ ਲਈ)

    3. ngbkJh eoB bJh :''rsk e'Jh T[wo ;hwk Bjh j?. 4. gqkoEh tZb''A ngbkJh eoB t/b/

    fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) iksh ;oNhfce/N 2) :''rsk ;oNhfce/N 3) nkXko ekov

    ਸਲਾਨਾ ਪਰਿਵਾਰਿਕ ਆਮਦਨ 3 ਲੱਖ ਤੋਂ ਹੇਠਾਾਂ ਸ਼ਰਹਿੀਆਾਂ ਲਈ ਅਤੇ 2.50

    ਤੋਂ ਹੇਠਾਾਂ ਪੇਂਡੂਆਾਂ ਲਈ (fJ; ;pzXh ;oNhfce/N d/Dk gt/rk). 5H tX/o/ ikDekoh bJh fIb/ d/ gzikp ;feZb fvt?Zbgw?AN fw;aB J/HvhH;hH (vh) dcso

    Bkb skbw/b ehsk ikt/. 6. ngbkJh eoB bJh nkgD/ fIb/ ftZu N/qfBzr bJh ofi;No j''D bJh

    www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    http://www.psdm.gov.in/

  • 25

    bVh BzL

    (5) Nq/fBzr ਪੰ੍ਜਾਬ ਹੈਰੀਟੇਜ਼ N{foIw ਪ੍ਰਮੋਸ਼ਣ ਬੋਰਡ fJj ;ehw gzikp ;oeko dh j?, fJ; ;ehw s/ nkT[D tkbk ;kok youk gzikp ;oeko tZb'A ehsk ik fojk j?. fJ; ;ehw nXhB c[Zbekoh dh eYkJh, gzikph gzik doh, i{N dk ezw, p[DkJh eo';ahnk, jZEK Bkb fuZsoekoh eoBk, pDktNh rfjD/ pDkT[D, Bkbk goKdk p[DBk, N"eoh pDkT[Dk nkfd, fsZb/ tkbh i[sh pDkT[DK, bZeVh ns/ T[eokJh e'o;$ikp o'bI eotkJ/ iKd/ jB.fJ; ;ehw nXhB ;?bc fJzgbkfJw?AN ro[Zg pDkfJnk ikt/rk fi; ftZu ;kfonK Bz{ b'B$eoIk fdtk e/ fsnko ehs/ rJ/ ;wkB Bz{ t/funk ik ;e/rk.

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 2.50 ਲੱਖ ਤੋ ਿੇਂਠਾ. ਿਕੂਲੀ ਸਵਸਦਆ ਛੱਡ ਿ ੱ ਕੇ.

    2 ;feZb N/qfBzr d/ Bkw j?Av g/fNzr, c[Zbekoh, eo';ahnk n?Av fBfNzr, doh y/;, gzikph i[Zsh, p?Ap{ pk;eN w/eo, t[Zv fJzB b/n, nkoNhfc;ab fiT{boh .

    3. ngbkJh eoB bJh :''rsk 15 s'A 45 ;kb 4. gqkoEh tZb''A ngbkJh eoB

    t/b/ fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) ਜਾਤੀ ਿਰਟੀਸਫਕੇਟ 2) ਯੋਗ੍ਤਾ ਿਰਟੀਸਫਕੇਟ 3) ਆਿਾਰ ਕਾਰਡ 4) ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 2.50 ਲੱਖ ਤੋ ਿੇਂਠਾ ;pzXh

    ;oNhche/N iksh ;oNhfce/N 5H tX/o/ ikDekoh bJh fIb/Q d/ gzikp ;feZb fvt?Zbgw?AN fw;aB dcso J/HvhH;hH

    (vh) dcso Bkb skbw/b ehsk ikt/. 6. ngbkJh eoB bJh nkgD/ fIb/Q ftZu N/qfBzr bJh ofi;No j''D bJh

    www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    http://www.psdm.gov.in/

  • 26

    bVh BzL

    (6) Nq/fBzr ਬਾਰਡਰ ਏਰੀਆ ਸਡਵੈਲਪ੍ਮੈਂਟ ਬੋਰਡ

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr gq''rokw T[gbZpX jB<

    ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 2.50 ਲੱਖ ਤੋ ਿੇਂਠਾ.

    2 ;feZb N/qfBzr d/ Bkw f;bkJh eYkJh, fpT{Nh;ahnB, e;Nwo e/no, n?rihfeT{fNe, ;?bc fJzgbkfJv N/bo, we?fBe, o?cohfio/;aB n?Av HJ/no ezvh;afBzr nkfd .

    3. ngbkJh eoB bJh :''rsk 15 s'A 45 ;kb ਿਕੂਲੀ ਸਵਸਦਆ ਛੱਡ ਿ ੱ ਕੇ

    4. gqkoEh tZb''A ngbkJh eoB t/b/ fijV/ d;skt/ia doyak;s Bkb brkJ/ ikD/ jB, dk t/otk

    1) ਜਾਤੀ ਿਰਟੀਸਫਕੇਟ 2) ਯੋਗ੍ਤਾ ਿਰਟੀਸਫਕੇਟ 3) ਆਿਾਰ ਕਾਰਡ 4) ਿਲਾਨਾ ਪ੍ਸਰਵਾਸਰਕ ਆਮਦਨ 2.50 ਲੱਖ ਤੋ ਿੇਂਠਾ

    ;pzXh ;oNhche/N 5H tX/o/ ikDekoh bJh fIb/Q d/ gzikp ;feZb fvt?Zbgw?AN fw;aB dcso J/HvhH;hH

    (vh) dcso Bkb skbw/b ehsk ikt/.

    6. ngbkJh eoB bJh nkgD/ fIb/Q ftZu N/qfBzr bJh ofi;No j''D bJh www.psdm.gov.in dh t?Zp;kJhN s/ ikU.

    tX/o/ ikDekoh bJh jo fIbQ/ d/ J/HvhH;h(vh) d|so Bkb ;zgoe ehsk ik ;edk j?. t?p ;kJhN ^ www.psdm.gov.in c'B Bzpo^ 0172^2724154

    http://www.psdm.gov.in/http://www.psdm.gov.in/

  • 27

    gqXkB wzsoh o'Irko f;oiB gq''rokw

  • 28

    gqXkB wzsoh o'Irko f;oiB gq''rokw (PMEGP)

    p/o'Irkoh dh brksko tZX ojh ;wZf;nk dk e[M jZd sZe jZb eoB bJh ns/ gzikp ftZu p/o'IrkoK B{z tZv/ gZXo s/ ;t?^o'iarko w[jZJhnK eotkT[D bJh ykdh ewh;aB (Gkos ;oeko) tZb'A gqXkB wzsoh o'iarko f;oiB gq'rokw nXhB gzikp ftZu gzikp ykdh ns/ rokw T[d:'r p'ov, ykdh efw;aB ns/ T[d:'r ftGkr gzikp tZb'A ;KM/ s"o s/ wkoiB wBh ;ehw ubkJh ik ojh j?. fi; dk t/otk j/m nB[;ko j?L^

    bVh BzL ;ehw dk Bkw gqXkB wzsoh o'Irko f;oiB g'qrokw

    1 fejV/ fejV/ torK d/ ftneshnK

    tk;s/ fJj ;ehw T[gbZpX j?????????? <

    fJj ;ehw jo/e tor d/ ftneshnK bJh T[gbZpX

    j?.

    2 eh fJ; ;ehw nXhB eoiak fwb

    ;edk j??????<

    fJ; gq'rokw nXhB e/tb BthnK T[sgkde ns/ ;/tk

    fJekJhnK ;Ekgs eoB bJh ;pzਧਿs p?Ae B{z eoi/ bJh

    nkB^bkJhB gqk:'fis (Sponsored) ehsk ਜਾਂਦਾ j?.

    3H fezBQk eoiak fwb ;edk j? < T[sgkde fJekJhnK ;Ekfgs eoB bJh 25 bZy o[gJ/

    sZe ns/ ;/tk fJekJhnK ;Ekfgs eoB bJh 10 bZy o[gJ/

    sZe dk eoiak fwb ;edk j?.

    4 eoia/ s/ ;pf;vh fezBh j't/rh < bkGgksohnK d/ tor gqki?eN bkrs s/

    ;t?

    :'rdkB

    ;jkfJsk do

    ;afjoh

    y/so

    g/Av{

    y/so

    iBob 10 # 15 # 25 #

    n?;H;hH$n?;HNhH$UHphH;hH$

    fJ;soh xZN frDshnK

    $;kpek c"ih$Pohoe ngzr

    5#

    25 #

    35 #

    5 eoia/ s/ ftnki dh fezBh # j? < nkoHphHnkJh dhnK rkJhvbkJhBK nB[;ko ;pzਧਿs p?Ae

    tZb'A t;{fbnk iKdk j?.

    6 ngbkJh eoB bJh ftfdne :''rsk T[sgkde fJekJhnK fi; dh bkrs 10 bZy s'A T[go j't/

    ns/ ;/tk T[d:'r bJh fi; dh gqki?eN bkrs 5 bZy s'A

    T[go j't/ bJh ftfdne :'rsk 8thA gk; iao{oh j?.

    7 T[wo ;hwk 18 ;kb ns/ fJ; s'A tZX

  • 29

    8 eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j?<

    ਇਹ gq'rokw g/Av{ ns/ Pfjoh ਦtੋ/A y/soK bJh j?. gqkoEh

    nkgDh gqsh p/Bsh Jh^g'oNb www.kviconline.gov.in iK

    https://www.kvic

    online.gov.in>pmegpeportal>jsp>pmegponline s/ ike/

    ngbkJh eo ;edk j?.

    fJਸ ;ehw nXhB gqkoEh Pfjoh y/so ns/ g/Av{ y/so

    bJh fIbQk T[d:'r e/Ado (DIC) nXhB ngbkJh eo

    ;edk j?. fJ; s'A fJbktk gqkoEh g/Av{ y/so nXhB

    e/HthHnkJhH;hH$e/HthHnkJhHphH gk; th ngbkJh eo

    ;edk j?.

    9H fJ; ;ehw j/m Nq/fBzr dh ftt;Ek

    j?, i/eo jK sK eh N/qfBzr ftGkr

    tZb'A eotkJh iKdh j? iK fco fe;/

    j''o ;z;Ek s'A<

    ;ehw nB[;ko gqk:'fis (Sponsored) e/;K ftZu

    N/qafBzr o{ob ;?bc fJzwgbkJhw?AN Nq/fBzr fJz;NhfuT{N

    (RSETI) tZb'A fdtkT[D dk T[gpzX j?. fJj Nq/fBzr

    https://www.udyami.org.in ;kJhN s'A nkB bkJhB

    th ehsh ik ;edh j?.

    10H Nq/fBzr d/D bJh youk wfjew/ tZb''A

    ehsk iKdk j? iK fco gqkoEh eodk j?<

    fJj Nq/fBzr w[Zcas eotkJh iKdh j?.

    11H eh gqkoEh tbA'' fBoXkfos

    gq''ckow/ s/ ngbkJh ehsk iKdk j?

    iK fco ;kdh doyk;s okjhA<

    gqkoEh tZb'' Jh^g'oNb www.kvic online.gov.in

    iK https://www.kvic online. gov.in>

    pmegp eportal>jsp>pmegponline

    s/ ngbkJh ehsk iKdk j?.

