No. 4/15/DASP Jakarta, September 30, 2002 CIRCULAR … fileNo. 4/15/DASP Jakarta, September 30, 2002...

No. 4/15/DASP Jakarta, September 30, 2002

C I R C U L A R L E T T E R

to

A L L B A N K S

IN INDONESIA

Subject: Electronic Operation of Local Clearing

In regard to the promulgation of Bank Indonesia Regulation Number

1/3/PBI/1999 dated August 13, 1999, concerning Operation of Local Clearing and

Final Settlement of Interbank Transactions from Local Clearing Results, as last

amended by Bank Indonesia Regulation Number 2/14/PBI/2000 dated June 9,

2000, concerning the Second Amendment to Bank Indonesia Regulation Number

1/3/PBI/1999 concerning Operation of Local Clearing and Final Settlement of

Interbank Transactions from Local Clearing Results, it is necessary to stipulate

implementation guidelines for the operation of Electronic Local Clearing as

referred to in Article 2 of the Bank Indonesia Regulation.

I. DEFINITIONS

1. Electronic Operation of Local Clearing, hereinafter referred to as

Electronic Clearing, is the operation of Local Clearing in the calculation

and preparation of Clearing Balance Notes based on Electronic Financial

Data, hereinafter referred to as EFD, accompanied by delivery of

Member Clearing Items to the Operator for forwarding to Recipient

Members;

2. Duplicate Clearing Items are reproductions of Clearing Items processed

in Clearing and recorded in image form;

3. Clearing ...

2

3. Clearing Item Bundles, hereinafter referred to as Clearing Bundles, are

bundles of Clearing Items in a specified number and nominal,

accompanied by Clearing Documents;

4. Electronic Clearing Central Computer System, hereinafter referred to as

SPKE, is a computer system at the Operator with the function of

receiving and processing of EFD and generating information on Clearing

results and other Clearing information;

5. Clearing Member Terminal, hereinafter referred to as CMT, is a

computer system device installed at a Member for sending EFD to the

SPKE and receiving information on Clearing results and other Clearing

information;

6. Data Communications Network, hereinafter referred to as DCN, is a

system functioning as a means of communication between CMTs and the

SPKE;

7. Active Principal Member, hereinafter referred to as APM, is a Member

authorized to send EFD to the SPKE and deliver Clearing Bundles to the

Operator and receive Clearing results and Clearing Items from the

Operator, using the identity of the Member concerned;

8. Passive Principal Member, hereinafter referred to as PPM, is a Member


Operator through and using the identity of an APM, but is able to receive

Clearing results and Clearing Items from the Operator using the identity

of the Member concerned;

9. Subsidiary Member, hereinafter referred to as SM, is a member


Operator through and by using the identity of an APM, and receive

Clearing results and Clearing Items from the Operator using the identity

of the APM or a PPM;

10. Sending Member is an APM sending EFD to the SPKE and delivering

Clearing Bundles to the Operator;

11. Receiving ...

3

11. Receiving Member is an APM receiving Clearing Items and Clearing

results from the Operator;

12. Clearing Data Variance Report is a report containing a comparison

between the EFD received by the SPKE with the data generated from

processing of Clearing Items by the reader-sorter machines of the

Operator;

13. Password is a secret alphanumeric series of characters used for obtaining

access to the CMT system and/or SPKE system;

14. Clearing Officer is an officer of a Member, who may be an internal

officer of a Bank or a courier services officer vested with specific powers

or authority to represent the Member in Local Clearing.

II. OPERATOR

The Operator of Electronic Clearing is Bank Indonesia.

III. MEMBERSHIP

A. Members

1. Banks having offices in a Clearing Area having implemented

Electronic Clearing may become members subject to the approval of

the Operator.

2. Membership in Electronic Clearing may be categorized by:

a. APM;

b. PPM;

c. SM.

3. A Bank that is a Member is required to appoint at least 1 (one) Bank

office as APM.

4. A Conventional Bank having a Sharia Operations Unit is required to

designate at least 1 (one) Sharia Branch Office as APM.

5. In the event that a Sharia Branch Office is to become a PPM or SM,

or a Sharia Sub-Branch Office is to become SM, the Sharia Branch

Office ...

4

Office or Sharia Sub-Branch Office shall be supervised by a Sharia

Branch Office that is an APM.

B. Membership Requirements

1. Requirements for Membership as APM or PPM

a. Bank Head Office eligible to become an APM:

1) Head Office of a Bank having received an operating license

from Bank Indonesia;

2) Branch Office having received a license for establishment of

office from Bank Indonesia;

3) Branch Office of a Bank having its Head Office domiciled in

another country, having received a license for establishment of


4) Sub-Branch Office of a Bank having its Head Office

domiciled in another country, having received a license for

establishment of office from Bank Indonesia;


domiciled in Indonesia, having received a license from Bank

Indonesia for operating in a Clearing Area different from that

of its supervising Branch Office.

b. Bank offices eligible to become APMs:










establishment of office from Bank Indonesia;

c. APMs are required to provide CMTs consisting of the following:

1) CMT ...

5

1) CMT application software;

2) system software;

3) hardware;

4) backup DCN (dialup); and

5) CMT backup device,

complying at least with the specifications in Appendix 1.

d. Bank location that enables the Bank to participate in Clearing on

an orderly basis, according to the stipulated Local Clearing

schedule.

2. Requirements for Membership as SM

a. Bank office eligible to become SMs:










establishment of office from Bank Indonesia.

b. Any Bank Office as referred to in letter a operating under the

supervision of another office that is part of the same Bank and a

Principal Member in the same Clearing Area.

3. Member Codes

APMs and PPMs shall be issued a Clearing Member code while SMs

shall not be issued a code and shall therefore use the Clearing

Member code held by the supervising office that is an APM or PPM.

Member codes shall be determined by the local area Bank Indonesia

office.

C. Membership ...

6

C. Membership procedure

Procedures for membership of a Bank or Bank office in Electronic

Clearing are stipulated as follows:

1. Subject to the requirements in letter B.1., a Bank or Bank office shall

submit an application to the Operator to become Member attaching

the following:

a. photocopy of Bank operating license or approval for

establishment of Bank office;

b. Electronic Clearing Membership Data form as presented in

Appendix 2, completed in full;

c. photocopy of approval for use of Clearing Items and Clearing

Documents. In this regard, a new Bank having received approval

in principle for establishment of the Bank may immediately

submit an application to Bank Indonesia for approval of Clearing

Items and Clearing Documents according to the procedure

stipulated in the Bank Indonesia regulations concerning Clearing

Items, Clearing Documents, and Printing at Security Printing

Houses. In this regard, to obtain approval for the Clearing Items

and Clearing Documents that are to be used, the Clearing Member

code number entered in the specimen Clearing Items and Clearing

Documents shall be the code number as determined by the local

area Bank Indonesia office.

2. In the application letter, the Bank office concerned may also apply for

other offices intending to be PPMs or SMs, subject to the provisions

concerning requirements and procedure for application to become

PPMs or SMs.

3. The Operator shall inform the applicant Bank or Bank office in

writing of the decision to approve or reject the membership

application within a period of no more than 7 (seven) working days

after receipt of the complete application.

4. If the ...

7

4. If the Operator decides to approve the membership application, the

written notification as referred to in number 3 shall also convey the

following information:

a. approval in principle for membership of the Bank or Bank office

concerned in Electronic Clearing;

b. notification of Member identity in the form of Clearing Member

code in the case of a Bank or Bank office with APM or PPM

status;

c. obligation of the prospective Member to perform the installation

of DCN and CMTs at the premises of a Bank or Bank Office with

APM status;

d. obligation of the prospective Member to provide:

1) specimen Clearing Stamp and Clearing Canceled Stamp, using

2 (two) sheets of the form stipulated by the Operator;

2) 2 (two) 3.5” (90 mm) diskettes for recording the application

for Semi-Automated Local Clearing (SALC) in return

Clearing activities, specifically for Banks or Bank office with

APM or PPM status;

3) 2 (two) 3.5” (90 mm) diskettes for recording the code book

application program containing the list of APMs and PPMs

registered at the Operator;

e. other requirements deemed necessary by the Operator.

5. Specifically for APMs, after the DCN of the Bank or Bank office is

connected to the SPKE at the Operator, the Bank or Bank office shall

submit a letter to the Operator concerning readiness for participation

in Clearing, accompanied by the requirements as referred to in

numbers 4.d and 4.e. and a copy of the Official Record of installation

of the DCN and CMT application software.

6. After the Member has satisfied all requirements as referred to in

numbers 4.d, 4.e., and 5, the Member shall be issued:

a. letter ...

8

a. letter of approval stating the data of activa tion of the CMTs and

the effective date for an APM or effective date for Clearing

membership for a PPM or SM;

b. Clearing Officer Passes for APM and PPM. Separate provisions

concerning Clearing Officer Passes are stipulated in the Circular

Letter of Bank Indonesia concerning Use of Courier Services and

Clearing Officer Passes in Automated and Electronic Local

Clearing;

c. 2 (two) 3.5” (90 mm) diskettes containing a recording of the

SALC application in return Clearing activities as referred to in

letter 4.d.2);

d. 2 (two) 3.5” (90 mm) diskettes containing the recording of the

code book application as referred to in number 4.d.3);

e. the Electronic Clearing CMT control system, for an APM, in a

sealed envelope and consisting of:

1) logon table;

2) transmission ID and password.

The CMT control system as referred to in numbers 1) and 2) may

only be collected by the Manager of the Bank Office concerned.

in the event that the Manager of the Bank Office is unable to

collect in person, the CMT control system may be collected by a

bank officer or employee appointed by means of a power of

attorney bearing sufficient revenue stamp, drawn up on the

letterhead of the bank concerned.

7. The effective date of Member participation in Clearing is 15 (fifteen)

working days after the Member concerned has met all the

requirements referred to in numbers 4.d and 4.e. for APMs and PPMs

and numbers 4.d, 4.e, and 5 for SMs.

8. The Operator shall inform all Members in writing of the membership

of a new Member no later than 2 (two) working days prior to the

effective ...

9

effective date of membership, attaching a photocopy of the specimen

Clearing Stamp and Clearing Canceled Stamp.

D. Change in name, change of address, change of office status and/or

membership status

1. Change of Member name

a. Any changer of Member name shall be reported to the Operator in

writing after obtaining the letter of approval for change of

Member name, attaching:

1) photocopy of the document stipulating the use of the operating

license under the new name, issued by Bank Indonesia;

2) specimen Clearing Stamp and Clearing Canceled Stamp;

3) photocopy of letter of approval for use of Clearing Items and

Clearing Documents with the new name;

4) 2 (two) 3.5” (90 mm) diskettes containing the recording of the

SALC application in return Clearing activities;

b. After the Member has complied with all requirements as referred

to in letter a, the Member shall be issued:

1) letter of approval for change of Member name;

2) Clearing Officer Passes for APM and PPM;

3) 2 (two) 3.5” (90 mm) diskettes containing the recording of the

SALC application in return Clearing activities;

c. The Operator shall inform all Members in writing of any change

in Member name no later than 2 (two) working days prior to the

effective date of the new Member name, accompanied by a

photocopy of the specimen Clearing Stamp and Clearing Canceled

Stamp.

2. Change in inscription of Member office name

Any change in the inscription of the office name of a Member other

than change of Member name not followed by change of address shall

be reported in writing, attaching

a. photocopy ...

10

a. photocopy of the specimen Clearing Stamp and Clearing Canceled

Stamp;

b. 2 (two) 3.5” (90 mm) diskettes containing the recording of the

SALC application in return Clearing activities.

3. Change of Member address

Change of address of a Member shall be reported to the Operator in

writing immediately after receiving the letter for approval of change

of Member address, attaching:

a. photocopy of the document for approval of change of address


b. photocopy of the specimen Clearing Stamp and Clearing Canceled

Stamp in 2 (two) copies, in the event that the change of office

address results in change of the office name;

c. 2 (two) 3.5” (90 mm) diskettes containing the recording of the

SALC application in return Clearing activities.

4. Change of office status and/or membership status

Change in the status of a Member office may be followed by or not

followed by change in membership status.

a. Changes in status of Member office, followed by change in

membership status:

1) an APM with Branch Office status intending to convert to

Sub-Branch Office may convert membership status to SM

insofar as there is another office of that Bank that is an APM

in the same Clearing Area;

2) a PPM with Branch Office status intending to convert to Sub-

Branch Office may convert membership status to APM insofar

as it has obtained approval from Bank Indonesia to become a

Sub-Branch Office in a different Clearing Area to that of its

supervising Branch Office and there is no other APM or PPM

of the same Bank in the same Clearing Area;

3) a PPM ...

