NEW FINANCING PRODUCT of the

About Small Business Corporation

About Small Business Corporation

• A government corporation created in January 1991 A government corporation created in January 1991 under R.A. 6977 known as the Magna Carta for Small under R.A. 6977 known as the Magna Carta for Small Enterprises which was amended in May 2008 by RA Enterprises which was amended in May 2008 by RA 9501 or the Magna Carta for mSMEs.9501 or the Magna Carta for mSMEs.

• Merger of Small Business Guarantee and Finance Merger of Small Business Guarantee and Finance Corporation (SBGFC) and the Guarantee Fund of Corporation (SBGFC) and the Guarantee Fund of Small and Medium Enterprises (GFSME) through EO Small and Medium Enterprises (GFSME) through EO No. 26 in November 2001.No. 26 in November 2001.

• Commenced operations on 16 July 1992.Commenced operations on 16 July 1992.

• Mandated to provide financing initiatives for micro, Mandated to provide financing initiatives for micro, small and medium enterprises (mSMEs). small and medium enterprises (mSMEs).

Loan Fund for Farm Loan Fund for Farm Development for Pocket Development for Pocket Farmer-EntrepreneursFarmer-Entrepreneurs

Purpose : To finance the production requirement for long gestating and/or non-traditional high value

crops by farmer-entrepreneur and corporate employees

Term : 3 to 5 yrs exclusive of 3 years grace period of gestation

Interest Rate : Credit Line – 10%pa Term Loan w/o grace period – 11% pa Term Loan w/ grace period - 13% pa

Loan Amount: up to P1.0MMSpecific Documentation : Proof of ownership or of lease of the Proof of ownership or of lease of the pocket farm to be developed

Loan Fund for Farm Development for Loan Fund for Farm Development for Pocket Farmer-EntrepreneursPocket Farmer-Entrepreneurs

Sample Amortization:@ 11% per annum

Loan Amount Monthly Payment

3 years 4 years 5 years

200,000 P 6,547.74 P 5,169.10 P 4,348.48

500,000 P16,369.36 P12,922.76 P10,871.21

800,000 P26,190.97 P20,676.42 P17,393.94

1,000,000 P32,738.72 P25,845.52 P21,742.42

@ 13% per annum

Loan Amount Monthly Payment

3 years 4 years 5 years

200,000 P 6,738.79 P 5,365.50 P 4,550.61

500,000 P16,846.98 P13,413.75 P11,376.54

800,000 P26,955.16 P21,462.00 P18,202.46

1,000,000 P33,693.95 P26,827.50 P22,753.07

Food and Drugs Authority (FDA) Food and Drugs Authority (FDA) Licensing and Production Site Licensing and Production Site

Compliance Loan FundCompliance Loan FundPurposePurpose : : To finance the cost of licensing (direct and To finance the cost of licensing (direct and

overhead cost) and physical assets or overhead cost) and physical assets or improvements to be acquired by improvements to be acquired by the mSME in order to be granted the license the mSME in order to be granted the license

TermTerm : : up to 36 monthsup to 36 monthsInterest RateInterest Rate : : 10% to 12% p.a.10% to 12% p.a.Loan LimitLoan Limit : : up to P2.0MMup to P2.0MMSpecific Specific Documentation: Documentation: Duly received FDA application inclusive of the Duly received FDA application inclusive of the

technical/production constructs of the technical/production constructs of the businessbusiness

Halal and Kosher Certification Halal and Kosher Certification Loan FundLoan Fund

PurposePurpose : : To finance mSMEs engaged in food processing To finance mSMEs engaged in food processing and are seeking certification of products for and are seeking certification of products for

export to Muslim and Jewish territories export to Muslim and Jewish territories TermTerm : : up to 6 monthsup to 6 monthsInterest RateInterest Rate : : 10% p.a.10% p.a.Loan AmountLoan Amount : : up to P200K per certificationup to P200K per certification or up to P1.0MM per borroweror up to P1.0MM per borrowerSpecificSpecificDocumentation: Documentation: Proof of application for certification Proof of application for certification

Checklist of Documentary RequirementsChecklist of Documentary RequirementsChecklist of Common Documentary Requirements

1. Duly filled-out SB Corp Application Form and notarized 1. Duly filled-out SB Corp Application Form and notarized Client Information SheetClient Information Sheet

2. DTI / SEC Business Registration2. DTI / SEC Business Registration

3. Latest 1-year financial statements (with interim FS, if 3. Latest 1-year financial statements (with interim FS, if Applicable)Applicable)

4. Proof of Billing (residence and business)4. Proof of Billing (residence and business)

HEAD OFFICE17th & 18th Floors 139 Corporate Center

139 Valero St. Salcedo Village, Makati CityTel. No. : 751-1888Fax No. : 894-1677 or 8135726Website : www.sbgfc.org.ph

AREA OFFICESSOUTHERN LUZON GROUP17th Floor 139 Corporate Center 139 Valero St. Salcedo Village,Makati City Tel. No. : 751-1888Fax No. : 894-1677

NORTHERN LUZON GROUPUnit 17, Manongbo Bldg.Private Road, Magsaysay Ave. Baguio City Telefax No.: (074) 424-7647

VISAYAS AREA OFFICEUnit 802-B Keppel CenterAyala, Cebu City Tel. No. : (032) 232 – 1200Fax No. : (032) 234 – 4500

MINDANAO AREA OFFICE7th Floor Unit 76 Landco Corporate CenterJP Laurel Ave. Bajada, Davao CityTel. No. : (082) 221 – 1488Fax No. : (082) 221 – 0858

Thank You.Thank You.