    12H gqkoEh tZb''A ngbkJh eoB t/b/

    fijV/ d;skt/ia doyk;s Bkb ngb''v

    ehs/ iKd/ jB dk t/otkL^

    1) iksh ;oNhfce/N

    2) ;g?Pb e?Nkroh ;oNhfce/N(i/eo b'VhAdk j't/)

    3) g/Av{ y/so ;oNhfce/N

    4) gq'i?eN fog'oN

    5) gVQkJh$Jhvhgh$;fਕੱbv fvt?bgw?N ;oNhfce/N

    6) c'N'

    7) nkXko ekov

    8) j'o d;skt/i i' nkB bkJhB ngbkJh eoB ;w/A ਲੋੜੀਂਦ ੇ

    j'D.

    https://www.udyami.org.in/

  • 30

    B'NL gqXkB wzsoh o'iarko f;oiD :'iBk ;pzXh T[dZwh tX/o/ ikDekoh gqkgs eoB bJh fIbQk fpT{o'

    o'Irko T[sgsh ns/ f;ybkJh (fIbQk o'Irko eko'pko fpT{o') fty/ s?Bks dcaso iBob w?B/io, fIbQk

    T[d:'r e/Ado d/ B[wkfJzd/ iK dcaso iBob w?B/io, fIbQk T[d:'r e/Ado Bkb ;zgoe ehsk ik ;edk j?.

    13H fe; nfXekoh B{z do\k;s g/;a ehsh

    iKdh j?<

    fJj gq'rokw g/Av{ ns/ Pfjoh ਦੋਵ ੇy/soK bJh j?. gqkoEh

    nkgDh gqsh p/Bsh Jh^g'oNb www.kviconline.gov.in iK

    https://www.kvic

    online.gov.in>pmegpeportal>jsp>pmegponline s/ ike/

    ngbkJh eo ;edk j?.

    fJj ;ehw nXhB gqkoEh Pfjoh y/so ns/ g/Av{ y/so

    bJh fIbQk T[d:'r e/Ado (DIC) nXhB ngbkJh eo ;edk

    j?. fJ; s'A fJbktk gqkoEh g/Av{ y/so nXhB

    e/HthHnkJhH;hH$e/HthHnkJhHphH gk; th ngbkJh eo ;edk

    j?.

    14H gqtkBrh d/D bJh nEkoNh dk Bkw

    ns/ njZ[dk

    ;pzfXs fIb// d/ fvgNh efw;aBo ih dh gqXkBrh j/m

    pDh fIbQk gZXoh Nk;e c''o; ew/Nh.

    15H ;ehw nXhB n:'r Xzd/ 1) wk; Bkb ;pzXs e'Jh th T[d:'r$tgko, wk; dk

    yk;heoD, vZpk pzdh ns/ iK fJ;s'A pDhnK ykD dhnK

    uhiK, phVh$gkB$f;rko$f;roN nkfd fij/ fe;/ th B;ahb/

    gdkoEK dk T[sgkdB$fBowkD iK fteoh, ;aokp B{z t/uDk

    iK g/;a eoB tkbk e'Jh th j'Nb iK Ykpk, eZu/ wkb ti'A

    szpke{ pBkT[D/ fJ; s'A t;s{nK fsnko eoBk, fteoh bJh

    ;aokp eZYDk$t/uDk nkfd .

    2) ukj, ekch, opV fijhnK T[giK dh y/sh Bkb ;zpfXs

    e'Jh th T[d:'r iK tgko, o/;aw d/ ehV/ gkbDk, gN;B

    Bkohnb ns/ fJ; dhnK T[giK Bkb ;zpfXs ;orowhnK,

    pkrpkBh, c[ZbK dh g?dktko, wZSh gkbD, ;{o gkbD,

    w[orh gkbDk gP{ gkbDk, fpibh dh wdd Bkb ;{s ns/

    eZgVk (ekNB, t{bB, f;be, g'bh t;so) g?dk eoB

    tkbhnK T[giK, fwZb d/ Xkr/ s'A pD/ eZgV/.

    3) tksktoD d{f;as eoB tkbk e'Jh th gq'i?eN. gkbhEhB

    d/ fbckc/ iK tksktoD s/ G?Vk n;o gkT[D tkbhnK

    d{ihnK uhIK dk fBowkD.

  • 31

    gqXkB wzsoh w[dok :''iBk

    fPP{ ਿਕੀਮ

    fe;a''o ਿਕੀਮ

    so[D ਿਕੀਮ

  • 32

    gqXkB wzsoh w[dok :''iBk

    gqXkB wzsoh w[dok :''iBk gqXkB wzsoh tZb'A 8 ngq?b 2015 B{z ekog''o/N ns/ S''N/ T[d:''rK B{z 10 bZy sZe eoia/ d/D bJh ;ehw Pa[o{ ehsh rJh j?. fJ; ;ehw nXhB B?;aBbkJhiav p?AeK tZb''A f;ZX/ eoia/ fdtkJ/ iKd/ jB. T[Xkoeosk B?;aBbkJhiav ftZsh ;z;EktK Bkb ;ehw d/ bkG b?D bJh ;zgoe eo ;ed/ jB iK gqXkB wzsoh w[dok :''iBk g'oNb (https://Udyamimitra.in) s/ nkBbkJhB doyak;s d/ ;ed/ jB.

    fJ; ;ehw ;pzXh t/ot/ j/m nB[;ko jB.

    bVh BzL

    ;ehw dk Bkw gqXkB wzsoh w[dok :''iBk

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw jo/e tor bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j? <

    e/tb w?B{c?eufozr, tgko ns/ ;oft; :{fBNK bJh eoIk fwb ;edk j?.

    3H

    fezBK eoiak fwb ;edk j? < f;P{ ਿਕੀਮ ਅਿੀਨL^ 50,000 sZe fe;a''o ਿਕੀਮ ਅਿੀਨL^ 50,000 s''A 5,00,000 sZe so[D ਿਕੀਮ ਅਿੀਨL^ 5,00,000 s''A 10,00,000 sZe

    4H eoia/ s/ ;pf;vh fezBh j't/rh < bkr{ BjhA

    5 eoI/ s/ ftnki dh gqfsPssk fezBh j''t/rh<

    nkoHphHnkJhH dhnK rkJhvbkJhBia nB[;ko j't/rh.

    6 ngbkJh eoB bJh ftfdne :''rsk e''Jh th Gkosh Bkrfoe fi; e'''b BkB^ckow ;?eNo dh nkwdBh g?dk eoB tkbh rshftXh fit/A fe w?B{c?eufozr, gq';?f;zr, N/qfBzr iK ;oft; ;?eNo bJh tgkoe :''iBk j? ns/ fi;dh eoi/a dh b''V 10 bZy o[gJ/ s''A xZN j?.

    7 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j??

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d'tK bJh j?.

    8H

    eh fJ; ;ehw j/m Nq/fBzr dh ftt;Ek j?, i/eo jK sK eh N/qfBzr ftGkr tZb'A eotkJh iKdh j? iK fco fe;/ j''o ;z;Ek s''A<

    fe;/ th wkBsk gqkgs ;z;Ek s''A Nq/fBzr eotkJh iKdh j?.

    9H Nq/fBzr d/D bJh youk wfjew/ tZb''A ehsk ikt/rk iK fco gqkoEh B{z eoBk gt/rk<

    N/qfBzr d/D tkbh ;z;Ek B{z fJ; dh pDdh ch; ykdh efw;aB tZb''A fdZsh iKdh j? . ਇਿ N/qfBzr 10 fdBK dh j[zdh j?.

    10H

    eh gqkoEh tZb''A fBoXkfos gq''ckow/ s/ ngbkJh ehsk ikDk j? iK fco ;kdh doyk;s okjhA<

    w[dok ;ehw nXhB ;jkfJsk b?D tkb/ T[Xkoeosk nkgD/ y/so d/ fe;/ th ftZsh ;z;Ek dh ;EkBe ;akyk e''b ik ;ed/ jB fit/A fe gpfbe ;?eNo nzvoN/fezr p?Ae, y/soh o{ob p?Ae, ;fjekoh p?Ae ns/ gqkJht/N ;?eNo p?Ae.

    11H

    gqkoEh tZb''A ngbkJh eoB t/b/ fijV/ d;skt/ia do\k;s Bkb brkJ/ ikD/ jB, dk t/otkL^

    1H gSkD gZso 2H :''rsk ;oNhfce/N 3H fojkfJ;a dk ;p{s 4H d' c''N''nK 5H ;gbkfJo dk Bkw$w;ahBoh dk t/otk$w;haBoh dh ehws 6H iksh ;oNhfce/N (i/ j't/)

  • 33

    12H

    fe; nfXekoh B{z do\k;s g/;a ehsh iKdh j? <

    w[dok ;ehw nXhB ;jkfJsk b?D tkb/ T[Xko eosk nkgD/ y/so dh fe;/ th ftZsh ;z;Ek (ਨੇੜ ੇਦ ੇਬੈਂਕ) dh ;EkBe ;akyk e''b ik ;ed/ jB iK nkBbkJhB www.mudra.org.in s/ ngbkJh eo ;ed/ jB.

    Jh^w/b [email protected]

    t?p^;kfJN www.mudra.org.in c'B Bzpo 18001802222 (N'b coh Bzpo), 011^23748765

    http://www.mudra.org.in/mailto:[email protected]

  • 34

    ;N?Av^ng^fJzvhnk ;ehw

  • 35

    ਿਟੈਂਡ-ਅਪ੍-ਇੰਡੀਆ ਿਕੀਮ ਿਟੈਂਡ-ਅਪ੍-ਇੰਡੀਆ ਿਕੀਮ ਦਾ ਉਦੇਸ਼ ਘੱਟ ੋ ਘੱਟ ਇਕ ਅਨ ਿੂਸਿਤ ਜਾਤੀ (ਅਨ ਿੂਸਿਤ ਜਾਤੀਆਂ) ਜਾਂ ਅਨ ਿੂਸਿਤ

    ਕਬੀਲ/ (ਐਿ.ਟੀ.) ਉਿਾਰਕਤਾ ਅਤੇ ਘੱਟ ੋਘੱਟ ਇਕ ਔਰਤ ਉਿਾਰਕਰਤਾ ਪ੍ਰਤੀ ਬੈਂਕ ਬਰਾਂਿ ਲਈ 10 ਲੱਖ ਰ ਪ੍ਏ ਅਤੇ 1 ਕਰੋੜ ਰ ਪ੍ਏ ਦੇ ਸਵਿਕਾਰ ਦੇ ਬੈਂਕ ਕਰਜੇ ਦੀ ਿਿੂਲਤ ਦਣੇਾ ਿੈ l

    eoIk w'VB dh fwnkd 7 ;kb fdZsh iKdh ਿੈ fi; ftZu 18 wjhB/ j'o fdZs/ iKd/ jB i/ eoik 7 ;kb dh fdZsh fwnkd NZg ikt /. bVh BzL

    ;ehw dk Bkw ਿਟੈਂਡ-ਅਪ੍-ਇੰਡੀਆ ਿਕੀਮ

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    1. ਐਿH;hH / ਐਿHਟੀH / ਔਰਤ। 2. ਗੈਰ-ਸਵਅਕਤੀਗ੍ਤ ਉਦਯੋਗ੍ਾਂ ਦੇ ਮਾਮਲੇ ਸਵਿ ਸ਼ੇਅਰ ਿੋਲਸਡੰਗ੍ ਦਾ ਘੱਟ ੋਘੱਟ 51 %