11

3) a PPM with Branch Office status intending to convert to Sub-

Branch Office may convert membership status to SM;

4) an SM with Branch Office status intending to convert to Sub-

Branch Office may convert membership status to APM insofar

as it has obtained approval from Bank Indonesia to become a

Sub-Branch Office in a different Clearing Area to that of its

supervising Branch Office and there is no other APM or PPM

of the same Bank in the same Clearing Area;

5) an APM with Sub-Branch Office status as referred to in

number III.B.1.a intending to upgrade to Branch Office may

convert membership status to PPM insofar as there is another

office of that Bank that is an APM in the same Clearing Area.



convert membership status to SM insofar as there is another

office of that Bank that is an APM in the same Clearing Area

7) an SM with Sub-Branch Office status intending to upgrade to

Branch Office may convert membership status to APM;


Branch Office may convert membership status to PPM.

A list of changes of Member office status followed by change of

membership status is presented in Appendix 3a.

b. Changes in status of Member office, not followed by change in

membership status:

1) an APM with Branch Office status intending to convert to

Sub-Branch Office may participate in Clearing with the same

membership status insofar as it has obtained approval from

Bank Indonesia to become a Sub-Branch Office in a different

Clearing Area to that of its supervising Branch Office and

there is no other APM or PPM of that Bank in the same

Clearing Area;

2) an SM ...

12

2) an SM with Branch Office status intending to convert to Sub-

Branch Office may participate in Clearing with the same

membership status;



participate in Clearing with the same membership status;


Branch Office may participate in Clearing with the same

membership status.

A list of changes of Member office status not followed by change

of membership status is presented in Appendix 3b.

c. Changes in membership status, not followed by change in

Member office status:

In the event that membership status is not followed by change in

office status, the Member shall be required to submit an

application in writing to the Operator, subject to the following

provisions:

1) an APM with Head Office status may convert membership

status to PPM or SM insofar as there is another office of that

Bank that is an APM in the same Clearing Area;

2) a PPM with Head Office status may convert membership

status to APM or SM;

3) an SM with Head Office status may convert membership

status to APM or PPM;

4) an APM with Branch Office status may convert membership

status to PPM or SM insofar as there is another office of that

Bank that is an APM in the same Clearing Area;

5) a PPM with Branch Office status may convert membership

status to APM or SM;

6) an SM with Branch Office status may convert membership

status to APM or PPM;

7) an APM ...

13

7) an APM with Sub-Branch Office status may convert

membership status to SM insofar as there is another office of

that Bank that is an APM in the same Clearing Area;

8) an SM with Sub-Branch Office status may convert

membership status to APM insofar as it has obtained approval

from Bank Indonesia to become a Sub-Branch Office in a

different Clearing Area to that of its supervising Branch

Office, and there is no other APM or PPM.

A list of changes of membership status not followed by change of

Member office status is presented in Appendix 3c.

d. In the event of change in Member office status followed by

change in membership status as referred to in letter a., the

Member shall submit an application to the Operator, attaching a

photocopy of the approval from Bank Indonesia concerning the

change in status of the office concerned.

e. The Operator shall inform the applicant Bank office in writing of

its decision to approve or reject the application for change of

membership status as referred to in letter d. within a period of 7

(seven) working days after receipt of the complete application.

f. In the event that the change in Member office status is not

followed by change in membership status as referred to in letter

b., the Member shall inform the Operator in writing of the change

in office status, enc losing the following:

1) photocopy of approval from Bank Indonesia for change in

office status;

2) specimen Clearing Stamp and Clearing Canceled Stamp using

the form stipulated by the Operator, in 2 (two) copies;

g. In the event that the change in membership status is not followed

by change in Member office status as referred to in letter c., the

Member shall submit an application in writing to the Operator;

h. The Operator ...

14

h. The Operator shall inform the applicant Bank office in writing of

its decision to approve or reject the application for change of

membership status as referred to in letters a. and c. within a period

of 7 (seven) working days after receipt of the complete

application.

i. In the event that the Bank or Bank office is granted approval for

change of membership status, the Operator shall inform the party

concerned by letter of the following:

1) approval for change in membership status of the Bank or Bank

office in Electronic Clearing;

2) Member identity, consisting of Member code, specifically for

Bank or Bank office with APM or PPM status;

3) requirement to conduct the installation of the DCN and CMTs

at Bank or Bank office premises with APM status;

4) requirement to provide specimen Clearing Stamps and

Clearing Canceled Stamps as stipulated by the Operator in 2

(two) copies;

5) other requirements as may be stipulated by the Operator.

j. After the DCN of the Bank or Bank office is connected to the

SPKE at the Operator, the Bank or Bank office shall deliver a

letter to the Operator concerning its readiness to participate in

clearing, accompanied by the requirements referred to in letters

i.4) and i.5) and a copy of the Official Record of installation of the

DCN and application system software for the CMTs.

k. After the Member has complied with all requirements as referred

to in letter j., the Member shall be provided with:

1) Letter of approval for activation of CMTs, for an APM;

2) Clearing Officer Passes for Clearing Officers, for APM and

PPM;

3) 4 (four) ...

15

3) 4 (four) 3.5”(90 mm) diskettes, comprising 2 (two) diskettes

containing recorded copies of the SALC application for local

return Clearing and 2 (two) diskettes containing recorded

copies of the code book program application for a number of

APMs and PPMs registered with the Operator, for a Bank or

Bank office upgrading membership status from SM to PPM or

APM;

4) The Electronic Clearing CMT control system, for an APM, in

a sealed envelope consisting of:

a) log on table;

b) transmission ID and password.

The CMT control system as referred to in letters a) and b) may

be collected only by the Manager of the Branch Office

concerned. In the event that the Branch Office Manager is

unable to collect in person, the CMT control system may be

collected by an authorized bank officer or employee appointed

in a power-of-attorney bearing sufficient revenue stamp and

written on the letterhead of the bank concerned.

l. The effective date of change of membership status is 15 (fifteen)

working days after the requirements referred to in number 3.j. are

met.

m. The Operator shall inform all Members in writing of any change

in name, address, office status, and membership status of a

Member no later than 2 (two) working days prior to the effective

date of change of a new Member, attaching a photocopy of the

specimen Clearing Stamp and Clearing Canceled Stamp.

n. In the event of change of name, office status, and membership

status of a Member, the Member concerned shall be given a grace

period of no more than 3 (three) months to update the Clearing

Items ...

16

Items and Clearing Documents, commencing from the effective

date of the change as determined by the Operator.

IV. CLEARING ITEMS AND CLEARING DOCUMENTS

Clearing Items and Clearing Documents used in Electronic Clearing must

comply with technical specifications in accordance with the Bank Indonesia

regulations concerning Clearing Items, Clearing Documents, and Printing at

Security Printing House.

A. Clearing Items

Clearing Items that may be processed in Electronic Clearing are:

1. Checks;

2. Bilyet Giro (non-negotiable orders);

3. Bank Transfer Slips (WBUT);

4. Transfer Receipts (SBPT);

5. Debit Notes;

6. Credit Notes.

B. Clearing Documents

Clearing Documents are in essence any documents functioning as tools to

assist in the calculation processes of Electronic Clearing.

1. Types of Clearing Documents

The Clearing Documents used in Electronic Clearing are:

a. Receipt for Incoming Debit Items – Incoming Clearing (BPWD);

b. Receipt for Incoming Credit Items – Incoming Clearing (BPWK);

c. Substitute Sheet;

d. Batch Card;

e. Receipt for Delivery of Recorded Return Clearing Items

(BPRWKP).

2. Use of Clearing Documents

a. The BPWD is used as proof of delivery of incoming debit

Clearing Items in respect of each Clearing Bundle delivered by

the Clearing ...

17

the Clearing Officer to the Operator during Incoming Clearing

activities.

b. The BPWK is used as proof of delivery of incoming credit

Clearing Items in respect of each Clearing Bundle delivered by

the Clearing Officer to the Operator during Incoming Clearing

activities.

c. The Receipts for Incoming Clearing Items (BPWs) as referred to

in letters a and b shall each be prepared in duplicate (carbonized)

by the Sending Member, subject to the following provisions:

1) the original shall be filled with information in the form of the

MICR code line, comprising evidence of delivery of Clearing

Items by the Clearing Officer to the Operator in respect of

each delivered Clearing Bundle, signed by the Member in the

signature column provided;

2) the first copy after initialing by the Operator will be returned

to the Clearing Officer delivering the Clearing Bundle as

evidence that the Operator has received the Clearing Bundle

from the Clearing Officer.

d. The Substitution Sheet is used in incoming Clearing as a place for

attaching add- lists of the amounts of Clearing Items delivered to

the Operator. The total amount stated on the Substitution Sheet

shall be equal to the total for all Clearing Items in the relevant

Clearing Bundle.

e. The Batch Card is an instrument for establishing the overall total

amount of Clearing Bundles from each Member and serving as a

means of control in the Clearing process. Batch cards consist of

Debit Item Batch Cards (KBWD) and Credit Item Batch Cards

(KBWK);

f. The BPRWKP is used as proof of delivery of recorded return

Clearing Items for each Clearing Bundle from Clearing Officers

to the Operator. The BPRWKP is a computer printout using the

SALC ...

18

SALC application, printed in duplicate by the Sending Member

subject to provisions as follows:

1) the original comprises evidence of delivery of Clearing Items

by the Clearing Officer to the Operator in respect of each

Clearing Bundle that is delivered and signed by the Clearing

Officer in the signature column provided;

2) the first copy after initialing by the Operator shall be returned

to the Clearing Officer together with a recording of Items as

evidence that the Operator has received the Clearing Bundle

from the Clearing Officer and is processing the recorded

Items.

C. Numbers and symbols in the MICR code line on Clearing Items and

Clearing Documents

1. The numbers and symbols printed on the clear band (MICR code line)

represent a series of items of information required in Electronic

Clearing.

2. Only the imprinted MICR code line shall appear in the clear band.

No other imprinting and/or inscription shall be permitted.

3. The MICR code line on Clearing Items shall appear in the clear band

and consist of:

a. Clearing Item Number : 6 (six) digits;

b. Member Code : 7 (seven) digits;

c. Account Number : 10 (ten) digits;

d. Transaction Code : 2 (two) digits;

e. Total Amount of Clearing Item : 14 (fourteen) digits.

4. The MICR numbers and symbols used in the MICR code line on

Clearing Items and Clearing Documents shall conform to and comply

with the specifications for MICR E-13 B numbers and symbols as

stipulated in ISO 1004:1995, consisting of:

a. 10 (ten) ...

19

a. 10 (ten) numerical digits ranging from 0 (zero) through 9 (nine),

used for filling in information on the MICR code line, i.e., 0 1 2 3

4 5 6 7 8 9

b. 4 (four) special symbols as presented in Appendix 4.

5. The MICR code line shall comply with the following quality

requirements:

a. use of MICR tape complying with ISO 1004:1995;

b. MICR code line must be level (no rising or falling);

c. imprinting of numbers and domestic symbols in the MICR code

line may not contain flaws.

D. Imprinting of MICR Code Line on Clearing Items

Imprinting of the MICR code line on Clearing Items covers the

following:

1. Clearing Item Number

The Clearing Item Number is provided for the serial number on

Checks and Bilyet Giros and the sequential number or registration

number on other Clearing Items. Notwithstanding, a Bank may also

use it for identification of other Clearing Items, for example, as a

sequential number or registration and other number on Clearing Items

other than Checks or other than Bilyet Giros. For the purpose of the

Clearing Item Number, 6 (six) digits are provided. Any imprinting of

a Note number of less than 6 (six) digits must be preceded by “0”

(zero). Any Clearing Item number exceeding 6 (six) digits may only

be imprinted for the last 6 (six) digits. The space to the left and right

of the Clearing Item number shall be filled with domestic symbols.

2. Member Code

The Member Code is provided for inscription of the Bank code and

office code of the Clearing Item beneficiary. For the Member code, 7

(seven) numerical digits are provided, consisting of:

a. first 3 (three) digits for the Bank code;

b. next ...

20

b. next 3 (three) digits for the Member office code;

c. last 1 (one) digit for testing code.

The 3 (three) digits for the Bank code as referred to in letter a and the

last 4 (four) digits as referred to in letters b and c shall be separated

by a short dash and the space at the end of the number shall be filled

with the Bank identifying symbol.

3. Account Number

The account number is provided for the account number of the

customer at the Beneficiary Member not exceeding 10 (ten) numerical

digits, the format of which is arranged according to the needs of each

member. Any imprinting of an account number with less than 10

(ten) digits shall be preceded with the digit “0” (zero), while in the

case of any account number exceeding 10 (ten) digits, only the last 10

(ten) digits shall be imprinted. In the event that an account number

has special, non-numeric characters, the MICR shall be filled with the

number of “0000000001” and in the specific case of Debit Notes, the

MICR shall be filled with the full name and account number of the

beneficiary on that Clearing Item. The imprinting of the account

number shall end with a domestic symbol.

4. Transaction Code

For the statistical purposes of the Operator, transaction codes are

stipulated as follows:

a. the transaction code is provided for identifying the type of

Clearing Item and/or type of transaction in the Clearing Item;

b. 2 (two) digits are provided in the transaction code for use as

follows:

1) 00 through 09 for Checks;

2) 10 through 19 for Bilyet Giros;

3) 20 through 29 for WBUTs;

4) 30 through 39 for SBPTs;

5) 40 ...

21

5) 40 through 49 for Debit Notes, subject to the following

provisions:

a) transaction codes 40 through 40, except 45, for Clearing

transactions in amounts not greater than Rp 10,000,000

(ten million Rupiahs);

b) transaction code 45 for Clearing transactions in amounts

greater than Rp 10,000,000 (ten million Rupiahs) and used

for transactions as stipulated in the Circular Letter of Bank

Indonesia stipulating the Use of Debit Notes in Clearing.

6) 50 through 59 for Credit Notes, subject to the following

provisions:

a) transaction code 50 for:

(1) interbank transaction in favor of customer,

implemented with reference to the Circular Letters of

Bank Indonesia regulating the Clearing Schedule and

Value Date for Final Settlement, System for Operation

of Local Clearing, and Types and Nominal Limit for

Clearing Items or Electronic Financial Data; and

(2) interbank transactions other than interbank money

market transactions, sharia interbank money market

transactions, interbank foreign exchange transactions,

and/or transactions in Bank Indonesia Wadiah

Certificates (SWBIs) or Money Market Securities;

b) transaction code 53 for interbank foreign exchange

transactions;

c) transaction code 55 for transactions in Bank Indonesia

Certificates (SBIs), SWBIs, or Money Market Securities.

5. Amount

Information on the amount is not imprinted in preprinted form. This

information is inscribed by the Member performing calculations for

the Clearing ...

22

the Clearing Item, using special equipment called the MICR encoder

or reader-encoder, subject to the following provisions:

a. the space for the amount is provided for inscription of the amount

stated on the Clearing Item. For this purpose, 14 (fourteen)

numerical digits are provided, including 2 (two) digits for cents in

the Rupiah (Rp) currency;

b. inscription of amounts of less than 14 (fourteen) digits shall be

preceded by “0” (zeroes) and the amount of any Clearing Item

shall be less than Rp 1,000,000,000,000 (one trillion Rupiahs).

The space for amount as referred to above shall be delimited by 2

(two) nominal symbols on the left and on the right.

The procedure for imprinting the MICR code line on Clearing Items is as

set out in Appendix 5a through Appendix 5j.

E. Imprinting of MICR code line and other information on Clearing

Documents

The complete information imprinted on Clearing Documents by Sending

Members is as follows:

1. BPWs

The following information shall be inscribed on BPWs:

a. Clearing Stamp, stating information on identity of Sending

Member (name and Member code) with the same Clearing date as

on the Clearing Stamp on the Clearing Items;

b. total amount of the Clearing Bundle;

c. name and signature of the Bank official or officer delivering the

Clearing Items to the Operator;

d. MICR code line on the BPW clear band, consisting of:

1) 6 (six) digit Clearing Item number, consisting of:

a) first 3 (three) digits, filled with 000;

b) last 3 (three) digits, filled with first 3 (three) digits of

Sending Member code number;

The space ...

23

The space to the left and the right of the Clearing Item number

must be filled with domestic symbols.

2) the 7 (seven) digit Member or Member office code, consisting

of:

a) first 3 (three) digits filled with 3 (three) digits for Sending

Member office code as appears on the Clearing Stamp

(without testing code);

b) last 4 (four) digits filled with 9999.

The space between the 3 (three) digit Sending Member office

code as referred to in letter a) and the last 4 (four) digits as

referred to in letter b) shall be separated by a short dash

identity symbol and end with the identity symbol of the Bank;

3) the 10 (ten) digit account number does not need to be filled in;

4) the 2 (two) digit code on BPWDs shall be filled with the

number 60 and on BPWKs with the number 61;

5) the 14 (fourteen) digit space for amount shall be filled with the

total amount in Rupiahs, including 2 (two) digits for cents, for

all Clearing Items presented with the BPW concerned. The

total amount shall be delimited by nominal symbols on the left

and on the right;

6) in the event of any encoding error on a BPW, correction shall

be made using a new BPW.

2. Substitution Sheet

The following information shall appear in the Substitution Sheet:

a. Clearing Stamp with information on the identity of the Sending

Member (name and Member code) and the same Clearing date as

the Clearing Stamp on the BPWs and the Clearing Items;

b. add-list attached to the upper left portion of the Substitution Sheet

in such a manner that the total amount is immediately visible to

the officers of the Operator;

c. total ...

24

c. total amount of the Clearing Items inscribed in the MICR code

line at the bottom right, which must be equal to the total amount

that appears on the BPW.

3. Batch Card

The following information shall appear on the Batch Card:

a. the Clearing Stamp on the Batch Card must be the same as for the

Clearing Stamp on the BPWs, Substitution Sheet, and Clearing

Items, containing information on the identity of the Sending

Member (name and Member code) and Clearing date;

b. total amount of the Clearing Bundle;

c. information inscribed in the MICR code line on the clear band of

the Batch Card, consisting of:

1) 6 (six) digit Clearing Item number, consisting of:

a) first 3 (three) digits filled with 000;

b) last 3 (three) digits filled with first 3 (three) digits of

Sending Member code number;

the space to the left and to the right of the Clearing Item

number must be filled with domestic symbols;

2) the 7 (seven) digit Bank or Member office code, consisting of:

a) first 3 (three) digits filed with 3 (three) digits for Sending

Member office code as appears on the Clearing Stamp

(without testing code);

b) last 4 (four) digits filled with 9999;

The space between the 3 (three) digit Sending Member office

code as referred to in letter a) and the last 4 (four) digits as

referred to in letter b) shall be separated by a short dash

identity symbol and end with the identity symbol of the bank;

3) the 10 (ten) digit account number does not need to be filled in;

4) the 2 (two) digit transaction code shall be filled with the

number 96;

5) the 14 ...

25

5) the 14 (fourteen) digit space for amount shall be filled with the

total amount in Rupiahs, including 2 (two) digits for cents, for

all Clearing Items presented with the BPW concerned. The

total amount shall be delimited by nominal symbols on the left

and the right;

6) in the event of any encoding error on the Batch Card,

correction shall be made using a new Batch Card.

The MICR code line on the BPW Clearing Documents, Substitution

Sheet, and Batch Card shall be affixed according to the method presented

in Appendix 6a through Appendix 7b.

F. Pointers

When inscribing the information as referred to above, kindly give

attention to the following:

1. the inscription of the amount by the Sending Member on a Check or

Bilyet Giro shall not overlap any preprinted information;

2. special symbols as presented in Appendix 4 shall always appear in

full on each Clearing Item;

3. no blank space may appear between any of the numeric digits for each

item of information on the MICR code line.

V. CLEARING STAMPS AND CLEARING OFFICER PASSES

A. Clearing Stamps

1. In the operation of Electronic Clearing, Members are required to have

2 (two) types of stamps, the Clearing Stamp and Clearing Canceled

Stamp.

a. APM

1) the Clearing Stamp shall bear the following:

a) the word “KLIRING” (“CLEARING”);

b) the date, month, and year on which the Clearing Items are

processed in clearing;

c) APM ...

26

c) APM code number;

d) the word “PLA” (“APM”); and

e) the commonly used name or abbreviated name of the Bank

office.

2) The Clearing Canceled Stamp shall bear the following:

a) the words “STEMPEL KLIRING DIBATALKAN”

(“CLEARING STAMP CANCELED”);

b) the commonly used name or abbreviated name of the Bank

office;

c) a column for official signature.

b. PPM





c) APM code number;

d) the commonly used name or abbreviated name of the Bank

office; and

e) the word “PLP” (“PPM”).




b) the commonly used name or abbreviated name of the Bank

office;

c) a column for official signature.

c. SM





c) APM code number;

d) name ...

27

d) name of the supervising office;

e) the commonly used name or abbreviated name of the Bank

office.

f) the word “PTL” (“SM”).




b) name of supervising office;

c) the commonly used name or abbreviated name of the Bank

office;

d) a column for official signature.

The shape and size of the Clearing Stamp and Clearing Canceled

Stamp and the specimen delivery form as referred to in number

III.C.4.d are as presented in Appendix 8.

2 An SM may use the Clearing Stamp and Clearing Canceled Stamp of

its supervising office in the same Clearing Area;

3 The Clearing Canceled Stamp is used to cancel the Clearing Stamp

imprinted on Clearing Items. The imprinting of the Clearing

Canceled Stamp shall be made diagonally across the cancelled

Clearing Stamp and signed by an authorized officer.

4. A Member may use computer technology for imprinting the Clearing

Stamp on Clearing Items and Clearing Documents insofar as the

shape and size complies with the provisions stipulated by the

Operator.

5. The Clearing Stamp shall be used with reference to the Bank

Indonesia Regulation concerning Operation of Local Clearing and

Final Settlement of Interbank Payments on Local Clearing Results.

B. Clearing Officer Passes

To present and receive Clearing Items and reports on the results of the

Clearing process, Clearing Officers are required to use identity cards in

the form of Clearing Officer Passes issued by the Operator. The

procedure ...

28

procedure for obtaining Clearing Officer Passes, specifications, use, and

other provisions pertaining to Clearing Officer Passes are as stipulated in

the Circular Letter of Bank Indonesia concerning Use of Courier Services

and Clearing Officer Passes in Operation of Automated and Electronic

Clearing.

VI. OPERATING PROCEDURE FOR ELECTRONIC CLEARING

A. Procedures

1. Incoming Clearing

a. Activities on Member premises, as follows:

1) conduct start up no later than 30 (thirty) minutes after the

Operator opens the SPKE;

2) prepare Clearing Items by;

a) separating Clearing Items by type of transaction, namely,

by debit Clearing Items and credit Clearing Items;

b) entering the MICR code line information on the clear band

of the Clearing Items and Clearing Documents;

3) imprint the Clearing Stamp of the Member office concerned

on the obverse side of each Clearing Item and Clearing

Document, subject to the following provisions:

a) the Clearing Stamp may not come into contact with the

clear band;

b) the Clearing Stamp may not cover any numbers in the

amount;

c) the Clearing Stamp on Clearing Documents must be the

same as the Clearing Stamp imprinted on Clearing Items;

4) enter Clearing Item data into the CMT system according to the

procedure referred to in the “CMT Applications Manual”.

This manual will be provided to the APM at the time of

installation of the CMT application;

5) put ...

29

5) put together Clearing Bundles and Clearing Documents in the

following sequence:

a) debit Clearing Bundles, consisting of:

(1) BPWD;

(2) First copy of the BPWD;

(3) Substitution Sheet with add-list attached;

(4) Batch card for Debit Clearing Items; and

(5) The debit Clearing Items concerned.

b) credit Clearing Bundles, consisting of:

(1) BPWK;

(2) First copy of the BPWK;

(3) Substitution Sheet with add-list attached;

(4) Batch card for Credit Clearing Items; and

(5) The credit Clearing Items concerned.

6) Each Clearing Bundle shall consist of at least 200 (two

hundred) Clearing Items or total amount for all Clearing

Items in 1 (one) Batch Card shall be less than

Rp 1,000,000,000,000 (one trillion Rupiahs). Thus even if

the number of Clearing Items in one Clearing Bundle

comes to less than 200 (two hundred) items, if the total

amount of all these Clearing Items is equal to or greater

than Rp 1,000,000,000,000 (one trillion Rupiahs), the

Clearing Items in the Bundle shall be divided into 2 (two)

or more Clearing Bundles.;

7) Send EFD batches to the SPKE according to the following

provisions:

a) EFD batches sent to the SPKE shall be checked in

advance and in balance (total amount of detailed EFD

equal to total amount of EFD batch);

b) the Member (represented by the System Administrator

or appointed officer) enters the secret combination

(sequence ...