    ਸਿੱਿਾ ਅਤੇ ਕੰਟਰੋਸਲੰਗ੍ ਸਿੱਿਾ ਐਿ.ਿੀ/ਐਿHਟੀH ਜਾਂ ਔਰਤ ਉਦਯੋਗ੍ਪ੍ਤੀ ਦ ਆਰਾ ਿੋਣਾ ਿਾਿੀਦਾ ਿੈl

    3. 18 ਿਾਲ ਤੋਂ ਵੱਿ ਉਮਰ ਦੇ ਸਵਅਕਤੀ ਯੋਗ੍ ਿਨ. 2 eh fJ; ;ehw nXhB

    eoiak fwb ;edk j? < ਇਿ ਯੋਜਨਾ ਦ ੇ ਤਸਿਤ ਿਿਾਇਤਾ ਸਿਰਫ a ਨਵੇਂ (ਗ੍ਰੀਨ ਫੀਲਡ) ਪ੍ਰਾਜੈਕਟਾਂ ਲਈ ਉਪ੍bZਬਿ ਿੈl ਇਿ ਿੰਦਰਭ ਸਵੱਿ ਨਵੇਂ (ਗ੍ਰੀਨਫੀਲਡ) ਪ੍ਰੋਜੈਕਟ ਦਾ ਅਰਥ – ਲਾਭਪ੍ਾਤਰੀ ਦਾ ਸਨਰਮਾਣ ਜਾਂ ਿੇਵਾ ਖੇਤਰ ਜਾਂ ਵਪ੍ਾਰ ਖੇਤਰ ਜੋ ਪ੍ਸਿਲੀ ਵਾਰ ਉੱਦਮ ਸਵੱਿ ਦਾਖਲ ਿ ੰ ਦਾ ਿੈ।

    3H

    fezBk eoiak fwb ;edk j?<

    10 ਲੱਖ ਰ ਪ੍ਏ ਅਤ ੇ1 ਕਰੋੜ ਰ ਪ੍ਏ ਦੇ ਸਵਿਕਾਰ

    4H eoia/ s/ ;pf;vh fezBh j't/rh <

    ਸਨਯਮਾਂ ਅਤੇ ਵਪ੍ਾਰ ਅਨ ਿਾਰ

    5 eoI/ s/ ftnki dh gqfsPssk fezBh j''t/rh<

    nkoHphHnkJh dhnK rkJhvbkJhBia nB[;ko j't/rh.

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j?.

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d'tK bJh j?.

    7H

    eh fJ; ;ehw j/m Nq/fBzr dh ftt;Ek j?, i/eo jK sK eh N/qfBzr ftGkr tZb'A eotkJh iKdh j? iK fco fe;/ j''o ;z;Ek s''A<

    1. ਸਵੱਤੀ ਸਿਖਲਾਈ ਲਈ –ਸਵੱਤੀ ਸਲਟਰੇਿੀ ਿੈਂਟਰ (ਐੱਫ.ਐੱਲ.ਿੀ.) 2. ਿਸਕਸਲੰਗ੍ ਲਈ – ਿਸਕਸਲੰਗ੍ ਿੈਂਟਰ (ਵੋਕੇਸ਼ਨਲ ਟਰੇਸਨੰਗ੍ ਿੈਂਟਰ – ਵੀ.ਟੀ.ਪ੍ੀ/ਿੋਰ ਿੈਂਟਰ -ਿੀ.ਓ.ਿੀ.) 3.ਈ.ਐੱਫ.ਪ੍ੀਜ ਲਈ- ਐਮ.ਡੀ.ਐਮ.ਈ.ਆਈ.ਡੀ./fIbQk T[d:'r e/Ado (ਡੀ.ਆਈ.ਿੀ.)/ ਰੂਰਲ ਿੈਲਫ fJzgbkfJw?AN ਟਰੇਸਨੰਗ੍ ਇੰਿਟੀfuਊਟ (ਆਰ.ਐੱਿ.ਟੀ.ਆਈ.) 4. ਵਰਕਸ਼ਡੈ ਲਈ – fIbQk T[d:'r e/Ado (ਡੀ.ਆਈ.ਿੀ.)

    8H

    fe; nfXekoh B{z do\k;s g/;a ehsh ikDh j?<

    1.ਸਿੱਿੇ ਬਰਾਂਿ ਸਵਿ 2.ਸਿਡਬੀ ਦੇ ਿਟੈਂਡ-ਅਪ੍ ਇੰਡੀਆ ਪੋ੍ਰਟਲ http://www.standupmitra.in ਦ ੇਜਰੀਏ 3.ਲੀਡ ਸਜਲਹਾ ਮਨੇੈਜਰ (ਐਲ.ਡੀ.ਐਮ) ਰਾਿੀਂ

    9H

    gqkoEh tZb''A ngbkJh eoB t/b/ fijV/

    1. ਉਿਾਰ ਲੈਣ ਵਾਲ / ਦ/ y/so dk tk;h ;oNhfce/N

  • 36

    d;skt/ia do\k;s Bkb brkJ/ ikD/ jB, dk t/otk

    2. ਐਿ.ਿੀ. / ਐਿ.ਟੀ. dk ;oNhfce/N 3. ਕਾਰੋਬਾਰ ਦੀ ਸਕਿਮ ਯੋਜਨਾਬੱਿ 4. ਕਾਰੋਬਾਰ ਨੰੂ ਿਲਾਉਣ ਲਈ ਿਥਾਨ ਦੀ T[gbZpXsk 5. ਪ੍ਰੋਜੈਕਟ ਯੋਜਨਾ ਸਤਆਰ ਕਰਨ ਲਈ ਲੋੜੀਂਦੀ ਿਿਾਇਤਾ 6. ਿ ਨਰ / ਸਿਖਲਾਈ ਦੀ ਲੋੜ (ਤਕਨੀਕੀ ਅਤੇ ਸਵੱਤੀ) 6. ਮੌਜੂਦਾ ਬੈਂਕ ਖਾਤ ੇਦਾ ਵੇਰਵਾ 7. ਪ੍ਰੋਜੈਕਟ ਸਵੱਿ ਆਪ੍ਣ ੇਸਨਵੇਸ਼ ਦੀ ਮਾਤਰਾ 8. ਕਾਰੋਬਾਰ ਸਵੱਿ ਕੋਈ ਅਨ ਭਵ

    http://www.standupmitra.in

    http://www.standupmitra.in/

  • 37

    ;NkoN^ng fJzvhnk ;ehw

  • 38

    ;NkoN^ng fJzvhnk ;ehw

    ;NkoN^ng fJzvhnk ;ehw T[jBK ekog'o/N; iK ezgBhnK tk;s/ j?, fIBQk d/ w[Zy dcaso Gkos ftZu y[Zb/ j'fJnK B{z 7 ;kb j'J/ jB ns/ ;bkBk NoB^Uto Annual Turnover 25 eo'V WgJ/ s'A xZN j?.fJ; ;ehw dk wzst fJzNogfBUofPg B{z gq's;kfjs eoBk j? ns/ o'Irko d/ Bt/A ;kXB T[gbZpX eokT[Dk j?.fJj ;ehw T[jBK T[ZdwhnK bJh todkB ;kps j't/rh i' nkgDk BtK eko'pko P[o{ eoBk ukj[zd/ jB. fJ; ;ehw Bkb T[FZdwh nkgD/ eko'pko ftZu nkgDk Bkw uwekT[D d/ Bkb Bkb d{i/ b'eK B{z th o'Irko T[gbZpX eotk ;ed/ jB.fJ; ;ehw dk wZ[y wzst T[ZdwhnK B{z fJz;g?eNo okI ns/ bkfJ;z; oki s'A okjs fdtkT[Dk j?.fJ; ;ehw dh ikDekoh bJh c'B Bzpo 1800115565 s/ ;zgoe ehsk ik ;edk j?.

    fJ; ;ehw ;pzXh t/ot/ j/m nB[;ko jBL ^

    bVh BzL

    ;ehw dk Bkw ;NkoN^ng fJzvhnk ;ehw

    1 fejV/ fejV/ torK tk;s/ fJj ;ehw T[gbZpX j?<

    fJj ;ehw gkoNBo cow, gqkJht/N fbwfNv ezgBhnK nkfd bJh j?.

    2 eh fJ; ;ehw nXhB eoIk fwb ;edk j?< fJ; ;ehw nXhB eko'pko ;Ekgs eoB bJh eoIk fwb ;edk j?.

    3 fezBk eoIk fwb ;edk j?< eoI/ dh ;hwk gq'i?eN ehws nB[;ko j[zdh j?.

    4 eoI/ s/ ftnki dh gqfsPssk fezBh j't/rh < nko a ph a nkJh a dhnK rkJhvbkJhBI nB[;ko j't/rh.

    5 ngbkJh eoB bJh ftfdne :'rsk bkr{ BjhA.

    6 eh fJj ;ehw gA/v{ y/so bJh j? iK Pfjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ Pfjoh d'tK y/soK bJh j?.

    7 eoIk gqkgs eoB bJh T[wo

    18 ;kb s'A tZX j't/.

    8 gqkoEh tb'A ngbkJh eoB t/b/ fijV/ d;skt/I do\k;s Bkb brkJ/ ikD/ jB dk t/otk

    1 a gSkD gZso 2 a :'rsk ;oNhfce/N 3 a fojkfJP dk ;p{s 4 a d' c'N'nK 5 a ;gbkfJo dk Bkw$wPhBoh dk t/otk $wPhBoh dh ehws 6 a eko'pko Bkb ;pzfXs j'o d;skt/I

    9 fe; nfXekoh B{z do\k;s g/P eoBh j?< 1 afJ; ;ehw nXhB ;jkfJsk b?D tkb/ Scheduled Commercial Bank dh Pkyk e'b ik ;ed/ jB. 2 ankB bkJhB www.startupindia.gov.in g'oNb s/ ngbkJh eo ;ed/ jB.

    www.startupindia.gov.in

    http://www.startupindia.gov.in/http://www.startupindia.gov.in/

  • 39

    gzikp nB[;{fus ikshnK G""A ns/ ftZs ekog''o/;aB dhnK ;ehwK

    f;ZXk eoIk ;ehw

    p?Ae NkJh^nZg ;ehw

    B?PBb PfvT{bv ek;N ckfJBK; n?Av fvt?bgw?AN ekog'o/PB

    (n?BHn?;Hn?cHvhH;h) d/ ;fj:''r Bkb eoiak ;ehw

    B?PBb j?Avhe?gv ckfJBK; n?Av fvt?bgw?AN ekog'o/PB (n?BHn?uHn?cHvhH;h

    ;ehw) nzrjhD b''eK bJh

    B?PBb ;ckJh eowukoh ckfJBK; ns/ fvt?bgw?AN ekog'o/PB

    (n?BHn?;He/Hn?cHvhH;h) ;ehw

    ;?bca fJzwgbkJhw?AN ;ehw cako foj?fpbhN/;aB nkca w?B{nb ;e?t?ioia ;ehw

  • 40

    gzikp nB[;{fus ikshnK GA" ftek; ns/ ftZs ekog''o/;aB dhnK ;ehwK

    (gzikp ;oeko nXhB ndkok)

    gzikp nB[;{fus ikshnK GA"^ftek; ns/ ftZs fBrw ;kb 1970 ftZu j''Ad ftZu nkJh ns/ fJ; B/ nkgDk ezw 18H01H1971 s''A nkozfGnk. Pa[o{ ftZu ekog''o/;aB dh fjZ;k g{zih 5H00 eo''V ;h ns/ fJ;B{z gzikp ;oeko d[nkok tXk e/ 200H00 eo''V o[gJ/ eo fdZsk frnk j?. e/Adoh ;oeko ns/ oki ;oeko tZb''A ekog''o/;aB dk fjZ;k g{zih ftZu 49L51 d/ nB[gks ftZu gkfJnk iKdk j?.fJ; tZb'A j/m fbyhnK ;ehwK bkr{ ehshnK ik ojhnK jBL^ bVh BzL

    (1) ;ehw dk Bkw f;ZXk eoik ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw nB[;{fus ikshnK d/ b'eK dh GbkJh bJh bkr{ ehsh rJh j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk <

    tZy tZy eko''pko eoB bJh eoIk fdZsk iKdk j?. eoI/ dh jZd 5 bZy o[gJ/ sZe j?. iwhB yohdD bJh eoia/ dh jZd 20 bZy o[gJ/ j?.