30

(sequence number and validation code), transmission

ID, and password registered at the SPKE to send EFD

batches or query information from the SPKE;

c) EFD batches shall be sent to the SPKE according to

the Electronic Clearing schedule in stages;

d) the Member checks the status of successful

transmission of EFD batches based on electronic

acknowledgement from the SPKE. EFD batches

successfully received by the SPKE will be assigned

TACK status (transmission acknowledged). In the

event of error during transmission of the EFD batches,

the Member may resend data insofar as transmission is

in compliance with the stipulated schedule;

e) To expedite Electronic Clearing, prior to the End of

Day (EOD) process all Members must check the

results of EFD transmission sent via the CMTs. In the

event of any variance between EFD transmission from

a CMD and the EFD received by the SPKE, the

Member must immediately inform the Operator’s help

desk before expiration of the deadline for EFD

transmission;

f) the Member shall guarantee that the EFD received by

the SPKE is in accordance with the Clearing Items

delivered to the Operator. All risks arising from any

variance between EFD and Clearing Items shall be the

full responsibility of the Sending Member;

g) EFD received by the SPKE shall be deemed valid data

and may not be cancelled by the Member. In the event

that an EFD transaction violates the regulations of

Bank Indonesia, the Operator may cancel the

bookkeeping entry of the EFD calculation by making

immediate ...

31

immediate correction in the account of the Member

Bank concerned at Bank Indonesia, outside the

Clearing process mechanism. Notification of such

cancellation and correction shall be made in writing to

the Sending Member and the Receiving Member.

8) Deliver Clearing Bundles to the Operator, subject to the

following provis ions:

a) Members shall be required to deliver the Clearing Item

Bundles to the Operator if the EFD batch concerned

has been sent and received by the SPKE;

b) Members are prohibited from delivering Clearing

Items to the Operator if the EFD has not been received

by the SPKE, because this would lead to variance as

referred to in number VI.D;

c) Each Clearing Bundle sent to the Operator must be in

balance (total amount of detailed EFD equal to total

amount of EFD batch) and checked in advance for

composition, authenticity, and completeness of the

Clearing Items and Clearing Documents therein.

b. Activities conducted at the Operator premises:

1) The Clearing Officer shall affix the time of presentation of

Clearing Bundles by placing the original and first copy of the

BPWs into the time stamp machine;

2) The Clearing Officer shall present the Clearing Bundles, data

storage media (for a Member requiring such media), and proof

of delivery of data storage media as per Appendix 9 at the

counter provided for that purpose within the official schedule,

and present the Clearing Officer Pass for that purpose;

3) The clerk at the counter shall examine the completeness and

information entered into the Clearing Documents in each

Clearing Bundle. If the Clearing Documents meet the

requirements ...

32

requirements for completeness and content, the clerk shall

initial the BPW and return the first copy of the BPW and proof

of receipt of the data storage media (for a Member requiring

such media) to the Clearing Officer as proof of receipt;

4) If the Clearing Documents do not meet the requirements for

completeness and content as referred to in number 3), the

clerk shall cancel the time stamps by striking out the time

stamps and initialing the BPW, stating the reason for

cancellation;

5) The Operator sha ll process each Clearing Bundle presented in

such manner for distribution to Clearing Officers. Each

Clearing Item not readable by the reader-sorter machine

(reject Clearing Items) shall be handled according to the

procedure referred to in Appendix 10;

6) The Clearing Officer shall receive the processed Clearing

Items, the Clearing processing report, and the data storage

media (for a Member requiring such media) according to the

official schedule;

7) After expiration of the deadline for EFD transmission, the

system shall automatically calculate Clearing results on the

basis of the EFD received by the SPKE. The results of the

calculations may be accessed by Members online using the

CMT.

c. Activities at Member premises after receiving Clearing Items and

Clearing processing report from the Operator:

1) examine and reconcile the received Clearing Items with the

List of Electronic Financial Data Received for Incoming

Clearing (KNB-SKE(X)-1201/SKE(X)-1201);

2) examine and reconcile the total amount on the first copy of the

BPW as referred to in number b.3) and the total number of

Clearing Items handed over with the List of Electronic

Financial ...

33

Financial Data Handed Over in Incoming Clearing (KNB-

SKE(X)-1205/SKE(X)-1205);

3) examine the Data Variance Report for Incoming Clearing by

Sending Member (KNB-SKE(X)-0071/SKE(X)-0071) and the

Report on Incoming Clearing Data by Receiving Member

(KNB-SKE(X)-0071/SKE(X)-0072);

4) if after the examination and reconciliation referred to in the

above numbers 1), 2), and 3), a variance or difference is found

between the Clearing processing report based on EFD and the

Incoming Clearing Items comprising:

a) Missing item;

b) Unlisted item; and/or

c) Encoding error;

the matter shall be resolved according to the guidance of the

provisions concerning Clearing variances as referred to in

number VI.D;

5) immediately report to the Operator any variance or change in

Clearing Items and Clearing processing report received.

While the process for resolution is under way, Members shall

be required take security measures to ensure payment is not

made.

In the event of any reasonable suspicion of misuse of Clearing

Items, the Member concerned shall inform the Member

counterparty in the transaction to delay payment of the funds.

2. Return Clearing

a. Activities conducted at Member premises:

1) designate rejected EFD following the guidelines in the

provisions stipulated in the Circular Letter of Bank Indonesia

concerning Use of Debit Notes in Clearing and the Circular

Letter of Bank Indonesia concerning Procedure for

Dishonored Checks and/or Bilyet Giros;

2) store ...

34

2) store data on each rejected debit Clearing Item on the primary

diskette and backup diskette using the SALC application;

3) print out the EFD data stored on diskette as referred to in

number 2), namely:

a) BPRWKP in duplicate;

b) List of return Clearing Items by Receiving Bank;

c) Statement of Rejection (SKP) in duplicate, comprising 1

(one) customer copy attached to the Clearing Item and the

other 1 (one) copy for the Member file;

d) List of Dishonored Clearing Items as substitute for copy of

SKP for the Operator,

the preparation of these documents shall follow the guidelines

of the Circular Letter of Bank Indonesia concerning Operation

of Semi-Automated Local Clearing;

4) examine the integrity of stored data and thereafter affix

signature and full name of the Clearing Officer and the

Clearing Stamp on the documents referred to in number 3).

Any error in EFD recorded on diskette shall be the

responsibility of the Member concerned;

5) Rejected debit Clearing Items shall be returned during the

return clearing that comprises part of the same Clearing cycle

as the relevant incoming Clearing;

6) Rejected credit Clearing Items shall be returned during the

following incoming Clearing, immediately after error has

come to light, by issuing a new Clearing Item;

7) In the event that a Clearing Item is rejected because of a

suspected crime as described in a Police report, the Receiving

Member shall in addition to storing the relevant EFD also take

the following actions:

a) confiscate the Clearing Item and prepare a statement of

confiscation of the Clearing Item in 3 (three) copies,

stating ...

35

stating that the Member concerned has received and has

confiscated the Clearing Item for reason of suspected link

to a criminal act in accordance with the Police report;

b) the statement of confiscation of Clearing Item, with a

photocopy of the Police report and photocopy of the

Clearing Item attached, shall be conveyed as follows:

(1) original to the payee through the Sending Member;

(2) 1 (one) copy to the Sending Member;

(3) 1 (one) copy to the Operator.

A sample Statement of Confiscation of Clearing Item as

referred to in letter a) is presented in Appendix 11.

b. Activities at the Operator premises:

1) The Clearing Officer shall affix the time of handing over of

Clearing Bundles by placing the original and first copy of the

BPRWKP into the time stamp machine provided by the

Operator;

2) The Clearing Officer shall hand over the diskettes, BPRWKP,

rejected Clearing Items, List of Dishonored Clearing Items,

List of Return Clearing Items by Receiving Member, and the

SKP to the Operator, presenting the Clearing Officer Pass;

3) The clerk at the counter shall examine the completeness and

content of the BPRWKP;

4) If the BPRWKP does not meet the requirements for

completeness and content as referred to in number 3), the

clerk shall cancel the time stamp by striking it out and affixing

his/her initials and reason for cancellation;

5) If the BPRWKP meets the requirements for completeness and

content as referred to in number 3), the Operator shall proceed

with the process of consolidation of return Clearing data;

6) If during the return Clearing consolidation process as referred

to in number 5), the data conveyed by the Clearing Officer on

diskette ...

36

diskette is unreadable or has errors, the Clearing Officer shall

immediately replace the diskette with the backup diskette and

hand it over to the officer of the Operator within the stipulated

return Clearing schedule;

7) The Clearing Officer shall accept the diskette and the first

copy of the BPRWKP initialed by the officer of the Operator;

8) The Operator shall process the return Clearing data and sort

the Clearing Items and SKPs by Receiving Member;

9) The Operator shall print the return Clearing processing report;

10) The Operator shall reconcile the Clearing Items accompanied

by SKPs with the return Clearing processing report;

11) In the event that variances are discovered during the

reconciliation as referred to in number 10), the Operator shall

inform the relevant Members by letter;

12) The Operator shall distribute the processed Clearing Items,

SKPs and Clearing processing report to the Clearing Officer.

c. The activities conducted at Member premises after receiving the

Clearing Items and Clearing processing report from the Operator

are to examine and reconcile the Clearing processing report with

the data provided on the Clearing Items and also the physical

Clearing Items received.

B. Matters requiring attention from Members in operation of Clearing

activities

1. During incoming Clearing

a. Clearing Items must be examined prior to delivery of the Clearing

Items to the Operator. In this regard, the Member is required to

examine and bear responsibility for the authenticity,

completeness, and integrity of the number and total amount of

Clearing Items stated in the Clearing Documents. The total

amount stated on the delivery receipt and on the Batch Card must

equal the total amount for all Clearing Items based on the add- list

(proof ...

37

(proof of sum calculated by calculation machine) attached to the

Substitution Sheet;

b. The Operator shall not bear responsibility for the authenticity and

integrity of the number and total amount of Clearing Items and

Clearing Documents;

c. The user ID, password, and logon table must be used correctly

and responsibly, and secrecy maintained;

d. Conduct the administration, care, and supervision of Clearing

Items, Clearing Documents, and safeguard the quality of the

MICR and encoder or reader-encoder machine in possession to

ensure it is not misused by any unauthorized parties;

e. Safeguard the physical condition of the Clearing Items against

fading, moisture, or damage. No objects that may disrupt the

processing of Clearing Items, such as paper clips, staples, and so

on, may be found on any Clearing Item in a Clearing Bundle;

f. Not process any Clearing Items from any other Clearing Area;

g. Reconcile the amounts written on Clearing Items with the

amounts generated by the encoder machine;

h. The add- list presented to the Operator is the add- list prepared on

the basis of the amounts written on the Clearing Items. The

Clearing Items shall be ordered in the sequence of amounts on the

add-list;

i. Reconcile the number of Clearing Bundles presented with the

total amount stated on the first copy of the BPW received from the

Operator, particularly when Clearing Items are handed over by a

courier services company;

j. Increase the level of care taken during encoding on Clearing Items

and Clearing Documents;

k. The Member code on the BPW and the Batch Card mus t be the

same as the Member code on Clearing Stamp and the Clearing

Officer Pass;

l. The BPW ...

38

l. The BPW shall be affixed with the signature and name of the

internal Clearing Officer of the delivering Bank.

m. A Clearing Officer receiving Clearing Items and/or Clearing

processing report belonging to another Member shall immediately

inform and deliver the items to the rightful Member and report the

matter to the Operator on the same day.

2. During Return Clearing

a. Use the identity of the supervising APM when delivering Clearing

Items during return Clearing for PPMs and SMs;

b. Diskettes conveyed to the Operator shall be free of viruses and/or

without damage or defect. To prevent damage to diskettes,

Members should regularly replace any diskettes already used in

the Clearing process with new diskettes;

c. To avoid the possibility of impeded operation of the Clearing

process, Members shall be required to save return Clearing data

on a main diskette and backup diskette, using a black diskette for

the main diskette and another color for the backup diskette;

d. The number of slips and total amount of Clearing Items in the

BPRWKP must be equal to the total number of slips and total

amount in the Clearing Item data on diskette;

e. A Clearing Officer receiving Clearing Items and/or Clearing

processing report for another Member shall immediately inform

and convey the Clearing Items and report to the rightful Member

and report the matter to the Operator on the same day.

3. CMT System

a. Members shall use hardware and software conforming to the

specifications laid down by the Operator;

b. Members shall enter into an agreement for provision of after sales

services with the vendors supporting the system to provide

certainty and unimpeded operation of Electronic Clearing;

c. Members ...

39

c. Members are prohibited from receiving and/or making

amendments in any form and by any means whatsoever to these

CMT specifications without written approval from the Operator;

4. Guest Bank Agreement

A Member may enter into a reciprocal agreement as Guest Bank with

another Member to anticipate the possibility of breakdown in the

CMT equipment and/or DCN that could disrupt Clearing activities. A

copy of this agreement shall be delivered to the Operator.

C. Basis for Calculation in Electronic Clearing

Calculation in Electronic Clearing shall be based on the EFD received by

the Operator.

D. Variances in Clearing Data

1. Clearing Data Variance Report

a. The Clearing Data Variance Report shall be provided to

Receiving Members and Sending Members. In the event that the

Clearing Data Variance Report indicates variance between EFD

and Clearing Item processing results, the Member concerned shall

follow up the variance in Clearing to prevent losses to the

Member or any related party;

b. The Clearing Data Variance Report shall be issued daily and

distributed to APMs and PPMs together with delivery of Clearing

Items and other Clearing processing reports.

2. Causes of Clearing Data Variance and Resolution Procedure

a. Causes of Clearing Data Variance

Variances in Clearing Data may be caused by factors that include

but are not limited to the following:

1) EFD is received by the Operator, but Clearing Items are not

received by the Operator (missing items);

2) EFD is not received by the Operator, but Clearing Items are

received by the Operator (unlisted items);

3) Errors ...

40

3) Errors in the MICR code line (encoding errors).

b. Procedure for Resolution of Clearing Data Variances

Resolution of variances in Clearing data is made bilaterally or

multilaterally among the Members concerned or by bookkeeping

transfer by the Operator. The Sending Member bears full

responsibility for resolution of these Clearing data variances.

1) Resolution of Missing Items

a) Missing Item resulting from fault and/or negligence of the

Sending Member

(1) The Member sending an EFD batch to the SPKE not

accompanied by delivery of a Clearing Item to the

Operator shall hand over the Clearing Item directly to

the Member that should have received the Clearing

Item no later than 2 (two) hours before the deadline for

presentation of Clearing Items in return Clearing;

(2) In the event that the Clearing Item is not delivered to

the Member that should have received the Clearing

Item within the deadline stipulated in number (1),

resolution shall proceed as follows:

(a) in respect of a missing Debit Clearing Item, the

Member entitled to receive the Clearing Item shall

reject the EFD not accompanied by the Clearing

Item in the return Clearing mechanism according

to the procedure referred to in number VI.A.2, and

attach a photocopy of the Clearing Data Variance

Report indicating the missing item on the SKP,

citing failure to receive the Clearing Item as the

reason for rejection;

(b) in respect of a missing Credit Clearing Item, the

Member that should have received the Clearing

Item may resolve the problem in accordance with

an agreement ...

41

an agreement with Member sending the EFD or

reject the EFD during incoming Clearing on the

following day by issuing a credit Clearing Item in

favor of the Sending Member.

b) Missing Item due to cancellation of transaction by the

Operator

(1) The Operator shall cancel the book-keeping entry of

the EFD calculation in accordance with the procedure

for processing of rejected Clearing Items and

resolution of Clearing variances as referred to in

Appendix 10;

(2) The Operator shall inform the Sending Member and

Receiving Member of cancellation as referred to in

number (1) during the distribution of Clearing Items

and Clearing processing reports. A specimen form is

presented in Appendix 12.

2) Resolution of Unlisted Items

The Operator shall not process calculations for any Clearing

Item not accompanied by EFD. Any Member sending a

Clearing Item without EFD shall be required to withdraw the

Clearing Item concerned directly from the Receiving Member

on the same day.

3) Resolution of Encoding Error

a) In the event that a Clearing Item is not in accordance with

the EFD received, the Receiving Member shall resolve the

matter bilaterally with the Sending Member or reject the

Clearing Item through the Clearing Mechanism;

b) In the event that EFD for a Clearing Item with encoding

error is rejected, the procedure for rejection shall follow

the provisions governing procedures in return clearing.

E. Clearing Facilities ...

42

E. Clearing Facilities

The facilities provided by the Operator to each Member in Electronic

Clearing cover the following:

1. Information on Clearing Results

Information on Clearing results is obtained by Members as follows:

a. electronic information that is electronically accessible by

Members from the Operator, using:

1) the CMT with information displayed on:

a) List of Clearing Codes of Electronic Clearing Members;

b) List of EFD transmitted by Members to the SPKE;

c) Incoming Clearing results.

2) the Money Market Information Center (PIPU) with

information provided on:

a) Information on incoming Clearing Results;

b) Information on return Clearing Results.

3) other electronic means as stipulated in a separate Circular

Letter of Bank Indonesia.

b. printed reports received by Members from the Operator during the

distribution of Clearing Items and Clearing processing reports,

covering the following:

1) Daily Reports

a) Incoming Clearing of Large Items

(1) KNB-SKE(X)-1201 List of Electronic Financial Data

Received in Incoming Clearing of Large Items;

(2) KNB-SKE(X)-1202 Balance Slip for Electronic

Incoming Clearing of Large Items;

(3) KNB-SKE(X)-1205 List of Electronic Financial Data

Presented in Incoming Clearing of Large Items;

(4) KNB-SKE(X)-1208 Results of Electronic Incoming

Clearing for Large Items;

(5) KNB-SKE(X) ...

43

(5) KNB-SKE(X)-0071 Data Variance Report on

Incoming Clearing for Large Items by Sending

Member;

(6) KNB-SKE(X)-0072 Data Variance Report on

Incoming Clearing for Large Items by Receiving

Member.

b) Incoming Clearing of Retail Items

(1) SKE(X)-1201 List of Electronic Financial Data

Received in Incoming Clearing of Retail Items;

(2) SKE(X)-1202 Balance Slip for Electronic Incoming

Clearing of Retail Items;

(3) SKE(X)-1205 List of Electronic Financial Data

Presented in Incoming Clearing of Retail Items;

(4) SKE(X)-1208 Results of Electronic Incoming Clearing

for Retail Items;

(5) PKE(X)-3104 Penalty for Retail Items in Incoming

Clearing Rejected by Reader/Sorter Machine, per

Sending Member;

(6) PKE(X)-3105 Penalty for Incoming Clearing

Checks/Bilyet Giro Rejected by Reader/Sorter

Machine, per Receiving Member;

(7) SKE(X)-0071 Data Variance Report on Incoming

Clearing for Retail Items by Sending Member;

(8) SKE(X)-0072 Data Variance Report on Incoming

Clearing for Retail Items by Receiving Member.

(9) SKE(X)-1205 List of Credit Electronic Financial Data

Received in Incoming Clearing of Retail Items;

c) Return Clearing of Large Items

(1) RNB-1202 Balance Slip for Return Clearing of Large

Items;

(2) RNB-1204 ...

44

(2) RNB-1204 Recapitulation of Return Clearing of Large

Items;

(3) RNB-1208 Return Clearing Results for Large Items.

d) Return Clearing of Retail Items

(1) SOKR-1202 Balance Slip for Return Clearing of Retail

Items;

(2) SOKR-1204 Recapitulation of Return Clearing of

Retail Items;

(3) SOKR-1208 Return Clearing Results for Retail Items.

2) Monthly reports

a) Incoming Clearing of Large Items

KNB-SKE(X)-3122 Details of EFD Processing Charges

for Large Incoming Clearing Items by Member Account at

Bank Indonesia;

b) Return Clearing of Large Items

RNB-3122 Details of EFD Processing Charges for Large

Return Clearing Items by Member Account at Bank

Indonesia;

c) Incoming Clearing of Retail Items

(1) PKE(X)-3110 Details of Penalty for Retail Items in

Incoming Clearing Rejected by Reader/Sorter Machine

by Member Account at Bank Indonesia;

(2) SKE(X)-3122 Details of EFD Processing Charges for

Incoming Clearing of Retail Items by Member

Account at Bank Indonesia;

d) Return Clearing of Retail Items

SOKR-3122 Details of EFD Processing Charges for Retail

Return Clearing Items by Member Account at Bank

Indonesia.

e) Administration ...

45

e) Administration

SKE(X)-3124 Details of Administration Charges in

Electronic Clearing by Member Account at Bank

Indonesia.

The letter (X) in the above report codes represents the

abbreviation of the Electronic Clearing Operator in the Local

Clearing Area. For example, in the Jakarta Local Clearing Area,

the List of Electronic Financial Data Received for Retail

Incoming Clearing Items shall use the code SKEJ-1201.

c. Clearing Data recorded in storage media (tape or cartridge)

The Operator shall provide information on Clearing Item data

received as stored data in the form of tape or cartridge, for

Members having automated their accounting system. The format

specifications for files saved on tape or cartridge are presented in

Appendix 13.

2. Duplicate Clearing Items and Repeat Request for Clearing Processing

Report

a. The Operator may provide a Duplicate of a processed Clearing

Item and serve a repeat request for a Clearing processing report.

A request for such Duplicate Item and/or Clearing processing

report shall be submitted in writing by an Officer of the Member,

stating the reason for the request. In the specific case of request

for a Duplicate Clearing Item, the Member shall be required to

attach a photocopy of the page of the Clearing processing report

indicating the existence of data on the Clearing Item. In the event

that the Duplicate Clearing Item cannot be provided because of

breakdown in the machine of the Operator, the Operator shall

issue a statement that the Clearing Item has been processed as a

substitute for the Duplicate Clearing Item. Specimen forms for

Application for Duplicate Clearing Item and/or Clearing

processing report and Receipt for Collection of Duplicate Clearing

Item ...

46

Item/Clearing processing report are presented in Appendix 14.a

through Appendix 14.c.

b. The Receiving Member shall use the Duplicate Clearing Item for:

1) bookkeeping entry in favor of the customer’s account, subject

to the provision that after receiving prior confirmation from

the customer for Checks and Bilyet Giro and after receiving

confirmation from the Sending Member for Clearing Items

other than Checks and Bilyet Giro;

2) rejection of Clearing Items in return Clearing for reasons as

referred to in the Circular Letter of Bank Indonesia concerning

Procedure for Dishonored Checks/Bilyet Giro and Circular

Letter of Bank Indonesia concerning Use of Debit Notes in

Clearing;

3) in the event that a Duplicate Clearing Item has been entered

into the books or paid by the Receiving Member, the Clearing

Item may not be processed again in incoming Clearing. The

receiving Member shall block any Check or Bilyet Giro

Clearing Items for which a Duplicate Clearing Item has been

issued and inform the Sending Member of the grounds of

rejection.

3. Investigation of variances

The Operator shall provide facilities for investigation of variances,

i.e., facilities for conducting examination of any variance between the

Clearing processing report and:

a. EFD or Clearing Item data delivered by the Member to the

Operator; and /or

b. Clearing Items received by the Member from the Operator.

Request for facility for investigation of discrepancy shall be placed by

telephone by the official or Officer of the Member, with subsequent

confirmation in writing (letter or facsimile) by an officer of the

Member ...

47

Member concerned attaching a copy of the BPW and Clearing

processing report or other supporting data.

A request for investigation of discrepancy may only be submitted by a

Member during a period of 5 (five) working days after bookkeeping

entry of Clearing results by Bank Indonesia. This deadline shall be

waived in the event of any indication of criminal action.

4. MICR code line quality testing

A Member may request assistance from the Operator in testing the

quality of the MICR code line if in the opinion of the Member, the

rate of rejection of the Member’s Clearing Items is notably high. A

request for quality testing of the MICR code line shall be submitted in

a letter by the Member to the Operator, attaching 100 (one hundred)

specimen copies of the Clearing Items.

F. Courier Services Company

In certain activities during the Clearing process, a Member may be

represented by officers of a courier services company. The scope of

activities, requirements, and procedure for use of courier services

companies is stipulated in the Circular Letter of Bank Indonesia

concerning Use of Courier Services and Clearing Officer Passes in

operation of Clearing using Automated and Electronic Systems.

VII. CLEARING CHARGES

Each Member shall be charged fees according to the categories and amounts

stipulated in the Circular Letter of Bank Indonesia stipulating Clearing

Charges.

VIII. LOCAL CLEARING SCHEDULE

The Local Clearing Schedule shall be determined and posted in writing by

the Operator.