    3H

    ;pf;vh fezBh fwbdh j? < 8% ftnki do s/ b'B fwbdk j?.

    4 ngbkJh eoB bJh :''rsk fJ; ;ehw nXhB 18 s'A 55 ;kb dk e''Jh th gzikp dk nB[;{fus iksh dk Bkrfoe eoIk b?D d/ :''r j?. fpB?eko dk eoiak e/; fsnko eoB ;w/A jo ;kXB s''A T[; dh nkwdB fwZEh iKdh j?. (ਪ੍ਸਰਵਾਰ ਦੀ ਿਲਾਨਾ ਕਮਾਈ 1 ਲੱਖ ਤੋਂ ਘੱਟ ਿੋਣੀ ਿਾਿੀਦੀ ਿੈ।)

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j? <

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d''tK bJh j?.

    7H ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?eN

    fJBQK ;ehwK sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, g[roh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw, j?Avb{w ns/ T[u/oh f;Zfynk nkfd d/ ezw bJh eoia/ fdZs/ iKd/ jB.

    8H PosK b'B b?D ;w/A iwhB ikfJdkd bkb beho s'A pkjo j'Dh ukjhdh j?.T[j iwhB n?;H;hHekog'o/PB e'b rfjD/ oZyh ikt/rh.

  • 41

    bVh BzL

    (2) ;ehw dk Bkw p?Ae NkJh^nZg ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw nB[;{fus iksh d/ b'eK bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    eoia/ dh jZd p?AeK tb''A Bpkov dhnK rkJhv bkJhBia nB[;ko bkr{ BhshnK nB[;ko fBoXkfos ehsk iKdk j?.

    3H

    ;pf;vh fezBh j't/rh < e[Zb oew dk 50% iK 10,000$^ o[gJ/ i'' th xZN j't/. ftnki dh doL^ p?AeK tZb''A ftnki foiaot p?Ae nkca fJzvhnk dhnK ;aosK nB[;ko bhfvzzr gkfb;h w[skfpe fbnk iKdk j?.

    4 ngbkJh eoB bJh :''rsk rohph o/yk s''A j/mK ofj oj/ nB[;{fus iksh Bkb ;pzfXs ftnesh fJ; ;ehw nXhB eoik b?D d/ :''r jB. (67,649$^ o[gJ/ ;kbkBk g/Av{ y/soK bJh ns/ 88,756$^ ;kbkBk ;afjoh y/so bJh gfotkfoe nkwdB) 18 s'A 55 ;kb dh T[wo j'Dh ukjhdh j? ns/ gzikp dk ofjD tkbk j'Dk ukjhdk j?.

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j? <

    fJj ;ehw g/Av{ ns/ Pafjoh y/so d''tK bJh j?.

    7H

    ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?eN

    fJ; ;ehw sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, fgroh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw bJh ns/ j?Avb{w nkfd d/ ezw bJh eoia/ fdZs/ iKd/ jB.

    ਿਕੀਮ ਦਾ ਲਾਭ ਲੈਣ bJh ਇੱਕ ਐਫੀਡਸੇਵਟ ਤੇ ਹਿਤਾਖਰ ਕਰਵਾਏ ਜਾਂਦੇ ਹਨ।

    bVh BzL

    (3) ;ehw dk Bkw B?PBb PfvT{bv ek;N ckfJBK; n?Av fvt?bgw?AN ekog'o/PB (n?BHn?;Hn?cHvhH;h) d/ ;fj:''r Bkb eoiak ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    fJj ;ehw nB[;{fus ikshnK d/ b'eK bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    gzikp nB[;{fus ikshnK G" ftek; ns/ ftZs ekog''o/;aB, n?BHn?;Hn?cHvhH;h s''A 3# ftnki dh do s/ fwnkdh eoiak b? e/ nZr/ bkGgksoh B{z 6# ftnki dh do s/ eoiak fdzdh j?. fJj ;aos 5 bZy o[gJ/ sZe d/ eoia/ bJh j? ns/ fJ; s'A TZ[go d/ eoia/ bJh 10# sZe ftnki dh do Bkb eoiak fdZsk iKdk j?. f;Zfynk eoiak ;ehw nXhB 4# ftnki s/ eoiak fdZsk iKdk j? s/ bVehnK B{z ftnki dh do s/ 0H5# j'o fonkfJs fdZsh iKdh j?. e[Zb :{fBN bkrs dk 90# n?BHn?;Hn?cHvhH;h dk fjZ;k j[zdk j? ns/ pkeh 10# ftZu''A 5# bkGgksoh ns/ 5# ekog''o/;aB tb'A nkgD/ ;a/no e?ghNb ftZu''A n?BHn?;Hn?cH;h dhnK ;aosK w[skfpe fdZsk iKdk j?. tZX s''A tZX eoia/ dh jZd 30 bZy o[gJ/ j? s/ f;Zfynk eoia/ dh jZd Gkos ftZu gVQB bJh 7.5 bZy ns/ Gkos s''A pkjo d/;aK ftZu gVQB bJh 15H00 bZy

  • 42

    o[gJ/ j?. 3H ;pf;vh fezBh j't/rh< ftnki fonkfJsh do s/ fwbdk j?.

    4 ngbkJh eoB bJh :''rsk B?PBb PfvT{bv ek;N ckfJBK; n?Av fvt?bgw?AN ekog'o/PB (n?BHn?;Hn?cHvhH;h) d/ ;fj:'r Bkb ubkJh ik ojh fJ; ;ehw nXhB rohph dh o/yk s'A dZ[rDh nkwdB sZe tkbk nB[;{fus iksh dk ftnesh eoiak b?D d/ :'r j?. (98,000$^ o[gJ/ ;kbkBk g/Av{ y/soK bJh 1,20,000$^ ;kbkBk ;fajoh y/so bJh gfotkfoe nkwdB) T[wo dh jZd 18^55 ;kb

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j? <

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d''tK bJh j?.

    7H

    ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?eN

    fJ; ;ehw sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, fgroh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw ns/ j?Avb{w nkfd d/ ezw bJh eoia/ fdZs/ iKd/ jB.

    bVh BzL

    (4) ;ehw dk Bkw B?PBb j?Avhe?gv ckfJBK; n?Av fvt?bgw?AN ekog'o/PB (n?BHn?uHn?cHvhH;h ;ehw) nzrjhD b''eK bJh

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j?<

    fJj ;ehw ngzr ftneshnK dh GbkJh bJh bkr{ ehsh rJh j? i' fe fe;/ th iksh dk j' ;edk j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    gzikp nB[;{fus ikshnK G"A ftek; ns/ ftZs ekog''o/;aB B{z nzrjhD b'eK tk;s/ ;t?^o''iarko ;ehw nXhB nkwdB tXkT[D bJh n?BHn?uHn?cHvhH;h tb''A eoiak d/D bJh u?BbkJhfizar J/iz;h Bkwiad ehsk frnk j?.

    3H ;pf;vh fezBh j't/rh < 50,000 ਤੋਂ 5 ਲੱਖ ਤੱਕ 6 ਪ੍ਰਤੀਸ਼ਤ 5 ਲੱਖ ਤੋਂ ਉੱਪ੍ਰ 8 ਪ੍ਰਤੀਸ਼ਤ ਇਿ ਦਰ ਤੇ eoIk ਸਦੱਤਾ ਜਾਂਦਾ ਿੈ।

    4 ngbkJh eoB bJh :''rsk 18 ;kb s''A 60 ;kb sZe dk e''Jh th nzrjhD ftnesh i' 40 # nzrjhD j't/ eoiak b?D bJh :'r j?. nkwdB dh e''Jh jZd BjhA j?. go 90# ftZsh ;jkfJsk 5H00 bZy s''A xZN nkwdB tkb/ nzrjhDK Bz{ fdZsh iKdh j?. 5# bkGgksoh nkgD/ nkg gqpzX eo/rk ns/ 5# ekog'o/;aB tZb'A fdZs/ iKd/ jB.

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d''tK bJh j?.

  • 43

    7H

    ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?eN

    ;ehw sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, fgZroh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw ns/ j?Avb{w nkfd d/ ezw bJh eoiak fdZsk iKdk j?.

    bVh BzL

    (5) ;ehw dk Bkw B?PBb ;ckJh eowukoh ckfJBK; ns/ fvt?bgw?AN ekog'o/PB (n?BHn?;He/Hn?cHvhH;h) ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbpX j? <

    fJj ;ehw ;cakJh eowukohnK ns/ T[BQK d/ nkPfosK bJh ;t? o'iarko Bkb ;pzfXs ezwK bJh fdZsk iKdk j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    1 bZy o[gJ/ sZe dk eoiak fwb ;edk j?.

    3H

    ;pf;vh fezBh j't/rh < 1 bZy WgJ/ sZe dk eoiak 6 gqshPs ftnki do Bkb fdZsk iKdk j? ns/ fJj b'B 5 ;kb ftZu w'VBk j[zdk j?.

    4 ngbkJh eoB bJh :''rsk ;cakJh eowukoh d/ gfotko dk e'Jh th nkPfos w?Apo eoiak b? ;edk j?. (iwkBs ;oekoh eowukoh dh ;oft; fizw/Qtkoh) 1H gfotko dh ;kbkBk nkwdB 4H5 bZy s'A xZN j'Dh ukjhdh j?. 2H 18 s'A 50 ;kb dh T[wo j'Dh ukjhdh j? ns/ gzikp dk t;Bhe j'Dk ukjhdk j?.

    6 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j? <

    fJj ;ehw g/Av{ ns/ Pafjoh y/so d''tK bJh j?.

    7H

    ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?eN

    fJ; ;ehw sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, fgroh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw bJh ns/ j?Avb{w nkfd d/ ezw bJh eoia/ fdZs/ iKd/ jB.

    bVh BzL

    (6) ;ehw dk Bkw ;?bca fJzwgbkJhw?AN ;ehw cako ohj?fpbhN/;aB nkca w?B{nb ;e?t?ioia ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbpX j? <

    fJj ;ehw Gkos ;oeko tZbA' w?B{nb ;e?t?ioia B{z ohj?phbhN/N ehs/ ikD bJh bkr{ ehsh rJh j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    1H Brd ;jkfJskL gfjukB ehs/ ikD s' pknd 7000$^ WgJ/ gqsh wjhB/ d/ fj;kp Bkb tZX s''A tZX 40,000$^ WgJ/. 2H gq'i?eN bkrsL tZX s'A tZX 10 bZy ns/ ;?BhN/PB fob/fNv gq'i?eN bJh 15 bZy. 3H ftnki dh do p?Ae tZb' fBoXkos ehsh iKdh j?.

  • 44

    3H

    ;pf;vh fezBh j't/rh < j/m nB[;ko 1) 2 bZy sZe 50 gqshPs 2) 2 bZy s' 5 bZy sZe 33 gqshPs 3) 5 bZy s'A T[Zgo 25 gqshPs 4) 10 bZy s'A 15 bZy sZe

    4 ngbkJh eoB bJh :''rsk 18 s'A 50 ;kb dh T[wo j'Dh ukjhdh j? ns/ gzikp dk

    t;Bhe j'Dk ukjhdk j?. 6 eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j? <

    fJj ;ehw g/Av{ ns/ Pafjoh y/so d''tK bJh j?.