IX. SOFTWARE ...

48

IX. SOFTWARE AND SECURITY

A. Electronic Clearing System Software

1. CMT Application

a. Characteristics of the CMT application

1) The CMT application serves the operational processes

pertaining to Clearing transactions at the office of the

Member, encompassing downloading of the data in the

Member code table from the SPKE, encoding, data recording,

reject re-entry, balancing, transmission of data, and querying;

2) The CMT system application is unique and designed with a

multilayered security structure to ensure security, authenticity,

and secrecy of EFD sent by Members to the SPKE.

b. The CMT system application at the Member may use a reader-

encoder machine or an encoder machine;

c. For Members not using a reader-encoder machine, EFD is

recorded manually and the inscription of the MICR code line on

the Clearing Item is performed using an encoder machine.

2. Types of CMT System Applications

There are 2 (two) types of CMT system applications:

a. Single User

This is a CMT system application that may only be used by 1

(one) user.

b. Multi User

This is a CMT system application that may be used

simultaneously by 1 (one) through 5 (five) users.

Members may select one of these CMT system applications according

to the needs of each Member. The minimum technical specifications

for the CMT system application are presented in Appendix 1.

3. DCN ...

49

3. DCN

The DCN is provided by Bank Indonesia for transmission of EFD

from the CMT to the SPKE.

The equipment required for the communications network is:

a. Main Data Communications Equipment

The Operator provides main data communications equipment

comprising a dedicated line with Data Over Voice (DOV) or Very

Small Aperture Terminal (VSAT);

b. Backup Data Communications Equipment

The Member provides backup data communications equipment in

the form of a dial-up modem with specifications and settings as

referred to in Appendix 1 and a direct telephone line provided by

each Member. Backup data communications are used in the event

of breakdown in main data communications.

Charges related to installation and use of the main data

communications shall be borne by Bank Indonesia, while charges

incurred in relation to use of backup data communications shall be

borne by the Member.

B. Security

Security of the CMT and SPKE systems consist of:

1. Security of CMT Hardware

a. The CMT system is a stand-alone, closed system designated

specifically to support Clearing and is prohibited for use with any

other application;

b. Members are required to prepare standard internal systems and

procedures for security and monitoring of the use of all CMT

facilities. This is to prevent and avoid possible misuse by

unauthorized parties.

2. Security ...

50

2. Security of CMT Software

a. Security of System Administration

The CMT system is managed by System Administrators, who are

duly authorized officers of the Member. The System

Administrators consist of the System Administrator 1 (SYSADM

1) and System Administrator 2 (SYSADM 2), who jointly

perform functions that include but are not limited to registration,

amendment, or deletion of Member authorities within the CMT;

b. Security of Access to Application Use

To access the CMT, the Member uses the User-ID and password.

The period for use of the password is restricted by the system to

90 (ninety) days. Members may change the password on a regular

basis, prior to expiration of this period;

c. Security of EFD Transmission

1) When accessing the SPKE, the officer of the Member is

required to enter a numerical combination from the logon table

(validation code and sequence number) and the secret

transmission ID and transmission password;

2) The numerical combinations in the logon table may only be

used 1 (one) time for each successful access from the CMT to

the SPKE. The logon table is issued by the Operator with

2,000 (two thousand) numerical combinations in each issue;

A Member may apply to the Operator in writing for a new

logon table before the existing logon table is fully used, stating

the last combination to be used;

3) In the event that an EFD batch is not equal to the overall

amount of detailed EFD (unbalanced), the system or EFD

application will reject the EFD batch.

d. DCN ...

51

d. DCN Security

The following are used to increase DCN security:

1) Dedicated line used solely for 1 (one) CMT system;

2) Encryptor; and

3) Unique identity of logical unit and physical unit to ensure

secrecy and authenticity of EFD.

e. Other Security

1) The CMT system is able to generate reports on activity of

CMT usage;

2) The CMT system has a facility for backup of EFD.

X. EMERGENCIES

A. At CMT and/or DCN

In the event that a Member is unable to transmit EFD by reason of

technical fault in the CMT, DCN, and/or other operations of its office as a

result of force majeur, the Member may transmit EFD to the SPKE using

the Clearing backup system as follows:

1. Dial up telephone

Dial up is a communications networking alternative that can be used

by a Member in the event of breakdown of the main DCN. The

equipment required to use this networking alternative is as follows:

a. Telephone handset;

b. Direct telephone line;

c. Modem.

To use this facility, Members contact the Electronic Clearing System

(SKE) helpdesk at the Operator according to the procedure described

in Appendix 15a. When communications have resumed normal

operation, the Member shall call back to the SKE help desk to transfer

the communications channel to the leased line according to the

procedure described in Appendix 15b;

2. Backup ...

52

2. Backup CMT

The backup CMT is a CMT facility used for transmission of EFD by

Members in the event of fault and/or damage to the main CMT

software and hardware;

3. Guest Bank

Guest Bank is a facility that enables Members to use the CMT of

another Member at a different Bank while retaining the separate

identities of each Member.

B. At the SPKE/Operator

In the event that the SPKE is not functioning because of technical fault in

the SPKE or DCN equipment, the Operator may take the measured

described in the Circular Letter of Bank Indonesia concerning the

Disaster Recovery Plan.

XII. SANCTIONS

1. In the event that a Member violates the provisions referred to in number

VI.B.3.c, the Member shall be subject to administrative sanctions

imposed by revoking the authorization for use of the CMT. With this

revocation the Member will be unable to transmit EFD to the SPKE, but

notwithstanding the Member shall still be required to receive EFD

calculations from other Members. Authorization for use of the CMT

shall be reissued if the member has complied with the CMT

specifications laid down by the Operator and has delivered a statement

that it will not repeat the offence;

2. The Operator will not process Clearing Items if the Clearing Items do not

meet the requirements laid down by the Operator.

XIII. CONCLUDING PROVISIONS

With the enactment of this Circular Letter:

1. Circular Letter of Bank Indonesia Number 14/11/UPB dated November

19, 1981, concerning Operation of Local Clearing in Jakarta;

2. Circular ...

53

2. Circular Letter of Bank Indonesia Number 19/27/UPG dated March 10,

1987, concerning Operation of Local Clearing in Jakarta;

3. Circular Letter of Bank Indonesia Number 25/100/UPG dated November

24, 1992, concerning Charges for Printing of Jakarta Clearing Member

Code Directory;

4. Circular Letter of Bank Indonesia Number 31/8A/UASP dated August

18, 1998, concerning Electronic Operation of Local Clearing;

5. Circular Letter of Bank Indonesia Number 31/13/UASP dated September

1, 1998, concerning Electronic Operation of Local Clearing;

are declared no longer valid.

The provisions in this Circular Letter shall come into force on ______ (date).

For the public to be informed, it is ordered that this Circular Letter be

promulgated in the State Gazette of the Republic of Indonesia.

Kindly be informed.

BANK INDONESIA,

signed

MOHAMAD ISHAK DIRECTOR OF ACCOUNTING AND

PAYMENT SYSTEM

Appendix 1 BRANDS OF READER-ENCODER MACHINE AND CMT SYSTEM AND BACKUP A. Recommended Brands of Reader-Encoder Machines Compatible with the CMT System.

1. FUJI SYSTEM FZ4102

2. MKL 100 M

3. NCR 7731

4. UNYSIS ENC 9600

5. WALTHER MCS90

B. CMT System and Backup

REMARKS SINGLE USER MULTI USER

Hardware 1. Personal Computer 1. Personal Computer

a. Pentium 133 MHz a. Pentium 166 MHz

b. 16 MB RAM 256 KB cache b. 32 MB RAM 256 KB cache

c. 1.2 GB Hard disk and above c. 1.7 GB Hard disk and above

d. EISA Bus (support ISA) d. EISA Bus (support ISA)

e. IDE CD-ROM 6 speed and above

e. IDE CD-ROM 6 speed and above

f. 1.44 MB floppy drive f. 1.44 MB floppy drive

g. 2 serial ports g. 2 serial ports

h. 1 parallel port h. 1 parallel port

i. 14” SVGA monitor i. 14” SVGA monitor

2. Printer 2. Printer

a. Dot matrix printer (SCO compatible required)

a. Dot matrix printer (SCO compatible required)

b. 80 column width b. 80 column width

c. Tractor feeder c. Tractor feeder

3. Reader-Encoder 3. Reader-Encoder

a. MICR/Reader a. MICR/OCR Reader

REMARKS SINGLE USER MULTI USER

b. MICR Encoder b. MICR Encoder

c. Autofeeder c. Autofeeder

d. Sort Pocket-Dual Sort Pocket d. Sort Pocket-Dual Sort Pocket

e. Matrix Endorser e. Matrix Endorser

4. CLEO SNA Card 4. CLEO SNA Card

5. Specialix Card

a. SI/XIO ISA Card

b. MTA IDX 8 Ports (recommended)

6. Terminal with PC101 keyboard

a. Emulate Vt 200

b. Support 25 lines

Software 1. SCO UNIX 1. SCO UNIX

a. Open Server Enterprise System Release 5.0.4.

a. Open Server Enterprise System Release 5.0.4.

b. 5 user license/English/CD-Media

b. 5 user license/English/CD-Media

2. C-ISAM Runtime Version 7.22 – CD Media

2. C-ISAM Runtime Version 7.22 – CD Media

3. SNA CLEO Software 3. SNA CLEO Software

a. PU 2.1. Engine a. PU 2.1. Engine

b. APPC Runtime License b. APPC Runtime License

c. Diskette Media c. Diskette Media

C. Modem Specifications and Settings

1. Channels 2WS dial/switched network

2. Protocol Synchronous

3. Type V.34 or V.32

4. Clock Internal

5. Mode Origin

6. DSR On/True/High

7. RTS Normal

8. CTS Normal

9. DTR On/True/High *) or

DTR dial/Tail/Normal **)

Notes:

- *) Continuous connection until disconnected manually.

- **) Connection only while transmitting/receiving data.

- The terms used above are not intended to establish a particular brand of

modem as a given standard, and therefore the possibility exists for use of

different terms and/or parameters from modems of different brands.

Appendix 2

ELECTRONIC CLEARING MEMBERSHIP DATA

A. Name of Bank : ...........................................................................................................

B. Name of Office : ...........................................................................................................

C. Status : Head Office/Branch Office/Sub-Branch Office *)

D. Clearing Code : ..................................... (7 (seven) digits)

E. Address : Building : ..................................................................................

Floor : ................................... (location of Clearing section)

Street : ..................................................................................

..................................................................................

Telephone : ................................ (direct line to Clearing section)

................................

Fax : ................................

F. Contact Officer for problems arising in Electronic Clearing:

1. Name : .........................................................

Position : .........................................................

Telephone : .........................................................

Fax : .........................................................

2. Name : .........................................................

Position : .........................................................

Telephone : .........................................................

Fax : .........................................................

G. Bank Officers to be CMT System Administrators:

1. Name : .........................................................

Position : .........................................................

2. Name : .........................................................

Position : .........................................................

H. CMT system requirements:

1. Type of CMT system required **)

a. Single User (only one user);

b. Multi User (up to 5 users).

2. Type of Reader-Encoder machine used **)

a. Unysis;

b. MKL;

c. Walther;

d. NCR;

e. Fuji.

3. Type of PC to be used as server:

Type of processor : ................................ Speed : .............................

RAM : ................................ Cache : .............................

HD : ................................ Disk Drive : .............................

CD ROM : ................................

4. Brand/Type of Multiport : ................................

5. Estimated date that hardware and software (SCO Unix, C-ISAM, SNA Cleo) will be

ready for Electronic Clearing (other than CMT application) : .......................

I. Other support for Electronic Clearing:

1. Clearing Officer Passes **)

a. For Bank Clearing Officers; or

b. For Courier Service Officers.

Applications for Clearing Officer Passes for Courier Service Officers shall be made in

writing in a letter according to the specimen in Appendix 2a.

2. SALC Application for Return Clearing activities. **)

a. Yes b. No

3. Code book application: **)

a. No;

b. Yes.

4. Data storage media for Clearing results: **)

c. No;

d. Yes, comprising:

1) Tape;

2) Cartridge.

Jakarta, .........................................

PT Bank .......................................

----------------------------------

*) delete whichever is not applicable

**) circle the selection used.

Appendix 2a

No. .................................... Jakarta, ......................... To Bank Indonesia Jakarta Clearing Division Jl. M.H. Thamrin No. 2 JAKARTA Subject: Appointment of Courier Services Company for Delivery and Receipt

of Clearing Officer Passes and Application for Clearing Officer Passes for Officers of Courier Services Company

-----------------------------------------------------------------------------------

Please be informed that we have appointed and authorized PT ..................................... ...................................................... to deliver Clearing Items to and receive Clearing Items and Clearing Processing Reports from Bank Indonesia.

In this regard, we kindly request your assistance in issuing the officers of the above company with Clearing Officer Passes.

Thank you for your assistance and attention.

Bank ..................................................

Code .................................................

Appendix 3a A. CHANGE IN MEMBER OFFICE STATUS ACCOMPANIED BY CHANGE IN MEMBERSHIP STATUS

Status Change in Status No. Office Membership Office Membership Requirement Action

1. Branch Office

APM Sub-Branch Office

SM There is another office of the same Bank that is an APM in the same clearing area.

Submit written application for conversion to SM, attaching photocopy of approval for change of office status issued by Bank Indonesia.

2. Branch Office

PPM Sub-Branch Office

APM Approval from Bank Indonesia for conversion to sub-branch office in a different clearing area to that of the supervising office and no other APM or PPM of the same Bank in the same clearing area.

Submit written application for conversion to APM, attaching photocopy of approval for change of office status issued by Bank Indonesia.

3. Branch Office

PPM Sub-Branch Office

SM - Submit written application for conversion to SM, attaching photocopy of approval for change of office status issued by Bank Indonesia.

4. Branch Office

SM Sub-Branch Office


Submit written application for conversion to APM, attaching photocopy of approval for change of office status issued by Bank Indonesia.

5. Sub-Branch Office

APM Branch Office PPM There is another office of the same Bank that is an APM in the same clearing area.

Submit written application for conversion to PPM, attaching photocopy of approval for change of office status issued by Bank Indonesia.


APM Branch Office SM There is another office of the same Bank that is an APM in the same clearing area.

Submit written application for conversion to SM, attaching photocopy of approval for change of office status issued by Bank Indonesia.


SM Branch Office APM - Submit written application for conversion to APM, attaching photocopy of approval for change of office status issued by Bank Indonesia.


SM Branch Office PPM - Submit written application for conversion to PPM, attaching photocopy of approval for change of office status issued by Bank Indonesia.

Appendix 3b B. CHANGE IN MEMBER OFFICE STATUS NOT ACCOMPANIED BY CHANGE IN MEMBERSHIP STATUS

Status Change in Status No. Office Membership Office Membership

Requirement Action

1. Branch Office



Report in writing of change in office status, enclosing photocopy of approval from Bank Indonesia for change in office status and specimen clearing stamp and clearing canceled stamp.

2. Branch Office


SM - Report in writing of change in office status, enclosing photocopy of approval from Bank Indonesia for change in office status and specimen clearing stamp and clearing canceled stamp.


APM Branch Office APM - Report in writing of change in office status, enclosing photocopy of approval from Bank Indonesia for change in office status and specimen clearing stamp and clearing canceled stamp.


SM Branch Office SM - Report in writing of change in office status, enclosing photocopy of approval from Bank Indonesia for change in office status and specimen clearing stamp and clearing canceled stamp.

Appendix 3c C. CHANGE IN MEMBERSHIP STATUS NOT ACCOMPANIED BY CHANGE IN MEMBER OFFICE STATUS

Status Change in Status No. Office Membership Office Membership

Requirement Action

1. Branch Office APM Branch Office PPM/SM There is another office of the same Bank that is an APM in the same clearing area.

Submit written application for conversion to PPM/SM.

2. Branch Office PPM Branch Office APM/SM - Submit written application for conversion to APM/SM.

3. Branch Office SM Branch Office APM/PPM - Submit written application for conversion to APM/PPM.

4. Branch Office APM Branch Office PPM/SM There is another office of the same Bank that is an APM in the same clearing area.

Submit written application for conversion to PPM/SM.

5. Branch Office PPM Branch Office PPM - Submit written application for conversion to APM/SM.

6. Branch Office SM Branch Office APM/PPM - Submit written application for conversion to APM/PPM.



SM There is another office of the same Bank that is an APM in the same Clearing Area.

Submit written application for conversion to SM.




Submit written application for conversion to APM.

Appendix 4 A. 4 (four) special symbols on the MICR code line on Clearing Items and

Documents Clearing

1. identifying the Amount symbol; 2. identifying the Domestic symbol; 3. identifying the Bank symbol; and 4. identifying the Short Dash symbol.

B. Specimen inscription of amount in MICR digits.

Amount of Rp 2,000,000 inscribed in MICR digits: C. Illustration of full inscription of information on Clearing Item. D. Illustration of full inscription of information on Clearing Document.

Appendix 5a

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF CHECK

BANK ABC CHECK No. 000001 RATU PLAZA BRANCH ………………………… KEBAYORAN BARU

Upon presentation of this check, pay ……………………………………………………………… or bearer the sum in rupiah of (in words) ……………………………………………………………………………… ……………………………………………………………………..Rp.

PT. XYZ

Jl. Fatahilah No. 3 Jakarta Pusat

Signature (and Company seal)

Bank Logo

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)

Customer Account Number (10)

Amount (14)

Clearing Item Serial Number (6)

Bank Office Code + testing number

(3) + (1)

Transaction Code (2)

Appendix 5b

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF BILYET GIRO

BANK ABC BILYET GIRO No. 000001 RATU PLAZA BRANCH ……………, ………………………. KEBAYORAN BARU

You are requested on (date) ……....………….……....…………………………....………….…………………… To transfer funds charged to our account in the amount of Rp. To the account of ……………………at Bank………………....………………....………………....……………..

With the request that this bank credit the account of the above mentioned customer in rupiahs in the amount of (in words) ………………….……….………..……………………………………………………………..

PT. XYZ Jl. Fatahilah No. 3 Jakarta Pusat Signature (and Company seal)

Clear Band ?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Signature & stamp may not cross this line

Bank Logo

Appendix 5c

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF BANK TRANSFER DRAFT

BANK ABC DRAFT No. 000001 RATU PLAZA BRANCH ……………, ………………………. KEBAYORAN BARU

Upon presentation of this FIRST draft (if the SECOND draft bearing the same words and date has not been paid), to …………….………………………………………………………………………………………………… or on order the sum of ……….………..……………………………….Rp.

BANK ABC To Bank …………………... …………………… in …………………… Revenue stamp

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 5d


BANK ABC DRAFT No. 000001 RATU PLAZA BRANCH ……………………………………. KEBAYORAN BARU

…………..(……) days after presentation, please pay against this FIRST draft (if the SECOND draft bearing the same words and date has not been paid), to ……………….……………………………………………………… or on order the sum of ……….…………………….………..……….…….Rp. BANK ABC To Bank …………………... …………………… in …………………… Revenue stamp

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 5e


BANK ABC DRAFT No. 000001 RATU PLAZA BRANCH ……………………………… KEBAYORAN BARU

On (date) ..............................................., please pay against this FIRST draft (if the SECOND draft bearing the same words and date has not been paid), to ……………….………………………………………………………………… or on order the sum of ……….……………………….…………………… Rp. BANK ABC To Bank …………………... …………………… in …………………… Revenue stamp

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 5f


BANK ABC DRAFT No. 000001 RATU PLAZA BRANCH …………, ………………………. KEBAYORAN BARU

…………..(……) days after this date, please pay against this FIRST draft (if the SECOND draft bearing the same words and date and has not been paid), to ……………...…………………………….………………………… or on order the sum of ……….……….......................................…......………..Rp. BANK ABC To Bank …………………... …………………… in …………………… Revenue stamp

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 5g

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF INCOMING TRANSFER ADVICE

BANK ABC INCOMING TRANSFER ADVICE No. 000001 RATU PLAZA BRANCH ………………………………… KEBAYORAN BARU

P.U.S/P.U.T No. : …………………………………dated ……………………………………………….…… To : ......………………………………………………………………………………………………………… Please be advised that we have received a funds transfer for you as follows: Amount : ………………………………………………………….. Rp. Sending Bank : …………………………………………………………… Bank ABC By order of : …………………………………………………………… Message : …………………………………………………………… (See notes on reverse side of this form)

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Obverse side

Bank Logo

Appendix 5h

INCOMING TRANSFER ADVICE

FOR RECEIPT IN CASH OR THROUGH CLEARING

The sum stated on the obverse side of this note in the amount of Rp …………………………………… ( ………………………………………………………………………………………………………… ..) has been duly received.

…………………, ……………………………

Notes: Revenue stamp is in prescribed amount

Revenue Stamp No. ……………………….

Reverse side

Appendix 5i

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF DEBIT NOTE

BANK ABC DEBIT NOTE No. 000001 RATU PLAZA BRANCH ……………, ………………………. KEBAYORAN BARU

To : ………………………………………………………………………………………………………………. We hereby debit your account in the………………...currency the sum of Rp. In regard to : ……………………………………………………………………. ……………………………………………………………………………………. BANK ABC in words : ………………………………………………………………………… ……………………………………………………………………………………

________________________ Authorized signature

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 5j

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF CREDIT NOTE

BANK ABC CREDIT NOTE No. 000001 RATU PLAZA BRANCH …………, ………………………. KEBAYORAN BARU

To : …………………………………………………………the sum of Rp. In words : ………………………………………………………………………………………… In favor of : ……………………………………………………………………. Account No. : ………………………………………………………………… . BANK ABC Requested by : ……………………………………………….. ………………. Remarks: ………………………………………………………………………. ________________________ Authorized signature

Red area

?? ?? ?? ?? ? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ?? ??

Bank Code (3)


Amount (14)



(3) + (1)


Bank Logo

Appendix 6a

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF DELIVERY SLIP FOR DEBIT CLEARING ITEMS

NAME OF BANK …………, …………………….. BANK OFFICE

We herewith present one bundle (batch) of Debit Clearing Items - Incoming Clearing Rp. to be credited to our account at Bank Indonesia. 1. We are informed that the Operator does not examine the authenticity of Clearing

Documents and Clearing Items. 2. We hereby authorize the Operator to make any adjustment in the amount in

rupiahs in the event of difference with the results of the process conducted at the Operator.

DELIVERY SLIP FOR DEBIT CLEARING ITEMS – INCOMING CLEARING No. 000001

Delivered by Received by (Member) (Operator)

Name and Signature (Initials)

Logo of Issuing Bank

Sheet I ( Original )

Fill in “ 000 “ Fill in second 3 digits of Bank Office Code (without testing

number)

Fill in Transaction Code “96”

Green

?? ? ? ?? ?? ? ?? ?? : ?? ?? ?? ?? ?? ?? ?? ??

Fill in first three digits of Bank

Code

Fill in Batch Card identity

“9999”

Fill in total Amount of attached Clearing Items

Appendix 6b

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND

OF DELIVERY SLIP FOR CREDIT CLEARING ITEMS

NAME OF BANK …………, …………………….. BANK OFFICE

We herewith present one bundle (batch) of Credit Clearing Items - Incoming Clearing Rp. to be credited to our account at Bank Indonesia. 1. We are informed that the Operator does not examine the authenticity of Clearing

Documents and Clearing Items. 2. We hereby authorize the Operator to make any adjustment in the amount in

rupiahs in the event of difference with the results of the process conducted at the Operator.

DELIVERY SLIP FOR CREDIT CLEARING ITEMS – INCOMING CLEARING No. 000001

Delivered by Received by (Member) (Operator)

Name and Signature (Initials)


Sheet I ( Original )

Fill in “ 000 “ Fill in second 3 digits of Bank Office Code (without testing

number)


Red

?? ? ? ?? ?? ? ?? ?? : ?? ?? ?? ?? ?? ?? ?? ??


Code


“9999”


Appendix 7a

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF BATCH CARD FOR DEBIT CLEARING ITEMS

BATCH CARD FOR DEBIT CLEARING ITEMS

NAME OF BANK BANK OFFICE


Batch Card Punch Hole

?? ? ? ?? ?? ? ?? ?? : ?? ?? ?? ?? ?? ?? ?? ??


Code


“9999”


Fill in “ 000 “

Fill in second 3 digits of Bank Office Code (without testing

number)


Green

Appendix 7b

SPECIMEN INSCRIPTION OF MICR CODE LINE ON CLEAR BAND OF BATCH CARD FOR CREDIT CLEARING ITEMS

BATCH CARD FOR CREDIT CLEARING ITEMS

NAME OF BANK BANK OFFICE


Batch Card Punch Hole

?? ? ? ?? ?? ? ?? ?? : ?? ?? ?? ?? ?? ?? ?? ??


Code


“9999”


Fill in “ 000 “

Fill in second 3 digits of Bank Office Code (without testing

number)


Green

Appendix 8

SPECIMEN CLEARING STAMP AND CLEARING CANCELED STAMP 1. ACTIVE PRINCIPAL MEMBER

a. For Head Office 5 cm 6 cm 21/2cm 11/2 cm

b. For Branch Office 5 cm 6 cm 21/2cm 11/2 cm 2. PASSIVE PRINCIPAL MEMBER

For example, the Bank DKI Pintu Besar branch office with Member code 111 – 0119 and

PPM membership status sends EFD under the identity of its APM office, in this example

the Bank DKI Head Office, bank code 111 – 0012.