    7H

    ;ehw nXhB ;Ekfgs ehs/ ik ;ed/ gq''i?ZeN

    fJ; ;ehw sfjs tZy tZy XzfdnK fit/A fe efonkBk d[ekB, v/noh ckow, fgroh ckow, eZgV/ dh d[ekB, epkV dk ezw, i[ZshnK pDkT[D dk ezw ns/ j?Avb{w nkfd d/ ezw bJh eoia/ fdZs/ iKd/ jB.

    bkGgksoh fIbQkgZXo nB[;{fus iksh G"A ftek; ns/ ftZs ekog'o/PB dcaso ftZu ik e/ ngbkJh eo ;edk j?.

    t?p ;kJhN^ www.pbscfc.gov.in

    Jh^w/b^ [email protected]

    c'B Bzpo^ 0172^5062905, 5025092

    http://www.pbscfc.gov.in/mailto:[email protected]

  • 45

    gzikp gZSVhnK ;aaq/DhnK G"^ftek; ns/ ftZs ekog''o/;aB dhnK ;ehwK

    1) f;ZXk eoiak ;ehw sfjs ubkJhnK ik ojhnK ;ehwK

    v/noh ckofwzr 35 gPa{nK bJh

    g'bNoh ckofwzr bJh

    ;piahnK T[rkT[D bJh

    ;afjd dhnK wZyhnK gkbD bJh

    ekog/ANo$coBhuo$t?bfvzr d/ ezw bJh

    nkNk uZeh$ e'jb{ bJh

    nkN' foe;ak(g?;zio$Y'nk Y[nkJh) bJh

    iBob ;N'o (efonkBk$e?Nb$ g'bNoh chv) bJh

    jkovt/no ;N'o (PNfozr ns/ fpbfvzr wNohnb nkfd) bJh

    eZgVk$ o?vhw/v rkowA?N d[ekB bJh

    feskpK$;N/;aBoh dh d[ekB bJh

    ;kJheb ;/b s/ fog/no bJh

    c'N';N/N w;ahB bJh

    N/bfozr d/ ezw bJh

    y/shpkVh d/ ;zdK bJh

    nkN'^w'pkfJb fog/no$;g/no gkoN; d[ekB bJh

    fJb?eNq''fBe;$fJb?eNqheb ;/b s/ fog/no bJh

    c?pohe/;aB :{fBN bJh

    c'N'rqkch ns/ thfvUrqkch d/ ezw bJh

    j"iaoh :{fBN bJh

    ;wkb ;e/b fJzv;Nohnb :{fBN bJh ( e'Jh th ;wkB pDkT[D dk eko'pko)

  • 46

    wfmnkJh dh d[ekB$Ykpk y''bQD bJh

    fpT{Nh gkobo bJh

    gzvkb iK ;akfwnkBk ;oft; bJh

    2) n?BHphH;hHn?cHvhH;h ;ehw

    Now b''B ;ehwK

    fBT{ ;tfowk ;ehw

    j'o ;ehwK

    fgsk^g[oyh iK BkB^seBheh ;ehwK

    seBheh ;ehwK

    tgko s/ ;oft; ;?eNo

    gVQkJh bJh eoiak ;ehw

  • 47

    gzikp gZSVhnK ;q/DhnK G"A ftek; ns/ ftZs ekog'o/;aB dhnK ;ehwK

    ;kb 1992 ftu Gkos ;oeko B/ ok;aNoh gZSVhnK Pq/DhnK ftZs ns/ ftek; ekog'o/;aB (n?BHphH;hHn?cHvhH;hH) dh ;EkgBk ehsh ;h. fi; d/ ;fj:'r Bkb gZSVhnK Pq/DhnK bJh ;ehwK ubkJhnK ik ojhnK jB. fJ;/ soQK ;kb 1994 ftu Gkos ;oeko tZb'A ok;aNoh xZN frDsh ftZs ns/ ftek; ekog'o/;aB (n?BHn?wHvhHn?cH;hH) dh ;EkgBk xZN frDsh tor (f;Zy, w[;bwkB, feqPuhnB, gko;h ns/ p'Xh) dk nkofEe fwnko TZ[uk u[ZeD bJh ehsh ;h. T[d'A s' jh p?efcze' fJjBK d't/ ok;aNoh ekog'o/;BK d/ ;fj:'r Bkb ;t?̂ o''iarko ;ehwK ubk ojh j?L^

    bVh BzL

    (1) ;ehw dk Bkw f;ZXk eoik ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j? <

    oki d/ x'f;as gZSV/ tor ns/ nkofEe s"o s/ ewia'o tor d/ b'eK bJh.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk

    ekog'o/;aB nkgDh ;a/no e?ghNb ftZu' f;ZXk eoIk ;ehw nXhB

    6# ;kbkBk ftnki dh do s/ eoI/ w[jZJhnk eotkTA[dh j?. tZX s'A

    tZX eoik 2 bZy o[gJ/ jh fwb ;edk j?.

    3 eoiak b?D bJh w[Zy

    ;aosK T) gzikp dk gZek t;Bhe j't/. n) T[wo 18 s' 55 ;kb sZe j't/. J) gzikp ;oeko tZbA' x'f;as gZSVhnK ;q/DhnK iK Gkos ;oeko tZbA' x'f;as xZN frDsh tor Bkb ;pzX oZydk j't/. ;) ekog''o/;aB tZb'A f;ZXk eoiak ;ehw nXhB fiBQK dh ;kbkBk

    gfotkfoe nkwdB 1,00,000$^ ns/ gZSVhnK ;q/DhnK d/ T[jBK fpB?ekoK B{z eoia/ fdZs/ iKd/ jB, fiBQK dh ;kbkBk gfotkfoe nkwdB gA/v{ fJbkfenK ftZu 81000$^ ns/ ;afjoh fJbkfenK ftZu 1,00,000$^ s'A xZN j't/. xZN frDsh tor bJh fiBQK dh ;kbkBk gfotkfoe nkwdB g/Av{ fJbkfenK ftZu 81000$^ ns/ ;afjoh fJbkfenK ftZu ns/ 1,03,000$^ s'A xZN j't/ ns/ fJ; s'A fJbktk j'o tZX Nkor/N ro[Zg B{z eto eoB bJh gfjb fdZsh ikt/rh i' fe rohph o/yk s'A j/mK j't/.

    j) i/eo e'Jh ftnesh seBheh feZs/ bJh eoiak b?Dk ukj[zdk j? sK T[j xZN'̂ xZN w?fNqe gk; j't/. fiBQK dh/ seBheh N/qfBzr bJh j[zdh j?, T[jBK B{z gfjb fdZsh iKdh j?. fgsk^g[oyh ns/ BkB^N?eBheb ;ehwK bJh fJj ;aos io{oh BjhA j?.

    4 ngbkJh fet/A eoBk j???< 1) :'r ftnesh nkgD/ fIbQ// d/ ekog''o/;aB d/ chbv dcaso

    Bkb ;zgoe eoe/ ngbkJh eo/rk. 2) gzikp ;oeko tZb'A rfms fIbQk gZXoh ;eohfBzr ew/Nh fi; d/

    w[Zyh tXhe fvgNh efw;aBo (ftek;) jB d/ ;kjwD/ ew/Nh tZb'A fB;afus fwsh B{z p[bkJh rJh whfNzr$ ftZu fJzNoftT{ bJh g/;a j't/rk.

    3) fIbQk gZXoh ;eohfBzr ew/Nh tZb'A fJzNoftT{ ns/ ;aBkysh eoiak ckow gqtkB j'D T[gozs fpB?eko ekog''o/;aB d/ fIbQk chbv nca;o dh wZdd Bkb eoiak e/; w[ezwb eodk j? ns/ b'VhAd/ ekriaks nkgD/ eoIk ckow Bkb brk e/ fIbQk chbv

  • 48

    dcaso ftZu fdzdk j?. 4) chbv nca;o w[ezwb eoiak e/; Bkb brkJ/ ;ko/ d;skt/iKa

    dh x'y eoe/ gqtkBrh bJh w[Zy dcaso ekog''o/;aB B{z e/; dh f;cko;a eodk j?.

    5) eoiak gqtkB j'D T[gozs fpB?eko ekog''o/;aB d/ jZe ftZu rkozNh tZi''A fdZsh ikfJdkd dk ;pzXs sfj;hb ftZu ik e/ ofjDBkwk eotkTA[dk j? ns/ chbv nca;o fJ; e/; B{z w[Zy dcaso B{z ndkfJrh bJh G/idk j?. w[Zy dcaso tZb' ofjBBkw/ B{z ekB{zBh gZy'A ;jh eoko fdzd/ j'J/ ns/ j'o b'VhdhnK ;aosK w[ezwb j'D T[gozs eoia/ dh ndkfJrh ehsh iKdh j?.

    6) fpB?eko :{fBN ek;N dh e[Zb bkrs dk 5# fjZ;k nkgD/ e'b'A gkTA[dk j?. 85# ok;aNoh ekog'o/;aB ps"o Now^b'B fdzdh j? ns/ 10# gzikp ;oeko ps"o wkoiB wBh gkT[Adh j?.

    7) fpB?eko tZb'A eoia/ dh :'r tos'A fszB wjhB/ d/ nzdo^ nzdo eoBh Io{oh j?. i/eo fpB?eko fJ; eoia/ dh n:'r tos'A eodk j? sK T[; s'A ;kok eoiak ;w/s ftnki ns/ g?BbNh (1# gqsh wjhBk) fJZew[Zm t;{bD bJh ekog'o/;aB tZb''A ekotkJh ehsh iKdh j?.

    5

    ;ehw ;pzXh ;Ekfgs j' ;ed/ gq''i?ZeN bkrs ns/ ftnki dh do

    ekog''o/;aB tZb' f;ZXk eoik ;ehw sfjs eoi/ tzv/ ikD tkbhnK ;ehwK dh w[ezwb ;{uh fi; d/ ftZu :{fBN dh bkrs ns/ ftnki dh do ;akfwb j?, nB[bZr “T” s/ j?.

    nB[bZr * T *

    ekog''o/;aB tZb''A f;ZXk eoik ;ehw sfjs ubkJhnK ik ojhnK ;ehwK dk t/otk

    bVh

    Bz L

    ;ehw dk Bkw :{fBN dh bkrs ftnki dh do

    1 v/noh ckofwzr 35 gPa{nK bJh 2 bZy o[gJ/ sZe 6%

    2 g'bNoh ckofwzr bJh 2 bZy o[gJ/ sZe 6%

    3 ;pIhnK T[rkT[D bJh 2 bZy o[gJ/ sZe 6%

    4 ;afjd dhnK wZyhnK gkbD bJh 2 bZy o[gJ/ sZe 6%

    5 ekog/ANo$coBhuo$t?bfvzr d/ ezw bJh 2 bZy o[gJ/ sZe 6%

    6 nkNk uZeh$ e'jb{ bJh 2 bZy o[gJ/ sZe 6%

    7 nkN' foe;ak(g?;zio$Y'nk Y[nkJh) bJh 2 bZy o[gJ/ sZe 6%

  • 49

    8 iBob ;N'o (efonkBk$e?Nb$ g'bNoh chv)

    bJh

    2 bZy o[gJ/ sZe 6%

    9 jkovt/no ;N'o (;Nfozr ns/ fpbfvzr

    w?Nhohnb nkfd) bJh

    2 bZy o[gJ/ sZe 6%

    10 eZgVk$ o?vhw/v rkowA?N d[ekB bJh 2 bZy o[gJ/ sZe 6%

    11 feskpK$;N/;aBoh dh d[ekB bJh 2 bZy o[gJ/ sZe 6%

    12 ;kJheb ;/b s/ fog/no bJh 2 bZy o[gJ/ sZe 6%

    13 c'N';N/N w;ahB bJh 2 bZy o[gJ/ sZe 6%

    14 N/bfozr d/ ezw bJh 2 bZy o[gJ/ sZe 6%

    15 y/shpkVh d/ ;zdK bJh 2 bZy o[gJ/ sZe 6%

    16 nkN'^w'pkfJb fog/no$;g/no gkoN; d[ekB

    bJh

    2 bZy o[gJ/ sZe 6%

    17 fJb?eNq''fBe;$fJb?eNqheb ;/b s/ fog/no

    bJh

    2 bZy o[gJ/ sZe 6%

    18 c?pohe/;aB :{fBN bJh 2 bZy o[gJ/ sZe 6%

    19 c'N'rqkch ns/ thfvUrqkch d/ ezw bJh 2 bZy o[gJ/ sZe 6%

    20 j"iaoh :{fBN bJh 2 bZy o[gJ/ sZe 6%

    21 ;wkb ;e/b fJzv;Nohnb :{fBN bJh (e'Jh

    th ;wkB pDkT[D dk eko'pko)

    2 bZy o[gJ/ sZe 6%

    22 wfmnkJh dh d[ekB$Ykpk y''bQD bJh 2 bZy o[gJ/ sZe 6%

    23 fpT{Nh gkobo bJh 2 bZy o[gJ/ sZe 6%

    24 gzvkb iK ;akfwnkBk ;oft; bJh 2 bZy o[gJ/ sZe 6%

  • 50

    2) n?BHphH;hHn?cHvhH;h ;ehw

    1H Now b'B bJh j/m fbyhnK ;ehwK jB L ^

    bVh BzL

    ;ehw dk Bkw Now b''B ;ehwK

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j?<

    oki d/ x'f;as gZSV/ tor ns/ nkofEe s"o s/ ewia'o tor d/ b'eK bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk <

    n?BHphH;hHn?cHvhH;h dhnK rkJhv bkJhBia nB[;ko 75# eoia/ 1 bZy o[gJ/ sZe d/ tzv/ ikD/ ukjhd/ jB.fJ; ;ehw nXhB tZX s'A tZX 5 bZy o[gJ/ dk eoik 6# ftnki s/ fwbdk j?.

    bVh BzL

    ;ehw dk Bkw fBT{ ;tfowk ;ehw

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j?<

    oki d/ x'f;as gZSV/ tor ns/ nkofEe s"o s/ ewia'o tor d/ b'eK bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?, i/ jK sK fezBk<

    fJj ;ehw fJ; T[d/;a Bkb ubkJh ik ojh j? fe gZSV/ tor dhnK n"osK ftZu nksw^fBoGosk g?dk j't/ ns/ T[j ;t?̂ o''iarko ;Ekfgs eo ;eD ns/ ;wki ftZu nZr/ tZX ;eD. fJ; ;ehw sfjs 1 bZy o[gJ/ sZe d/ eoI/ 5# ;kbkBk ftnki do s/ fdZs/ iKd/ jB. fJ; ;ehw nXhB tZX s'A tZX 2 bZy o[gJ/ dk eoIk 5# ftnki s/ fwbdk j?.

    nB[bZr 'n'

    bVh Bz ;ehw dk Bkw :{fBN dh bkrs ftnki dh do

    T

    fgsk^g[oyh iK BkB^seBheh ;ehwK

    1 v/noh ckofwzr 35 gPa{nK bJh 3 bZy o[gJ/ sZe

    2 g'bNoh ckofwzr bJh 2.50 bZy o[gJ/ sZe 6#

    3 ;pIhnK T[rkT[D bJh 2.50 bZy o[gJ/ sZe 6#

    4 ;afjd dhnK wZyhnK gkbD bJh 2.50 bZy o[gJ/ sZe 6#

    5 ekog/ANo$coBhuo$t?bfvzr d/ ezw bJh 2.50 bZy o[gJ/ sZe 6#

    6 nkNk uZeh$ e'jb{ brkT[D bJh 50 jiako s''A 1 bZy o[gJ/ sZe 6#

  • 51

    7 nkN' foe;ak (g?;zio$Y'nk Y[nkJh) d/ bJh 2.50 bZy o[gJ/ sZe 6#

    8 iBob ;N'o (efonkBk$e?Nb$ g'bNoh chv) d/ bJh 2.50 bZy o[gJ/ sZe 6#

    9 jkovt/no ;N'o (;aNfozr ns/ fpbfvzr w?Nhohnb, b'jk nkfd)

    3 bZy o[gJ/ sZe 6#

    10 eZgVk$ o?vhw/v rkow?AN dh d[ekB bJh 2.50 bZy o[gJ/ sZe 6#

    11 feskpK$;N/;aBoh dh d[ekB bJh 50 jiako s''A 1 bZy o[gJ/ sZe 6#

    12 ;kJheb ;/b s/ fog/no dh d[ekB bJh 50 jiako s''A 1 bZy o[gJ/ sZe 6#

    13 c'N';N/N w;ahB bJh 1 bZy o[gJ/ sZe 6#

    14 N/bfozr d/ ezw bJh 40 jiako s''A 1 bZy o[gJ/ sZe 6#

    n seBheh ;ehwK 1 y/shpkVh d/ ;zdK bJh 2.50 bZy o[gJ/ sZe 6#

    2 nkN' w'pkfJb fog/no$;g/no gkoN; dh d[ekB bJh 50 jiako s''A 1 bZy o[gJ/ sZe 6#

    3 fJb?eNo'fBe;$fJb?eNqheb ;/b s/ fog/no dh d[ekB bJh

    2.50 bZy o[gJ/ sZe 6#

    4 ;kJhpo e?c/$fJzNoB?ZN bJh 2.50 bZy o[gJ/ sZe 6#

    5 c?pohe/;aB :{fBN bJh 50 jiako s''A 1.40 bZy o[gJ/ sZe

    6#

    6 c'N'rqkch ns/ thfvUrqkch bJh 2.50 bZy o[gJ/ sZe 6#

    7 j"Ioh :{fBN bJh 2.50 bZy o[gJ/ sZe 6#

    8 ;wkb ;e/b fJzv;Nqhnb :{fBN bJh (e'Jh th ;wkB pDkT[D dk eko'pko)

    2.50 bZy o[gJ/ sZe 6#

    J tgko s/ ;oft; ;?eNo

    1 ftfrnkgB J/iz;h bJh 1 bZy o[gJ/ sZe 6#

    2 jtkJh :ksok J/iz;h bJh 1 bZy o[gJ/ sZe 6#

    3 jtkJh nZvk ;/tk bJh 1 bZy o[gJ/ sZe 6#

    4 nkoehN?eN bJh 1 bZy o[gJ/ sZe 6#

    5 fpT{Nh gkobo bJh 1 bZy o[gJ/ sZe 6#

    6 fpiB; n?e;b/oh ;oft; bJh 1 bZy o[gJ/ sZe 6#

    7 e/pb Ugo/No bJh 1 bZy o[gJ/ sZe 6#

  • 52

    8 ekor' j?vfbzr ;oft; bJh 1 bZy o[gJ/ sZe 6#

    9 ukofNv nekT{NA?N bJh 1 bZy o[gJ/ sZe 6#

    10 ewo;hanb No/fBzr ns/ e'fuzr bJh 1 bZy o[gJ/ sZe 6#

    11 ezgBh ;?eNohia bJh 1 bZy o[gJ/ sZe 6#

    12 ezB;bfNzr fJzihBhno bJh 1 bZy o[gJ/ sZe 6#

    13 e''ohno J/iz;h bJh 1 bZy o[gJ/ sZe 6#

    14 vokJhebhfBzr ;oft; bJh 1 bZy o[gJ/ sZe 6#

    15 c?;aB fviakfBzr ;oft; bJh 1 bZy o[gJ/ sZe 6#

    16 co?AukJhia ;oft; bJh 1 bZy o[gJ/ sZe 6#

    17 iBob fJz;''o?A; fpiB; bJh 1 bZy o[gJ/ sZe 6#

    18 fJzBNhohno v?e'o/fNzr bJh 1 bZy o[gJ/ sZe 6#

    19 w?BN/B?; iK fog/no bJh 1 bZy o[gJ/ sZe 6#

    20 W?B//iwA?N ezB;zbN?N bJh 1 bZy o[gJ/ sZe 6#

    21 w?Bgkto foeo{NwA?N J/iz;h bJh 1 bZy o[gJ/ sZe 6#

    22 nkB^bkJhB fJBcow/;aB ns/ vkNk bJh 1 bZy o[gJ/ sZe 6#

    23 nkT{Nv'o e?Nfozr bJh 1 bZy o[gJ/ sZe 6#

    24 g?fezr ;oft; bJh 1 bZy o[gJ/ sZe 6#

    25 gzvkb iK ;akfwnkBk ;oft; bJh 1 bZy o[gJ/ sZe 6#

    26 c'N'rok|h bJh 1 bZy o[gJ/ sZe 6#

    27 ohnb ;/tk J/izN; bJh 1 bZy o[gJ/ sZe 6#

    28 o/b ;/tk J/izN; bJh 1 bZy o[gJ/ sZe 6#

    29 ;kfJzfNfce ns/ N?eBheb ezB;N?B;h bJh 1 bZy o[gJ/ sZe 6#

    30 ;feT{oNh J/iz;h bJh 1 bZy o[gJ/ sZe 6#

    31 w'No tjheb dh ;oft; bJh 1 bZy o[gJ/ sZe 6#

    ; gVQkJh bJh eoiak ;ehw

    1 T) N?eBheb s/ gq'c?PBb e'o;K bJh Gkos ftZu

    n) ftd/;a ftZu gVQkJh bJh

    1 bZy o[gJ/ sZe 4#

    4#

  • 53

    2 fBT{ ;tofBwk ;ehw e/tb gZSVhnK Pq/DhnK n"osK bJh

    1 bZy o[gJ/ sZe 5#

    B'N L^ n?BHphH;hHn?cHvhH;hH n?i{e/;aB b'B ;ehw nXhB bVehnK B{z eoiak 3H5#;kbkBk do s/ fdZsk iKdk j?. bkGgksoh gzikp gSVhnK Pq/DhnK G" ftek; ns/ ftZs ekog'o/PB d/ fIbQk gZXo dcaso ftZu ik e/ ngbkJh eo ;edk j?. t?p ;kJhN^www.punjabbackfinco.gov.in Jh^w/b^ [email protected] c'B Bzpo^ 0172^2705995, 2709261

    http://www.punjabbackfinco.gov.in/mailto:[email protected]

  • 54

    v/noh ftek; ftGkr, gzikp ns/ gzikp v/noh ftek; p'ov dhnK ;pf;vh ;ehwK

    ;?bc gq'g?bv c'o/I eZNo$jkot?;No dh ;ehw

    d[ZX T[sgkdeK B{z d[ZX d/ f;ZX/ wzvheoD dh ;j{bs d/D dh ;ehw

    f;zrb o''n c'vo jkot?;No ;ehw

    v/noh T[Zdw f;ybkJh gq'rokw^4 jcs/

    v/noh f;ybkJh gq'rokw^2 jcs/

    v/noh T[Zdw ftek; ;ehw Bpkov tZb'A

    ewo;ahnb v/noh ;ehw nXhB eoiak

    e?Nb P?v

  • 55

    v/noh ftek; ftGkr, gzikp ns/ gzikp v/noh ftek; p''ov dhnK ;pf;vh ;ehwK

    1) ;?bc gq'g?bv c'o/I eZNo$jkot?;No dh ;ehw

    bVh BzL ;ehw dk Bkw ;?bc gq'g?bv c'o/I eZNo$jkot?;No dh ;ehw

    1 ;ehw ;pzXh ;aosK 1) d[Xko{ gPa{nK dh frDsh xZN s''A xZN 10 2) v/noh ftek; ftGkr$gzikp v/noh ftek; p''ov s''A

    f;ybkJh gqkgs j''t/ 3) w;ahB dh yohd g{zih^p?Ae iK y[Zd 4) w;ahB dh yohd e/tb fBoXkfos ezgBhnK s''A 5) 18 s'A 50 ;kb dh T[wo d/ p/o'Irko ftnesh