5 cm 6 cm 21/2cm 11/2 cm

CLEARING Date:

CLEARING CANCELED STAMP

111 - 0012

Bank DKI Head Office (APM)

Bank DKI Head Office

CLEARING Date:


111 - 0054

Bank DKI Matraman Branch (APM)

Bank DKI Matraman Branch Office

CLEARING Date:


111 - 0012

Bank DKI Pintu Besar Branch Office (PPM)

Bank DKI Pintu Besar Branch Office

3. SUBSIDIARY MEMBER

a. For Branch Office

For example, the Bank DKI Tanah Abang branch office with Member code 111 –

0203 and SM membership status operates under the supervision of the Bank DKI

Head Office, bank code 111 – 0012, with APM membership status.

5 cm 6 cm 21/2cm 11/2 cm

b. For Sub-Branch Office

For example, the Bank DKI Pluit sub-branch office with SM membership status

operates under the supervision of Bank DKI Pintu Besar branch office, Member

code 111 – 0119 with PPM membership status, and sends EFD under the identity of

Bank DKI Head Office Member code 111 – 0012 (APM). 5 cm 6 cm 21/2cm 11/2 cm

CLEARING Date:


111 - 0012

Bank DKI Head Office Tanah Abang Branch Office (SM)

Bank DKI Head Office Tanah Abang Branch Office

CLEARING Date:


111 - 0012

Bank DKI Pintu Besar Branch Office, Pluit Sub-Branch Office

(SM)

Bank DKI Pintu Besar Branch Office, Pluit Sub-Branch Office

Appendix 9

PT BANK AAA 999 0012 Jl. Braga No. 950 Bandung

DELIVERY SLIP FOR DATA RECORDING MEDIA

Enclosed herewith is/are ................. diskette(s) as media for recording of data on

Clearing items received.

City, date, month, year

Received by: Delivered by:

(................................................)

signature, full name, and bank seal

*) delete whichever is not applicable

BANK LOGO

PROCEDURE FOR HANDLING OF REJECTED ITEMS AND VARIANCES IN CLEARING ITEMS AND PROCEDURE FOR RESOLUTION IN ELECTRONIC CLEARING SYSTEM

A. HANDLING OF REJECTED ITEMS AND RESOLUTION OF CLEARING VARIANCES

No. Criteria for Rejected Items Handling of Rejected Items Resolution of Clearing Variances

Remarks

1. On order of another unit at Bank Indonesia

Not processed Bookkeeping correction made by Bank Indonesia no later than the following working day.

1. EFD transaction is canceled 2. Clearing item is returned to Sending

Member 3. EFD fee charged under prevailing

regulations, reject fee not charged

2. Non-compliance with the provisions of Circular Letter No. 1/10/DASP dated December 31, 1999, concerning Use of Debit Notes in Clearing




regulations, reject fee not charged 4. Penalty charged to Sending Member

under prevailing regulations.

3. - Collection Items

- Unknown Code




regula tions, reject fee not charged


Remarks

4. Inscription of information in MICR code line on clear band: - in error; - not properly readable by

reader-sorter machine; or

- overlapping printing of characters

in regard to:

1. Serial Number Correction is made by Bank Indonesia to Clearing Item data in system

- 1. EFD transaction is processed 2. Charged EFD fee and reject fee

under prevailing regulations

2. Member Bank Code Not processed Resolved bilaterally between Members




3. Account Number Correction made by Bank Indonesia to Clearing Item data in system: - If Account Number is clearly

legible, will be filled in as per number imprinted on Clearing Item

- If Account Number is not legible, will be filled in with “000000001”

- 1. EFD transaction is canceled 2. Charged EFD fee and reject fee


4. Transaction Code Correction made by Bank Indonesia to Clearing Item data in system according to type of Clearing Item




Remarks

5. Amount Correction made by Bank Indonesia to Clearing Item data in system according to amount inscribed on Clearing Item



5. Information in MICR code line on clear band is missing in regard to:

1. Serial Number Clearing item data is entered into system by Bank Indonesia according to number imprinted on the item



2. Member Bank Code Not processed Bookkeeping correction made by Bank Indonesia no later than the following working day.




3. Account Number “000000001” is entered by Bank Indonesia into system



4. Transaction Code Clearing item data is entered by Bank Indonesia into system according to type of Clearing Item



5. Amount Not processed Bookkeeping correction made by Bank Indonesia no later than the following working day.




B. CLEARING ITEM VARIANCES AND PROCEDURE FOR RESOLUTION

Handling of Clearing Variances Description of Clearing Variance

Bank Indonesia Member Remarks

Number of clearing items does not match number on addlist:

1. Number of clearing items is less Batch correction made - Transaction is processed according to number of Clearing Items sent

2. Number of clearing items is more Not processed Resolved bilaterally between members

1. Clearing item is returned to Sending Member

2. EFD fee charged under prevailing regulations, reject fee not charged

Appendix 7

Appendix 11

No. ..........................

STATEMENT OF CONFISCATION OF CLEARING ITEM

Received from Bank ......................................... during processing of Clearing on (date)

........................ a total of ............................ Clearing Items consisting of the following:

No. Type of Clearing Item

Serial Number Amount Date Drawn

We have confiscated these clearing items for further examination and forwarding to the

competent authorities for reason of suspected links to criminal actions as specified in the Police

Report (photocopy attached).

City, date, month, year

Bank .....................

BANK LOGO

Appendix 12

BANK INDONESIA City, date, month, year.

No.

FORM: CLEARING ITEM NOT PROCESSED To

PT Bank ...............

...............................

We hereby inform you that in respect of .................... (.........................) Clearing Items

from your (Debit/Credit) batch in the amount of Rp .......................................... , we have

adjusted the amount to Rp ................................ for reason of the following error(s)*):

1. Unknown Clearing Code/collection Item/Clearing Item from Bank Suspended from

Operation (BBO)**);

2. Error in: encode/addlist/batch/transaction code/amount**);

3. Number of clearing items less/greater than listed**);

4. Bank code/transaction code/amount not encoded**);

5. MICR not complying with standards**);

6. Non-compliance with provisions on use of Debit Notes in Clearing;

7. Amount of Clearing Item not in compliance with Clearing schedule provisions;

8. Termination of Member;

Please find attached a photocopy of the addlist/Clearing Item/batch

*) circle the applicable error

**) delete whichever is not applicable

JAKARTA CLEARING DEPARTMENT/ .................. CLEARING SECTION

BI LOGO

Appendix 13

FORMAT TAPE/CARTRIDGE A. COMPUTER FILE STRUCTURE

1. File name : CLMASUK

2. Description : Data on receipt of clearing item by receiving

member.

3. Record length : 70 characters

4. Block Factor : 20 (file tape)

5. Unit Standard : Tape EBCDIC

6. Labels :

- External : XXX (first 3 digits of code) for member name

- Internal : “ KLIRING JAKARTA”

7. Organization : Sequential

8. Density : 1600 BPI

9. Order of Records : User Header Label, Data and User, Trailer Label.

B. DATA

NO.

DESCRIPTION FIELD NAME

FORMAT TOTAL POSITION REMARKS

1. Application Code APL A 2 1 - 2 Fill in “CL”

2. File Code Fill N 2 3 - 4 Fill in “04”

3. Clearing Date TGLKLRG N 6 5 - 10 Format: TTBBHH

4. Record Number NOURUT N 5 11 - 15 Key Field

5. R/S Number NOURRS N 8 16 - 23

6. Clearing Item Number

NOWARK N 6 24 - 29

7. Receiving Member Code

BANKTRM N 7 30 - 36

8. Account Number NOREK N 10 37 - 46

9. Transaction Code TRANS N 2 47 - 48 Fill in: “00” - “59”

10. Amount NOMINAL N 14,2 49 - 62

11. Sending Member Code

BANKKRM N 7 63 - 69

12. Filler - X 1 70 blank

C. User Header Label : Record Length = 80

NO.

DESCRIPTION

FILED NAME


1. Record Code SANREC AN 4 1 - 4 Fill in: “UHL1”

2. Member Code SANTA N 7 5 - 11

3. Clearing Date TGLKLRG N 6 12 - 17 Format : TTBBHH

4. Filler - X 63 18 - 80 Blank

D. User Trailer Label : Record Length = 80

NO.

DESCRIPTION FILED NAME


1. Record Code SANREC AN 4 1 - 4 Fill in: “UTL1”

2. Total Number of D Clearing Items

JMLWKTD N 5 5 - 9

3. Total Amount of D Clearing Items

JMLNOMD N 14,2 10 - 23

4. Total Number of C Clearing Items

JMLWKTK N 5 24 - 28

5. Total Amount of C Clearing Items

JMLNOMK N 14,2 29 - 42

6. Filler - X 38 43 - 80

Appendix 14a

No. .............. Jakarta, .................... To: ..................*) Subject: Application for Duplicate Clearing Item In regard to clearing items not received with the clearing items processed on the clearing date of ..............................................., we kindly request your assistance in providing a Duplicate Debit/Credit Clearing Item as attached.

Item Serial Number : ................................................................. Account No. : ................................................................. Amount in Rp. : ................................................................. Sending Bank Code : ................................................................. Receiving Bank Code : .................................................................

A photocopy of the SKEJ 1201 report is attached as supporting data. Thank you for your consideration of our application and for your kind cooperation. Bank Officer (..............................................) signature, full name and bank seal. *) as per the supervising Bank Indonesia office.

Appendix 14b

No. .............. Jakarta , .................... To: ..................*) Subject: Clearing Processing Report In regard to clearing items not received with the clearing processing report for processing on the clearing date of ..............................................., we kindly request your assistance in providing Duplicate Debit/Credit Clearing Items as attached.

Report Code : ................................................................. Code Number : .................................................................

Thank you for your consideration of our application and for your kind cooperation. Bank Officer (..............................................) signature, full name and bank seal. *) as per the supervising Bank Indonesia office.

Appendix 14c

COLLECTION SLIP FOR DUPLICATE CLEARING ITEM/REPORT**)

We, the hereundersigned:

Name of Officer : .........................................................

Bank Name/Code : .........................................................

Position : .........................................................

Address of Bank : .........................................................

Telephone : .........................................................

Have received a duplicate clearing item and/or clearing processing report**) as listed in

our application to Bank Indonesia. The above-named name and bank shall bear

responsibility for any and all use of the duplicate clearing item and/or clearing

processing report**).

Jakarta, .......................................................

(................................................)

signature, full name, and bank seal

This slip is prepared in duplicate: 1. Original for Bank Indonesia 2. Copy for the Bank concerned. **) Delete whichever is not applicable.

in working order

Appendix 15a

I. Dial-up procedure

Bank is unable to transmit data

- check procedure for data transmission - check connection of equipment on-site

- repair/correction - transmit data

in working order

Check condition/status of DOV modem A

Contact BI

Bank Indonesia - check equipment/system at BI - re-activated port - contact bank - transmit data Bank

- wait for instruction from BI - transmit data

Successful

Contact Lintasarta for repair/inspection

A

done

no

yes

no

no

no

no no

yes

yes

yes

yes

yes

Channel working

working/ normal

Successful

Transmit data to BI

Contact Bank Indonesia for dial-up/back-up

Bank Indonesia - confirm line problem with Lintasarta. - prepare port for dial-up - assign dial-up telephone number and inform bank - inform Electronic Clearing Members by means of pooling address other

than C1 for instituting procedure for changeof pooling address.

Bank - move RS-232/data cable from DOV modem to dial-up modem - dial Bank Indonesia at number assigned by BI - transmit to BI. - change pooling address according to instructions from Electronic

Clearing helpdesk officer

Appendix 15b 2. Procedure for resumption of leased line communications (DOV)

Line repair completed

Lintasarta contacts Bank Indonesia Lintasarta contacts Bank

Bank Indonesia - confirm time of resumption with

bank; - free up dial-up port; - activate original port (leased-line); - inform Members concerning

change of pooling address (if required).

Bank - confirm time of resumption with BI; - move data/RS-232 cable from dial-up

modem to DOV modem; - follow procedure for change of pooling

address; - transmit data to BI.

Done

No. 4/15/DASP Jakarta, September 30, 2002 CIRCULAR … fileNo. 4/15/DASP Jakarta, September 30, 2002...

Documents

Transcript of No. 4/15/DASP Jakarta, September 30, 2002 CIRCULAR … fileNo. 4/15/DASP Jakarta, September 30, 2002...