    2 b''VhAd/ d;skt/ia 1) fpB?^ gZso

    2) ;t?^x';aDk gZso 3) f;ybkJh ;pzXh ;oNhfce/N 4) yohd ;pzXh d;skt/ia 5) 2 c'N'nK 6) p?Ae dh fv;po;w?AN b?No

    3 T[geoB yohdD bJh ;pf;vh fJ; ;ehw ftZu 50,000$^ o[gJ/ ;pf;vh dk bkG fwbdk j?.

    2) d[ZX T[sgkdeK B{z d[ZX d/ f;ZX/ wzvheoD dh ;j{bs d/D dh ;ehw

    bVh BzL ;ehw dk Bkw d[ZX T[sgkdeK B{z d[ZX d/ f;ZX/ wzvheoD dh ;j{bs d/D dh ;ehw

    1 ;ehw ;pzXh ;aosK 1) d[Xko{ gPa{nK dh frDsh xZN s''A xZN 50 ns/ gqsh fdB xZN' xZN 500 bhNo d[ZX

    2) v/noh ftek; ftGkr$gzikp v/noh ftek; p''ov s''A f;ybkJh gqkgs j''t/

    3) w;ahB dh yohd xZN''A xZN 40# g{zih p?Ae s''A bJh j't/ 4) w;ahB dh yohd e/tb fBoXkfos ezgBhnK s''A 5) 18 s'A 50 ;kb dh T[wo d/ p/o'Irko ftnesh

    2 b''VhAd/ d;skt/ia 1) fpB? gZso

    2) ;t?^x';aDk gZso 3) f;ybkJh ;pzXh ;oNhfce/N 4) yohd ;pzXh d;skt/ia 5) 2 c'N''nK 6) p?Ae dh fv;po;w?AN b?No

    3 ;pf;vh fJ; ;ehw ftZu 50# ;pf;vh ns/ tZX s'A tZX 4 bZy o[gJ/

    dk bkG fwbdk j?.

  • 56

    3) f;zrb o''n c'vo jkot?;No ;ehw

    bVh BzL ;ehw dk Bkw f;zrb o''n c'vo jkot?;No ;ehw

    1 ;ehw ;pzXh ;aosK 1. d[Xko{ gPa{nK dh frDsh xZN'' s'A xZN 10 2. v/noh ftek; ftGkr$gzikp v/noh ftek; p''ov

    s''A f;ybkJh gqkgs j''t/. 3. 35 j''o; gkto dk Nq?eNo 4. c'vo jkot?;No dh yohd e/tb fBoXkfos

    ezgBhnK s''A jh. 5. 18 s'A 50 ;kb dh T[wo d/ p/o'Irko ftnesh

    2 b''VhAd/ d;skt/ia 1) fpB? gZso

    2) ;t?^x';aDk gZso 3) f;ybkJh ;pzXh ;oNhfce/N 4) yohd ;pzXh d;skt/ia 5) 2 c'N''nK 6) p?Ae dh fv;po;w?AN b?No 7) N/q?eNo dh ofi;Nq/;aB dh ekgh

    3 ;pf;vh fJ; ;ehw ftZu ;oeko s'A czv T[gbZpX j'D s/

    50,000$^ o[gJ/ ;pf;vh dk th bkG fwbdk j?.

    4 ngbkJh fet/A eoBk j?? fJ; bJh gq'ckowk fBoXkos ehsk frnk j? ns/ T[;/ g'qckow/ ftZu ngbkJh ehsk ik ;edk j?.

    4H v/noh T[Zdw f;ybkJh gq''rokw ^;wK 4 jcas/ bVh BzL ;ehw dk Bkw v/noh T[Zdw f;ybkJh gq''rokw ^;wK 4 jcas/

    1 fejV/ fejV/ torK d/ ftneshnK

    tk;s/ fJj N/qfBzr T[gbZpX j?. ;ko/ torK bJh

    2 :''rsk 1) T[whdtko dh T[wo 18 s''A 45 ;kb sZe j't/ 2) ;woZE nfXekoh s''A iksh ;pzXh ;oNhfce/N dh

    ekgh (;t?̂ s;dhe;a[dk) 3) T[whdtko xZN'^xZN 10thA gk; j't/ 4) d[ZX ;fjekoh ;Gk dk w?Apo ns/ ftGkr$

    :{Bhtof;Nh s''A gfjbK 2 jcs/ dh f;ybkJh gqkgs T[whdtkoK B{z soihj)

    5) nkXko ekov io{oh j? 3 Nq/fBzr dk e''Jh youk gqk;g?eN; dh ehws 100$^ j?. f;ybkJh dh ch;

    5000$^ ioBb e?Nkroh ns/ 4000$^ nB[;{fus iksh d/ T[whdtkoK bJh j't/rh i' fe u''D T[gozs w""e/ s/ iwQK eotkT[Dh gt/rh. (j';Nb ftZu ofjD tkb/ f;fynkoEhnK B{z 500$^ tZyo/ s""o s/ d/Dk j't/rk).

    4 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j?.

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d'tK bJh j?.

  • 57

    5 N/qfBzr bJh dkyb/ dh ftXh T[whdtko dh u'D ew/Nh tZb'A gfjbK fJZe fJzNoftT{ bJh ikt/rh ns/ fJ; d/ nkXko s/ u'D fBoXkfos fwsh B{z ehsh ikt/rh.

    6 N/qfBzr bJh ia{ooh d;skt/ia 1) fBoXkfos gq'ckow/ T[Zs/ fpB?^gZso. 2) ftfdne :''rsk d/ ;oNhfce/N dh ekgh

    (;t?^s;dhe;a[dk) 3) ;woZE nfXekoh s''A ikoh iksh ;pzXh

    ;oNhfce/N dh ekgh (;t?^s;dhe;a[dk) 4) d[ZX ;fjekoh ;Gk dh w?Apof;ag$gfjbK ftGkr$

    :{Bhtof;Nh s'A f;ybkJh gqkgsh d/ ;p{s dh ekgh (i/ j? sK)

    5) T[wo ns/ gZeh fojkfJ;a ;pzXh ;oNhfce/N (nXkoekov, t''No ekov, ofi;Noko s''A iBw dk ;oNhfce/N, vokJhftzr bkfJ;?A;$gk;g''oN dh c''N'' ekgh ftZu''A e''Jh fJZe) dh ekgh (;t?^s;dhe;a[dk)

    7 tX/o/ ikDekoh bJh fe; Bkb

    ;zgoe ehsk ikt/<

    j?bgbkJhB BzL 0172^2700228 ns/ 2700055

    5H d'' jcas/ dk v/noh f;ybkJh gq'rokw

    bVh BzL ;ehw dk Bkw v/noh f;ybkJh gq''rokw ^;wK d'' jcas/

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr T[gbZpX j??

    ;ko/ torK bJh j?.

    2 :''rsk T[whdtko dh T[wo 18 s''A 50 ;kb sZe j't/. ;woZE nfXekoh s''A iksh ;pzXh ;oNhfce/N dh ekgh (;t?^s;dhePa[dk). T[whdtko xZN'^ xZN 5thA gk; j't/. nkXko ekov Io{oh j?.

    3 Nq/fBzr dk e''Jh youk gqk;g?eN$fpB? gZso nkfd dh e''Jh ch; BjhA. f;ybkJh dh ch; 1000$^ ioBb e?Nkroh ns/ 750$^ nB[P{fus iksh d/ T[whdtkoK bJh j't/rh.

    4 eh fJj ;ehw g/Av{ y/so bJh j? iK ;afjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d'tK bJh j?.

    5 N/qfBzr bJh dkyb/ dh ftXh T[whdtko dh u'D ew/Nh tZb'A gfjbK fJZe fJzNoftT{ bJh ikt/rh ns/ fJ; d/ nkXko s/ u'D fBoXkfos fwsh B{z ehsh ikt/rh.

    6 N/qfBzr bJh Io{oh d;skt/ia 1H fBoXkfos gq'cokw/ T[Zs/ fpB?^gZso. 2H ftfdne :''rsk d/ ;oNhfce/N dh ekgh (;t?^s;dhePa[dk) 3H ;woZE nfXekoh s''A iksh ;pzXh ;oNhfce/N dh ekgh (;t?̂ s;dhe;a[dk). 4H d[ZX ;fjekoh ;Gk dh w?Apof;ag$gfjbK

  • 58

    ftGkr$:{Bhtof;Nh s'A f;ybkJh gqkgsh ;pzXh ;p{s dh ekgh (i/ j? sK). 5H T[wo ns/ gZeh fojkfJ;a ;pzXh ;oNhfce/N

    (nkXkoekov, t''No ekov, iBw ;oNhfce/N, vokJhftzr bkfJ;?A;$gk;g''oN dh c''N'' ekgh ftZu''A e''Jh fJZe) dh ekgh (;t?^s;dhePa[dk).

    6H p?Ae eoia/ ;pzXh rkozNh (iwQkpzdh$ofi;Noh) dh ekgh.

    7 tX/o/ ikDekoh bJh fe; Bkb ;zgoe ehsk ikt/.

    j?bgbkJhB BzL 0172^2700228 ns/ 2700055

    6H v/noh T[Zdw ftek; ;ehw (Bpkov tZb''A)

    bVh BzL ;ehw dk Bkw v/noh T[Zdw ftek; ;ehw (Bpkov tZb''A)

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr T[gbZpX j?<

    ;ko/ torK bJh j?.

    2 :''rsk 1H ftnesh, ro[Zg, ;'';kfJNh, n?BHihHU ;ehw s''A bkG b?D bJh :''r jB .

    2H e''Jh th ftnesh T[es ;ko/ ezg''B?ANK s''A fJZefmnK th bkG b? ;edk j? go fJZe tko s''A tZX BjhA.

    3H fJZe gfotko ftZu''A 2 ftnesh bkG b? ;ed/ jB gzqs{ :{fBN fJZe d{;o/ s''A 500 whNo d{o j''D.

    3 eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ ;afjoh y/soK d''tK bJh j?.

    4 eh fJ; ;ehw sfjs eoiak ns/ ;pf;vh fwbdh j?<

    eoia/ dh do, w''VB dk ;wK, ;feT{foNh nkfd p?Ae d/ fB:w w[skfpe j[zd/ jB. ioBb e?Nkroh bJh ;pf;vh dh do^25# ns/ nB[;{fus iksh bJh 33H33#

    5 eoiak fe; soQK fwbdk j?< 1) d[Xko{ gP{[nK dh yohdL^ 2^10 d[Xko{ g;a{nK dh ehws tZX s''A tZX 70,000 o[gJ/.

    2) eZNhnK$tZShnK gkbD dh ;ehwL ^ 2^20 eZNhnK^tZShnK gP{nK dh ehws tZX s''A tZX 26,500 o[gJ/.

    3) towh^ezg'';fNzr dh ;ehw^:{fBN dh bkrs ek;N^22,000 o[gJ/ tZX s''A tZX

    4) fwbfezr w;ahB$fwbe''N?;No$phHJ/H;h (2000 bhNo)sZe dh ;ehwL ^ ;ehw dh ehws tZX s''A tZX 20 bZy o[gJ/.

    5) v/noh gq';?f;zr ;pzXh w;ahBoh yohdD dh ;ehwL ^ tZX s''A tZX ehws 13H20 bZy o[gJ/.

    6) v/noh T[sgkd dh Y'nk^Y[nkJh ns/ e''bv

  • 59

    u?B ;Ekfgs eoB dh ;ehwL ^ ;ehw dh ehws tZX s''A tZX 26H50 bZy o[gJ/.

    7) d[ZX ns/ d[ZX gdkoEK bJh e''bv ;N''o/ia dh ;[ftXk ;pzXh ;ehwL ^ ;ehw dh ehws tZX s''A tZX 33 bZy o[gJ/.

    8) v/noh wkoehfNzr nkT{NbZ?N$v/noh gkobo ;Ekfgs eoB ;pzXh ;ehwL ^ ;ehw dh ehws tZX s''A tZX 3H00 bZy o[gJ/, ioBb e?Nkroh bJh ;pf;vh dh do^25# ns/ nB[;{fus iksh bJh 33H33#

    fIBQK bkGgksohnK B/ v/noh ftek; ftGkr dhnK d'BK N/qfBzrK ftZu'A e'Jh fJZe Nq/fBzr ehsh j'Jh j?,

    T[j fJ; ;ehw dk bkG b? ;ed/ jB. ਇਿ ਸਵੱਿ ਸਰਹਾਇਸ਼ ਦਾ ਿਬੂਤ ਅਤ ੇਟਰਸੇਨੰਗ ਿਰਟੀਸਫਕਟੇ Iਰੂਰੀ ਹੈ।

    7H ewo;ahnb v/noh ;ehw nXhB eoiak

    bVh BzL ;ehw dk Bkw ewo;ahnb v/noh ;ehw nXhB eoiak

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj N/qfBzr T[gbZpX j?<

    ;ko/ torK bJh j?.

    2 :''rsk 1) ftnesh, ro[Zg, ;'';kfJNh ns/ n?BHihHU ;ehw s''A bkG b?D bJh :''r jB.

    2) e''Jh th ftnesh T[es ;ko/ ezg''B?NK s''A fJZefmnK th bkG b? ;edk j?, gozs{ fJZe tko s''A tZX BjhA.

    3) fJZe gfotko ftZu''A 2 ftnesh bkG b? ;ed/ jB, go :{fBN fJZe d{;o/ s''A 500 whNo d{o j''t/.

    3 eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ ;afjoh y/soK d''tK bJh j?.

    4 eh fJ; ;ehw sfjs eoiak ns/ ;pf;vh fwbdh j?.

    d[Xko{ gPa{nK dh yohd^10 s''A tZX 1) fJ; ;ehw j/m bkGgksoh B{z ewo;ahnb

    v/noh (10 s''A tZX g;a{nK dk ckow) ;Ekfgs eoB bJh xZN ftnki dhnK doK s/ p?Ae s''A eoiak fdtkfJnk iKdk j?. fJ; ;ehw j/m bkGgksoh tZv/ gZXo s/ v/noh dk feZsk ngDk ;edk j?.

    2) p?e eoia/ ;pzXh rkozNh (iwQKpzdh$ofi;Noh n;b o{g ftZu)

    3) wkoiB wBh xZN''̂ xZN 10# p?Ae B{z d/Dh j't/rh.

    5 ;ehw bJh ngbkJh eoB b''VhAd/ d;skt/ia

    1) fBoXkfos gq''cokw/ T[Zs/ fpB?̂ gZso 2) v/noh f;ybkJh ;pzXh ;oNhfce/N dh ekgh 3) ftfdne :''rsk d/ ;oNhfce/N dh ekgh

  • 60

    4) T[wo d/ ;p{s ;pzXh ;oNhfce/N dh ekgh 5) S/ gk;g''oN ;kJhia c'N''nK 6) fojkfJ;a dk ;p{s io{oh j?.

    6H tX/o/ ikDekoh bJh j?bgbkJhB BzL 0172^2700228, 2700055,

    2217020, 5027285

    fIBK bkGgksohnK B/ v/noh ftek; ftGkr dhnK d'BK N/qfBzrK ftZu'A e'Jh fJZe Nq/fBzr ehsh j'Jh j?, T[j fJ; ;ehw dk bkG b? ;ed/ jB.

    8H e?Nb P?v

    bVh BzL

    ;ehw dk Bkw e?Nb P?v

    1H ;ehw ;pzXh PosK 1) v/noh ftek; ftGkr$ gzikp v/noh ftek; p'ov s'A f;ybkJh gqkgs ehsh j't/.

    2) d[Xko{ gP{nk dh frDsh xZN'A^xZN 10 j't/. 3) P?v wfjew/ d/ BeP/ w[skpe bkrs g{zih y[d iK p?Ae s'A b? e/

    brkJh j't/.

    2H b'VhAd/ d;skt/i 1) fpB? gZso 2) ;t? x'PDk 3) f;ybkJh ;pzXh ;oNhfce/N 4) gVQkJh dk ;oNhfce/N 5) 4 c'N'nK 6) p?Ae yks/ dh c'N' ekgh 7) p?Ae s'A fv;po;w?AN b?No (i/ eoIk fbnk j't/)

    3H ftP/P eEB fJ; ;ehw ftZu fJ; ;w/A fatGkr e'b czv w"i{d jB.fi; nXhB tZX

    s'A tZX 1H50 bZy o[gJ/ sZe dh ;pf;vh eb/w ehsh ik ;edh j?. v/noh ckowK bJh tZX s'A tZX 2 bZy o[gJ/ sZe dh e/H;hH;hH (K.C.C) fbwN bJh th p?Aek Bz{ v/noh ;pzXs e/; ;gK;o ehs/ iKd/ jB

    t?p ;kJhN^ www.pddb.in Jh^w/b ^[email protected]

    http://www.pddb.in/mailto:%[email protected]

  • 61

    gP{ gkbD ftGkr, gzikp dhnK ;ehwK

    JhHvhHJhHihH (Entrepreneurship Development Employment Generation)

  • 62

    gPa{ gkbD ftGkr, gzikp dhnK ;ehwK

    ;ehw BzL 1

    bVh BzL

    ;ehw dk Bkw okPNqh:k feqPh ftek; :'iBk ns/ fJzNogfBUofPg fvt?bgw?AN n?Av fJzgbkfJw?AN iBo/PB ezg/B?AN ;ehw nXhB ;{oK (20O4) ns/ peohnK (40O2) dk :{fBN ;Ekfgs eoB ;pzXh

    1 fejV/ fejV/ torK d/ ftneshnK tk;s/ fJj ;ehw T[gbZpX j?<

    fJj ;ehw jo/e tor bJh T[gbZpX j?.

    2 eh fJ; ;ehw nXhB eoiak fwb ;edk j?<

    ih jK (;oekoh jdkfJsK nB[;ko).

    3H

    fezBQk eoiak fwb ;edk j?< 5 bZy 20 jIko o[gJ/ (;{oK bJh) 50 jIko o[gJ/ (peohnK bJh)

    4 eoia/ s/ ;pf;vh fezBh j't/rh< 2 bZy o[gJ/ (;{oK bJh) 25# iBob ;q/Dh bJh ns/ 33H33# foIot ;q/Dh (peohnK bJh)

    5 eoia/ s/ ftnki dh do fezBh j''t/rh< 12#

    6 ngbkJh eoB bJh :''rsk 1H gzikp oki dk t;Bhe, fe;kB, n?BHihHU, e'nkgo/fNt, ;?Zbc j?bg ro[Zg nkfd th.

    2H bkGgksoh dk p?Ae yksk nkXko Bkb fbzev j't/.

    7 eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j?<

    fJj ;ehw g/Av{ ns/ ;afjoh y/so d'tK bJh j?.

    8H

    fJ; ;ehw j/m Nq/fBzr dh ftt;Ek j?, i/eo jK sK eh N/qfBzr ftGkr tZb'A eotkJh ikt/rh iK fco fe;/ ;z;Ek s''A<

    fJj N/qfBzr gP{ gkbD ftGkr ns/ feqPh ftfrnkB e/Ado, y/sh ftGkr tZb'A th eotkJh iKdh j?

    9H

    eh gqkoEh tZb''A fBoXkfos gq''ckow/ s/ ngbkJh ehsk ikDk j? iK fco ;kdh doyk;s okjhA<

    gqkoEh Bz{ fBoXkfos gq'ckowK ftGkr tZb'A fdZsk ikt/rk ns/ gqkoEh tZb'A gq'ckowk Goe/ ftGkr Bz{ fdZsk ikt/rk. fi; s'A pknd fJj gq'ckowK ;pzfXs p?Ae Bz{ b'B dh gqkgsh bJh G/fink iKdk j?.

    10H

    ;ehw dk bkG b?D ;pzXh fJ; ;ehw dk bkG b?D bJh B/V/ dh gP{ ;z;Ek d/ t?NoBoh nc;o ns/ sfj;hb d/ ;hBhno t?NoBoh n|;o Bkb okpsk ekfJw ehsk ikt/.

    bkGgksoh gP{ gkbD ftGkr d/ fIbQk gZXo dcso ftZu ngbkJh eo ;edk j?.

    t?p ;kJhN ^ www.husbandarypunjab.org Jh^w/b ^ [email protected] c'B Bzpo^ 0172^2217083

    http://www.husbandarypunjab.org/mailto:[email protected]

  • 63

    dhB fdnkb nzBs'fdnk :'iBk (B?PBb nopB bkJhtbhj[Zv fwPB)

    B?;aBb nopB bkJhtbhj[Zv fw;aB ;t?^o'iarko :'iBk

  • 64

    dhB fdnkb nzBs'fdnk :'iBk

    B?;aBb nopB bkJhtbhj[Zv fw;aB

    DAY NULM

    bVQh BzL

    ;ehw dk Bkw B?;aBb nopB bkJhtbhj[Zv fw;aB ;t?^o'iarko :'iBk

    1. fejV/ fejV/ torK d/ ftneshnK d/

    tk;s/ fJj ;ehw T[gbZpX j? ?

    e/tb phHghHn?bH ftneshnK bJh

    2. eh fJ; ;ehw nXhB eoIk fwb

    ;edk j? ?

    e/tb ;t?^o'iarko d/ bJh

    3. fezBQk eoIk fwb ;edk j? ? 10,000 s'A 20,00,00 fJeZb/ s"o s/

    10,00,000$^ sZe ro[Zg ftZu ezw eoB

    bJh

    4. eoI/ s/ ;pf;vh fezBh j't/rh ? 4 gqsh;as e/tb ftnki s/

    5. eoI/ s/ ftnki dh # fezBh j't/rh? nkoHphHnkJhH dh rkJhvbkJhBI

    nB[;ko.

    6. ngbkJh eoB bJh ftfdne

    :'rsk ?

    e'Jh BjhA.

    7. eh fJj ;ehw g/Av{ y/so bJh j? iK

    ;afjoh y/so bJh th j? ?

    fJj ;ehw ;afjoh rohp b'eK d/ bJh

    j?.

    8. eh fJ; ;ehw j/m Nq/fBzr dh ftt;Ek

    j?, i/eo jK sK eh Nq/fBzr ftGkr tZb'A

    eotkJh ikt/rh iK fco fe;/ j'o

    ;z;Ek s'A ?

    jK, Nq/fBzr ftGkr tZb'A eotkJh ikt/rh

    gzikp j[Bo ftek; fwPB

    (ghHn?;HvhHn?wH)

    9. Nq/fBr d/D bJh youk wfjew/ tZb'A

    ehsk ikt/rk iK gqkoEh B{z eoBk

    gt/rk ?

    wfjew/ tZb'A ehsk ikt/rk.

  • 65

    10. eh gqkoEh tZb'A fBoXkfos gq'ckow/ s/

    ngbkJh ehsk ikDk j? iK fco ;kdh

    doyk;s okjhA ?

    ;kdh doyk;s okjhA.

    11. gqkoEh tZb'A ngbkJh e